1368521205may 15 2013 Z1 - Layout LOW REZ

Proverbs 3:5,6 God Bless America
Recycled Paper from 30% Post Consumer Waste

May 15, 2013
Zone 1, Vol. 11, No. 10
The Official Paper of Wayne Day
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WOMEN
TODAY
SEE PAGE 8
M
emorial Day is the
day when Americans
remember and honor
military personnel who lost
their lives while serving their
country. Though its unofficial
designation as the start of sum-
mer makes Memorial Day
weekend a time of celebration
for many people, the families of
fallen and active service mem-
bers often find Memorial Day
weekend has its fair share of
heartache as well.
Families of fallen service
members tend to find solace in
ceremonies honoring those
who made the ultimate sacri-
fice. But there are other ways
civilian men and women can
honor both active and fallen
service members in their com-
munities.
Participate in community
events that honor fallen service
members. Many communities
host Memorial Day parades to
honor fallen soldiers. It can be
Wayne Day
The Official Paper of Wayne Day
VISIT US ON
OUR WEBSITE
See Our Centerfold for Festival Map & Events
will be here Sunday,
June 9. If you have not
reserved your
booth, go to
www.wayneday.com
and get your
application in now!
Help families of fallen and
active service members this
Memorial Day
continued on page 10
NOTE: To have your groups announce-
ment appear in Community Happenings,
please e-mail your paragraph to calen-
dar@lifeandleisurenj.com.
MAY 15
Annunciation Church invites you to
attend a dramatic presentation of
Women of the Bible by nationally
acclaimed Christian actor Anita
Gutschick on Wednesday, May 15 at
7:30pm. Anita will dramatize the lives
of three different Biblical women. Come
experience their stories as they reach
across the generations to touch our
hearts and empower us to face the chal-
lenges of our daily lives. You will laugh
with these women, cry with them, and
see yourself in their stories.
Refreshments served after perform-
ance. Tickets-$10. Annunciation Church
is located at 45 Urban Club Rd., Wayne.
For more information contact Dale at
973-633-0624.
Sunshine Prosthetics and Orthotic
located at 1700 Route 23N, #180, in
Wayne is having a Drop Foot Free
Screening Day on Wednesday, May 15
from 9am-4pm. Do you have trouble
walking or using your hand as a result
of Stroke, Multiple Sclerosis, Brain
Injury, Spinal Cord Injury or Cerebral
Palsy? Bioness wireless technologies
may help you regain independence and
get back into a more active
lifestyle. For more information call
973-696-8100 or visit our website
www.sunshinepando.com.
MAY 18
The Dey Mansion/Washingtons
Headquarters Museum, located at 199
Totowa Rd in Wayne will be hosting a
second Military Time Line Event on
Saturday, May 18 at 11am-4pm.
Admission to the museum is $5.00 per
person; children under 5 years of age
are free of charge. For more informa-
tion please call the Dey Mansion at 973-
696-1776.
MAY 19
The McKenna School of Dance will be
celebrating its 64th anniversary of
teaching dance in the Wayne area with
the ballet production of Alice in
Wonderland and will be preceded by
the variety production of The Great
Outdoors. Performances are Saturday,
May 18 at 7pm and Sunday, May 19 at
2pm at the Wayne YMCA on Pike Drive
in Wayne. For more information please
contact The McKenna School of Dance at
973-628-1676 or visit our website at
www.mckennaschoolofdance.com.
MAY 24
Wayne Elks Auxiliary presents Bunco
Nite on Friday May 24 at
6:15pm; games begin at 7pm.
Donation-$7 which includes; admission,
coffee, tea, dessert and lots of
fun. Everyone is a winner. Call Joyce to
reserve your spot at 973-956-8956.
MAY 29
On May 29 at 7pm in the Robert R.
Lazar Gymnasium located at 123
Changebridge Rd, Montville, the Lazar
Band Program is going to have its very
first fundraiser. The groups to perform
are the LMS Flute Choir and LMS Jazz
Band culminating the evening with
Montvilles own student band Take a
Chance comprised of Lazars very own
students and a headline appearance by
Fridays @ 4 the Lazar Faculty Rock
Band. Suggested donation will be $5.00
at the door and there will be a conces-
sion stand available throughout the
evening. All proceeds will go to the
Lazar Band Program. Come out to sup-
port this worthy cause and listen to
some great tunes brought to you by the
many talents at Robert R. Lazar Middle
School for both the students and teach-
ers alike.
Around the
Community ...
Wayne Presbyterian Church will be
holding their annual church-wide
garage sale. The sale, which is open to
the public, is Friday, May 17 from
68pm and Saturday May 18 from
9am-3pm. $5 fee for adults on Friday
for prime pickings. Merchandise will
include: toys, books, furniture, jewelry,
household items, clothes and much
more. Baked goods sale both days.
Admission free on Saturday. A bag sale
visit our website at www.lifeandleisurenj.com
May 15, 2013 Page 2, Zone 1
100% Mailed, Bi-Weekly Newspaper
234 Main Street, 2
nd
Floor
Lincoln Park, NJ 07035 973.696.8008
Publisher: Joe Pellegrino Editors: Bethanne Pellegrino & Kenneth Nicholas Art Director: Robin Banta Graphics: Mary Lalama
Sales: Lisa Buniewski, George Papendick, Classifieds: Kathleen Todd
Please e-mail all press releases and calendar information to calendar@lifeandleisurenj.com or fax to 973.556.1991.
Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only
advertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisure are
those of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyone
desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by the
author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,
products or businesses advertised. 2013 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.
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May 15, 2013 Zone 1, Page 3
Knee Pain
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L
ife insurance is perhaps
the most-bought, least-
understood product in
the country. Between premi-
ums paid, protection pur-
chased and benefits paid out
to beneficiaries, it is a multi-
billion dollar industry. Are
you getting your moneys
worth? Not sure? Read on,
please.
Should I purchase the
cheaper premium term insur-
ance variety or embrace cash
accumulation with whole life?
Universal life offers a bit of
both features, yet there are
other products available such
as indexed life and variable
life. All of this is very confus-
ing, for sure.
All of the products men-
tioned above have both
attributes to brag about and
detriments. However, one
thing is sure: virtually every-
one benefits from owning life
insurance. Thats right the
insured can benefit from own-
ing a policy by living! Today, a
life insurance policy can bene-
fit the insured in many ways.
First, the policies of today
have the ability to have accel-
erated benefits that
will pay a portion of
the death benefit for a
diagnosis of either
chronic or terminal ill-
ness. Should the
insured be unable to
perform the activities
of daily living such as
bathing, feeding,
transferring from room
to room, dressing and
toileting, or suffer a
cognitive impairment,
a life insurance policy
can be counted on to
help defray the cost
of long-term care.
Similarly, if an insured devel-
oped cancer with a terminal
diagnosis, the death benefit
could be partially paid in
advance of death. The dollars
could be used for a variety of
reasons to benefit the insured
before the end.
In addition, under current
record-breaking low interest
rates, cash value insurance out-
performs other fixed principal
investment strategies like
banks, money markets, CDs
and savings bonds and its
tax-deferred to boot! Thats
right, earn a higher crediting
rate and defer the taxes into
the future.
But wait, there is still
more. A life insurance policy
may be structured as a private
pension plan from which the
owner could withdraw the cash
accumulation to produce a sup-
plemental retirement income
stream, complimenting an
IRA, 401k and social security.
Not just another article about life insurance By Mark Charnet
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will be offered on Saturday from 1-
3pm: for $5 you can fill a bag with as
many things as it will hold! Wayne
Presbyterian Church is located at 1200
Alps Rd, at the corner of Ratzer Road, in
Wayne. For more information, call the
church office at 973-694-7109
or visit our website at www.Wayne
Presbyterian.org.
Preakness Bible Church, 1108
Preakness Ave, Wayne welcomes boys
and girls of Wayne to their VBS July 22-
26 from 9:30am-12pm. This years
theme is Kingdom Rock, the epic adven-
ture that empowers kids to stand strong.
Here, Gods victorious power isnt a
fairy tale- it changes kids forever. Each
day consists of games, crafts, snacks,
story time, songs, skits, and lots of fun.
A
n article in Januarys
issue of General
Dentistry indicates
that obesity may be a risk fac-
tor for gum disease.
The correlation stems
from the fact that obese peo-
ple produce a higher level of
cytokines, which are proteins
with inflammatory properties.
These proteins then injure the
gum tissues or lower blood
flow to the gums, making way
for gum disease.
Half of all Americans 30
or older are impacted by gum
disease. Gum disease also pro-
duces a high level of
cytokines, resulting in a larger
amount of inflammatory pro-
teins in the bloodstream. Gum
disease eventually initiates
other inflammatory diseases
throughout the body. There
are many studies relating gum
disease to cardiovascular dis-
ease, heart disease, diabetes,
arthritis and others.
Visiting the dentist on a
regular basis is the best way to
detect gum disease or to deter-
mine whether you are at a
higher risk for the disease.
Removing plaque by brushing,
flossing and mouth-rinsing
will also aid in prevention.
Dr. Peter Brusco is a 1980
graduate of The University of
Pennsylvania and has been
practicing in Kinnelon since
1982. Dr. Bruscos practice is
located at 170 Kinnelon Road,
Suite 29A in Kinnelon. You
may reach him by calling 973-
838-5862 or visit him on the
web at www.drbrusco.com.
Being overweight may
be linked to gum
disease By Peter Brusco, DMD
The teens of Holy Resurrection Orthodox Church in Wayne were honored recently
by a visit from their Diocesan Bishop, His Grace, Bishop Michael Dahulich. He was one of the
