BHARTI INDDUSTRIES

BALIYARI
PROJECT AT A GLANCE
BRIEF PARTICULARS OF THE PROJECT ARE FURNISHED BELOW
1. PROJECT
2. PROMOTERS
3. CONSTITUTION
4. NAME OF PARTNERS
5. LOCATION
6. PRODUCTS
7. TERM LOAN
9. NO. OF WORKING DAYS PER YEAR
10. NO. OF SHIFTS
11. PRODUCTION CAPACITY
11. EMPLOYMENT POTENTIAL OF THE PROJECT

Fly Ash Bricks making Plant

M/S Bharti industries
Proprietorship
Bharti Atulkar
Baliyari , Waidhan
Fly Ash Bricks & concrete item
Rs.15 Lacs
300
2
Bricks per shift
20 Persons

BHARTI INDDUSTRIES
BALIYARI
SCHEDULE-I
I. COST OF PROJECT

Amount
(Rs. In lacs)
Free
4.00
15.00
2.00
4.00
25.00

Leasehold Land
Building
Plant & Machinery
Furniture & Fixtures & Misc. Fixed Assets
Working Capital Margin

II. MEANS OF FINANCE

Promoter contribution
Finance required from the bank
Less: Subsidy applicable under PMEGP
25% on 25 lacs

1.25
23.75
6.25

23.75
25

BHARTI INDDUSTRIES
BALIYARI
(A) Non-Recurring Expenses
I LAND
One acers of land at a lease rent of Rs.including stamp duty

SCHEDULE-II

Free
Free
II BUILDING
1. Tin Shed with C.G.I.sheet size 33' 9" X65' 0"
(Height 12' 0") supported by R.C.C. Pillers
0.30 m X 0.30 m
Construction 203.80 Sq.mt.

150000

2. Office Block cum Chowkidar Room

Construction 17.73 Sq.mt. @ Rs. 3400 per Sq.ft.

60282

3. Toilet Block

L.S.

20000

4. Tube Well with Submerssible Pump

L.S.

50000

5. Water Tank

L.S.

25000

6. Boundry Wall

Add ; 5% Contingencies
Total
Say Rs. 4 Lacs

75000
380282
19014
399296

III PLANT & MACHINARY

1 Press Machine with 140 mmm jack rod,90 ton hydraulic
pressure structure made by 32mm Ms plates, double
controvalve, 10hp Motor,12 bricks at one stroke

Nos.
1 Nos

Rate
515000

2 Mold 9" ten bricks at a time

1 set

25000

3 Mold 10" ten bricks at a time

1 set

25000

4 Pan Mixture to mix the raw materials with 10 hp

motor,dia 1800 mm,height 500 mm.

1 set

135000

5 Complete belt system, from pan mixture to machine

with 3 hp motor length 18 feet

1 set

90000

6 Control panel board

1 Nos

10000

7 Front belt system with 1hp motor

50000

8 Concret mixture , welding cutting & drilling machine

vibrator,mold
Total
Excise Duty@ 12.36%
CST @ 2%
Add:- 9% Transportation,Erection and Commissioning Charges
Say Rs.15 Lacs
IV Furniture & Fixture & Office Equipment
and ply board

Rs.

Amount
515000

25000
25000
0
135000

90000

10000
50000
350000

1200000
148320
26966
1375286
123776
1499062

248000

248000

BHARTI INDDUSTRIES
BALIYARI
RECURRING EXPENDITURE/PER MONTH

SCHEDULE-III

INSTALLED CAPACITY

9000 bricks per shift

No. of Working Days

No. of Shifts
No. of Working hour in a shift

300
2
8
Ist Year
70%

Capacity Utilisation
Raw Material

IInd Year
75%

1. Flyash 7371 Ton @ Rs.200 Per Ton

2. Sand 3268 Ton @ 100 Per ton
3.Cement 3209 Ton @ 5200 Per ton
4.Steel 50 ton @ 45000 per ton
5.Gitti 6000 ton @ 1000 per ton

1474200
326800
16686800
2250000
6000000
26737800

Power and water Utilisation

(a) 3400 unit per month @Rs. 6.18 per unit for one year

Personnel
(a) Accountant
(b) Sales Manager
( C) Plant operator
(d) Supervisor
(e) Unskilled Labour

