Académique Documents
Professionnel Documents
Culture Documents
Datos
Version 10.0
MARCO GRANDA *
Cdula:
Nombres:
Zona:
Agencia :
Sector :
Direccin Negocio :
Ciclo :
75%
8
01/09/2013 *
ELABORACION DE OTROS
Negocio
PRODUCTOS
1
LCTEOS (QUESOS, YOGURTH, MANTEQUILLA,CREMA DE LECHE) *
Negocio 2
CRA DE GANADO VACUNO
Negocio 3
CULTIVO DE CACAO (EN GRANO, CRUDO O TOSTADO)
Negocio 4
Negocio 5
Otros Ingresos
0
0
0
0
Trabajo 1
Trabajo 2
Trabajo 3
0
0
Evaluacin Negocio
24 *
Meses
Condiciones solicitadas por el cliente
5000.00 *
24 *
Monto
Meses
L im
p ia r
3
1
G e n e r a r
3
G e n eP r r ao r m
a t r iz
Productos
M0
###
Meses Constantes
M1
###
M4
###
M5
###
M6
###
M7
###
M8
###
M9
###
M10
###
M11
###
M12
###
M13
###
M14
###
M15
###
M16
###
M17
###
M18
###
M19
###
M20
###
M21
###
M22
###
M23
###
4.00%
0.00%
4.00%
20.00%
4.00%
0.00%
4.00%
0.00%
4.00%
0.00%
4.00%
0.00%
4.00%
0.00%
4.00%
20.00%
4.00%
0.00%
4.00%
0.00%
4.00%
0.00%
4.00%
0.00%
4.00%
0.00%
4.00%
20.00%
4.00%
0.00%
4.00%
0.00%
4.00%
0.00%
4.00%
0.00%
4.00%
0.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
4.00%
13
14
Rendimiento
1 superficie* meses producidos
(Und)
Superficie
N
(Und)
M0
Precio/unidad
Precio
(Und)
###
4.00%
0 <1
1
2
3
4.00%
1
M1
4.00%
2
M2
4.00%
4
M3
5
M4
1
M5
M6
###
###
8
M7
9
M8
10
M9
11
1
M10
12
M11
M12
###
###
M13
15
M14
16
1
M15
17
M16
18
19
M17
M18
###
###
20
M19
21
M20
22
M21
23
M22
24
M23
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
1,350.00
1,500.00
1,350.00
1,500.00
1,350.00
1,500.00
1,350.00
1,500.00
1,350.00 1,350.00
- 12,000.00
1,500.00 1,500.00
1,350.00
1,500.00
1,350.00
1,500.00
1,350.00
1,500.00
1,350.00
1,500.00
1,350.00 1,350.00
- 12,000.00
1,500.00 1,500.00
1,350.00
1,500.00
1,350.00
1,500.00
1,350.00
1,500.00
1,350.00
1,500.00
1,350.00 1,350.00
- 12,000.00
1,500.00 1,500.00
1,350.00
1,500.00
1,350.00
1,500.00
1,350.00
1,500.00
1,350.00
1,500.00
1,350.00
1,500.00
14850.00
2850.00
2850.00
2850.00
2850.00
2850.00 14850.00
2850.00
2850.00
2850.00
2850.00
2850.00 14850.00
2850.00
2850.00
2850.00
2850.00
2850.00 14850.00
2850.00
2850.00
2850.00
2850.00
2850.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
USD 1,350.00
USD 12,000.00
USD 1,500.00
0
0
0
Total Porcentaje
Total Ingresos
Egresos por producto
Insumos
inicio
mantenimiento
cosecha
Total Mano de Obra
2700
900
0
0
Fertilizante
abono
agroquimicos
Total Insumos
EGRESOS PRODUCTO 1
Insumos
inicio
mantenimiento
cosecha
Total Mano de Obra
8100
0
0
0
Insumos
CHIVOS
Fertilizante
FUNGICIDAS
M3
###
M4
###
M5
###
M8
###
M9
###
M10
###
M11
###
M12
###
M13
###
M14
###
M15
###
M16
###
M17
###
M18
###
M19
###
M20
###
M21
###
M22
###
M23
###
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
150.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$150.00
$1.00
150.00
50.00
$200.00
$350.00
$350.00
M0
###
$200.00
$350.00
$350.00
M1
###
$200.00
$350.00
$350.00
M2
###
$200.00
$350.00