presenters at their recent Lenten Retreat.
Community Happenings
continued from page 2
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O
nce a person is diag-
nosed with a terminal
illness, the only thing
that can be done is to make
them as comfortable as possible
as they near the end of their
lives. For Hannah Fisher, how-
ever, comfort is just not enough
for her patients. It is often nec-
essary for medical professionals
and social workers to remove
themselves emotionally from
difficult situations, but Hannah
Fisher makes an emotional
investment in her patients
lives. Her dedication and com-
passion have earned her the
2013 New Jersey Hospice and
Palliative Care Award for hos-
pice social worker of the year.
Congratulations Hannah!
Hannah, 42, graduated
with a masters degree in social
work from Fordham University.
While in college, she experi-
enced her own loss and began
to understand that hospice care
is as much for the family as it is
for the patient.
Her career in social
work began at Hackensack
University Medical Center.
She was aware that her skill set
would be best suited to hospice
care. Hospice is a set of services
that help the patient and fami-
ly cope with the effects of ter-
minal illness. The goal of hos-
pice is to enhance the quality
of life for patient and family,
and allow patients to spend
their remaining time in their
home or in a home-style envi-
ronment. Hannah started
working weekends at the
Hospice of New Jersey until six
years ago, when a full-time
position became available. It
was the best move Ive ever
made, said Hannah. And to
many in hospice, Hannahs
service has meant the world.
For the young 8-year-old
whose father was dying in
Hannahs unit, she made
death seem like a natural tran-
sition. On one of the fathers
last nights, Hannah planned
an overnight pajama party
with popcorn, art activities,
goody bags filled with surpris-
es, and a book that helps chil-
dren cope with a dying loved
one. The mother and child
were able to sleep comfortably
next to the dying man during
the end of his life. While the
loss was hard, the 8-year-old
now has good memories of her
fathers final sleep.
For the 19-year-old
underprivileged man, Hannah
went out of her way to make
sure he had his basic needs.
She bought him underwear,
sweatpants and T-shirts so he
wouldnt have to wear a hospi-
tal gown and diapers. Hannah
was able to make him com-
fortable and to help maintain
his dignity. She even ordered
a Thanksgiving dinner for the
man and his family.
Hannah sets the pace
for patient care excellence in
word, deed and commitment.
Her problem solving skills
always start and end with
the patients needs, said
Maryanne Bressan, director of
operations for HONJ.
Throughout her career at
the Hospice of New Jersey,
Hannah has been the recipi-
ent of the Silver Award for the
Andrew Parker Award, given
by American Hospice to
employees who emulate
founder Andrew Parker by
promoting, providing and
advocating for patients.
For more information on
the Hospice of New Jersey, visit
www.americanhospice.com or
www.njhpco.org. The Hospice
of New Jersey is the leading
hospice provider in delivering
passionate, competent and
comprehensive end-of-life care
in New Jersey and the sur-
rounding communities.
Clifton resident named hospice social worker of the year
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comforting to the families of
fallen soldiers to see fellow
members of their community
attend the parade and public
memorials. Such civilian sup-
port lets family members of fall-
en soldiers know that fellow
members of their community
appreciate and do not forget
the sacrifices made by their
loved ones.
Include families of fallen
and active service members
in your weekend activities.
Memorial Day weekend is a
three-day weekend at the end
of May, when the weather is
warming up in much of the
country. The weekend marks
the return of backyard barbe-
cues and pool parties, and such
events are a great opportunity
for civilians to invite the fami-
lies of fallen service members
over to share some fun in the
sun. Memorial Day can be an
especially difficult time for the
loved ones of fallen service
members, and even the few
hours of relief that a barbecue,
pool party or picnic can pro-
vide can make a welcome
respite from an otherwise diffi-
cult weekend.
Make a charitable dona-
tion. Numerous charities exist
to support the families of fallen
soldiers, injured soldiers or
even those families struggling
while a family member is on
active deployment. Donations
do not have to be financial.
The Hero MilesSM program,
for example, allows men and
women to donate their fre-
quent flier miles to wounded,
injured or ill service members
or their families. This allows
service members who meet cer-
tain criteria to be given a
round-trip airline ticket from a
medical center to their home or
to attend an authorized event.
In addition, service members
can give a round-trip ticket to
enable family members or close
friends to visit them while they
are receiving medical treat-
ment. Since its inception, the
program, which is administered
by the nonprofit Fisher House
Foundation, has provided more
than 36,000 airline tickets,
worth more than $55 million.
To learn more, visit www.fish-
erhouse.org.
Organize events in your
community. Every community
benefits from the efforts of
active service members and the
efforts of those service members
who gave their lives in service of
their country. Men and women
who want to express their grati-
tude for such service can organ-
ize events to do just that. Speak
to local merchants and encour-
age them to offer discounts to
military members and their fam-
ilies throughout Memorial Day
weekend. Or organize an ice
cream social for the children of
active or fallen service mem-
bers. Such events can be uplift-
ing for the families of service
members while raising commu-
nity awareness of the important
role our soldiers play.
Have a safe and happy
Memorial Day. And to all our
military service members, past
and present thank you!
May 15, 2013 Page 10, Zone 1
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Help families of fallen and active service members this Memorial Day
The Thunder Fitness team was made up with of 35 people of all
different ages and fitness levels. They had a blast on that sunny
Saturday morning and cant wait until the next race!
Team TF came in first for the largest co-ed team, first for the largest
all-female team and first for the largest all-male team. Lonnie
ORourke and Donna Meeker-ORourke came in first for the fastest
couple. Each also came in first in their respective age groups, Lonnie
with a time of 22:24 and Donna with a time of 22:48. Brittany De
Pree came in second in her age group (26:12), Melissa Woodard
came in second in her age group (27:17), Catherine Headman came
in first in her age group (27:28), Ellen Zaleski came in first in her
age group (28:38), Rosa Ramirez came in third in her age group
(30:58) and Pat Ledford came in first in her age group (1:02:27).
Jeremie Guarderas is a certified personal trainer and the owner of
Thunder Fitness. He has been getting people in tip-top shape for
close to 10 years now. His training methods are second to none.
He cleans up diets, he increases fitness levels and he absolutely loves
what he does! If you are looking to get into a brand new body,
Jeremie is your guy! Contact him today for a free week trial:
jg@thunderfitness.net or 201-618-6266. For more information,
visit www.thunderfitness.net.
Thunder Fitness
K-7th grade. Register on our website at
preaknessbiblechurch.org. This event is
free.
Whether you are still suffering from
the bleak memories of war or have
resolved to put it all behind you, Point
Man Ministries is for you. Point Man is
not a social club of old war heroes
telling war stories, it is a Christian min-
istry dedicated to helping veterans find
peace with themselves and the world
around them. If you are doing fine after
the war, thats fantastic but dont forget
about your buddies who are still suffer-
ing. Your encouragement could mean
the world to them. Find out how you can
help. Call Barry Jensen at 973-809-
9665. Point Man Ministries meets the
first Thursday of every month from
7:30-9:30pm at Cornerstone Chapel
620 Route 23 North, Pompton Plains.
Visiting Angels in association with The
Alzheimers Foundation of America is
offering free year round memory
screenings. Free and confidential
screenings are held from 2-4pm every
third Wednesday of each month except
for November. Call and make your
appointment today at 973-839-3761.
All screenings are held at the Visiting
Angels office at 2190 Hamburg
Turnpike, Wayne.
Individuals providing care to spouses
who are chronically ill or incapacitated
are invited to join Jewish Family Service
of North Jerseys spousal caregivers
support group. Caregivers are a very
important part of a healthcare team,
but they may also face stress and per-
sonal challenges that come with caring
for a loved one. Stress from caring for
a spouse can manifest in a number of
ways ranging from financial burden,
exhaustion, household disruption, social
isolation, and even personal health
crises. The group is being facilitated by
Melanie Lester, LSW. If you or someone
you know is interested in joining the
group, or would like more information,
please contact Melanie Lester at
mlester@jfsnorthjersey.org or call 973-
595-0111. Pre-registration is required.
The Golden Age Circle of Wayne, Inc.
(GACW) is an active non-profit senior
group sponsored by the Wayne
Department of Parks and Recreation
that meets every Thursday at 1pm in
the PAL Building, 1 PAL Drive in Wayne.
Coffee is served after each regular
meeting and members enjoy an after-
noon of fellowship. Day trips and
overnight trips are scheduled through-
out the year, certain meetings host spe-
cial speakers, and bingo is played for
only GACW members one Thursday dur-
ing each month. To qualify as a mem-
ber, you must be a Wayne resident of at
least 50 years of age. Yearly dues are
$7. For more information, call Val
May 15, 2013 Zone 1, Page 11
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Unique Hair Design is a full service Paul Mitchell Focus Salon specializing in long hair & wedding up dos.
Masullo is a national educator in Paul Mitchells Star Program.
