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IBPS CWE PO-MT Exam Structure IBPS: High priority topics General Awareness + Banking Awareness #1: Banking

Awareness (Theory) Minimum Topics from Banking theory RBI Banks: Basics Banking services Rural banking Bad Loans International banking #2: Banking Awareness (Current Affairs) #3: Economy (Theory) #4: Economy: Current Affairs #5: International Affairs (IA) #6: Polity Current affairs #7: Misc.GK: Filler topics #7: Misc.GK: PIN/Award/Sports Computer Awareness- Topicwise Breakup IBPS CWE PO-MT Exam Structure Written Stage: Multi choice Questions (MCQs) Section 2011,2012 2013 (online test) Reasoning 50 50

English Language 50 Qs x 0.5=25 marks 40

Quantitative Aptitude (Maths + DI) 50 50

General Awareness (+ Banking Awareness) 50 40

Computer Knowledge 50 20 Descriptive Paper of English 25 -removedTotal Marks 250 200 Time-limit (minutes) 150 for MCQ+60 for descriptive 120 Sectional cutoff? = yes Negative marking?= yes, Minus 0.25% per wrong answer. Interview stage Minimum qualifying marks in interview =40% for general and 35% for SC/ST/OBC /PWD candidates). The weightage (ratio) of Written: interview = 80:20 IBPS: High priority topics

In the game of chess, if you try to defend every piece, you ll end up losing every piece. Competitive exams are no different. So in the first round of preparation , you try to get a steel grip over following topics. Section High priority area Revision Essential General Awareness

Banking awareness theory Economy current affairs Computer

MS Office 2007 (or 2010 or 2013) internet related topics Practice Essential Reasoning

High level reasoning (Syllogism + assumption/inference) Sitting arrangement Quantitative aptitude

BOSMAS/simplification Data interpretation (DI) English

Grammar rules + Sentence correction Daily practice of comprehension + sentence arrangement. Uske baad, you venture into other areas to enhance your preparation further. In this article, we see the approach for two sections General Awareness + Banking awareness Computer Awareness. Remaining sections, dealt in separate articles. General Awareness + Banking Awareness chart-IBPS-PO-General Awareness IBPS CWE PO/MT Exam of 2011 Banking Banking Theory Banking Current Affairs Banking Subtotal 22 Economy Economy Theory Economy Current Affairs Economy Subtotal 11 2012 18 4 21 2 9 11

15 6 4 7

IA International Current Affairs 4 5 Polity Polity Current Affairs 2 3 Current Affairs (IA+Polity) 6 8 Misc.GK Misc.PIN 6 3 Misc.Sports 2 4 Misc.Books-Authors 1 1 Misc.filler (Census, Geography, Nuke Reactors, Defense etc.) Misc.GK subtotal 11 10 Total 50 50

Each year, more than 30 out of 50 questions came from (Banking + Economy) only. Hence Priority order for study: Banking: and within banking: Theory >> Current Economy: and within Economy: Current >> Theory #1: Banking Awareness (Theory) Any one Book on Banking awareness (theory) Topics BOOK MY REVIEW/COMMENT Money, Banking and Finance by BSC Publication

Cheap, reliable work horse. Not updated after 2009 (only reprinted), but for IBPS level theory, its cove rage is sufficient and you can always google for any latest happenings. Doesn t contain practice MCQs. (Although doesn t matter because you ll be using a separate book on papersets anyways) Principles and Practices of Banking By Indian Institute of Banking and Finan ce (IIFB)

Written for JAIIB/CAIIB type exams, printing-structure-explanation is profes sional grade. Few MCQs after each chapter. Doesn t burden you with lot technical-legal aspects, sticks to conceptual clar ity. Not updated after 2008, just reprinted. Handbook of Banking information by N.S.Toor (Skylark Publication)

Written for JAIIB/CAIIB type exams. Most updated information about banking topics, among the given books. (36th Edition released in Jan 2013). But also burdens you with many technical-legal aspects that are not much rel event from IBPS exam point of view. Contains more MCQs than previous book by IIFB. If you have any similar book from Arihant Publication, Kiran Prakashan etc. that is also fine. All these books have overlapping content. Remember that you ve to finish the topics, not the books . + Various articles posted on Mrunal.org/economy

