Banking Techniques and Operations for Business Administration

Seminar and Course Outline 2013

Means of Assessment Assessment Means Used (Tests, activities, papers, etc.). Seminar/Lecture Test Seminar project Study-cases and other activities (active participation) Total seminar office Final Exam (mid-term evaluation: 50%) TOTAL Extra (lecture activities, active participation) How Counted in Final seminar Grade 10 15 5 30 10 60 100 10

I. Exam The exam will consist in multiple-choice questions. The samples of questions will be provided during the courses all over the semester. The courses will be interactive and the good answers and comments provided will be counted too as active participation (max 15 points). Very important!!!!! If the exam mark is below 30 points (50% of the exam mark) all the other points wont be added. II. Seminar You will be provided additional direction throughout the semester. Your input is strongly encouraged and always welcomed. Test Test will generally consist of open questions or/and problems, it will last approximately 30-45 minutes during one seminar. You will be notified at least one week before. Seminar projects The project should be individually or in 2 person teams maximum and will be presented only on the scheduled date; non-observance of the date means the loss of the 15 points; the paper should be around ten pages long, single-spaced with a cover sheet containing the title, date, and the instructor and authors names. The paper should be based on a case-study and reflect your knowledge gathered during the course and the way in which it is used (credit analysis for juridical persons, leasing, factoring etc). All papers are required to be submitted in word processing format. You will receive 7 points for the written part of your project and 8 points for the presentation ; bibliography (at least 10 sources, in Harvard Style), graphics and tables, conclusions and personal opinions are required. You will use a PowerPoint containing around 10 slides to present the project. Free presentation is strongly required. You have almost 15 minutes to present your project and 5 minutes to answer the teacher or your colleagues questions. Your final mark for the project will reflect the way in which your presentation stimulates the audiences questions. Be prepared to participate meaningfully in the discussion of the project to obtain points for Active participation. Assignments
Associate professor Alina Mihaela Dima Assistant professor Madalina Moroianu Banking techniques and operations

The schedule is subject to amendment by the instructor during the semester. It is the students responsibility to remain informed of the routine changes and adjustments announced in every class. Schedule of Events (lecture Tuesday: 7,30 Moxa- 3MVI; Thursday: 13,30 Moxa: 3MVIII) Nr Date of the crt Course Feb 21 1
2013

Topics discussed at the course 1. Introduction on the course topic 2. Financial intermediaries 2. Financial intermediaries 3. Credit 4. Interest rate 5. Credit analysis 6. The structure and evolution of the Romanian banking system 7.Mid-term evaluation 8. Theory of Central banking 9.EU monetary policy. 10. Leasing 11. Factoring 12. Payment instruments 13. Methods of payment 14. Guest speaker

Seminar Activities Seminar outline

Participants All the students

2 3 4

Feb 28 2013 March 7 2013 March 14 2013

Study-case Applications with interest rate Study-case Applications with interest rate Applications with interest rate Test Class Discussion Presentations Presentations Class Discussion Class Discussion Presentations Class Discussion Presentations Presentations Class Discussion Class Discussion Presentations Class Discussion Presentations Class Discussion Presentations Hand out grades

All the students All the students All the students All the students All the students Projects (1,2) 1. 2. Projects (1,2) 1. 2. Projects (1,2) 1. 2. Projects (1,2) 1. 2. Projects (1,2) 1. 2. Projects (1,2) 1. 2. Projects (1,2) 1. 2. Final evaluation

5 March 21 6 7 8 9 10 11 12 13 14
2013 March 28 2013 April 4 2013 April 11 2013 April 18 2013 April 25 2013 May 2013 May 2013

May 2013 May 2013

References:
Associate professor Alina Mihaela Dima Assistant professor Madalina Moroianu Banking techniques and operations

1. Dima.M. A (coordonator) (2012). Banking for Business Administration. Theory, cases and applications, Ed ASE (ASE bookshop) 2. Dima, M.A., (2010), Credit Analysis. Case studies, Ed. Business Excellence (available on request) 3. Casu, B., Giraradone, C., Molyneux (2006). Introduction to Banking, Prentice Hall 4. Mishkin, F. (2007). The Economics of Money, Banking and Financial Markets, Prentice Hal

General structure of the project

Description of the loan Description of the company Credit history Analysis of the Market/Industry Financial Analysis of Borrower Cash Flow and Projected Cash Flow Analysis Collateral analysis SWOT analysis Credit scoring Credit Decision

More details (and exemple) about the project will be provided during the lecture no 5 (credit analysis) The book Credit Analysis. Case studies, Ed. Business Excellence provides examples of credit analysis in various Romanian banks.

Associate professor Alina Mihaela Dima Assistant professor Madalina Moroianu Banking techniques and operations