The Michigan Banner May 16, 2013 Edition

Volume 10 Number 10
The Michigan Banner First Great Lakes Bay Regional Newspaper
May 16, 2013
Leading in Diversity
Empowering Communities and Changing Lives
I Believe my Experience Page 3
Parents Diminished Schools - Page 4
Working Together to Stop School Violence: A Statewide Summit on Bullying

An informative summit on the national epidemic of bullying will be presented Friday, June 7, 2013, 9 a.m. to 3 p.m., at the Thomas M. Cooley Law School, Auburn Hills Campus. The legal duties and responsibilities of your school will be presented under Matts Safe School Law, and the presenters will share a scientifically proven program that schools can use to meet the state mandated requirements for bullying. The presenters will include Kevin Epling, Matts father, lawyers, judges, educators, and others, who will speak about what can and must be done to stop bullying. The event is sponsored by Thomas M. Cooley Law School and Oakland University, and will also feature the authors of the Weekly Bully Beat Down, Honorable M. T. Thompson, Jr., Professor Monica R. Nuckolls and Dr. Gwendolyn M. McMillon. The admission is free, and the registration deadline is Thursday, May 30, 2013. Participants will receive materials, and a lunch will be served.
Spreading the Good News - Page LB 2
The Time is Now! Page 15
This is Our History Page 16
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May 16, 2013
Op-Ed
Community Benefits Agreement Would Foster Positive Outcomes for Everyone Involved
By State Representative Stacy Erwin Oakes Saginaw - Recent dialogue concerning the Bancroft and Eddy Place redevelopment projects have caused disagreements between state and local officials, labor groups, residents and the developer, Lakewood, Ohio-based Lakeshore Management, LLC. I support developers who want to help us make wise investments in our community. Im a developer myself, I know the process well, and I appreciate Lakeshore Managements efforts to help revitalize downtown Saginaw. Once completed, the projects will be a wonderful asset to our local communities. We certainly should not discourage local development, nor should we conduct business in an undiplomatic fashion. However, we need to ensure were fostering positive outcomes for the people of our local communities in the process. Outcomes that will help address larger issues we all recognize. We can accomplish this by examining the benefits of implementing community benefits agreements (CBA) for local development projects. Whenever the people of a community take ownership and have a vested interest we tend to see better results. By hiring locally residents have the opportunity to earn a living, receive job training, and take greater pride in their community. In turn, those dollars are at small businesses in the community, creating new jobs, fostering economic growth, increasing local tax revenue and reducing crime. By implementing a CBA we can also create opportunities for entrepreneurs who might otherwise be excluded, fostering positive outcomes for everyone involved. There is a direct correlation between the quality of life of our residents and the issues facing our community. If we want to make the Saginaw region a vibrant area where people will want to raise their families and businesses will want to locate, we must look for ways to provide new opportunities for residents to contribute in their own unique way. This will help raise the standard of living for everyone and reverse the migration trend. For many decades now, demographic patterns have been characterized by the movement of jobs, resources, and opportunities out of urban centers and into the suburbs. For residents who choose to stay or were not able to relocate, a range of barriers, including poor transportation and discriminatory hiring practices, has limited access to jobs and opportunity. As a result, urban neighborhoods have been left with unsustainably high levels of unemployment, scarce resources, and increasing poverty and crime rates. In response, depressed urban communities throughout the country have implemented redevelopment plans that include community benefits agreements and local participation goals that serve to help increase employment, create new opportunities for residents, and help stimulate the local economy. By giving qualified residents the opportunity to work on community development projects and fostering increased community participation we can begin to address the systemic issues our community is facing. It is also important that we enact comprehensive plans that consider the manner in which our development projects will compliment oneanother. For instance, the Bancroft and Eddy Place redevelopment projects are ideally situated to provide housing young professionals and future students at the Central Michigan University (CMU) College of Medicine, which opens in 2013. CMU Healthcare, formerly the Synergy Medical Education Alliance, is an ideal partnering development; however, we need a system in place to ensure our development projects are conducted with broad consideration and input from the community. We also need to look at partnering with firms that specialize in this process. This will ensure were implementing cohesive redevelopment plans that serve the long-term interest of our local communities. For example, I strongly encourage examining the models used by U3 Ventures, a multi-disciplinary firm that focuses on leveraging economic capacity, integrating institutions with their surrounding neighborhoods, and creating opportunities for vibrancy around urban universities and major anchors within urban centers. Specifically, U3 has worked with the Kresge and Hudson-Webber Foundations to create a strategy for midtown Detroit that leverages the major anchor institutions Wayne State University (WSU), Detroit Medical Center and Henry Ford Health System to revitalize their shared district that contained a great deal of potential but lacked vitality. Specifically, over a three year period the firm worked with the anchor institutions and partnering foundations to create and implement institutional programs, advance a midtown community development organization, facilitate a physical development plan for the Woodward-Cass Corridor, and put in place strategic initiatives that serve to advance the redevelopment of Midtown. Moreover, the firm has also successfully developed and implemented a strategy for the Detroit Innovation Network. This umbrella initiative links the regions science and technology drivers with the resources and place-making strategies necessary to build an identifiable nexus of 21st Century industrial growth and investment. Funded through the New Economy Initiative, a philanthropic initiative to position southeast Michigan in todays global and informationbased economy, the network concentrated physical investments in the TechTown District, home to WSUs incubation and acceleration efforts and numerous other institutional research and development entities within Midtown. Through comprehensive and collaborative redevelopment efforts and local hiring practices we can begin to revitalize the Saginaw region and address these larger issues we all acknowledge.
1400 W. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com
May 16, 2013
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The Michigan Banner

1400 W. Genesee Saginaw, MI 48602 989.753-3475 publisher@michiganbanner.com Office Hours: Monday Friday 9 a.m. 5 p.m. Publisher Jerome Buckley Senior Editor R. L. Buckley Circulation & Distribution: Staff Marketing & Sales Staff Sales Staff Mission: The Michigan Banner operates and serves as a print and online media venue committed to educating, informing and enlightening our readership regarding events and news that directly and indirectly affect the communities regionally and globally. Furthermore, to serve as a catalyst and a link for cultivating young adults as entrepreneurial and business leaders for the future. Disclaimer: The Michigan Banner and its staff are not responsible and will not be held liable for any mistakes, error, misspellings and false advertisements in part or whole that may be placed within its publication. Articles, information or comments printed in the newspaper are not necessarily the views or beliefs of The Michigan Banner newspaper. The Michigan Banner reserves the right to edit, change, or delete any information, or refuse to print any information, article or advertisement which is believed to be inconsistent with or conflicts with the mission of the newspaper. Deadlines: 2 weeks before each publication date of the 1st and 16th of each month Submission Procedure: Mailed or e-mailed Preferred format: Jpeg or PDF www.themichiganbanner.com Facebook.com/themichiganbanner Twitter.com/MichiganBanner Blog: www.themichiganbanner.wordpress.com Michigan Banner Classified Call 989-753-3475 or go online at themichiganbanner@gmail.com
Ken Horn Announces Candidacy for Michigan State Senate

Former State Representative Ken Horn has officially announced his candidacy for Michigans 32nd State Senate District. For months now I have been traveling around Saginaw and Genesee Counties listening to the concerns of hardworking residents, and everywhere I go, I hear a constant message-people are tired of politics as usual. They expect leadership and results from our government, said Ken Horn who is currently the Director of Community Development at MITECH+, a mid-Michigan based non-profit company. For nearly 15 years, Ken Horn owned and operated Horns Restaurant in Frankenmuth. After selling the successful business, Ken served as a substitute Ken Horn teacher in Bridgeport and Frankenmuth schools. Before his election to the Michigan House of Representatives in 2006, Ken served as a Saginaw County Commissioner and as Vice President of Donor Services at the Saginaw Community Foundation, where he managed over 300 funds and nearly $1.2 million in annual community grant programs. Ken currently lives in Frankenmuth with his wife, Veronica, and together they have two children, Kevin and Andrea. I believe my experience as a former small business owner, job developer, and local elected official, makes me well-suited to serve the public and produce results the people deserve. Ive fought against reckless spending in Lansing and in Washington, and worked to reform burdensome taxes and regulations. Weve worked hard to turn Michigan around, but there is so much more to do. Lansing still needs to do a better job of listening, prioritizing, and focusing on whats most important to Michigan families, Horn added. The 32nd Senate District encompasses all of Saginaw County as well as the western edge of Genesee County including the communities of Argentine Township, Clayton Township, Fenton Township, City of Flushing, Flushing Township, Gaines Township, City of Linden, City of Montrose, and Montrose Township. The Horn for Senate campaign plans to announce major community endorsements in the near future.
The Michigan Banner is celebrating 10 years of positive news with the Great Lakes Bay Region and beyond. If you have a special occasion you would like to make sure everyone knows about, just visit www.themichiganbanner.com , advertising section, www.saginawchamber.org/ coupons, email themichiganbanner@gmail. com , or call 989.753.3475 for additional information of how you can celebrate with us with phenomenal savings in the Michigan Banner, the National Banner, and the Latino Banner. The coupon cannot be exchanged for cash.
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Business & Wealth......................................................................................Page 10 The Latino Banner......................................................................................LB 1 - LB 4 Health.........................................................................................................Page 19 Praise Connections.....................................................................................Page 28
In This Issue
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Commentary
Buena Vista and City of Saginaw Parents Diminished their Neighborhood Schools
By Willie J. Richardson The Buena Vista (BV) Schools District is figuratively on fire and parents want to act as volunteer firefighters after the inferno. The Saginaw Public Schools are smoldering and parents just like those in BV are blaming their school superintendent and members of their school board. But what they need to do is condemn the person in their mirror who was long indifferent as well as the misguided parents in their neighborhoods who kindled the torridity by enrolling their children in out-of-district schools. The basic fault for closed neighborhood schools in both BV and the City of Saginaw is related to parents ill-conceived decisions to enroll their children in other school districts that care less about their children other than the thousands of dollars that follow each childs enrollment. And a message these parents send to their children is that being African-American or Hispanic is inferior and that in order to receive a good and proper education African-American and Hispanic students need to be attended to by Caucasians, which is historically mindless. It was white flight from both BV and the City of Saginaw that left few white students in these districts. Hence, Caucasians who fled these municipalities wanted to reside away from minorities and send their children to schools where there were far less minority students. They now must be livid about the African-American and Hispanic intrusion and feel put upon. Minority parents should consider that they are imposing on white communities where they enroll their children in their neighborhood schools. If minority parents possessed racial pride they would consider returning their children to their own neighborhood schools as they work and demand to see that their students receive a quality education, which can be achieved. No one faults African-American and Hispanic parents for desiring the best educational opportunities for their children, but why is it that they believe their children cant receive such in the very neighborhoods they live in. I think the reason is because these parents have been too indifferent and lazy and therefore, became dependent on predominantly white school districts to address their educational concerns and desires. There are surely white parents and residents in those outside school districts and communities who resent the enrollment of African-American and Hispanic students from BV and the City of Saginaw in their school districts, but tolerate them because of the welcomed funding these students bring with them. And its funding that African-American and Hispanic parents take away from their own neighborhood schools that cause financial hardship and closings. As a result, what has happened is that AfricanAmerican and Hispanic parents who continue to send their children to schools in BV and the City of Saginaw have gotten frustrated and angry about their neighborhood schools closing. They then criticize their school superintendent and members of the board of education. To the contrary, these parents and residents need to be frustrated and upset with the irrational parents in their community who are responsible for educational funding leaving their neighborhood schools and being distributed to predominantly white school districts, which is money that helps to aid and enhance these outside school districts and communities. Hence, these AfricanAmerican and Hispanic parents cut off their noses to spite their faces as they destroy their own neighborhood schools and diminish their communities. Willie J. Richardson is an author who resides in Buena Vista Township. He is a retired educator who has won favorable citations in education as well as numerous community service awards. Richardson has researched, studied, and reported on racism, which is thematic in most books he writes at www.wjamesrichardson.com.
SMG Awards Event Park Naming Rights to FirstMerit Bank

