BenchMatrix>

Your Catalyst to Success

Contents
About BenchMatrix Advisory Services Enterprise Risk Management Operational Risk Management Market Risk Management Treasury and Liquidity Risk Management Equity Research Business Process Outsourcing HR Management Business Strategy Development 02 03 04 04 05 06 06 07 01

Post Merger Integration

Training Services Products

07
08

Risk Nucleus
Revyew Contact Us

09
10 11

About

01
BenchMatrix Private Limited is a Management Consultancy firm specialized in providing innovative, practical, and comprehensive solutions to its valuable clients. BenchMatrix is strengthened by renowned senior executives of the industry who have international experience of working with global brands. We believe in understanding the complex needs of clients and delivering them tailor made solutions for their organizations. Our core competencies are:

Enterprise Risk Services Operational Risk Market Risk Treasury & Liquidity Risk Business Strategy Development

Training Services Process Improvement Internal Controls Business Process Outsourcing Business Contingency Planning

We have dedicated teams comprising of experts for each business segment in order to best understand business environment, address core issues, produce most effective solutions, surpass expectations and deliver total customer satisfaction. Our energetic, diverse, and cross functional team allows us to come up with innovative and highly competitive solutions. Growing industry requires experience and expertise to handle complex regulatory, financial, and operational issues. Our industry knowledge allows us to be on your side of the fence, talking the same language and putting theory into practice. We do not recreate the wheel, rather we develop customized solutions that are practical to implement and manage in accordance with your business model and environment. We develop frameworks and strategies for our clients keeping in mind their regulatory environment and addressing their future needs in order to stay competitive in the industry. Our competencies are not limited to advisory services but our practical and innovative tools, designed on the basis of statistical advisory, regulators requirement, industry experiences, and out of the box thinking helps us to provide firm-wide comprehensive solutions. A single platform enables the organizations to reduce redundancy at various levels and gives immediate benefit by reducing cost. Along with that, overall implementation enables an organization to establish confidence in the market and reduce capital charge in case of banks.

For More Information www.benchmatrix.com

Advisory Services

02
Enterprise Risk Services
The safe ship in a storm is a leader. As businesses are growing, the severity of unpleasant events is increasing exponentially which is why Enterprise Risk Management is gaining its significance in this competitive market space. Organizations nowadays, are more likely to deal with property losses, theft, robbery, inefficient business processes, and most importantly the loss of customers. BenchMatrix provides its clients with a wide-range of practical solutions to cope with these issues beforehand. At the same time, we help you proactively manage upcoming regulations. BenchMatrixs Enterprise Risk Management team, with its experienced and expert consultants, partners with its clients and provides firm-wide solutions which directly involve key people in risk management cycle. We help organizations take a 360 Scan of all the business entities from every perspective, calculate financial and operational risk exposures, and suggest optimal solutions & recommendations to handle those risks. Every organization is subject to change in the business and operational environment. Therefore, a framework of risk management is required to constantly monitor and assess emerging risks. BenchMatrix helps its clients to create a complete framework and inculcates a risk management culture at each level of an organization. We implement organization wide solutions in order to provide a complete picture of risk within the organization, decide tools & information for decision making, suggest methods to reduce cost , and mitigate risk at each level. Our ERM services include:

Assessment of Current ERM Situation we assess ERM framework Optimization addressing

the current state of organizational risk structure covering risk exposure, risk tolerance, management practices, key risk priorities etc. loopholes in existing strategy with experience, innovative minds, and, best industry practices allows us to offer an optimal solution

ERM Gap Analysis Through thorough

assessments and the expertise of experienced consultants we conduct a complete gap analysis in order to analyze the loopholes in existing the strategy and framework.

Implementation of ERM framework we

implement the risk management framework throughout the organization to enhance efficiency, develop risk culture, create better understanding of key risks and performance indicators, and recommend solutions against probable risk issues.

