Salutations to Lord Sri Krishna, the Sweetest Manifestation of the Supreme Being! Salutations to Srimad Bhagavad Gita, the Word of God! Om Namo Bhagavate Vasudevaya. What You Say Is the Expression of What You Are Srimad Bhagavad Gita is the Gospel of Sri Krishna. Sri Krishna is regarded as the Purna-Avatara of God. He was perfect in every respect. God is All-pervading; Sri Krishnas life-on-earth, too, was all-comprehensive. Study Srimad Bhagavata and the Mahabharata. You will understand what a multi-faceted diamond Sri Krishna was. He was a wonderful child, divine boy, resplendent youth, dearest friend, mighty warrior, wise administrator, sweet comrade, master of diplomacy, protector of the meek, death of the wicked, preserver of Dharma, clever strategist, humble servant, obedient pupil, dutiful son, loving husband and Supreme Guru. These and countless others are but aspects of His Immanence as Krishna. Above all these, He is God Who, in His own transcendental nature, is the Lord of lords, the Father and Mother of all creation, the very Soul of all that exists. He is the Substratum of all existence. He is the Reality, immortal, eternal, infinite and absolute. He is not only immortal but Immortality Itself. It is, therefore, in the fitness of things that the Scripture that He propounded should partake of all these great virtues that characterised His Divine Manifestation and His transcendental Nature. The Bhagavad Gita is so comprehensive that everyone can draw inspiration and guidance from it, whatever his social status may be, whatever his profession and in whatever stage of spiritual evolution he may be. For, into the Bhagavad Gita the Lord has woven a beautiful and universal pattern of ethics that would appeal and apply to all. The grand edifice of the Ethics of the Bhagavad Gita has been built on the Eternal Corner-stones of (1) Immortality of the Soul; (2) Immanence of God; (3) Impermanence of the world; (4) Immediacy of Liberation. Because these truths are universal, the Ethics of the Bhagavad Gita also have universal application. Existing as He does as the very Immortal Principle in all beings, Lord Krishna proclaims with unimpeachable authority, the Immortality of the Soul. Being manifest here in this world as the very life and soul of all beings, He reveals the Immanence of God. Being the witness of the actions of Prakriti and the interplay of the Gunas, and in the perfect knowledge of the nature of this play of the Gunas, He declares that the objects of the world are evanescent, that all that is born must die, that all that is created must perish. Being the One who is conscious of the One Imperishable, Indivisible Truth which is never affected by the illusory play of Prakriti in which the Jiva which is essentially one with that Supreme Being dreams that he is dumb-driven and bound, the Lord asserts that Liberation is possible here and now. The thundering revelation of the Immortality of the Soul in the Sloka: Ajo Nityas- sasvatoyam Purano Na Hanyate Hanyamane Sarire warns man not to deceive himself by trying to ignore the Law of Karma, the Law of Rebirth and the Law of Retribution. The soul within him does not die with the death of the body; and, so long as it does not liberate itself by attaining Jnana, is bound to reap the harvest of the seeds it has sown in this birth--Dhruvam Janma-Mritasya. The Jiva which imagines that it is the doer of an action is bound to it by an invisible thread called attachment. The action is a rubber ball with a long rubber band attached to it which is given to the children to play with; one end of the band is tied to the finger of the child and he throws the ball on the ground; and the ball promptly rebounds to the childs hand. Similarly, every action performed by you with the idea that you are doing it, with a desire to attain a certain end, is bound to rebound on you sooner or later, in this birth or in another. Death itself is but going from one room to another; and so long as the band of attachment is not broken by the knife of non-attachment (Asanga Sastrena Dridhena Chhitva) and the knot of desire born of ignorance is not loosened; the ball of action is bound to come back. One who realises this will do no evil. It is ignorance of the immortality of the soul and the inevitable working of the law of action and reaction that makes the wicked man to go his evil way. The wise man dismisses the misfortunes that may befall him as the working out of the evil Karmas of a previous birth and is indifferent to them; and he is active in cultivating goodness and in doing good, convinced, in the words of Sri Krishna, "that the doer of good never comes by evil" and that in the life to come, he will not only be free from misery and misfortune, but will get greater opportunities of progressing more rapidly towards the goal, viz., Jnana. The doctrine of the Immortality of the Soul is, therefore, the most important corner-stone in the Gita-ethics. The next is the revelation of the Immanence of God. God is not a cruel monarch or just a benevolent deity sitting on a golden throne in a far-away city depending for his knowledge of your actions on agents and spies. He is the Indweller of everyone. He is the Witness of your thoughts. People around you watch your actions and hear your words; God watches not only your actions, but the motives that prompt them; He hears not only your words but the whisper of your hearts intentions. It is therefore that Lord Jesus, too, said: "Thy Father which seeth in secret shall reward thee openly." The doctrine of the Immanence of God exposes, too, the hypocrite who pretends to worship God in a shrine, ignoring the Lord walking bare-bodied on the road with a begging-bowl in hand, who is writhing in pain, groaning under subjection and groping in the darkness of ignorance--the disguises assumed by Him to test your sincerity and to give you a chance to worship Him truly, and to attain Him here and now. Look up, and see your Lord watching you through the eyes of everyone you meet. Have you got the sincerity to recognise Him? Then you are fit to realise God and your own Immortality. He is here, near you; and in order to bring this fact graphically before you, Sri Krishna describes Himself as the several manifestations set forth in the Vibhuti Yoga of the Bhagavad Gita. The third--the doctrine of the impermanence of the world--is a stern warning against your setting too much store by the things of this world. The greatest treasure you acquire is but straw! The least that you do to the Lord immanent in all around you is the key to inexhaustible treasure. The things that you acquire are of this world which will pass away; but by the service you render to God immanent here, you are watering the plant of Immortality. Remember; the things that you possess, and the whole world; not only this world which is but a mere speck of dust in this universe, but the universe itself; not only this but countless universes that constitute creation--are but objects of a passing dream of the Supreme Being. Grabbing them is like catching hold of a cobra mistaking it for a rope to tie round the waist as belt. Great is the misery of one who takes the world as reality and runs after the pleasures of the world. Supreme Bliss is the prize that awaits one who, understanding the evanescence of the world, applies himself to Namasmarana, Japa, Kirtan, selfless service, renunciation and meditation, in short, to the life divine. To such a one liberation is promised here and now. One who, through knowledge of the Immortality of the Soul, the Immanence of God and the impermanence of the world, casts off attachment to the world and the actions of Prakriti, attains Liberation here and now--Ihaiva Tairjitassargo Yesham Samye Sthitam Manah, Nirdosham Hi Samam Brahma Tasmat Brahmani Te Sthitah. Not only that; the true devotee of the Lord attains Him quite easily: Tasyaham Sulabhah Partha Nityayuktasya Yoginah. This doctrine of the Immediacy of Liberation, this doctrine of hope, is the great incentive to the diligent student of the Yoga of the Bhagavad Gita and is, therefore, the fourth important corner-stone of the Ethics of the Bhagavad Gita. May the blessings of Lord Sri Krishna be upon you all! May you all attain Liberation from bondage here and now!