SMG announces that it has awarded naming rights to the Event Park now under construction to FirstMerit Bank. The FirstMerit Event Park is scheduled to open mid-August of this year. The 5,500-seat FirstMerit Event Park will provide both pavilion and lawn seating for a variety of events meant to enrich the Great Lakes Bay Region. Already scheduled are such events as the second annual Wonderfest on August 24, 2013, and Fall In for Arts and Sol on September 28. FirstMerit has naming rights for the next five years. FirstMerit is proud to be associated with this great new venue, said Todd Gregory, Saginaw Community President and Regional President, Core Business Banking for FirstMerit. The FirstMerit name is new to Michigan following the acquisition of Citizens Bank and this is a wonderful way to show that FirstMerit is as committed to our communities as Citizens was. We look forward to seeing our neighbors and business partners at the many exciting events to be held at FirstMerit Event Park in the years to come.
Volume 1 Number 12
The Latino Banner Vamos Adelante
May 16, 2013
Alejandra Ceja Appointed Director of White House Initiative on Educational Excellence for Hispanics
Washington - The Congressional Hispanic Caucus Institute (CHCI), a nonprofit and nonpartisan leadership development and educational services organization for emerging Hispanic leaders, applauds Alejandra Ceja U.S. Secretary of Education Arne Duncan for the appointment of CHCI alumna Alejandra Ceja as the new executive director of the White House Initiative on Educational Excellence for Hispanics. Ceja, a former CHCI Public Policy Fellow, will lead the administrations efforts to address disparities in education that impact the Latino community and provide policy solutions to President Obama and Secretary Duncan. Alejandra is a trusted advisor and leader in the Hispanic community, Duncan said. As director of this important initiative, Alejandra will continue her exceptional work of pursuing academic excellence and opportunities for Hispanics across the country. CHCI commends Secretary Duncan for appointing Alejandra Ceja to White House Initiative, said Esther Aguilera, CHCI president and CEO. Her appointment is a testament to CHCIs success in developing Latinos for leadership positions and illustrates how CHCIs educational programs are making an impact throughout the country. I look forward to advancing the mission and goals of the Initiative and to helping Hispanics achieve their potential academically, professionally, civically and globally, Ceja said. I want to thank CHCI for supporting my professional development throughout the years and look forward to working together on advancing the Latino college completion agenda for our country. Ceja came to Washington, D.C. in 1996 to accept CHCIs prestigious Public Policy Fellowship where she worked on Capitol Hill with Congresswoman Lucille Roybal-Allard and at the National Council of La Raza. Her Washington career includes positions at the White House Office of Management and Budget where she helped develop the federal budget for the Department of Labor and the Corporation for National and Community Service and as senior budget and appropriations advisor at the House Education and Labor Committee. Prior to her current appointment, she served as chief of staff for Under Secretary of Education Martha Kanter. Source: Congressional Hispanic Caucus Institute
Latino Evangelicals Gather at Record Breaking Board Convention Launch Imago Dei Initiative
CA -The National Hispanic Christian Leadership Conference, the Hispanic Evangelical Association, held its annual board convention in Miami, Florida recently, to a recordbreaking gathering of Americas leading Hispanic evangelical James Robison leaders. National representatives of the 52 largest denominations, 22 chapter directors, University Presidents, scholars, megachurch pastors, and parachurch CEOs all gathered for the purpose of outlining the priorities for the 40,118 church member organization. Dr. Carlos Campo, President, Regent University, said, The NHCLC Board convention was a remarkable time of collaborative learning with some of Americas most influential Hispanic leaders. In addition, we were able to solidify our ongoing commitment to founding principles and values that reflect the Lambs Agenda. The NHCLC Board convention affirmed the NHCLCs 7 Directives through presentations and dialoguedissecting and responding to many critical issues relative to the 21st century Hispanic Evangelical community, including the Barna Group/ABS/NHCLC study on Hispanic America: Faith, Values & Priorities and a significant NEXT GEN initiative and panel discussion. Campo continued, We stand at the crossroads of change in America, and Christian higher Education must play a key role in recruiting, retaining and graduating the most diverse group of next generation Christian leaders our nation has ever known. With an intentional focus on Christ as the source of all truth, and a commitment to challenge our cultures slide into moral relativism, we can forge a standard of excellence that will inspire tomorrows students. Additionally, the Imago Dei Initiative was launched at the annual convention in response to the National Hispanic Christian Leadership Conferences foundation, which was established to uphold the principles of righteousness (vertical) and justice (horizontal), of the Imago Dei and Missio Dei concepts. The NHCLC Board of Directors serve the nations largest Christian Hispanic organization by unifying, serving and representing millions in the Hispanic Born Again Community via its 40,118 member churches and reconciling the vertical and horizontal of the Christian message through its 7 Directives of Life, Family, Compassionate Evangelism, Stewardship, Justice, Education and Youth. The two-day convention included an inspiring keynote speech by James Robison, Founder and President of LIFE Outreach International, Co-Host with Betty Robison of LIFE Today. James Robison, said, Being at the NHCLC Annual Convention has been one of the great honors and blessings of my life. At different times in human history and in our nations history, God hands the mantle of opportunity to a specific group to inspire an awakening; a return to the rock-solid, unshakable, undeniable, proven principles that our nations foundation was established upon; and the rebuilding of the walls essential to ensure the preservation of the freedom that was purchased at a great price. It is a matter of the release of spiritual gravitythe weight SEE P LB 3, Latino Evangelicals Gather
1400 W. Genesee Saginaw, Michigan (989) 753-3475 The Latino Banner thelatinobanner@gmail.com
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COMUNIDAD
1st Place Cinco De Mayo Saginaw Parade Winner Great Lakes Bay Region Hispanic Leadership Institute
Pastor Gabriel Martinez of Connextion Church in Saginaw at Fortress Church in San Antonio Texas
Saginaw System of Care Youth M.O.V.E. at Cinco De Mayo Saginaw Parade
Pastor Gabriel Martinez
Happy Birthday Mr. Jeronimo Gonzalez!
May 16, 2013
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Somos Hispanos
Hello! Im Cynthia, Reyes, the host for Somos Hispanos. Somos Hispanos is Q-TVs monthly news magazine about the Hispanic people: how they live, the issues they face day to day, and the positive work they do to make a difference in the community. Segments highlight people, culture, and events that help promote positive images of the Hispanic community. You can find our schedule at http://www3.delta. edu/broadcasting/somoshispanos/schedule/ , and if you have questions or comments you can e-mail us at somoshispanos@delta.edu.
FROM Front Page of Godleaving His imprint on every person and every area on this planet. I believe the NHCLC has accepted that divine assignment and can help inspire the absolutely essential next great spiritual awakeningperhaps more than any other single identifiable group. Sergio De La Mora, Founder and President of Cornerstone Church, San Diego, Calif., Rev. Eleazar Rodriguez, Superintendent of the Texas Louisiana Hispanic District of the Assemblies of God, Mat Staver, Founder and Chairman, Liberty Counsel, and Jeremiah Torres, Pastor of Pentecostal Christian Church, Hartford, Conn., also delivered moving speeches to the prestigious NHCLC Board of Directors during the annual convention. The 2013 NHCLC Annual Board Convention also featured a time of celebration and reflection and honored several of its board members for their work: Dr. Albert Reyes received the 2013 NHCLC Compassionate Evangelism Award, Pastor Magda Hermida received the 2013 NHCLC Life Award, Carlos Duran received the 2013 NHCLC Healthy Families Award, and Dr. Gus Reyes received the 2013 NHCLC Education Award. Dr. Alberto Delgado was honored with The Ricardo Tanon Award, Hispanic Pastor of The Year Award, at the conventions closing ceremony at Alpha and Omega Church where he serves as the Senior Pastor. SOURCE National Hispanic Christian Leadership Conference
The Latino Coalition 2013 Small Business Summit Reaches New Heights
Washington - The Latino Coalition, a leading advocate for Latino-owned, small and medium-sized businesses, in conjunction with the U.S. Chamber of Commerce recently hosted a record breaking Americas Small Business Summit. With a commitment to building a stronger American economy, The Latino Coalition brought together government leaders, national and international business figures and hundreds of corporate delegates from the United States and abroad to discuss important issues to small business including procurement opportunities, newly available financing, risk management, legal reform, healthcare, immigration and international trade. The 2013 Small Business Summit was an incredible achievement for small business, said Hector Barreto, TLCs Chairman and Former Administrator of the U.S. Small Business Administration (2001-2006). Small businesses are leading the way and this summit is now the largest event of its kind in the country. We drew over 3,000 small business owners from across the nation and covered everything from accessing corporate and government contracts to healthcare and its impact on the economic growth of small business. Healthcare and its effect on small business and the Latino community were debated during the 2013 Small Business Summit. During the conference, an impreMedia/Latino Decisions national poll was released in conjunction with The Robert Wood Johnson Foundation Health Policy Center. The polls key findings indicated that less than a quarter of Latinos feel well informed about the Affordable Care Act (ACA). The poll also showed that only 13% of Latinos believe that public officials took the needs of the Latino community into account during the ACA debate and bill passage. However, despite having limited awareness about the legislation, 75% of those polled indicated that the ACA could be good for the Latino community in the long run. The Latino Coalition will host its West Coast Small Business Summit in San Francisco, CA on October 9. Source: The Latino Coalition
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Bethel A.M.E. Church Announces the Restoring The Village Summer Youth Program
Bethel A.M.E. Church, located at 535 Cathay Street, in Saginaw, is pleased to announce its Restoring The Village Summer Youth Program. The Program is designed to provide safe summer recreation for Saginaws children and young adults, character training and exposure to positive role models. The character training will focus on gangs, gun violence, drugs, alcohol and related issues. The ten week program will operate at the church on Tuesdays, Thursdays and Saturdays from 9 a.m. to 1 p.m. beginning June 13, 2013, and ending on August 24, 2013. TUESDAYS - On Tuesdays and Thursdays from June 18 - August 8 there will be free swimming lessons for up to 120 children and young adults at the Saginaw YMCA. Transportation from the church will be provided for those who need it. Applications are available at the church and must be returned by May 31, 2013. THURSDAYS - Will include various recreational activities and a basketball camp for elementary and middle school students. The camp will be supervised by Mr. Marshall Thomas, Retired Saginaw High Athletic Director and Basketball Coach, Mr. Greg Mathis, Arthur Hill High School Boys Basketball Coach, Ms. Sophia Jordan, Saginaw High Girls Basketball Coach and several other local coaches. Applications are available at the church and must be returned by May 31, 2013. SATURDAYS - Will include a 3-on-3 basketball competition (similar to Gus Macker) called Heavenly Hoops. Children and young adults from the entire Saginaw Community are invited to participate. There is no entry fee or cost but each participant will be required to complete one of the churchs weekly drug education and crime prevention classes in order to compete each week. Applications for Heavenly Hoops are available at the church. Tae Kwon Do classes by Master Marlow from the Saginaw YMCA will be offered from 11 a.m. to noon in the churchs gym. Ages 3 and up are welcome. A free lunch will be provided on both Thursday and Saturday. For additional information concerning the program, contact Ms. Cheri Smith, Bethel A.M.E. Church at 989.755.7011 ext 221, Hon. M.T. Thompson, Jr. or Ms. Ivory Thompson at 989.790.8033, or malikthompson@sbcglobal.net.
Recently a group of wild turkey enthusiasts got together to get their hands dirty for turkeys. This event was exactly what we hoped for, said Al Stewart, DNR upland game bird specialist. Folks have been asking for hands-on activities to help turkeys, and this work bee did that and more it also created some great relationships. Over 50 people showed up at the Rose Lake DNR office in East Lansing on a Saturday morning, including DNR employees, local National Wild Turkey Federation members, MSU students and people who just wanted to lend a hand. This group transplanted over 1,000 bare-root crabapple seedlings into large landscaping pots. The transplanted crabapples will then spend the next one to two years in an outdoor fenced-in facility, and will then be transplanted onto public land in northern Michigan as an excellent winter food source for turkeys and other wildlife species. We have over 200,000 turkeys in Michigan, so turkeys mean a lot to many people, said Stewart. Getting together to do some habitat work, tell turkey hunting stories, and have lunch is a great way to spend a Saturday afternoon. To find additional information about spring turkey hunting season, go to www.michigan.gov/turkey.
Flocks of Turkey Fans Get Dirty For the Cause
The flock of turkey fans poses for a picture after their hard work.
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Intersection of Business & Wealth

