1.

Balance Sheet

Assets
Cash and balances with treasury banks
Balances with other banks
Lendings to financial institutions
Investments
Advances
Operating fixed assets
Deferred tax assets - Other assets
Liabilities
Bills payable
Borrowings
Deposits and other accounts
Sub-ordinated loans - Liabilities against assets subject to finance lease
Deferred tax liabilities
Other liabilities
Net Assets
Represented By
Share capital
Reserves
Accumulated Loss/ Un-appropriated Profit
Share Deposit Money
Surplus on revaluation of assets - net

2011

2010

2009
(Rupees in '000)

2008

2007

16,698,333
3,607,107
7,447,375
92,581,306
127,129,501
3,597,483
13,886,769
16,049,657
280,997,531

14,069,601
3,276,234
7,309,587
56,402,954
120,818,021
3,534,660
14,063,694
9,715,522
229,190,273

13,043,705
2,185,782
1,053,550
57,960,105
121,315,799
3,427,267
11,921,146
5,762,509
216,669,863

10,685,057
2,178,455
633,333
22,711,980
131,731,158
3,471,838
8,388,162
6,109,137
185,909,120

14,210,302
1,927,662
2,450,000
73,461,695
133,893,585
3,252,759
5,778,192
234,974,195

850,569
24,963,566
237,896,700
7,831
6,506,275
270,224,941
10,772,590

581,100
11,526,783
208,176,988
13,887
5,223,045
225,521,803
3,668,470

875,618
14,040,014
190,858,215
19,907
4,700,166
210,493,920
6,175,943

1,219,801
12,278,773
164,072,532
30,632
4,564,257
182,165,995
3,743,125

937,647
17,842,915
191,968,909
40,321
2,205,530
2,983,079
215,978,401
18,995,794

5,287,974
1,914,956
(14,067,841)
(6,864,911)
17,000,000
10,135,089
637,501
10,772,590

5,287,974
2,012,492
(14,352,989)
(7,052,523)
10,000,000
2,947,477
720,993
3,668,470

5,287,974
573,779
(10,330,839)
(4,469,086)
10,000,000
5,530,914
645,029
6,175,943

5,287,974
7,427,232
(7,658,686)
5,056,520
5,056,520
(1,313,395)
3,743,125

4,230,379
7,427,232
3,452,842
15,110,453
15,110,453
3,885,341
18,995,794

1.2

Income Statement

2 0 11

2 0 10

2009

2008

2007

( Rupe e s in '0 0 0 )
Ma r k- up/ r e t ur n/ int e r e st e a r ne d

20,685,011

18,220,175

15,641,832

17,752,969

17,539,094

Ma r k- up/ r e t ur n/ int e r e st e xpe nse d

21,073,271

18,801,642

19,022,494

16,614,000

13,939,377

1,138,969

3,599,717
1,616,421

Ne t ma r k- up/ int e r e st inc ome

P r ovision a ga inst non- pe r f or ming loa ns a nd a dva nc e s
P r ovision f or diminut ion in t he va lue of inve st me nt s
Ba d de bt s wr it t e n of f dir e c t ly
Ne t ma r k- up/ int e r e st inc ome a f t e r pr ovisions

( 388,260)
( 3,164,234)
531,654
-

( 581,467)

( 3,380,662)

559,604

9,241,653

18,863,580

2,760,724

941,183

366,387

24,479
246,869

( 2,632,580)

3,320,328

10,182,836

19,229,967

1,887,769

2,244,320

( 3,901,795)

( 13,563,498)

( 18,090,998)

1,711,948

N o n Ma r k - u p / i n t e r e s t In c o m e
Fe e , c ommission a nd br oke r a ge inc ome

724,499

561,688

657,114

577,630

653,512

Divide nd inc ome

286,375

402,779

920,943

2,020,896

1,804,878

Inc ome f r om de a ling in f or e ign c ur r e nc ie s

160,089

134,488

247,570

324,328

377,233

Ga in on sa le a nd r e de mpt ion of se c ur it ie s

330,025

733,787

2,039,535

Unr e a liz e d ga in / ( Loss) on r e va lua t ion of inve st me nt s

c la ssif ie d a s he ld f or t r a ding Ot he r inc ome
Tot a l non- ma r kup/ int e r e st inc ome

293,303

( 124,238)

( 5,383)

18,020

( 1,193)

494,103

473,055

518,553

526,185

547,635

1,989,708

1,883,333

2,218,749

4,182,826

5,422,793

4,234,028

( 2,018,462)

( 11,344,749)

( 13,908,172)

7,134,741

3,954,066

3,426,329

3,028,377

2,799,933

2,250,777

N o n Ma r k - u p / i n t e r e s t Ex p e n s e s
Administ r a t ive e xpe nse s
P r ovision a ga inst ot he r a sse t s P r ovision a ga inst of f ba la nc e she e t it e ms
Ot he r c ha r ge s
Tot a l non- ma r kup/ int e r e st e xpe nse s
Ext r a or dina r y/ unusua l it e ms ( Lo s s ) / P r o f i t B e f o r e Ta x a t i o n

1,121
( 244,111)
205

740,000
1,605

3,711,281

4,167,934

522,747

( 6,186,396)

522,747

( 6,186,396)

794
3,029,171
( 14,373,920)
( 14,373,920)

Ta xa t ion - Cur r e nt

- P r ior ye a r s

78,491

10,101
114,700

292
37,950

2,924,734

2,289,019

( 16,832,906)

4,845,722

( 16,832,906)
207,600
1,052,000

4,845,722
169,252
( 19,921)

- De f e r r e d

174,774

( 2,157,119)

( 4,383,406)

( 8,033,001)

31 400,103

174,774

( 2,157,119)

( 4,304,915)

( 6,773,401)

400,103

( Lo s s ) / P r o f i t A f t e r Ta x a t i o n

347,973

( 4,029,277)

( 10,069,005)

( 10,059,505)

4,445,619

( 10,330,839)

( 269,336)

3,452,842

3,219,246

5,572

5,866

Una ppr opr ia t e d pr of it / ( loss) br ought f or wa r d

Tr a nsf e r f r om sur plus on r e va lua t ion of f ixe d a sse t s - ne t of t a x
( Ac c umula t e d loss) / pr of it a va ila ble f or a ppr opr ia t ion
Ba sic ( loss) / e a r nings pe r sha r e ( a f t e r t a x) - Rupe e s
Dilut e d ( loss) / e a r nings pe r sha r e ( a f t e r t a x) - Rupe e s

( 14,422,584)
6,770

7,127

7,502

( 14,415,814)

( 10,323,712)

( 261,834)

( 14,067,841)

( 14,352,989)

( 10,330,839)

250,772

3,458,414

3,225,112

( 6,601,091)

7,670,731