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How to prepare and restore property from fire, storm, flood & water damage.
Table of Contents
Storm Damage Storm Damage Prevention ............................................................................................................................................ 1 Storm Supply List........................................................................................................................................................... 3 How to Avoid Hurricane Damage................................................................................................................................... 4 Water Damage Water Damage Prevention ............................................................................................................................................ 5 What to Do When Flooding is Imminent ........................................................................................................................ 6 Water Damage Basics ................................................................................................................................................... 7 Water Damage FAQS .................................................................................................................................................... 7 Recovering from a Flood ............................................................................................................................................... 9 Flood Emergency Checklist ........................................................................................................................................... 9 Hiring a Professional Restoration Company ................................................................................................................ 10 Fire Damage Securing Your Property Before a Fire ................................................................................................................................ 11 What to Do During a Fire .................................................................................................................................................... 13 What to Do After a Fire ....................................................................................................................................................... 13 Fire Recovery Checklist ...................................................................................................................................................... 14 Helpful Information from FEMA FEMAs Emergency Preparedness Guide .......................................................................................................................... 15 FEMA Resource Links ........................................................................................................................................................ 19
ACCORD Restoration, leaders in property repair and restoration, brings you this handy guide for preparing and restoring property after a fire, flood, storm or other disaster. This information was either written by ACCORD Restoration, or sourced from the Federal Emergency Management Agency (FEMA). More information can be found on FEMAs website at www.FEMA.gov and on our website at www.ACCORDRestoration.com/guides. NOTE: This guide is meant for informational purposes only. Before disaster strikes or when recovering from a disaster, we recommend consulting with your property insurance carrier to insure that the steps you are taking for planning or recovery fall within their individual guidelines for coverage.
A generator that can run your heating or air conditioning in the event of a power outage is an advisable storm preparation investment. This will allow you to run equipment such as a dehumidifier, which can help prevent mold growth after flooding. When the storm is imminent, your preparations could include: Covering windows and glass doors with hurricane shutters or storm panels, or board them up with plywood and plastic sheeting. Knowing where your propertys central water and power shut-offs are located. Securing all outdoor items, such as patio furniture and lawn decorations, or bring them inside, since they can pose a hazard in high winds. Checking for any dead trees or susceptible limbs that can cause serious damage if they fall on your home or building. After a storm, walk your propertys exterior and make note of damage, including fallen tree limbs, debris and downed power lines. You should check for missing or damaged roof shingles, gutters and siding. If possible, take photos of the damage. They may be helpful in filing insurance claims and identifying for professionals areas of your property, that need to be restored.
Flashlights Battery-operated lanterns Battery-powered radio Battery-operated fan Extra batteriesyou should have two extra sets for each battery operated item Special care items for infants or family members with specific medical needs Prescription medication supply First aid kit Clean drinking water Waterproof matches and lighters
Propane or gas grill/stove (for outdoor use only) Supply of canned/non-perishable foods Manual can opener Disposable utensils, plates and cups Fuel for your car and/or portable generator along with a funnel Garbage bags Rope and hand tools Insurance agency contact information and other important documents in waterproof containers.
Fill clean bathtubs with water for miscellaneous use and remember that pool water can be used to flush toilets. Be sure that you have at least a 30-day supply of prescription medications or special care items, as well as a minimum of a three-day supply of food for each person and pet. Transfer perishable food items to an insulated cooler. Try to eat these foods first because of the potential for spoilage. Cover windows and glass doors with hurricane shutters or storm panels. If these materials are not readily available, board them up with plywood when necessary and plastic sheeting to protect your property.
Also most bolts that come with your doors are not capable of withstanding the high winds associated with hurricanes. Reinforcing bolts to secure your doors to the top and bottom frame will ensure that your doors will be able to handle the storm.
Water Damage
Even if your property does not sit in a flood zone, flood damage from storms, broken water pipes and faulty sprinkler systems can leave your property damaged. No matter what type of property you are looking to protect or where it sits, taking steps to prevent water damage beforehand is wise. Below we have outlined steps that can be taken to minimize damage that can occur due to flooding. And if you are in the unfortunate position of having to recover from water damage, helpful information for that is included below as well.