Anyone BankPO Paperset for practicing the MCQs Arihant s paperset of previous Bank PO exams Kiran Prakashan s Paperset for IBPS PO/MT (with FREE CD for computer test) If you ve paper set from any other publication, that ll also work just fine. Minimum Topics from Banking theory You ll have to face banking awareness, not only at the MCQ-stage but also during i nterview stage. Here is the list of Minimum Topics to be prepared. Don t do Ph.D o n any topic, just get an overview from MCQ point of view. (same advice for all t he topics listed in this entire article) RBI Origin of RBI. Who is the current governor, whom did he replace? RBI vs SEBI vs IRDA: Name of their main bosses, Who controls what? NBFCs, MF I, Gold Loans, ULIP, Mutual funds etc. powers functions of RBI How does RBI control the money supply? Open market operations, MSF, liquidity adjustment facility SLR, CRR, Repo, Reverse repo, bank rate Priority sector lending: and its subsectors. How do they apply to Domestic b ank vs foreign bank? Currency chest, Mint and press. Who signs coins and currency? Measures of money supply Foreign exchange management, components of forex reserves, approx. forex und er RBI. Powers under FERA/FEMA, Tarapore Committee on capital account convertibi lity Banking regulation act and its recent amendment Banking reform, Banking License, Narsimhan, BASEL. Banks: Basics What is bank? What are its functions? how is it different from an NBFC/NBFCfactor, Post-office savings, Chit Fund, Nidhi etc? Types of banks: commercial banks, regional rural banks, cooperative banks, i nvestment banks, development banks etc. What is a Scheduled commercial bank? Public sector versus private sector banks. Where does RTI apply? IDBI, ICICI, IFCI, SIDBI, EXIM, NHB etc. Bank nationalization, mergers and consolidations. Names of chairman/CMD of big banks. Basic GK related to banks: first commercial bank in India, first bank setup by Indians, origin of SBI/ICICI, subsidiaries of SBI, etc. Banking services Assets, liabilities and working capital of a bank. Demand liabilities vs time liabilities Banker s rights (lien). Know your customer (KYC) norms, Adhar Card enabled pay ment, Money laundering, Benami transections Types of Bank customers and provisions related to them: Minor-Guardian, partnership firms HUF and karta NRI, PIO joint account holders Married Women partnership firm accounts public/private companies trusts and cooperatives

Types of bank accounts and their features: current account, savings account term deposit account, fixed deposit, PPF, senior citizen s account NRE-rupee account, FCNR account, RFC, EEFC, escrow account Allied topic: post office savings account and National savings certifica te Unclaimed/dormant accounts, RBI provision for them, Death of customer, insol vent customer, liquidation, Garnishee orders Types of negotiable instruments: bank draft, bank check, promissory note, wa rehouse receipt, Treasury bills etc. Cheque: order/bearer/travel/bankers cheque endorsement, cheque-crossing, post-dated cheque, what if cheque-date is invalid (31st Feb) or holiday (2nd Oct)? when Bank should not pay, cheque-dishonor (cheque-bouncing) MICR, Cheque truncation, new CTS-system Note refund rule, clan note-policy demand drafts, telegraphic transfers, safe deposit lockers ATM: PIN, HWAK, White Label ATM, third party ATM Debit card, credit card, smart card Mobile Banking, personal banking, tele-banking, corporate banking Online banking: NEFT, RGTS, EFTS, Bankwire, E-commerce networking among banks: INDONET, BankNET, RBINET, SWIFT, Point of Sale ( POS) terminal core-banking solutions Electronic signature and Information Technology Act Loans different type of loan products, Subprime lending mortgage, reverse mortgage, collaterals, stamp duty on loan documents lien, set-off Priority sector lending: and its subsectors. How do they apply to Domest ic bank vs Foreign bank? bank guarantee, letters of credit Banking Ombudman: powers functions, appeal structure and Consumer courts Bancassurance, cross-selling, universal / narrow / retail banking Rural banking RBI vs NABARD Rural infrastructure development fund (RIDF) and budget-2013 allocation for RIDF financial inclusion and various government schemes associated with it (cover ed in my economic survey summaries, available on mrunal.org/economy) regional rural banks, their amalgation cooperative banks micro-finance institutions (MFI) primary agricultural credit Society Banking correspondent agents (covered in my article) lead bank scheme, local area banks, service area approach Kisan credit card, interest subvention on crop-loans ^Almost all of these topics have been covered in my articles on Mrunal.org/Econo my Bad Loans What is NPA?