4 Easy Steps to Raising Money-Smart Kids
By Dan Kadlec Human beings may be destined to do everything the hard way. Consider teaching kids about money. Parents can do this quite simply, following a few guidelines. Yet few make any real effort, and we ask schoolteachers to fill the gap. Parents are hands-down the most influential force in any childs life, and studies show that this extends to money management. Yet the money talk still doesnt happen in about half of all households. Meanwhile, we have a global movement to bring financial education into the classroom. This effort has been clumsy at times though sorely needed. Too many kids go to college or get their first job without a basic understanding of budgets, debt, and saving. We ask the schools to address this need before the kids turn into bankrupt adults whose financial assistance boomerangs back on society. If only more parents took control, the lessons learned at school would resonate with what they hear at home and sink into a greater extent. Jonathan Clements is one of the few parents I know that has made a big effort at raising financially literate children. A former personal finance columnist at the Wall Street Journal, Clements is now the director of financial education at Citi Personal Wealth Management. He started family money lessons at age 5 with his children, who are now twentysomethings with, he tells me, enviable money management skills. Clements believes there are four simple guidelines to raising money-smart kids: Make them feel like the money they spend is theirs One way to do this is pay an allowance, explain what the money is for and never give in when they ask for more. The first rule of parenting, Clements jokes, is to never negotiate with terrorists. With young children, play the soda game. When you eat out offer $1 if they drink water instead of a soft drink. Its shocking how often they take the $1. Pay allowance to a bank account so that they must make a withdrawal before they can spend. Tell family stories that illustrate money values Clements own grandfather inherited and squandered a small fortune. He says he grew up hearing the story over and over from his parents; it ingrained in him and his siblings the lesson that money spent is not easily replaced. Share stories about your humble roots or how you struggled when starting your career. That way your kids will understand they must work to earn their lifestyle. We all had cockroaches in our apartment at one point, Clements says. Dont be afraid to dress up your story a little bit for emphasis. Lead by example Even if you are not a financial whiz (and who is?), you can set a good example by paying your bills on time and staying out of debt troubles. If your kids know youre up to your eyeballs in credit-card debt, they arent going to pay much attention to any wise words you might have about managing money, Clements says. Your kids are more likely to do as you do, not as you say. Manage expectations In their teens, Clements kids clearly heard what Dad would and would not pay for as the kids reached adulthood how much he would pay toward college, what kind of support they could expect after college and how much he would pay towards a wedding. This gave them a realistic sense of what was coming and no bruised feelings later. And there you have it. The hardest part may be consistency with your message and, for some, staying out of money trouble themselves. Thats all the more reason to commit to a plan like this, which will benefit you too. Dan Kadlec is a journalist who has written about personal finance for TIME and other outlets for 25 years. He is the author of three books, a leading voice in the global financial literacy movement, and strategic adviser to the National Financial Educators Council. Kadlecs latest is A New Purpose: Redefining Money, Family, Work,Retirement, and Success.
If youve got a child who uses a tablet, it is suggested that you make sure that youve got an Internet filter installed. Here are the options for android and iPad: For Android: The Net Nanny mobile app allows you to select Internet filters to put in place (for profanity, inappropriate content, and more) and enter keywords like alcohol, mature, drugs, to block. And if you have multiple kids using your device, you can create profiles for each to customize the settings based on their ages,
Internet Filters for Tablets
while managing which apps kids are blocked from on your Fire. For iPad: For $4.99 as a one-time download fee, Mobicip gives you a whole range of options like age-based filtering and safe browsing. The customization features makes it flexible enough for kids of all ages who are using the tablet and like Net Nanny, you can designate categories that are off-limits. Source: Cool Mom Tech.com
Seven Steps to Success

By John C. Maxwell
Make a commitment to grow daily. Value the process more than events. Dont wait for inspiration. Be willing to sacrifice pleasure for opportunity. Dream big. Plan your priorities. Give up to go up.
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Five Keys to Understanding Financial Statements to Maximize Cash Flow and Increase Access to Capital
The Michigan Small Business & Technology Development Center (MISBTDC) Great Lakes Bay Region is pleased to offer a financial tools workshop at Delta College. Know Your Numbers is a state wide program, sponsored by Fifth Third Bank, designed to help the non-financial business owner/manager understand financial statements to achieve Fiscal Fitness, and improve the ability to access the capital businesses need for growth. The five key topics include: Identifying problems using your balance sheet and income statement Providing ways to increase your companys cash flow Using breakeven analysis to improve decision-making Planning the working capital to support your growth How to keep your lender on your side Recently I attended a seminar called Know Your Numbers that was held by our local SBTDC. In a word...Wow! I have been to numerous seminars that tell you what you should do to improve your business but very rarely have I attended one that actually gave you the tools and told you how to go about it. This seminar is a must for all small business owners. Kathie Fuce-Hobohm, SPACE, Inc. The Know Your Numbers workshop will be held at Delta College, H wing, 1961 Delta Road, University Center on June 18, with networking and continental breakfast from 8 to 8:30 a.m. and workshop 8:30 a.m. to 12:30 p.m. for $25 per participant (Fifth Third customers may attend at no-cost). Pre-registration is required online at www.misbtdc.org/training (search topic Finance and Accounting or call (989) 686-9597 for more information.
Employment Opportunities
Application Deadline: Ongoing Technology Page: The Public Libraries of Saginaw is seeking an individual to provide patrons with basic computer assistance and to provide routine printer and PC maintenance under supervision. Duties and responsibilities: Assisting patrons with computer basics including such processes as setting margins, double spacing, pagination, etc.; instructing patrons on basic use of online databases; assisting patrons with Internet searches; providing routine maintenance for printers and other hardware including cleaning computers and printers, stocking printers, copy machines, and microfilm reader/printers with paper, replacing cartridges and ribbons, assisting patrons with printer problems; and other duties as assigned. Required knowledge, skills and abilities: Computer knowledge including skill in Windows XP and Vista operating systems, Microsoft Office 2007 applications including Outlook Email, and extensive Internet experience. Mechanical and mathematical aptitude required. Familiarity with inkjet, laser and bubble jet printers. The ability to work well with other staff and patrons and good verbal communication skills are essential. Must be available to work days, evenings and weekends. Minimum education and experience: Computer experience required. Minimum high school graduate or current high school student. Hourly rate: $7.40 per hour or the current minimum wage. There are no benefits for this position. Send cover letter, resume and signed application to: Business Office, Public Libraries of Saginaw, 505 Janes St., Saginaw, Michigan, 48607 AN EQUAL OPPORTUNITY EMPLOYER
Avoid Being Hacked On Social Media

