Dutch-Bangla Bank Limited Schedule of Charges

General Banking, Credit, Foreign Exchange and On-line Banking General Banking and Credit SL Type of Services Nature of Charges Amount of Charges & Commission i) Account Maintenance Fee Maximum Tk. 500.00 for Current A/C for Current Account / every 06 months. STD/CC/OD 1 ii) Incidental charges Nil iii) Closing Charges Tk. 300/Savings Account i) Account Maintenance Fee (Service Charges) 1) No A/C maintenance charge on Savings A/C having half-yearly average balance upto Tk. 5,000/- or less. 2) Tk.100 on a half-yearly basis from Savings A/C having half-yearly average balance of more than Tk.5000 upto Tk. 25,000/3) Tk.300 on a half-yearly basis from Savings A/C having half-yearly average balance of more than Tk. 25,000/ii) Incidental charges iii) Closing charges 2(b) Power AccountSalary Nil Tk. 200/-

2(a)

i) Account Maintenance Fee Nil ii) Incidental charges Nil iii) Closing Charges Tk.100/General Charges for SB/CA/STD/CC/OD/Monthly Deposit Scheme Specially printed cheque book Charges Tk.3/- per leaf (MICR & Personalization) (MICR & Personalization) Tk.100/Duplicate Statement Charges Certificates/ Reports: Charges Balance confirmation certificate No charges for Half-yearly & Yearly for balance confirmation certificate (Twice a year) but Maximum Tk. 200.00 be charged for additional issuance of certificate per instance. Issuance of Solvency certificate Credit or Solvency informationlocal if requested by third party Credit or Solvency informationLocal Credit or Solvency informationInternational Obtaining credit report on behalf of local customer. Duplicate savings certificates/ Declaration in Lieu Certificate of encashment of Bonds/Securities Bank certificate required by BO Account Holders Premature Encashment Fee for Monthly Deposit Schemes Charges Charges Charges Charges Charges Charges Charges Charges Tk.200/-per instance Tk.300/-(by debiting a/c) Tk.300/Tk.1,000/- or US$20/Tk. 300/Tk.200/Tk.100/Tk.100/Nil

SL 3

Type of Services Collection: a) Collection of Local cheques

Nature of Charges Charges Charges

Amount of Charges & Commission i) Where there is a clearing house-Free ii) Where there is no clearing house:- actual conveyance, Minimum of Tk. 50/- per instance Tk. 50/- (flat) per instance from the account of the depositor of cheques.

Charges. b) Cheques returned, unpaid from clearing house c) Bounced cheque drawn on us (cash, clearing and transfer) d) Collection of outstation cheques/bills (Clean/ Documents) Charges Commission

. Postage(Regist ered)
Telephone/Telex/ e-mail/Telegram/ Fax/SWIFT

Tk.100/-(flat) per instance from the account holder of cheques. i) Upto Tk. 50,000/- Tk. 50/-(flat) ii) From Tk. 50,001/- to Tk. 100,000/@0.20% iii) From Tk. 100,001/- to Tk. 500,000/@0.15%, Minimum Tk. 200/-. iv) Over Tk. 500,000/- @0.10%, Minimum Tk. 600/- and Maximum Tk. 3,000/At actual, Minimum Tk. 20/At actual, Minimum Tk. 100/@ 0.10%, Minimum Tk. 50/-, MaxTk.3,000/- (For walking customer & account holder) At actual, Minimum Tk. 50/-

4.

Remittance(Inland): a) Issuance of DD

Commission

Telegram/Tele x/Fax/ SWIFT for DD: b) Issuance of Pay Order (PO) c) Cancellation of DD/PO Commission For DD For PO

Tk.50/-(Flat) for any amount (For walking customer & account holder) i) Upto Tk. 1,000/-, Tk. 25/ii) Above Tk. 1000/-, Tk 50/i) Upto Tk. 1,000/-, Tk. 20/ii) Above Tk. 1,000/-, Tk. 35/iii) Above Tk. 1.00 lac, Tk. 100/Tk. 100/- per instance

d) Issuance of cheque on Bangladesh Bank at clients request Remittance (Inland) e) Issuance of Duplicate instrument f) Counter Transaction Fee

Charges

Charges

Tk.100/- (flat) Nil

SL 5

Type of Services Standing Instruction

Nature of Charges Charges/ commission Charges

Amount of Charges & Commission Tk.100/- for compliance of each instruction. No standing instruction charge for transfer of balance from any deposit account to scheme account i) Upto Tk. 25,000/- @ 0.15%, Minimum Tk. 25/ii) Tk. 25,001/- to Tk. 1.00 lac @ 0.15%, Minimum Tk. 50/iii) From Tk.100,001/- to Tk.5,00,000/- @ 0.15%, Minimum Tk. 200/iv) Over Tk. 5.00 lac @0.10%, Minimum Tk. 600/- & Maximum Tk. 3,000/At actual but Minimum Tk. 20/At actual but Minimum Tk. 50/-

