Académique Documents
Professionnel Documents
Culture Documents
2010
1 CAPITAL
i
Authorised Capital
ii
Subscribed Capital
2011
2010
1 CASH IN HAND
TOTAL
100,000,000.00
85,887,760.00
85,887,760.00
200,000,000.00
151,662,840.00
151,662,840.00
TOTAL
370,447,042.85
14,000,000.00
3,300,000.00
10,000,000.00
18,923,273.84
140,000.00
50,000.00
1,300,000.00
19,939,530.38
33,172,568.23
471,272,415.30
424,976,723.47
14,000,000.00
3,300,000.00
40,000,000.00
45,425,664.41
140,000.00
50,000.00
1,300,000.00
27,978,384.58
33,172,568.23
590,343,340.69
4,004,631,628.52
357,953,806.15
53,622,588.00
933,943.70
1,604,605,517.89
472,914,876.50
6,494,662,360.76
5,058,771,642.38
478,966,360.15
58,260,935.00
603,461.70
1,977,141,271.55
653,388,510.29
8,227,132,181.07
6,592,255.64
6,319,814.75
5 BRANCH ADJUSTMENTS
8,688,069.63
2,458,297.00
2,579,686.00
35,226,403.71
46,297,860.00
TOTAL
99,557,032.21
116,520,712.60
TOTAL
312,056,941.21
1,708,715,679.00
2,020,772,620.21
491,998,318.40
1,316,087,134.75
1,808,085,453.15
3 INVESTMENTS
i Central and State Govt. Securities
ii Public Sector Unit Bonds
iii Shares in Central Coop Bank of the dist concerned
iv Shares of UP Urban Coop Bank (proposed)
v Mutual Fund
TOTAL
991,839,461.03
79,000,000.00
5,000.00
1,527,000.00
41,000,000.00
1,113,371,461.03
2,057,971,961.03
79,000,000.00
5,000.00
1,527,000.00
1,000,000.00
2,139,503,961.03
2,556,998,328.40
555,090,028.94
1,877,162,638.19
4,989,250,995.53
3,753,215,261.59
533,014,138.32
2,509,609,500.66
6,795,838,900.57
93,009,863.60
3,245,735.00
96,255,598.60
6,592,255.64
81,426,088.96
4,446,990.00
85,873,078.96
6,319,814.75
4,293,584.33
4,365,171.71
36,466,229.74
36,257,430.15
1,488,185.22
1,471,370.34
27,943,780.00
48,825,630.98
4 ADVANCES
i
Short Term Loan
ii
Medium Term Loan
iii Long Term Loan
TOTAL
5 INTEREST RECEIVABLE
i
In Investment
ii
In Loans and Advances
TOTAL
6 BILLS RECEIVABLE
7 PREMISES LESS DEPRECIATION
8 FURNITURE AND FIXTURES LESS DEPRECIATION
7 INTEREST PAYABLE
2011
9 OTHER ASSETS
i Stationery in Stock
ii
8 OTHER LIABILITIES
i
Bills and Draft Payable
ii
Dividend Payable
iii Sundry Creditors
iv Provision for Bonus/Closing/Exgratia
v
Service Charges
vi Other Branch Clearing
vii Provision for Gratuity
viii Provision for DICGC
ix Deffered Tax Liability
x
Provision for Income Tax
xi Share Capital (Doon Valley UC Bank)
xii Staff Security (Doon Valley UC Bank)
xiii Term Deposit Adjustment
xiv Provision for CA Fees
xv Provision for Donation
xvi Provision for Electricity Bill
xvii Other Liabilities (Doon Valley UC Bank)
xviii Bills Payable (Doon Valley UC Bank)
xix Staff Provision
xx Provision for Cooperative Education Fund
TOTAL
9 PROFIT AND LOSS
i
Profit as per last Balance Sheet
ii
Profit for the year
TOTAL
10 CONTINGENT LIABILITIES
i
Guarantee Issued
TOTAL
1,153,698,048.16