For More Information www.benchmatrix.com

Advisory Services

03
Operational Risk Management
Recent events, increasing business complexities, high likelihood and severity of operational events augmented focus of regulators towards operational risk. Firms now not only have to consider financial risk but also need to address operational risk to satisfy their direct and indirect stakeholders. In particular with banks, Basel Accord, emphasizes more on significance of operational risk. BenchMatrix operational risk consultancy not only covers core operational issues but also fulfills regulatory requirements. Most of the organizations consider regulations are a hurdle towards expansion but BenchMatrixs solution not only satisfies the regulators but also creates real value for organizations. It helps organizations to be aware of actual position and minimizes any surprises which may arise during audits. Our Basic Indicator, Standardized, and Advanced Measurement Approach experienced operational team allow us to offer competitive services. Some of them include Business Profiling Aligning ORM strategy and framework to regulatory, business and risk management needs of the customer and business needs

Strategy Roll-Out Obtain buy in of senior management and create awareness of ORM ORM Strategy Development Development of a framework in the organization. results-based ORM Framework and also to define Implementation of Risk and Controls Selffuture course of action Assessment Identification and assessment of Development of Comprehensive Internal Loss risks and controls for selected material products Database Identification of loss incidents and activities misclassified in credit, market and other Awareness and Collection of Key Risk Indicators departments. Identification and collection of key indicators Building Governance Structure Developing an across the organization that can be monitored and adequate governance structure based on utilized for identification of risk hot spots organizational strategy, regulatory requirements, Our pool of expert consultants have years of experience in the field of operational risk. Our solution not only allows organizations to manage the existing business requirements but also give them framework which enables them to always think ahead of competitors and handle possibly arising risk beforehand. BenchMatrix has not limited its expertise into advisory of operational risk but, with the inputs and experience of renowned industry experts, also offers a complete ORM system, Risk Nucleus. More details about Risk Nucleus are available in Products section of this brochure.

For More Information www.benchmatrix.com

Advisory Services

04
Market Risk
BenchMatrixs consultants have years of experience analyzing all probable factors that can affect your investment portfolios. Our consultants keep on evaluating best tools available in the market to create the ease of managing investments with complete insight of tools mechanism. Our aim is to create a complete framework which can help investors to model the risk and returns along with all the possible involving market factors. Our some of the core market risk services and on different financial derivatives which

Market Risk Services

Financial Derivatives

Commodity Pricing Risk Interest Rate Risk Currency Risk Commodity Risk Equity Risk

Futures Swaps Forwards Exotics Options Other complex derivatives

Treasury & Liquidity Management

Every organization has a treasury department which takes care of all the enterprise holdings. It includes trading of financial instruments. BenchMatrix helps you to effectively manage treasury department in order to fulfill the organizational goals and to avoid problems arises from

Unfavorable Market Interest and Currency Exchange Rates fluctuations Inefficient liquidity management creating hurdles for day to day business deals Substantial losses because of inefficient management
BenchMatrixs consultants have years of experience and expertise on Asset Liability Management, Treasury, and Liquidity Management. We help you ensure that these management activities support your business aims rather than a hurdle for you.

For More Information www.benchmatrix.com

Advisory Services

05
Equity Research
BenchMatrix offers its valued clients access to timely, accurate and reliable research material relating to Pakistan and Saudi Capital Markets. We have brought together an experienced team of professionals, who conduct extensive and in-depth analysis of the economy and various business sectors. Only after a thorough analysis of the regional and international economic, financial, market and industry analysis, research reports of high quality are issued to our clients. This is to assist our clients in making timely and accurate investment decisions as they have access to our quality research material.

BenchMatrix research team is committed to provide international quality publications that are insightful, creative, original and value-generating. Our research reports command respect amongst all our clients i.e. buy-side, sell-side, corporations and the media.
Our experienced team of professionals conduct on-going research and analysis of a particular sector, industry, markets, as well as company specific analysis, with a view to providing inputs to support the decision making process of investors. BenchMatrix has experienced team of qualified analysts. We are committed to provide clients with an in-depth and professional research. We promise to give you an independent analysis of the target scrips/stocks. Our services can help find better investment opportunities. Our team of research analysts follows up with companies in our coverage universe continuously for any material public information or new investment opportunity. BenchMatrixs Equity Research Coverage

In depth sector analysis In depth company focused reports

Quarterly Company Updates Earnings Previews/ Reviews

Our comprehensive research analysis includes a detailed company valuation using different techniques, analysis of historical financial statements, projected financial results, and competitor analysis and industry outlook. Our reports are substantiated with reviewing the target financials, talks to the management, analyzing of market opportunities and risks to the prospective investors.