Purchase of Cheques, Inland Bills & Instruments (outstation)

Commission

Postage Telephone/ e-mail /FAX/ SWIFT/ Telegram. Charges Commission

Rate of interest 7 Issuance of Guarantee

Parcel Charges:

Charges

Locker & Safe custody

Charges

Interest to be charged as per commercial lending rate. i) @ Tk. 0.60% per quarter, Min. Tk.500/ii) 100% cash margin; @ 0.20% per quarter, Min. Tk. 300/Tk.20/- each for parcel 1st 10 days and additional Tk. 5/- for every subsequent days or part thereof a) Small size Tk.1,000/-yearly. b) Medium size Tk.2,000/- yearly. c) Large size Tk. 3,000/- yearly. d) Security money: i) Small-Tk.1,000/-(refundable) ii) Medium Tk. 2,000/-(refundable) iii) Large Tk. 3,000/-(refundable) e) Replacement of lost key- At actual. i)Upto Tk. 2,00,000/-, Tk. 300/-, ii) From Tk. 2,00,001/- to Tk. 5,00,000/-, Tk. 500/iii) From Tk. 5,00,001/- to Tk. 10,00,000/-Tk. 1,000/- and iv)Above Tk. 10,00,000/-, Tk. 2,000/v) For subsequent enhancement/renewal (without further registration), 50% of above prescribed fees. For Commercial Loan: i) Upto Tk. 10.00 lac, Free ii) Above Tk. 10.00 lac, Tk. 500/For Industrial Loan: i) Upto Tk. 10 lac - Free. ii) Above Tk. 10 lac to 50 lac, Tk.2,000/iii) Above Tk. 50 lac, Tk. 3,000/Maximum @ 2.00% on outstanding balance

10

Loan Documentation Fee: (Except loan against Financial Obligation)

Fee

11

Loan Processing/ Appraisal Fee: (other than retail product)

Fee

12

Early Settlement Fee

Foreign Exchange Transactions

SL 1 Type of Services (i) L/C opening commissions under cash (sight) (ii) L/C opening commissions under cash (usance) iii) L/C Opening Commission for Back to Back L/C on account of export oriented garments or specialized textiles iv) Acceptance commission under deferred payment LCs (including Back to Back L/Cs). L/C opening commission where 100% cash margin is received. Transmission/ Despatch. i) L/C ii) L/C Amendment iii) LC Confirmation iv) LC Cancellation/ Other
Message v) FCC

Nature of Charges

Amount of Charges & Commission Maximum @ 0.40% for each quarter

Maximum @ 0.50% for each quarter Maximum @ 0.40% for each quarter

Maximum @ 0.40% for each quarter

2 3

Maximum @ 0.25% for each quarter

Charges Charges Charges Charges Charges

Tk. 3000/- (At Actual Basis) Tk. 750/- (At Actual Basis) Tk. 750/- (At Actual Basis) Tk. 500/- (At Actual Basis) At Actual

Amendment of L/C LC Amendment Commission Commission Maximum Tk.750/Maximum @ 0.20%

Arrangement of confirmation by third Bank (Confirmation charges at actual to be borne by either opener or beneficiary as the case may be) Collection of credit report of the beneficiary of the L/C by Telex/ SWIFT/ Mail Supply of stationery set for L/C opening Certification of Import Documents for Customer Assessment Purpose Issuance of Shipping Guarantee

6 7 8 9

Telex/ SWIFT/ Mail Charges Charges

At actual plus service charges but Minimum Tk. 500/Actual stamp charges plus Tk. 100/Tk. 500 (flat)