Gross NPA versus net NPA Asset classification under NPA (substandard/doubtful/loss) Current figure of NPA? Which bank has highest NPA? Capital adequacy norms, hypothecation CIBIL and credit rating SARFAESI Act and its recent amendment asset reconstruction companies Debt recovery tribunals. Lok Adalats Industrial sickness Board for industrial and financial Reconstruction International banking Bretton Woods World Bank IMF: SDR, voting rights Who are the Main boss of IMF, World Bank, ADB? BASEL bank for International settlement Asian clearing union Islamic Banking ADR, GDR, IDR again, most of these topics have been covered in my articles on Mrunal.org/Econo my Sample questions from previous papers Observe the following questions asked in previous IBPS PO papers, it ll give you a n idea on what kind of information you should be focusing on, while reading the banking awareness theory. Q. RBI related Which of the following is a correct statement? State Bank of India is the sole authority to issue and manage currency i n India. A nationalised bank is the sole authority to issue and manage currency i n India. A cooperative bank is the sole authority to issue and manage currency in India. RBI is the sole authority to issue and manage currency in India. None of these By increasing repo rate, the economy may observe the following effects: Rate of interest on loans and advances will be costlier Industrial output would be affected to an extent Banks will increase rate of interest on deposits Industry houses may borrow money from foreign countries All of these

Which of the following is NOT a function of the Reserve Bank of India? Fiscal Policy Functions Exchange Control Functions Issuance, Exchange and destruction of currency notes Monetary Authority Functions Supervisory and Control Functions Interest payable on savings bank accounts is

Not regulated by RBI. Regulated by State Governments. Regulated by Central Government. Regulated by RBI. Regulated by Finance minister. Q. Bank Nationalisation / types of banks related Nationalization of banks aimed at all of the following except Provision of adequate credit foragriculture, SME & exports Removal of control by a few capitalists Provision of credit to big industries only Access of banking to masses Encouragement of a new class of entrepreneurs

Axis Bank is a Public Sector bank Private Sector Bank Co-operative Bank Foreign Bank Gramin Bank Q. Banking services Which of the following statements is true? Banks cannot accept demand and time deposits from public. Banks can accept only demand deposits from public Banks can accept only time deposits from public Banks can accept both demand and time deposits from public. Banks can accept demand and time deposits only from government. With reference to a cheque which of the following is the drawee bank ? The bank that collects the cheque The payee s bank The endorsee s bank The endorser s bank The bank upon which the cheque is drawn

Which one of the following is a retail banking product? Home Loans Working capital finance Corporate term loans Infrastructure financing Export Credit A money deposit at a bank that cannot be withdrawn for a preset fixed of tim e is known as a Term deposit Checking Account Savings Bank Deposit No Frills Account Current Deposit Q. online banking related An ECS transaction gets bounced and you are unable to recover your money fro m your customer. Under which Act criminal action can be initiated? Indian Penal Code

Negotiable Instruments Act Criminal Procedure Code Payment and Settlements Act Indian Contract Act

Upper limit prescribed for RTGS transaction is Rs. 1 lac Rs. 2 lacs Rs. 5 lacs Rs. 50 lac No upper limit is prescribed NEFT means National Electronic Funds Transfer system Negotiated Efficient Fund Transfer System National Efficient Fund Transfer Solution Non Effective Funds Transfer System Negotiated Electronic Foreign Transfer System Q. ombudsman related Mr. Rajendra had filed a complaint with Banking Ombudsman but is not satisfi ed with the decision. What is the next option him for getting his matter resolve d? Write to the CMD of the Bank File an appeal before the Finance Minister File an appeal before the Banking Ombudsman again File an appeal before the Dy. Governor RBI Simply close the matter as going to court involves time and money