Prior to a flood, there are actions that you can take to minimize damage: Have a professional assess your property for high-risk areas. Identifying these low-lying areas gives you an indication of where sandbags will be helpful to prevent flooding on your property. Occasionally check your plumbing system for leaks, including pipes and faucets in sinks, toilets, showers and bathtubs. For extra protection, re-caulk around sinks. Inspect the area surrounding water heaters and air conditioning units a few times each year for wet spots. If water is present, have them inspected by a professional. Check sump pumps several times a year to be sure they are in good working order. Inspect the outside of your property for signs of damaged roofing, chimneys, vents and gutter systems. Have any missing or lose items repaired. Keep gutters and downspouts clear of debris. Downspouts should be pointed away from the building on a downward slope. If the property slopes up at the end of a downspout unit, add downspout extensions to help route water away from the property. Make sure fuel tanks located above ground are well anchored. This will prevent them from floating away in the event of a flood. Consider dry and/or wet flood proofing your property. Dry flood proofing inhibits flood waters from entering a building. Wet flood proofing allows waters to enter the building but minimizes the damage to the interior. Consider purchasing a generator for outdoor use only. Keep generators away from air intakes into the building and do not use them in any attached building, such as a garage. Install check valves in sewer traps or catch basins to prevent the unwanted backflow of sewer water up through the trap while permitting the downflow of water through the trap and into the sewer. Develop a plan of action in the event of a flood and make sure all of the propertys occupants are informed of the procedures.
2. Does water damage cause mold? Water damage certainly has the potential to cause the growth of mildew and mold. Because mold thrives in moist environments, any place that is wet (and especially humid) is a perfect place for mold to grow. Mold typically takes 48-72 hours to begin to grow. Responding quickly greatly mitigates against mold damage. 3. What are the major sources of water damage? Water damage can come from many sources. Some of these sources include: hurricanes, storms, leaking pipes and malfunctioning washing machines and heaters. Water damage can also occur as a result of leaks in your roofing, siding and from defective gutters which will cause water to pool around your property and potentially leak into your basement. 4. What are some hidden signs of water damage? Some of these signs include peeling paint and wallpaper, splotches of mold, moisture and condensation, a musty smell and moisture in your carpet or other flooring. 5. How can I prepare for expected water damage? The best way to keep water damage from becoming a major problem is to prepare your property before the damage occurs. One thing you should be sure to know is how to cut-off the power in your home in case of a flood. In case of a storm, water and electricity are a deadly combination. You want to know where your water shut-off valves and fuse box are located in the case that you need to turn the power off. 6. Are there any tools or pieces of equipment that are important when dealing with water damage? Moisture detectors are important since moisture can cause mold growth and poor air quality. Leak detectors are used for finding hidden leaks such as in walls and crawlspaces. Other tools you can use are dehumidifiers and water extractors to help repair water damage.
If there is standing water, try to remove as much of it to the outdoors as possible and run the air conditioning, a dehumidifier or a fan to help dry out the area. WARNING: Water damage may begin to produce mold within 48-72 hours. If conditions allow, cover broken windows and doors as well as damaged walls and roof areas with plywood or plastic sheeting to prevent additional moisture entry and to protect the property from the elements.
Inspect the property thoroughly. If it is safe, as many observations and comments you can provide will help speed up the restoration process when professional help arrives. Determine if there are roof shingles missing or if there is any damage to your homes exterior, including to the gutters, windows, siding, chimneys, etc.
Inspect the property for any signs of water infiltration. Determine if the insulation is wet or damaged. Be sure to check the insulation around your windows and doors and in your attic, crawl spaces and walls. Look closely to verify that your foundation walls are intact.
Fire Damage
It is estimated that every year, more than 4,000 Americans die and more than 25,000 are injured in fires, many of which could be prevented. Direct property loss due to fires is estimated at $8.6 billion annually. FEMA provides helpful information on taking proper precautions for preventing fires, planning escape routes and recovering from fire damage, outlined below. To protect yourself, it is important to understand the basic characteristics of fire. Fire spreads quickly; there is no time to gather valuables or make a phone call. In just two minutes, a fire can become life-threatening. In five minutes, a residence can be engulfed in flames. Heat and smoke from fire can be more dangerous than the flames. Inhaling the super-hot air can sear your lungs. Fire produces poisonous gases that make you disoriented and drowsy. Instead of being awakened by a fire, you may fall into a deeper sleep. Asphyxiation is the leading cause of fire deaths, exceeding burns by a three-to-one ratio.