By Mario Armstrong Digital Lifestyle Expert Mario Armstrong Media Recently, a major news services Twitter account was hacked, and several fake tweets not only sent ripples through the media, they impacted stocks globally. While theres a key lesson here about the importance of social media, this event underscores just how vital it is to keep social media accounts safe. SEE P 12, Avoid Being Hacked
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FROM P 11, Avoid being Hacked Social media is often the lifeblood of a small business or brand, sometimes as the only direct line to customers or clients available. So if your social media accounts were to get hacked, it isnt just your business thats in danger, its your reputation and your online relationships as well. Here is my best advice to make sure YOUR social media accounts stay in the right hands: 1. Pick a good password manager Within a small business, different people may handle different accounts and know different passwords. This may mean that while the parttime IT guy created the password to your mail server, and you know the password to Twitter, the summer intern may have been the one who set up the Facebook page. Do you know that all of those passwords are secure as well? It isnt just about picking a strong password that contains numbers and funky characters; because we know how hard it is for everyone to remember those. What your organization needs is strong password management software. I like Passpack because it helps a whole team easily and efficiently manage and share a variety of passwords. You can tag logins to sort them by team or project, protect all of your accounts with one extra-strong master password, and one-click login to sites. Plus, Passpack supports smartphones and tablets so youre covered on mobile as well! 2. Two-step authentication on social accounts Even if your passwords are strong, there still could be a weak link in the system: someone logs in using a compromised computer, a disgruntled ex-employee takes revenge, or a hacker gains access by resetting your password. How do you protect against attacks like those? Using two-step authentication. Typically passwords rely solely on something you know, as in a password or PIN youve memorized. Better security involves either something you are, like a fingerprint or retinal scan, and something you have, like a pass card. While computers today are pretty advanced, your webcam isnt exactly equipped to scan your retina and your laptop is unlikely to have a fingerprint
May 16, 2013
scanner. But what about a thing you have? Today, airports, hotels, or other places where you cant most of us have smartphones and tablets that can control the security of a wireless, then youre serve as excellent security devices in a two-step putting your social media accounts at risk. You authentication scheme. need to ensure that your employees are using In two-step, instead of just knowing a password, secure networks whenever possible, and a VPN you also need to have your phone ready to receive a solution is the perfect way to do that. text message or similar electronic communication. One inexpensive service I like is Private WiFi When you log-in with your password, you then which offers a free trial and starts at under $10/ will also have to enter a second code delivered month. For your money, you get great security when securely to the device in your pocket. This means browsing the web no matter where you are. Plus, that unless a hacker both knows your password their mobile apps will secure your communications and has access to your phone; theyll be locked when logging into your social media accounts out your account. Google, Apple, Facebook, and while on-the-go as well. others already support two-step authentication, Mario Armstrong, Digital Lifestyle Expert, and others like Twitter are working to add it soon. is an Emmy Award winning, tech commentator I know that it can be a hassle to get used to using for the TODAY show, CNN, HLN and Fuse. An your phone and entering two passwords, but two- entrepreneur by nature, Mario made his passion step authentication will have a huge impact on your his career by quitting his day job and founding social media security. Mario Armstrong Media. Follow Mario at @ 3. Secure your communication with VPN MarioArmstrong. VPN (Virtual Private Network) is a term most Source: An AT&T Sponsored Blog of us associate with ultra-secure communication and large companiesit involves a lot of extra security The Michigan Banner is celebrating beyond what is usually called with the Great Lakes Bay Region for because it and beyond. If you have a special occasion you encrypts all of would like to make sure everyone knows about, just your Internet communication visit www.themichiganbanner.com , advertising through a section, www.saginawchamber.org/coupons, email secure tunnel. themichiganbanner@gmail.com , or call 989.753.3475 VPN solutions also used to be for additional information of how you can celebrate very expensive with us with phenomenal savings in the Michigan and difficult to Banner, the National Banner, and the Latino Banner. implement. But many times, a The coupon cannot be exchanged for cash. good VPN is exactly whats required. If you have employees who work from coffee shops,
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At AT&T we believe in communities. Thats why we do what we do. Like striving to connect people with good jobs, donating our time and talent, supporting the underserved, and promoting innovative educational programs. Because we believe the power of you creates limitless possibilities for us all.
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May 16, 2013
Authors W. James Richardson 1356 Woodside Street Saginaw, MI 988-753-0233 www.wjamesrichardson.com Auto 2 Fresh Detail Kenny Jackson 300 N. Niagara Street Saginaw, MI 48602 989-239-7012 Labadie Olds 711 S. Euclid Bay City, MI 48706 Terry Reed Sales Professional 989-667-2000 Ext. 341 Direct 989-460-0341 Fax 989-667-0103 E-mail terry.reed@labadieauto.com Website www.labadieauto.com McDonald Pontiac-GMC, Inc. 5155 State Street Saginaw, MI 48603 Leon V. Washington Sales & Leasing Professional 989-790-5155 Leonwa1@yahoo.com Saginaw Valley Ford Lincoln Gil Johnson, President 4201 Bay Road Saginaw, MI 48603 989.792.1700 1.800.479.8651 Bakeries Lighthouse Bakery 285 S. Outer Drive Saginaw, MI 989-754-7088 Fax 989-754-7099 Banquet Facilities Rowan - West Facility 1400 W. Genesee Saginaw, Michigan 989-753-3475 Beauty Illusions Beauty Salon Valerie King Owner/Operator 1400 W. Genesee Street Saginaw, Michigan 989-755-2666/989-755-3883 LocAccents Tonita Lawson Sisterlocks Consultant 6327 Laurentian Ct. Flint, MI 48532 810-240-9665 www.Sisterlocks.com Reflection of U Too 2103 Sheridan Ave. Saginaw, Michigan 989-753-4600 Sports Barbershop 1400 W. Genesee Saginaw, Michigan 989-992-2600
Business Directory
Unique Cuts & Massage 1502 Court Street Saginaw, MI 48602 989-327-2338 Unique Cuts II 3125 E. Holland Saginaw, MI 48601 989-327-2338 Business Solutions The Growth Coach Cal Talley, Owner 293 Provincial Ct. #78 989-401-6229 C.Talley@The GrowthCoach.com www.The GrowthCoach.com Carrollton Public Schools Craig C. Douglas Superintendent P.O. Box 517 Carrollton, MI 48724 (989) 754-1475 Fax (989) 754-1470 Direct Dial (989) 399-8860 cdouglas@carrollton.k12.mi.us Cleaning Services Extreme Carpet & Upholstery William & Denise Murphy - Owners Commercial & Residential Janitorial Services 989-753-3335 Best Choice Floor Maintenance & Carpet Cleaning 989-316-8327 bestchoicefmandcc@hotmail.com Community Centers and Services First Ward Community Services 1410 N. 12th Street Saginaw, Michigan 989-753-0411 Construction Kingdom Builders Jim Shafley, President 2210 Annesley Street Saginaw, MI 48601 989. 948.8094 www.kingdombuildersmi.org Consultants EnviCare Consulting, Inc. Billy J. Strawter, Sr., President 2809 Blairmont Drive Midland, MI 48622 989.839.9177 www.envicareinc.com Dentists Jack W. Nash, DDS Cosmetic and Restorative Dentistry 1320 S. Washington Ave. Saginaw, Michigan 48601 989-752-1200 Fashion Where Did U Get That Hat? Specialize in Custom Designs Sundays Best Yvonne Ellison/Milliner Phone 989-529-4193 E-mail: yeellison@aol.com Financial City of Saginaw Block Grant & Rehab Program 1315 S. Washington Avenue, Room Saginaw, MI 48601 989-759-1530 Saginaw Economic Development Corporation Shontaye Bibbs 1315 S. Washington Avenue, Room 207 Saginaw, MI 48601 989-759-1395 sbibbs@saginaw-mi.com Florists Erikas Flowers 214 Federal Ave. Saginaw, MI 48607 989-755-9330 www.erikasflowerssaginaw.com Food & Dining Spencers Route 46 Spence Dambro Proprietor 5530 Gratiot 989-793-3400 Saginaw, MI 48638 www.spencersfinefood.com Funeral Homes Deisler Funeral Home 2233 Hemmeter Rd. Saginaw, MI 48603 989.799.1151 Graphics/Digital TBF Graphics Digital 803 S. Washington Ave. Saginaw, Michigan 989-752-5540 TBFGRAPHICS.COM TBFDIGITAL.COM Heating and Cooling HORIZON Azola Williams 989-755-8650 Business 989-233-3295 Cell Photography E.B. Studio 212 Washington Ave. Saginaw, MI 48607 989-397-4144 Quality Photo 124 N. Michigan Saginaw, MI 48602 989-790-8130
Publications David Hall Crimiel Publications LLC POB 20061 Saginaw, Michigan 48602 Realtors Keller Williams Gregg Matekel 4177 Fashion Square Blvd. Suite 3 Saginaw, MI 48603 989-792-8200 x188 Office 989-529-3244 Cell Fax: 989-401-5172 Restaurants Brother Arthurs Fish & More 2522 E. Genesee Saginaw, MI 989-752-0200 Rite Spot 1205 Lapeer Saginaw, MI 48601 989-754-6001 Savoy Bar & Grill 127 S. Franklin Street Saginaw, MI 48607 989.754.9660 Retailers GREEKS R US 2203 E. Genesee Saginaw, MI 48601 989-755-4925 riggins52@charter.net Shoe Repair Morgans Shoe Repair 308 Federal Ave. Saginaw, MI 48607 989-754-6155 Tailors Executive Tailoring Christopher E. Eddington Master Tailor 418 Court Street Saginaw, MI 48602 989-791-0037 chrissgnw@aol.com 24 hour service Tax Services Robert McDuffy Tax & Accounting Service/ERO e-file 2127 Ledyard Saginaw, MI 48601 Business - 989-443-0115 Fax 989-752-1467 rmcduffy@aol.com Transportation McFadden Charter Service, LLC Howard McFadden 1200 E. Moore Rd. Saginaw, Michigan 989-777-7038 / 989-751-1461 Howard bigmac@charter.net
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Education
Time to Get Serious on Student Loan Debt
By Representative Karen Bass California - If Ive heard it once Ive heard it a thousand times from my Republican colleagues: we have to stop passing debt onto the backs of future generations. Theres plenty of room to debate how best to achieve that goal but not enough attention is being given to the crushing debt being placed on the backs of future generations from student loans. Last month marked the one year anniversary of student loan debt crossing the $1 trillion mark -- making it second only to mortgage debt. Americans now owe more in student loan debt then credit card or automobile debt with the past 10 years showing a staggering 511 percent increase. Many have tried to down play these facts or flat out deny there is a student loan debt crisis. They argue borrowers should take personal responsibility for what they owe and not look for a bail out from the government. Borrowers should bear responsibility for their loan obligations but its just wrong to say there isnt a crisis or to somehow suggest that because these Americans chose to get a good education they should be saddled with a lifetime of debt. Ask any student loan borrower struggling to land their first job or who is underpaid in their current job and they will tell you the hardships they face making their student loan payments each month -- living proof that the crisis is real. If their pleas arent enough then perhaps a recent report from The Federal Reserve Bank of New York will help to quiet the skeptics. The report pointed out many young borrowers are refraining from making purchases that could benefit the broader economy such as homes or automobiles because paying down student loans will likely claim huge amounts of their income. Given that the majority of the debt is owed by borrowers over the age of 30, delaying these big purchases to pay back increasing student loan costs can have long term impacts that undermine our economic growth. Still not convinced? Perhaps the Department of Educations claim that over 13 percent of borrowers will default on their student loans within three years of entering repayment might change your mind. If I still havent gotten your attention then lets talk about the Consumer Financial Protection Bureau finding that there are now more than $8.1 billion in defaulted private student loans and even more in delinquency. A survey from the bureau found that thousands of students didnt understand the full cost of their loans or the risks they assumed when they took out those loans to pay for college. Still dont believe? How about a recent TransUnion credit report study which noted that more than half of student loans are in deferred status with deferred loans representing almost 45 percent of all student loan balances. If I havent won you over yet then perhaps financial expert Suze Orman could convince you with a statement she recently made while speaking to a group of young staffers on Capitol Hill when she described student loan debt as the single most important financial issue facing Americans today. All the data cant be wrong right? So what should be done? To start Congress should immediately pass a short term legislative fix to stop interest rates from doubling on July 1, from 3.4 percent to 6.8 percent. A short term fix, as has been proposed by Democratic Congressman Joe Courtney of Connecticut would give Congress enough time to craft a comprehensive solution to the problem and adequately address why college costs have continued to skyrocket in recent years. I have proposed the Student Loan Fairness Act of 2013 as an initial step toward a comprehensive fix to the student loan debt crisis. This bill attacks the problem in a number of ways including allowing borrowers to have their loans forgiven up to $45,000 after making 10 years of payments at 10 percent of their discretionary income. Interest rates would permanently be capped at 3.4percent and eligible borrowers would be able to convert their private loan debt into federal direct loans. The unemployed would no longer see the interest on their loans continue to rise while they looked for work. Our best and brightest need to be able to unleash the full economic potential of their educations by investing in their country, not paying down excessive student loan debt. If we mean what we say about not passing debt onto the backs of the next generation then we have to get serious about student loan debt. Representative Karen Bass was re-elected to her second term representing the newly drawn 37th Congressional District of California in November 2012. Source: www.bass.house.gov
BLOG WITH THE COMMUNITY YOUTH POSITIVELY @ www.thenationalbanner.wordpress.com.