$350.00
M3
###
$200.00
$350.00
$350.00
M4
###
$200.00
$350.00
$350.00
M5
###
$200.00
$350.00
$350.00
M6
###
$200.00
$350.00
$350.00
M7
###
$200.00
$350.00
$350.00
M8
###
$200.00
$350.00
$350.00
M9
###
$200.00
$350.00
$350.00
M10
###
$200.00
$350.00
$350.00
M11
###
$200.00
$350.00
$350.00
M12
###
$200.00
$350.00
$350.00
M13
###
$200.00
$350.00
$350.00
M14
###
$200.00
$350.00
$350.00
M15
###
$200.00
$350.00
$350.00
M16
###
$200.00
$350.00
$350.00
M17
###
$200.00
$350.00
$350.00
M18
###
$200.00
$350.00
$350.00
M19
###
$200.00
$350.00
$350.00
M20
###
$200.00
$350.00
$350.00
M21
###
$200.00
$350.00
$350.00
M22
###
$200.00
$350.00
$350.00
M23
###
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
###
###
M0
###
1,500.00
###
1,500.00
2,700.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
M1
###
M2
###
M3
###
M4
###
M5
###
###
###
###
M6
###
###
1,500.00
2,700.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
M7
###
M8
###
M9
###
M10
###
M11
###
###
###
###
M12
###
###
2,700.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
M13
###
M14
###
M15
###
M16
###
M17
###
###
###
###
M18
###
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
M19
###
M20
###
M21
###
M22
###
M23
###
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
$80.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
80.00
40.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$120.00
$200.00
$0.00
###
$0.00
$550.00
$0.00
$550.00
$0.00
$550.00
$0.00
$550.00
$0.00
$550.00
$0.00
###
$0.00
$550.00
$0.00
$550.00
$0.00
$550.00
$0.00
$550.00
$0.00
$550.00
$0.00
###
$0.00
$550.00
$0.00
$550.00
$0.00
$550.00
$0.00
$550.00
$0.00
$550.00
$0.00
###
$0.00
$550.00
$0.00
$550.00
$0.00
$550.00
$0.00
$550.00
$0.00
$550.00
###
M7
###
$150.00
$1.00
150.00
50.00
###
semilla 3
Fertilizante
FUNGICIDAS
xx
Total Insumos
EGRESOS PRODUCTO 3
M6
###
150.00
2,700.00
inicio
mantenimiento
cosecha
Total Mano de Obra
1440
720
0
0
M2
###
$150.00
$1.00
150.00
50.00
###
M1
###
1,500.00
Total Insumos
EGRESOS PRODUCTO 2
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
M0
###
Productos
0
0
0
0
0
Sueldos
Servicios
Arriendo
Impuestos
otros
Total valores fijos
M3
###
M2
###
1
2
sdfds
Ingresos familiares
0
24 <25
Descripcin
x
0
Dirteccin Negocio
Ciclo
e d io
M1
###
M2
###
M3
###
M4
###
M5
###
M6
###
M7
###
M8
###
M9
###
M10
###
M11
###
M12
###
M13
###
M14
###
M15
###
M16
###
M17
###
M18
###
M19
###
M20
###
M21
###
M22
###
M23
###
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
Egresos familiares
Egresos Familiares
M0
###
Productos
Cuotas Pendientes
Cuotas Paralelo
Alimentacin
Vivienda
200.00
450.00
903.26
200.00
0.00
M1
###
450.00
903.26
200.00
0.00
M2
###
450.00
903.26
200.00
0.00
M3
###
450.00
903.26
200.00
0.00
M4
###
450.00
903.26
200.00
0.00
M5
###
450.00
903.26
200.00
0.00
M6
###
450.00
903.26
200.00
0.00
M7
###
450.00
903.26
200.00
0.00
M8
###
450.00
903.26
200.00