Flammable Items Never use gasoline, benzine, naptha, turpentine, or similar flammable liquids indoors. Store flammable liquids in approved containers in well-ventilated storage areas. Never smoke near flammable liquids. Discard all rags or materials that have been soaked in flammable liquids after you have used them. Safely discard them outdoors in a metal container. Insulate chimneys and place spark arresters on top. The chimney should be at least three feet higher than the roof. Remove branches hanging above and around the chimney. Heating Sources Be careful when using alternative heating sources. Check with your local fire department on the legality of using kerosene heaters in your community. Be sure to fill kerosene heaters outside, and be sure they have cooled. Place heaters at least three feet away from flammable materials. Make sure the floor and nearby walls are properly insulated. Use only the type of fuel designated for your unit and follow manufacturers instructions. Store ashes in a metal container outside and away from your residence. Keep open flames away from walls, furniture, drapery, and flammable items. Keep a screen in front of the fireplace. Have heating units inspected and cleaned annually by a certified specialist. Matches and Smoking Keep matches and lighters up high, away from children, and, if possible, in a locked cabinet. Never smoke in bed or when drowsy or medicated. Provide smokers with deep, sturdy ashtrays. Douse cigarette and cigar butts with water before disposal. Electrical Wiring Have the electrical wiring in your residence checked by an electrician. Inspect extension cords for frayed or exposed wires or loose plugs. Make sure outlets have cover plates and no exposed wiring. Make sure wiring does not run under rugs, over nails, or across high-traffic areas. Do not overload extension cords or outlets. If you need to plug in two or three appliances, get a UL-approved unit with built-in circuit breakers to prevent sparks and short circuits. Make sure insulation does not touch bare electrical wiring. 12 | Disaster Preparation & Recovery Guide
Other Sleep with your door closed. Install A-B-C-type fire extinguishers in your residence and teach family members how to use them. Consider installing an automatic fire sprinkler system in your residence. Ask your local fire department to inspect your residence for fire safety and prevention.
During a Fire
If your clothes catch on fire, you should: Stop, drop, and roll - until the fire is extinguished. Running only makes the fire burn faster. To escape a fire, you should: Check closed doors for heat before you open them. If you are escaping through a closed door, use the back of your hand to feel the top of the door, the doorknob, and the crack between the door and door frame before you open it. Never use the palm of your hand or fingers to test for heat - burning those areas could impair your ability to escape a fire (i.e., ladders and crawling). Hot Door - Do not open. Escape through a window. If you cannot escape, hang a white or light-colored sheet outside the window, alerting fire fighters to your presence. Cool Door - Open slowly and ensure fire and/or smoke is not blocking your escape route. If your escape route is blocked, shut the door immediately and use an alternate escape route, such as a window. If clear, leave immediately through the door and close it behind you. Be prepared to crawl. Smoke and heat rise. The air is clearer and cooler near the floor. Crawl low under any smoke to your exit - heavy smoke and poisonous gases collect first along the ceiling. Close doors behind you as you escape to delay the spread of the fire. Stay out once you are safely out. Do not reenter. Call 9-1-1.
After a Fire
The following are guidelines for different circumstances in the period following a fire: If you are with burn victims, or are a burn victim yourself, call 9-1-1; cool and cover burns to reduce chance of further injury or infection. If you detect heat or smoke when entering a damaged building, evacuate immediately. If you are a tenant, contact the landlord.
If you have a safe or strong box, do not try to open it. It can hold intense heat for several hours. If the door is opened before the box has cooled, the contents could burst into flames. If you must leave your home because a building inspector says the building is unsafe, ask someone you trust to watch the property during your absence.
TORNADO FLASH FLOOD EARTHQUAKE WINTER STORM HURRICANE FIRE HAZARDOUS MATERIALS SPILL
EmergencyPreparedness Checklist
he next time disaster strikes, you may not have much time to act. Prepare now for a sudden emergency.
Learn how to protect yourself and cope with disaster by planning ahead. This
checklist will help you get started. Discuss these ideas with your family, then prepare an emergency plan. Post the plan where everyone will see iton the refrigerator or bulletin board.
For additional information about how to prepare for hazards in your community, contact your local emergency management or civil defense office and American Red Cross chapter.
Emergency Checklist
Call Your Emergency Management Office or American Red Cross Chapter
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Find out which disasters could occur in your area. Ask how to prepare for each disaster. Ask how you would be warned of an emergency. Learn your communitys evacuation routes. Ask about special assistance for elderly or disabled persons. Ask your workplace about emergency plans. Learn about emergency plans for your childrens school or day care center.