Now Accecpting Prom Appointments
These heroes are dead. They died for liberty - they
died for us. They are at rest. They sleep in the land
they made free, under the flag they rendered stain-
less, under the solemn pines, the sad hemlocks, the
tearful willows, and the embracing vines. They sleep
beneath the shadows of the clouds, careless alike of
sunshine or of storm, each in the windowless Place
of Rest. Earth may run red with other wars - they are
at peace. In the midst of battle, in the roar of
conflict, they found the serenity of death. I have
one sentiment for soldiers living and dead: cheers
for the living; tears for the dead.
Robert G. Ingersoll
B
ringing a new dog home
from an animal shelter is
an exciting experience.
Dogs can bring a lot of joy and
energy into a household, quick-
ly becoming a treasured mem-
ber of the family.
Adjusting to life with a
newly adopted dog is not
always smooth sailing, as mem-
bers of the household often
deal with a transition period as
they grow more acclimated to
the responsibility of pet owner-
ship. The following are a few
tips to help new dog owners
make their transition to pet
ownership go more smoothly.
Emphasize routine. Rou-
tine makes dogs more comfort-
able and can make things easi-
er on new dog owners. Get up
and go to bed at the same time
each day, and schedule walks
and play time at the same time
each day as well. As the dog
grows more acclimated to your
home, you can gradually vary
your own schedule, but try to
stick to the walking and play-
time schedule for your dog as
much as possible. Anxiety is a
significant issue for many shel-
ter dogs, but sticking to a rou-
tine can help lower that anxi-
ety significantly.
Visit the veterinarian
within days of the adoption. A
visit to the vet is necessary
even if your dog has received
all of its necessary vaccinations.
The vet can examine the dog
and give advice on diet and
exercise, which is especially
valuable information for those
owners who have never before
owned a dog. In addition, a vet
might direct purebreds to a col-
league who specializes in that
particular breed. Such vets may
be more specific when recom-
mending a diet or exercise regi-
men, which can help the dogs
long-term health.
Gradually alter diet.
Many shelter dogs were on
poor diets before they came to
the shelter, and the shelter or
your veterinarian might suggest
changing that diet. Adapting
to a new diet wont necessarily
be easy for your dog, but grad-
ual changes often ease this
transition. For example, if the
dogs diet must change com-
pletely, dont change it all in
one day. Gradually mix old
food with the new food over
the course of several days,
adding more new food and sub-
tracting more of the old food
each day. By the fourth or fifth
day, the dogs diet should con-
sist entirely of the new food
recommended by your vet.
Behave yourself. The first
few days with a new dog can go
a long way toward making the
pooch feel comfort-
able or uncomfortable
in its new home. If
you have never
owned a dog in the
past, expect the dog
to have some anxiety
in the first few days.
This anxiety can
manifest itself in a variety of
ways, including chewing furni-
ture, going to the bathroom
indoors or general restlessness.
Its easy to overreact to such
manifestations, but control
your temper and manage to dis-
courage inappropriate behavior
without getting angry. If you
can successfully manage a dogs
initial anxiety as it transitions
to its new home, the dog is
more likely to behave properly
as time progresses. But if you
allow your disappointment or
temper to get the better of you
in those first days after the
adoption, your chances of suc-
cessfully transitioning the dog
to your home will decrease sig-
nificantly.
Adopting a shelter dog is
a great way to add a new and
loving member to your family.
Though some transitions are
more difficult than others,
owners who keep calm and
work to reduce their dogs anx-
iety are likely to treasure their
new addition for years to come.
Dr. Matthew Krupnick is the
owner of the Pequannock Ani-
mal Hospital. He grew up in
Kinnelon and is happy to be
home with his wife, three cats,
and two dogs to provide quali-
ty and compassionate care for
pets in the community. The
Pequannock Animal Hospital is
located at 591 Newark
Pompton Turnpike in Pompton
Plains. You can reach the hospi-
tal by calling 973-616-0400.
May 15, 2013 Page 12, Zone 1
WHERE YOUR
PET IS FAMILY
Dr. Matthew Krupnick, D.V.M.
Full Service Animal
Hospital, Specializing
in Cats & Dogs
Complete Medical,
Dental & Surgical
Services On Premises
Caring & Competent Staff
591 Newark Pompton Tpke.
(near Friendly's)
Pompton Plains, NJ
973.616.0400
Hours: Mon 8-6pm Tues 8-4pm
Wed 8-7pm Thurs 8-6pm
Fri 8-5pm Sat 8-12pm
FREE Exam
NEW CLIENTS ONLY.
Limit 1 per pet.
Not combinable w/other offers. Expires 6/12/13.
15% OFF
Exam Fee
ONE TIME ONLY. Limit 1 per pet.
Not combinable w/other offers. Expires 6/12/13.
O
p
e
n
S
a
tu
r
d
a
y
s
www.PequannockVet.com
Adjusting to life with your newly adopted dog
By Matthew Krupnick
M
any schools are
imposing strict re-
strictions on prom
attendance. While adminis-
trators cite safety as the pri-
mary reason for such restric-
tions, many graduating stu-
dents are not happy with the
babying behavior.
For most prom goers, the
rituals for this special night
include formal wardrobe,
taking photos, riding togeth-
er with friends, and the pur-
chase of corsages or other
small trinkets of affection.
But many students now find
they have to go through a
checklist of potential donts
before they can receive entry
to the prom.
AGE LIMITS
Age limits are imposed
on many things, including
entry to movies and clubs, to
purchase alcohol or tobacco
products and to obtain dri-
vers licenses, to name a few.
Such restrictions have, in
many cases, been put in place
to keep young people from
engaging in risky behavior.
Students going to the prom
may find that their school
places restrictions on who
they can they bring as a date,
especially according to age.
Many schools set a cut-off
where individuals age 21 or
older are not allowed to
attend. This is likely because
it limits the chances of alco-
hol being introduced into
the dance. Also, for legal rea-
sons, there may be restric-
tions on students under the
legal adult age bringing
someone older to the dance.
WARDROBE
Although many males
and females may be following
the fashion trends currently
dictated by Hollywood and
beyond, not all choices may
be acceptable at school. In
2010, more than a dozen stu-
dents at Oxford High School
in Alabama were disciplined
for dress code violations
thanks to their choices in
prom gowns.
Students may find dress
code policies prohibit
dresses that are too
short above the knee,
ones that show cleav-
age below the breast-
bone or materials that
are sheer or too
revealing. Depending
on the school, there
also may be limits as
to what girls and guys
are allowed to wear,
such as no tuxedos or
suits for the girls and
no dresses for the
guys.
Schools that im-
pose a dress code may
mail home advise-
ments of the policy, or
it may be up to the students
to find out the restrictions
from administration.
ALCOHOL SCREENING
In an effort to prevent
drunk driving injuries and
fatalities, some schools have
implemented alcohol screen-
ing procedures. Alcohol-
related crashes are one of the
leading causes of death come
prom time. Also,
alcohol is said to reduce peo-
ples inhibitions, which can
increase risky behavior, such
as having unprotected sex.
Students who
attended the
Saratoga Springs
High School Prom
in 2011 had to
submit to an alco-
hol screening to
prove they had
not been drinking
before entering
the prom. Passive
alcohol sensors as
well as coat and
bag checks were used prior to
and during the dance to
detect alcohol consumption.
The school stated that the
policy was put in place after
two students were hospital-
ized and 21 were disciplined
after engaging in underage
drinking at a prior dance.
These are not the only
restrictions some schools
implement. Across the coun-
try, dates have been banned
after criminal background
checks turn up past misde-
meanors. Some schools
require parents prescreen
potential not-from-
the-school dates, or
these students must
be vouched for by
their own principals.
Some students and
parents say that these
restrictions are bene-
ficial for the safety of
the classmates. Others
argue it is a violation
of personal rights.
However, if the stu-
dents dont agree with
the policies, they have
every right not to attend the
prom.
May 15, 2013 Zone 1, Page 13
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May 15, 2013 Page 14, Zone 1
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statement period through one (1) business day prior to the close of the current statement period. Qualifications required each monthly qualification cycle: have 15 debit card POS transactions post and settle your
account, access Online Banking and receive E-statement and maintain an active Real Savings Account. 2% cash back on debit card purchases up to $400 that post and settle; $8.00 maximumper qualification
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Turner, assistant recording secretary, at
973-694-5094. Or, come visit us!
Professional musicians and vocalists of
the Wayne Seniors Swing Band will per-
form for your dancing and listening
pleasure on the third Tuesday of each
month. Requested donation is $2 from
members of the Wayne Elks Lodge and
members of the Wayne Adult
Community Center. For all others,
requested donation is $3. Light refresh-
ments will be served. Performances will
take place from 12:30-2:30pm at the
Wayne Elks Lodge, 50 Hinchman Ave.
For more information, call 973-633-
0734.
The Riverview Garden Club in Wayne
encourages local area residents who are
interested in gardening and in expand-
ing their botanical knowledge to
become club members. Novice and
experienced gardeners are welcomed.
The Riverview Garden Club maintains
several public gardens in the Wayne
area; this provides club members with
the opportunity to improve their gar-
dening skills by being involved with
projects that beautify the local commu-
nity. Join now to allow your gardening
knowledge and friendships blossom. For
more information, call our membership