Introduction The English word ethics has its origins in ethikos, a Greek word. Ethikos denotes a persons moral behavior and social expectations of etiquette and principled action. Business ethics is the code of moral conduct which a business should adhere to during its daily dealings. Ethical Virtues Ethical failure happens when one is bereft of good character. Virtuous people have no problem in living ethically. Therefore, one should develop desirable virtues to lead an ethical life. Aristotle advocated the virtues of self-restraint, courage, justice and prudence. Christian virtues include love, hope and faith. Other desirable virtues include civility, modesty, hospitality, empathy, generosity and compassion. The Bhagavad Gita In the Bhagavad Gita, Krishna advises Arjuna about an ethical system that is applicable even now. Krishna elaborates on character-building virtues and how to avoid ethical failure. Virtues in the Bhagavad Gita Krishan mentions 26 virtuous qualities, which are: to be peaceful, charitable, simple, clean, mild-mannered, magnanimous, saintly, equitable, truthful, obedient and merciful. One should surrender the fruits of ones actions to God and avoid greediness. More ideal qualities include: to be determined, steady, concise, expert, eloquent, friendly, compassionate, grave, humble, respectful and sober. Lust is the Culprit Many trainers try to teach people how to live ethically with good character. But, still many people even in the corporate world, fail when it matters. This give rise to business scams and frauds, that undermine the publics faith. Why does this happen? Krishna says it is due to lust. Lust does not just mean sexual craving, it also refers to a selfish desire for power or money. Lust leads to corruption, dishonesty and greed. Therefore, to live happily and attain success, we should learn to control lust. Gitas Solution To overcome lust and avoid ethical failure, one needs to control ones unruly senses with the help of spiritual strength. But, businesses generally separate spirituality and work. We all fight our own personal Kurukshetra, as an employee or manager. To guide us, the Gita elaborates ways to get spiritual strength, and control our monkey mind and senses. Gita is Fresh Even Today The Gitas insight into the human psyche is still relevant and fresh. Every worker, employee, politician, administrator and manager should read the Gita and reflect on its essential messages to experience positive changes. The Gita shows the path to a more disciplined, harmonious, peaceful, balanced and secular life.
Bible Morality, Morals, Ethics, and Values: God gave his law on Sinai, and His law is holy and just and good, but human beings are not able to obey His law. As a result, no one can earn salvation. Salvation brings works, not the other way around. We are saved to good works; good works cannot bring salvation. Good works are a gift from God. They are, in fact, God Himself doing His work through us, and that is only available to the saved. Because the believer has been born again into Gods family, God speaks the word of faith into the heart of the believer. Then, God gives the power to believe and to discern the voice of God from other voices. God gives the power both to will and to do His good pleasure. He actually does the workit is His grace (free gift) doing the work in the believer. Then, He rewards the believer as if the believer had done something. Salvation is free. The law can be summed up in one word, love. So when someone commits adultery this is the opposite of love. Satan, for the sake of confusion, calls adultery love, but it is just the opposite. The same is true of envy, murder, covetousness, disrespect for parents, perversion, or any other part of God's law. For those who have been born again, the law is being written on their hearts by the power of the Holy Spirit. The Holy Spirit now becomes the One who guides them and gives them power both to will and to do God's good pleasure. No one can obey God unless it is God both giving them the will do good and also doing the good works though them. The Bible is given as an authoritative guide to the truth, and the Holy Spirit teaches us when we read the Bible, provided we ask for leading and believe that we will receive it. In addition, the Bible gives us the order for the church and the order of the church is also given for guidance in interpreting the Bible and for understanding what is right and what is wrong
An Islamic Approach to Business Ethics Dr Sabahuddin Azmi [1]
What is Ethics? Ethics may be defined as the set of moral principles that distinguish what is right from what is wrong. Ethics has a twofold objective: it evaluates human practices by calling upon moral standards; also it may give prescriptive advice on how to act morally in a given situation. Ethics, therefore, aims to study both moral and immoral behaviour in order to make well-founded judgments and to arrive at adequate recommendations. Sometimes ethics is used synonymously with morality. An action, which is morally right, is also called an ethical one. Codes of morality are called ethical codes. Business ethics can also be defined as business morality.
Business Ethics Business Ethics is the branch of ethics that examines ethical rules and principles within a commercial context; the various moral or ethical problems that can arise in a businesssetting; and any special duties or obligations that apply to persons engaged in commerce. Generally speaking, business ethics is a normative discipline, whereby particular ethical standards are formulated and then applied. It makes specific judgments about what is right or wrong, which is to say, it makes claims about what ought to be done or what ought notto be done. Generally speaking, business ethics is concerned with the study of what is good and bad, right and wrong, and just and unjust in business.