0.00
M9
###
450.00
903.26
200.00
0.00
M10
###
450.00
903.26
200.00
0.00
M11
###
450.00
903.26
200.00
0.00
M12
###
450.00
903.26
200.00
0.00
M13
###
450.00
903.26
200.00
0.00
M14
###
450.00
903.26
200.00
0.00
M15
###
450.00
903.26
200.00
0.00
M16
###
450.00
903.26
200.00
0.00
M17
###
450.00
903.26
200.00
0.00
M18
###
450.00
903.26
200.00
0.00
M19
###
450.00
903.26
200.00
0.00
M20
###
450.00
903.26
200.00
0.00
M21
###
450.00
903.26
200.00
0.00
M22
###
450.00
903.26
200.00
0.00
M23
###
450.00
903.26
200.00
0.00
Vestido
Transporte
Servicios Pblicos
Medicina
Educacin
Otros Gastos
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
50.00
50.00
20.00
20.00
40.00
10.00
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
Flujo de Efectivo
valores fijos
Productos
M0
###
M1
###
M2
###
M3
###
M4
###
M5
###
M6
###
M7
###
M8
###
M9
###
M10
###
M11
###
M12
###
M13
###
M14
###
M15
###
M16
###
M17
###
M18
###
M19
###
M20
###
M21
###
M22
###
M23
###
Excedente
$8,357
$557
$557
$557
$557
$557
$8,357
$557
$557
$557
$557
$557
$8,357
$557
$557
$557
$557
$557
$8,357
$557
$557
$557
$557
$557
RAZN CUOTA
$6,268
$418
$418
$418
$418
$418
$6,268
$418
$418
$418
$418
$418
$6,268
$418
$418
$418
$418
$418
$6,268
$418
$418
$418
$418
$418
M24
###
4.00%
20.00%
4.00%
25
M24
###
1,350.00
12,000.00
1,500.00
14850.00
$0.00
###
M24
###
150.00
$150.00
$0.00
150.00
50.00
$200.00
$350.00
$350.00
M24
###
1,500.00
###
2,700.00
###
###
###
M24
###
80.00
$80.00
80.00
40.00
$120.00
$200.00
###
$0.00
###
M24
###
$0.00
$0.00
M24
###
450.00
903.26
200.00
0.00
50.00
50.00
20.00
20.00
40.00
10.00
###
###
M24
###
$8,357
$6,268
1302940661
GANCHOZO MARIO
Zona
Agencia
3
SE INGRESA POR TES VAS
Tabla de Amortizacin
Datos :
Tasa :
Nmero de pagos programado
Monto
Frecuencia
Periodo
Fecha
1.99%
24
5,000.00
%
meses
dol *
30.00
dias *
dias *
dd/mm/yyy
2
M2
02/09/2013
13,649.374
(264.106)
(167.799)
96.307
1.00
720
01/09/2013
1
M1
01/09/2013
8,356.740
(264.106)
(164.523)
99.583
1.00
0
Flujo de Efectivo
Cuota
Amortizacin
Pago Interes
Saldo
4,835.48
$ 13,092.63
25
26
27
28
29
30
31
32
33
34
35
36
Tasa Efectiva
24.97%
22.50%
M3
03/09/2013
13,942.008
(264.106)
(171.141)
92.965
1.00
M4
04/09/2013
14,234.642
(264.106)
(174.550)
89.556
1.00
M5
05/09/2013
14,527.276
(264.106)
(178.026)
86.080
1.00
M6
06/09/2013
14,819.910
(264.106)
(181.572)
82.534
1.00
M7
07/09/2013
22,912.544
(264.106)
(185.188)
78.918
1.00
M8
08/09/2013
23,205.178
(264.106)
(188.877)
75.229
1.00
M9
09/09/2013
23,497.812
(264.106)
(192.639)
71.467
1.00
10
M10
10/09/2013
23,790.446
(264.106)
(196.475)
67.631
1.00
4,496.54
$ 13,677.90
3
Saldo Inicial
02/09/2013
03/09/2013
04/09/2013
05/09/2013
06/09/2013
07/09/2013
08/09/2013
09/09/2013
10/09/2013
11/09/2013
12/09/2013
01/09/2014
02/09/2014
03/09/2014
04/09/2014
05/09/2014
06/09/2014
07/09/2014
08/09/2014
09/09/2014
10/09/2014
11/09/2014
12/09/2014
01/09/2015
12/30/1899