chairperson Judy Sherpa at 973-
838-8005, send an e-mail to
riverviewgc@optonline.net, or visit our
website: www.riverviewgardenclub.com.
Jewish Family Service of North Jersey,
a recipient of financial assistance from
UJA Federation of North Jersey, is
expanding its Kosher Meals on Wheels
program in Wayne. The Meals on
Wheels Program provides hot, nutritious
kosher meals to people age 60 and
over, or those younger who have a dis-
ability and who are unable to cook or
shop. Volunteer drivers bring needed
meals and offer smiles, greetings, and
personal contact to the elderly, many of
whom seldom get out. Drivers are need-
ed to deliver meals two times a month.
We are accepting referrals for people
who would like to receive meals. To vol-
unteer, to request Kosher Meals on
Wheels, or for additional information,
call Paul Klein at 973-595-0111.
A
pple Montessori
Schools united its
17 campus locations
throughout New Jersey, as well
as its nearly 300 employees, to
come together for one cause
the Ronald McDonald House
Charities. Each of the Apple
Montessori School locations
held events to benefit RMHC
and raised a total of $20,000!
A percentage of this was glad-
ly donated by the Bailey
Family, owners and operators
of Apple Montessori Schools.
One of the missions at
Apple Montessori Schools is
to educate the whole child
this does not only include aca-
demics! At Apple Montessori
Schools, we seek to instill in
our students respect and com-
passion for others through
example and action. Every
year, Apple Montessori
Schools students participate
in age-appropriate activities to
raise funds for those less fortu-
nate. We take great pride in
the growing evidence of char-
acter and generosity within
Apple Montessori Schools
community!
Thank you all for your
contributions!
Ronald McDonald House
Charities of the New York Tri-
State Area (RMHC-NYTSA)
is working to better the lives
of children and their families
in our communities by creat-
ing and supporting programs
that directly improve the
health and well-being of chil-
dren in health, education, the
arts, and civic and social
issues. Since 1992, RMHC-
NYTSA has provided more
than $10 million dollars to
local non-profit organizations
whose programs improve the
lives of children and their
families.
For further information
on Ronald McDonald House
Charities-NYTSA, visit www.
rmhcnewyorktri-state.org.
May 15, 2013 Page 18, Zone 1
973-839-7800
194 Wanaque Ave. Pompton Lakes
www.thepaa.com
ZOO WEEK
PROUD TO BE AN
AMERICAN
WESTERN WEEK
BEACH WEEK
FANCY NANCY WEEK
MYSTERIES
CIRCUS WEEK
June 24th - August 16th, 9am-1pm
Ages: 3-6 & 7-10
Performing Arts Academys all new Summer Day Camp provides
children with a fun and educational experience in the arts.
S0mmBB DAY CAmP
NEW WEEKLY THEMES INCLUDING:
NEW
THEME EACH
WEEK!
PBBFOBmINO
ABTS
ACADBmY
MAKE
NEW FRIENDS
& MEMORIES
Has your child been diagnosed with...
Cerebral Palsy
Autism
Developmental Delay
Balance/Coordination Disorder
Hypertonia (increased muscle tone)
Hypotonia (low muscle tone)
Down Syndrome
Spina Bifida
Metabolic Disorder
Traumatic Brain Injury
18 Newark Pompton Tpke.
Riverdale, NJ 07457
973.616.8300
Physical Therapy
Occupational Therapy
Sensory Integration
Speech Therapy
Childhood
Weight Loss
...then give us a call 973.616.8300
Apple Montessori
Schools raise $20,000
for charity
SUMMER
GUIDE
F
our Broadway veterans
have joined forces
to launch Broadway
NYC, a new pre-professional
summer theater program for
the Northern New Jersey com-
munity.
Local Ridgewood resi-
dents J. Mark McVey (Les
Misrables, The Whos Tommy,
Hal Princes Showboat) and
Christy Tarr-McVey (Jekyll &
Hyde, The Whos Tommy,
Annie) have partnered with
Raymond McLeod (Jekyll &
Hyde, Wild Party, Wonderful
Town) and Deborah Kym-
McLeod (Director of Radio
Broadway, principal teacher at
Stella Adler Conservatory and
talent manager, currently rep-
resenting the actress who plays
Matilda).
The McLeods and the
McVeys both traveled and
performed with their chil-
dren on the national tours of
Les Misrables and Evita,
making their experience
and teaching invaluable for
young performers.
The all-star team is work-
ing with Suzanne Kraai, music
program director at Eastern
Christian School, and James
Anderson, director of the
Eagles Learning Center, to raise
the bar for the young talent in
this community. Any student
from the tri-state area entering
fifth grade through college who
has a desire to learn more about
the entertainment industry, to
improve their acting or singing
skills, or to have a professional
career on Broadway, in film, or
in television, should run to reg-
ister for this program. You are
encouraged to schedule your
interview soon, as enrollment
is limited.
The program is divided
into two sessions. Session I, for
students entering fifth through
ninth grade, runs July 819.
Session II, for students entering
tenth grade through college,
runs July 22August 2. The
schedule for both sessions is
MondayFriday, 9am3pm.
The students will produce a
showcase at the end of each
session.
There will also be audi-
tions for a musical, open to
high school and college stu-
dents. Rehearsals run separate-
ly, 4:309:30pm from July
819, with a performance on
July 20.
The program will be held
in the beautiful air-condi-
tioned facilities at Eastern
Christian High School, locat-
ed at 50 Oakwood Avenue in
North Haledon.
For more information or
to have a registration form
sent to you, please e-mail
b_waynyc@yahoo.com or call
973-427-6244. You can also
visit www.eaglescamps.org/pro-
grams/ b-way-nyc-theater-
program.
cAl l TO ADvERTISE 973.696.8008
May 15, 2013 Zone 1, Page 19
The lessons your child learns at The Little Gym will fill you
both with pride: How to reach higher. How to listen better.
How to tackle challenges with confidence and a smile.
Call today to schedule a FREE introductory
class or to inquire about our Summer camps.
The Little Gym
of Wayne
973-305-0600
www.tlgwaynenj.com
Ranked #1 Childrens Fitness Program
Developing the Foundation for a Lifetime of School Success!
Family Owned and Operated Est. 1972
Infants, Toddler, Preschool, Kindergarten
Grades 1-6 Ages 6 Weeks To 12 Years
WAYNE
25 Nevins Rd (next to Ice Vault) 1219 Ratzer Rd 950 Preakness Ave
973 696- 9750
C
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Visit our school and find
out how many consecutive
years over 90% of our
children scored in the top
10% nationally...
and they are having the
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3 or 5 Half Days
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After School Clubs
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Daily Swimming
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designed for safety of
young children
Sports/Organized Games
Arts & Crafts
Field Trips/Fun
Themed Days
Music/Dance
In House Events
Nature & Science
Computers Cooking
After Camp Clubs
Jr. Counselor Program
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Call, visit and compare the
advantages gained for your child
www.applemontessorischools.com
Celebrating
Our 41st
Anniversary
REGISTRATION GUIDE
Broadway professionals launch
North Haledon summer camp
S
ummer is just around the
corner, which means
now is the perfect time
to install a new pool, hot tub or
spa in your backyard.
All Service Pool & Spa
has been in the pool design and
construction business since
1997 and has established itself
as the industry leader of
Northern New Jersey. All
Service Pool & Spa installs
both in-ground and above-
ground pools, offering a refresh-
ing escape from the summer
heat at a very affordable price.
With a large assortment of
shapes and sizes, youre sure to
find a pool that will both fit
your backyard and be unique to
your neighborhood. Addition-
ally, hot tubs and spas are avail-
able for installation as well as
liner replacement for both in
ground and above ground
pools. Imagine the year-round
pleasure of sitting under the
stars in a hot tub at the end of a
long day! All Service Pool &
Spa also offers services such as
openings and closings, inspec-
tions and repairs, demolitions
and renovations, and even out-
door lighting and water fea-
tures.
Owner C.J. Whitty and
his crew are committed to pro-
viding the utmost quality of
service. Calls for service will
include not only the newest
pool technology and the high-
est quality materials, but also a
visit from the owner himself.
C.J. stands by his brand and is
proud to ensure all quality, all
the time. Customers are also
encouraged to come in to the
storefront for a free water test-
ing analysis and to browse their
full line of water balancing
chemicals.
For more information or to
take advantage of our summer
savings offer and your first steps
toward a new pool, visit All
Service Pool & Spa at
217B Hamburg Turnpike in
Bloomingdale or call 973-835-
2220. Their website is
www.allservicepoolandspa.com.
May 15, 2013 Page 20, Zone 1
Free Estimates Fully Insured References Available
Innovative, Full Service
Residential Remodeling,
Crafting Fabulous Kitchens,
Additions, Bathrooms & Master Suites
Transforming Lives By Transforming Living Spaces...
Its What We Do
A Tradition of Delivering Value For Over 15 Years
Call for an appointment to set up a FREE DESIGN CONSULTATION at our new location
973-696-0333 1016 Route 23 North, Wayne (Just 200 feet after the Alps Road exit)
www.advantagecontracting.com License# 13VH00011000
Our experience with contractors has run the gamut from horrendous
to excellent, but not even our best experience can compare with
dealing with you and your staff.
Brenda and David B., Wayne, NJ
Whether its a minor remodel or a major home addition,
we treat each project with the same attention to detail while
working toward completion in a timely and efficient manner.
Advantage Contracting also offers project management and full demolition.
We can manage your electrical, plumbing and general carpentry needs as well.
Payments as-low-as
$79 a month.
FINANCING
AVAILABLE
WAYNE POWER
WASHING
House Washing
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Hot Water Washing for the cleanest results
Power washing is our only business
Protect your investment
HONEST ANSWERS
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Wolmans Certified
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All quality, all the time at All
