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Banks

Indias Leading BFSI Companies 2011

Alphabetical Listing

Indias Leading BFSI Companies 2011


Sr No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 Banks Abu Dhabi Commercial Bank Allahabad Bank American Express Banking Corporation Andhra Bank Antwerp Diamond Bank N.V. Axis Bank Limited Bank of America NA Bank of Bahrain and Kuwait B.S.C. Bank of Baroda Bank of India Bank of Maharashtra Bank of Nova Scotia, The Bank of Tokyo-Mitsubishi UFJ, Limited, The Barclays Bank PLC BNP Paribas Canara Bank Catholic Syrian Bank Limited, The Central Bank of India Chinatrust Commercial Bank Citibank N.A. City Union Bank Limited Corporation Bank Crdit Agricole Corporate and & Investment Bank DBS Bank Limited Sector Foreign Public Foreign Public Foreign Private Foreign Foreign Public Public Public Foreign Foreign Foreign Foreign Public Private Public Foreign Foreign Private Public Foreign Foreign

Alphabetical Listing

Indias Leading BFSI Companies 2011

Sr No 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51

Banks Dena Bank Deutsche Bank AG Development Credit Bank Limited Dhanlaxmi Bank Limited Federal Bank Limited, The FirstRand Bank Limited HDFC Bank Limited Hongk Kong and Shanghai Banking Corporation Limited, The ICICI Bank Limited IDBI Bank Limited Indian Bank Indian Overseas Bank IndusInd Bank Limited ING Vysya Bank Limited Jammu & Kashmir Bank Limited, The JPMorgan Chase Bank, N.A. Karnataka Bank Limited, The Karur Vysya Bank Limited, The Kotak Mahindra Bank Limited Lakshmi Vilas Bank Limited, The Mizuho Corporate Bank, Limited Nainital Bank Limited, The Oman International Bank S.A.O.G. Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Ratnakar Bank Limited, The

Sector Public Foreign Private Private Private Foreign Private Foreign Private Public Public Public Private Private Private Foreign Private Private Private Private Foreign Private Foreign Public Public Public Private

Indias Leading BFSI Companies 2011

Alphabetical Listing

Sr No 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71

Banks Royal Bank of Scotland N.V., The Shinhan Bank Societe Generale South Indian Bank Limited, The Standard Chartered Bank State Bank of Bikaner & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mauritius Limited State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank Tamilnad Mercantile Bank Limited UBS AG UCO Bank Union Bank of India United Bank of India Vijaya Bank YES BANK Limited

Sector Foreign Foreign Foreign Private Foreign Public Public Public Foreign Public Public Public Public Private Foreign Public Public Public Public Private

Indias Leading BFSI Companies 2011

Total Income Listing

Indias Leading BFSI Companies 2011


Sr No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 Banks State Bank of India ICICI Bank Limited Punjab National Bank Canara Bank Bank of Baroda Bank of India HDFC Bank Limited IDBI Bank Limited Axis Bank Limited Union Bank of India Central Bank of India Indian Overseas Bank Oriental Bank of Commerce Allahabad Bank Syndicate Bank UCO Bank Indian Bank Corporation Bank Andhra Bank State Bank of Hyderabad Standard Chartered Bank Citibank N.A. State Bank of Patiala Hongk Kong and Shanghai Banking Corporation Limited, The Total Income (` mn) 972,189.6 326,219.5 305,990.6 257,670.5 246,951.0 243,935.0 242,633.6 206,844.7 197,869.4 184,914.0 164,856.1 133,265.7 130,478.9 123,851.0 123,659.8 122,962.2 105,429.2 104,596.2 91,882.3 88,350.4 88,239.0 82,163.3 72,336.5 69,836.1

Total Income Listing

Indias Leading BFSI Companies 2011

Sr No 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51

Banks United Bank of India Vijaya Bank Bank of Maharashtra State Bank of Travancore Dena Bank State Bank of Bikaner & Jaipur Punjab & Sind Bank Kotak Mahindra Bank Limited YES BANK Limited Federal Bank Limited, The State Bank of Mysore IndusInd Bank Limited Jammu & Kashmir Bank Limited, The ING Vysya Bank Limited Deutsche Bank AG Karnataka Bank Limited, The South Indian Bank Limited, The Royal Bank of Scotland N.V., The Karur Vysya Bank Limited, The Barclays Bank PLC Tamilnad Mercantile Bank Limited City Union Bank Limited Bank of America NA JPMorgan Chase Bank, N.A. Lakshmi Vilas Bank Limited, The DBS Bank Limited Dhanlaxmi Bank Limited

Total Income (` mn) 69,785.1 63,772.5 60,939.5 58,100.1 55,673.7 54,361.8 53,695.9 49,366.0 46,650.2 45,688.4 45,342.5 43,030.2 40,778.9 33,490.2 28,606.2 26,626.0 26,427.1 25,992.2 24,820.3 21,366.9 15,593.8 13,758.1 13,062.7 12,812.6 12,018.5 11,620.0 10,531.9

Indias Leading BFSI Companies 2011

Total Income Listing

Sr No 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71

Banks BNP Paribas Catholic Syrian Bank Limited, The Development Credit Bank Limited Bank of Nova Scotia, The Crdit Agricole Corporate and & Investment Bank American Express Banking Corporation Bank of Tokyo-Mitsubishi UFJ, Limited, The Nainital Bank Limited, The UBS AG Mizuho Corporate Bank, Limited Societe Generale Ratnakar Bank Limited, The Shinhan Bank State Bank of Mauritius Limited Bank of Bahrain and Kuwait B.S.C. FirstRand Bank Limited Abu Dhabi Commercial Bank Antwerp Diamond Bank N.V. Oman International Bank S.A.O.G. Chinatrust Commercial Bank

Total Income (` mn) 8,951.4 8,366.4 6,483.6 6,158.3 5,492.2 4,599.8 3,947.1 2,681.0 2,420.2 2,216.9 2,192.2 2,077.7 1,024.2 630.0 615.7 587.0 463.2 395.2 272.2 261.1

Indias Leading BFSI Companies 2011

Net Profit Listing

11

Indias Leading BFSI Companies 2011


Sr No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 Banks State Bank of India ICICI Bank Limited Punjab National Bank Bank of Baroda Canara Bank HDFC Bank Limited Axis Bank Limited Bank of India Union Bank of India Standard Chartered Bank Indian Bank IDBI Bank Limited Hongk Kong and Shanghai Banking Corporation Limited, The Oriental Bank of Commerce Citibank N.A. Allahabad Bank Corporation Bank Andhra Bank Central Bank of India State Bank of Hyderabad Indian Overseas Bank Syndicate Bank UCO Bank Kotak Mahindra Bank Limited Net Profit (` mn) 82,645.2 51,513.8 44,335.0 42,416.8 40,258.9 39,264.0 33,884.9 24,887.1 20,819.5 20,592.9 17,140.7 16,503.2 15,275.9 15,028.7 14,246.4 14,231.1 14,132.7 12,670.7 12,524.1 11,662.4 10,725.4 10,479.5 9,065.4 8,181.8

12

Net Profit Listing

Indias Leading BFSI Companies 2011

Sr No 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51

Banks State Bank of Travancore YES BANK Limited State Bank of Patiala Deutsche Bank AG Jammu & Kashmir Bank Limited, The Dena Bank Federal Bank Limited, The IndusInd Bank Limited State Bank of Bikaner & Jaipur Punjab & Sind Bank United Bank of India Vijaya Bank State Bank of Mysore JPMorgan Chase Bank, N.A. Bank of America NA Karur Vysya Bank Limited, The Bank of Maharashtra ING Vysya Bank Limited South Indian Bank Limited, The Tamilnad Mercantile Bank Limited City Union Bank Limited Karnataka Bank Limited, The Bank of Nova Scotia, The BNP Paribas Royal Bank of Scotland N.V., The DBS Bank Limited Bank of Tokyo-Mitsubishi UFJ, Limited, The

Net Profit (` mn) 7,277.3 7,271.4 6,529.6 6,301.3 6,152.0 6,116.3 5,870.8 5,773.3 5,508.8 5,261.7 5,239.7 5,238.2 5,006.2 4,848.9 4,226.4 4,155.9 3,303.9 3,186.5 2,925.6 2,509.0 2,150.5 2,046.1 1,918.3 1,879.9 1,813.9 1,272.3 1,016.2

Indias Leading BFSI Companies 2011

Net Profit Listing

13

Sr No 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71

Banks Lakshmi Vilas Bank Limited, The Barclays Bank PLC Mizuho Corporate Bank, Limited UBS AG Crdit Agricole Corporate and & Investment Bank Nainital Bank Limited, The American Express Banking Corporation Dhanlaxmi Bank Limited Shinhan Bank Development Credit Bank Limited Societe Generale Bank of Bahrain and Kuwait B.S.C. Ratnakar Bank Limited, The Catholic Syrian Bank Limited, The Oman International Bank S.A.O.G. Abu Dhabi Commercial Bank State Bank of Mauritius Limited Chinatrust Commercial Bank FirstRand Bank Limited Antwerp Diamond Bank N.V.

Net Profit (` mn) 1,011.4 1,001.0 730.3 579.2 478.6 456.9 260.9 260.6 254.0 214.3 209.7 143.0 123.3 121.8 115.1 82.2 75.6 40.3 (88.5) (144.1)

Indias Leading BFSI Companies 2011

Total Business Listing

15

Indias Leading BFSI Companies 2011


Sr No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 Banks State Bank of India Punjab National Bank Bank of Baroda Bank of India Canara Bank ICICI Bank Limited HDFC Bank Limited Union Bank of India IDBI Bank Limited Axis Bank Limited Central Bank of India Indian Overseas Bank UCO Bank Syndicate Bank Oriental Bank of Commerce Allahabad Bank Corporation Bank Indian Bank Andhra Bank State Bank of Hyderabad United Bank of India Vijaya Bank State Bank of Patiala Bank of Maharashtra Total Business (` mn) 16,906,522.6 5,550,054.0 5,341,158.4 5,119,819.9 5,064,398.2 4,419,680.1 3,685,690.8 3,534,473.7 3,375,838.6 3,316,456.3 3,090,814.3 2,570,617.3 2,443,484.1 2,423,780.0 2,349,624.8 2,255,120.5 2,035,979.0 1,810,540.9 1,635,916.4 1,533,481.8 1,313,472.4 1,219,669.5 1,194,992.5 1,137,255.1

16

Total Business Listing

Indias Leading BFSI Companies 2011

Sr No 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51

Banks Dena Bank Standard Chartered Bank State Bank of Travancore Punjab & Sind Bank Citibank N.A. State Bank of Bikaner & Jaipur Hongk Kong and Shanghai Banking Corporation Limited, The YES BANK Limited State Bank of Mysore Federal Bank Limited, The Jammu & Kashmir Bank Limited, The IndusInd Bank Limited Kotak Mahindra Bank Limited ING Vysya Bank Limited South Indian Bank Limited, The Karnataka Bank Limited, The Karur Vysya Bank Limited, The Deutsche Bank AG Tamilnad Mercantile Bank Limited Royal Bank of Scotland N.V., The City Union Bank Limited Dhanlaxmi Bank Limited Lakshmi Vilas Bank Limited, The Barclays Bank PLC Catholic Syrian Bank Limited, The DBS Bank Limited Bank of America NA

Total Business (` mn) 1,090,376.7 1,076,199.0 1,042,021.5 1,023,610.4 972,650.7 950,589.8 815,073.3 803,025.7 772,552.8 749,680.1 708,695.8 605,310.2 585,902.8 537,963.9 502,098.1 446,845.2 425,363.1 289,401.2 245,519.4 244,980.5 221,697.5 215,947.8 192,439.3 150,513.7 149,456.9 149,202.1 118,507.1

Indias Leading BFSI Companies 2011

Total Business Listing

17

Sr No 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71

Banks BNP Paribas Bank of Nova Scotia, The Development Credit Bank Limited JPMorgan Chase Bank, N.A. Bank of Tokyo-Mitsubishi UFJ, Limited, The Nainital Bank Limited, The Crdit Agricole Corporate and & Investment Bank Ratnakar Bank Limited, The Mizuho Corporate Bank, Limited American Express Banking Corporation Societe Generale Shinhan Bank UBS AG State Bank of Mauritius Limited Bank of Bahrain and Kuwait B.S.C. Abu Dhabi Commercial Bank Antwerp Diamond Bank N.V. Chinatrust Commercial Bank Oman International Bank S.A.O.G. FirstRand Bank Limited

Total Business (` mn) 100,972.1 99,536.9 98,816.2 98,465.9 69,216.4 45,033.3 39,476.3 39,473.3 31,867.8 15,975.3 15,874.8 14,116.6 13,166.2 10,962.4 8,976.7 7,452.8 6,544.4 3,316.6 1,680.0 1,668.4

Indias Leading BFSI Companies 2011

Abu Dhabi Commercial Bank


Rehmat Manzil, 75, Veer Nariman Road, Churchgate, Mumbai - 400020, Maharashtra Tel: 91 22 39534100; Fax: 91 22 22870686; Website: www.adcbindia.com Background Abu Dhabi Commercial Bank (ADCB) was incorporated in the year 1900 in UAE. It was formed with the merger of the Khalij Commercial Bank, the Emirates Commercial Bank and the Federal Commercial Bank. The Government of Abu Dhabi holds 64% of the paid up capital of the bank with the balance being held by other institutions and nationals. Apart from UAE, ADCB carries out its operations in India through its branches in Mumbai and Bengaluru. Business Profile In India, ADCB provides a host of financial services such as Invest Link, Cellphone banking, StockSmart Depository services, corporate banking and Loan against Shares. The ADCB Investlink is a portfolio investment service catering to NRI customers. Under cellphone banking, ADCB offers CELLutions, enabling access to basic banking information. The bank is a registered NSDL member and is engaged in offering depository services anywhere. Its wide range of credit products to corporate clients include working capital finance, demand loans, term loans, bill finance and export /import finance among others. In FY11, the priority sector and MSE advances constituted 42.8% and 25.7% of ANBC respectively. D&B D-U-N-S 65-028-0100
Management Details Country Manager M Thomas Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 463.2 82.2 7,452.8 9,491.4 2 45.25 31.91 2.89

Allahabad Bank
2, Netaji Subhas Road Kolkata 700001 WB Tel: 91 33 22319144; Fax: 91 33 22107425; Email ID: gmpd@allahabadbank.in; Website www.allahabadbank.in Background Allahabad Bank (Alhd Bank) was incorporated in 1865. In 1920, the bank became a part of P&O Banking Corporation and later in 1989 United Industrial Bank Ltd was merged with the bank. In 2002, the bank came out with its IPO. In 2007, it rolled out its first overseas branch at Hong Kong. The bank is mainly engaged in the treasury, wholesale, retail and other banking operations. Business Profile Alhd Bank primarily offers variety of deposits and credit products. The banks credit products comprises of housing & car loan, education, gold loan schemes, Kisan Credit card and Kisan Shakti Yojana among others. Apart from this, the bank also offers other services such as CMS, depository services, RTGS and financing to SMEs and exporters. As on Mar 31, 2011 the bank opened 127 new branches, taking the total to 2,416 branches. In FY11, the priority sector advances to ANBC stood at 42.96% while agriculture credit to ANBC was 18.20%. In FY11, the bank tied up with UIDAI to allot UIN numbers to clients. In Nov 2011, Alhd Bank entered into a strategic alliance with Aditya Birla Money Ltd for offering on-line facility for demat clients. D&B D-U-N-S 65-007-7050
Management Details Chairman and Managing Director JP Dua Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 123,851.0 14,231.1 2,255,120.5 1,512,863.6 2,373 214 12.96 70.99 0.79

American Express Banking Corp.