Ethics in Islam Islam places the highest emphasis on ethical values in all aspects of human life. In Islam, ethics governs all aspects of life. Ethical norms and moral codes discernable from the verses of the Holy Quran and the teachings of the Prophet (sws) are numerous, far reaching and comprehensive. Islamic teachings strongly stress the observance of ethical and moral code in human behaviour. Moral principles and codes of ethics are repeatedly stressed throughout the Holy Quran. Besides, there are numerous teachings of the Prophet (sws) which cover the area of moral and ethical values and principles. Says the Holy Quran:
You are the best nation that has been raised up for mankind; You enjoin right conduct, forbid evil and believe in Allah. (3:110)
The Prophet (sws) also says:
I have been sent for the purpose of perfecting good morals. (Ibn Hambal [1] , No: 8595)
This goes without saying that there is a general consensus among human beings about certain fundamental ethical values. However, the Islamic ethical system substantially differs from the so-called secular ethical systems as well as from the moral code advocated by other religions and societies. In the Islamic scheme of things, adherence to moral code and ethical behaviour is a part of I%man (faith) itself. According to the Islamic teachings, Muslims have to jealously guard their behaviour, deeds, words, thoughts, feelings and intentions. Islam asks its believers to observe certain norms and moral codes in their family affairs; in dealings with relatives, with neighbours and friends; in their business transactions; in their social affairs, nay in all spheres of private and public life. Islam has its own distinctive value-based ethical system for business dealings. It prescribes certain specific guidelines for governing business ethics. It (i) enumerates the general ethical rules of business conduct, (ii) identifies ethically desirable forms of business, and, (iii) specifies the undesirable modes of transactions. Given the nature of Islamic ethical and moral codes, it would be beyond the capacity of one paper to fully comprehend the subject. In the following pages, our effort will be to confine ourselves to the discussion of some specific principles of business ethics in Islam.
Freedom of Enterprise Islam gives complete freedom to economic enterprise. Each individual in an Islamic society enjoys complete freedom in the earning of his livelihood. He can start, manage and organize any kind of business enterprise within the limits set by the Islamic Shariah. However, freedom does not and must not operate without a sense of responsibility. An individual is free to pursue his economic activities provided he respects the code of conduct prescribed for the profession, which broadly means choosing things lawful and shunning matters unlawful. The dictates of the Holy Quran and the teachings of the Prophet (sws) serve to set a scale in everybodys mind to distinguish between the lawful and the unlawful means of earning, and to prohibit or disapprove of all things that are either morally wrong or socially unacceptable. Islam, as a matter of principle, prohibits all activities which may cause harm either to the traders or the consumers in the market. It encourages the prevalence of free market where everyone earns his sustenance without government intervention. However, it puts certain restraints in order to eliminate the incidence of injustice and check malpractices and unlawful operations. In all other respects market in Islam is free from any state intervention. However, if the people fail to take guidance from the Holy Quran in matters relating to business transactions, an Islamic state will strive to organize the market transactions on sound Islamic principles. Freedom of enterprise in an Islamic market will, therefore, be regulated by the (i) dictates of the Holy Quran and the teachings of the Prophet Muhammad (sws) and (ii) the directives of the temporal authority. During the early centuries of Islam, this function was mainly performed by the institution of Muhasbah (headed by a Muhtasib or market inspector). The institution of Muhasbah was an important institution whose functions were broad-based and multifarious, chief among them being keeping a watch on the harmful practices prevalent in the market and the society and checking the incidence of injustice and malpractices in the market.
Islamic Tenets Concerning Business Transactions
Islam demands a certain type of behaviour from the economic agents the consumers and the producers. The behaviour prescribed for the economic units of the society are so devised as to lead to a happy state of affairs, which is the ultimate goal of Islam. An Islamic market is characterized by certain norms that take care of the interests of both the buyer and the seller. There are a number of rules of ethical discipline in Islamic commercial transactions without which business contract would be regarded as lacking perfection in the light of the code of good manners, decency and ethical excellence. Some of these tenets are as follows:
Keenness to Earn Legitimate (Halal) Earnings Islam places great emphasis on the code of lawful and unlawful in business transactions. Many Quranic verses disapprove the wrongful taking of the property. Says the Holy Quran:
Do not devour one anothers property wrongfully, nor throw it before the judges in order to devour a portion of others property sinfully and knowingly. (2:188)
Do not devour anothers property wrongfully unless it be by trade based on mutual consent. (4:29)
The above verses prohibit the believers in no uncertain terms to devour the property of others by illegal means. The Prophet (sws) endorsed the importance of legitimate ways of earning in the following words:
Asked what form of gain is the best? [the Prophet] said, A mans work with his hands, and every legitimate sale. (Ahmad, No: 1576)
From the above it is clear that a Muslim trader must be determined to earn only through legitimate means. He should not only avoid illegitimate means in earning his provisions and livelihood but also distance himself from matters dubious and doubtful. The Prophet (sws) is also reported to have said:
Leave what makes you doubt for things that do not make you doubt. (Tirmidhi, No: 2442)
Things legitimate and illegitimate are clearly defined in Islam and, in between them, are doubtful things, which should be avoided. A true Muslim businessman should be wary of the doubtful things in order to keep himself clear in regard to his faith and his honour because one who falls into doubtful matters is sure to fall into that which is unlawful (Haram). A tradition of the Prophet (sws) states:
A time will come upon the people when one will not care as to how he gets his money whether legally or illegally. (Bukhari, No: 1941)
Foremost among the unacceptable business practices strongly condemned in Islam is Riba. Riba (interest), by definition, is the extra sum the moneylender charges from the borrower for deferred payment. Islam has forbidden all forms of Riba since it involves both oppression and exploitation. Islam strictly forbids this form of tyrannical dealings and condemns it in severe terms. The Holy Quran says:
Allah has permitted trading and forbidden Riba (usury). (2:275)
Devour not Riba doubled and re-doubled. (3:130)
It further states:
O you who believe! fear Allah and give up what remains of your demand for usury if you are indeed believers. If you do it not, take notice of war from Allah and his Apostle: but if you turn back you shall have your capital sums; deal not unjustly and you shall not be dealt with unjustly. (2:278)
The Sunnah [2] is equally emphatic in denouncing Riba. The Prophet (sws) is reported to have said:
May Allah send down His curse on the one who devours Riba and the one who pays it and on the two witnesses and on the person writing it. (Ahmad, No: 624)
These and many other verses of the Quran and traditions of the Prophet (sws) clearly demonstrate that all those business transactions which involve interest in one form or other, are unlawful in the sight of Islam. According to the Quranic teachings there is a clear distinction between genuine business profits and interest; while the former is recommended and desirable, the latter is hated and undesirable.
