I

interest calculator
loan amount
emi
interest

200000
6264
8%
10%

loan period

year

month

2010

sep
oct
nov
dec
jan
feb
mar
apr
may
jun
jul
aug
sep
oct
nov
dec
jan
feb
mar
apr
may
jun
jul
aug
sep
oct
nov
dec
jan
feb
mar
apr
may
jun
jul
aug

2011

2012

2013

3 years

Sr.No Rate of Interest

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

8
8
8
8
8
8
8
8
8
8
8
8
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
TOTAL

EMI

Interest

6264
6264
6264
6264
6264
6264
6264
6264
6264
6264
6264
6264
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454

1333.33
1300.46
1267.37
1234.06
1200.53
1166.77
1132.79
1098.58
1064.15
1029.48
994.58
959.45
1155.11
1110.96
1066.43
1021.53
976.26
930.62
884.59
838.18
791.38
744.19
696.61
648.63
600.25
551.47
502.28
452.68
402.67
352.24
301.40
250.13
198.43
146.30
93.73
40.73
28538.35

pain interest

first year
2nd & 3rd year

Principle
4930.67
4963.54
4996.63
5029.94
5063.47
5097.23
5131.21
5165.42
5199.85
5234.52
5269.42
5304.55
5298.89
5343.04
5387.57
5432.47
5477.74
5523.38
5569.41
5615.82
5662.62
5709.81
5757.39
5805.37
5853.75
5902.53
5951.72
6001.32
6051.33
6101.76
6152.60
6203.87
6255.57
6307.70
6360.27
6413.27
201525.65

Balance
200000.00
195069.33
190105.80
185109.17
180079.23
175015.76
169918.53
164787.32
159621.90
154422.05
149187.53
143918.11
138613.56
133314.68
127971.63
122584.06
117151.60
111673.86
106150.48
100581.06
94965.24
89302.62
83592.80
77835.41
72030.04
66176.29
60273.76
54322.04
48320.72
42269.40
36167.64
30015.04
23811.16
17555.59
11247.89
4887.62
-1525.65

Amount paid till date

12534
12534 reversed 12534
12534
12534
6267
12534
6267
12534
12534
6267
6267
6267
6267
6394

reversed 12534

interest calculator
loan amount
emi
interest

200000
6264
8%
10%

loan period

first year
2nd & 3rd year

3 years

year

month

Sr.No

Rate of Interest

EMI

Interest

Principle

2010

sep
oct
nov
dec
jan
feb
mar
apr
may
jun
jul
aug
sep
oct
nov
dec
jan
feb
mar
apr
may
jun
jul
aug
sep
oct
nov
dec
jan
feb
mar
apr
may
jun
jul
aug

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

8
8
8
8
8
8
8
8
8
8
8
8
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10

6264
6264
6264
6264
6264
6264
6264
6264
6264
6264
6264
6264
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454

1333.33
1300.46
1267.37
1234.06
1200.53
1166.77
1132.79
1098.58
1064.15
1029.48
994.58
959.45
1155.11
1110.96
1066.43
1021.53
976.26
930.62
884.59
838.18
791.38
744.19
696.61
648.63
600.25
551.47
502.28
452.68
402.67
352.24
301.40
250.13
198.43
146.30
93.73
40.73

4930.67
4963.54
4996.63
5029.94
5063.47
5097.23
5131.21
5165.42
5199.85
5234.52
5269.42
5304.55
5298.89
5343.04
5387.57
5432.47
5477.74
5523.38
5569.41
5615.82
5662.62
5709.81
5757.39
5805.37
5853.75
5902.53
5951.72
6001.32
6051.33
6101.76
6152.60
6203.87
6255.57
6307.70
6360.27
6413.27

28538.35

201525.65

2011

2012

2013

TOTAL

pain interest

nd & 3rd year

Balance
200000.00
195069.33
190105.80
185109.17
180079.23
175015.76
169918.53
164787.32
159621.90
154422.05
149187.53
143918.11
138613.56
133314.68
127971.63
122584.06
117151.60
111673.86
106150.48
100581.06
94965.24
89302.62
83592.80
77835.41
72030.04
66176.29
60273.76
54322.04
48320.72
42269.40
36167.64
30015.04
23811.16
17555.59
11247.89
4887.62
-1525.65

INTEREST
551.25
502.06
452.46
402.45
352.02
301.17
249.90
198.20
146.07
93.50

PRINCIPLE BALANCE
66150.48
5902.75 60247.73
5951.94 54295.79
6001.54 48294.26
6051.55 42242.71
6101.98 36140.73
6152.83 29987.91
6204.10 23783.81
6255.80 17528.00
6307.93 11220.07
6360.50
4859.57