Cyber City, Tower C, DLF Building No. 8, Sector 25, DLF City Phase II, Gurgaon - 122002, Haryana Tel: 91 124 2801414; Website: www.americanexpress.com/india Background American Express Banking Corp. (American Express) operates in India with one branch. The bank functions in India through two major segments viz. treasury operations and banking operations. Business Profile American Express treasury operations include investments for SLR requirements and maintenance of cash balances to meet the CRR requirements. American Express banking operations include card operations, travellers cheques distribution and institutional deposits. The banks credit card and charge card operations offer products 18 such as American Express Platinum Reserve card, American Express Gold Credit Card, Air India American Express Green Card and American Express Kingfisher First Credit Card among others. Besides, the bank also offers expense management solutions and consulting in the fields of supplier strategy, policy expertise, process improvement and compliance analysis. The bank also provides a host of services and solutions in the area of business travel. As on Mar 31, 2011 the bank had only one branch across the country. D&B D-U-N-S 67-615-9269
Management Details Chief Executive Officer S Baidwan Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 4,599.8 260.9 15,975.3 17,390.2 1 23.61 207.56 1.50

Indias Leading BFSI Companies 2011

Andhra Bank
Dr. Pattabhi Bhavan 5-9-11, Saifabad, Hyderabad 500004, AP Tel: 91 40 23234313/23252000 Fax: 91 40 23232419; Email: customerser@andhrabank.co.in; Website: www.andhrabank.in Background Andhra Bank (Andhra Bank) was incorporated in 1923 as the Andhra Bank Ltd. The bank was nationalised in 1980 and acquired its current name. Andhra Bank is engaged in personal, corporate, NRI banking and other related services. Business Profile Andhra Bank provides deposit schemes, retail loans, agricultural loans, corporate banking, NRI services and MSME services to its clients. The bank also provides short, medium and long term credit for agricultural and allied activities, in direct and indirect form of finance. In addition, Andhra Bank also offers products such as gold coins, CMS, lending to minorities, mutual funds and insurance among others. For FY11, total priority sector advances grew by 21.41% and constituted 40.65% of ANBC while agricultural credit constituted 18.26% of ANBC. As on Mar 31, 2011 the banks network comprised of 1,632 branches with 25 extension counters and 981 ATMs. The bank has two representative offices at New Jersey, US and Dubai, UAE. In FY11, the bank launched new products and services such as AB Visa Platinum credit card, AB e-trade, mPay, AB Online Shoppe and AB Bill Pay Services among others. D&B D-U-N-S 65-033-2562
Management Details Chairman & MD BA Prabhakar Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 91,882.3 12,670.7 1,635,916.4 1,089,007.2 1,603 981 14.38 77.52 0.38

Antwerp Diamond Bank N.V.


2nd Floor - Engineering Center, 9, Mathew Road - Opera House, Mumbai 400004, Maharashtra Tel: 91 22 61322900; Fax: 91 22 61322993; Website: www.antwerpdiamondbank.com Background Antwerp Diamond Bank N.V. (Antwerp Bank) is a unit of Antwerp Diamond Bank (ADB), which was established in the year 1934 as Comptoir Diamantaire Anversois S.A. In 1999, ADB became a wholly-owned subsidiary of KBC Bank. In the year 2002, Antwerp Bank set up its operation in Mumbai, Maharashtra. Business Profile Antwerp Bank is a specialised bank focusing on the diamond and the diamond jewellery sector. The bank has its presence in the world that includes Antwerp, Dubai, Geneva, Hongkong, Mumbai and New York. Antwerp Bank provides a host of financial services that includes granting credit to the diamond industry, execution of international & domestic payments and collections, import and export merchandise handling services and advisory services. Antwerp Bank also process payment orders, collections, letters of credit, standing orders, direct debits and cheque services for both for domestic and crossborder payments. The commercial desk of the bank processes cash transactions, deposits and withdrawals, irrespective of the currency. In FY11, priority sector advances and MSE advances constituted 105.5% and 33.5% of ANBC respectively. D&B D-U-N-S 91-854-2908
Management Details Chief Executive Officer K De Borger Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 395.2 (144.1) 6,544.4 9,034.5 1 33.73 3.04

Axis Bank Limited


Trishul, 3rd Floor Opposite Samartheshwar Temple Law Garden, Ellisbridge Ahmedabad 380006 Gujarat Tel: 91 79 26409322; Fax: 91 79 26409321; Email:p.oza@axisbank.com; Website: www.axisbank.com Background Axis Bank Ltd (Axis Bank) commenced operations in 1994 and was promoted by UTI, LIC, GIC, National Insurance, New India Assurance, Oriental Insurance and United India Insurance. The bank changed its name w.e.f July 30, 2007 from UTI Bank Ltd to its current name. The bank offers end to end banking solutions to retail as well as corporate clients. Business Profile Axis Banks core business segments include retail, corporate/wholesale banking and treasury. Under personal banking, the bank offers savings account, deposits, home loans, car loans, personal loans, loans against shares/property/security, educational loans, forex services, credit & debit cards etc. As on Mar 31, 2011 the bank had a nation-wide network of 1,390 branches and 6,270 ATMs. It operates overseas branches at Singapore, Hong Kong and DIFC and representative offices at Shanghai and Dubai. In Nov 2010, Axis Bank acquired certain businesses of Enam Securities Private Ltd by way of a demerger, through its wholly-owned subsidiary Axis Securities and Sales Ltd. In FY11, it opened a representative office in Abu Dhabi. During FY11, it partnered with Max New York Life for marketing its life insurance products. D&B D-U-N-S 91-667-8555
Management Details Chairman A Kishore Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 197,869.4 33,884.9 3,316,456.3 2,427,133.7 1,377 6,270 12.65 75.25 0.29

19

Indias Leading BFSI Companies 2011

Bank of America N.A.


Express Towers, Ground, 1st & 16th Floor, Nariman Point, Mumbai 400021, Maharashtra Tel: 91 22 66323000; Fax: 91 22 22870981; Website: www.bankofamerica.com Background Bank of America N.A. (Bank of America) was incorporated in the USA, and operates through its branches in India. It commenced its operational activity in India through its Mumbai branch in 1964. Business Profile Bank of America operates primarily in two segments viz treasury and corporate banking. Under treasury, it offers derivative trading, money market operations, investments in bonds, treasury bills, government securities and foreign exchange operations. Corporate banking primarily undertakes funded and non-funded advances to corporates, cash management activities and other fee-based activities. Bank of America offers a comprehensive suite of financial products and solutions to Indian corporate, multinationals, foreign government entities & multilateral agencies and financial institutions. The bank has its India headquarters in Mumbai, with five branch offices across Mumbai, New Delhi, Kolkata, Chennai, and Bengaluru. The banks priority sector advances constituted 41.8% of ANBC while MSE advances to ANBC stood at 11.9% as on Mar 31, 2011. D&B D-U-N-S 65-036-9341
Management Details Chief Executive Officer K Nakhate Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 13,062.7 4,226.4 118,507.1 121,680.7 5 14.51 97.79 -

Bank of Bahrain & Kuwait B.S.C.


Jolly Maker Chambers II, 225 Nariman Point, Mumbai - 400021, Maharashtra Tel: 91 22 2823698/99; Website: www.bbkindia.com Background Bank of Bahrain & Kuwait B.S.C. (BBK) was established in Mar 1971 at Bahrain. In 1978, the bank opened its first overseas branch in Kuwait. The bank commenced Indian operations in 1986 as a SCB and set up two branches in Mumbai and Hyderabad. Business Profile BBK provides a range of financial and corporate banking services to its customers. Its offerings encompass credit facilities, wide range of deposit products and NRI services among others. The bank is equipped with a dealing room and a strong remittances department to give a complete banking experience. BBK specializes in providing structured finance to mid corporate and in the SME region. It also provides ECBs to large corporates in India for eligible purposes. Its NRI desk offers variety of specifically designed services like personalized banking, equity broking and wealth management. Under corporate banking, BBK offers working capital finance, trade finance, treasury products, long term finance, term loans etc. Under personal banking, the bank offers deposit products, remittances, safe deposit lockers, ATM services, personal finance among other services. D&B D-U-N-S 91-533-2118
Management Details General Manager & CEO - India V Sankaran Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 615.7 143.0 8,976.7 7,458.3 2 23.28 74.38 0.52

Bank of Baroda
Baroda House, Mandvi Vadodara 390006 Gujarat Tel: 91 265 2361852; Fax: 91 265 2362395; Website: www.bankofbaroda.com Background Bank of Baroda (BoB) was founded in 1908 by the then Maharaja of Baroda. It launched its first domestic branch in 1910 and its first overseas branch became operational in 1953. In 1969, it was nationalised by GoI, thereby acquiring its current name. In 1996, the bank came up with its IPO. Business Profile BoB business segments include retail banking; wholesale banking catering to large and mid-sized corporate houses; rural/agri banking and depository services. Under retail banking, it provides deposits, 20 loans, and credit & debit cards while corporate banking includes merchant banking services, project finance and CMS. In FY11, the banks priority sector lending stood at 43.57% of ANBC. As on Mar 31, 2011 it had a network of 3,418 branches and 1,561 ATMs. The banks international presence covers 26 countries through its 85 offices. In Dec 2010, signed a MoU with Banco Bilbao Vizcaya Argentaria, Spain to form a JV credit card business. During FY11, nearly 15 branches of the erstwhile Memon Co-operative Bank Ltd, Mumbai were taken over by BoB. D&B D-U-N-S 65-005-6930
Management Details Chairman & MD MD Mallaya Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 246,951.0 42,416.8 5,341,158.4 3,583,971.8 3,352 1,561 14.52 74.87 0.35

Indias Leading BFSI Companies 2011

Bank of India
Star House, C-5, G Block Bandra- Kurla Complex, Bandra (E) Mumbai 400051, Maharashtra Tel: 91 22 66684444; Email: HeadOffice.CSD@bankofindia.co.in; Website: www.bankofindia.com Background Bank of India (BoI) was founded in 1906 under private ownership. In 1946, the bank opened its first overseas branch in London. BoI was nationalized in 1969. In 1997, the bank came out with public issue in 1997 and follow on QIP in Feb 2008. The banks business segments include treasury, wholesale and retail banking operations. Business Profile BoI provides various deposit and credit schemes catering to the retail customers, agriculture & priority sector, SME, trade financing and NRIs. The bank is also engaged in treasury operations along with bullion banking, CMS and other third party products like insurance and mutual funds. During FY11, BoIs lending under priority sector accounted for 46.27% of ANBC and registered a y-o-y growth of 17.60%. Some of the new products and services introduced by the bank in FY11 include; BOI Kisan Sathi and Jai Jawan Salary Plus Scheme among others. During the same period, the bank created 12 SME city centres, five retail business centres and 15 rural credit processing centres. D&B D-U-N-S 65-005-6880
Management Details Chairman & MD AK Misra Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 243,935.0 24,887.1 5,119,819.9 3,511,725.5 3,303 1,425 12.17 71.30 0.91

Bank of Maharashtra
Lokmangal, 1501 Shivajinagar Pune 411005 Maharashtra Tel: 91 20 25532731; Fax: 91 20 25533246; Website: www.bankofmaharashtra.in Background Bank of Maharashtra (BoM) was established in 1935 and commenced operations in 1936. The bank along with 13 other banks got nationalised in 1969. In 2004, it came out with its IPO. During 2005, the bank entered into bancassurance and mutual fund distribution business.The bank operates in the treasury, corporate/ wholesale banking and retail banking segments. Business Profile BoM offers a range of products under its deposit and credit schemes. It provides home loans, education loans and financing to farmers, corporate houses and SMEs. It offers deposit schemes such as Mahasaraswati scheme, Mahabank Lok Bachat Yogna among others. The bank has tie up with 16 asset management companies for selling mutual fund products. It further provides merchant banking, depository, NRI and demat services among others. During FY11, BoM stabilised CBS at all branches, ATMs and its RRB namely Maharashtra Gramin Bank. In FY11, the bank launched the e-FD facility, for its internet banking customers and Maha Nidhi term deposit scheme for retail deposits. D&B D-U-N-S 65-028-0423
Management Details Chairman & MD N Singh Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 60,939.5 3,303.9 1,137,255.1 764,422.2 1,505 417 13.35 70.13 1.32

