Investor Preferences About Various Investment Avenues with special refrence to Amritsar city

(AN EMPRICAL STUDY ) DEMOGRAPHIC PROFILE NAME_____________________

S NO. QUESTION CODES RESPONSE

A B

Gender Age

1. Male 2. Female 1 2 3 4 5 6 1. 2. 3. 4. 5. 1 2 3 4 5 15-20 21-25 26-30 31-35 36-40 Above 41 Illiterate Matric 12th Graduate Post graduate business service student retired not working options
a) b) c) d) 10000 to 4oooo 40000 to 60000 60000 to 80000 80000 to 100000

Qualification

Occupation

s.n o 1

Question
How much is your salary per month?

response

2 3

Do you save money?

a) yes b) no a) bank b) private investment(shares

How do you invest your savings?

c)

, bonds, etc) property

S NO.

QUESTIONS

options

response

How much do you invest in these savings annually?

a) b) c) d) e)

less than 500 from 500 to 1000 from 1000 to 4000 from 4000 to 10000 more than 10000

What factor would you consider most important before choosing an investment?

a) How quickly i will be able to increase my wealth b) The opportunity of steady growth c) The amount of monthly income the investment will generate d) The safety of my investment principal a) Less than 5 years b) 5 to just under 10 years c) 10 to just under 15 years d) 15 to just under 20 years e) 20 to just under 25 years a) No. b) Yes, but very Small. c) Yes, less than six months income. d) Yes, around one years income e) Yes, more than two years income.

When do you need this money or for how long do you want to save?

Do you have an emergency fund to provide for unexpected expenses, so as to avoid drawing on medium to long term savings to meet immediate needs? (this fund should be equal to at least three months after tax income.)

S.No.

Question
What is your expectation of your future earnings over the next five years?

Options
a) I expect my income to decrease b) I expect my income to keep pace with

Response

inflation. c) I expect my income to increase somewhat ahead of inflation. d) I expect my income to far outstrip inflation. e) I expect my income to fluctuate.

What percentage of your total assets (excluding your home) are you proposing to invest now?

a) Less than 25% b) Between 25% and 50% c) Between 50% and 75% d) 75% or more a) I am completely debt free b) I am mortgage free but have a few other obligations c) I have a reasonable mortgage but no other debts d) I have a mortgage and a few other obligations e) I have a lot of obligations

10

Which statement most closely reflects your current financial situation?

11

Which statement best describes your investment objectives for this investment?

a) I am risk averse and not prepared to expose my investments to high volatility (i.e.large changes in value, rising or falling by more than 10%) to earn higher long term returns. b) I want to achieve higher long term returns and I am prepared to tolerate reasonable levels of volatility (+ or 5 to 10%) a) Strongly agree. b) Agree c) Neutral d) Disagree

12

Are you more concerned that your investments grow faster than inflation rather than the investment returns over

any one-year period.

13

If you could increase your chances of improving your returns by taking more risk, would you be:

a) Willing to take a lot more risk with all of your money? b) Willing to take a lot more risk with some of your money? c) Willing to take a little more risk with all of your money? d) Willing to take a little more risk with some of your money? a) yes b) no if yes then tick one or more applicable a) housing loan b) vehicle loan c) education loan d) business loan e) marriage loan

14

How you taken any loan and if yes then for what purpose?

15

YOUR investment experience

a) I have substantial investment experience and/or own individual stocks b) I have some investment experience and own mutual funds c) I have very little investments experience an a) b) c) d) definetly definetly not probably probably not

16

Are you willing to hold investment even when Its value suddenly drops?

17

How do you manage your investments?

a) alone b) with your banking institution or insurer c)with a property holdings agency

Thanks for your support!