Trade through Mutual Consent Mutual consent between the parties is a necessary condition for the validity of a business transaction. It, therefore, follows that a sale under coercion is not acceptable in Islam. A sale transaction is to be regarded as legal only if it is made through the mutual consent of the parties concerned. Taking advantage of someones plight and charging high price is also a form of pecuniary exploitation and as such forbidden in Islam. The Holy Quran says:
O you who believe! eat not up your property among yourselves in vanities: but let there be amongst you traffic and trade by mutual goodwill: nor kill [or destroy] yourselves: for verily Allah has been to you Most Merciful. (4:29)
Thus two key elements of general theory of contract are endorsed emphatically in these verses: mutual consent and gainful exchange. One can also find importance of mutual consent for legality of a business deal. The Prophet (sws) is reported to have said:
A sale is a sale only if it is made through mutual consent. (Ibn Majah, No: 2176)
Truthfulness in Business Transactions Islam encourages truthfulness in business transactions and raises the status of a truthful merchant so much so that he will be at par with the holy warriors and martyrs, in the Hereafter. The Prophet (sws) is reported to have said:
The truthful merchant [is rewarded by being ranked] on the Day of Resurrection with prophets, veracious souls, martyrs and pious people. (Tirmidhi, No: 1130)
The Prophet (sws) has also exhorted the believers to strictly adhere to truthfulness in business transactions. He says:
The seller and the buyer have the right to keep or return the goods as long as they have not parted or till they part; and if both the parties spoke the truth and described the defects and qualities [of the goods], then they would be blessed in their transaction, and if they told lies or hid something, then the blessings of their transaction would be lost. (Bukhari, No: 1937)
The tradition implies that Allah blesses business dealings if both the buyer and the seller are true to each other. Telling lies and hiding facts will result in the loss of divine blessing. A tradition reads.
The Holy Prophet said: Traders are wicked people. The Companions asked: O Messenger, has Allah not permitted business? The Messenger replied: Of course He has declared trading lawful. But they (i.e. the traders) will swear by Allah and do evil, they will not speak but tell lies. (Ahmad, No: 14982)
Trustworthiness in Business Transactions Trustworthiness is one of the most important principles of ethical discipline in commercial transactions. Trust is a moral virtue and duty incumbent on a Muslim in the performance of his affairs. It demands sincerity in work and purity of intention from every believer. A true Muslim trader will not, therefore, barter his Akhirah (hereafter) for worldly gains. He will avoid fraud, deception, and other dubious means in selling his merchandise. The sense of mutual trust demands that the pros and cons of commodity be revealed to the buyer so that he purchases the commodity in full satisfaction. Says the Holy Quran:
O you believers! Do not betray Allah and the Messenger, nor knowingly, betray your trusts. (8:27)
Generosity and Leniency in Business Transactions One should be lenient and generous in bargaining. Therefore, whoever demands his debt back from the debtor should do so in a decent manner. The Prophet (sws) invokes Allahs mercy thus:
May Allahs mercy be on him who is lenient in his buying, selling, and in demanding back his money [or debts]. (Bukhari, No: 1934)
The Prophets exhortation to Muslims means that a creditor should be easy and generous in demanding back his money. The debtor, in turn, should also give back the debt to the creditor on time with due thanks and politeness. The Prophet (sws) was the best of all people in repaying the debts.
Abu Rafi reports that the Prophet (sws) took a young camel on loan. When camels came to him in charity, he asked Abu Rafi to give the creditor a young she camel. Abu Rafipointed out that there was no young camel except for a fouryear old camel of a very good quality. The Prophet (sws) said: Give him the best one, for the best amongst you is he who repays the rights of others handsomely. (Muslim, No: 3002)
Honouring and fulfilling Business Obligations Islam attaches great importance to the fulfilment of contract and promises. Islamic teachings require a Muslim trader to keep up his trusts, promises and contracts. The basic principles of truth, honesty, integrity and trust are involved in all business dealings. The Holy Quran emphasizes the moral obligation to fulfil ones contracts and undertakings. A verse states thus:
O you who believe! Fulfil [your] obligations. (5:1)
A tradition of the Prophet (sws) states thus:
The Muslims are bound by their stipulations. (Abu Daud, No: 3120)
Another tradition condemns promise-breaking as the hallmark or trait of a hypocrite:
If he makes a promise, he breaks it, and if he makes a compact, he acts treacherously. (Bukhari, No: 32)
In order to safeguard the interest of both the buyer and the seller it is desirable, according to the Islamic teachings, to clearly define all the necessary details concerning the business deal. Each business contract should clearly specify the quality, the quantity and the price of the commodity in question. Thus, in a business contract the offer and acceptance should be made between the parties concerned on a commodity which is with the buyer and, which he is able to deliver. Any commodity which is non-existent or not deliverable is not allowed to be transacted. A contract must be explicit with regard to the rights and obligations of the parties concerned so that it does not lead to disputes and disagreements between them.
Fair Treatment of Workers Islam puts certain conditions and restrictions to obviate the chances of bitterness between the employer and employees. Islam encourages and promotes the spirit of love and brotherhood between them. According to the Islamic teachings it is the religious and moral responsibility of the employer to take care of the overall welfare and betterment of his employees. Fair wages, good working conditions, suitable work and excellent brotherly treatment should be provided to the workers. The last Prophet of Allah (sws) has explained this principle in the following words:
Those are your brothers |workers under you| who are around you, Allah has placed them under you. So, iI anyone oI you has someone under him, he should Ieed him out oI what he himselI eats, clothe him like what he himselI puts on, and let him not put so much burden on him that he is not able to bear, |and iI that be the case|, then lend your help to him ) . Bukhari , No: 2359 (
The Prophet (sws) also said :
I will be Ioe to three persons on the Last Day: one oI them being the one who, when he employs a person that has accomplished his duty, does not give him his due . ) Bukhari , No: 2109 (
The Prophet (sws) is also reported to have said :
The wages of the labourers must be paid to him before the sweat dries upon his body. (Ibn Majah, No: 2434)
Prohibited Matters in Business Transactions
So far we have focused on one aspect of the business ethics guidelines prescribed by Islam for conducting business transactions. Another aspect of business ethics is the various forms of unethical business practices a Muslim businessman must avoid in his business dealings. Some of these prohibited and undesirable business practices are as follows:
Dealing in Prohibited (Haram) Items Dealing in unlawful items such as carrion (dead meat), pigs and idols is strongly prohibited in Islam. Dead meat would mean the flesh of any bird or animal dead from natural causes, without being properly slaughtered in an Islamic way. A Muslim, therefore, will not eat the flesh of such an animal or bird. Flesh of an electrocuted animal, or of an animal killed by the blow of a blunt weapon, and of the strangled one is also proscribed in Islam. Also proscribed is the flesh of the animal that has been killed or slaughtered in ways other than Islamic. It is, therefore, not permissible for a Muslim to trade in dead meat. Likewise, trading in pork or intoxicants and sale of idols and statues is not permitted in Islam. A verse of the Holy Quran says:
Forbidden to you [for food] are: dead meat, the blood, the flesh of swine and that on which name of other than Allah has been mentioned. (5:1)
The Holy Quran also says:
O you who believe! intoxicants and gambling [dedication of] stones and [divination by] arrows are an abomination of Satans handiwork: so avoid it in order that you may prosper. (5:90)
The Prophet (sws) is also reported to have said;
Allah and His Messenger made illegal the trade of alcoholic liquors, dead animals, pigs and idols. (Bukhari, No: 2082)
The Prophet (sws) also said;
If Allah makes something unlawful, he makes its price also unlawful. (Ahmad, No: 2546)
Sale of Al-Gharar (Uncertainty, Risks, Speculation) In Islamic terminology, this refers to the sale of a commodity or good which is not present at hand; or the sale of an article or good, the consequences or outcome of which is not yet known; or a sale involving risks or hazards where one does not know whether at all the commodity will later come into existence. Such a sale is strictly prohibited in Islam because the quality, whether good or bad, is not known to the buyer at the time of the deal and there is every possibility that the contract may give rise to disputes and disagreements between the concerned parties. The Prophet (sws), therefore, prohibited the sale of what is still in the loins of the male; or sale of whatever is in the womb of a shecamel; or sale of birds in the air; or the sale of fish in the water, and any transaction which involves Gharar. (i.e. anything that involves deception). He also forbade the sale of fruits before they look healthy and also the sale of crops until the grain hardens. Nevertheless, such advance sales would be acceptable if the element of Gharar does not exist and the quality and the quantity of the goods are pretty well known and predictable.