40000

OVER
SUM

SUM

3249.10

54930.40

Total interest =

23291.57

Total principle =

188779.93

saving if paid early =

5246.78

INTEREST PRINCIPLE BALANCE

88613.56
590.76
5863.24 82750.32
551.67
5902.33 76847.99
512.32
5941.68 70906.31
472.71
5981.29 64925.02
432.83
6021.17 58903.85
392.69
6061.31 52842.55
352.28
6101.72 46740.83
311.61
6142.39 40598.43
270.66
6183.34 34415.09
229.43
6224.57 28190.52
234.92
6219.08 21971.45
183.10
6270.90 15700.54
130.84
6323.16
9377.38
78.14
6375.86
3001.52
25.01
6428.99
-3427.46

50000

OVER

SUM
4768.97

INTEREST PRINCIPLEBALANCE
114787.32
765.25
5498.75 109288.57
728.59
5535.41 103753.16
691.69
5572.31
98180.85
654.54
5609.46
92571.38
617.14
5646.86
86924.53
724.37
5729.63
81194.90
676.62
5777.38
75417.52
628.48
5825.52
69592.00
579.93
5874.07
63717.94
530.98
5923.02
57794.92
481.62
5972.38
51822.54
431.85
6022.15
45800.40
381.67
6072.33
39728.07
331.07
6122.93
33605.13
280.04
6173.96
27431.18
228.59
6225.41
21205.77
176.71
6277.29
14928.48
124.40
6329.60
8598.89
71.66
6382.34
2216.55
18.47
6435.53
-4218.98
9105.23 114786.77 1200777.08

88613.04

Total interest =

18550.54

Total principle =

199999.48

Total interest =

17740.55

Total principle =

199999.45

saving if paid early =

saving if paid early =

8987.81

9797.80

50000

interest calculator
loan amount
emi
interest

200000
6264
8%
10%
3 years

loan period

first year
2nd & 3rd year

year

month

Sr.No

Rate of Interest

EMI

Interest

Principle

2010

sep
oct
nov
dec
jan
feb
mar
apr
may
jun
jul
aug
sep
oct
nov
dec
jan
feb
mar
apr
may
jun
jul
aug
sep
oct
nov
dec
jan
feb
mar
apr
may
jun
jul
aug

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37

8
8
8
8
8
8
8
8
8
8
8
8
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10

3118
3118
3118
3118
3118
3118
3118
3118
3118
3118
3118
3118
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320

1333.33
1321.44
1309.46
1297.40
1285.26
1273.05
1260.75
1248.36
1235.90
1223.35
1210.72
1198.01
1481.51
1466.19
1450.74
1435.16
1419.46
1403.62
1387.65
1371.54
1355.31
1338.94
1322.43
1305.78
1288.99
1272.07
1255.00
1237.80
1220.44
1202.95
1185.30
1167.52
1149.58
1131.49
1113.25
1094.86
1076.32

1784.67
1796.56
1808.54
1820.60
1832.74
1844.95
1857.25
1869.64
1882.10
1894.65
1907.28
1919.99
1838.49
1853.81
1869.26
1884.84
1900.54
1916.38
1932.35
1948.46
1964.69
1981.06
1997.57
2014.22
2031.01
2047.93
2065.00
2082.20
2099.56
2117.05
2134.70
2152.48
2170.42
2188.51
2206.75
2225.14
2243.68

2011

2012

2013

Balance
200000.00
198215.33
196418.77
194610.23
192789.63
190956.89
189111.94
187254.69
185385.05
183502.95
181608.30
179701.03
177781.03
175942.54
174088.73
172219.47
170334.63
168434.09
166517.70
164585.35
162636.89
160672.20
158691.14
156693.56
154679.34
152648.34
150600.41
148535.41
146453.21
144353.65
142236.60
140101.90
137949.42
135779.00
133590.49
131383.74
129158.61
126914.93

38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84

10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10

3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320
3320

1057.62
1038.77
1019.76
1000.59
981.26
961.77
942.12
922.31
902.33
882.18
861.86
841.38
820.72
799.90
778.90
757.72
736.37
714.84
693.13
671.24
649.16
626.91
604.46
581.84
559.02
536.01
512.81
489.42
465.83
442.04
418.06
393.88
369.49
344.91
320.11
295.11
269.91
244.49
218.86
193.02
166.96
140.68
114.19
87.47
60.54
33.37
5.99

2262.38
2281.23
2300.24
2319.41
2338.74
2358.23
2377.88
2397.69
2417.67
2437.82
2458.14
2478.62
2499.28
2520.10
2541.10
2562.28
2583.63
2605.16
2626.87
2648.76
2670.84
2693.09
2715.54
2738.16
2760.98
2783.99
2807.19
2830.58
2854.17
2877.96
2901.94
2926.12
2950.51
2975.09
2999.89
3024.89
3050.09
3075.51
3101.14
3126.98
3153.04
3179.32
3205.81
3232.53
3259.46
3286.63
3314.01