Service Pool & Spa By Joe Pellegrino, Jr.
T
here are one million
acres of lawn across the
country. Many home-
owners aspire to having a lush,
green lawn as the showcase of
their properties. The front lawn
can make a statement and indi-
cate to passersby the property
owners personalities and
design preferences.
Lawn care takes some
dedication and hard work, but
there are certain ways to cut
down on the amount of effort
required to maintain a land-
scape. By employing a few dif-
ferent shortcuts, you can have a
healthy, lush lawn without
spending your entire free time
cutting the grass or pruning the
trees.
Stop weeds at the start.
Weeding is one of the most
time-consuming parts of main-
taining a lawn. Weeds can pro-
liferate throughout the lawn if
not addressed in a timely man-
ner. Once weeds take root they
can become a nuisance, so its
best to treat weeds before they
even have a chance to sprout.
Apply a preemergent weed
control product as soon as pos-
sible in the spring and then
reapply it about three months
later to ensure weeds are eradi-
cated. That equates to much
less tedious lawn maintenance
during the season.
Plant a urine-resistant
grass. Having a dog and main-
taining a lush lawn has always
been a particular conundrum
for homeowners. Dog urine is
high in nitrogen. While nitro-
gen, when applied in the cor-
rect ratio, can be a lawn-
growth stimulant, in the large
concentration that occurs in
pet urine, it causes the grass to
dry up and burn, resulting in
bare spots. Replanting with
urine-resistant grasses can help
cut down on the level of dam-
age to the lawn from your own
pet or pets that happen to make
potty stops on your property.
The grasses most resistant to
urine tend to be perennial rye-
grasses and fescues.
Wake up and water.
Watering in the early mornings
saves time and energy in the
long run by fostering a tougher,
more drought-resistant lawn. If
you water early in the day, less
water will be lost to evapora-
tion. Limit watering to a few
times per week and less if you
have had adequate rain. Avoid
watering at night, which can
expose the lawn to bacteria and
attract insects.
Mow when the lawn is
dry. Its not advisable to mow
the lawn when it is wet.
Slippery conditions can not
only make it more dangerous to
push a mower, but also slow
down the time it can take to
tackle the chore. The mower
blades can become clogged and
coated with wet grass clippings,
necessitating stopping and
starting the task. Another
thing to consider is lawn dis-
eases spread more readily
through wet clippings. Stick to
mowing when the lawn is com-
pletely dry.
Let clippings fly. Mulch-
ing mowers, or those that just
distribute clippings on the lawn
as you go, can be healthier for
the grass. They will serve as fer-
tilizer and redistribute nutrients
to the lawn as they breakdown
into the soil. According to
The Organic Lawn Care
Manual, leaving clippings on
the lawn will fulfill about 25
percent of fertilizer require-
ments. Plus, you save time bag-
ging up clippings.
Mow less often. Raise the
mowers blade so that the grass
is longer in between cuttings.
The taller grass will shade the
soil and block weeds from ger-
minating. It also helps improve
soils moisture retention.
Dont cut corners. Ad-
justing a landscape design to
have arches and curves can
reduce the time it takes to mow
and edge a property. Hard cor-
ners in a landscape will require
more time to keep straight and
pristine.
Caring for a lawn can
take less time and effort than
you think.
May 15, 2013 Zone 1, Page 21
Gargas Roofing & Construction
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Rubber Roofs Leaders & Gutters Chimney Repairs Chimney Liners Solar Panels
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other offers. Expires 7/31/13.
www.Kovachroofing.com Email: Kovachroofing@aol.com
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Established 1948 A Professional Roofing Company
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WAYNE, NJ Call Rich Hoefling
Construction
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ESTIMATES
NJ State Licensed Home Improvement
Contractor #13VH02187700
Family Owned & Operated
Since 1988
HOME
IMPROVEMENT
Shortcuts to a lush lawn
May 15, 2013 Page 22, Zone 1
FREE GIFT
Iutt For
Itopping Byl
While Iuppliet Lutt.
Expires 6/30/13 LL1
Any urchute
Excludes Pauli Pot. Cannot be
combined with any other offers or
sale items. Expires 6/30/13 LL1
20
%
OFF
C
ook this grilled salmon
with spicy honey-basil
sauce on the backyard
grill or under the broiler for a
quick and easy dinner. Cook
salmon thats 1/2 to 3/4 inch
thick for 5 to 8 minutes total;
cook salmon thats 1 to 1 1/2
inches thick for 8 to 12 minutes
total. When broiling, keep fish
4 inches from flame. You can
buy salmon as fillets or as
steaks. Skin on the fillets comes
off easily after cooking.
Ingredients
2 tablespoons pine nuts,
toasted
1 tablespoon honey
2 tablespoons fresh lemon
juice
1
4 cup olive oil
1
2 cup packed fresh basil
2 cloves garlic, minced
1 small red chile or 1
medium jalapeno,
chopped (include the
seeds if you like it spicy)
4 skinless salmon fillets, 4
ounces each
1
4 cup red bell pepper, diced
1
4 cup yellow bell pepper,
diced
1
4 cup watercress leaves,
chopped
1 tablespoon balsamic
vinegar
1 tablespoon olive oil
Salt and ground white
pepper, to taste
DIRECTIONS
Place pine nuts, honey,
lemon juice, 1/4 cup olive oil,
basil, garlic, and chile in a
blender and process until the
mixture is pureed. Spoon the
sauce over the salmon, and
turn to coat. Cover and refrig-
erate overnight or for at least 4
hours, turning twice.
Place bell peppers and
watercress in a bowl. Toss with
vinegar and 1 tablespoon olive
oil. Cover and refrigerate while
the salmon cooks.
Oil the grill rack and pre-
heat the grill to medium-high.
Remove the salmon from the
marinade, reserving the mari-
nade. Sprinkle the salmon with
salt and pepper on both sides.
Place the salmon on the
grill rack and grill until
opaque throughout, 4 to 6
minutes on each side. Brush
occasionally with reserved
marinade. Garnish with bell
pepper and watercress mixture
before serving.
May 15, 2013 Zone 1, Page 23
Grilled Salmon with Spicy Honey-Basil Sauce
Spa 23 Health & Racquet Club in
Wayne offers birthday parties and spe-
cial events for all ages. Kids will have
the time of their lives at Spa 23 parties!
In addition to our pool parties, choose
from any of our themed parties, or add
a theme to your pool party. Theme par-
ties are available seven days a week.
Pool parties are available Fridays,
Saturdays, and Sundays. You can also
book the entire club for your own pri-
vate event! The spa is located at
381 Route 23 in Pompton Plains.
Contact Spa 23s program director,
Laura Severance, at 973-839-8823.
View more information online at
www.spa23.com.
An open invitation is extended to all
seniors in the area to join the Golden
Key of Wayne. Dont get housebound
come play bingo, dominoes, and card
games with some friendly seniors.
Enjoy fellowship, fun, holiday parties,
and trips. The Golden Key Club meets
every Friday afternoon from 1-3p.m. at
the Post 174 American Legion building,
55 Mountain View Blvd. in Wayne. For
more information, please call Annette
Ford at 973-628-0492.
The MOMS Club of Wayne is currently
looking for members. It is part of an
international non-profit support group
for mothers who stay home with their
children; including those who have
home-based businesses or who work
part-time but are home with their chil-
dren during the day. The group offers a
wide range of activities including:
monthly socials, group activities/out-
ings, play group opportunities and
moms night out for the moms only
along with community service projects.
All activities and service projects are vol-
untary. If you live in Wayne and are
interested in joining please e-mail mom-
sofwayne@ yahoo.com or go to
http://www.meetup.com/moms-club-
of-wayne/
The Morning Minyan, a group of caring
people dedicated to observing the tradi-
tion of daily prayer, meets at 7:30am in
the sanctuary of Temple Beth Tikvah,
950 Preakness Avenue in Wayne. A
light breakfast follows the 15-20
minute prayer service. All are wel-
comed!
The Pines Lake Womans Club is an
active club opened to all women from
the Wayne area that are at least 18
years old. We meet monthly on the sec-
ond Wednesday of the month at the
T
he McKenna School of
Dance will be celebrat-
ing its 64th anniver-
sary of teaching dance in the
Wayne area with the ballet pro-
duction of Alice in
Wonderland and will be pre-
ceded by the variety produc-
tion of The Great Outdoors.
Performances are Saturday,
May 18 at 7pm and Sunday,
May 19 at 2pm at the Wayne
YMCA on Pike Drive in
Wayne.
Students from Wayne and
surrounding areas will be
appearing as the characters in
the story.
Amy Hooker, a senior at
Wayne Valley High School will
dance the role of Alice; the
White Rabbit will be per-
formed by Jennie Stranz from
Lincoln Park; Emily Lau of
North Caldwell will appear as
The Mad Hatter; Sabrina Shay
of North Haldeon will be the
caterpillar/butterfly; Stephanie
Stranz of Lincoln Park will
dance the role of the Queen of
Hearts; Maryanna Tosi of
Wayne will dance the role of
the March Hare; Tarra Frawley
of Newfoundland will dance
the role of the Door Mouse;
and the Cheshire Cat will be
performed by Yanna C., a stu-
dent at Wayne Valley HS.
Many other students from
the surrounding areas will
appear as the remaining char-
acters in the story. For informa-
tion please contact The
McKenna School of Dance at
973-628-1676 or visit our web-
site at www.mckennaschoolof-
dance.com.
Alice in Wonderland
May 15, 2013 Page 24, Zone 1
710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS
973-835-1426 www.gillysrestaurant.com
MONDAY - THURSDAY
ALL DAY SPECIAL
$
9
99 Shrimp, Veal, or Chicken Parmigiana w/Pasta,
Meat Loaf w/Mashed Potatoes,
Shrimp, Chicken or Sole Francaise w/Vegetables,
1/2 Rack BBQ Ribs w/French Fries
*** with Soup or Salad ***
RESTAURANT
LUNCH SPECIAL
6 Choices for
1. Grilled Chicken or Shrimp Caesar Salad
2. Eggplant Parmigiana Platter or Hero
3. Chicken or Shrimp Scampi over Pasta
4. Chicken, Shrimp or Sole Francaise with Vegetable
5. Meatloaf with Mashed Potatoes
6. Fried Shrimp & French Fries
7. Hamburger Platter with French Fries
With the purchase