Arbitrarily Fixing the Prices Islam grants absolute freedom to traders provided they adhere to the code of lawfulness. It does not, therefore, encourage the practice of pricefixing and leaves the traders to earn the profits from each other within the lawful limits. As a matter of principle public authorities are not allowed to fix the prices of commodities by force. This is because rise and fall in the prices are linked to various factors other than the greediness of the traders and fixing the prices may endanger both public and private interests. It is reported that once the prices shot up during the period of the Prophet (sws). The people said:
O Messenger of Allah! Prices have shot up, so fix them for us. Thereupon the Messenger of Allah said: Allah is the One Who fixes prices, withholds, gives lavishly, and provides, and I hope that when I meet Allah, none of you will have any claim on me for an injustice regarding blood or property. (Tirmidhi, No: 1235)
However, the role of public authorities comes into play if it becomes absolutely essential to do so, especially in order to prevent exploitation and other unjust practices in the market. Thus, if a trader adopts unfair means, charges unjust prices and indulges in undercutting with a view to doing harm to the smaller traders, public authorities have the right to intervene in the market. They can and should take steps to fix or control the prices so as to eliminate injustice from the market and allow the trader to earn reasonable profit and the buyer to pay a just and equitable price.
Hoarding of Foodstuff The Arabic word for hoarding is Ihtikar. It means storing foodstuffs or withholding them in expectation of rise in their prices. Sometimes, a handful of traders operating in the market buy the entire quantity of an item, rice for example, and store it up with the object of selling it later at the time of scarcity to draw maximum profit out of it and to dictate the prices. The consumers are left with no choice but to purchase the article concerned from the one who hoards, as he is the only one in the market who holds it. Sometimes, a trader hobnobs with the suppliers who will only sell their merchandise to him. As a result, he holds the entire stock of the essential items that other traders do not possess. He is, therefore, in a position to dictate his terms in the market and sell them at an exorbitantly high price to the needy people. This is an unjust practice and a clear case of exploitation and deservedly condemned by Islam. The Prophet (sws) is reported to have condemned the hoarders when he said:
No one hoards but the traitors (i.e. the sinners). (Abu Daud, No. 2990)
He (sws) also said:
The importer [of an essential commodity] into the town will be fed [by Allah], and the hoarder will have [Allahs] curse upon him. (Ibn Majah, No: 2144)
Exploitation of ones Ignorance of Market Conditions One of the most common unethical practices in modern business is to exploit ones ignorance of market conditions. Sometimes it may happen that a buyer arrives in a town with objects of prime and general necessity for selling them in the market. A local trader may persuade the new-comer to transfer all of the goods to him so that he will sell them on his behalf in the market. He obtains the commodities on a price that is lower than market price and then sells them at a high or exorbitant price. Islam condemns this act of intermediary intervention which involves exploitation of ones ignorance of market conditions. The practice was prevalent in pre-Islamic society. The Prophet (sws) has prohibited this practice through a number of instructions. A tradition reads:
A town dweller should not sell the goods of a desert dweller. (Bukhari, No: 2006)
Al-Najsh (Trickery) The term Al-Najsh means an action in which a person offers a high price for something, without intending to buy it, but just to cheat or defraud another person who really means to buy it. The person practising it may collaborate with the seller to offer high prices in front of the buyers merely as a means to cheat them. This type of fraudulent transaction is totally prohibited in Islam. The Prophet (sws) is reported to have said:
Do not harbour envy against one another; do not outbid one another [with a view to raising the price]; do not bear aversion against one another; do not bear enmity against one another; one of you should not enter into a transaction when the other has already entered into it; and be fellow brothers and true servants of Allah. (Muslim, No: 4650)
As is clear from the above, Islam also forbids the practice of sale over sale and purchase over purchase. This means that it forbids someone to offer a higher price for a commodity after the deal has been accomplished between the parties. Obviously he is offering a higher price in order to spoil the agreement reached between the parties. As a result of this offer the buyer may feel tempted to cancel his contract to sell it at a higher price. It may give rise to disputes and disagreements between brothers. Hence it is strictly prohibited in Islam.
