President Review

You all may be well aware of the banks health during years 2008/10 and the radical steps undertaken to bring the bank to an even keel. The improvement is evident and you may have seen our messages alluding to growth over the years despite the circumstances. On the commencement of the New Year I want to felicitate the staff on a job well done. All our indicators have shown a very strong growth and our NPLs have reduced substantially. Taking the improving trends into consideration; another initiative undertaken in the previous 2 years has been to gradually bring the salaries of junior staff/officers at par with salaries of other banks through higher annual increments, besides confirming a number of contract staff to the regular cadre. The bank will also be undertaking a number of initiatives during the currency of the year to keep the growth momentum going and I expect each and every one of us to be focused towards building on our customer knowledge and insight, as we are determined to be a truly customer-driven business. With revitalised passion to the core, we are committed to developing business integrity. The year 2012 is being declared as CASA year for the bank and further promotions and increments will be directly proportionate to your personal contribution. These goals will be communicated to you by your Divisional/Departmental heads and I expect everyone to contribute positively to these goals. Best of luck!

Punjab Government - Chief Minister's Message

The Bank of Punjab has always played a leading role in the development of our provincial financial policies. With Punjab contributing over 50% of national GDP and the majority of Pakistan's industrial output, the Bank of Punjab also has a great impact upon the economy of the state. When I assumed office in 2008, the Bank was on the verge of collapse. Insincere management, systemic corruption and the absence of financial oversight had resulted in the misappropriation of billions of rupees and the erosion of its capital base. Almost bankrupt, many suggested that the only way forward for the Bank was to either privatize it or shut it down. My Government decided that neither of these solutions would have been in the interest of the public. Instead, we invested fresh political and financial capital, placing our confidence in a professional and committed team - but also in the essential viability of the Bank itself. And under the stewardship of Mr. Naeemuddin Khan and the Bank's Board of Directors, this confidence has been repaid. I wish to commend the management that has yielded such remarkable results in a span of 3 short years at a time when national and international financial institutions alike have struggled to turn a profit. The bank now returns to the limelight for all the right reasons, and I am proud to count on it once again to ensure the people of Punjab & Pakistan are served by an institution with financial stability and a strong code of ethics. As the Bank engages in an ongoing and increasingly successful campaign to recover misappropriated funds and rebuild its reputation, it also extends its reach into rural areas with products that yield a genuine benefit to the lives of the people of Punjab & Pakistan.

A healthy, stable Bank of Punjab is a key enabling factor in a new era of prosperity for both the province and the entire country. I am glad to see the Bank return to its former stature, and am confident that it will grow from strength to strength in the years ahead.

Our Vision
To be customer focused bank with service excellence.

Our Core Values

These are the values we celebrate;

Our Customers:
As our first priority

Profitablility:
For the prosperity of our stakeholders that allows us to constantly invest, improve and succeed

Corporate Social Responsibility:

To enrich the Lives of community where we operate

Recognition And Reward:

For the talented and high performing employees

Excellence:
In every thing we do

Integrity:
In all our dealings

Respect:
For our customers and each other

Mission
To exceed the expectation of our stakeholders by leveraging our relationship with the Government of Punjab and delivering a complete range of professional solutions with a focus on programme driven products and services in the agriculture and middle tier markets through a motivated team.

MR. NAEEM UD DIN KHAN

PRESIDENT & CEO

MR. KHALID SIDDIQ TIRMIZEY

DEPUTY CEO

MR. SHAHID WAQAR MAHMOOD

GROUP HEAD, RETAIL BANKING

MR. SAJJAD HUSSAIN

GROUP HEAD, SPECIAL PROJECTS

MR. MOGHIS RAFIUDDIN BOKHARI

GROUP HEAD, HUMAN RESOURCES

MR. IJAZ UR REHMAN QURESHI

GROUP HEAD, AUDIT & RISK ASSET REVIEW

MR. KAMRAN KHALIL

GROUP HEAD, OPERATIONS

MR. LIAQAT ALI

GROUP HEAD,COMMERCIAL BANKING

MR. TAIMUR AFZAL

GROUP HEAD, RETAIL FINANCE

MR. MUSTAFA HAMDANI

GROUP HEAD, PAYMENT SERVICES

MR. MAHBOOB UL HASSAN

GROUP HEAD, SPECIAL ASSETS MANAGEMENT