Charges

Nil

Nature of Charges SL 10 Type of Services Others: i) For discrepant import L/C documents (charges to be realized from beneficiary/bill forwarding bank) ii) Charges for communicating acceptance of usance L/C(including Back to Back) iii) Issuance of Back to Back LC Certificate iv) C & F certificate
Foreign Remittance: i) Purchase of FDD ii) TC encashment iii) Payment of FTT in Tk. on our Bank iv) Collection of foreign currency draft from abroad. v) Issuance of TC Endorsement in passport. vi) Issuance of i) F.C (Cash) ii) Endorsement in passport. vii) Issuance of FC Draft Commission Charges Handling Charges Handling Charges Dollar/GBP commission i) Commission ii) Fee Commission selling Tk. 0.40 per Dollar/GBP but Minimum Tk.200/- and postage at actual As per approved purchase rate plus postage at actual Free Tk.500/-(flat) plus postage at actual Dollar/GBP selling commission: Ruling approved sale rate plus 1% i) No Commission ii) Tk. 200/i) Upto USD.500/- $5/ii) USD501/- to USD5000/- $20/iii) USD5001/- to 10,000/- $30/iv) Above USD10,000/-$50/NB: BC selling rate will be applied for conversion of FC if realization of charges in Taka. viii) Remittance by TT(FC) through Foreign correspondent ix) Cancellation of FC drafts x) Collection of Clean Bill xi) Student file per student Telex/SWIFT Charges Charges Charges Charges Tk. 700/- (flat) Tk. 300/- (flat) Nil Tk.2,000/-yearly per file/instance

Amount of Charges & Commission Charges i) USD50/- for foreign bill ii) USD20/- or equivalent Taka for Local Bill. Charges i) Tk.500/- flat for foreign ii) Tk.200/- flat for Local Maximum Tk. 500/Maximum Tk. 500/-

Charges Charges

11

SL 12A

Type of Services Export

Nature of Charges Handling Charges

Amount of Charges & Commission

i) Negotiation commission for export bills in foreign currency (where exchange gain is involved ) ii) Collection commission for export bills in foreign currency (where exchange gain is involved ) iii) Negotiation commission for export biills in foreign currency (where exchange gain is not involved ) iv) Collection commission for export bills in foreign currency (where exchange gain is not involved) v) Negotiation for Export Bills in Local Currency vi) Collection Commission for Export Bills in Local Currency
vii) Advising of Foreign Bank L/C to beneficiary. viii) (a) Advising of amendments of Foreign bank L/C to the Local beneficiary. b) Advising to Local Bank L/C to beneficiary. c) Advising Amendment of L/C d) Authentication of Transfer e) Transfer of L/C amendment with value f) Adding of Confirmation to L/C g) Local FCC, Data Max, Handling Charge, Copy Document Endorsement Charge, LC Cancellation or unutilized expired LC

Maximum Tk. 500/-

Handling charge

Maximum Tk. 500/-

Handling charge Maximum @ 0.15% Commission Maximum @ 0.15%

Handling charge Commission Commission Commission

Maximum @ 0.15% Maximum @ 0.15%

Maximum Tk.750/Maximum Tk.750/-

Charges Charges Charges Charges Commission

Maximum Tk.750/Maximum Tk.750/Maximum Tk.750/Maximum Tk.750/Maximum @ 0.20% (each quarter). Nil

h) Foreign Banks Guarantee charges against discrepant bills. i) Collecting bank charges abroad. j) Processing of documents under collection of Foreign Currency. k) Processing of documents under collection of Local Currency. l) Mailing of Export Documents (Foreign) m) SWIFT/Telex charges for transmitting reimbursement instruction

Charges Charges Handling Charges Commission i) By Courier ii) By Postage Charges

At actual At Actual Tk.500/Maximum @ 0.15% i) At actual but Minimum Tk. 2,000/ii) At actual but Minimum Tk. 750/Tk. 500/-

SL 12B

13

Type of Services Export Other i) Exp. Form certification ii) other stationeries iii) Issuance of Export Transaction certificate/PRC iv) Issuance of Foreign Currency balance certificate/solvency certificate v) Indentors registration certificate, money changers license or special permission etc. from Bangladesh Bank vi) Cash incentive/duty drawback facilities Foreign Bank Guarantee i) Advising of Guarantee to the beneficiary in original without any engagement on our part ii) Advising of Guarantee in original by adding our confirmation. iii) Advising of Guarantee in our format or the format supplied by the opening bank with our full engagement. Collection (inward): i) For collection of clean items (inward) ii) For documentary collection bills(under all types of L/C) ii) For documentary bills under grant(without L/C) iii) Other charges including telex/SWIFT etc. v) For documentary bills under grant(without L/C)

Nature of Charges Charges Charges Charges Charges

Amount of Charges & Commission Tk. 100 per unit/ set. Tk. 100/Maximum Tk.500/Tk. 200/- per certificate.

Handling Charges

Tk.750/- per instance.

Charges

Tk.2,000/- per case/per bill.