Cheating and Fraud in Business Transactions The traders and businessmen generally have a tendency to motivate the customers by adopting fraudulent business practices. Islam strongly condemns all such practices in business transactions (Al-Ghashsh). The Messenger of Allah has commanded the believers not to indulge in cheating and fraudulent practices in business transactions. Sale of dead animal, dubious and vague transactions, manipulating the prices, selling the items belonging to a desert dweller by a townsman Al-Najsh (trickery), false eulogy and concealment of defects are all examples of cheating and fraud i.e. Al- Gashsh. The Prophet (sws) has strongly condemned all such practices in a number of traditions and the believer to abstain from them. The Prophet (sws) is reported to have said:
The seller and the buyer have the right to keep the goods or return them as long as they have not parted. He also said that if both the parties have spoken the truth and described the defects as well as the merits thereof (the goods), they would be blessed in their deal. If they have told lies or concealed something, then blessings of their transaction would be lost. (Bukhari, No: 1937)
Swearing The traders often take recourse to swearing to emphasize that their items are of good quality. They claim qualities in the merchandise, which dont exist. They try to persuade the buyers to purchase their commodity by invoking Allahs name. Swearing in business for such purposes is forbidden in Islam, be it false or true. False swearing is an act of sin punishable by hellfire. Swearing by Almighty Allah is too great a thing to be used as a means to sell a commodity. The desirable thing in business transaction is that both the buyer and the seller remain straightforward and truthful in their dealings, so that no one will feel the need to swear by Allah in order to create conviction in the mind of the other party. The Prophet (sws) is reported to have said:
Swearing [by the seller] may persuade the customer to purchase the goods but the deal will be deprived of Allahs blessing. (Bukhari, No: 1945)
Giving Short Measures Another form of deceit is to manipulate weights and measures. It refers to the act of taking full measures from others and giving them short measures in your turn. Giving short measures was a common malaise plaguing the pre-Islamic days. The community of the Prophet Shuayb (sws) was known for practising it with impunity. Consequently, they were destroyed for their persistence in deceit and disbelief in Allah and His Messenger. Allah the Almighty has repeatedly commanded exactitude in weights and measures. One of the verses says:
And give full measure when you measure, and weigh with a just balance. That is good and better in the end. (17:35)
Dealing in Stolen Goods Almighty Allah has declared thievery unlawful and warned of severe punishment such as cutting the hand of the thief from the wrist joint if the necessary legal conditions for the award of punishment are met. Even if the thief escapes worldly punishment and gets away with stolen goods, it is not permissible for a Muslim to knowingly purchase or sell these items. The stolen items are neither to be bought nor sold by those who know the reality. The Prophet (sws) made the person knowingly buying a stolen commodity a partner to the crime. He said:
The one who knowingly purchases a stolen good, is a partner to the act of sin and the shame. (Kanz Al-Ammal, No: 9258)
noCsulcnoC In modern times business ethics has become a major topic of discussion among business communities and other related organizations. Each and every society has evolved ethical and moral codes of conduct for business transactions. However, the Western secular ethical values are by and large supposed to be utilitarian, relative, situational and devoid of any spiritual sanctioning power. The Islamic ethical codes, on the contrary, are humane rather than utilitarian or relative. They are good for all times and absolute. Ethical and moral codes in Islam are part of the overall Islamic faith and observing them will not only lead to a happy state of affairs in this world but also holds the promise of manifold returns in the Hereafter. Islamic ethical and moral codes thus create a sense of responsibility and accountability in the minds of the believers, be they buyers or sellers. Our eIIort in t his paper has been to present the Islamic perspective concerning business ethics. As we saw, the ethical code oI Islam is multidimensional, Iar reaching and comprehensive. Islamic ethical Iramework is repeatedly stressed throughout the Holy Qur`an , and the teachings oI the Prophet and encompass all spheres oI liIe including business Iinancial dealings and obligations. The Iundamental codes oI moral behaviour such as truthIulness, trustworthiness, generosity and leniency, adherence to business commitments an d contracts, Iair treatment oI workers, avoidance oI evil practices (such as Iraud, cheating, deceit, hoarding oI IoodstuII, exploitations, giving short measures etc.) provide, to a large extent, the general background oI Islamic business ethics. The write r believes that there is a pressing need to study and implement Islamic moral values in the context oI the present day business situations .
Management and Ramayana
Management of any type, whether in business or some other human activity, in simplest of words is the act of bringing people together to work for achieving the desired goal. Broadly speaking management is defined by five functions. Planning Organizing Leading Controlling Coordinating There are number of books, journals, articles etc are available, which talks about various management theories. They explain management not only as a science but also as an art. Numerous research papers and case studies provide us real life experiences and examples of using these management theories in building an organization. But way before the modern day management gurus gave their theories, principles and concepts of management the great writers like Tulsidas, Valmiki etc had explained them in the ancient Hindu epics. If one studies these mythological books, then one can easily make out about the various management lessons which are taught in them. Every incidence teaches us a new lesson and in itself is a classic example of putting management at its best use and getting the work done. Examples from Ramayana One of the most obvious incidences, in which use management principles is very clearly visible is that of Hanuman going to Lanka. His mission was to locate Sita there and give her Lord Rams message. When it became clear that Sita was in Lanka, Jamvant asked Hanuman to go there. He helped him in realising his true potential and motivated him to go in the enemys camp. Once mentally prepared for the job and reached there, first thing which Hanuman did was to completely analyse the situation in Lanka. He did a complete study about the Lankans, assessing their strengths and weaknesses, the various threats and opportunities which he had in the enemys camp. This is what management is all about Ascertaining the goals, or job to be done. Getting mentally prepared for it. Having a right plan. Analyzing the strengths and weaknesses of the competitor and what threats and opportunities are there in the business. This SWOT [strength, weakness, opportunities and threats] analysis is one of the most important aspects of modern day management. Moreover Jamvant motivating Hanuman is a classic example of a good Manager helping his personnel to realise their potential and acting accordingly. The other example which I would like to talk about here is that of good and bad managers. A good manager is the one, who can get his work done even from the rivals. In Ramayana Sughriv has shown some of the best managerial characteristics. As a successful manager he had Ram to work accordingly and got his kingdom back from a brother who was far mightier than him. A good example of getting into strategic alliance with others to achieve your desired goal. Using his managerial skills he even had Angad to work for him. Angad was the son of his brother whom he got killed by Ram. Had Sughriv been a bad manager then the same Angad would have proved to be his arch nemesis. In the same Ramayana, again and again Ravana has shown the signs of a bad manager, and hence led to the demise of his kingdom. From the starting itself he ignored the suggestions of his managers and got his kingdom in the state of war with Ram. Moreover during a crisis, a company needs its best of the managers to bail it out of the same. A good manager listens to what his subordinates has to say and tries to keep them together especially when the organization needs them the most. But Ravanas mismanagement was responsible for Vibhishan[one of the wisest manager he should have listened to] leaving him amidst a crisis. It is said that businesses are run on relations. A manager who can nurture good relations with the employees, clients and anyone in whose contact the organization and the manager comes in, can do wonders for his company. Lord Ram was very good at it. He was the master of nurturing relations. His prowess at it was so great that while Ravana was lying wounded in the battle field and was about to die, he shared some important lessons which he had learnt in his life. The same Ravana, who at the same time had not responded to Lakshman, when he was sent to seek Ravanas wisdom by Ram, was more than happy in sharing his knowledge with Ram. All these examples and many more like this, tells us a great deal about management. For a manager there is lot to learn from our epics. Not just Ramayana, but Gita, Mahabharat and others as well have a lot to offer as management lessons.