5000 per month

7000per month
8000 per month
8000 per month
4000 per month
Add: Other benefits @ 20%

Repair & Maintenace

2% of Building & Misc Fixed Assets Cost Rs. 4 Lacs
5% of Plant & Machinery Rs. 15 Lacs

252144

1
1
2
2
14

8000
7000
16000
16000
56000

96000
84000
192000
192000
672000
1236000
247200
1483200

Monthly Yearly
667
8000
6250
75000
83000

SCHEDULE-III

9000 bricks per shift

IIIrd Year
80%

MISCELLANEOUS EXPENDITURE
Monthly Yearly
2000
24000
1000
12000
1500
18000
1500
18000
1000
12000
2000
24000

Stores & Spares

Printing & Stationary
Travelling & Conv.
Telephone
Insurance
Misc Exp.
Recurring Expenses/month
Interest
On Term Loan of Rs. .15 Lacs @ 14%

DEPRECIATION S.C. 7
5% ON Building
15% on Plant & Machinery
10% on Misc Fixed Assets
TOTAL COST OF PRODUCTION /WORK
PRODUCTION
Bricks (Nos.)
Windows Frame
Door Frame
Ventilator/Grill
Less wastage @ 3%
Less wastage @ 7% on Bricks
Total Production

0.20
2.25
0.20

3780000
7500
10500
10500
3808500
855
264600
3543045

SALES REALISATION
3515400 BRICKS @ Rs. 3.5 per bricks
7275 Windows Frame @ 750 per window Frame
10185 Ventilator/Grill @ 250 per ventilator/Grill
10185 @ 1100 per Door Frame
Total Sales/Receipt
Less. Total cost
Profit Per annum
Profit per month
Say Rs. 2.19 Lacs

108000

210000

2.65
28874147

12303900
5456250
2546250
11203500
31509900
28874147
2635753
219646

BHARTI INDDUSTRIES
BALIYARI
LIABILITIES
Capital A/c

YEAR

II
1.25

Add : Profit/
Addition

III
IV
V
22.232 43.22021 67.16152 91.86189

24.98

27.99

30.94

31.70

32.42

1.25
1.25

26.23

50.22

74.16

98.86

124.28

1.25

4
22.23

7
43.22

7
67.16

7
91.86

7
117.28

Subsidy
(Interest Free)

6.25

6.25

6.25

6.25

6.25

6.25

Term Loan

17.5

14

10.5

3.5

25

0.41
42.89

0.45
60.42

0.5
80.91

0.5
102.11

0.5
124.03

21.00

18.35

16.07

24.10

37.40

45.93

Less Drawings

S. Creditors

Assets
Fixed assets
Raw Material

2.4

2.64

2.904

3.19

3.509

WIP

2.87

3.06

3.26

3.26

3.26

Finished Goods

4.2

4.41

4.63

4.86

5.1

S. Debtors

0.6

10

15

20

Loan & Advances

14.47
42.89

29.24
60.42

36.02
80.91

38.40
102.11

46.23
124.03

Cash &bank Bal.

4
25

8.39
21.6
4.15

34.14

10.66
4
2
7
23.66

10.48

9.66

14.66
5

20.294
5.634

25.81
5.516

31.369
5.559

BHARTI INDDUSTRIES
BALIYARI
PARTICULARS IN RESPECT OF PROFITABILITY STATEMENT
PARTICULARS
Capacity utilisation

YEAR

II

III

IV

70%

75%

80%

80%

80%

315.09
315.09

337.60
337.60

360.10
360.10

360.10
360.10

360.10
360.10

267.38

286.48

305.57

305.57

305.57

0.89

0.95

1.02

1.02

1.02

14.83

15.89

16.95

16.95

16.95

Repair & Maint.

0.83

0.89

0.95

0.95

0.95

Misc./Adm.Exp.