73860.23 203313.77

124652.55
122371.32
120071.08
117751.68
115412.94
113054.71
110676.84
108279.14
105861.47
103423.65
100965.51
98486.89
95987.62
93467.51
90926.41
88364.13
85780.50
83175.33
80548.46
77899.70
75228.86
72535.77
69820.24
67082.07 sum
64321.09
61537.10 total sum
58729.91
55899.32 saving
53045.15
50167.19
47265.25
44339.13
41388.62
38413.53
35413.64
32388.75
29338.66
26263.15
23162.01
20035.03
16881.98
13702.67
10496.86
7264.33
4004.87
718.24
-2595.77

INTEREST PRINCIPLEBALANCE
75942.54
632.85
2687.15 73255.40
610.46
2709.54 70545.86
587.88
2732.12 67813.74
565.11
2754.89 65058.85
542.16
2777.84 62281.01
519.01
2800.99 59480.02
495.67
2824.33 56655.69
472.13
2847.87 53807.82
448.40
2871.60 50936.21
424.47
2895.53 48040.68
400.34
2919.66 45121.02
376.01
2943.99 42177.03
351.48
2968.52 39208.51
326.74
2993.26 36215.24
301.79
3018.21 33197.04
276.64
3043.36 30153.68
251.28
3068.72 27084.96
225.71
3094.29 23990.67
199.92
3120.08 20870.59
173.92
3146.08 17724.51
147.70
3172.30 14552.22
121.27
3198.73 11353.48
94.61
3225.39
8128.10
67.73
3252.27
4875.83

100000

sum
interest
8653.92

sum p
principle
75942.08

40.63
13.30
-14.25
-42.04
-70.05
-98.30
-126.79
-155.51
-184.48
-213.68
-243.13
-272.82
-302.76
-332.95
-363.39
-394.09
-425.04
-456.25
-487.71
-519.45
-551.44
-583.70

3279.37
3306.70
3334.25
3362.04
3390.05
3418.30
3446.79
3475.51
3504.48
3533.68
3563.13
3592.82
3622.76
3652.95
3683.39
3714.09
3745.04
3776.25
3807.71
3839.45
3871.44
3903.70

2829.39 149890.61
19507.93 273948.07
54352.29

1596.46
-1710.23
-5044.49
-8406.52
-11796.58
-15214.88
-18661.67
-22137.19
-25641.66
-29175.34
-32738.47
-36331.29
-39954.05
-43607.00
-47290.39
-51004.48
-54749.52
-58525.76
-62333.48
-66172.92
-70044.37
-73948.07

total
saving

25332.46 199999.54
48527.76

37752

year

month

Sr.No

Rate of Interest

EMI

Interest

Principle

2010

nov

12534

1339.49

11194.51

Balance
200923.00
189728.49

dec
jan
feb
mar
apr
may
jun
jul
aug
sep
oct
nov
dec
jan
feb
mar
apr
may
jun
jul
aug
sep
oct
nov
dec
jan
feb
mar
apr
may
jun
jul
aug
sep
oct

2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

8
8
8
8
8
8
8
8
8
8
8
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10

12534
12534
12534
6267
12534
6267
12534
12534
6267
6267
6267
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454
6454

1264.86
1273.29
1198.22
1122.65
1088.35
1012.05
977.01
899.97
822.41
786.11
746.10
886.62
840.22
793.44
96.27
43.29
-10.13
-64.00
-118.32
-173.09
-228.31
-284.00
-340.15
-396.77
-453.86
-511.42
-569.47
-628.00
-687.01
-746.52
-806.53
-867.03
-928.04
-989.56
-1051.59

11269.14
11260.71
11335.78
5144.35
11445.65
5254.95
11556.99
11634.03
5444.59
5480.89
5520.90
5567.38
5613.78
5660.56
6357.73
6410.71
6464.13
6518.00
6572.32
6627.09
6682.31
6738.00
6794.15
6850.77
6907.86
6965.42
7023.47
7082.00
7141.01
7200.52
7260.53
7321.03
7382.04
7443.56
7505.59

190993.34
179732.63
168396.85
163252.50
151806.85
146551.89
134994.90
123360.87
117916.28
111915.00
106394.10
100826.72
95212.94
11552.38
5194.65
-1216.06
-7680.19
-14198.20
-20770.51
-27397.60
-34079.91
-40817.91
-47612.06
-54462.83
-61370.69
-68336.11
-75359.58
-82441.57
-89582.59
-96783.11
-104043.63
-111364.66
-118746.70
-126190.26
-133695.85

5336.54

268632.46

2011

2012

2013

TOTAL
pain interest