Building Leadership Skills - Lessons from the Ramayana
Provide a concrete vision to followers Rama held forth a concrete vision of the future. The mission of the army led by him was to defeat the rakshasas and rescue Sita. To this end, a number of actions were taken such as sending out search parties, building an overseas bridge and issuing a direct challenge to Ravana. These actions flowed naturally as a result of the vision held by Rama. This clarity about the goals as well as the process enabled the army to put its heart and soul in the campaign to rescue Sita.
Provide a compelling dream along with a clear scenario of how it will be accomplished
Believe in the ability of subordinates to achieve an aim and inspire them to do so Rama led what was essentially a rag-tag army against the sophisticated army of Ravana. The Rakshasa army was a powerful one, which had defeated the formidable, devas and vanquished powerful kings. In contrast, the army of Rama comprised of soldiers who were perhaps aboriginal tribes who had never encountered a sophisticated army before. Not surprisingly, Ravana and his courtiers jeered at the army and laughed scornfully at Angad, Ram's messenger who had come with an offer of peace. Yet Rama maintained confidence in the ability of his army to surmount this seemingly impossible odd and enthused by his confidence his army fought to achieve victory.
Set ambitious goals and motivate troops to meet them
Treat all people equally Rama was a prince who interacted freely with the people. Unlike many princes of his day who disdained the common folk, Rama did not have any biases regarding developing relationships with people of a lower social status. Thus he accepted the hospitality of the chief of the fisher folk and allied with the forest tribes who were out of the pale of mainstream society. In fact, Rama gave them positions of equality. This was not only due to the war conditions since he maintained the same relationship when he won the war. Not surprisingly, he commanded great loyalty from all.
Develop relationships with people regardless of social status and treat everybody with courtesy and respect.
Stand courageously in the face of great adversity Following Sita's abduction, Rama wandered destitute and penniless in the forests searching for Sita. The Ramayana is full of poignant details of Rama's sadness and his memory of Sita. Yet this grief did not prevent him from searching for allies even when the enemy was unknown. Sugriva, a chameleon like character, would not have agreed to help them, had he not sensed that despite their misfortune, the fugitive prince was indeed a power to reckon with. And throughout the battle with Ravana, Rama maintained his courage even at the darkest hours and in doing so inspired his army to not only continue the unequal fight, but also win it.
Maintain resolve during crisis and take proactive steps to meet challenges
Stand for morality but do not engage in judgmental posturing Rama was well known for his moral conduct and his effort to stand forth as an example of his values. But nowhere does the Ramayana depict him as a blind puritan who demanded that all practices that did not conform to his code of conduct be seen as sinful and be banned. A person with a resolve of having only one wife when other kings including his own father had several, Rama did not raise any objection when Sugriva married Bali's widow even though he had a wife already.
Lead by example not coercion
Consult subordinates on important matters and allow them to give their opinions freely When Vibhishan defected, Rama took him under his protection. He then had a talk with the various army chiefs some of whom disagreed with Rama. Instead of punishing them, Rama assuaged their suspicions and got them to accept his decision. Everybody felt that their opinions had been heard and that their objections had been clarified. Empowerment of subordinates to question his decisions was a key and unique quality of Rama which one cannot but help comparing with Ravana who never allowed anybody to contradict him.
Empower subordinates
Follow a code of ethics and be ready to sacrifice to follow it Rama brought ethical decision making in all areas of his life. There are many leaders who make a sacrifice once in order to build credibility and then use it to make unethical decisions later relying on the knowledge that their initial sacrifice would make them immune to attacks. The generation that fought for India's independence degenerated into wheelers and dealers after assuming power. Yet the same leaders would refer to their past sacrifices while seeking votes intending that their current unethical conduct be tolerated. Rama did not do so. Thus, when Ravana swaggered to battle on the first day without adequate preparations and was rendered weaponless by Rama, he was allowed to return to his citadel because the code of chivalry followed by Rama stipulated that an unarmed enemy not be attacked.
Build credibility by living according to cherished values.