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May 16, 2013
Mount Pleasant Industrial Boarding School
Lauren Grotkowski-Senior The Mount Pleasant Industrial Boarding School opened its doors to its first 17 students on January 3rd, 1893. By June of that same year, several additional facilities were built to accommodate the increasing student enrollment, including girls and boys dorms, a dining hall, a hospital, and several farm buildings. Native American children from all of Michigan, and as far away as Minnesota and New York attended the Mount Pleasant Boarding School. The school maintained an average enrollment of about 300 students per year for students ranging from kindergarten to the 8th grade. The goal of this boarding school was like traditional boarding schools in the U.S. at the time. Its main goal was to teach Native American children how to fit into American society by introducing them to things such as the English language and Christianity. The American Indian community had mixed reactions to the idea of sending their children to the Mount Pleasant Industrial Boarding School. Some parents were outraged at the thought of their children being stripped of their culture, only to live like the white men. Others viewed the school as an opportunity to save their children from a life of poverty on the reservation. Some parents willingly sent their children to the Mount Pleasant school, while others were forced to attend by the government. The school maintained an extremely strict atmosphere, and implemented severe punishment if rules were broken. For example, speaking in their Native Indian language would result in a mouth washed out with soap. The children were forced to change their birthgiven name to a Christian name and were made to wear matching uniforms. They slept 30-40 children in a large room, where they had little privacy. Some children endured this harsh lifestyle; others ran away, and as many as 116 children were laid to rest in the cemetery on the boarding schools grounds. The Mount Pleasant Industrial Boarding School ended its classes in June of 1934. The school then became a mental patient hospital, changing its name to The Mount Pleasant Branch of the Michigan Home and Training School. The building closed its doors in 2008 due to a lack of funding from the State of Michigan and has been abandoned ever since. In April of 2011, the Saginaw Chippewa Indian Tribal Council voted to take ownership of the boarding school and nearby cemetery. For more information: http://www.sagchip.org/ziibiwing/planyourvisit/boardingschool/ index2.htm http://content.lib.washington.edu/aipnw/marr.html http://www.pbs.org/indiancountry/history/boarding.html Colleen Green is the Director of the Native American Program & Student Transition Enrichment Program
May 16, 2013
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Mothers Are Special All Year Long

There is no love like a mothers love, no stronger bond on earth Like the precious bond that comes from God, to a mother when she gives birth. A mothers love is forever strong, never changing for all time And when her children need her most, a mothers love will shine. God bless these special mothers, God bless them every one For all the tears and heartache, and for the special work theyve done. When her days on earth are over, a mothers love lives on Through many generations, with Gods blessings on each one. Be thankful for our mothers, for they love with a higher love From the power God has given, and the strength from up above. Author Unknown
Me and Mommy Celebrating Tea Time
Having been adopted, I really have a strong sense- a necessity almostfor stability, a foundation where my family is concerned. Success would be meaningless without anyone to share it with. I have a lot of respect for my birth mother I know she must have had a lot of love for me to want to give what she felt was a better chance. Faith Hill Country music singer
Mommy, You Are My Sunshine ( favorite song) Mommy, Olivia, and Alexandria Reynolds
In loving memory of
Beatrice Clay Sheila Falls Madelyne Johnson Beulah McNeely 1929-2008 1957 -2009 1939-2010 1924-2012
We Are Thankful
Gone yet not forgotten, although we are apart, your spirit lives within me, forever in my heart. Remembering you on Mothers Day and all year through.
From Barbara Hairston and Family
Grandparents and Grandchildren

Grandparents and grandchildren, Together they create A chain of love Linking the past With the future. The chain may lengthen, But it will never part.
We are thankful for another year with our family matriarch, 94 years young, Mrs. Alma Dolly. We salute you mother, grandmother, sister, auntie, and friend
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May 16, 2013
L i f t i n g A s We C l i m b
The Dr. Marie Wright Tolliver Cultural and Civic Club recently presented the 2013 people of achievement awards to several individuals whose unselfish contributions to the Saginaw community continues to uplift the lives of the residents and the future of the Great Lakes Bay Region. The gala affair was held at the Four Points Sheraton in Saginaw. Congratulations to the 2013 Awardees & Scholarship Recipients.
Dr. Marie Wright Tolliver
May 16, 2013
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Better Choices, Better Medicine, Better Healing Family Trip to see Dr. Keefa
By James Falls DetroitRecently, I traveled 100-plus miles with, my father, John Falls, and a friend, Gary, to visit Dr. Keefa Lorraine Witherspoon in Detroit, Michigan. As L-R John Falls and we traveled along Dr. Keefa L. Witherspoon the highway in my 1991 Chevy Caprice, I thought about the uniqueness of Dr. Witherspoon, who is a Naturopathic physician with a practice that is very different than a traditional doctor. In summary, a Naturopathic Doctors (ND) practice consists of holistic and natural remedies to prevent and treat diseases and illnesses without prescribing medication. Dr. Witherspoon doesnt prescribe medication nor advocate surgery, but instead her practice is based on seeking the root cause of an issue and treating it. The nature cure as it is sometimes called can consist of special diets, herbs, vitamins, etc. for healing. The journey for Dr. Keefa began in 1977, when she was diagnosed with cancer and was desperate for answers. Feeling hopeless, Dr. Keefa attempted to commit suicide by overdosing on anti-depressants. Not only was she successful in her personal journey, but her mission became to show others that living healthy is a way of life. During the Transformational Tuesday class, she shared the keys to govern the mind, body and spirit properly, while referencing the biblical scriptures of 1 John 1:5 and 4:8, where the text states that God is love and God is light. Therefore, love and light must correlate with each other. We as Naturopathic Doctors dont treat disease (with medication), Keefa said. They dont have to be treated because primarily theyre preventable and the body knows how to heal itself given the proper environment. Whats mind blowing to me about this correlation is how it reflects the state of the body when it comes to health. In presence of a brilliant light, all lesser lights must submit, Dr. Keefa said. Hence, why we cant see the stars during the daytime. Dr. Keefa was quick to respond after a few students questioned the significance of that quote. She explained that all emotions vibrate on certain frequencies in the body; shame and guilt having the lowest frequency. Along with emotional manifestations in the body can become physical. Cancer, obesity, diabetes and other illnesses also vibrate on these low frequencies. If the vibrations stay on a higher level, then disease cant reside in the body. Once you decide to live your life on such a high vibration, disease has no other choice but to vanish, Dr. Keefa said. Since 1977, Dr. Keefa has had a major turnaround in her life. She has created a buzz on Woodward Avenue in the city of Detroit. She is the founder of The Water Station (grocery store), The SanKofa House (main office and gift shop) and The SanKofa Life Center (life and fitness classes). These three buildings were established to meet the needs of the public in the demand for higher consciousness. Dr. Keefa is also an author, below is an excerpt from her book, Standing In the Majesty of Grace: There I was: saved, sanctified and full of cancer. I couldnt understand how such a thing could happen to me. I was in church six or seven days a week, doing all the right things. How could this happen to me? I remember begging for my life to change. If somehow I could win favor with God, maybe all my problems would disappear. As I begged for Gods mercy, I realized how undeserving I felt. The shame and guilt were overwhelming. It seemed God was punishing me for some reason that was completely foreign to me. At one point, I believed my world was coming to an end. The agony and torture from the echoing thought of living with, then dying from, cancer became unbearable. That afternoon, I decided to end my miserable life by taking a bottle of anti-depressants and half a bottle of sleeping pills. My three-year-old son and my father found me and rushed me to Providence Hospital. As the doctors struggled to bring me back, I remember a soft voice within saying: When you become more loving and accepting of yourself, breaking free of self-destructive thoughts and tendencies becomes a natural step. That day the part of me that wanted to give up, the part of me that wanted to die did, and a new me was born. For more information, you can check out Dr. Keefas website at www.drkeefa.com.
Health
MAY IS MENTAL HEALTH AWARENESS MONTH

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May 16, 2013
SAGINAW INCREDIBLE YEARS

We began our third Incredible Years class series in October 2012. On the first day of classes we do We believe this paperwork and story shows just introductions. how vital the During the first Incredible Years class, my co-group leader and Project and I began Launch are to introductions by our community. saying what our jobs are and what our background is. Then it was the parents turns to share. This group went way above and beyond the typical name and brief background (number of children, gender and ages) that most parents give when they first meet each other. These parents voluntarily opened up and shared difficulties they were having with each child including the troubles and barriers their families were facing. Several of the parents cried when they shared. Each parent spent a good ten minutes or more telling their story and what had led them to be in the class. They chose not to hold back! We believe this story shows just how vital the Project Launch-funded Incredible Years is to the community. The parents in our current session had these feelings and concerns bottled up just waiting for someone to listen to them. Just waiting for someone who had support to offer them. When adults who have never met are willing to open up to strengthen their families, you know the services being provided are exactly what they were hoping for! ~ Danelle Elliott Incredible Years Group Leader CAN Council Great Lakes Bay
Are you or someone you know having child behavior problems?
Incredible Years
The CAN Council, through Project LAUNCH funding, offers FREE parenting classes. The program is called Incredible Years and is an evidence based curricula targeting parents with 3 to 6 year old children. The parent training program is designed to work jointly to promote emotional and social competence and to prevent, reduce, and treat behavioral and emotional problems in young children. There have been 40 parents and caregivers who participated in 3 series of 20 sessions each. Is IY helpful? National studies have shown promising results: Increased positive and nurturing parenting Decreased harsh coercive negative parenting Reduction in childrens home and school behavior problems Increased positive behaviors at home and school Increased parent-child bonding
For more information about Incredible Years, please contact Vera, CAN Council Great Lakes Bay Region CAPE Director and Incredible Years Group Leader, at vharrison@cancouncil.org or 989-752-7226.
Project LAUNCH stands for Linking Actions for Unmet Needs for Childrens Health. The Michigan Department of Community Health was awarded a grant from the federal government and they chose Saginaw as the area to provide services. If you want to learn more about Project LAUNCH contact Pamela at (989) 202-1485 extension 102 or pamela@urbanregenerationllc.com.
May 16, 2013
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With health care costs increasing and more expenses being passed on to the consumer, MMR has created a program to help cover co-payments for ambulance transportation. MMR Plus is an optional membership program for $49 annually. Ambulance transports must be medically necessary. No limits to the number of times you may use the membership during the program year. Membership covers both spouses and dependent children living at home. Dont have a billable health insurance? Membership means youll only be charged the Medicare allowable rate a fraction of the regular charges. Check your insurance coverage and benefit structure to see if MMR Plus is right for you. You may also contact MMRs Verifications Specialists for further details at 989.907.2120, or 800.232.5216.
Lets Start Moving!

Regular physical activity and physical fitness are important to ones health, sense of well-being, and maintenance of a healthy body weight. When one is physically fit, he/she can better meet the demands of work and leisure comfortably. Physical activity is anything that gets your body moving. Be sure to check with your physician and start at a comfortable level. Once you get the hang of it, add a little more activity each time you exercise. Then try exercising more often. Below are some of the most frequent questions you may have so you can start moving. What kinds of activity should I do? To get the health benefits of physical activity, do a combination of aerobic and muscle-strengthening activities. Aerobic (air-OH-bik) activities make you breathe harder and cause your heart to beat faster. Walking fast is an example of aerobic activity. Muscle-strengthening activities make your muscles stronger. Muscle-strengthening activities include lifting weights and using exercise bands. What are the benefits of physical activity? Physical activity increases your chances of living longer. Exercise can also help: Control your blood pressure, blood sugar, and weight Lower your bad cholesterol and raise your good cholesterol Prevent heart disease, colorectal and breast cancer, and type 2 diabetes SEE P 22, Lets Start Moving
Independence. Dignity. Quality of Life.
COMFORCARE HOME CARE