of a beverage.
$
5
99
CASH ONLY. CANNOT COMBINE WITH ANY OTHER OFFER. Coupon must be presented before ordering. Maximum 2 coupons per table.
Not valid for parties of 8 or more. NOT VALID ON HOLIDAYS. Not valid with other offers. Excludes tax. Expires 6/12/13.
*
MONDAY - SATURDAY
*
CASH ONLY. CANNOT COMBINE WITH ANY OTHER OFFER. Coupon must be presented before ordering. Maximum 2 coupons per table.
Not valid for parties of 8 or more. NOT VALID ON HOLIDAYS. Excludes tax. Not valid with other offers. Expires 6/12/13. LIMITED TIME OFFER
*
*
With the
purchase
of a beverage.
New Low Prices, Same Great Meals!!!
For A Limited Time!
Call to schedule a
complimentary consultation:
973.493.6918
www.mothersintraining.org
Explore what is working
and what is not
Discover a more peaceful
and satisfying day as a parent
Develop deeper bonds
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your family
Offices in Wayne & Montclair, NJ.
Because Coaching Isn't Just For Little League
Parent Coaching
Mothers-in-Training
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Mothers-

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t n e r Pa
One-to-One Coaching
, e r o l p x E To
elop v and De

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gue or Little Lea
n i h c a o C
aining
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r e v o c s i D
our Full YYour Full elop

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t is not and wha
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tion: onsulta
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our family y
NJ. , clair clair,