12/30/1899
12/30/1899
12/30/1899
12/30/1899
12/30/1899
12/30/1899
12/30/1899
12/30/1899
12/30/1899
12/30/1899
12/30/1899
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
5,000.00
4,835.48
4,667.68
4,496.54
4,321.99
4,143.96
3,962.39
3,777.20
3,588.32
3,395.68
3,199.21
2,998.82
2,794.44
2,585.99
2,373.39
2,156.55
1,935.40
1,709.84
1,479.79
1,245.15
1,005.85
$ 761.77
$ 512.84
$ 258.95
$ (0.00)
$ (264.11)
$ (533.47)
$ (808.20)
(1,088.41)
(1,374.19)
(1,665.66)
(1,962.94)
(2,266.15)
(2,575.39)
(2,890.79)
(3,212.47)
Anual
24 Mensual
23.90%
1.99%
2
Fecha de pago
RANGO CREDITO
Menor a $3,000
$3,000 a $5,000
$5,000 a $10,000
(264.106)
23.90%
1.99%
4,667.68
$ 13,385.27
1
N Pago
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
4,321.99
$ 13,970.54
4
Pago programado
5000
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$ (264.11)
$
$
$
$
$
$
$
$
$
$
$
$
4,143.96
$ 14,263.17
3,962.39
$ 14,555.80
5
Capital
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
3,777.20
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
3,395.68
3,199.21
2,998.82
12
M12
12/09/2013
24,375.714
(264.106)
(204.379)
59.727
1.00
2,794.44
13
M13
01/09/2014
32,468.348
(264.106)
(208.450)
55.656
1.00
2,585.99
14
M14
02/09/2014
32,760.982
(264.106)
(212.602)
51.504
1.00
2,373.39
15
M15
03/09/2014
33,053.616
(264.106)
(216.836)
47.270
1.00
2,156.55
16
M16
04/09/2014
33,346.250
(264.106)
(221.155)
42.951
1.00
1,935.40
17
M17
05/09/2014
33,638.884
(264.106)
(225.559)
38.547
1.00
1,709.84
18
M18
06/09/2014
33,931.518
(264.106)
(230.052)
34.054
1.00
1,479.79
$ 22,941.07
$ 23,233.71
$ 23,526.34
$ 23,818.97
$ 24,111.61
$ 32,204.24
$ 32,496.88
$ 32,789.51
$ 33,082.14
$ 33,374.78
$ 33,667.41
10
11
12
13
14
15
16
17
18
Saldo final
99.58
96.31
92.96
89.56
86.08
82.53
78.92
75.23
71.47
67.63
63.72
59.73
55.66
51.50
47.27
42.95
38.55
34.05
29.47
24.80
20.03
15.17
10.21
$ 5.16
$ (0.00)
$ (5.26)
(10.62)
(16.10)
(21.68)
(27.37)
(33.17)
(39.10)
(45.13)
(51.29)
(57.57)
(63.98)
3,588.32
11
M11
11/09/2013
24,083.080
(264.106)
(200.388)
63.718
1.00
$ 22,648.44
6
Inters
(164.52)
(167.80)
(171.14)
(174.55)
(178.03)
(181.57)
(185.19)
(188.88)
(192.64)
(196.48)
(200.39)
(204.38)
(208.45)
(212.60)
(216.84)
(221.15)
(225.56)
(230.05)
(234.63)
(239.31)
(244.07)
(248.93)
(253.89)
(258.95)
(264.11)
(269.37)
(274.73)
(280.20)
(285.78)
(291.48)
(297.28)
(303.20)
(309.24)
(315.40)
(321.68)
(328.09)
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
4,835.48
4,667.68
4,496.54
4,321.99
4,143.96
3,962.39
3,777.20
3,588.32
3,395.68
3,199.21
2,998.82
2,794.44
2,585.99
2,373.39
2,156.55
1,935.40
1,709.84
1,479.79
1,245.15
1,005.85
$ 761.77
$ 512.84
$ 258.95
$ (0.00)
$ (264.11)
$ (533.47)
$ (808.20)
(1,088.41)
(1,374.19)
(1,665.66)
(1,962.94)
(2,266.15)
(2,575.39)
(2,890.79)
(3,212.47)
(3,540.55)
f
dsf
dsfds
fdsf
dsfds
$ 11.00
19
M19
07/09/2014
42,024.152
(264.106)
(234.634)
