Particulars

Amount of Loan
Period
Periodicity
Period
Rate of Interest-1st Phase
1st Phase-Effective ROI
1st Phase-Effective No. of
Installments
% of Amount to be repaid in %
Amount to be repaid
Intallment Amount
Periodicity
Period
Rate of Interest-2nd Phase
2nd Phase-Effective ROI
2nd Phase-Effective No. of
Installments

Installment No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17

Figures
1,000,000
10
Ist Phase
12
3
0.12
0.01

Units
Rs.
Years
Monthly
Years
PA

36
0.3
300000
16,964
II Phase
6
7
0.1
0.016666667

Bi-Monthly
Years
PA

42

% of Amount to be repaid in %
Amount to be repaid
Installment Amount

0.7
700000
23,308

Total no. of Effective Installments

78

Opening Balance
1000000
993,036
986,002
978,897
971,722
964,475
957,156
949,763
942,296
934,755
927,138
919,445
911,675
903,828
895,902
887,897
879,811

Interest Amount
10000
9,930
9,860
9,789
9,717
9,645
9,572
9,498
9,423
9,348
9,271
9,194
9,117
9,038
8,959
8,879
8,798

Installment Amount
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964

18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64

871,645
863,397
855,067
846,653
838,155
829,573
820,904
812,149
803,306
794,375
785,354
776,244
767,042
757,748
748,361
738,880
729,305
719,634
709,866
700,000
688,359
676,523
664,490
652,257
639,820
627,176
614,320
601,251
587,964
574,455
560,721
546,758
532,563
518,131
503,458
488,541
473,376
457,957
442,282
426,345
410,143
393,670
376,923
359,897
342,587
324,989
307,097

8,716
8,634
8,551
8,467
8,382
8,296
8,209
8,121
8,033
7,944
7,854
7,762
7,670
7,577
7,484
7,389
7,293
7,196
7,099
11,667
11,473
11,275
11,075
10,871
10,664
10,453
10,239
10,021
9,799
9,574
9,345
9,113
8,876
8,636
8,391
8,142
7,890
7,633
7,371
7,106
6,836
6,561
6,282
5,998
5,710
5,416
5,118

16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
16,964
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308

65
66
67
68
69
70
71
72
73
74
75
76
77
78

288,908
270,415
251,614
232,499
213,066
193,309
173,223
152,802
132,040
110,933
89,473
67,657
45,476
22,926

4,815
4,507
4,194
3,875
3,551
3,222
2,887
2,547
2,201
1,849
1,491
1,128
758
382

23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308
23,308

ROI List (in %)

0.08
0.09
0.1
0.11
0.12

Closing Balance
993,036
986,002
978,897
971,722
964,475
957,156
949,763
942,296
934,755
927,138
919,445
911,675
903,828
895,902
887,897
879,811
871,645

Symbol
1
2
4
6
12

Mode of Payment
Yearly
Half Yearly
Quarterly
Bi-Monthly
Monthly

863,397
855,067
846,653
838,155
829,573
820,904
812,149
803,306
794,375
785,354
776,244
767,042
757,748
748,361
738,880
729,305
719,634
709,866
700,000
688,359
676,523
664,490
652,257
639,820
627,176
614,320
601,251
587,964
574,455
560,721
546,758
532,563
518,131
503,458
488,541
473,376
457,957
442,282
426,345
410,143
393,670
376,923
359,897
342,587
324,989
307,097
288,908

270,415
251,614
232,499
213,066
193,309
173,223
152,802
132,040
110,933
89,473
67,657
45,476
22,926
0