The Bank of Nova Scotia


82 C Wing, Mittal Tower, 8th Floor, Nariman Point, Mumbai 400021, Maharashtra Email: bns.vpoindia@scotiabank.com; Website: www.scotiabank.com Background The Bank of Nova Scotia (Scotiabank) commenced operations at Halifax, Nova Scotia in 1832. Presently, the bank along with its affiliates provides personal, commercial, corporate and investment banking in more than 50 countries around the globe. Scotia banks offerings in India encompass a range of corporate and commercial services along with some retail banking products. Business Profile Scotiabank operations in India encompass personal banking, business banking and trade finance. The banks personal banking business includes deposits in the form of checking and savings accounts and other currency accounts; foreign exchange services and safety deposit boxes. Under its business banking offerings the bank provides local and other currency loans and various deposits like current accounts, term deposits and other currency deposits. The banks trade finance business offers letters of credit, letters of guarantee, collections; cash management services like balance reporting, wire/swift transfers, foreign exchange and other services which cover precious metals loans, metals trading and base metals. D&B D-U-N-S 65-066-0442
Management Details Vice Prseident & Country Head S Mittal Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 6,158.3 1,918.3 99,536.9 94,265.2 5 11.80 172.36 -

21

Indias Leading BFSI Companies 2011

The Bank of Tokyo-Mitsubishi UFJ, Limited


Jeevan Vihar, 3, Parliament Street, Post Box No.717, New Delhi 110001, Delhi Tel: 91 11 41003456; Website: www.bk.mufg.jp Background The Bank of Tokyo-Mitsubishi UFJ, Ltd (BTMU) was established on Aug 25, 1919 in Japan. The bank operates through a network of branches in Japan and overseas spanning across Europe, America, Asia & Oceania and the Middle East & Africa. As on 31 Mar, 2011, the banks branch network consisted of 728 Japanese branches and 79 overseas branches. Business Profile BTMU globally operates in the segments of corporate & investment banking, transaction banking, asset & liability management, strategic investment and yen custody. The bank also provides payment solutions to financial institutions. The banks Indian operations are carried through its three branches in the cities of Mumbai, New Delhi and Chennai. The priority sector advances was 59.1% of ANBC while MSE advances were 10% of ANBC as on Mar 31, 2011. In FY11, BTMU signed an SPA (Sale and Purchase Agreement) with The Royal Bank of Scotland Group (RBS) for the acquisition of project finance assets from RBS. During the same period, the bank and the Netherlands Foreign Investment Agency (NFIA) signed a cooperation agreement to promote FDI in the Netherlands. D&B D-U-N-S 91-858-1492
Management Details Regional Executive India Y Miki Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 3,947.1 1,016.2 69,216.4 69,519.8 3 58.67 318.39 -

Barclays Bank PLC


801-808, Ceejay House, Shivsagar Estate, Dr Annie Besant Road, Worli, Mumbai 400018, Maharashtra Email: service@barclays.com; Website: www.barclays.in Background Barclays Bank PLC (Barclays) is the principle subsidiary of financial services group Barclays PLC. In 1989, Barclays opened its first branch in India. In 2006, it launched commercial banking services in India followed by retail banking services in 2007. In Mar 2008, Barclays launched a NBFC - Barclays Finance in India. Business Profile Barclays operation in India can be broadly classified into consumer banking and commercial banking. The consumer banking division of Barclays offers a range of loans, accounts & deposits schemes, NRI banking, self banking services, prestige banking, debit cards and credit cards among others to retail customers in India. The commercial banking division of Barclays provides services such as loans, financing facilities, deposit schemes, cash management services, trade financing, treasury solutions, self banking and business banking services to its corporate clients. Apart from the above, the bank also provides private banking services to its wealthy clients under the brand name Barclays Premier. As on Mar 31, 2011 the bank operates through nine branches and 35 ATMs in India. D&B D-U-N-S 65-064-1186
Management Details Country Head & Managing Director K Bhagat Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 21,366.9 1,001.0 150,513.7 238,520.0 9 35 14.89 123.31 1.46

BNP Paribas
French Bank Building, 62, Homji Street, Fort, Mumbai 400001, Maharashtra Tel: 91 22 66501300; Fax: 91 22 22660144; Email: rtgs.query@asia.bnpparibas.com; Website: www.bnpparibas.co.in Background BNP Paribas (BNP) is a European leading banking and financial service provider. The banks Indian operations dates back to 1860 when it was first set up in Kolkata as Comptoir National dEscompte de Paris (CNEP). BNPs Indian operations are split into corporate & institutional banking, wealth management and individual banking. Business Profile BNPs corporate & institutional banking segment offers services such as asset management, vehicle management, corporate & investment banking and 22 real estate consulting and management services. The banks wealth management business offers private banking services that include wealth advisory services and sophisticated solutions in foreign exchange and derivatives as well as hedging operations. Its individual banking segment offers products and services which includes mutual funds, retail brokerage, home finance and leasing. Presently the banks network in India spans across eight key metros and mini metros. As on Mar 31, 2011 Bank operated with 9 branches across the country. D&B D-U-N-S 65-009-3040
Management Details Chief Executive Officer & Country Manager J Michel Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 8,951.4 1,879.9 100,972.1 106,952.4 9 11.92 117.31 -

Indias Leading BFSI Companies 2011

Canara Bank
112, Secretarial Dept C & MD Secretarial, J C Road, Bengaluru 560002 Karnataka Tel: 91 80 22221581; Fax: 91 80 22248831; Email: hosecretarial@canbank.co.in; Website: www.canarabank.com Background Canara Bank (Canara Bank) was established in 1906 as Canara Bank Hindu Permanent Fund Ltd and got nationalised in 1969. In 1983, it inaugurated its overseas branch at London. In 1984, the bank merged with Lakshmi Commercial Bank Ltd. During 1989, the bank forayed into venture capital financing and factoring business. In 2002-03, Canara Bank came out with its IPO. Business Profile Canara Bank offers personal banking, corporate banking, NRI banking and priority & SME credit services. Personal banking services include savings & deposits, loan products, mutual funds and insurance products among others. The corporate banking services include cash management services, syndication services, IPO monitoring activity, accounts & deposits, loans & advances and merchant banking. Under NRI banking, it offers services such as opening of demat account, payment of insurance premiums & telephone bills, collection of income like rents and other receipts.. During FY11, priority sector advances formed 44.08% of ANBC whereas agricultural advances accounted for 18.48% of ANBC. D&B D-U-N-S 65-005-6757
Management Details Chairman & MD S Raman Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 257,670.5 40,258.9 5,064,398.2 3,360,787.6 3,252 2,173 15.38 72.27 1.11

The Catholic Syrian Bank Limited


CSB Bhavan, Post Box No 502, St. Marys College Road, Thrissur 680020, Kerala Tel: 91 487 2333020; Email: board@csb.co.in; Website: www.csb.co.in Background The Catholic Syrian Bank Ltd (CSB) was incorporated in Nov 1920 at Thrissur, Kerala and commenced operations in Jan 1921. Business Profile CSBs business operations can be broadly classified as deposits, loan products and NRI services. Some of its deposits product includes CSB Tax Saving Support, Acharya Deposits, Family Welfare and DOT Deposit among others. CSBs loan products include Casy Mithra, Medicash, VIP Car Loan, Casy Cash Scheme and Tax Payers Liquidity Scheme among others. The bank also provides international money transfer service namely Wall Street Instant Cash International Money Transfer and MoneyGram. The bank provides a host of services targeted at NRIs such as NRO, NRE, FCNR, RFC accounts and RIBs. The bank has tie ups with leading asset management companies for distribution of mutual funds and it also sells insurance products of Birla Sun Life Insurance Co, New India Assurance and ECGC. As on Mar 31, 2011 the bank had a network of 1,597 ATMs with 360 branches. During FY11, the banks priority sector advances constituted 46.6% of ANBC. D&B D-U-N-S 91-535-4414
Management Details Chairperson S Santhanakrishnan Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 8,366.4 121.8 149,456.9 98,290.7 360 159 11.22 71.28 1.74

Central Bank of India


Chandermukhi Building, 9th Floor Nariman Point Mumbai 400021, Maharashtra Tel: 91 22 66387777; Website: www.centralbankofindia.co.in Background Central Bank of India (CBI) was incorporated in 1911 and was nationalised in 1969. In 2007, the bank came out with its IPO. The bank is mainly engaged in treasury, corporate/wholesale banking, retail banking and other banking business segments Business Profile CBI offers deposits, loans, international banking, agri banking and other services like mutual funds, insurance, online and depository services to its customers. The deposit and loan business is divided into corporate, retail and agriculture services. During FY11, banks lending under priority sector and agriculture sector advances registered a growth of 18.52% and 8.08% respectively. In FY11, CBI tied up with L&T Mutual fund and Principal Pnb Asset Management Company to increase their retail presence in the mutual fund category. Later, in Aug 2011, CBI tied up with Cholamandalam MS General Insurance Co. Ltd. for the sale of general insurance products. In Oct 2011, the bank signed a MoU with Maruti Suzuki India Ltd for financing of Maruti cars. D&B D-U-N-S 86-221-3654
Management Details Chairman & MD MV Tanksale Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 164,856.1 12,524.1 3,090,814.3 2,097,573.3 3,737 1,006 11.64 72.33 0.65

23

Indias Leading BFSI Companies 2011

Chinatrust Commercial Bank


A1/16, Mezzanine Floor, Wenger House, Connaught Place, New Delhi 110001, Delhi Tel: 91 11 23356001; Fax: 91 11 23731815; Email: ctcbndinfo@chinatrustindia.com; Website: www.chinatrustindia.com Background Chinatrust Commercial Bank (Chinatrust) is a private sector bank of Taiwan and has overseas presence in London, New York, Vancouver, Tokyo, Hong Kong, Jakarta, Manila, Bangkok, Ho Chi Minh City and New Delhi. The bank entered India during FY1995-96 and set up its office in Oct 1995. RBI allowed banking license in Feb 1996 and the bank formally started operations from Apr 1996 and has its first branch in New Delhi. Business Profile Chinatrust offers a gamut of products and services including corporate banking, deposits and forex & trade finance. Corporate banking services include working capital finance, trade and transactional services, foreign exchange and cash management among others. Deposit products & services include fixed deposits, current deposits, savings deposits etc. Under forex & trade finance, the bank offers foreign currency cash, foreign currency demand drafts, foreign currency cheque deposits, inward & outward remittances and trade finance services such as loan against import bills, shipping guarantee, documentary credits for imports & packing credit, export bill discounting for exports among other services. D&B D-U-N-S 91-672-8062
Management Details Chief Executive Officer S Banerjee Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 261.1 40.3 3,316.6 2,909.1 1 22.92 241.53 1.07

Citibank N.A.
Citi Centre, Bandra Kurla Complex, Bandra (East), Mumbai - 400051, Maharashtra Tel: 91 22 24193555; Email: india.citiservice@citi.com; Website: www.citibank.co.in Background Citibank N.A. (Citibank) was incorporated in 1812 in New York. In 1865, it joined the US national banking system and was renamed as The National City Bank of New York. Later in 1902, Citibank forayed into the Asian markets and started offering banking services in India. In 1968, The First National City Corporation (later renamed as Citicorp) became the parent of the bank and subsequently in 1976 the bank acquired its present name. Business Profile Citibank offers personal banking, corporate banking and NRI banking services in India. Citibank offers various products like deposit services, debit & credit cards, demat accounts, tax payment services, insurance and MF products. The bank also offers personal loan, loans against securities and home loan facilities. The corporate banking services offered include CMS, IB services, securities & fund services, trade solutions and loan facilities. The NRI products comprise of rupee checking account, FCNR deposits, insurance services and foreign currency loans and overdraft facilities for NRIs. As on Mar 31, 2011 the bank had a network of 43 branches and 651 ATMs. D&B D-U-N-S 67-625-9301
Management Details Chief Executive Officer P Jhaveri Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 82,163.3 14,246.4 972,650.7 1,115,862.5 43 651 17.31 71.64 1.21

City Union Bank Limited


149, T.S.R. (Big) Street Kumbakonam 612001 TN Tel: 91 435 2402322,2401622; Fax: 91 435 2431746 ; Email: co@cityunionbank.com; Website: www.cityunionbank.com Background City Union Bank Ltd (City Union) was incorporated in the year 1904 as The Kumbakonam Bank Ltd and is a scheduled bank since 1945. In 1957, the bank acquired the Common Wealth Bank Ltd. In 1965, The City Forward Bank Ltd and The Union Bank Ltd were amalgamated with the bank. In Dec 1987, the bank acquired its current name. City Unions business includes personal and corporate banking, NRI banking and forex services. Business Profile City Union operates in the segment of treasury, corporate banking, retail banking 24 and other banking operations. City Unions product portfolio includes savings account, current account, fixed deposits, cash certificate, monthly savings deposit and resident foreign currency account among others. The bank has entered into an agreement with LIC to distribute life insurance and with National Insurance Co Ltd to distribute non-life insurance products. In FY11, the priority sector advances constituted 49% of ANBC and agricultural advances constituted 17% of ANBC. During FY11, the bank opened 24 new across India. D&B D-U-N-S 91-521-3511
Management Details Chairman Balasubramanian S Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 13,758.1 2,150.5 221,697.5 145,915.2 248 232 12.75 71.67 0.52