1.08

1.16

1.23

1.23

1.23

Interest on TL

2.45

1.96

1.47

0.98

0.49

Depreciation

2.65

2.28

1.97

1.70

1.47

290.11

309.61

329.16

328.40

327.68

Profit before Tax

24.98

27.99

30.94

31.70

32.42

Drawings / Taxes

Profit after Taxes

20.98

20.99

23.94

24.70

25.42

Sales/Receipt
Cost of Production
Goods
Power & Water
Personnal

Total Cost

BHARTI INDDUSTRIES
BALIYARI
PARTICULARS IN RESPECT OF CASH FLOW STATEMENT
PARTICULARS

YEAR

II

III

IV

Profit Before tax

24.98

27.99

30.94

31.70

32.42

Depreciation

2.65

2.28

1.97

1.70

1.47

Own Capital

1.25 -

Subsidy
(Interest Free)

6.25 -

Term Loan

17.5 -

25.000

27.632

30.271

32.909

33.399

33.889

10

15

10

Payments
Fixed Assets

21.00 -

Increase In w.c.

9.66

5.63

5.52

5.56

Repayment of term
loan

3.5

3.5

3.5

3.5

3.5

17.16

15.5

26.134

31.016

26.059

4.00

14.47

29.24

36.02

38.40

Repayment of unsecured
loan & advances
Taxes /Drawings

21

Op.Cash Bal.

Surplus

10.47

14.77

6.78

2.38

7.83

Closing Cash Bal.

14.47

29.24

36.02

38.40

46.23

BHARTI INDDUSTRIES
BALIYARI
PARTICULARS IN RESPECT OF DEBT SERVICE COVERAGE RATIO
PARTICULARS
Profit after Tax
Depreciation
Interest on T.L.

Instalment of T.L.

YEAR

II

III

IV

20.98

20.99

23.94

24.70

25.42

2.65

2.28

1.97

1.70

1.47

2.45
26.08

1.96
25.23

1.47
27.38

0.98
27.38

0.49
27.38

8.69

8.41

9.13

9.13

9.13

Interest on T.L.

DSCR
Average DSCR

4.18

BHARTI INDDUSTRIES
BALIYARI
PARTICULAR IN RESPECT OF BREAK EVEN POINT
PARTICULARS
Capacity Utilisation

YEAR

II

III

IV

70%

75%

80%

80%

80%

267.38

286.48

305.57

305.57

305.57

Power & Water

0.89

0.95

1.02

1.02

1.02

Personnel

9.19

10.25

11.31

11.31

11.31

Repair & Maint

0.83

0.89

0.95

0.95

0.95

Misc/Adm.Exp.

1.08

1.16

1.23

1.23

1.23

279.37

299.73

320.08

320.08

320.08

Fixed Cost
Personnel

5.64

5.64

5.64

5.64

5.64

Interest on T.L.

2.45

1.96

1.47

0.98

0.49

Depreciation

2.65

2.28

1.97

1.70

1.47

10.74

9.88

9.08

8.32

7.60

315.09

337.60

360.10

360.10

360.10

Contribution

35.7

37.9

40.0

40.0

40.0

P/V RATIO%

11.34

11.22

11.11

11.11

11.11

Break Even Point Rs.

48.03

43.57

39.36

35.1

31.11

267.06

294.03

320.74

325.00

328.99

Cost of Production
Variable Cost
Goods

Sales/Receipt

Margin of safty

BHARTI INDDUSTRIES
BALIYARI
PARTICULARS IN RESPECT OF REPAYMENT OF TERM LOAN
YEAR

PRINCIPAL

INSTALMENT

BALANCE

INTEREST

17.5

3.5

14

2.45

II

14

3.5

10.5

1.96

III

10.5

3.5

1.47

IV

3.5

3.5

0.98

3.5

3.5

0.49

3.5

BHARTI INDDUSTRIES
BALIYARI
PARTICULARS IN RESPECT OF DEPRECIATION
Fixed Assets

Cost

Dep.

Lease Hold Land

Building

Wdv

Dep.

Wdv

Dep.

Wdv

4.00

0.20

3.80

0.19

3.61

0.18

3.43

Plant & Machinery

15.00

2.25

12.75

1.91

10.84

1.63

9.21

Misc. Fixed Assets

2.00

0.20

1.80

0.18

1.62

0.16

1.46

LAND

10
21.00

2.65

18.35

2.28

16.07

1.97

24.10

Dep.

Wdv

Dep.

Wdv

0.17

3.26

0.16

3.10

1.38

7.83

1.17

6.66

0.15

1.31

0.13

1.18

25
1.70

37.40

35
1.47

45.93