A Dedicated Non-Medical Home Care Agency
The ComForcare Mission To improve the quality of life and level of independence for every client and family receiving our services. We focus on four initiatives that are critical to the well-being of seniors: Fall Prevention Medication Adherence Chronic Disease Management Transition of Care
Wilbert J. Smith and Alois B. Smith Owner/Operators
Contact us today to learn more about our Quality Care Guarantee! 320 S. Washington Avenue Suite 202 Saginaw, MI 48607 989-752-5501 989-752-5503 FAX Email: mbsmichigan@comforcare.com Website: www.mbsmichigan.comforcare.com
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May 16, 2013
H o w t o S t a y S a f e i n t h e S u n
Its natural to want to get out in the sun once the weather warms up. It should also be second nature to take steps to protect your skin from the sun when you go outside. Thats why the Friday before Memorial Day is designated Dont Fry Day - a day to raise awareness of sun safety and encourage everyone to take steps to protect their skin. Ultraviolet (UV) rays from the sun and other sources like tanning beds are the primary cause of skin cancer according to the American Cancer Society. Too much exposure can also cause sunburn, eye damage and premature wrinkles. But shielding your skin with clothing, broad-spectrum sunscreen of sun protection factor (SPF) 30 or higher, and shade can help lower your risk. Take these steps to stay sun-safe: Cover up: When you are out in the sun, wear clothing and a wide-brimmed hat to protect as much skin as possible. Protect your eyes with sunglasses that block at least 99% of UV light. Use a broad spectrum sunscreen with SPF of at least 30: Be sure to reapply at least every 2 hours, as well as after swimming or sweating. Seek shade: Limit your direct exposure to the sun, especially between the hours of 10 a.m. and 4 p.m., when UV rays are strongest. According to the American Cancer Society, both tanning beds and sunlamps can cause serious long-term skin damage and contribute to skin cancer. Choosing and using sunscreen When choosing sunscreen, be sure to read the label before you buy. Sunscreens with broad spectrum protection (against UVA and UVB rays) and with SPF 30 or higher are recommended. The SPF number is the level of protection the sunscreen provides against UVB rays. Higher SPF numbers do mean more protection, but the higher you go, the smaller the differ-
ence becomes. SPF 15 sunscreens filter out about 93% of UVB rays, while SPF 30 sunscreens filter out about 97%, SPF 50 sunscreens about 98% and SPF 100 about 99%. No sunscreen protects Remember to check the expiration date on the sunscreen container to be sure it is still effective. More tools to protect your skin The American Cancer Society has lots of information on how to protect your skin at cancer. org/sunsafety, as well as a description of all skin cancer prevention activities. Many interactive tools are available to help you take care of your skin. The Environmental Protection Agencys UV index helps you plan your time outside so you can avoid the most intense sunlight. Remember, you dont need to avoid the sun altogether. Just be sure to take the steps that can protect your skin on Dont Fry Day and every day. Source: www.cancer.org
FROM P21, Lets Start Moving And thats not all. Being more active can: Be fun Help you look your best Improve your sleep Make your bones, muscles, and joints stronger Lower your chances of becoming depressed Reduce falls and pain from arthritis Help you feel better about yourself How much aerobic activity do I need each week? If you choose moderate activities, do at least 2 hours and 30 minutes a week. Moderate activities include things like walking fast, dancing, and raking leaves. If you choose vigorous activities, do at least 1 hour and 15 minutes a week. Vigorous activities include things like jogging, jumping rope, swimming laps, or riding a bike on hills. Do moderate or vigorous aerobic activity for at least 10 minutes at a time. You can also combine moderate and vigorous activities. How do I know if my activity level is moderate or vigorous? Your body is working at a moderate level
when you can talk but not sing. Your body is working at a vigorous level when you cant say more than a few words without pausing for a breath. How much muscle-strengthening activity do I need each week? Do muscle-strengthening activities at least 2 days a week. Muscle-strengthening activities include push-ups, sit-ups, and lifting weights. Be sure to strengthen all major muscle groups including the legs, hips, back, chest, stomach, shoulders, and arms. If you can, do several sets of each exercise. Is physical activity for everyone? Yes! People of all ages and body type benefit from physical activity. Even if you feel out-ofshape or havent been active in a long time, you can find activities that will work for you with the help of your trainer and physician. What if Im overweight? If you are overweight or obese, getting active can help you lower your risk of: Type 2 diabetes High blood pressure Heart disease Stroke Some types of cancer
What if I have a health condition? If you have a health condition, talk to a doctor about what types of activity are best for you. Physical activity can help you manage your type 2 diabetes or high blood pressure. . Im just getting started. Start out slowly and add new physical activities little by little. After a few weeks or months, do them longer and more often if you arent sure where to start. Choose an activity that you enjoy. Team up with a friend or join a class. Ask your family and friends to be active with you. Play games like tennis or basketball, or take a class in dance or martial arts. You can: Go for a brisk walk around the neighborhood Ride a bicycle to work or just for fun Play outdoor games with your children Check out the Presidential Champions program at www.presidentschallenge.org, to obtain personalized activity logs, training tips, and more. See just how high you can raise your activity level! Source: http://www.healthierus.gov/
May 16, 2013
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CAN President/CEO Elected For Second Term

President/CEO of CAN Council Great Lakes Bay Region, Suzanne Greenberg, will serve a second two-year term as a Board of Trustee member for National CASA (Court Appointed Special Advocates). In her second term, Greenberg will additionally serve as the Chair of the Standards ComSuzanne Greenberg mittee. Greenberg, originally nominated to the position in 2011 by the Honorable Faye M. Harrison and CAN board member Tammy Bernier, will serve as a Member-Elected Trustee. As such, shell represent the network of 946 CASA programs across the U.S. that are recruiting, training and supporting volunteers to advocate for the best interests of abused and neglected children. Locally, Greenberg oversees the CASA of Saginaw County program, one of the 4 programs of the CAN Council. Two Hundred specially-trained CASA volunteers have advocated for nearly 900 children since the programs inception ten years ago. For more information concerning the efforts of CASA of Saginaw County, contact Suzanne Greenberg at (989) 752-7226.
Jennifer Page Joins Disability Network Of Mid-Michigan Staff

Midland Jennifer Page has joined the staff of the Disability Network of Mid-Michigan (DNMM) as the agencys Business and Community Relations Specialist. At Disability Network, we seek to build accessible and inclusive communities, said David Emmel, Executive Director of DNMM. A significant part of this effort is working with businesses through the Great Lakes Business Leadership Network, and individuals throughout the region. Jennifer brings a wealth of experience to our agency that will prove invaluable as we continue developing diversity strategies with area businesses. Jennifer Page Jennifer previously worked for Girl Scouts Heart of Michigan as both a membership specialist and an outreach facilitator. She was responsible for the management of a four-county area, including membership, fund development opportunities and program growth. Jennifer also worked at the North Midland Family Center as a program director, an events coordinator, and a resource director. Jennifer is President-Elect of the Midland Exchange Club and she serves as an adult steering committee member of Midland County Youth Leadership. Most recently, Jennifer volunteered for the Midland Historical Society on the new Civil War exhibit. Jennifer lives in Hope with her two sons, Owen and Ethan. She is currently pursuing her Masters Degree in Public Administration and, in her free time, she enjoys studying history, travelling, and enjoying Michigans great outdoors with her children. DNMM provides an array of business services aimed at making businesses more accessible and inviting to customers; including disability awareness trainings, ADA consultations, accessibility reviews, and assistive technology seminars. For more information, contact Disability Network of Mid-Michigan at 1-800-782-4160 or at www.dnmm.org.
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Children with Severe Emotional Disturbance need a lot of support. From families, teachers, social service and healthcare providers and often more. We maximize those resources to make sure those children get all the support they need.
Resources
Maximize
Contact Wardene Talley
989-754-2288
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May 16, 2013
Current Volunteer Opportunities in Saginaw County

OPHTHALMOLOGIST and OPTOMETRIST volunteers needed to help provide eye care treatment to those in need in the community. Make a difference in the lives of those with life-limiting illnesses. Volunteers needed to provide IN-HOME or NURSING HOME VISITS to allow family members to run errands and get a break from care giving. PHYSICIAN volunteers needed to provide free medical care to individuals without any type of health insurance at various medical clinics throughout Saginaw County. VIGIL volunteers are needed at a local agency to be caring and calming presence for a dying patent when words and deeds are less important than just being there. Training provided. PET THERAPY DOGS needed at a local agency to bring a smile to lonely patients. To volunteer your services or to donate goods, please call Henrietta Watson at the United Way of Saginaw County 755-0505, Ext. 216, hwatson@unitedwaysaginaw.org. Or check out the web-based volunteer program at www.GOvolunteerNOW.org.
Exhibit Highlights Early Photographs From Morley Family

The Castle Museum is pleased to present Through the Eyes of Lucy Burrows Morley: an exhibition of photography, on display May 28 through Sept. 15, 2013. The selection of more than 50 images from the early 1900s, organized by guest curator Chris Thomson, show Morleys eye for composition and her ability to capture the moment. Even though Morley was an amateur her images rivaled those of professional photographers during the early 20th century. She had a remarkable sense of composition, said Thomson. With a Brownie camera she captured daily life as she saw it happening in the early 1900s. The exhibit reflects Morleys particular strengths, featuring photographs of her subjects from behind which allowed viewers to see the world as it appeared through their eyes. She also took pictures of family, landscapes across the United States and Europe and even expressed her artistic side with some interesting compositions. Her work was really amazing for the time, Thomson said. I am excited to see her images exhibited. I think she deserves a place in photographic history. This exhibit was made possible with generous contributions from the Morley Foundation and the Mark T. Morley Memorial Fund. The Castle Museum, 500 Federal Avenue, is open Tuesday - Saturday 10 a.m. to 4:30 p.m. and Sunday from 1 to 4:30 p.m. For more information, call (989) 752-2861 or go to www.castlemuseum.org. The Historical Society of Saginaw County is committed to serving the community by telling the continuing story of the people of the Saginaw region through exploration, preservation, and presentation of their historical and cultural heritage.
NON PROFIT DIRECTORY

A.Philip Randolph Institute POB 1107 Saginaw, MI 48606 American Red Cross 1232 N. Michigan Saginaw, MI 48602 989-754-8181 Antique Toy & Firehouse Museum 3456 Patterson Rd. Bay City, MI 48706 1-888-888-1270 Boys & Girls Club of Bay County 300 Lafayette Ave. Bay City, MI 48706 989-892-6723 CAN Council Saginaw County 1311 N. Michigan Avenue Saginaw, MI 48602 (989) 752-7226 / fax (989) 752-2777 www.cancouncil.org Castle Museum of Saginaw County History 500 Federal Ave. Saginaw, MI 48607 Circle of Love 1809 Durand Ave. Saginaw, MI 48602 989-754-2377 Emmaus House of Saginaw 733 S. 15th Street Saginaw, MI 48601 989-755-7538 THE EZEKIEL PROJECT ezekielprojectnow@yahoo.com P.O. Box 3470 Saginaw, MI. 48605-3470 Phone: 989.755.1620 Fax: 989.755.4038 First Ward Community Center 1410 N. 12th Street Saginaw, MI 48601 989-753-0411 Girl Scouts Heart of Michigan 5470 Davis Rd. Saginaw, MI 48604 989-799-9565 Good Neighbors Mission 1318 Cherry Street Saginaw, MI 48601 989-399-9918 Health Delivery, Inc. 501 Lapeer Ave. Saginaw, MI 48607 989.759.6400 Houghton-Jones Task Force 1708 Johnson Street Saginaw, MI 989-752-1660 Michigan Banner Outreach 1400 W. Genesee Saginaw, MI 48602 989-714-2240 Nathan Weidner Childrens Advocacy Ctr. 715 N. Euclid Bay City, MI 989-671-1345 Operation Reach 119 S. Jefferson Avenue Saginaw, MI 989-754-4444 Public Libraries of Saginaw Butman-Fish, Claytor, Hoyt, Wickes & Zauel Libraries 505 Janes Avenue Saginaw, MI 48607 989-755-0904 www.saginawlibrary.org Restoration Community Outreach 1205 Norman Saginaw, MI 48601 (989) 753-1886 / fax (989) 753-2880 Email: rcosag@yahoo.com Saginaw County Community Action Agency, Inc. (CAC) 2824 Perkins Street Saginaw, MI 48601 989.753.7741 The Salvation Army 2030 N. Carolina Saginaw, MI 48602 989-793-8371 The Saginaw Community Foundation 1 Tuscola, Suite 100 Saginaw, MI 48607 989-755-0545 Women of Colors POB 5525 Saginaw, MI 48603 989-399-9275 or 989-737-9286
May 16, 2013
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Praise Connections and Life