continued on next page
Pines Lake Elementary School cafeteria
at 7:30pm. Visitors are welcomed. The
club offers fun, friendship, and service.
For more information, membership, or
to visit one of our meetings, call 973-
835-3272 or e-mail pineslakewoman-
sclub@yahoo.com.
Mothers with infants and young tod-
dlers have always been challenged to
find a way to get back in shape while
focusing on the demands of new moth-
erhood. Mommy and Me Fitness classes
let Mom keep Baby within arms reach
so there is no need to worry about find-
ing a sitter or making the time away
from Baby to work out. The Stroll Fit
program is developed with the needs of
both moms and babies in mind. Each 60-
minute class consists of cardiovascular,
strength, and flexibility training for a
total body workout. The classes also pro-
vide a great environment for moms to
connect with one another and develop
support systems for achieving fitness
goals not to mention bonding with
their babies! Now offered at two loca-
May 15, 2013 Zone 1, Page 25
Up to 6 People. Valid on Food Only. Not valid w/credit
card payments. 1 coupon per table. Exp. 6/15/13. LLa
Up to 6 People. Valid on Food Only.
1 coupon per table. Exp. 6/15/13. LLb
PAY WITH CASH
& RECEIVE
PAY WITH CREDIT CARD
& RECEIVE
754 Totowa Rd, Totowa 973-942-8229
www.barnyardandcarriagehouse.com
YOUR FOOD TOTAL
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It really is a... "Taste you can trust at prices that are just right!"
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pizza hot & cold subs pasta
salads appetizers
2 Large Pies
$
19.99
www.afpizza.com/wayne
With coupon. Cannot be combined with any other offer. Exp. 6/15/13.
(Toppings Extra)
$5.00 Off any purchase
With coupon. Cannot be combined with any other offer. Exp. 6/15/13
of $30 or more
Dinner must be of equal or lesser value. With coupon.
Cannot be combined with any other offer. Exp. 6/15/13
DINNER SPECIAL
Buy 1 Dinner &
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DEAIS,
ANY WAY YOU SLICE IT!
Next to Troder Joes
1176 Hamburg Tpk. WAYNE
973-633-8800
OPEN 7 DAYS
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92 ROUTE 23 NORTH RIVERDALE 862.200.5808
92 Route 23 North | Riverdale | Near Rupperts
862.200.5808 | www.YourOwnWinery.com
Makes
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Large Wine Accessory
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Community
Happenings
continued from previous page
May 15, 2013 Page 26, Zone 1
R
eal estate professionals
say the market is
rebounding, and many
would-be home buyers are
eagerly awaiting their opportu-
nities to purchase their own
homes. Fresh data indicates
that the inventory of properties
is quickly drying up and soon
the market is poised to point in
the sellers favor.
According to Allen &
Associates, a real estate
appraisal, consultant and
research firm based in
Colorado, properties in the
area listed for sale are below the
six-month supply of inventory.
Now could be the time to get a
good deal on a home, provided
buyers are able to secure mort-
gages.
No matter how many
affordable homes are available,
if a buyer cannot get approved
for a mortgage, then his or her
chances of owning a home are
slim. In the wake of a tumul-
tuous economy, many lenders
tightened restrictions on mort-
gage lending. And even though
the economy has rebounded,
many lenders have continued
to follow strict guidelines
before lending money. In order
to secure a mortgage with a
good interest rate, buyers must
take control of their financial
situations and fix problems that
could lead to loan rejection.
Many things can impact a
mortgage application. Here are
the ways to overcome liabilities
and improve your standing
with prospective lenders.
Know your credit rating.
Your credit rating is a score that
lenders rely on when deciding
whether or not to approve your
mortgage application. The
higher the credit rating, the
more attractive you look to
prospective lenders. But the
lower your score is, the more
difficulty you will have getting
a loan. Should you get a loan
with a low score, you may have
to pay a higher interest rate
than someone with better cred-
it. Prior to making any big
financial decisions, such as
applying for a mortgage, it is
vital to find out your credit
score. You can request a free
copy of your credit report,
which includes your credit
score, once a year from the
three major credit reporting
agencies in the United States
and Canada: TransUnion,
Experian and Equifax. You also
can pay for your credit report.
Address any issues on your
report. Once you know your
score, you can take steps to
address any issues on the report.
Pay down revolving consumer
debts, such as credit card bal-
ances and auto loans. Report
any errors on your credit report
so they can be adjusted. Pay
bills on time and address any
notices of collections before
they make it onto your perma-
nent record. If you will be
applying for a loan soon, avoid
opening any other credit
accounts for the time being.
Maintain steady employ-
ment. Having a job is often
vital to getting a mortgage.
Lenders tend to look for long-
term financial stability, which
is best illustrated by maintain-
ing steady employment.
Jumping from job to job may be
a red flag to lenders, so its bet-
ter to make a switch after you
have been approved for a loan.
Save, save, save. Having
more money in the bank lowers
your loan-to-value ratio, or
LTV. This will make you appear
less risky to lenders. Individuals
who have saved for a consider-
able down payment on a home
are also seen in a better light.
Make sure you have a
credit history. Some people are
too cautious with their credit
and think closing accounts or
avoiding credit entirely will
make them more attractive to
lenders. But this can backfire.
Lenders will want to see a
strong credit history that indi-
cates your ability to pay your
debts on time.
Get a cosigner. If you are
uncertain about your ability to
secure a loan on your own,
then consider a cosigner to
make you more attractive to
prospective lenders. The
cosigner helps guarantee the
lender that your mortgage pay-
ments will be made.
People looking to buy a
home in the near future must
make themselves attractive to
mortgage lenders, many of
whom are still reluctant to
approve loans for candidates
without strong financial back-
grounds.
May 15, 2013 Zone 1, Page 27
How to get approved for a mortgage
Lets not forget the pri-
mary reason for life insur-
ance: to produce a single
lump-sum payment at some
unknown time in the future
when it is needed most, upon
the death of the bread-win-
ner. The death benefit can
be used to pay off a debt, it
can be used to create an
estate, pay taxes, equalize an
inheritance between heirs, or
to endow a charity.
Life insurance can also
be used to guarantee a retire-
ment plan for your children!
Rather than a child investing
large portions of his pay
check into an IRA, mutual
fund and 401k, given the
uncertainty of the stock mar-
ket, a parent or child could
purchase a very large life
insurance policy that would
pay off at approximately the
time when the child reaches
retirement age. Son, age 40,
purchases a $1,000,000 life
policy on dad, age 68. If dad
leaves us in 30 years at 98,
son receives $1 million for
his retirement years. If dad is
still alive, son can access the
cash value as an advance on
the death benefit. Should
dad die prematurely, son has
$1 million ahead of schedule.
This is a perfect alternative
to trusting the upward
momentum of the stock and
bond markets, wouldnt you
think? Actually, the plan is
flawless, as everyone will die
eventually and earlier or
later doesnt financially mat-
ter to the son because he can
retire on time, regardless of
dads longevity.
Though there are many
good reasons for purchasing
life insurance, let me illus-
trate one more that is vitally
important and a reason not
to purchase the cheap term
insurance variety. Ill use
myself as an example. I
entered this business at age
19 and shortly after pur-
chased term insurance. In my
late twenties, I purchased
more life insurance as my
family grew, but this time I
purchased a cash accumula-
tion type of policy. When I
hit age 30, I was diagnosed
an adult onset type II diabet-
ic; this rendered my days of a
preferred, select or premier
underwriting classification
out the window. I was now a
rated applicant that could no
longer shop for the cheapest
term insurance across the
country at renewal time. The
term coverage I currently had
was going to keep increasing
in cost till one day it would
become unmanageable.
How-ever, the universal type
of policies I purchased were
protected from my change in
underwriting status. Once I
was accepted, any subsequent
change in health would have
no effect on the premiums.
What I am discussing is
the most important asset that
everyone possesses: insura-
bility. Once compromised,
its lost forever! Thank good-
ness I purchased life insur-
ance that would not and
could not be denied to me by
my diabetic condition or 18
years later at age 48 when I
suffered a quintuple by-pass!
I have learned a very
expensive lesson first-hand:
cheap does, in fact, cost
more. Whether its a clothing
washer or a life insurance
policy, there is a price to pay
for a cheaper model. If the
washer breaks down ahead of
a more dependable and
expensive brand, how much
did you save if you wind-up
forced to purchase another
one ahead of the life
expectancy of the better
May 15, 2013 Page 28, Zone 1
1-Level Units Starting at $169,000
2-Level Units Starting at $239,000
SALES CENTER LOCATED AT:
142 Rt. 23 North, Pompton Plains, NJ
U
n
i
t
s

A
v
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a
b
l
e
!
D
o
n
t

W
a
i
t
.
.
.
C
a
l
l

T
o
d
a
y
!
2013 Occupancy
The Developer is Greentree Development Group. The image used in this ad is an artist rendering and as built conditions may be different
than depicted. Features, pricing, availability, amenities and specifications from any image are subject to change without notice.
8
8

2
7
SALES CENTER
S
O
LD
O
U
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S
O
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U
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Open Tuesday - Thursday 6:00Pm - 8:00PM
OPEN HOUSE Ever y Sat urday & Sunday 10AM - 4PM
Stop in and see what the buzz is about and find out how to reserve your
new home at Pre-Construction Pricing?
Call Today
973-646-7476
www.parksideatwanaque.com
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is a registered trademark of Coldwell Banker LLC.

An Equal Opportunity Company. Equal Housing Opportunity. Owned and Operated by NRT LLC.
RESIDENTIAL BROKERAGE
REALTOR
1410 Valley Rd., Wayne, N1 07470
973-694-8000 Office
973-633-6829 Fax
www.coldwellbankermoves.com
Patti Tahan
Manager
Want A Future??
Be in charge of your income,
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Not just another article about life insurance
continued on next page
unit? In fact, in this example
it might have cost twice as
much.
With a life insurance
example, if the policy lapsed
before the insureds death,
the cost of that purchase
would be catastrophic! I
might add that my choice of
universal life insurance pur-
chased over 20 years ago ben-
efits me today. How? Its still
in force, requires no premium
from this point forward, has a
current six-digit cash value
(available on demand), and
will provide a tax-free annual
income during my retirement
years. The term insurance I
purchased in my 20s was
inexpensive, yes, and it pro-
vided a death benefit while
in-force and left me today
with a bunch of paid receipts.
The best benefit of my life
insurance policies is the fact
that my wifes and kids
lifestyles will continue, unin-
terrupted (financially speak-
ing) should I not wake up
tomorrow. I guess I should
mention that benefit as well
absolute peace of mind!
Should you need or
desire a review of either your
policies or what is available
in the marketplace, please
call me for a no cost and no
commitment appointment
today. Dont delay, as you are
now the youngest and poten-
tially the most insurable you
will ever be for the rest of
your life!
Mark E. Charnet is president
and founder of American Pros-
perity Group. APG is the pre-
mier retirement- and estate-
planning franchise in the U.S.
with 17 offices in nine states.
Charnet is a certified annuity
specialist, a certified senior advi-
sor and has 32 years of experi-
ence in the retirement- and es-
tate-planning fields. Creator of
the Trinity Method of Investing,
he encourages your inquiries and
can be reached at 877-885-
1274, 973-831-4424 or
markcharnet@1apg.com.
Check out our website:
www.1apg.com. Interested in a
career in retirement and estate
planning? Check out this web-
site: www.apgfranchise.com.
Securities through: BCG
Securities, Inc. Member SIPC,
FINRA and a registered
investment advisor.
May 15, 2013 Zone 1, Page 29
"THE GOOD GUYS"
973.942.8925 Local & Long Distance
For Free Estimates Call
MOVING & STORAGE INC.
www. waynemovers. com
Wayne
Local Moving Specialists
Expert Piano Moving Small Jobs Welcomed
Professional Office Moving
WE DO
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Fully Insured
Senior Discounts
MARIA FERRITO
973-986-6914 Cell
maria.ferrito@century21.com
NJAR MILLION DOLLAR
SALES CLUB 2001
NJ CIRCLE OF EXCELLENCE
2002-2012
Consistent
TOP PRODUCER
in the WAYNE area.
GEMINI LLC ReaIty 973-696-1111x131
197 Berdan Ave., Wayne, NJ
Townhome Specialist
Relocation Agent
Call
MARIA FERRITO
for CURRENT MARKET
VALUE OF YOUR HOME
SHORT SALE AGENT
Owe more than your
home is worth?
LINCOLN PARK
$
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2/3 BR Cape with new kitchen -
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LAKEFRONT-3BRS 1.1BA/stone FP/H/W Flrs/2+car Gar/priv
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KIN3640
GREEN POND $419,000
4BR/3.1BA Col. A treasure found in Rockaway/Mstr on 1st
Flr./gleaming H/W Flrs/full fin Bsmt./2C Gar. KIN3540
KINNELON $575,000
Smoke Rise-Fab Mtn.views/updated 4BR/2.2BA CHC w/outdoor
Kit/fire pit/hot tub/H/W Flrs/W/O LL. Like being on vacation.
KIN1943
KINNELON $659,000
Smoke Rise-Fab 8Rm3/4BR/3.1BA Ranch completely renovated
2003 w/quality materials/open layout. KIN1955
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Fab Smoke Rise Cust. 4BR home w/open Flr.
plan/skylights/2FPS/3Decks/wet bar/3C. Gar. KIN3664
KINNELON $729,999
Fab 5BR 2.1BA Georgian Col./2 Story Grt. Rmw/floor to ceiling
brick FP/custom fin. W/O LL/3C.Gar. KIN1967
KINNELON $735,000
Smoke Rise-5BR/4.1BA Contemp. on 3.32Acs @end of cul-de-
sac, 3C.Gar., newly staged pool/patio/deck. KIN1940
KINNELON $950,000
Kinnelon Ests-Spectacular brick face 5BR/5BA CHC w/walls of
windows/3C Gar/C/A/FP. Make this your 1st & only stop!
KIN3547
KINNELON $988,000
Ests of Kinnelon-5BR/3.1BA CH Col .features 2 Story Grand
Ent.w/open bridge 2nd level/Chef's Kit./top of the line Appl.
KIN1994
KINNELON $1,145,000
Smoke Rise-5BR/4.1BA/new Kit./W/D LL/ W/IG Pool/flat Yd/Wd
Flrs/SS Appl/4FPS, Spect.views.KIN5812
KINNELON $1,425,000
Fantastic 17 Rm. mountain top oasis in sought after Grandview
Ests. w/NYC skyline views & I/G gunite pool w/waterfall.
KIN1958
KINNELON $1,695,000
Smoke Rise-"Experience the WOW" Comfort/elegance/master
craftsmanship make this home the ultimate. KIN1950
Not just another article about life insurance
continued from previous page
To Advertise in our Real Estate Section
Call 973-696-8008
0051 AUTOMO-
BILES WANTED
WE BUY CARS !
WE BUY TRUCKS !
RONNIE'S IN
WAYNE
973-616-7900
WE PAY FOR
JUNK CARS
973-220-0202
0230 FIREWOOD
Seasoned Firewood
1/4, 1/2 or full cord
Delivery & stacking
avail.stove & fireplace
size.973-316-9574
0400
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SERVICES
0610 - 0959
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CARPET
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our other services
incl. Repairs,
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mold resisting
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0685 SERVICES
CLEANING
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for office,apt,house
caII BARBARA
973-779-1546
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Ukrainian ladies clean
your home or office to
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& Construction Debris
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973-839-7024
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ELECTRICAL