Indias Leading BFSI Companies 2011

Corporation Bank
Mangaladevi Temple Road Post Box No. 88 Mangalore 575001 Karnataka Tele: 91 824 2426416 to 420; Fax: 91 824 2440964; Website: www.corpbank.in Background Corporation Bank (CorpnBank) was established in 1906 as Canara Banking Corporation (Udipi) Ltd. It acquired its current name in 1980, following its nationalisation in the same year. In 1997, the bank came out with its IPO. The bank operates through segments via wholesale banking, retail banking, treasury operations and other banking operations. Business Profile CorpnBank offers personal banking, corporate banking, NRI services, internet banking and treasury & investment operations among others. The priority sector advances to ANBC stood at 38.29% whereas agriculture credit constituted 8.72% of ANBC in FY11. During FY11, the bank opened 206 branches and 105 ATMs thereby taking the total network to 1,361 branches and 1,250 ATMs respectively. The bank has its representative offices in Dubai and Hong Kong. During the same period, CorpnBank signed a MoU with UIDAI for acting as registrars for issue of UID numbers to residents. It also signed a MoU with Unit Trust of India and United India Insurance Company Ltd for providing micro pension and micro insurance respectively. D&B D-U-N-S 65-019-2792
Management Details Chairman & MD A Kumar Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 104,596.2 14,132.7 2,035,979.0 1,435,085.9 1,268 1,182 14.11 74.39 0.46

Crdit Agricole Corporate & Investment Bank


Hoechst House, 11th Floor, Nariman Point, Mumbai 400021, Maharashtra Tel: 91 22 67371000; Fax: 91 22 66351813; Website: www.ca-cib.com Background Crdit Agricole Corporate & Investment Bank (Crdit Agricole), a part of the France-based Crdit Agricole Group has its presence in India since 1981. The bank is primarily involved in the investment banking and treasury operations in India. The bank operates through branches spread across Ahmedabad, Bengaluru, Chennai, Delhi, Mumbai and Pune. Business Profile Crdit Agricole business line consists of coverage & investment banking, fixed income markets, structured finance, commercial banking and research. Under coverage & investment banking it encompasses products and services viz. corporate equity derivatives, global corporate finance and global loan syndication. The fixed income markets business comprises of foreign exchange, debt & credit markets, commodities, and interest rate derivatives. Under structured finance, it offers air transportation & rail financing, shipping finance, natural resources, infrastructure & power, export & trade finance and acquisition finance services. The commercial business is engaged in providing cash management and e-banking services. D&B D-U-N-S 91-861-7411
Management Details Sr. Country Officer India J Marion Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 5,492.2 478.6 39,476.3 75,609.3 6 13.98 487.04 -

DBS Bank Limited


3rd Floor, Fort House, 221, Dr.D.N. Road, Fort, Mumbai - 400001, Maharashtra Tel: 91 22 66388888; Fax: 91 22 66388899; Website: www.dbsbank.in Background DBS Bank Ltd (DBS) was established as a development bank in Singapore in 1968. The bank commenced its operations in India in 1994 with a representative office in Mumbai that was upgraded to a full-fledged branch in 1995. In 2005, DBS opened another branch in Delhi. In 2010, DBS divested 37.5% stake in Cholamandalam DBS Finance. Business Profile DBS operates with a network of 12 branches across India in Bengaluru, Chennai, Kolkata, Cuddalore, Kolhapur, Moradabad, Mumbai, Nashik, New Delhi, Pune, Salem and Surat. The bank classifies its operations into two main businesses viz. wholesale banking and personal banking. Under its wholesale banking business, DBS provides a range of corporate & investment banking services, including corporate lending, treasury services, transaction services and M&A advisory services to corporates, financial institutions and small & mid-tier clients across industries and segments. The banks personal banking business offers a range of wealth management offerings that include NRI Services. D&B D-U-N-S 91-860-4492
Management Details Chief Executive Officer & General Manager S Bhasin Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 11,620.0 1,272.3 149,202.1 237,461.1 12 30 14.98 102.50 0.31

25

Indias Leading BFSI Companies 2011

Dena Bank
Dena Corporate Centre, C-10, G Block, Bandra Kurla Complex, Bandra (E), Mumbai 400051, Maharashtra Tel: 91 22 26545000 / 26545035 Website: www.denabank.com Background Dena Bank (Dena Bank) was established in 1938 as Devkaran Nanji Banking Company Ltd and renamed as Dena Bank Ltd in 1939 on becoming a public limited company. It was nationalised in 1969 and later in 1996, the bank came out with its IPO. The banks business segments include treasury, corporate/wholesale banking, retail banking and others. Business Profile Dena Bank operates in personal banking, priority & SME lending, international banking and corporate banking apart from undertaking treasury segments. The bank offers deposit and credit products under personal banking. Under corporate banking, it provides term finance, working capital finance, export credit and fund based & non fund based products. The bank offers NRI services and also distributes life insurance and general insurance products. It has tie ups with various AMCs for marketing and distribution of mutual fund schemes. The priority sector advances to ANBC stood at 42.41% whereas agriculture credit represented 16.20% of ANBC as on Mar, 31 2011. D&B D-U-N-S 65-009-6316
Management Details Chairman & MD N Mitra Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 55,673.7 6,116.3 1,090,376.7 708,384.2 1,191 496 13.41 69.82 1.22

Deutsche Bank AG
Deutsche Bank House, Hazarimal Somani Marg, Fort, Mumbai - 400001, Maharashtra Tel: 91 22 66584600; Website: www.deutschebank.co.in Background Deutsche Bank AG (Deutsche Bank) was established in 1870 in Berlin, Germany. The bank commenced operations in India in the year 1980. Deutsche Bank is a global investment bank with presence in over 70 countries across the globe. Deutsche Bank primarily undertakes global market (treasury), business banking and retail banking activities. Business Profile Deutsche Bank is a fully integrated financial services provider offering services such as on-shore investment banking, institutional equities broking, asset and private wealth management, retail banking and business process outsourcing. Deutsche Banks operations include corporate & investment banking encompassing global transaction banking, corporate finance and markets (sales and trading) and retail banking (private and business clients), private wealth & asset management. The bank offers credit cards, loans, deposits, PMS, personal banking, CMS, trading & forex services and NRI banking services to its clients in India. During FY11, the bank had around 15 branches and 60 ATMs. D&B D-U-N-S 65-028-0787
Management Details Chief Executive Officer India G Chadha Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 28,606.2 6,301.3 289,401.2 286,798.1 15 60 15.03 97.59 0.23

Development Credit Bank Limited


601 & 602, Peninsula Business Park, 6th floor, Tower A, Senapati Bapat Marg, Lower Parel, Mumbai - 400013, Maharashtra Telephone: 91 22 24387000/66187000; Fax: 91 22 24231520; Email: customercare@dcbbank.com; Website: www.dcbbank.com Background Development Credit Bank Ltd (DCB), originally known as the Development Cooperative Bank Ltd, was formed through the merger of Ismailia Co-operative Bank Ltd and Masalawalla Co-operative Bank Ltd in 1981. DCB merged with Citi Co-operative Bank Ltd, and subsequently acquired its current name in 1995. In the same year, the bank was converted into an SCB. In 2006, the bank came with its IPO. Business Profile DCB operates in four business segments namely, treasury operations, corporate banking, retail banking and 26 others. The bank offers deposit products, loans, wealth management services, SME banking, tax payment services, statutory reserves and liquidity management among others. Besides, DCB also distributes life insurance, general insurance and mutual fund products through tie-ups. DCB has a network of 80 branches and 134 ATMs as on Mar 2011 with strong presence in Maharashtra, Gujarat and AP. DCB also has tie ups with the Cashnet and Infinet networks, which allows customers to access more than 35,000 ATMs across the country. In FY11, DCB tied up with United India Insurance for distribution of general insurance products. D&B D-U-N-S 65-060-0310
Management Details Chairperson N Munjee Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 6,483.6 214.3 98,816.2 73,723.4 82 134 13.25 76.14 0.97

Indias Leading BFSI Companies 2011

Dhanlaxmi Bank Limited


Dhanlaxmi Building, PB No 9 Naickanal Thrissur - 680001 Kerala Tel: 91 487 6617000; Fax : 91 487 6617222; Website: www.dhanbank.com Background Dhanlaxmi Bank Ltd (Dhanlaxmi Bank) was established in 1927, at Thrissur, Kerala. In 1977, it was designated as an SCB by the RBI. In 1996, the bank came out with its first public issue. In FY11, the bank named was changed from The Dhanalakshmi Bank Ltd to the current one. Business Profile Dhanlaxmi Bank business includes personal banking, corporate banking, micro & agri banking, SME banking and NRI banking. The personal banking offers current and savings account, term deposits, loans and depository services. Its corporate banking segment provides CMS, credit, forex services and corporate salary accounts. It also has a keen focus on the microfinance arena with specialized products like Kissan Vahana, a two-wheeler loan for farmers, the Dhanam Kissan Card for farmers short-term and contingent credit needs; agri gold loans for agricultural activities and various other micro credit schemes. In Jan 2011, it launched Dhanlaxmi Bank Gift Card, a rupee denominated, pre-paid, nonreloadable card. D&B D-U-N-S 91-861-7382
Management Details Managing Director & CEO A Chaturvedi Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 10,531.9 260.6 215,947.8 142,681.5 273 459 11.80 72.35 0.30

The Federal Bank Limited


PO No 103 Federal Towers, Aluva 683101, Kerala Tel: 91 484 2623620; Fax: 91 484 2622672; Email: contact@federalbank.co.in; Website: www.federalbank.co.in Background The Federal Bank Ltd (Federal Bank) was incorporated in 1931 as Travancore Federal Bank Ltd. In 1947, it acquired its current name and later became a scheduled commercial bank in 1970. In 1989, it commenced its merchant banking operations and came out with its IPO in 1994. The banks operations are classified into four business segments, viz. treasury operations which include investment and trading in securities, shares, debentures, etc.; retail banking; wholesale banking and other banking operations. Business Profile Federal Banks product and service portfolio includes savings & current accounts, online bill collection, bank guarantee, cash management, federal pure gold, gilt accounts, mutual fund, demat accounts, NRI banking services, SME business, insurance products, merchant banking and online tax payment among others. The bank has tie-ups with various AMCs such as Birla Sun Life Mutual fund, SBI Mutual fund among others for distribution of mutual fundsIn FY11, agricultural advances to ANBC stood at 13.56%. D&B D-U-N-S 65-011-6239
Management Details Chairman PC Cyriac Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 45,688.4 5,870.8 749,680.1 514,563.6 741 804 16.79 74.28 0.60

FirstRand Bank Limited


5th floor, Mistry Bhavan, 122, Dr. Dinsha Vachha Road, Churchgate, Mumbai - 400020, Maharashtra Tel: 91 22 66258600; Fax: 91 22 22819130; Website: www.firstrand.co.in Background FirstRand Bank Ltd (FirstRand) is a branch of FirstRand Banking Group South Africa. It set up its representative office in Mumbai, India in Jan 2008. FirstRand received its final banking license from RBI a year later becoming the first South African bank to be granted a full scale commercial banking license in India. The banking business commenced from its Mumbai office since Apr 2009. FirstRand got included in the list of scheduled banks in India since Aug 2009. Business Profile FirstRands business line consists of fixed income currency & commodities; corporate banking; trade and international banking and investment banking. Under corporate banking, the bank offers deposits, working capital facilities, long term loans, transactional banking, foreign currency accounts etc. Under trade and international banking, it offers inward & outward remittances, structured trade finance, guarantees, documentary credits etc. Investment banking segment comprises of corporate finance & advisory, capital raising, infrastructure finance among others. D&B D-U-N-S 86-379-9133
Management Details Chief Executive Officer & Country Manager M Moodley Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 587.0 (88.5) 1,668.4 7,446.9 1 94.81 555.66 -

27

Indias Leading BFSI Companies 2011

HDFC Bank Limited


HDFC Bank House Senapati Bapat Marg, Lower Parel Mumbai 400013 Maharashtra Tel: 91 22 66521000 Fax: 91 22 24900983 Website: www.hdfcbank.com Background HDFC Bank Ltd (HDFC Bank) was incorporated in 1994 as a private sector bank promoted by Housing Development Finance Corporation. HDFC Bank commenced operations as a SCB in 1995. In 2008, Centurion Bank of Punjab got merged with HDFC Bank. Business Profile HDFC Bank primarily deals in retail, wholesale banking and treasury operations. Under retail banking it provides deposits, retail loans such as auto loans, personal loans, commercial vehicle loans, mortgages, business banking, loan against gold etc., credit cards, debit cards, depository services, investment advisory and bill payments among others. In Oct 2011, HDFC bank and Diners Club International Ltd entered into a strategic partnership whereby HDFC bank will offer Diners Club International credit cards and merchant acquiring services in India. In Feb 2011, HDFC bank signed a MoU with the Indian Army to offer them salary accounts and banking products and services. D&B D-U-N-S 65-005-7888
Management Details Managing Director A Puri Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 242,633.6 39,264.0 3,685,690.8 2,773,525.9 1,963 5,471 16.22 76.70 0.19

