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Copyright 2001
Simply Media, Inc.
Lincoln, MA 01773-0481
www.simplymedia.com
About the Survival Kit Series
Our Survival Kits are designed to be quick, concise, and much
easier to read than most reference books. As in true wilderness
survival kits, the key to success is limiting your materials to the
least amount of weight necessary. This provides users with fast,
light, yet complete packs, and ensures easy travel without excess
baggage.
At Simply Media our hardest task is eliminating materials that
are not absolutely necessary for traversing the subject’s territory.
We take the time to make each of our Survival Kits as short and
concise as possible so you can learn the most important facts
with a fast cover-to-cover read.
Our primary objective in this Guide, with illus- Tip: If you ever feel “concerned,”
trative audios, is to provide you with a broad “worried,” or “uncertain” about any-
background of the legal system and suggest thing discussed or presented in a legal
the appropriate tools to use when dealing with form, that is your tip-off to contact a
the legal system in general and lawyers in par- lawyer for clarification and implementation.
ticular. Our 600-form section is used by many Self-help forms should never be used unless
practicing lawyers who, like you, can benefit you are entirely confident of your actions. We
from prepackaged forms that can be edited do not offer legal advice. We offer personal and
upon demand. Lawyers can do this more business advice about how to interface with
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Not withstanding this restriction, we believe Japan, unlike the US, graduates
the most important part of the law relates to more engineers each year than
how individuals and corporations use the tools lawyers.
of the legal trade. The law is a means to an
end. It is not the end in itself, except for the
lawyers themselves who practice the trade.
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They will encourage you to negotiate. Take a Venue, or place of the lawsuit, can be very
check with you. No matter what the claim, important for these purposes. Law is politics,
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Incorporation
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Secondly, keep your children, pets, friends, Also, do not put too much pressure on the
and cars off their property. This is an obvious process of drawing up a will by trying to antic-
point but many people just slough it off saying, ipate all of the events for the rest of your life.
“They don’t mind.” They may well be boiling In this fast changing world, drawing up a will
inside and when the pot boils over you will not every three to five years makes perfectly good
be happy. Third, engage and talk to them sense. Most of the changes will be minor
occasionally to calibrate what they are up to, adjustments. A good way to remember to do
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Audio Thirteen: Review Your Be sure to set up the basic protections such as
Exposure a will, real estate trust (s) for your property
(ies), business agreements, and other agree-
ments related to your situation (e.g., health
care stipulations). Be sure to get the home
You can do a lot to protect yourself. The fact safe and umbrella liability policy referred to in
you are reading this is a major step forward. the Background section.
Let’s go over some things to help you.
Insurance
Review Your Areas Of
Exposure The best rule for insurance is to insure for
what you cannot afford to lose. Pay directly
Exposure relates to what you or your spouse yourself what you can afford to lose—it is
do. What your minor children do. Or what much cheaper in the long run. So, with car
happens on, to, or with your property. Make a insurance, you are better off with a high colli-
list relating to these three categories: what sion deductible but spending the savings on
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he is a pussycat.
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