MCB

STATEMENT OF FINANCIAL POSITION

ASSETS
Cash and balances with treasury banks
Balances with other banks
Lendings to financial institutions
Investments - net
Advances - net
Operating fixed assets
Deferred tax assets - net
Other assets - net

2,010

2,011

2,012

45,407,183
1,478,569
4,401,781
213,060,882
254,551,589
20,947,540
27,705,069

53,122,620
2,357,418
955,087
319,005,983
227,573,618
22,418,450
30,891,631
656,324,807

57,420,211
1,236,736
1,551,472
405,601,313
239,788,511
24,144,242
40,540,056
770,282,541

9,466,818
39,100,627
491,146,798
6,497,097
18,459,162
564,670,502
91,654,305

9,896,284
79,064,351
544,988,091
9,381,242
21,197,446
664,527,414
105,755,127

79,204,209

8,362,365
42,412,588
30,259,449
81,034,402
492,497
81,526,899
10,127,406
91,654,305

9,198,601
44,620,928
36,811,072
90,630,601
501,256
91,131,857
14,623,270
105,755,127

2,010

2,011

2,012

54,821,296
17,987,767

3,597,117
33,236,412

68,215,902
23,632,615
44,583,287
778,526
2,846,523
28,565
3,653,614
40,929,673

68,443,744
27,503,496
40,940,248
(3,044)
480,903
206
478,065
40,462,183

4,129,540
543,906
632,346
411,834
547,680

5,412,925
785,549
924,236
761,890
16,616
340,044

6,384,757
1,060,411
823,838
857,405
30,285
384,459

6,265,306
39,501,718

8,241,260
49,170,933

9,541,155
50,003,338

12,173,942
88,261
986,440

15,860,242
514,646
1,402,756

17,410,747
(187,305)
600,054

567,552,613
LIABILITIES
Bills payable
Borrowings
Deposits and other accounts
Sub-ordinated loan
Liabilities against assets subject to finance lease
Deferred tax liabilities - net
Other liabilities
NET ASSETS
Represented by
Share capital
Reserves
Unappropriated profit
Minority interest
Surplus on revaluation of assets - net of tax

PROFIT AND LOSS ACCOUNT

Mark-up / return / interest earned
Mark-up / return / interest expensed
Net mark-up / interest income
Provision for diminution in the value of investments - net
Provision against loans and advances - net
Charge / (reversal) against off-balance sheet obligations
Bad debts written off directly
Net mark-up / interest income after provisions
Non-mark-up / interest income
Fee, commission and brokerage income
Dividend income
Share of profit of associatesand joint venture
Income from dealing in foreign currencies
Gain on sale of securities - net
Unrealized gain on revaluation of investments classified as held for trading
Other income
Total non-mark-up / interest income
Non-mark-up / interest expenses
Administrative expenses
Other provision - net
Workers welfare fund
Other charges

10,265,537
25,684,593
431,371,937
4,934,018
16,092,319
488,348,404
79,204,209
7,602,150
40,162,906
21,414,955
69,180,011
69,180,011
10,024,198

36,833,529
444,476
3,100,594
52,047

Total non-mark-up / interest expenses

Share of profit of associates
Extra ordinary / unusual item
Profit before taxation
Taxation - Current year
- Prior years
- Deferred
Share of tax of associates
Profit after taxation
Profit attributable to minority interest
Profit attributable to ordinary share holders
Unappropriated profit brought forward
Transfer from surplus on revaluation of fixed assets - net of tax
Profit available for appropriation

13,248,643
-

17,777,644
(71,507)
-

17,823,496
296,645
-

26,253,075
8,027,433
1,352,467
-

31,321,782
9,739,369
1,038,662
1,312,316
(71,048)

32,476,487
9,646,189
126,396
1,432,496
36,171

9,379,900
16,873,175
-

12,019,299
19,302,483
(28,167)

11,241,252
21,235,235
(82,050)