The Hongkong and Shanghai Banking Corporation Ltd


52/60, MG Road, Fort, Mumbai - 400001, Maharashtra Email: info@hsbc.co.in; Website: www.hsbc.co.in Background The Hongkong and Shanghai Banking Corporation Ltd (HSBC) is a subsidiary of the HSBC Group which was established in Hong Kong in the year 1865 to finance the growing trade between China and Europe. HSBC was formed in India when the HSBC Group forayed into the Indian market in 1959 by acquiring the Mercantile Bank, which was incorporated in the year 1853 in Mumbai. Business Profile HSBCs products & services portfolio includes personal banking, NRI banking, financial planning services, corporate banking, business banking, payments and cash management, trade (international and domestic) & factoring services, institutional banking, treasury & capital markets and custody & clearing services. Under personal banking, the bank offers retail banking and wealth management services, including personal lending and deposit products and credit & debit cards. The bank offers retail banking through its branch network across 18 cities in India. During FY11, it had a network of around 50 branches and 151 ATMs. During FY11, the banks priority sector advances consists of 42.5% of ANBC while MSE advances stood at 12.2% of ANBC. D&B D-U-N-S 65-044-0415
Management Details Chief Executive Officer - India S Davis Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 69,836.1 15,275.9 815,073.3 911,484.7 50 151 18.03 50.64 0.91

ICICI Bank Limited


Landmark, Race Course Circle, Vadodara 390007, Gujarat Tel: 914 265 6617200 ; Fax : 91 265 2339926 ; Email: investor@icicibank.com; Website: www.icicibank.com Background ICICI Bank Ltd (ICICI Bank) was promoted in 1994 by ICICI Ltd, an Indian financial institution. In 1999, the bank got listed on NYSE. In 2002, ICICI Ltd and its subsidiaries which were engaged in retail finance were merged with ICICI Bank. In Apr 2007, the bank acquired The Sangli Bank Ltd. The bank operates primarily in three segments viz retail banking, wholesale banking and treasury. In FY11, The Bank of Rajasthan Ltd was amalgamated with ICICI Bank. Business Profile ICICI 28 Banks product and service portfolio includes personal banking, wealth management services, NRI banking, corporate banking and business banking. Moreover, it also has rural, micro banking and agri business group which cater to the financial needs of farmers, traders and processor as well as corporates in the agriculture sector. The bank had 2,529 branches and 6,055 ATMs as on Mar 31, 2011. As on Mar 31, 2011, qualifying agriculture loans were 14.0% of its residual adjusted net bank credit. It has established its presence in foreign countries such as US, Hong Kong, Thailand, Malaysia, South Africa and other countries. D&B D-U-N-S 91-641-3466
Management Details Chairman KV Kamath Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 326,219.5 51,513.8 4,419,680.1 4,062,336.7 2,523 6,104 19.54 95.91 1.11

Indias Leading BFSI Companies 2011

IDBI Bank Limited


IDBI Tower, WTC Complex Cuffe Parade Mumbai 400005 Maharashtra Tel:91 22 22189111/6655 3355; Fax: 91 22 22181294; Email: Customercare@idbi.com; Website: www.idbi.com Background IDBI Bank Ltd (IDBI) was established in 1964 as development financial institution. \. In 2004, it was converted into a banking company as IDBI Ltd. In 2005; IDBI Ltd merged its banking subsidiary, IDBI Bank Ltd, with itself. In Oct 2006, it acquired The United Western Bank Ltd. In 2008; the bank named was changed from IDBI Ltd to IDBI Bank Ltd. Business Profile IDBI operates in three segments viz wholesale/corporate banking, retail banking and treasury services. IDBI offers a wide range of products and services like loans such as home loans, auto loans, educational loans, personal loans, corporate loans etc, deposits, SME finance, agri finance, NRI services, investment advisory, CMS, trade finance, mobile banking, RTGS/fund transfer and foreign currency products among others. During FY11, the bank has also signed a MoU with UIDAI to act as a registrar. In Apr 2011, IDBI amalgamated its wholly-owned subsidiaries viz. IDBI Home Finance Ltd and IDBI Gilts Ltd with IDBI. In Oct 2011, IDBI Trusteeship Services Ltd has become a subsidiary company of IDBI. D&B D-U-N-S 65-007-6839
Management Details Chairman & Managing Director RM Malla Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 206,844.7 16,503.2 3,375,838.6 2,533,767.9 806 1,370 13.64 87.04 1.06

Indian Bank
PB No. 1384 66, Rajaji Salai Chennai 600001 TN Tel: 91 44 28134300; Website : www.indianbank.in Background Indian Bank (Indian Bank) was incorporated as The Indian Bank Ltd in 1907. In 1962, the bank acquired the businesses of Royalaseema Bank, the Bank of Alagapuri, Salem Bank, the Mannargudi Bank and the Trichy United Bank. After nationalisation in 1969, the bank acquired its present name. The banks business segment comprises of treasury, corporate/ wholesale banking, retail banking and other banking operations. Business Profile Indian Bank primarily offers lending and deposit schemes catering to priority sector, businesses, agriculture and other weaker sections. Besides the above, it also provides services like foreign exchange, depository services, wealth management services and treasury among others Indian Bank has three overseas branches in Singapore, Colombo and a newly opened branch at Jaffna, Sri Lanka. The banks ratio of priority sector advances to ANBC stood at 43.66% whereas agriculture credit was 18.57% of ANBC in FY11. In FY11, the bank entered into a MoU with Bajaj Auto Ltd. and TVS for financing three wheelers. D&B D-U-N-S 65-025-3912
Management Details Chairman & MD TM Bhasin Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 105,429.2 17,140.7 1,810,540.9 1,217,183.1 1,829 1,128 13.56 71.12 0.53

Indian Overseas Bank


763, Anna Salai Chennai 600002 TN Tel: 91 44 28524212; Fax: 91 44 28418030; Email: iobmail@vsnl.com; Web : www.iob.in Background Indian Overseas Bank (IOB) was founded in 1937 with focus on foreign exchange business and overseas banking. In 1969, IOB got nationalised along with 13 other banks. In 2001, the bank came out with its IPO. IOB operates through four business segments via treasury, corporate/ wholesale banking, retail banking and other banking operations. Business Profile IOB offers a gamut of services such as personal banking, corporate banking, NRI services, rural & agriculture banking, MSME loans, forex services, internet banking and other government services among others. The bank operates through six overseas branches spread across Hong Kong, Singapore, South Korea, Sri Lanka and Thailand while its representative offices are based in China, Malaysia, Vietnam and Dubai. In FY11, IOB operated with a network of 2,184 branches with five extension counters and 1,043 ATMs spread across the country. The priority sector advances to ANBC stood at 44.47% whereas agricultural advances to ANBC stood at 21.87% in FY11. D&B D-U-N-S 65-006-7234
Management Details Chairman & MD M Narendra Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 133,265.7 10,725.4 2,570,617.3 1,787,842.8 2,167 1,043 14.55 77.00 1.19

29

Indias Leading BFSI Companies 2011

IndusInd Bank Limited


2401, Gen. Thimmayya Road (Cantonment) Pune 411001 Maharashtra Tel: 91 20 26343201; Fax: 91 20 26343241; Email: exclusive@indusind.com; Website: www.indusind.com Background IndusInd Bank Ltd (IndusInd) commenced operation in 1994, with an initial focus on corporate and wholesale banking. In 1996, it launched internet banking service and later in 2003 implemented the RBI-electronic funds transfer scheme. In 2004, the bank merged Ashok Leyland Finance with itself. It also established its first international representative office in Dubai. It has clearing bank status for both major stock exchanges - BSE and NSE - and three major commodity exchanges in the country MCX, NCDEX, and NMCE. It also offers DP facilities for stock and commodity segments. Business Profile IndusInd operates in four business segments, viz. retail banking, treasury, corporate / wholesale banking and other banking operations. In FY11, priority sector advances contributed to around 45.89% of net bank credit. Also during FY11, weaker sections contributed at around 8.58% of the banks NBC. In Apr 2011, it entered into an agreement with Deutsche Bank to acquire its credit card business in India. D&B D-U-N-S 86-232-6824
Management Details Chairman R Seshasayee Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 43,030.2 5,773.3 605,310.2 456,358.4 303 594 15.89 76.14 0.28

ING Vysya Bank Limited


ING Vysya House No 22, M.G. Road, Bengaluru 560001 Karnataka Tel: 91 80 30309900; Fax 91 80 25005555; Website : www.ingvysyabank.com Background ING Vysya Bank Ltd (ING Vysya) was incorporated as Vysya Bank Ltd in 1930. In 2002, ING N.V. took over management of the bank and renamed as ING Vysya Bank Ltd.The bank is engaged in retail banking, treasury and wholesale/corporate banking services. Business Profile ING Vysya broadly operates under personal banking which includes branch banking, consumer loans, wealth management & NRI services and through business banking it provides loan to SMEs, agricultural loans, cash management, investment banking and trade finance among others. The bank also provides mutual funds, bancassurance, internet banking, phone banking and economic research & analysis services to its customers. During FY11, retail bank advances including SME contributed to 58% of the advances while net priority sector advances constituted 43.5% of ANBC. In FY11, ING Vysya & Angel Broking signed a MoU, to offer ING Vysya customers a three in one account that would allow its customers a seamless investment option between the ING Savings Account, ING Demat Account and Angel Trading Account on a single platform. D&B D-U-N-S 65-028-2163
Management Details Managing Director & CEO S Bhandari Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 33,490.2 3,186.5 537,963.9 390,139.7 504 400 12.94 78.17 0.39

The Jammu & Kashmir Bank Limited


M A Road Srinagar 190001 Jammu & Kashmir Phone: +91-194 2481930-2481935; Website: www.jkbank.net Background The Jammu & Kashmir Bank Ltd (J&K Bank) was incorporated in Oct 1938 and commenced its business in July, 1939. In 1971, the bank received the status of scheduled bank. Business Profile J&K Bank primarily undertakes retail banking, corporate/MSME banking and priority sector lending. Some of the banks product includes loans, insurance, tax products and savings & deposits cards. It also provides banking services to NRIs in the form of savings, current and foreign currency deposit account. During FY10, the 30 bank had a total network of 548 branches and 361 ATMs. J&K Bank has tie-ups with various AMCs and insurance companies for marketing and distribution of mutual fund schemes, life and non-life insurance products. During FY11, the bank integrated with more than 900 online merchants like BSNL, Air Tel, LIC, Metlife, Tata Sky, Make My Trip, among others to provide online bill payment/ shopping facility to its customers. During FY11, J&K Bank signed a MoU with JCB India Ltd, a leading infrastructure equipment manufacturer company. D&B D-U-N-S 91-844-5289
Management Details Director M. Ahmad Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 40,778.9 6,152.0 708,695.8 505,081.5 503 362 13.72 58.63 0.20

Indias Leading BFSI Companies 2011

JPMorgan Chase Bank, N.A.


Mafatlal Centre, 9th Floor, Nariman Point, Mumbai - 400021, Maharashtra Tel: 91 22 6157 3000; Website: www.jpmorgan.com Background JP Morgan Chase Bank, N.A. (JPMorgan Chase) is a part of the JP Morgan Chase & Co, a global financial service provider firm. In 2000, JPMorgan & Co merged with Chase Manhattan Corp with itself and in the process also merged four banking institutions with itself, viz. JPMorgan, Chase, Chemical and Manufacturers Hanover, which led to formation of JP Morgan Chase & Co. JPMorgan Chase, was formed in 2004 with the joining of J.P. Morgan Chase & Co and Bank One Corp. Business Profile JPMorgan Chase line of business includes investment banking, global corporate bank, private equity, asset management and treasury & securities services. It has a global service center with facilities in Mumbai and Bengaluru which delivers process innovations that benefit other lines of business and support operations across the world. The bank provides its services mainly to corporations, governments, hedge funds, wealthy individuals and institutional investors. In FY11, the priority sector advances constituted 41.9% of ANBC while MSE advances stood at 10.4%. D&B D-U-N-S 91-535-0243
Management Details Chief Executive Officer M Kalyan Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 12,812.6 4,848.9 98,465.9 149,628.5 1 22.99 54.24 -

The Karnataka Bank Limited


Mahaveera Circle Kankanady Mangalore 575002 Karnataka Email: info@ktkbank.com; Website: www.karnatakabank.com Background The Karnataka Bank Ltd (Karnataka Bank) was incorporated in 1924. Over the years, the bank grew with the merger of Sringeri Sharada Bank Ltd, Chitradurga Bank Ltd and Bank of Karnataka. Karnataka Bank actively operates in personal banking, business banking, internet banking and money transfer services. Business Profile Karnataka Bank offers a range of products and services such as working capital finance, term loans, internet banking, infrastructure finance, education loan, demat services and NRI services among others. In addition, the bank also undertakes distribution of insurance & mutual fund products, online shopping, railway ticket booking, locker facilities etc. In FY11, the bank had a total network of 478 branches and 267 ATMs. In FY11, Karnataka Bank launched a new SB account named KBL Vanitha to encourage savings habits among the women. During, the same year, the bank also signed a MoU with Corporation bank on point of sale network of retail payments at merchant outlets. In Apr 2011, the bank entered into a strategic tie-up with Way2Wealth Brokers Pvt Ltd, to launch online trading facility. D&B D-U-N-S 91-577-8497
Management Details Non Executive Chairman of the Bank Mr. Ananthakrishna Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 26,626.0 2,046.1 446,845.2 316,930.1 483 267 13.33 63.46 1.62

The Karur Vysya Bank Limited


Erode Road Karur 639002 Tamil Nadu Email: customersupport@kvbmail.com; Website: www.kvb.co.in Background The Karur Vysya Bank Ltd (KVB) was set up in 1916 in Karur, TN to provide financial assistance to traders and small agriculturists. In 1927, its first branch was opened at Dindigul, TN. During 196365, four banks, viz., Selvavridhi Bank Ltd, Salem Shri Kannika Parameshwari Bank Ltd, Pathinengrama Arya Vysya Bank Ltd and Coimbatore Bhagyalakshmi Bank Ltd were merged with KVB. Business Profile KVB provides corporate banking, personal banking, agri-loan, insurance and NRI services to its clients. Under personal banking and corporate banking, KVB offers current accounts, savings accounts, and loan & deposit schemes, demat accounts, locker facilities, debit & pre-paid gift and travel cards. The bank also provides loans to agriculture, SMEs and large corporate houses. During the same year, KVB had a total network to 369 branches and 488 ATMs. Some of the products launched during FY11 are: KVB Gift Card, KVB Travel Card and KVB Prestige - an SB product for HNIs. In addition, it also launched KVB Rice Plus - to finance the rice mills and KVB Timber Plus - to finance timber merchants, in FY11. D&B D-U-N-S 91-535-5189
Management Details Chairman Shri Katta Pradyumna Kumar Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 24,820.3 4,155.9 425,363.1 282,248.4 369 488 14.41 72.06 0.07