Ramayana - Core Value Proposition - Transcript 1. 1. Ramayana Core Value Proposition and Synergy Positioning deck PS: Ramayana is RSS-enabled (and enabling) 2. 2. Dasaratha Dasaratha had embraced three plug-and-play, but non-value-adding relationships 3. 3. As-is Family Architecture Kausalya Dasaratha Sumitra Kaikeyi 4. 4. Children After a Yagna, He eventually synergized best- of-breed children by touching base and leveraging those relationships 5. 5. To-be Family Architecture Kausalya Kaikeyi Sumitra Rama Bharatha Lakshmana Shatrughana 6. 6. Training methodologies Vishwamitra wished to harness Rama and Lakshmanas core competencies of efficient risk management against demonic showstoppers 7. 7. Elevate and Pitch Ram had to articulate his core value proposition by impressing key stakeholders with leading edge bow-lifting skills 8. 8. Knowledge Management Kaikeyi exploited her knowledge base of lessons learnt, best practices and boons to initiate a paradigm shift in the legacy inheritance architecture by demanding Ramas proactive, seamless migration out of the loop 9. 9. Two Tier Boon Model Leadership position for Boon1 Bharatha Rama to transition to Forest Boon2 Effort = 14 person years 10. 10. Surpanakha Offering Surpanakha envisioned a win-win, value-added partnership with Rama as she considered him to be a strategic fit, but Rama recontextualized that relationship with his cutting-edge action item to deliver a loosely coupled architecture involving her body and her nose 11. 11. Status Report to Ravana Surpanakha transitions her knowledge of Sitas B2B features and robust back-end to her brother thus incubating an impactful desire to seamlessly migrate Sita across silos 12. 12. Ravanas project plan Ravana arranges for an attractive front-end deer covering a back-end demon to entice Sita to go across organizational boundaries 13. 13. Three Tier Kidnap architecture Deer UI Rich Experience High Desirability Asura Middleware Flexibility Customizability Lanka Backend Ashokavana Storage High security 14. 14. Proposal presentation Ravana articulated his core value proposition and positioned his rich, compelling ROI in order to gain Sitas mindshare 15. 15. Targeted Search Hanuman, after impressing Ravana by leveraging reusable components to build a chair for himself, then harnessed long-tail effects to use a distributed architecture to efficiently transition fire across Lanka 16. 16. Offshore development Rama built a skill-based social network of robust primate resources and leveraged Jataayus knowledgebase to conduct a gap analysis prior to initiating a project to build components to close those gaps. 17. 17. Case Study The bridge project is a case study of a successful harnessing of collective intelligence and large scale, emergent, collaborative, network effects to use small, loosely coupled reusable components to bridge key requirement gaps. 18. 18. Case Study-Bridge project Lanka Bid Daddies Junior Simians Squirrel Monkey Strength India Lots of Rocks Leadership 19. 19. Bridge Process Pick Chant Search Drop Float 20. 20. Case Study-Bridge Project Reality Rama 21. 21. Kumbhakarna Design Ravana attempted to harness his legacy, large, monolithic, inflexible sibling to unleash radical change but with severe time-to-market challenges, this strategy did not scale well 22. 22. Defect Management Causal analysis of Lakshmanas showstopper revealed the need to harness H(an)uman capital to deliver rapid defect fixes using the Sanjeevani framework 23. 23. Sanjeevani Framework Buy one, get mountain free Multi-purpose drugs Himalayan purity 24. 24. End-to-End B2C At the end of the day, Rama deployed next generation, B2C (Brahmastra To Ceylonese) components to deliver killer performance 25. 25. Risk Mitigation As part of risk mitigation initiatives and complacency-avoidance strategies, Sita underwent extensive end-to-end firecall testing and assessment to uncover potential, mission-critical infidelities 26. 26. Closing the feedback loop But subsequent Social media buzz analytics and ballpark image metrics revealed a potential risk in the maintenance of Indian Male Ego, thereby leading Rama to envisioneer a separation of concerns for both of them.
Peace of Mind: Ramayana's Tips for Good Governance
The Ramayana, the saga of Rama's life written by Valmiki, is widely acclaimed as among the greatest of all Indian epics. The narrative is regarded as a veritable treatise on social sciences, offering lessons that transcend both time and space. In fact, this famous Grantha carries useful tips on ethics and values, statecraft and politics, and even general and human resources management.
The Ramayana can serve as a useful reference book for those willing to learn. With Rama Rajya as a model for good governance, the Ramayana is a must read for practitioners of statecraft. More so, because much fuss is being made today over Ayodhya being the birthplace of Rama and the controversy over the building of a Ram temple at the Ramjanmabhoomi.
The Ayodhya Kanda, the second chapter, contains comprehensive lessons on good governance. When Bharata, the younger brother of Rama, goes to meet the latter in the forest to request him to return to Ayodhya and rule, the two brothers enter into a long and instructive dialogue.
Rama counsels Bharata on governance. From quality of ministers and the importance of strategy sessions, to temperance in administration to justice, Rama expounds on all the subtleties of statecraft in a lucid manner. Apparently, Rama seems to be inquiring of Bharata his well-being, whether all is well at Ayodhya - in fact, however, in the process, the lessons on effective governance are offered in a powerful manner. Though the dialogue between the two brothers runs into several pages and a thorough reading is required to understand the intricacies, some important lessons are obvious, particularly the ones given on pages 441-449 of the Valmiki Ramayana.
A critical factor in good governance is the quality of ministers. Rama asks Bharata whether he has appointed courageous, knowledgeable, strong-willed men with a high emotional quotient as his ministers, because quality advice is the key to effective governance. The emphasis is on competence and confidentiality. Rama's advice to Bharata is to take a decision on a complex issue neither unilaterally nor in consultation with too many people. There should be an efficient core group.
A good administrator can ensure high returns from minimuminvestments. Lord Ram had asked Bharat nearly 400 questions on governance when the younger brother requested him not to go into exile Rama tells Bharata to prefer one wise man to a thousand fools as it is the wise who can ensure prosperity during an economic crisis. Even if there is one minister who is really effective, the king will gain immensely. Appointing tested men of noble lineage and integrity for strategic positions is the key to successful government. Moderate taxes should be levied on the people, lest they revolt. Rama wants Bharata to treat his soldiers well and pay their legitimate wages on time. Delays in payment of wages and other allowances can lead to dangerous consequences.
Trade and agriculture are important and Rama wants Bharata to ensure good irrigation facilities rather than being overly dependent on rains. Traders need to be ensured of a fear-free environment and their grievances should be redressed promptly.
Protecting the forests and maintaining livestock have also been dealt with as important aspects of effective governance. In fact, the vision of the Ramayana has eternal relevance. Law and justice, finance and business, corruption framing of innocents for monetary gains, injustice to the poor are all mentioned.
Rama's words of advice to Bharata are as relevant today as they were in the Treta period, the time when Rama is believed to have lived. It is worthwhile to ponder over the thoughts and deeds of Rama rather than expend valuable time and energy fighting over his birthplace and whether a temple should be constructed there. For the benefit of present and future generations, Rama gave valuable tips to Bharata on good governance. We should focus on this aspect rather than on outward worship.
Conclusion -
Ramayan Lessons Leadership(renouncing egoism, equanimity, teamwork, harmony, trust), communication power(clear, complete, courteous), Team work(search of Sita), Innovation(bridge building, motivated & encouraged sita by hanuman, burnt lanka), devotion(building bridge, fighting rakshas,fetching sanjivani mountains), loyalty(agni pariksha) Mahabharata Lessons Decission making & judgement(arjun & duryodhan asking Krishna for help), Getting work done(dhronacharya asking eklavyas thumb), impediments to sound mental health(greed, envy, egotism) Corporate Governance (TATA Group Ratan Tata) Hard Work (Reliance The Guru) Team Work (Infosys & ITC e Chaupal) One Man/Woman can make a difference (Sunil Mittal, Kiran Mazumdar, Dhirubai Ambani, Indra Nooyi)