Messiah Missionary Baptist Church Celebrates Anniversary
Messiah Missionary Baptist Church, located at 2615 Williamson Road, in Saginaw, is joyfully celebrating the 16th Pastor and Wife Anniversary for Rev. Otis and Bonn Washington, on June 2, 2013, at 4 p.m. Pastor Washington is the Moderator of the Saginaw Valley District Association. The guest is Rev. Robert Corley, Jr., and the congregation of the Prince of Peace Baptist Church. The community is invited to join in the celebration.
Zion Missionary Baptist Church Celebrates

On Sunday, May 19, the members of Zion Missionary Baptist Church, located at 721 Johnson Street, in Saginaw, will celebrate 12 years of leadership from Pastor, Rev. Rodrick A. Smith at 10 a.m. It is with great pleasure, admiration and sincerity that we honor our pastor for 12 Pastor Rodrick A. and 1st Lady years of dedicated service Irma Smith, and daughter, Angela Guest Minister will be Rev. Lee Johnson of Greater Christ Missionary Baptist Church, Southfield, MI.
Rev. Otis and 1st Lady Bonn Washington
The Master s Potter

By Bobby Conner The word which came to Jeremiah from the Lord: Arise and go down to the potters house, and there I will cause you to hear My words. Jeremiah 18:1-2 This passage has become a living verse in my life. More than 40 years ago, I was a young pastor living in East Texas. A few miles from my church nestled in the rolling hills was a small, unique village where many hippies and artists from around the world lived. Somehow they had found their way to this tiny Texan hamlet. Among them were famous knife makers, artists working with brush and canvas, sculptors, and other gifted artisans. One spring day, I was working in my study, preparing to tape some radio messages for our local radio station. While I was busy setting up my brand new tape recorder, pondering what I would share with my listeners, I felt a strange stirring within my spirit. The Lord was moving my heart to drive to this small town of wonderful eccentrics. At first I objected, explaining that I was too busy, but then I realized that one should never be too busy to obey the Lord! Little did I know that I was on a divine mission and was about to learn a very important message concerning the wonderful works of God. Arriving in town, I went to a small caf I knew of where I would find many of these artists, and indeed, many were gathered there. On several occasions I had preached in open-air meetings in the area, so they knew me. Many of them liked me and the Gospel message I preached. Not really sure of my assignment from the Lord, I was simply open to do whatever He instructed. On this day, the local potter was in the caf and he asked me if I wanted to stop by his potters house. I gladly agreed! As I walked alongside the potter to his studio, these verses from the Word of God began to stir within my spirit: The word which came to Jeremiah from the Lord: Arise and go down to the potters house, and there I will cause you to hear My words. Then I went down to the potters house, and behold, he was working at the wheel. And the vessel that he was making from clay was spoiled in the hand of the potter; so he made it over, reworking it into another vessel as it seemed good to the potter to make it. Then the word of the Lord came to me: O house of Israel, can I not do with you as this potter does? says the Lord. Behold, as the clay is in the potters hand, so are you in My hand, O house of Israel (Jeremiah 18:1-6). Arriving at the potters house, I was truly amazed at the beauty of his pottery. I admired the deftly crafted plates and cups, the exquisite vases and flowerpots hand-crafted yet perfect. The potter then asked me if I wanted to see how his creations were made. I told him, Yes, absolutely! The potter picked up a lump of clay, moistened it, and began to roll the clay into a tight ball, which he then placed onto his wooden potters wheel. He sat down in front of the wheel on a wobbly little stool and started the wheel spinning. His hands were strong yet delicate as he caressed the clay, molding it gently between SEE P 29 - The Master
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FROM P 28, The Master his fingers. Before long, an exquisite goblet began rising from the middle of the wheel. I was amazed to witness how that unformed lump of clay was being transformed into a beautiful work of art! Suddenly, however, the potter stopped the spinning stone, his seasoned fingers detecting a tiny piece of non-pliable aggregate beneath the clays smooth surface. He deftly removed a piece of grit from the clay that was marring its perfection. Once again, he slowly began spinning his wheel, which allowed him to smooth out the scar from the imperfection he had just removed. Suddenly the stone stopped again. The potter removed yet another hard object from the goblets side, one that was imperceptible to my untrained eye. Once again, the potter left a mark in the vessels smooth clay. I watched the patient expression on the potters face. Each time his hands discovered an unworkable piece within the clay; he would calmly and carefully remove it, scar the clay, but then repair the vessel. Once again, for the last time, the particles of grain within the cup resisted the potters hands and would not respond to his wishes. Quickly the potter squashed the goblet form back into a pile of clay. Now, instead of the beautiful goblet, the artisan formed the material into a crude, simple, finger bowl. Consider this Scripture from Romans 9:21: When a potter makes jars out of clay, doesnt he have a right to use the same lump of clay to make one jar for decoration and another to throw garbage into? Sometimes the creation that a potter sets out to create doesnt cooperate as he would like it to and this inability of the clay to be pliant and workable forces the potter to settle for crafting a lesser vessel. This same principle holds true for you and me. How often have we resisted the Master Potters hands as He works to make us into a beautiful and useful instrument of His will? ...We are the clay, and You are the potter. We are all formed by Your hand. Isaiah 64:8 God has unimaginably wonderful plans for each and every one of His creations, but for Him to accomplish those plans, He needs our pliability. When we fight the Lords hands on our life, we force Him to change His plans for our future. How much better to allow Him to work so that we may become all that we can in the Potters mighty hands? Ponder these truths revealed in Romans 9:20-23: But who are you, a mere man, to criticize and contradict and answer back to God? Will what is formed say to him that formed it, Why have you made me thus? Has the potter no right over the clay, to make out of the same mass (lump) one vessel for beauty and distinction and honorable use, and another for menial or ignoble and dishonorable use? What if God, although fully intending to show [the awfulness of] His wrath and to make known His power and authority, has tolerated with much patience the vessels (objects) of [His] anger which are ripe for destruction? And [what if] He thus purposes to make known and show the wealth of His glory in [dealing with] the vessels (objects) of His mercy, which He has prepared beforehand for glory... In 1907, Adelaide A. Pollard was disappointed and saddened that she was yet unable to raise the funds to serve in Africa as a missionary. Ms. Pol-
The members of New Beginnings Life Changing Ministries recently celebrated the 10 year anniversary of Pastor Otis and Sondra Dickens of New Beginnings Life Changing Ministries, located at 2312 S. Washington Ave., in Saginaw. Over 10 years ago, Pastor Otis Pastor Otis and 1st Lady Dickens was given a vision by Sondra Dickens God of the needs of the people on the south side of Saginaw. The pastor and his beautiful wife, Sondra, then co-founded New Beginnings Life Changing Ministries in an office building with 2 members. Thirty days later God blessed New Beginnings Life Ministries with a building over 10,000 sq. ft. on the south side of Saginaw. The ministry has continued to grow in leaps and bounds while witnessing miracles of healing, financial empowerment, and the restoration of many aspects in the lives of the members, and the community surrounding the church. The members of New Beginnings Life Changing Ministries give God the glory in this significant milestone as they move forward toward the completion of the vision given to Pastor Otis Dickens. lard attended a small prayer meeting where a dear old saint prayed these words, Lord, even if I dont understand, have Your own way! Going home that night, Adelaide penned the words of this great hymn, Have Thine Own Way! Meditate on the lyrics of this most beautiful hymn (with music by G. S. Stebbins): Have Thine own way, Lord! Have Thine own way! Thou art the Potter, I am the clay. Mold me and make me after Thy will, While I am waiting, yielded and still. Have Thine own way, Lord! Have Thine own way! Search me and try me, Master, today! Whiter than snow, Lord, wash me just now, As in Thy presence humbly I bow. Have Thine own way, Lord! Have Thine own way! Wounded and weary, help me, I pray! Power, all power, surely is Thine! Touch me and heal me, Savior divine. Have Thine own way, Lord! Have Thine own way! Hold oer my being absolute sway! Fill with Thy Spirit till all shall see Christ only, always, living in me. SEE P 30, The Master
New Beginnings Life Changing Ministries Celebrates 10 Year Anniversary
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as foundational structural approaches. Now, I am obviously not knocking the previously mentioned because I have been a part of all of those types of activities and I believe they have a place. I believe that relationship building is the key for foundational structure in saving our youth. Think about it, the youth who are committing the crimes, selling drugs, being involved in gang activity, etc., are more than likely, a product of a lack of firm positive intimate relationships with a mother, father, or a figure which represents those roles. Parents we must lead by example! How can you build a relationship and give your child instructions and directions for life when youre getting high every day, and of course, they know it? How can you build, when youre a husband whose never home but getting you a little something something on the side? Or are you a parent who goes to the club every weekend? Even if we were taught these things growing up ourselves, we still have the ability to do something different and break generational curses. How many of you are taking your children
May 16, 2013
Mr. Counterculture
Youth Development
By Corey Pritchett Greetings community, I greet you with aspirations of grace and peace being multiplied to you all in the name of the Lord Jesus. Today, I will be revisiting the topic of youth development. Lets recapture some of the information from the very first article I wrote on this topic. Youth development is also a process in which family and community must actively participate. There are many who want to save our youth in this community, with great hearts and pure motives. However, I believe we need to implement foundational structure for our youth to be saved. What am I saying? Well, marching, having huge events that target non-violence, prayer vigils, etc., is not what I would perceive
to church every Sunday? And even if you are taking them, are you living the life before their eyes and reinforcing what they are being taught at church? Are you teaching them prayer and the Word yourself? All of these questions are things to just ponder on so we can focus on building these relationships, my people. This is not a rebuke, I havent always been where I am and still have much to learn, however, I am walking what I am talking. There is an event coming up on June the 15, called A Day with Dad. You can get the information in an ad within this particular edition of the Banner. This is a great opportunity for relationship building. My Pastor, Kareem Bowen, and I are working on a program that is for family and not just youth. That will be something great to be a part of that will exemplify relationship building. Look into other opportunities and events that are current or upcoming. The main focus right now is start at home. Until next time beloved
FROM P. 29, The Master In what ways have you felt the tender hands of God shaping and molding you? How many times have you resisted His attempts? What can you do to remain pliable, moist and soft, yielded to the Masters hands? Ephesians 2:10 states that: For we are his workmanship, created in Christ Jesus unto good works, which God hath before ordained that we should walk in them. This Greek word translated workmanship is poiema, or the work of God as creator. We are Gods masterpiece, His work of art! We are destined for beauty and purpose if we will submit and yield our will to the will of our Father: Not my will, but Thine be done! Amen! Source: Bobby Conner, Eagles View Ministries, Email: manager@ bobbyconner.org, Website: bobbyconner.org Bobby Conner, This Gentle Giant is uniquely anointed with refreshing humor and razor-sharp prophetic accuracy which has been documented around the world. Bobbys dynamic capacity to release outstanding demonstrations of the miraculous healings, signs and wonders reveals the very heart of the Father toward us! Surviving a dramatic abortion attempt by his mother, being rescued again by the hand of God from drug dealing and suicide, the story of Bobby Conner is a display of a man who now walks in his God-ordained destiny to set others free! Highly esteemed as an internationally acclaimed conference speaker, Bobby has ministered effectively to over 45 foreign countries as well as here in the States for many years.
Congratulations
Congratulations Keniedra Hunt on receiving your BA in Criminal Justice and DeKendrick Reed graduating from daycare. Be blessed mom and son doing it together! Proud of you both. Your Granny and Russell Family
Congratulations to Class of 2013!