29.472
1.00
20
M20
08/09/2014
42,316.786
(264.106)
(239.307)
24.799
1.00
21
M21
09/09/2014
42,609.420
(264.106)
(244.073)
20.033
1.00
22
M22
10/09/2014
42,902.054
(264.106)
(248.934)
15.172
1.00
23
M23
11/09/2014
43,194.688
(264.106)
(253.892)
10.214
1.00
24
M24
12/09/2014
43,487.322
(264.106)
(258.949)
5.157
1.00
M25
01/09/2015
51,579.956
(264.106)
(264.106)
(0.000)
25
26
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1,245.15
1,005.85
761.77
512.84
258.95
-0.00
-264.11
-533.47
-808.20
-1,088.41
-1,374.19
-1,665.66
-1,962.94
-2,266.15
-2,575.39
-2,890.79
-3,212.47
-3,540.55
M26
12/30/1899
51,872.590
(264.106)
(269.366)
(5.260)
27
M27
12/30/1899
52,165.224
(264.106)
(274.731)
(10.625)
28
M28
12/30/1899
52,457.858
(264.106)
(280.203)
(16.097)
29
M29
12/30/1899
52,750.492
(264.106)
(285.783)
(21.677)
30
M30
12/30/1899
53,043.126
(264.106)
(291.475)
(27.369)
31
M31
12/30/1899
61,135.760
(264.106)
(297.280)
(33.174)
32
M32
12/30/1899
61,428.394
(264.106)
(303.201)
(39.095)
33
M33
12/30/1899
61,721.028
(264.106)
(309.240)
(45.134)
34
M34
12/30/1899
62,013.662
(264.106)
(315.399)
(51.293)
35
M35
12/30/1899
62,306.296
(264.106)
(321.681)
(57.575)
36
M36
12/30/1899
62,598.930
(264.106)
(328.088)
(63.982)
$ 41,760.05
$ 42,052.68
$ 42,345.31
$ 42,637.95
$ 42,930.58
$ 43,223.22
$ 51,315.85
$ 51,608.48
$ 51,901.12
$ 52,193.75
$ 52,486.39
$ 52,779.02
$ 60,871.65
$ 61,164.29
$ 61,456.92
$ 61,749.56
$ 62,042.19
$ 62,334.82
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
12/30/1899
SOLICITUD DE CRDITO
FORMULARIO DE
EVALUACIN CREDITICIA
CDIGO CREDIFE
CDIGO B:P: Nombre Agencia
N / Op
Apellido Ejecutivo
MARCO GRANDA
Refinanciamiento
Proyecto
Crdito
Paralelo
Si
D
0
No
Producto Vigente
KT
AF
CON
MVN
VIV
LCR
GANCHOZO MARIO
Provincia
Cantn
Ciudad
Parroquia
Barrio
Tipo de Negocio
11210
Sector Econmico
Ambulante
Establecimineto
Centro Comercial
Comercio
Produccin
Servicio
Producto Crediticio
Capital de Trabajo
Activo fijo
Linea de credito
AF
Consumo
Consumo
Refinan
Flexible
Terreno
Terreno
Servicio
Servicio
Vivienda
KT
Hipoteca
Solicitud de Crdito
Concepto
Monto
Plazo/en dias
frecuencia de pago
5000
Cuota
720
30
264.11
Nombres
recuerde que creditos mayores a $5000 debe hacer una visita al negocio del garante
Fecha Visita
Deudor
Garante
Direccion Negocio
Verificacion Inversin
Comportamineto de pago
Bien
Observaciones
Modelo
Serie
Evolucin de Caracter
Variables Cualitativas de capacidad
Mercaderia
materia Prima
Educacion
Otros
AF
Muebles
Transporte
Gastos Medicos
Referencias Primera B
del clinte segunda B
c
a
r
g
Bueno
Sueldo
Jubilacin
Penciones
Otro Negocio
Ambiente Familiar
1
Variables de responsabilidad
Horas/sem en el
Servicios bsicos al dia
neg
Ocaciones
Si
No
Malo
Tiempo en el
el negocio(aos)
Mismo (aos)
Registros contables
Alto
Normal
Bajo
Horario de Atencin
lun a vie
Si
sab a Dom
No
Observaciones adicionales
#DIV/0! $
#DIV/0!