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Discuss what to do about power outages and personal injuries. Draw a floor plan of your home. Mark two escape routes from each room. Show family members how to turn off the water, gas and electricity at main switches when necessary. Post emergency telephone numbers near telephones. Teach children how and when to call 911, police and fire. Instruct household members to turn on the radio for emergency information. Pick one out-of-state and one local friend or relative for family members to call if separated during a disaster (it is often easier to call out-of-state than within the affected area). Teach children your out-of-state contacts phone numbers. Pick two emergency meeting places. 1) A place near your home in case of a fire. 2) A place outside your neighborhood in case you cannot return home after a disaster. Take a basic first aid and CPR class. Keep family records in a water and fire-proof container.
Include:
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Also...
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A supply of water (one gallon per person per day). Store water in sealed, unbreakable containers. Identify the storage date and replace every six months. A supply of non-perishable packaged or canned food and a non-electric can opener. A change of clothing, rain gear and sturdy shoes. Blankets or sleeping bags. A first aid kit and prescription medications. An extra pair of glasses. A battery-powered radio, flashlight and plenty of extra batteries. Credit cards and cash. An extra set of car keys. A list of family physicians. A list of important family information; the style and serial number of medical devices such as pacemakers. Special items for infants, elderly or disabled family members.
Emergency Plan
Out-of-State Contact
Name City Telephone (Day) (Evening)
Escape Plan
n a fire or other emergency, you may need to evacuate your house, apartment or mobile home on a moments notice. You should be ready to get out fast. Develop an escape plan by drawing a floor plan of your residence. Using a black or blue pen, show the location of doors, windows, stairways, and large furniture. Indicate the location of emergency supplies (Disaster Supplies Kit), fire extinguishers, smoke detectors, collapsible ladders, first aid kits and utility shut off points. Next, use a colored pen to draw a broken line charting at least two escape routes from each room. Finally, mark a place outside of the home where household members should meet in case of fire. Be sure to include important points outside such as garages, patios, stairways, elevators, driveways and porches. If your home has more than two floors, use an additional sheet of paper. Practice emergency evacuation drills with all household members at least two times each year.
Local Contact
Name Telephone (Day) (Evening)
Nearest Relative
Name City Telephone (Day) (Evening)
Example:
Floor one
Family Physicians
Name Name Name Telephone Telephone Telephone
Reunion Locations
1. Right outside your home
Floor Plan
Floor One
Floor Two
Normal Exit Route Emergency Exit Routes Fire Extinguisher Smoke Detectors
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Repair defective electrical wiring and leaky gas connections. Fasten shelves securely and brace overhead light fixtures. Place large, heavy objects on lower shelves. Hang pictures and mirrors away from beds. Strap water heater to wall studs. Repair cracks in ceilings or foundations. Store weed killers, pesticides and flammable products away from heat sources. Place oily polishing rags or waste in covered metal cans. Clean and repair chimneys, flue pipes, vent connectors and gas vents.
Wear protective clothing and sturdy shoes. Take your Disaster Supplies Kit. Lock your house. Use travel routes specified by local officials. Shut off water, gas and electricity, if instructed to do so. Let others know when you left and where you are going. Make arrangements for pets. Animals may not be allowed in public shelters.
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Maps, Shovel, Flares Tire repair kit and pump Plan two escape routes out of each room. Practice fire drills at least twice a year. Teach family members to stay low to the ground when escaping from a fire. Teach family members never to open doors that are hot. In a fire, feel the bottom of the door with the palm of your hand. If it is hot, do not open the door. Find another way out. Install smoke detectors on every level of your home. Clean and test them at least once a month. Change batteries at least once a year. Keep a whistle in each bedroom to awaken household in case of fire. Check electrical outlets. Do not overload outlets. Purchase and learn how to use a fire extinguisher (5 lb., A-B-C type). Have a collapsible ladder on each upper floor of your house. Consider installing home sprinklers.
Fire Safety
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Battery powered radio, flashlight and extra batteries Blanket Booster cables Fire extinguisher (5 lb., A-B-C type) First aid kit and manual Bottled water and non-perishable high energy foods such as granola bars, raisins and peanut butter
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The Federal Emergency Management Agencys Community and Family Preparedness Program and the American Red Cross Community Disaster Education Program are nationwide efforts to help people prepare for disasters of all types. For more information, please contact your local emergency management office and American Red Cross chapter. This brochure and other preparedness materials are available by calling FEMA at 1-800-480-2520, or writing: FEMA, P.O. Box 2012, Jessup, MD 20794-2012. Publications are also available on the World Wide Web at: FEMAs Web site: http://www.fema.gov Your Local Contact is: American Red Cross Web site: http://www.redcross.org
L-154 ARC 4471 Aug. 1993