31

Indias Leading BFSI Companies 2011

Kotak Mahindra Bank Limited


36-38A, Nariman Bhavan, 227 Nariman Point Mumbai 400021 Maharashtra Email: service.bank@kotak.com; Website: www.kotak.com Background Kotak Mahindra Bank Ltd (KMBL) was established in 1985 as Kotak Mahindra Finance Ltd. It primarily undertook bills discounting activities and entered the lease and hire purchase market in 1987. In 2003, it was granted license for executing banking business by the RBI, thereby acquiring its current name. Business Profile KMBL operates in retail banking, corporate/wholesale banking and treasury & BMU segments. Retail banking includes lending activities covering commercial vehicle finance, home & personal loans, agriculture finance & other loans; retail borrowings covering savings, current, term deposit accounts; and credit cards business. Corporate banking covers wholesale borrowings & lending. Treasury & BMU segment covers money market, forex market, derivatives, investments and primary dealership of government securities and BMU responsible for asset liability management. As on Mar 31, 2011 the bank had a network of 321 branches and 710 ATMs. In FY11, KMBL launched new remittance solution named Click2Remit, a multi-currency platform to send money into India from any country in eight currencies. D&B D-U-N-S 65-019-5050
Management Details Executive Vice Chairman and MD Mr. U. S. Kotak Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 49,366.0 8,181.8 585,902.8 508,506.7 322 710 19.92 100.23 0.72

The Lakshmi Vilas Bank Limited


Salem Road Kathaparai Karur 639006 TN Tel: 91 4324 220051- 60; Fax: 91 4324 220068, 220069; Email: info@lvbank.in; Website: www.lvbank.com Background The Lakshmi Vilas Bank Ltd (LVB) was incorporated in the year 1926. In 1958 the bank received license from RBI and became a scheduled commercial bank. During 1961-65, it acquired nine other banks. Business Profile LVB is mainly engaged in treasury, retail, corporate/wholesale and other banking operations. LVB offers a gamut of services like deposits, loans, online services, NRI services and wealth management services among others. Under the deposit schemes the bank offers Lakshmi Savings Gold, Dhanachakra Deposit and Lakshmi Freedom Deposit among others. It offers credit schemes such as Lakshmi Rental Loan for owners who receive rental income and Vidhya Lakshmi Loan an education loan to its retail customers. The bank is also involved in distribution of insurance and mutual funds products and has tie up with 10 AMCs for distribution of mutual fund products. The bank has tie ups with LIC for distribution of their life insurance products and Bajaj Allianz General Insurance Company for general insurance. As on Mar 31, 2011 the bank had a total network of 274 branches and 274 ATMs. D&B D-U-N-S 65-064-9858
Management Details Managing Director & CEO PR Somasundaram Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 12,018.5 1,011.4 192,439.3 133,011.8 269 250 13.19 72.60 0.90

Mizuho Corporate Bank, Limited


Maker Chamber III, 1st Floor, Jamnalal Bajaj Road, Nariman Point, Mumbai - 400021, Maharashtra Tel: 91 22 22886638; Website: www.mizuhocbk.com Background Mizuho Corporate Bank, Ltd (MCBL), a subsidiary of Mizuho Financial Group was established on Apr 1, 2002 in Japan. MCBL classifies its Indian operations into two segments viz. treasury and corporate/ wholesale banking. Business Profile MCBL offers a gamut of product and services such as deposit-taking, lending, L/C issuance, acceptance and confirmation, acceptance and negotiation of import/ export bills, remittance, forward exchange contracts, guarantees etc. The banks Indian operations are carried out through 32 two branches located in Mumbai and New Delhi each. In FY11, the priority sector advances constituted 17.9% of ANBC and MSE advances stood at 7.6%. The Mizuho Financial Group has presence across Japan, Asia, Europe, the Middle East and the Americas. In Nov 2010, the bank signed a MoU with Ascendas Investment Pte Ltd and JGC Corporation for an integrated township project with eco-friendly infrastructure in Chennai, TN. In July 2010, MCBL and IFC have jointly implemented the first risk participation scheme in Asia in financing a power transmission project in India. D&B D-U-N-S 91-844-5644
Management Details Chief Executive Officer India I Shinjo Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 2,216.9 730.3 31,867.8 39,396.0 2 87.25 374.91 -

Indias Leading BFSI Companies 2011

The Nainital Bank Limited


Seven Oaks Building Mallital, Nainital 263001, Uttarakhand Tel: 91 5942 236138; Fax: 91 5942 236120; Website: www.nainitalbank.co.in Background The Nainital Bank Ltd (Nainital Bank) was incorporated in 1922. In 2006, the bank was merged with BoB, thereby making it a subsidiary company of BoB. Business Profile Nainital Bank provides a variety of products and services across the personal banking, business banking, SME banking and rural/agri banking segments. The personal banking segment provides deposits and loan products that include Apna Ashiana, Suhana Safar, Naini Sahyog and Naini HealthCare. The business banking segment offers services ranging from working capital finance, short term corporate loans & project finance through schemes like Vyapar Suvidha, Scheme for hoteliers, Schemes for educational institutions which caters to the financial demand of the business activities. The banks rural banking segment extends credit facilities to small & marginal farmers, agricultural labourers and cottage industry entrepreneurs through schemes like Naini Kisan Credit Card & Naini Kisan Gold Card. As on Mar 31, 2011 the bank had a network of 101 branches. In FY11, the priority sector advances and MSE advances constituted 62.9% and 20.5% of ANBC respectively. D&B D-U-N-S 65-066-0558
Management Details Chairperson & CEO DP Singh Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 2,681.0 456.9 45,033.3 32,920.7 101 0 16.35 59.41 -

Oman International Bank S.A.O.G.


201, Raheja Centre, Free Press Journal Marg, Nariman Point, Mumbai 400021, Maharashtra Tel: 91 22 66324848-61; Fax: 91 22 22875626; Website: www.oib.co.om/enindia.aspx Background Oman International Bank S.A.O.G. (Oman International Bank) came into existence in 1984. Its history dates back to March 1975 when the Arab African International Banks (AAIB) Muttrah branch was inaugurated and in 1979, the AAIB was taken over by the newly establish Oman Arab African Bank. Oman International Bank began its overseas operations in 1983 by opening a branch office in Mumbai. Business Profile Oman International Bank operates in the segments of retail banking, corporate banking, institutional banking and treasury among others. Its areas of Indian operations include OIB saving account facility, current account facility, locker facility, unlocked fixed deposit scheme, portfolio investment scheme, inward and outward foreign currency remittances, inward and outward rupee currency remittances, issuance of import LC/ inland LC, adding confirmation to LC, advise of LC to other banks, issuance of bank guarantees and term loans against fixed deposits etc. The bank also provides NRI services like free telex transfer facility, special exchange rates, currency management, placement under FCNR/NRE/ NRNR schemes and UTI schemes for NRIs based in Oman. D&B D-U-N-S 86-220-3069
Management Details Country Manager G Pattabiraman Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 272.2 115.1 1,680.0 3,969.5 2 1 45.64 1.32 -

Oriental Bank of Commerce


Harsha Bhawan, E Block, Connaught Place, New Delhi 110001, Delhi Tel: 91 11 47651186; Email: insp@obc.co.in; Website: www.obcindia.co.in Background Oriental Bank of Commerce (OBC) was established in 1943 as Oriental Bank of Commerce Ltd. In 1945, the bank was acquired by the Thapar group. In 1980, OBC got nationalised and came out with an IPO in 1994. Later, Punjab Co-operative Bank Ltd and the Global Trust Bank were merged with OBC in 1997 and 2004 respectively. OBC is engaged in treasury, corporate/wholesale and retail banking operations. Business Profile OBC offers a varied range of services such as deposits, loans like agricultural credit & SME financing, NRI services, government business, cash management services and internet banking among others. In FY11, the priority sector advances constituted 42.9% of ANBC. During the same period, agriculture advances grew by 12.9% while SME advances grew by 40.56%. In FY11, OBC signed a MoU with UIDAI for implementation of UID projects. In 2011-12, the bank operationalised Mobile Branch for Palwal District, Haryana. The bank launched products such as Oriental Bank Mediclaim Policy, SBI-OBC Commerce Credit Card, Varishth Samman for senior citizen and Oriental Grameen Swarojgar card among others. D&B D-U-N-S 65-008-5574
Management Details Chairman & MD N Pydah Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 130,478.9 15,028.7 2,349,624.8 1,613,433.7 1,640 1,192 14.23 68.97 0.98

33

Indias Leading BFSI Companies 2011

Punjab & Sind Bank


Bank House, 21 Rajendra Place, New Delhi 110008, Delhi Phone: 91 11 25719082; Fax: 91 11 25723793; Email: ho.pr@psb.org.in; Website: www.psbindia.com Background Punjab & Sind Bank (P&SB), a GoI undertaking was established in 1908 as The Punjab & Sind Bank Ltd in Amritsar, Punjab. The bank was nationalised in 1980 and thereafter it acquired its present name. In FY11, the bank came out with its IPO. Business Profile P&SBs business includes retail, corporate and priority sector banking, treasury operations and other banking services such as agency functions for insurance, distribution of mutual funds and pension & tax collection services. In retail banking, the bank provides loans for housing, trade, automobiles, consumer durables, education and personal loans. In corporate banking, loan products include term loans, short-term loans, cash and export credit and other working capital financing and bill discounting facilities.. The bank has network coverage of 965 branches and 83 ATMs as on Mar 31, 2011. In FY11, P&SB entered into a tie-up with HCL Infosystems Ltd for provision of smart card based technology solution. During FY11, P&SB also tied up with Bajaj Allianz Life Insurance Company Ltd for micro insurance cover Sarve Shakti Suraksha for the lower income group people. D&B D-U-N-S 91-535-6179
Management Details Chairman & MD DP Singh Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 53,695.9 5,261.7 1,023,610.4 685,501.4 941 83 12.94 71.39 0.56

Punjab National Bank


7, Bhikhaiji Cama Place New Delhi - 110607 Delhi Tel: 91 11 23311164; Email: rbd@pnb.co.in; Website: www.pnbindia.in Background Punjab National Bank (PNB) commenced its operations in 1895 in Lahore. In 1951, the bank took over Bharat Bank Ltd and later in 1962 amalgamated the IndoCommercial bank with itself. In 1969, the bank got nationalised. PNB operates through various segments like personal, social, MSME, agriculture and corporate banking. Moreover, it offers financial services and international banking and NRI services. Business Profile PNBs retail banking services includes savings accounts, fixed deposit, housing loan, car finance and social banking. Its corporate banking services provide EXIM finance, CMS, gold card scheme for exporters and loan against future lease rentals. During FY11, the ratio of priority sector advances to ANBC stood at 40.67% while ratio of agriculture advances to ANBC stood at 19.30%. During FY11, new set of products and services such as PNB Uphaar, PNB Suvidha, World Travel Card were introduced. During the same period, it acquired equity stake in Dana Bank of Kazakhstan. PNB also formed a JV with FIMBank (Malta), named, India factoring and Finance Solutions Pvt Ltd. D&B D-U-N-S 65-005-6740
Management Details Chairman & MD KR. Kamath Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 305,990.6 44,335.0 5,550,054.0 3,783,252.4 4,855 5,050 12.42 77.38 0.85

The Ratnakar Bank Limited


Mahavir, 179/E, Shri Shahu Market Yard, Kolhapur 416005, Maharashtra Tel: 91 231 2656831/2653006; Fax: 91 231 2653658; Website: www.theratnakarbank.com Background The Ratnakar Bank Ltd (Ratnakar Bank) was established in 1943 with an objective to meet the needs of the evolving segments of society. In 1959, the bank was conferred with the SCB status by the RBI. Business Profile Ratnakar Bank operates a portfolio of deposit products which include Ratnakar Tax Saving Term Deposit Scheme 2006, Kalpavruksha Nirantar Deposit, monthly interest payable deposit scheme and reinvestment deposit among others. The banks loan portfolios include home loans, car loans, agricultural loans, educational 34 loans, loan against property, commercial credit loans etc. It also provides financial assistance to enterprises for agriculture, horticulture, dairy, industry, professionals. The bank also offers merchant banking, western union money transfer, leasing finance, depository services, venture capital fund, insurance and ATM services among others. The bank undertakes distribution of insurance products through tie-ups with Bajaj Allianz General Insurance Co. and Kotak Life Insurance. As on Mar 31, 2010 the bank had a network of 100 branches and 32 ATMs. D&B D-U-N-S 91-535-9277
Management Details Chairperson S Kutte Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 2,077.7 123.3 39,473.3 32,296.9 100 32 56.41 93.29 0.36

Indias Leading BFSI Companies 2011

The Royal Bank of Scotland N.V.