Banking Ombudsman Scheme is applicable to the business of All scheduled commercial banks excluding RRBs All scheduled commercial banks including RRBs Only Public Sector Banks All Banking Companies All scheduled banks except private banks #2: Banking Awareness (Current Affairs) for this, you ve to keep an eye on the newspapers + monthly current affairs in mag azines. Main focus areas: RBI s monetary policy and key rates Any committee made by RBI/government for Banking sector. Who is its chairman and what is the purpose? Any new directives to banks by RBI/Finance Ministry Person in News: Any new appointments in RBI/Big Banks, Any Indian being appo inted in foreign banks Banking license, entry of foreign banks. When a big bank launches a new product Government schemes associated with financial inclusion/pension/insurance: s wabhiman, swavalamban etc. Important: Whenever you come across above info, Note them in a separate diary/fi le and revise multiple times. Observe the sample questions from previous IBPS PO exams, this will give you an

idea on what type of information to focus on, while reading current affairs. Finance Ministry has asked the Reserve Bank of India to allow common ATM s tha t will be owned and managed by non-banking entities hopping to cut transaction c osts for banks. Such ATM s are known as Black Label ATM s Offsite ATM s On site ATM s or red ATM s Third party ATM s White label ATM s The committee on review of National Small Saving Fund (NSSF) was headed by Dr. C. Rangarajan Mr. U.K. Sinha Dr. Y.V. Reddy Mrs. Shyamala Gopinath Dr. Usha Thorat Who is the chairman of the committee constituted by RBI to study Issues and Concerns in the Micro Finance Institutions (MFI) Sector? YH Malegam Dr KC Chakraborty C Rangrajan M Damodaran Smt Usha Thorat Which of the following states became the first state in the country to launc h RBI s e-payment system for commercial tax payers? Andhra Pradesh Kerala Gujarat Maharashtra Karnataka

As per revised RBI Guidelines, Provision on secured portion of loan accounts classified as Doubtful Assets for more than one year and upto 3 (three) years i s to be made at the rate of 15% 20% 40% 25% 30% Which of the following banks is headed by a woman CEO Bank of Baroda HDFC Bank Central Bank of India Punjab National Bank ICICI Bank Who among the following has been appointed as a director on board of Bank of America-the first non-American on the board of the one of the largest financial institutions in the world? Azim Premji Ratan Tata Mukesh Ambani KV Kamath Chanda Kochar Enough of Banking awareness, let s move to next topic: #3: Economy (Theory) Although in previous IBPS exams, within economy they gave more emphasis on curre

nt affairs over theory portion. But still, You must get a good grasp over basic concepts of economy. Because of following reasons For the interview / group discussion stage of banks/IIMs/State PCS/UPSC exam , you ll have to prepare current affairs related to Economy, particularly downfall of rupee, current account deficit, petroleum pricing, FDI etc. For that ^that, you ll have to read newspapers and news columns, but those peo ple write articles with assumption that reader already knows the basic theory! S o, if you don t know the theory, you ll find those articles boring/difficult to gras p=> shallow answers during interview/GD=low marks=no selection or lower rank. Source: Mrunal.org/economy NCERT Textbooks (click to download for free) India s Economic Development Class 11 Macroeconomics Class 12 NIOS Material on Economy: if you ve time and mood. If you ve Indian Economy by Ramesh Singh (TMH Publication), read it. IF you do n t have it, then there is no need to specifically buy the book only for IBPS. Google as and when necessary. Here is the list of minimum topics that should be prepared from Economy Theory / static portion Basic Basic terms: GDP, NDP, GNP, NNP, recession, purchasing power parity etc. Three types of Economies: Capitalism, Socialist, communism + LPG reforms of India human development index millennium development goals Indian Economy Planning commission, National development Council, five-year plans, main tar gets of 12 five-year plan. 14th Finance commission and who is its chairman? Inflation: types, impact, various terms associated with inflation WPI, CPI, their new series, who calculates what? IIP, industrial licensing, definition of MSME, items reserved for SSI, public sector undertaking, disinvestment Finance Money market vs capital market: functions, who supervises them? Commercial bills, Treasury bills, certificate of deposit, commercial paper Derivatives, options-futures, currency swaps, underwriting, factoring debt vs equity: IPO-shares, stocks, debentures, bonds, mutual funds (+NAV), G-sec venture capital, angel investor SEBI: functions, who is their main boss? Stock Exchange: BSE, NSE, SENSEX, Dollex etc. Credit rating: CRISIL, Moody, S&P etc. participatory notes, QFI, FII FDI and its limits in various sectors, FIPB PAN card and DEMAT account external commercial borrowing (ECB), ADR, GDR, IDR