16,873,175
15,779,127
21,792

19,274,316
23,458,429
36,182
23,494,611
42,768,927

21,153,185
30,259,449
36,056
30,295,505
51,448,690

15,800,919
32,674,094

Basic and diluted earnings - after tax

59.01%

64.95%
46.34%

HBL

UBL
2,010

2,011

2,012

2,010

2,011

81,640,246
37,413,185
30,339,344
254,909,116
459,750,012
16,155,290
9,572,203
34,920,007
924,699,403

103,399,623
47,349,505
41,581,029
418,604,147
457,367,656
19,167,654
7,275,888
44,808,703
1,139,554,205

157,229,517
47,980,032
24,828,255
797,094,548
499,817,906
23,632,324
6,056,483
53,669,507
1,610,308,572

67,667,226
26,430,928
11,934,778
231,717,214
341,510,412
24,684,566
1,298,247
21,179,180
726,422,551

86,502,444
19,225,488
9,536,211
301,106,877
341,139,519
25,722,481
1,991,667
21,980,101
807,204,788

9,775,093
40,459,860
747,374,799
4,281,835
26,557,045

13,894,502
39,473,670
933,631,525
5,036,100
37,931,420
1,029,967,217
109,586,988

18,943,207
196,580,548
1,214,963,700
5,440,654
41,342,703
1,477,270,812
133,037,760

5,074,700
47,631,814
567,611,258
11,985,748
18,984,851
651,288,371
75,134,180

5,879,043
50,845,877
633,889,416
11,317,080
19,352,726
721,284,142
85,920,646

86,842,059
1,212,656
88,054,715
8,196,056

11,020,680
32,145,755
56,980,697
100,147,132
1,236,290
101,383,422
8,203,566

12,122,748
39,379,354
67,523,215
119,025,317
1,227,207
120,252,524
12,785,236

12,241,798
24,101,838
27,576,333
63,919,969
2,207,241
66,127,210
9,006,970

12,241,798
27,495,959
34,207,654
73,945,411
2,324,385
76,269,796
9,650,850

96,250,771

109,586,988

133,037,760

75,134,180

85,920,646

2,010

2,011

2,012

2,010

2,011

81,325,028
34,330,255

98,580,423
42,182,220

116,772,653
59,012,392

60,046,011
25,207,785

71,374,143
31,339,401

46,994,773
(47,671)
7,602,440
30,895
-

56,398,203
237,083
6,697,555
(77,393)
-

57,760,261
(483,865)
7,243,887
7,015
-

34,838,226
304,026
6,838,336
1,007,896

40,034,742
412,115
6,541,297
340,416

7,585,664
39,409,109

6,857,245
49,540,958

6,767,037
50,993,224

8,150,258
26,687,968

7,293,828
32,740,914

6,785,687
490,213
1,690,100
2,568,079
1,360,596
25,253
3,040,178

7,021,661
133,962

7,783,049
296,949

1,734,651
188,164
(33,214)
1,539,261

2,267,544
509,750
(32,241)
2,402,985

828,448,632
96,250,771
10,018,800
29,355,555
47,467,704

5,432,706
343,252
713,678
3,189,333
316,823
6,409
2,760,230

6,085,970
434,606
1,081,358
3,756,094
542,118
(36,820)
2,919,535

12,762,431
52,171,540

14,782,861
64,323,819

15,960,106
66,953,330

10,584,485
37,272,453

13,228,036
45,968,950

24,252,960
178,148
521,702
178,700

29,371,659
(111,873)
665,047
77,588

31,061,370
277,848
704,620
18,285

19,137,857
68,113
414,833
240,391

21,232,844
226,204
514,621
104,939

2,012

25,131,510

30,002,421
-

32,062,123

19,861,194
277,364

22,078,608
(256,706)

27,040,030
9,698,783
696,908
(390,041)

34,321,398
10,459,376
28,264
1,500,736

34,891,207
12,577,897
421,210
(463,640)

17,688,623
6,850,854
415,329
(598,485)

23,633,636
8,967,803
681,560
(902,839)

10,005,650
17,034,380

11,988,376
22,333,022

12,535,467
22,355,740

6,667,698
11,020,925

8,746,524
14,887,112