31/32, Sakhar Bhavan, Nariman Point, Mumbai - 400021, Maharashtra Tel: 91 22 23228472; Fax: 91 22 22818252; Website: www.rbs.in Background The Royal Bank of Scotland N.V. (RBS) Group acquired the business of ABN AMRO Bank business in India during 2008, and renamed it as The Royal Bank of Scotland N.V. Business Profile RBS offers consumer banking, commercial banking, private banking, investment services, wealth management services, asset management and micro finance services. The consumer banking business of the bank involves offering a range of loan schemes, bank accounts, credit cards, direct banking services and NRI banking services. The commercial banking segment offers CMS, current account, time deposits, trade services, financing and foreign exchange services among others. In addition, the bank also offers financial planning, research & advisory services and investment services in financial products such as mutual funds and bonds. As on Mar 31, 2011 the bank operated with a network of 31 branches and 120 ATMs. D&B D-U-N-S 65-033-9963
Management Details Country Executive India MH Sanyal Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 25,992.2 1,813.9 244,980.5 220,014.1 31 120 11.65 75.65 1.65

Shinhan Bank
42, Jolly Maker Chambers II, Nariman Point, Mumbai 400021, Maharashtra Tel: 91 22 61992000; Fax: 91 22 61992210; Email: shbiz8008@shinhan.com; Website: www.shinhanbankindia.com Background Shinhan Bank, established in Feb 1897, is a wholly owned subsidiary of Shinhan Financial Group. It entered the Indian market in May 1996 with opening of its first branch in Mumbai. In 2006, the bank opened its second branch in New Delhi. Business Profile Shinhan Banks main area of operation in India is wholesale banking business and corporate banking unit. In India, it operates from Mumbai and New Delhi. In India, it provides a number of banking and financial services. The services provided by the bank include fixed deposits, pay order, demand drafts, current account and savings accounts. It offers comprehensive internet banking facilities including trade and remittances related conveniences. It also provides its customers with cash management services, e-tax facility, balance confirmation, statement of accounts, cheque clearing, cheque collection, RTGS and NEFT services. D&B D-U-N-S 65-029-5319
Management Details

Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 1,024.2 254.0 14,116.6 13,949.1 3 50.73 78.13 -

Societe Generale
Maker Chambers IV, 13th Floor, Nariman Point, Mumbai - 400021, Maharashtra Tel: 91 22 22870909/66309500; Fax: 91 22 22045459; Email: sgbank-india.ceo@sgcib.com; Website: www.sgcib.com Background Societe Generale, a part of the the Societe Generale Group is primarily engaged in the corporate and investment banking business. Societe Generale established its presence in India in 1978 with a representative office in New Delhi and with a branch office in Mumbai in 1985. The bank opened a second branch in New Delhi in 1993. In Mar 2010, SBI commenced its custodial service operations through its JV with Societe Generale. Business Profile Societe Generales Indian operations are bifurcated in three segments viz. treasury operations, other banking operations and residual operations that comprise specific investments of capital and recovery from its group network. The banks treasury operations primarily comprise dealing room operations of trading/investments in bonds and Government securities and derivative products. Societe Generales other banking operations comprise corporate banking, trade finance and private banking. D&B D-U-N-S 91-843-6937
Management Details Chief Country Officer - India A Pfeiffer Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 2,192.2 209.7 15,874.8 29,954.1 2 16.23 78.78 -

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Indias Leading BFSI Companies 2011

The South Indian Bank Limited


T. B. Road Mission Quarters Thrissur680001 Kerala Tel: 91 487 2420020; Email: sibcorporate@sib.co.in; Website: www.southindianbank.com Background The South Indian Bank Ltd (SIB) was incorporated as a private sector bank in 1929 and became a scheduled bank in 1946 under the RBI Act. In Jun 1993, it opened overseas branch. Business Profile SIB is engaged in providing services such as personal banking, NRI banking and business banking. Under personal and NRI banking it provides deposits and loan products, mutual funds, insurance, money transfer services and demat services among others. Business banking services include domestic and international finance. During FY11, the priority sector advances constituted 39.40% of the ANBC while agriculture sector formed 23.09% of ANBC. As on Mar 31, 2011, the bank had a total network of 489 ATMs and 641 branches. It has tie ups with 14 leading mutual fund companies to offer variety of mutual fund products for its customers. During FY11, the bank entered into an arrangement with Cholamandalam MS General Insurance company to offer health insurance coverage for its customers. In the same year, SIB also launched VISA International shopping cum debit card. D&B D-U-N-S 91-574-1672
Management Details Managing Director & CEO VA Joseph Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 26,427.1 2,925.6 502,098.1 328,202.2 632 489 14.01 68.94 0.29

Standard Chartered Bank


90, M G Road, Fort, Mumbai 400001, Maharashtra Tel: 91 22 22670162; Fax: 91 22 22624924; Website: www.standardchartered.co.in Background Standard Chartered Bank (SCB) was formed in 1969 through the merger of The Standard Bank of British South Africa and the Chartered Bank of India, Australia and China. The Chartered Bank had forayed into India earlier in 1858 by opening its first overseas office in Kolkata, India. Business Profile SCB undertakes corporate banking, retail banking, and treasury operations in India. The bank provides personal banking, priority banking, private banking, SME banking and wholesale banking services to its clients. Under personal banking SCB offers products such as savings and current accounts, depository services, credit and debit cards, personal and home loans, loans against properties and securities and NRI services among others. Under wholesale banking segment the bank broadly offers transaction banking, financial market services, corporate finance and principal finance services. The banks SME services comprises of offering business loans, trade & working capital products, forex services, business current accounts and credit grading among others. D&B D-U-N-S 65-006-6350
Management Details Regional Chief Executive N Swaroop Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 88,239.0 20,592.9 1,076,199.0 1,066,833.3 94 319 11.88 84.22 0.27

State Bank of Bikaner and Jaipur


Tilak Marg, C Scheme Jaipur- 302005 Rajasthan Tel: 91 141 5101613; Website: www.sbbjbank.com Background State Bank of Bikaner and Jaipur (SBBJ) was established in 1963 by the merger of State Bank of Jaipur with State Bank of Bikaner as a subsidiary of SBI. The bank offers personal banking, NRI services, international banking, corporate banking, agriculture products and services to SME among others. Business Profile SBBJ offers several deposit and credit schemes under its personal and corporate banking services. The bank also undertakes government business like collection of taxes, transactions on behalf of railway 36 and defense department and other allied services. It also provides demat services, SME financing among others. SBBJ is also involved in cross selling of life insurance, general insurance, mutual funds and credit cards. In FY11, the priority sector advances constituted 42.49% of the ANBC while the agriculture advances stood at 20.57% of ANBC. During the same year, the bank issued 0.164 mn KCCs thereby taking the total number to 0.406 mn. During FY11, the bank has set up nine financial literacy and credit counselling centres (FLCCs) in all nine districts in Rajasthan. D&B D-U-N-S 65-033-2554
Management Details Chairman P Chaudhuri Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 54,361.8 5,508.8 950,589.8 629,544.9 909 977 11.68 76.52 0.83

Indias Leading BFSI Companies 2011

State Bank of Hyderabad


Gunfoundry, Hyderabad 500001, AP Tel: 91 40 23387201; Website: www.sbhyd.com Background State Bank of Hyderabad (SBH) was incorporated in 1941 as the Hyderabad State Bank and later in 1942 opened its first branch in Hyderabad. In 1953, it acquired the business of the Hyderabad Mercantile Bank Ltd and later in the same year forayed into undertaking the government and treasury business as the agent of RBI. In 1956, the SBH was taken over by RBI as its subsidiary and subsequently the bank acquired its present name. In 1959, SBH became a subsidiary of the SBI. Business Profile SBH primarily undertakes retail banking, corporate banking and treasury operations. The bank offers a gamut of term deposit and tax benefit deposit schemes to its clients. The bank also offers personal loans, commercial & institutional loans, MSME advances and agricultural loans to its customers under various schemes. Apart from the above, SBH offers merchant banking; demat services, cash management services, insurance & MF products, mobile banking, internet banking, NRI banking and international banking services. D&B D-U-N-S 65-067-5630
Management Details Chairman P Chaudhuri Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 88,350.4 11,662.4 1,533,481.8 1,066,980.4 1,210 1,270 14.25 73.02 0.87

State Bank of India


8th Floor, Corporate Centre, State Bank Bhavan Madame Cama Road Mumbai 400021 Maharashtra Tel: 91 22 22029456; Fax: 91 22 22742431; Website: www.statebankofindia.com Background State Bank of India (SBI) was incorporated in 1806 as Bank of Calcutta, which was redesigned as Bank of Bengal in 1809. In 1921, the Bank of Madras, Bank of Bombay and Bank of Bengal were amalgamated to form Imperial Bank. In 1955, all the state partnered and state sponsored banks were integrated with Imperial bank to form SBI and subsequently in 1959; the SBI Act enabled the bank to make the former eight state associated banks as its subsidiaries. In Aug 2010, it acquired State Bank of Indore. In July 2011, the bank acquired SBI Commercial and International (SBICI) Bank Ltd. Business Profile SBI primarily operates in four business segments viz. treasury operations, wholesale banking, retail banking and other banking businesses. SBI also provides other financial services such as life insurance, merchant banking, MFs, credit card, factoring, security trading, pension fund management and primary dealership in the money market. Rural and semi-urban branches constitute 67% of total branches of SBI. D&B D-U-N-S 65-005-6914
Management Details Chairman P Chaudhuri Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 972,189.6 82,645.2 16,906,522.6 12,237,362.0 13,284 20,084 11.98 81.03 1.63

State Bank of Mauritius Limited


101, Raheja Centre, Free Press Journal, Nariman Point, Mumbai 400021, Maharashtra Tel: 91 22 22842969; Fax: 91 22 22842966; Email: admin@sbm-india.com; Website: www.sbmgroup.mu Background State Bank of Mauritius Ltd (SBM) is one of the leading financial services group in Mauritius with a growing international presence. It provides all services of a universal bank within a diversified business model. SBM started operations in 1973 in Mauritius. SBM has more than 1,100 employees and services over 340,000 customers through its network of 48 service units and counters in Mauritius, India and Madagascar. Business Profile SBM, in India, has been present since November 1994 with main operations in Mumbai and two branches in Chennai and Hyderabad, which opened up in 1997 and 1998 respectively. As a growing international bank in the wholesale banking domain in India, SBM provides a wide range of corporate and commercial banking services. These include corporate lending, treasury services, cash and trade transaction services to corporate, financial insstitutions and small and mid-tier clients across industries and segments. In terms of personal banking, SBM offers an array of tailor-made deposit products NRIs and PIOs as per their specific investment needs. D&B D-U-N-S 86-221-6983
Management Details CEO- India Operations S Chakraborty Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 630.0 75.6 10,962.4 11,416.0 3 45.66 119.62 2.18

37

Indias Leading BFSI Companies 2011

State Bank of Mysore


Mysore Bank Circle K.G. Road, Bengaluru 560254, Karnataka Tel: 91 80 22353901; Fax: 91 80 22283684; Website: www.statebankofmysore.co.in Background State Bank of Mysore (SB Mysore) was established in 1913 as Bank of Mysore Ltd. In 1960, the bank became an associate of SBI. The bank primarily operates in treasury, wholesale/corporate and retail banking services. Business Profile SB Mysore offers various deposits schemes and advances covering personal, commercial, and industrial segments, including agriculture financing. The bank also provides advances to SMEs, SHG and other weaker sections. Besides it also offers NRI services such as NRI deposits, forex, money transfer and remittance. As on Mar 31, 2011 priority sector advances to ANBC stood at 40.05%. During FY11, SB Mysore installed 127 new ATMs taking the total number of ATMs to 735 and added 18 new branches taking total branches to 707 as on Mar 31, 2011. In FY11, to increase the focus on mobilizing salary accounts, a new scheme for state government employees, called Mybank State Government Salary Package was introduced which offers benefits such as no minimum balance requirement, concession in rate of interest on personal loans, concession in processing charges and margin etc. D&B D-U-N-S 91-673-1231
Management Details Chairman D Mavinkurve Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 45,342.5 5,006.2 772,552.8 520,324.6 700 735 13.76 78.73 1.38

State Bank of Patiala


The Mall, Patiala - 147001, Punjab Tel: 91 175 2214776; Website: www.sbp.co.in Background State Bank of Patiala (SBP) was incorporated as the Patiala State Bank in 1917. In 1948, the bank was reorganized and bought under the control of the RBI. In 1960, SBP became a subsidiary of the SBI and subsequently acquired its present name. SBP is engaged in treasury, corporate and retail banking. Business Profile SBP primarily undertakes personal banking, agricultural & rural banking, NRI banking, SME and corporate banking activities. Under personal banking SBP offers various loan schemes to which include home loans, car loans, loans against properties, personal loans, loans for rural housing, loans for education and career among others. The rural banking service offers schemes for financing under kisan cards, vegetable cultivation, marketing agri products & purchasing land, warehouses, tractors etc. The SME and corporate banking services of SBP include offering general purpose loans for trade & service sector and financing various schemes for core power products, petrol pumps, doctors, SMEs and food processing industries. Apart from this SBP also offers senior citizen savings account, PPF account and internet banking services. D&B D-U-N-S 86-220-7669
Management Details Chairperson P Chaudhuri Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 72,336.5 6,529.6 1,194,992.5 812,862.5 1,013 752 13.41 75.56 1.21

State Bank of Travancore


Poojappura PO Thiruvananthapuram 695012 Kerala Tel: 91 471 2359975; Fax: 91 471 2351861; Website: www.statebankoftravancore.com Background State Bank of Travancore (SBT) was incorporated in 1945 as Travancore Bank Ltd. In 1960, it became an associate bank of SBI and acquired its present name. The bank operates into corporate/wholesale banking, retail banking, treasury and other banking operations. Business Profile SBTs personal banking services include various deposit schemes and loans for housing, vehicles, education and other purposes. Business banking includes MSME financing, trade and services financing among others. SBT is also involved in 38 distribution and marketing of insurance products and mutual fund schemes and offers NRI services, demat services etc. During FY11, SBT in association with NABARD initiated Dairy Entrepreneurship Development, a venture capital scheme offering capital subsidy of upto 25%. Scheme for financing against the pledge of warehouse receipts issued by private warehouses to individual farmers, traders, commission agents, partnership firms, proprietorship concerns who have stored their agricultural commodities in the private warehouses was introduced during FY11. D&B D-U-N-S 65-00-79668
Management Details Chairman P Chaudhuri Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 58,100.1 7,277.3 1,042,021.5 709,767.5 797 833 12.54 79.17 0.98