For More Information www.benchmatrix.com

Advisory Services

06
Business Process Outsourcing
Business flexibility over rapidly changing market dynamics has become a major challenge for businesses these days. Transforming fixed cost into variable cost can reduce the risks, flawless output can make businesses competitive, and timely launch of innovative services/product can capture the entire market but these all can only be achieved through a complete focus on core business activities. BenchMatrix offers reliable, efficient, and timely business process outsourcing options to clients worldwide. We specialize in assisting different organization and also help to achieve their strategic goals.

Our some of the expertise business process outsourcing includes

Accounting and Finance - Our Expert financial

reporting services team can provide competent financial reporting services. Preparing financial performance evaluation

improvements

Loan Process Review and Re-engineering - we

streamline the process by utilizing state-of-the-art systems as well as tools and resources to give mortgage loans through a fast and efficient process.

Collateral & Remedial Asset Management Provide innovative concept and product superiority, manned by highly qualified team to ensure that the recovery of Nonperforming assets is not compromised.

Credit Administration & Customer Data

Management we help you implement sound credit administration procedures throughout the bank to ensure full and appropriate use of bank resources, while still being consistent with your bank's goals and objectives

Technology Outsourcing - Outsource all IT

activities as a way to achieve strategic goals, reduce costs, improve customer satisfaction and provide other efficiency and effectiveness

HR Management
Some of BenchMatrix HR Management Services includes

Salary Structure Reviews - An effective salary

structure allows management to reward performance and the development of skills, while controlling overall base salary cost by providing a cap on the range paid for particular jobs or locations.

Balance Scorecard - Balance Scorecard is a

performance measurement tool that does not only considers financial measures but also include non financial measures to come up with a future strategy and performance of the organization

Performance Evaluation Criteria - Having a

performance evaluation system in place to measure and monitor how well the business (managers and associates) is doing in meeting "mission critical" benchmarks is a basic building block for every successful business

Staff Training and Workshops - Arrange training

through online webinars and live workshops for all training subject needs of an organization

Job Profiles - Job profiling tool specifically to make

the creation of job profiles much simpler and more intuitive.

For More Information www.benchmatrix.com

Advisory Services

07
Business Strategy
Finance, Marketing, Human Resource Management, Information Technology and other business departments are the part of business strategy. The major challenge for these departments is to Create real value for money Offer strong value proposition Innovative business offerings Carefully invest in technology Alignment of departmental goals to business mission Cost controlling Sustainable Growth Effectively Manage Risks related to each projects BenchMatrixs expert and experienced consultants not only help you achieve all above mentioned goals but also help you develop a complete framework which would allow organizations to constantly optimize business strategy as per market dynamics. Our some of business strategy development includes

Handle competition
Always ahead of industry

Business Strategy and Plans - Develop a system of

key business goals and related metrics that can be used to evaluate, monitor and modify your organizational strategy in order to reach business objectives

operational due diligence. Selecting the right equity provider to raise funding on the best available terms and creating the optimal level of debt finance to support the acquisition

Business Process Reengineering - Take a fresh

look at operational and back-office business processes across your organization. Align organizational and enterprise strategies to create value

Rating Advisory and Management - Rating

Advisory Services help client companies to assess their credit worthiness and to examine the relationship between that credit worthiness and their cost of capital

Budgeting, Forecasting and Control - Consider a

more modern approach and create alignment of strategy, operational plans, financial plans, and individual and organizational performance measures

Business Model Innovation Identifying core

value creating business model by leveraging new industry models, best industry practices, and new revenue models

Growth Strategy Analyze business growth

opportunities and translating them into high value for shareholders

Transaction Advisory - Transaction advisory

services include traditional financial and

Post Merger Integration

Mergers and acquisitions is an important element of strategy planning in successful companies. Mergers posses an inherent risk and can expose organization to potential risk.

Mergers normally face challenges in creating synergies between two different companies.
With corporate mergers and acquisitions experience, BenchMatrix consultants design customized strategies and strive to provide value. We work closely with clients in addressing their concerns and offering remedial measures to help them achieve their timely goals.
For More Information www.benchmatrix.com

Advisory Services

08
Training Services
BenchMatrixs renowned industry experts have years of experience related to their fields of specialization. Our aim is to create real value for money and promote learning culture throughout the organization. Our unique and interactive training programs created list of satisfied customers which includes banks, manufacturing industries, oil & gas exploratory, DFIs etc. Our some of training courses includes

What makes us Unique?

