Company Highlights

Executive Management
John A. Graf
Chairman, President and Chief Executive Officer

Forethought Financial Group, Inc.

Diversified financial services organization dedicated, for over 25 years, to providing innovative financial solutions for those planning for retirement and end-of-life needs Headquartered in Houston, Texas with insurance operations in Indianapolis and Batesville, Indiana Products distributed through a nationwide network of banks, independent marketing organizations, agents and brokers, distributors and funeral homes

Mary L. Cavanaugh

Executive Vice President, General Counsel and Secretary

Forethought life Insurance Company

(A subsidiary of Forethought Financial Group, Inc.)

David J. de Gorter

President, Forethought Financial Services

David W. Entrekin

Executive Vice President, Corporate Finance

Paula G. Nelson

President, Forethought Distributors

ProFIle (As of December 31, 2011) Approximately $5.5 billion in assets Approximately $1.2 billion in annual revenue Total capital and surplus of $416 million Approximately $4.9 billion of life insurance and annuities in force More than a million customers served Licensed to sell in 49 states, the District of Columbia and Puerto Rico FInanCIal StrenGtH ratInGS A.M. Best Rating: A- Excellent (The fourth highest of sixteen ratings.) S&Ps Rating: A- Strong (The seventh highest of twenty-one ratings.) Moodys Rating: A3 (The seventh highest of twenty-one ratings.) Forethought proudly subscribes to the ALIRT Service, which reports on trends impacting the financial performance of insurance companies. Information is available from ALIRT Insurance Research, LLC. InduStry PerFormanCe Named in Wards 50 ranking of top-performing life-health insurance companies for 2010 and 2011. Ranking analyzes five-year financial performance of more than 800 US-based life-health insurance companies.

ProduCtS and ServICeS Life Insurance Preneed products designed specifically to meet the needs of those planning and funding their funerals Products for end-of-life expenses designed to reduce the burden of loss for loved ones Annuities Traditional tax-deferred fixed annuities with declared interest rates that provide predictability of growth and safety Indexed annuities that offer the potential for higher interest crediting while maintaining safety through strong underlying guarantees Long term care hybrid annuity that ensures maximum value for owners and their families in time of need Supplemental Insurance Products designed to complement the benefits of Medicare coverage

Michael A. Reardon

Executive Vice President, Chief Financial Officer

Eric D. Todd

Executive Vice President, Chief Investment Officer

www.forethought.com

M8474-03

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