Commission

Tk. 500/0.50% per quarter or part thereof but Minimum Tk. 1,000/- or US $ 25.00 if payable by foreign correspondent/ beneficiary. 0.50% per quarter or part thereof but Minimum Tk. 1,000/- or US $ 25.00 if payable by foreign correspondent/ beneficiary. Tk.100/-(flat) @ 0.25% Minimum Tk.200/@ 0.25% with Min.Tk.200/At Actual @ 0.25%(flat) with Min.Tk.200/-

Commission

Commission

14

Commission Commission Commission Commission Commission

Charges & Fees for On-line Banking

(VAT will be recovered from the clients as per VAT Rules)

SL 1

Cash Deposit to the Counter Amount of Transactions

Below Tk. 0.50 lac Tk. 0.50 lac to Tk.1.00 lac Above Tk. 1.00 lac to Tk. 5.00 lac Above Tk. 5.00 lac to Tk. 15.00 lac Above Tk. 15.00 lac to Tk. 50.00 lac Above Tk. 50.00 lac

Fees per transaction for inter-zonal transactions (Tk) 20 50 100 200 300 500

Charge to be realized from Bearer Bearer Bearer Bearer Bearer Bearer

SL 2

Cash withdrawal from the Counter Amount of Transactions Below Tk. 0.50 lac Tk. 0.50 lac to Tk.1.00 lac Above Tk. 1.00 lac to Tk. 5.00 lac Above Tk. 5.00 lac to Tk. 15.00 lac Above Tk. 15.00 lac

Fees per transaction for inter-zonal transactions (Tk) 50 100 200 400 1000 Fees per transaction for interzonal transactions (Tk) Nil 100 200 300 500

Charge to be realized from Bearer Bearer Bearer Bearer Bearer Charge to be realized from Account Holder Account Holder Account Holder Account Holder

SL 3

Inter-Zone Fund Transfer Amount of Transactions Up to Tk.1.00 lac Above Tk. 1.00 lac to Tk. 5.00 lac Above Tk. 5.00 lac to Tk. 15.00 lac Above Tk. 15.00 lac to Tk. 50.00 lac Above Tk. 50.00 lac

Zones: 1. Dhaka Zone: Dhaka city branches, Dhaka EPZ, Donia, Board Bazar, Shimrail, Joypara, Savar Bazar, Gazipur, Baburhat., Bhulta 2. Narayangonj Zone: Narayangonj, BB Road, Netaigonj, Baburhat. 3. Chittagong Zone: Chittagong city branches, Patherhat & Hathazari. 4. Sylhet: Sylhet, Biswanath, Golapgonj. Chattak 5. Moulvibazar Zone 6. Khulna Zone 7. Barishal Zone 8. Bogra Zone 9. Rajshahi Zone Note: Transactions make from one district to other district except the above will be considered as InterZonal Transactions. SL 4

On-line refund of IPO/Crediting Cash Dividend i) Against direct credit of IPO application money to the unsuccessful IPO applicants Account ii) For crediting cash dividend of other companies to the account of their shareholders those who are maintaining account with DBBL

Fees per transaction (Tk.) Tk.10/-

Charge to be realized from Account Holder

Tk.10/-

Account Holder

SL 5

Charges & Fees for Debit Card:

Type of services
Issuance fee(1 year only) Annual Fee(2nd year onward) Replacement Fee PIN Change Fee
st

Classic
Free 400 400 200

Silver
1000 1000 500 200

Gold
1500 2000 700 200

Maestro
500 500 500 200

Visa Electron

500 500 500 200

SL 6

Cash withdrawal Fee

Type of services a) Own ATM b) ATM in the same Network or
in the Agreement with DBBL

Class ic

Silver

Gold

Maestro

Visa Electron

Free 10 N/A N/A Free Free Free N/A

Free 10 N/A N/A Free Free Free 18

Free 10 N/A

Free 10

Free 10

c) ATM in Network in BD
d) ATM abroad

another

Tk.150/- or 2.50% Tk.150/- or 2.50% whichever is higher whichever is higher N/A Tk.150/- or 2.50%Tk.150/- or 2.50% whichever is higher whichever is higher Free Free Free 18 Free Free Free N/A Free Free Free N/A

Balance Inquiry Fee Mini Statement Fee Other Transactions Rate of Interest on OD (% per annum)

SL 7

Master Card ATM Interchange Fee Type of Services Local Card International Card VISA ATM Interchange Fee Local Card International Card

Amount of Charges & Commission

Tk.10.00 $ 1.25
Tk.10.00 $1.00

9 10 11

Internet Banking SMS Banking Alert Banking

Annual fee: Tk.200/Nil Nil

Type of the Services

ATM Network Charge for debit card holder (Except Salary Account, Staff Account, School Saver Account & Excel Account)
Type of the Services

Rate Annual fee: Tk.200/-

Rate

Merchant Commission(POS)

1-3%