PSBANK PREMIUM CHECKING A 3-in-1 account that gives you all the comforts of a record book, ATM card*

and checkbook while enjoying higher yields than the regular savings account. Earn more as your balance increases with the tiered pricing scheme. *Note: Only individual / personal accounts shall be issued ATM cards.

Product Features Minimum Maintaining Balance ADB Requirement Evidence of Deposit Interest Rate Interest Crediting Service Fee

PhP25,000 PhP25,000 Checkbook, ATM Card* and Record Book Please refer to Treasury ALCO Rate Sheet Monthly PhP300.00 if account falls below required average daily balance

Benefits Higher yields as the account balance increases Check-writing convenience Day and night banking via BancNet ATMs nationwide and Maestro Cirrus ATMs worldwide Record book provides easy tracking/monitoring of account transactions

Requirements Completely filled out bank forms: - Application and Agreement for Deposit Account - Customer Information and Specimen Signature Cards Presentation of at least 2 valid IDs bearing your photograph and signature

ADDITIONAL REQUIREMENTS FOR CORPORATE ACCOUNTS Individuals Acceptable ID Individuals who are Foreign Nationals Passport, OR Alien Certificate of Registration (ACR) Payroll Accounts Company ID Endorsement Letter signed by Companys Authorized Personnel Single Proprietorship Accounts Acceptable ID of business owner Original copy of the unexpired Certificate of Registration from the Department of Trade & Industry (DTI Partnership Accounts Registration Certificate from the Securities and Exchange Commission with Accompanying signed application Articles of Co-Partnership Notarized Agreement or Certified Resolution among partners designating PSBank as their depository bank and further designating partners authorized to sign, endorse or negotiate checks in the name of the partnership and withdraw funds therefrom, and operate the account, plus a specimen of their signatures. If the specimen signature is not available in the Certified Resolution, the specimen signatures on the PSBank signature cards should be authenticated by the Managing

Partner. Acceptable ID of Managing Partner Corporate Accounts Articles of Incorporation By-Laws Certificate of Registration issued by the Securities and Exchange Commission Notarized Corporate Secretarys Certificate stating the list of incumbent officers and members of Board of Directors (an updated list shall be submitted to the bank whenever there is a change of officers/board of directors) Notarized Board Resolution or Secretarys Certificate designating PSBank as depository bank and further designating the officials to sign for, endorse, or negotiate checks in the name of the corporation and withdraw funds from and operate the account plus specimen signatures of authorized signatories. If a specimen signature is not available in the Board Resolution, the specimen signatures on the PSBank signature cards should be authenticated by the Corporate Secretary Associations/Organizations SEC Registration Articles of Association Constitution and/or By Laws Notarized Board Resolution or Secretarys Certificate designating PSBank as its depository Bank and officials authorized to sign for and endorse or negotiate checks in the name of the association/organization and withdraw funds from the account, plus specimen signatures of authorized signatories. If a specimen signature is not available in the Board Resolution, the specimen signatures on the PSBank signature cards should be authenticated by the Corporate Secretary

Treasurer In Trust For Accounts Copy of the proposed Articles of Incorporation & By Laws, which should provide for the appointment of a Treasurer-inTrust for the Corporation. Treasurers Affidavit Acceptable ID of designated Treasurer In Trust For (ITF) or Minor By Accounts (Parents for and in behalf of their minor children) Acceptable ID of Parent Original or Certified True Copy of Birth Certificate of minor child Tax Exempt FCDU Accounts For Non-resident Citizens and Non-resident aliens (original or certified true copy of the any one of the documents listed) An immigration visa issued by the foreign government in the country of his residence A certificate of residency issued by the Philippine Embassy or Consulate in the foreign country of his residence For overseas contract workers, a certificate of the contract of employment issued by an employer which is duly registered with Philippine Overseas Employment Agency (POEA); or a Seamans Certificate, in case of Filipino Seaman A certification from the Bureau of Immigration of the Philippines that the alien concerned is a non-resident alien. A certification from the Department of Foreign (DFA) of the Philippines that the individual is a regular member of the diplomatic corps of a foreign government and is entitled to income tax exemption under an international agreement to which the Philippines is a signatory. For Non-resident Corporations (original or certified true copy of the following documents) Certificate of registration of the corporation abroad, AND Certification from the Securities and Exchange Commission (SEC) that the non-resident corporation is not licensed to do business in the Philippines.