Académique Documents
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Shweta S. Pavaskar
SARAL
[(ey Features
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9870506268
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This is like a Post offices R.D. Scheme. You can deposit Yearly, Half Yearly, Quarterly or Monthly (ECS) in Lie.
Maturity received in this plan is Tax Free under section 10-1Od of Lncome Tax Act.
You can withdraw partial of full amount if necessary after 10 years.
The amount Invested in this scheme is exempted under section BOcofIncome Tax act.
You can continue LIC scheme after to years, but you cannot continue Post Office scheme after 10 years.
In case of death your nominee will get 250 times of your Monthly Premium + Total Premium paid + LA.
If you forget to take maturity at the end of tOyrs. You can get return beyond tOyrs in LIC. This is not available in P.O.
Good Returns High Risk Cover. Policy Term max 35 years but maturity can be taken anytime after 10 years anytime.
LlC V/5
Maturity
PREMIUM
1000
212904i:-+"Free Insurance
1500
2000
2500
3000
638712
3500
745164
4000
851616
5000
1064520
250
POST OFFICE
L1C GAIN
L1C
500
TERM
400
500
Income Tax
69766
Income Tax
Free Insurance
Income Tax
104649
Income Tax
122091
Free Insurance
Income Tax
139532
Free Insurance
Income Tax
174415
+
+
750
1000
1500
2000
3000
Free Insurance
Free Insurance
4000
5000
10
53227
85162
106452
159679
212904
319356
425808
638712
851616
1064520
11
62526
100041
125051
187577
250101
375152
500203
750304
1000406
1250507
12
72683
116293
145366
218049
290733
436099
581465
872198
1162930
1453663
13
84085
134536
168170
252255
336340
504510
672680
1009019
1345359
1681699
14
96820
154912
193640
290460
387280
580920
774560
1161839
1549119
1936399
333298
444397
666595
888794
1333190
1777587
2221984
1006733
1510099
2013466-
2516832
1135880
1703820
2271760
2839700
15
111099
177759
222198
16
125842
201347
251683
377525
503366
755050
17
141986
2.27176
283970
425956
567940
851910
18
159705
255528
319410
479115
638819
958229
1277638
1916457
2555276
3194095
19
179095
286552
358190
'537285
716380
1074570
1432760
2149140
2865520
3581900
20
200370
320592
400740
601110
80:!,.480 1202220
1602960
2404440
3205920
4007400
21
223646
357833
447291
670938
894583
1341874
1789166
2683749
3578332
4472915
22
249179
398687
498358
747537
996716
1495074
1993433
2990149
3986865
4983581
23
277110
443375
554219
831329
1108438
1662657
2216876
3325314
4433752
5542190
24
307749
492398
615497
923247
1230995
1846492
2461989
3692984
4923979
6154974
25
341275
546040
682551
1023826
1365101
2047652
2730202
4095304
5460405
6825506
604892
756115
1134172
1512229
2268344
3024459
4536688
6048917
7561147
26
378058
27
418315
669304
836630
1254944
1673259
2509889
3346518
5019778
6693037
8366296
28
462488
739980
924976
1387463
1849951
2774927
3699902
5549853
7399805
9249756
1532841
2043788
3065682
4087577
6131365
8175153
10218941
9026044
11282555
29
510947
817515
1021894
30
564128
902604
1128256
1692384
2256511
3384767
4513022
6769533
31
622281
995649
1244562
1866843
2489123
3733685
4978246
7467370
9956493
12445616
32
686265
1098023
1372529
2058794
2745059
4117588
5490117
8235176
10980234
13725293
33
756293
1210068
1512585
2268878
3025170
4537756
6050341
9075511
12100682
15125852
34
833233
1333173
1666466
2499699
3332932
4999399
6665865
9998797
13331730
16664662
35
917775
1468441
1835551
2753326
3671102
5506652
7342203
11013305
14684407
18355508