Get the most out of data,

cost efectively!
www.infosys.com/finacle
Universal Banking Solution | Systems Integration | Consulting | Business Process Outsourcing
Finacle operational data store
Banks grapple with colossal amounts of data, often dispersed across disparate systems in their
environment. The arising challenges include:
Collation and consolidation of information with minimal manual intervention
Transformation of data into meaningful enterprise-wide reports and undertaking data analysis
for business efectiveness measurement
Unifed presentation of data
Leveraging data to drive up revenues and proftability
Decision makers are constantly driven to reduce the time taken and the costs incurred to mine
and leverage the wealth of information available on customers, markets and operations.
Consistent reports generation is deemed critical to empower end-users with relevant information,
to better segment understanding, increase cross sell opportunities, personalize products,
identify emerging opportunities, manage risks better and create diferentiation. A proven means
of addressing these challenges is a technology enabler that ably manages the banks data.
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Finacle operational data store
Functional architecture
Finacle operational data store empowers banks
with a secure and reliable technology infrastructure
to derive optimal value from data, and meet a
whole range of operational, business and strategic
objectives. This is enabled through support for
data access and retrieval on demand. The store
can be efectively leveraged to meet the banks
demand for reporting, risk management, analytics
etc. The easy-to use operational data store
provides decision makers an anytime-anywhere
unifed view of the banks structured operational
data. It supports consistency of data, playing a
pivotal role in transforming key institutional data
into measurable performance indicators.
Source System
Downstream Applications
Finacle ODS
Partner
Solutions
Customer Analytics
Credit Analytics
Operations Analytics
Analytics (Finacle
Analyze)
Enterprise
Customer View
Enterprise wide Risk
Unifed View
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Finacle e-Banking
Finacle CRM
Finacle Treasury
Finacle Core
Finacle Family
General Ledger
Human Capital Management
Supply Chain
Non Finacle Applications
(For illustration)
Rich Pricing
Regulatory
Risk Management
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Layer architecture
Key modules
Data provisioning
Comprehensive data provisioning across
diferent subject areas (Loans and deposits,
operative accounts, trade fnance, wealth
management, CRM, e-banking, treasury,
payments, pricing and regulatory related
data attributes)
Extracts to support regulatory reporting, MIS
reporting systems, asset liability management,
risk management solutions and relationship-
based pricing
Comprehensive business and technical
metadata including provision on ownership,
stewardship details
Data model structure
Standardized data model, tuned for core
banking systems, for yielding operational BI
Support for entity-based defnition and
leveraging of Soft Referential Integrity (SRI)
constraints for relationships
Flexible and highly customizable
Extensibility to accommodate new data sources
and to provide additional data elements
Technology features
Industry standard best practices on Extraction,
Transformation and Load (ETL) implemented
at architecture, design and base code levels
Finacle
Other RDBMS
Applications
Flat Files
User
Interfaces
User Management
Dispatch Management
Data Security
Management
Metadata
Uni-Directional Data
Interfaces
Downstream Extracts
Aligned with Finacle roadmap
Extendible data model (business area model)
Tool agnostic metadata solution
Extensive audit management
Datapush andpull possible from source systems
Hierarchical structures for summarization and
navigation across region, zone, branch etc
Ability to perform historical and trend analysis
Supports complex data tranformations
Can act as a system of record
Integrated metadata
Flat Files
UI Data
Finacle
RDBMS
Erroneous Data Dump
Ad-Hoc Reports
Canned Reports
Dashboards
Error Reports
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Transactions
Account
CIF
Other Entities
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Finacle
RDBMS
Flat Files
UI Data
ETL
Indicative Subject Areas
CRM
Core
Products
e-Banking
WMS
Trade
Finance
Treasury
ETL
Semantic Layer
Comprehensive error and reconcilliation process
Rich Pricing
Regulatory
Risk Management
Out-of-the-box features
Legend
Solution part ready to deploy with
minor changes
Finacle from Infosys partners with banks to transform process, product
and customer experience, arming them with accelerated innovation
that is key to building tomorrows bank.
About Finacle
2012 Infosys Limited, Bangalore, India, Infosys believes the information in this publication is accurate as of its publication date; such information is subject to change without notice. Infosys
acknowledges the proprietary rights of the trademarks and product names of other companies mentioned in this document.
www.infosys.com/finacle For more information, contact Finacleweb@infosys.com
Business benefts
Increased business agility
Finacle operational data store provides
banks an efcient and efective means of
meeting their regulatory, analytical and MIS
reporting requirements. This streamlines data
dissemination processes and enables decision-
makers to respond to business imperatives with
greater agility.
Improved performance
Finacle operational data store takes on the
rigors of managing operational data, relieving
OLTP and other transactional systems at the
bank of the load. This eliminates the need for
access to the production database for generation
of reports, signifcantly enhancing performance
of the transactional infrastructure.
Greater reuse and lower
maintenance costs
Coupled with its integrated metadata, elements
for data governance and ability to integrate
multiple data sources, Finacle operational data
store enables a relatively cost efcient means
of managing the maintenance of multiple
downstream extracts.
Well integrated and seamless data sourcing
from Finacle UBS
Pre-built ETL patterns and enforced data
governance allow non-Finacle data sources to
be added in a standardized way with equal ease
Parallelized ODS ETL help achieve minimal
and fexible interdependencies amongst
600+ ETL jobs
Data error and audit management: pre-built,
confgurable and comprehensive
Well documented and integrated metadata,
which also drives scheduled ETL loads