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BANK P.O. EXAMS
SPECIAL

■ Global Financial Crisis


Descriptive ■ Skilled Workforce for Development

Questions ■ Empowering Street Kids


■ Strengthening Rural Job Scheme

Global Financial Crisis economic imbalances may be highly


Descriptive In what ways could the global misplaced. The importance of
strengthening regulatory institutions for
Questions are financial crisis impact Indian
economy? banks and insurance companies has
asked in Bank P.O.
The observation or cryptic comment already been underscored by recent
Recruitment Exams. developments in the US.
that ‘when America sneezes the rest of
The purpose of these the world catches cold’ may be partially If Companies in general and the
tests is to assess the enable and partially not. Being the largest software industry in particular, were to
writing and economy, if anything goes terribly wrong lose their lustre, it would be a long wait
on the American financial front, countries, for the next star to appear in the East.
expressing
capabilities of the big and small, cannot remain unscathed
from its ill effects. There is both optimism Skilled workforce for
candidate, as well as development
and a cautious call to those who hold the
assess his/her reins of financial institutions, The demand-supply gap between the
knowledge about manufacturing and service sectors in India skilled and the non-skilled workforce
various issues. to remain vigilant as the unpredictable in India could retard its fast and

Contents or Translation of contents of this document must not be reproduced in any manner without prior permission.
developments on the global economic sustained economic development.
scenario unfold. Comment.
There is no denying that no country Despite the fact that global economic
has become an economic power of any meltdown could and would impact
consequence during the post-World War II economic growth in varying degrees,
period without the US help. As the US India cannot afford the slow-down in
economy convulses from financial economic development. Since the
turbulence now or in future, the dreaded economies of the world, both developed
“R” (Recession of the Thirties of the and the developing, have been closely
previous century) word has perhaps integrated with one another, there are fair
already kicked in. We should always bear chances that the process of economic
in mind that the unfolding crisis has growth and alleviation of poverty
reverberated in domestic share markets. programme may be hit for a while, but for
Nervous foreign investors have already a country like India, with its vast natural
withdrawn billions from the markets in resources and huge manpower potential,
2008. It is feared that other capital there should be no big hurdle and hassel
inflows like Foreign Direct Investments in its march towards becoming an
may also slow down. economic power in the years to come. In
Since India’s economy in general and order to turn our dreams into reality,
financial sector in particular has become there is an urgent need to think of ways
© The Competition Master.

increasingly integrated with the rest of and means for India Inc and academia to
the world, it would be unrealistic to collaborate for preparing a world-class,
expect the slowdown in the US and the competent, talented and innovative
world economy to not have any influence workforce.
whatsoever on this country. The crisis in Our wide rural-urban divide, and the
international capitalism holds a number quality of education available, the paucity
of important lessons for India. It sends of talent is indeed becoming a cause for
out a warning signal to ardent advocates concern. The demand-supply gap is
of liberalisation that blind faith in the already being felt by India’s burgeoning
virtues of market forces correcting Information Technology industry and

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BANK P.O. EXAMS
SPECIAL

fears of the gap widening in the a blot on our being called civilised. if taken in the right earnest, can go
future are being examined carefully The longer the street kids are a long way in plugging the
so that we may not be caught in the exposed to exploitation and loopholes and leakages.
maze of demand-supply chasm. insecurity, the larger gets the scars In order to make rural
What stares us in the face are the in the form of these very kids employment scheme successful the
growing skills gap and insufficient becoming anti-social elements in authorities should put in place an
availability of high-quality college later life and posing a grave threat “evaluation mechanism” and involve
education and the galloping pace of to social harmony, peace and poise legal aid cells to create awareness
country’s service-driven economy, in individual lives. among the people who are going to
which is growing faster than most The first step to tackle the be benefited from these schemes.
countries in the world. problem is to open vocational The need to mobilise public opinion
In order to overcome this training centres exclusively for along with the media for the proper
glaring gap, percentage of youth them. This way their energies would and purposeful implementation of
going in for higher education has to be used properly and they would the programmes, as also to plug all
be increased/improved quite become productive members of our loopholes and leakages that come
substantially. Problems associated society. Both the government and to notice, is urgent, immediate and
with the dearth of competent and the NGOs will have to come forward highly imperative.
qualified faculty, funding, language, to shoulder this responsibility. Since a ‘faulty design’ of any
outdated syllabi have to be properly When the proposal gets going scheme, however august it may be,
analysed and addressed to in a there is no doubt that these kids would result in failure,
time-bound framework. would prove their worth and social improvement of the programme
The time is ripe for us now to relevance by exhibiting a sense of would have to be a continuous
remodel the Indian education confidence and self-worth. In this process. Periodic evaluation should
system by various programmes, way they would prove their serve as feedback for improving the
joint initiatives and other measures usefulness as worthy citizens ready implementation process from top to
by individuals, the government, to face the world and generate bottom. The rural poor have to be
industry and academia. Such livelihood for themselves and their educated that the programme was
activities have the potential to play family. The training so envisaged not simply supply driven but had
an important part in plugging the could be given in various trades, granted to them the right to “ask,
talent gap in future. Training such as electrician, refrigeration seek and get guaranteed
individuals for the jobs of the and air conditioning mechanic, employment. Under no
future and allowing to visualise cutting, tailoring, computer circumstances should they be
what is possible today will not only technician and so on. For the allowed to be exploited or taken for
make a difference in their lives but proper development of these a ride by officials or contractors.
will enrich our communities now unfortunate children, facilities like The legal services authorities have
and for years to come. games and cultural activities should an obligation to give free legal aid
be made an integral part of the to aggrieved persons. Lok Adalats
Empowering street kids agenda of empowerment and should take a pro-active role in this
There is an urgent need to rehabilitation. Like other school regard and a concerted action plan
empower and rehabilitate street going children, the street kids by the vast network of State legal
kids to insulate them from should also be provided with service authorities can stand as
falling into wrong hands. nutritious diet during their training. bulwark against any exploitation or
Comment. irregularity.
If our problems are aplenty, we Strengthening rural job
have the requisite potential too to scheme
solve them provided there is visible Suggest some effective measures
concern and compassion for those to plug loopholes and leakages
who are deprived and dispossessed in the implementation of
of parental love and social security. National Rural Employment
In the category of street kids we Guarantee Scheme.
can include waifs runaways, There is no denying that there
orphans and the like. Leaving them are “loopholes and leakages” in the
to their fate and turning our faces government’s Programmes that
away from them is not only an guarantees employment for the
invitation to our own peril, but also rural poor. The following measures,

THE COMPETITION MASTER


Available as Print Edition also for Rs 50 per copy from your local newspaper agent

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