Indias Leading BFSI Companies 2011

Syndicate Bank
PO Box No 1, Manipal, Udupi Dist 576104, Karnataka Tel: 91 820 2571181-96; Website: www.syndicatebank.in

D&B D-U-N-S 65-018-1183 Key Information Service Offerings Corporate and Retail Banking, Treasury Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD ratio (%) Net NPA/Net Adv (%) Management Details Chairman & Managing Director Basant Seth Executive Directors Ravi Chatterjee M Anjaneya Prasad Directors H. Pradeep Rao A S Rao Dinkar S Punja Narendra L Dave A R Nagappan Bhupinder Singh Suri Dilip Kumar Saxena Jagdish Raj Shrimali Ramesh L Adige
123,659.8 10,479.5 2,423,780.0 1,565,387.9 2,491 1,220 13.04 78.75 0.97

Background Syndicate Bank (SyndicateBank) was established in 1925 in Udupi with an initial capital base of Rs 8,000/by three visionaries - Sri Upendra Ananth Pai, a businessman; Sri Vaman Kudva, an engineer and Dr.TMA Pai, a physician. It was among one of the first few bank to venture into agriculture financing in 1964. Being an innovator, SyndicateBank has crossed many milestones, few of them are outlined below: Introduction of Micro Scheme called Pigmy Scheme in 1928 Deposit Deposit

banking products and services which include personal banking products, corporate banking products, cash management services, NRI services, debit/ credit card services, insurance products, internet banking facilities, mobile banking facilities, on-line remittance facilities and various other depository services. Today, the bank placed among leading public sector banks catering to the diverse banking needs of over 26 mn customers through 2,590 branches across India and an overseas branch in London. Technology Initiatives The bank is always the front-runner in implementing new technology. The bank has achieved 100% implementation of CBS across all its branches. The other technological initiatives implemented by the bank are: Payment Gateway with CCAvenue Mobile Banking Solution through M/s Paymate India Pvt Ltd A Customer Facilitation Centre at Mumbai for all electronic payments Cheque Truncation System has been implemented in National Capital Region The Retail Module of LAPS Software for speedy disposal of Housing Loan applications Accolades / Awards National Award for outstanding performance in lending to Micro Enterprises Andhra Pragathi Grameena Bank (sponsored by Syndicate Bank) received the Award for Best Bank in the State from the Govt of AP Karnataka Vikas Grameena Bank (sponsored by Syndicate Bank) received Award for excellent performance in implementation of the solar home lighting scheme of the Ministry of New and Renewable Energy (MNRE), Govt of India
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Opening of All Women Branch in August 1962 Design of Agri-card Setting up of Rural Development and Self Employment Training Institutes along with Canara Bank and Sri Dharmasthala Manjunatheshwara Educational Trust Financing of Gobar Gas Plants, solar lighting and water heating systems Establishment of Farm Clinic Concept of Integrated credit services for the poor and the present concept of bussiness correspondent model PSB to migrate to CBS RRB of the Country Prathama Bank was sponsored in 1975 The bank is successfully managing two exchange houses: National Exchange Co, WLL, Qatar & Musandam Exchange Co, Sultanate of Oman and also having fruitful Rupee Drawing Arrangement with over 11 exchange houses in the Gulf. Spanning over 85 years of pioneering expertise, it offers a wide array of products and services for all segments of the society and is well equipped to meet the challenges of 21st Century. Products & Services The bank has complete range of

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Indias Leading BFSI Companies 2011

Tamilnad Mercantile Bank Limited


57, V.E. Road, Tuticorin - 628002, TN Tel: +91 461 2321382/2321929/2321932; Email: admin.bd@tnmbonline.com; Website: www.tmb.in Background Tamilnad Mercantile Bank Ltd (TMB) was incorporated in 1921 as The Nadar Bank Ltd. TMB became a scheduled bank in 1935. In 1962, the bank acquired its present name. It opened its first branch in Bengaluru, Karnataka in 1976. TMB inaugurated its first computerised branch in 1984. Business Profile TMB offers deposit schemes, NRI banking services, retail loans, business loans and international banking services to its customers. The deposit scheme includes savings account, current account, salary account, recurring deposit and fixed deposit schemes. For retail customers, TMB offers home loan, personal loan, car loan and educational loan whereas the business loans include mortgage loans, truck financing, SME credit, vehicle loans, traders loan and tractor loans among others. In addition to the above, TMB also provides a wide range of financial services which includes international banking, anywhere banking, credit cards, demat services, mutual fund distribution, RTGS services, electronic clearing services, NEFT service and NCDEX clearing among others. D&B D-U-N-S 65-066-0012
Management Details Managing Director & CEO AK Jagannathan Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 15,593.8 2,509.0 245,519.4 161,173.0 232 182 15.13 78.00 0.27

UBS AG
2/F, 2 North Avenue, Maker Maxity, Bandra-Kurla Complex, Bandra (E), Mumbai 400051, Maharashtra Tel: 91 22 61556400; Fax: 91 22 61556435; Website: www.ubs.com Background UBS AG (UBS) is a global firm providing financial services to private, corporate and institutional clients. It was created by the merger of Union Bank of Switzerland and Swiss Bank Corporation in 1998. In 2000, UBS acquired the US-based brokerage firm PaineWebber. UBS is headquartered in Zurich and Basel, Switzerland with offices in more than 50 countries. It started its banking operations in India by opening a branch in Mumbai in 2009. Business Profile UBS primarily deals in financial markets, institutional banking, corporate banking and individual banking. The bank offers fixed income, currencies, commodities (FICC) products and services as well as lending to the corporate sector through its corporate & institutional business division. UBS through its individual banking services offers saving account, deposit and no frill saving account product. D&B D-U-N-S 85-837-2804
Management Details

Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 2,420.2 579.2 13,166.2 56,114.6 1 90.01 108.47 -

UCO Bank
10, BTM Sarani, Braboune, Road Kolkata700001, WB Tel: 91 33 22254042; Fax: 91 33 2225 4182; Email: hoidiv.calcutta@ucobank.co.in; Website: www.ucobank.com Background UCO Bank (UCO Bank) was established in 1943 as United Commercial Bank Ltd. The bank was nationalised by the GoI in 1969. It acquired its present name in 1985. The bank operates in the segments of treasury, corporate banking and retail banking. Business Profile UCO Bank offers a wide range of deposit and loan schemes catering to agricultural sector, trade and service sector, women beneficiaries, minor communities, senior citizens and SMEs. It also offers treasury services, NRI banking, forex and foreign currency loans. UCO Bank operates 40 overseas branches at Singapore and Hong Kong and has representative offices spread across Malaysia and China. As on Mar 31, 2011 the domestic branch network of the bank stood at 2,206 with four extension centres. During the same period, it expanded its ATM network by 130; taking the total of 608 ATMs. During FY11, the bank introduced new products such as UCO Jeevika, UCO Sahaj, UCO Suvidha and UCO Utthaan. In Jun 2011, UCO Bank along with SBI Funds Management Pvt Ltd and Baroda Pioneer Asset Management Company entered into a distribution arrangement for marketing mutual fund products. D&B D-U-N-S 65-009-5433
Management Details Chairman & MD A Kaul Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 122,962.2 9,065.4 2,443,484.1 1,633,984.5 2,192 608 13.71 68.19 1.84

Indias Leading BFSI Companies 2011

Union Bank of India


Union Bank Bhavan 239, Vidhan Bhavan Marg Nariman Point Mumbai 400021 Maharashtra Tel: 91 22 22896643; Fax:91 22 22025238; Email: investorservices@unionbankofindia.com; Website: www.unionbankofindia.co.in Background Union Bank of India (UBI) was established in 1919 as The Union Bank of India Ltd. In 1969, the bank was nationalised thereby acquiring its current name. In 1975, Belgaum Bank Ltd, a private sector bank, was merged with UBI. Further, in 2002, the bank came out with its IPO. Business Profile UBI operates with four business segments namely treasury, retail banking, corporate wholesale banking and other banking services. The bank offers products and services like NRI banking, MSME banking, internet banking, and loans to agriculture sector among others. The bank overseas presence includes one branch and five representative offices at Shanghai, Beijing (China), Abu Dhabi (UAE) and Sydney (Australia). In FY11, the banks priority sector advances and agriculture advances constituted 43.46% and 14.52% of ANBC respectively. As on Mar 31, 2010 the banks network consisted of 3,015 branches and 2,634 ATMs. In FY11, UBI opened its branch in London and received approvals for opening branch in Belgium and representative offices in South Africa and Canada. D&B D-U-N-S 65-008-2340
Management Details Chairperson & MD MV Nair Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 184,914.0 20,819.5 3,534,473.7 2,359,844.5 3,051 2,634 12.95 74.58 1.19

United Bank of India


United Tower 11, Hemanta Basu Sarani Kolkata 700001 WB Tel: 91 33 22428940; Email: webmaster@unitedbank.co.in; Website: www.unitedbankofindia.com Background United Bank of India (United Bank) was nationalised along with 13 other banks in 1969. Its predecessor United Bank of India Ltd was formed in 1950 with the amalgamation of Bengal Central Bank Ltd, Comilla Banking Corporation Ltd, Comilla Union Bank Ltd and Hooghly Bank Ltd. In 2010, the bank came out with its IPO. The banks business includes retail banking, corporate banking, international banking, treasury, priority sector lending, government business etc. Business Profile United Bank operates under two primary business segments namely, treasury and banking. Under banking, it offers retail, corporate/wholesale and other banking operations. The banks product portfolio includes deposit schemes, retail loan, priority sector advances, SME credit and NRI services among others. Under corporate banking, it offers corporate and term loans, working capital finance and export credit. United Bank also distributes third party mutual funds and insurance products. As on Mar 31, 2011 the bank was operating with total of 1,597 branches and 508 ATMs. In FY11, priority sector advances to ANBC stood at 41.52%. During FY11, the bank introduced concept banking by D&B D-U-N-S 86-246-9538
Management Details Chairman & MD B Sen Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 69,785.1 5,239.7 1,313,472.4 900,405.3 1,556 508 13.05 68.73 1.42

Vijaya Bank
41/2, M G Road, Bengaluru 560001 Karnataka Tel: 91 80 25584066; Website: www.vijayabank.com Background Vijaya Bank (Vijaya Bank) was established in 1931 and acquired the status of a scheduled bank in 1958. During 19631968, the bank merged nine smaller banks with itself. Vijaya Bank is engaged in commercial and personal banking, SME and industrial financing, overseas and corporate banking services. Business Profile Vijaya Bank offers deposits, loan products, NRI banking, credit cards and forex services. It provides advances to infrastructure and agricultural sectors, SMEs, weaker sections, SHGs, women and minority community. During FY11, priority sector advances and weaker section advances accounted for 34.98% and 9.1% of ANBC respectively. It also tied up with Ashok Leyland, Mahindra & Mahindra, V.E. Commercial Vehicles Ltd and Tata Motors Ltd to step up the portfolio under vehicle loans. During FY11, Vijaya Bank signed agreements for referral arrangement with United India Insurance Co Ltd and LIC of India for life and general insurance business respectively. In July 2010, it launched online trading services in association with IDBI Capital Market Services Ltd. D&B D-U-N-S 65-007-9858
Management Details Chairman & Managing Director HS Upendra Kamath Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 63,772.5 5,238.2 1,219,669.5 816,906.1 1,186 545 13.88 66.51 1.52

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Indias Leading BFSI Companies 2011

YES BANK Limited


Nehru Centre, 9th Floor, Discovery of India Building Dr A B Road, Worli Mumbai 400018,Maharashtra Phone: 91 22 66699000; Fax: 91 22 24900314; Email: yestouch@yesbank.in; Website: www.yesbank.in Background YES BANK Ltd (Yes Bank), a private sector bank, was established in 2004 and commenced operations in the same year. The banks business includes corporate and institutional banking, financial markets, investment banking, corporate finance, branch banking, business and transaction banking, and wealth management. Business Profile Yes Banks operates primarily in three segment viz treasury, corporate/wholesale banking and retail banking. The bank provides a range of services under corporate & institutional banking viz. working capital finance, liquidity management, corporate finance products, trade finance, cash management and treasury risk management services among others. Under investment banking, it provides M&A advisory, private equity syndication and capital markets transactions. As on Mar 31, 2011 it had total network of 214 branches and 250 ATMs spread across the nation. In Sep 2011, Yes Bank and Malayan Banking Berhad entered into an agreement to collaborate on crossborder IB advisory, corporate banking, trade finance, remittances and other allied services between the two countries. D&B D-U-N-S 91-863-0500
Management Details Managing Director & CEO R Kapoor Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%) 46,650.2 7,271.4 803,025.7 590,069.9 215 242 16.50 74.80 0.03

D&B D-U-N-S
Management Details

Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%)

D&B D-U-N-S
Management Details

Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%)

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Indias Leading BFSI Companies 2011

D&B D-U-N-S Key Information Service Offerings

Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD ratio (%) Net NPA/Net Adv (%) Management Details

Advertorial

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Indias Leading BFSI Companies 2011

D&B D-U-N-S
Management Details

Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%)

D&B D-U-N-S
Management Details

Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%)

D&B D-U-N-S
Management Details

Performance for FY11 Total Income (` mn) Net Profit (` mn) Total Business (` mn) Total Assets (` mn) No of Branches No of ATM CRAR Basel II (%) CD Ratio (%) Net NPA/Net advances (%)

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