Budget Taxation: direct vs indirect. taxation powers of union and state tax deduction at source tax slabs negative list in service tax PAN Card, E-filling of tax returns Basics of VAT, GST types of budgets: surplus, deficit, balanced votable vs non-votable items Finance Bill and appropriation Bill cut motions: policy cut, economy cut, token cut general budget versus railway budget revenue versus capital expenditure standing committees of Parliament types of deficits, FRBM targets fiscal deficit and its impact on economy Consolidated fund, contingency fund, public account Insurance Types of insurance Nationalization, LIC, GIC etc. IRDA: chairman, power-functions NPS, EPFO, ESIC, social security pension-insurance reforms, FDI Bancassurance Foreign trade current account, capital account, balance of trade, balance of payment rupee convertibility currency devaluation, appreciation GATT, WTO FERA, FEMA NEER, REER Sample questions from previous papers Financial inclusion means provision of Financial services, namely, payments, remittances, savings, loans and in surance at affordable cost to persons not yet given the same. Ration at affordable cost to persons not yet given the same. House at affordable cost to persons not yet given the same. Food at affordable cost to persons not yet given the same. Education at affordable cost to persons not yet given the same. When the rate of inflation increases purchasing power of money increases purchasing power of money decreases value of money increases purchasing power of money remains unaffected amount of money in circulation decreases

When there is a difference between all receipts and expenditure of the Govt. of India, both capital and revenue, it is called

Revenue Deficit Budgetary Deficit Zero Budgeting Trade Gap Balance of payment problem Which of the following is not considered a money market instrument? Treasury bills Repurchase Agreement Commercial Paper Certificate of Deposit Shares and bonds ^as you can see, from theory very easy questions have been asked. Hence just get an overview, don t spend too much time on Economy theory portion. Now moving to: #4: Economy: Current Affairs Main focus should be on Union Budget 2013 + Economic survey. The summary of all Economic survey chapters=available on Mrunal.org/economy. And in those summaries, I ve also included various government schemes, organizati ons, even the Human development index. Budget-2013 Numbers related to Economy For Budget-2013, you don t have to prepare each and everything, just focus on foll owing areas Chindu s Budget speech: (click me). look for major announcements e.g. We are w orking with RBI and NABARD to bring all other banks, including some cooperative banks, on Core Banking solution and e-payment systems by 31.12.2013. Major highlights of Budget-2013 (click me) Income tax slabs peak rates of excise, service tax and custom duty Negative list of Service tax. For Numbers , prepare following

latest Estimates of GDP IIP, WPI, CPI: highest lowest in recent times. Repo rate, CRR, SLR, Bank rate: highest lowest in recent times. Rupee vs dollar: highest lowest in recent times. fiscal deficit, current account deficit latest FDI limits in various sectors top-5 items in export and import excise, service tax, income tax, custom duty (highest to lowest in terms of income to government) For remaining current affair related matters e.g. US/EU economic problems, measu res taken by government to boost investment/GDP, curb current account deficit / gold consumption etc. Economy section under any one Monthly current affairs magazine AND/OR economy related news within monthly updates of Competitionmaster.com +keep a habit of reading English newspaper on daily basis, it ll help you in r eading comprehension, general awareness and interview. Observe the sample questions from previous IBPS PO exam, it will give you an ide a of what type of information you should be focusing on, while reading magazine/ newspaper for economy current affairs. Q. US/EU related

Almost all the major economies of the world had reacted sharply on the issue of the USA s ceiling limit on its debt. Why was the issue so important for other nati ons, which otherwise was an internal matter for the USA? The Senate s decision on the issue might have caused the US dollar to weaken f urther or get strengthened in international markets. Weakening of the dollar might have pushed up Euro and other major currencies up and some European countries which were already in trouble would have faced a new crisis. Debt limit was directly related to liquidity position of banks in USA. answer choices Only (A) Only (B) Only (A) and (B) both Only (B) and (C) both All (A), (B) and (C) Q. Foreign Trade related The present Foreign Trade policy of India will continue till December 2012 March 2013 March 2014 June 2013 December 2014 The Govt. of India recently decided to lift the four-years- old ban on e xport of wheat. What was the reason for the same? India had a bumper crop of wheat during last two years. Hence it has excess stock of wheat. As per the Food Security Act, India is bound to provide 10 million tones of wheat to World food grain stock every year. India defaulted last year. This year it does not want to be one. As advised by the Supreme Court of India, the money received from export sho uld be used to pay subsidy to the farmers. Answer Choices Only(B) Only (A) Only (C) Both (A) and (B) All (A), (B) and (C) Q.Govt schemes Which of the following schemes of the Govt. of India has provided electrical ly to 99000 villages and total 1.7 crore households uptill now? Kuti Jyoti Rajiv Gandhi Grameen Vidyutikaran Yojana Bharat Nirman PURA SEWA

Which of the following schemes is launched to provide pension to people in u norganized sectors in India?