Tarrin Daniel and Amari West Cane Ridge High School, Antioch, TN Love Holly Bell, Grandmother
Congratulations
Congratulations to Kendra, a graduate of University of Michigan- Ann Arbor, with a BA in Sport Management/Economics. I am so proud of you! From Kenny Roberson, Dad
May 16, 2013
The Michigan Banner First Great Lakes Bay Regional Newspaper Saginaw Valley Community Church
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Bread of Life Harvest Church

3726 Fortune Boulevard Saginaw, MI 48603 989.790.7933 Sunday 10 a.m. Wednesday 7 p.m. http://breadoflifetm.org/
Apostle Rodney J. and Prophetess Ronni McTaggart
3660 Hermansau Dr. Saginaw, MI 48603 989-753-4769 Sunday 10 a.m. ~ Morning Worship 6 p.m. ~ Celebrate Recovery 6:30 p. m. ~ Young Adults Life Group Bible Study/ Worship Monday 7 p. m ~ Womens Life Group Wednesday Tuesday 6:30 p.m ~ Equipping Classes, all ages (2nd & 4th) 10 a.m. 3 p.m. ~ Thursday Heavens Manna Food Distribution 1 p. m & 6:30 p .m ~ Healing Rooms 7 a.m. ~ Mens Life Group Saturday 6:30 p.m ~ Prayer Night 6 p.m. ~ Youth Worship 10 a.m. & 7 p.m ~ Healing Rooms
New Beginnings Life Changing Ministries

2312 S. Washington Ave. Saginaw, MI 48601 989.755.3650
New Birth Missionary Baptist Church

1418 S. Warren Avenue Saginaw, MI 48601 989-755-6604
Sunday
11:00 Worship Service
Pastor Otis and 1st Lady Sondra Dickens
Sunday
9:30 a.m. Sunday School 11:00 Worship Service
Pastor Larry D. Camel and 1st Lady Shirley Camel
Christ Disciple Baptist Church

Christian Education 9:30 a.m. Sunday Morning Worship 11:30 a.m. Wednesday Bible Study 6 p.m. Mens Meeting held every second Saturday of the month
3317 Lapeer Street, Saginaw, Michigan 989-754-2444
Jacobs Ladder Ministries

1926 Fairfield Street Saginaw, MI 48602 989.799.6601 www.jacobsladdersaginaw.org Sunday Morning Worship - 11:15 a.m. Dempsey Allen
Pastor
Mt. Olive Institutional Missionary Baptist Church

1114 N. 6th Saginaw, MI 48601 (989)-752-8064
Sunday 8:30 a.m. Early Morning Worship 8:00 a.m. Radio Ministry - 98.9 FM 9:30 a.m. Sunday School, Enrichment 10:30 a.m. Morning Worship www.mtoimbc.org
Dr. Marvin T. and Omie Smith
Bethel A. M. E. Church
535 Cathay Street Saginaw, MI (989) 755-7011 ext. 221
Pastor P. David Saunders
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Bay City
Second Baptist Church Pastor Seth Doyle 1770 W. Youngs Ditch Rd. Bay City, MI (989) 893-3937
Saginaw
Bethel AME Church Pastor P. David Saunders 535 Cathay St. Saginaw, MI 48601 (989) 755-7011 Bethlehem Baptist Church Pastor Ernest W. Bothuel 3309 Bundy Street Saginaw, MI 48601 989-752-5866 Bread of Life Harvest Center Senior Pastor Rodney J. McTaggart 3726 Fortune Blvd. Saginaw, MI 48603 (989) 790-7933 Christ Disciples Baptist Pastor Eddie Benson 3317 Lapeer Street Saginaw, MI 48601 (989) 754-2444 Christ Fellowship MBC Pastor Robert Davis 818 N. Washington Ave. Saginaw, MI 48601 (989) 754-4435 World Outreach Campus of Greater Coleman Temple Ministries Supt. H.J. Coleman Jr. 2405 Bay Rd. Saginaw, MI 48602 (989) 752-7957 Corinthian Baptist Church Pastor Roy L. Manning 104 S. 10th St. Saginaw, MI 48601 (989) 754-1820
Faith Harvest Church Bishop Ronald E. Chipp Faith Harvest Church 1734 N. Mason Saginaw, MI 48602 (989) 799-4200 Website: www.faithharvestministry.org E-mail: office@faithharvestministry.org Greater Freewill Missionary Baptist Church Pastor James E. Speed 615 Irving Park Ave. Saginaw, Michigan 48601 (989) 753-1713 (989) 755-3133 Email: greaterfreewill@att.net Greater Williams Temple Bishop H.J. Williams 608 Remington Saginaw, MI 48601 (989) 755-5291 Jacobs Ladder Pastor Dempsey Allen 1926 Fairfield Street Saginaw, MI 48602 989-799-6601 Life In Christ Ministries Pastor Dennis Cotton, Sr. 2915 S. Washington Ave. Saginaw, MI 48601 989-752-2837 LifeInChristMinistries07@gmail.com Messiah Missionary Baptist Church 2615 Williamson Road Saginaw, MI 48601 Pastor Otis Washington Phone: 989-777-2636 Fax: 989-777-2640 Email: Messiahmbc@att.net Website: www.Messiahsag.org Mt. Olive Baptist Church Pastor Marvin T. Smith 1114 N. 6th Street Saginaw, MI 48601 (989) 752-8064 New Beginning Christian Church Reverend Dr. Willie F. Casey 1016 Sherman Road Saginaw, MI 48604 989-754-2963
New Beginnings Life Changing Ministries Pastor Otis Dickens 2312 S. Washington Ave. Saginaw, MI 48601 (989) 755-3650 New Birth Missionary Baptist Pastor Larry D. Camel 1418 S. Warren Saginaw, MI 48601 (989) 755-6604 New Covenant Christian Center Pastor Ron Frierson 523 Hayden Saginaw, MI 752-8485 New Faith Temple COGIC Elder Charles H. Coleman 2118 Burt Street Saginaw, MI 48601 (989) 752-3880 New Hope Missionary Baptist Church Pastor Floyd A. Logan 1721 Tuscola Street Saginaw, MI 48601 (989) 753-7600 Email: NewHope1721@yahoo.com New Life Baptist Church Pastor Rufus Bradley 1401 Janes St. Saginaw, MI 48601 (989) 753-1151 New Mt. Calvary Baptist Pastor Robert Donald 3610 Russell Street Saginaw, MI 48601 (989) 754-0801 Ninth Street Community Church Pastor William L. Scott, Jr. Assistant Pastor Rex Jones 1118 N. 9th Street Saginaw, MI 48601 989-752-7366 Prince of Peace Baptist Church 825 North 24th Street Saginaw, MI 48601 989.754.2841 Pastor Robert B. Corley, Jr. Resurrection Life Ministries Church Pastor Carolyn L. Wilkins 2320 Sheridan Avenue Saginaw, MI 48601 989.754.9466
St. Paul Baptist Pastor Vincent D. McMillon 120 N. 15th St. Saginaw, MI 48601 (989) 752-5023 Saginaw Valley Community Pastor Richard Sayad 3660 Hermansau Saginaw, MI 48603 (989) 752-4769 St. John Missionary Baptist Church Pastor James E. Hodge 1309 North 6th Street Saginaw, MI 48601 (989) 753-2188 (989)714-7678 St. Lukes CME Pastor Charles Braddock 1121 Tuscola Saginaw, MI 48607 (989) 755-0351 Transforming Life Ministries Pastor William Brown 3024 South Washington Avenue Saginaw, MI 48601-4353 (989) 754-9573 Truevine Baptist Church Pastor Paul E. Broaddus 2930 Janes Street Saginaw, MI 48601 989-752-0751 Victorious Believers Ministries Church Rev. Christopher V. Pryor 624 S. Outer Dr. Saginaw, MI (989) 755-7692 Wolverine Baptist State Convention 615 S. Jefferson Ave. Saginaw, MI 48607 Zion Missionary Baptist Church Pastor Rodrick Smith 721 Johnson Saginaw, MI 48607 (989) 754-9621
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Terry Reed Sales Professional Used Cars

Business Wedding Church
Phone (989) 667-2000 Ext 341 Direct (989) 460-0341 Fax (989) 667-0103 E-Mail terry.reed@labadieauto.com Website www.labadieauto.com
Saginaw Suits and Alterations

402 N. Michigan, Saginaw, MI 48602
Tel: (989) 752-5169 Come see Sal for more Deals and Discounts.
Suits, Shirt, Tie Starting at: $149
Labadie Buick Cadillac GMC 711 S. Euclid Ave. Bay City, MI 48706
Professional Barbers Wanted

An established Barber Shop is seeking a talented and skilled Barber. Must be licensed, have an outgoing personality, a clientele, and is a team player. We offer affordable booth rent. If you are interested, call 989.753.3475.
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May 16, 2013
Great Recruiting Commissions

Home and Catalog Shows are available
Traci Lynn Fashion Jewelry PatriciaTatum-Fairris Independent Consultant #7551
T: (989) 482-3857 E: PFairris@charter.net www.tracilynnjewelry.net/pfairris
Hairstylist Needed
Come Join Our Friendly Staff in Our Newly Renovated Salon at ILLUSIONS BEAUTY SALON
1400 W. Genesee St. Saginaw, MI 48602 For additional information contact Valerie King Owner/Operator at 989.755.2666 or 989.798.5868
LIGHTHOUSE
285 S. Outer Drive Tel: 754-7088 Fax: 754-7099
BAKERY & DELI
Be good to yourself
W e bake from scratch!
Hungry?
Donuts Cookies Cakes Pies
Specializing in All Beauty Trends!

Stop in today and try one of our homemade specialties
May 16, 2013
Page 35
Page 36
May 16, 2013
i am
a runner and go-getter

For Lauren Little, its all about making connections. The rhetoric and professional writing major spends her summers volunteering and works during the school year giving tours as a Club Red ambassador and an Orientation Leader. A students mom came up to me years after she took a campus tour, and she wanted to say hi, Lauren said. Thats the kind of connection I want to make. Lauren hopes to go on to pursue a masters degree in Chicago and eventually to run her own public relations firm. Waking every day at 5:30 a.m., Lauren organizes her life around running, but ask her, and shell tell you that learning is the top priority. Education is my all, and SVSU is truly home for me; it makes it that much easier for me to love what I do every day. I simply love everything it has to offer the campus life and all the opportunities for growth.
Prospective or transfer students can check out SVSU by taking a campus tour and meeting with an admissions representative. Call (989) 964-4200 or email admissions@svsu.edu.
Visit us online at svsu.edu

The Michigan Banner May 16, 2013 Edition

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The Michigan Banner May 16, 2013 Edition

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Volume 10 Number 10

The Michigan Banner First Great Lakes Bay Regional Newspaper

May 16, 2013

Empowering Communities and Changing Lives

I Believe my Experience Page 3

Parents Diminished Schools - Page 4

Working Together to Stop School Violence: A Statewide Summit on Bullying

Spreading the Good News - Page LB 2

The Time is Now! Page 15

This is Our History Page 16

The Michigan Banner First Great Lakes Bay Regional Newspaper

May 16, 2013

1400 W. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com

May 16, 2013

The Michigan Banner First Great Lakes Bay Regional Newspaper