3,473,880.00
2,985,310.30
4,673,401.00
94,155.00
5,250,286.00
3,859,110.00
1,491,293.28
38,763,563.82
961,700.00
4,250.00
3,568.00
243,780.20
225,000.00
500.00
6,457.00
500.00
406,267.00
1,216,141,069.76
1,824,752,135.05
5,189,050.00
4,129,018.20
11,500,000.00
827.00
1,083,724.98
4,136,715.00
1,491,423.66
53,623,173.06
950,600.00
4,250.00
12,488.00
393,155.00
352,111.00
15,000.00
1,907,633,670.95
5,000.00
78,144,260.62
78,149,260.62
6,000.00
111,952,521.55
111,958,521.55
127,139,296.00
69,817,735.00
8,526,217,188.42
11,113,745,650.01
iii
iv
v
vi
vii
viii
FBT Refund
Clearing Adjustment
Sundry Debtors
Security Deposit
Library
Other Assets (Doon Valley UC Bank)
TOTAL
10 CONTINGENT ASSETS
i
Guarantee Issued
TOTAL
7,956.00
2,634,460.49
86,147.14
339,926.00
8,503.28
9,157.00
32,518,115.13
7,956.00
496,829.49
11,000.00
344,426.00
6,022.28
157.00
51,163,392.09
127,139,296.00
69,817,735.00
8,526,217,188.42
11,113,745,650.01
2010
368,538,493.36
419,399,191.37
ii
Salaries,Allowances & PF
46,076,978.28
56,277,172.01
ii
2011
INCOME
2010
2011
566,554,707.73
690,145,485.50
6,110,896.65
11,263,890.45
iii
iv
Rent,Taxes,Insurance,Lighting etc.
Law Charges
vi
vii
Auditor's fees
Stationery,Printing,Advertisement etc.
Provisions made
xi
Other Expenditure
xii
Balance of Profit
TOTAL
208,606.00
270,641.00
9,550,507.91
12,497,160.78
3,230.00
94,700.00
1,865,332.83
1,120,018.01
308,128.00
406,845.00
10,687,791.04
20,017,630.66
1,799,617.95
1,960,981.30
66,938,299.77
103,816,263.21
6,624,092.46
2,962,815.05
78,144,260.62
111,952,521.55
590,745,338.22
730,775,939.94
TOTAL
18,079,733.84
29,366,563.99
590,745,338.22
730,775,939.94
(Aloke Shah)
(Krishna Chandra Pant)
(Manoj Sah)
(Neeraj Sharda)
(Datt Ram Joshi)
( Devendra Lal)
(Vinay Sah)
Chairman
Vice Chairman
Secretary
(Director)
(Director)
Director
Director
We have examined the Balance Sheet of Kurmanchal Nagar Sahkari Bank Limited, Head Office, Nainital, as at 31.03.2011 and the Income & Expenditure account for the year ended on that date, which are in agreement
with the Books of accounts maintained by the said Bank.
Date: 11.08.2011
i
ii
iii
iv
v
vi
vii
viii
ix
x
xi
xii
PROVISIONS
2010
Bonus/Closing/Ex Gratia
Provision for Standard Assets
Provision for Arrears
Provision for NPA A/cs
Provision for Gratuity
Deffered Tax Liability
Provision for DICGC
Provision for BDDR
Provision for Income Tax
Cooperative Education Fund
Provision for Rural Advance for BDDR
Provision for Frauds for BDDR
4,673,401.00
1,599,996.87
296,940.00
1,880,434.96
5,250,286.00
1,491,293.28
3,859,110.00
9,123,273.84
38,763,563.82
-
2011
11,500,000.00
8,038,854.20
130.38
4,136,715.00
3,575,919.00
53,623,173.06
15,000.00
19,875,471.57
3,051,000.00
66,938,299.77
103,816,263.21
635,309,435.92
6,271,951,595.89
853,964,702.24
7,953,194,467.85