Quality training service is only measured by judging the change in perspective of trainee. BenchMatrixs creative tool, named Revyew, is used in our training programs which judges the level of improvement on the subject by the trainee. Following are some of the features of our training services

Managing and Measuring Operational Risk Operational Risk Implementation Advanced Operational Risk Management Tools Enterprise Risk Management Risk and Control Self-Assessment

Interactive Sessions Exercises Online Testing Schedule Tests

Key Risk Indicators

Loss Data Management Loss Data Consortium Enterprise Resource Planning Governance, Risk, and Compliance Business Contingency Planning Internal Controls Treasury Risk Management Liquidity Risk Management Market Risk Management Risk & Compliance Awareness

Questionnaires
Surveys Comprehensive
Reports Post Training Test

Remote Trainings

For More Information www.benchmatrix.com

Products

09
Risk Nucleus - A Comprehensive OpRisk Solution
Introduction
Risk Nucleus is a web-based, fully configurable and integrated application that streamlines the process of Operational Risk Management according to your Organizations Needs. With high standard and easy to integrate technology, a simple user-friendly interface, and comprehensive functionalities, Risk Nucleus is geared to assist you in meeting your functional and regulatory requirements. Risk Nucleus is a single firm-wide solution for Operational Risk Management which covers the all key modules including Loss Data & Analytics, Risk and Control Self-Assessment, Key Indicators, Business Contingency Planning and GRC. Risk Nucleus empowers risk managers in all aspects of the risk management process risk identification, analysis, evaluation, reporting and mitigation. It facilitates the sharing of a consolidated and realistic risk picture with an in depth view of business processes. It also provides a measure of internal controls performance assisting an early resolution of potential risks and generating views for regulatory reporting. It infuses an overall risk culture within your organization where every employee in your organization starts assessing daily activities and business decisions from an operational risk perspective.

Key Features

Loss Data Management Risk and Control Self-Assessment Business Intelligence Module

Business Contingency Planning

Module

Governance, Risk, and Compliance

Module

Loss Analytics Designed as per the guidance of

regulators

Forward-Looking System Cost Effective and Time Saving

Implementation

Multi-Lingual End-to-End Process Driven Fully Configurable to meet

Organizations Needs

Screenshots

Effective Data Management and

Dynamic Reporting

Meets Regulatory Requirements

RCSA

Key Indicators Setup

User-Friendly Interface Web Based Solution State of Art Technology

Loss Data Analytics

For More Information www.benchmatrix.com

Products

10
Revyew - A Timely, Cost Effective, and Virtual Solution to Learning
Introduction
Ongoing learning and development is essential for the health and sustainability of any organization. At BenchMatrix, we are committed to provide new and unique ways of learning and development for employees in order to build on existing technical, management and leadership skills for further growth. BenchMatrixs RevYew is the most comprehensive application that enables an organization to provide continuous learning to their employees. It is an optimal solution for organizations who want to test their employees knowledge, competency level, get the feedback and take adequate action steps to communicate learning process in most effective and integrated manner. A single company-wide learning solution promotes clear set of authorities and responsibilities which ultimately provides consistent and thoughtful management information to assist in pro-active decision making in an environment where learning and quality are paramount. Being developed on BenchMatrixs core policy to provide user friendly interface, instructors can add or import questions with few mouse clicks, set the options, and have the tests automatically published along with reading material for employees and trainees. It has self-scored answers and saved for later review and analysis.

Key Features
Revyew designed while keeping all the factors in consideration that are faced by trainers and users. This customer insight based product have numerous factors which makes it unique and useful for any organization

Online Testing and Training Centralized Knowledge Center Scheduling Training Sessions Customizable Reports Automatic Grading Multiple Tests Unlimited Sessions Employees Management Powerful framework Multiple Hierarchy Levels Practical and Effective Use

Screenshots

Low Implementation Costs

Secured & User friendly interface Easy to Learn

Dashboard Knowledge Center

For More Information www.benchmatrix.com

Contact

11

For further information and inquires, you can contact us at Head office BenchMatrix (Pvt) Limited B904, 9th Floor, Lakson Square, Building No. 3, Sarwar Shaheed Road, Karachi, Pakistan. Or you can call at the specified timings Phone: (+92)-213-5620942 Mon-Fri (0830 - 1800UTC/GMT +5 hours) Email: explore@benchmatrix.com Web: www.benchmatrix.com