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PLUMBING
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ROOFING
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TV/AUDIO
INSTALLED
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f you need your TV,
Home Theater, Audio/
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stalled or connected.
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973-495-3775
SERVICE DIRECTORY & CLASSIFIEDS
Kovach
Roofing
Shingles - Slate
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973-835-5330
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ANY JOB OF
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Vinyl Siding
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\e proudly
salute the brae
men and women
who hae sered
and made the
ultimate sacriice
or their country.
\ith courage
and coniction,
these heroes
hae protected
America`s
reedom through
the generations,
and we are
oreer grateul
to them.
On Memorial
Day, we once
again pay our
respects to
America`s allen
soldiers. \e pray
or their amilies,
and we honor
their memories
with gratitude and
humility.
\e remember that
reedom is not
ree.
A 1ribute to the Heroes of Memorial Day
Life & Leisure
1o all who hae
sered and
continue to sere
our country,
\L
1lANK
\OU.
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In Business
for Over 30 Years
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AVAILABLE 7 DAYS A WEEK
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1lfe o 1elsoee
CaII KathIeen
To Advertise
973-696-8008
CMR SERVICES
973-703-3039
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Fully Insured NJ Lic #A901
FREE ESTIMATE
Estates Abandoned Prop
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Regain Valuable Storage!
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environmentally safe way.
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withthis ad

0700 SERVICES CONSTRUCTION
CaII KathIeen
To Advertise
973-696-8008
ASPHALT
MAINTENANCE INC.
Driveways & Parking Lots
973-299-9226
Paving Sealing Curbs
Retaining Walls Pavers
Drains
Patches
Excavation
Free Estimates
NEW & OLD
Construction-Residential
& Commercial.
Fully Insured & Bonded
FREE ESTIMATES
20
%
OFF New Customers
CQ ElectricLLC
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NJ Licence #15600
Driveways
Parking Areas
New Construction
Asphalt Work
Sidewalks
973-248-1892
call 7 days a week
Owner Operated Licensed
Fully Insured Free Estimates
CaII KathIeen
To Advertise
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0766 SERVICES GLASS
0771 SERVICES-GUTTERS
R.G. Gutters
973-832-4207
Gutter CIeaning
Gutter InstaIIation
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www.mrhandyman.com
with this ad
Cannot be combined w/any other offer. 1 per household. Exp. 6/15/13.
REMODELS, REPAIRS
MAINTENANCE & MUCH MORE!
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Plumbing & Heating
Small Repairs,
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Lic.#7467
Like What
Like What
You You See? See?
See YOUR Ad
In Life & Leisures
Next Issue!
Call
Kathleen (973) 696-8008
0171 CUSTOM PIZZA DOUGH BOXES
May 15, 2013 Page 30, Zone 1
0815 SERVICES
MASONRY
SERVICE DIRECTORY
0804 SERVICES LAWN CARE
NORTH JERSEY
GREENS
973.839.3070
WAYNE AREA
No Job Too Small

Bi-Monthly (Summers Only)
Lawn Service
Weekly &
SPRING CLEAN-UPS
ERICKSON
Masonry, LLC
Pompton Lakes, NJ
973-835-2001
35 Years Experience
Free Estimates Fully Insured
'No Job Too
Small or Large"
0815 SERVICES MASONRY
Zinet Masonry
Construction
973.452.2647
Lic#13VHO3920800
Installation & Repairs
BRICKS, BLOCK &
CONCRETE
CAULKING, ETC.
POWER WASHING
Longo Construction
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All Types of Brick, Block,
Concrete, Fireplaces,
Foundations etc.
Free Estimate - Fully Insured
Bloomingdale
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To Advertise
973-696-8008
Kevin
The Painter
A True Professional
Decorative, Faux &
Textural Finishes, Glazing,
Sheetrock, Spackle,
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Fully Insured
References available
20 years Experience
973-979-8043
0826 SERVICES
PAINTING
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Residential Specialists Power Washing
Paper Removal & Installation
Brush Roll Airless Spray
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Owner Operated
Where Excellence In
Quality Is Affordable
973-839-7403
0826 SERVICES PAINT/WALLPAPER
0827 SERVICES PAINT/POWER WASH
0932 SERVICES TREE
0894 SERVICES-SEALCOATING
May 15, 2013 Zone 1, Page 31
tions: Wayne and Montclair. For more
information or to attend a free class,
contact Tami Wolfe at 973-896-4828 or
e-mail tamiswolfe@comcast.net.
Are you struggling with a family, job,
or personal issue? Do you need answers
and resolutions for these issues? You
will find support from Christian brothers
and sisters at Calvary Temple in Wayne.
The Mens Purity Group, Womens heal-
ing for the Wounded Heart, and grief-
share groups meet every Thursday at
7pm. All are welcomed! You will have an
opportunity to share and be led by qual-
ified Christian leaders, as well as find
the support and friendship of other men
and women facing lifes problems. The
temple is located at 1111 Preakness
Ave. in Wayne. For directions, call 973-
694-2938.
Wayne Toastmasters (Wayne Chapter
of Toastmasters International) is a non-
profit educational organization dedicat-
ed to helping people overcome appre-
hensions about speaking in public, while
improving communication and leader-
ship skills. Guests are welcomed there
is no charge to visit and no obligation to
speak or to join. Meetings held every
second and fourth Tuesday of the month
from 7-9pm. Please arrive 15 minutes
early. For more information, call 973-
633-9155 or visit www.waynetoastmas-
ters.com.
\e proudly
salute the brae
men and women
who hae sered
and made the
ultimate sacriice
or their country.
\ith courage
and coniction,
these heroes
hae protected
America`s
reedom through
the generations,
and we are
oreer grateul
to them.
On Memorial
Day, we once
again pay our
respects to
America`s allen
soldiers. \e pray
or their amilies,
and we honor
their memories
with gratitude and
humility.
\e remember that
reedom is not
ree.
A 1ribute to the Heroes of Memorial Day
Life & Leisure
1o all who hae
sered and
continue to sere
our country,
\L
1lANK
\OU.
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Proverbs 3:5,6 God Bless America

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is a registered trademark of Coldwell Banker LLC.

, Since 1906, Americas Premier Real Estate Company

No Job Too Small

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