Producto I
Materia Prima 1
Fertilizante
ELABORACION
Producto
DE OTROS
2 CRA
PRODUCTOS
DE GANADO
Product3
LCTEOS
VACUNO
(QUESOS,
OTROS YOGURTH,
ProductoMANTEQUILLA,CREMA
4
Producto
DE5LECHE)
0.1667 CHIVOS
Materia Prima 2
abono
0.0556 Fertilizante
0.0000 Fertilizante
1.3333
Materia Prima 3
otros
0.0000 otros
0.0000 FUNGICIDAS
0.0000
Materia Prima 4
Mano de Obra
2.6667
90.0000 semilla 3
Producto 6
Totales ($)
2.6667
0.3889
140.0000
0.3889
140.0000
6.6667
6.6667
B: Precio unitario
1.5000
400.0000
50.0000
C.Unidades vendidas
900.00
30.00
30.00
30.0000
0.0000
D.Unidades Verificadas
900.00
30.00
30.00
ventas mensuales(BxC)
1350.00
12000.00
1500.00
14850.00
Costo de ventas(AxC)
350.00
4200.00
200.00
4750.00
Inventarios(AxD)
350.00
4200.00
200.00
4750.00
LINEAS DE PRODUCTO
1.Costo unitario
2.Precio Unitario
3.Unidades Vendidas
Und.4.Unidades Verificadas
1
2
3
4
5
6
7
8
Otros Productos ---------------------------------------------------------------------------------------------------------------------------------------------------------->
Pasa a resultados
Pasa a resultados
Totales
Estado de Resultados
Balance General
ventas mensuales
14850.00 Disponible
ventas a crdito
1500.00
C x C Clientes
ventas de contado
Anticipos a proveedores
Utilidad Bruta
Sueldos
Servicios
45000.00
Arriendo
51250.00
Impuestos
0.00 C x P Proveedores
otros
4750.00
6250.00
Utilidad Neta
(-)Gastos Familia
Comida
0.00
0.00
200.00 Patrimonio
Vicienda
51250.00
6250.00
Vestido
50.00
Transporte
Ser. Publico
Medicina
20.00 Vehculos
Educacin
Otros gastos
5000.00
35000.00
10.00 TOTAL
40000.00
8356.74
VENTAS (A)
Excedente( = AxB-C)
Cuota
Cuota recomendada
Exedente
0.03
Monto
Monto recomendado
capital de trabajo
0.80
Indicadores de Evaluacin
0.68
Utilidad Neta
ventas
Utilidad Neta
Capital de trabajo
1.62
FRECUENCIA
Inventario x 30
Costo / venta
30.00
Indicadores de Evaluacin
Cuentas por cobra x 30
0.00
ventas
% de Credito
% al contado
Condiciones recomendadas
periodo de gracia
0.10
Monto
Plazo / en dias
5000
linea de Crdito
720
garante personal
Cuota
30
Seleccion de garantias
Hipotecaria
con fin
264.11
sin fin
otros
Garantas Prendarias
BIEN
MARCA
Modelo
DECLARACIN
SERIE
COLOR
PRECIO
DECLARACIN
FIRMA CLIENTE