Mr Majed

JAMALUDHEEN.

Insurance & Investment Consultant

Jamal Shop,B Block, Shop No. 1, Modi Compound, Ghodupdev Road No.1, Reay Road (w), MumbaiMobile No. : 9869672338 / Tel- 23749692, Email- jamal1628@gmail.com

This Presentation is Prepared for Private Circulation only.

JAMALUDHEEN. V
Insurance & Investment Consultant
Jamal Shop,B Block, Shop No. 1, Modi Compound, Ghodupdev Road No.1, Reay Road (w), MumbaiMobile No. : 9869672338 / Tel- 23749692, Email- jamal1628@gmail.com

Name: Mr Majed

Age: 35

Date: 12/08/2013

Plan 168: Jeevan Anurag

This is a fixed term policy. Short term needs like family provision in case of premature death of the policy holder and long term needs like education and marriage of dependents are simultaneously fulfilled with this policy. This policy is a right choice if a person wants to provide for the marriage of his daughter. The term can be fixed so as to receive the maturity benefit in marriageable age of the daughter.

Features
1. Maturity Benefit : On maturity, Bonus on the full Sum Assured & Terminal bonus if any is given alongwith the last 40%balance of Sum Assured would be payable. 2. Death Benefit : If the policyholder dies during the life of the policy, Sum Assured is paid immediately to the nominee. Future premiums are waived. Further, 20% of Sum Assured every year during the last 3 years of term before maturity will also be paid. Apart from this, 40% of SA + bonus for the full term + Terminal bonus if any will be paid at the end of the term. 3. Double Accident Benefit :- On death due to accident extra sum assured would be payable. 4. Permanent Disablity Benefit :- In case of disablity due to accident following would be payable. * Future premiums are waived. * Annuity for next 10 years = SA / 120. payable monthly. * Insurance cover continues and maturity would be payable after completion of term . 5. Premiums are payable during the life of the Life Assured and cease on the death of the life assured. 6. This Plan have assured benefits in last four years. 7. Policy can be assigned as security in bank, housing co. or any financial institute. 8. Backdating of policy is allowed. 9. Policy can be surrendered for its paid-up value after a period of 3 years. 10. Loan can be taken against this policy. 11. Term Rider Benefit is available for extra risk cover on natural death. This benefit is available at extra premium. 12. Critical Illness Rider Benefit is available. Covering Heart Attack, Stroke, Cancer, Kidney Failure, Major Organ Transplant, Paralysis, 3rd Degree Burns, Blindness, Coronary Artery By-Pass Surgery Heart Valve Replacement or Repair, Aorta Graft Surgery. This benefit is available at extra premium.

This Presentation is Prepared for Private Circulation only. You can't sip soup with a knife

JAMALUDHEEN. V
Insurance & Investment Consultant
Jamal Shop,B Block, Shop No. 1, Modi Compound, Ghodupdev Road No.1, Reay Road (w), MumbaiMobile No. : 9869672338 / Tel- 23749692, Email- jamal1628@gmail.com

Name: Mr Majed

Age: 35

Date: 12/08/2013

Presentation Details
Plan Plan Name Term / PPT Sum Assured Bonus Mode *Premium Total Prem's Paid Maturity Year Maturity Amount

168

Jeevan Anurag
Total :

21/21

500000
500000

44

Yly

26818
26818

563178
563178

2034

662000

Note: The above Statements are based on certain assumptions, which are liable to change according to Government / Corporation's Policies. * Rider Premiums are included in Premium. * NI is number of installments.

Rider Details
Plan Term PPT Rider Name Rider Sum Rider Term Rider Premium Total Prem's Paid

168

21
Total :

21

Double Accident Benefit

500000

21

500
500

10500
10500

Agents Copy
Sr. DOC No. Pn / Tm / PPT Sum Assured Mode Yearly Half Yearly Quaterly Monthly SSS/ECS Single Per Day No of Inst.

1 12/08/2013 168/21/21 500000

26818
26818

13548
13548

6844
6844

2397
2397

2281
2281

73.47
73

This Presentation is Prepared for Private Circulation only. When your work speaks for itself, don't interrupt

JAMALUDHEEN. V
Insurance & Investment Consultant
Jamal Shop,B Block, Shop No. 1, Modi Compound, Ghodupdev Road No.1, Reay Road (w), MumbaiMobile No. : 9869672338 / Tel- 23749692, Email- jamal1628@gmail.com

Name: Mr Majed

Age: 35

Date: 12/08/2013

Nobody Plans to Fail They Just Fail to Plan

Tax Slab: 20%
Year Age Normal Lifecover Accident Lifecover

Investment CASH FLOW

Annual Premium Tax Saved Net Premium Returns from LIC Net Returns Surrender Value Total Loan Available

2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034
Total
Note: (1) (2) (3) (4)

35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56

500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 500000 0

1000000 1000000 1000000 1000000 1000000 1000000 1000000 1000000 1000000 1000000 1000000 1000000 1000000 1000000 1000000 1000000 1000000 1000000 1000000 1000000 1000000 0

26818 26818 26818 26818 26818 26818 26818 26818 26818 26818 26818 26818 26818 26818 26818 26818 26818 26818 26818 26818 26818 0
563178

5364 5364 5364 5364 5364 5364 5364 5364 5364 5364 5364 5364 5364 5364 5364 5364 5364 5364 5364 5364 5364 0
112644

21454 21454 21454 21454 21454 21454 21454 21454 21454 21454 21454 21454 21454 21454 21454 21454 21454 21454 21454 21454 21454 0
450534

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 100000 100000 100000 662000

962000

-21454 -21454 -21454 -21454 -21454 -21454 -21454 -21454 -21454 -21454 -21454 -21454 -21454 -21454 -21454 -21454 -21454 -21454 78546 78546 78546 662000
511466

0 0 17264 41938 57973 76211 96917 120360 146825 176706 210303 248131 286016 328680 376870 431690 494241 570307 556138 553087 562356 0

0 0 15538 37744 52176 68590 87226 108324 132143 159035 189273 223318 257415 295812 339183 388521 444817 513277 500524 497779 506120 0

The above Statements are based on certain assumptions, which are liable to change according to Government / Corporation's Policies. Calculation includes Bonus and Final Additional Bonus as per present Rates. * Available Total Money. we are showing annual returns. in case of payment in arrears, half yearly installmant starts 6 months after maturity and yearly installment starts 1 year after maturity. in case of payment in advance, yearly and half yearly installments starts immediately from Please refer circular no: Actl / 2015 / 4 for details about settlement options.

maturity date.

(*) The above illustration gives an effective yield of 7.00% with tax benefit. (*) The above illustration gives an effective yield of 5.06% without tax benefit.

This Presentation is Prepared for Private Circulation only. Those we hurt the most are often those we love the most

JAMALUDHEEN. V
Insurance & Investment Consultant
Jamal Shop,B Block, Shop No. 1, Modi Compound, Ghodupdev Road No.1, Reay Road (w), MumbaiMobile No. : 9869672338 / Tel- 23749692, Email- jamal1628@gmail.com

Name: Mr Majed

Age: 35

Date: 12/08/2013

Breakup of Returns
Sum Assured & Survival's Bonus 500000 462000

Bonus

48.02%

51.98%

Sum Assured

This Presentation is Prepared for Private Circulation only. The greatest failure is the failure to try