Swabhiman Jeevan Dhara Jeevan Kalyan ASHA Swavalamban Q. Government Policies to boost investment/GDP The Govt. of which of the following states has agreed to give captive mines of iron- ores to all the companies who are willing to establish plants there? West Bengal Odisha Jharkhand Bihar Karnataka POSCO is in the process of establishing its plants in India. What does the l etter P denote in the name POSCO? Popular Pallin Pohang Paradeep Peterburg

In order to attract more foreign exchange the Govt. of India decided to allo w foreign investment in LLP firms. What is full form of LLP as used in this refere nce? Local Labour Promotion Low Labour Projects Limited Loan Partnership Longer Liability Partnership Limited Liability Partnership Enough of Economy, let s move to next topic. #5: International Affairs (IA) For CDS, CAPF, IBPS= international-affairs is a common topic. Even at interview st age, you might come across questions from here. The Cost: benefit is quite good, if you focus on the right areas. Although IA+Polity current had less questions than Misc.GK in previous IBPS PO E xams, but I put them at higher place in this priority order. Why? The cost: benefit of IA+Polity current is higher than Misc.GK (in terms of a mount of data to be memorized, to solve one MCQ in the actual exam.) You ll have to prepare current affairs related to IA+Polity for the interview anyways, while Misc.GK loses significance @interview stage. Reference source for IA International Affairs section under any one Monthly current affairs magazine (PRatiyogita, CST etc) AND/OR Monthly updates of Competitionmaster.com +keep a habit of reading English newspaper on daily basis, it ll help you in r eading comprehension, general awareness and interview. Areas to focus?

PIN (Persons in news) : election of new PM/Prez. in any country. Heads of ma in international organizations. Places in news: where some summit/controversial event happened. Recent summits of ASEAN, SAARC, G-8 etc. Location and theme. bilateral visits and agreements Pravasi Bharatiya Divas, new Schemes related to NRIs Any recent controversies: Snowden, Wikileaks, Syria, Egypt etc. ^Don t do Ph.D, just focus on persons/places in news and main reason(s)/features. Observe the following questions that were asked in previous IBPS PO exams, it ll g ive you an idea on what type of information you should be focusing on, while rea ding about international affairs. Q. Bilateral visits The Home Minister of India was recently on a visit to Bangladesh, where both the countries signed a Coordinated Border Management Plan (CBMP). What are the major points of this agreement? The plan will help in resolving the long-pending border dispute between both the nations. The head count of the people living in enclaves on the border will be comple ted within next six months time. India assured that no BSF Jawan will open fire on the people crossing the bo rders unless there is an attack on them. answer choices Only (A) Only (B) Only C All (A), (B) and (C) Both (A) and (C)

The President of India was recently on a visit to South Korea and Mongolia. During her visit some agreements were signed by both the countries. Which of the following was a common area on which India signed agreements with South Korea a nd Mongolia both? Peaceful use of Nuclear energy Export of edible oil toSouth Korea and Mongolia Providing technical help to become self-sufficient in production of food gra ins Willingness of both the countries to support India s bid to have permanent sea t in UN Security Council To hold Olympic games in 2022 in New Delhi jointly with South Korea and Mong olia Q. Controversy related Which of the following was the issue over which India decided to vote agains t Sri Lanka in the meeting of one of the UN governed bodies/agencies? Violations of human right in Sri Lanka Allowing China to establish a military based in India ocean Issue of subsidy on agricultural products in the meeting of the WTO Allowing part of Sri Lanka to become an independent country governed by LTTE

Sri Lanka s claim to become a permanent member of UN Security Council The president of which of the following countries was accused of violation o f War Powers Act of his country when he decide to attack Libya with other NATO cou ntries in June 2011? USA France Germany Spain Italy

What was the reason owing to which Enrica Lexie, an Italian ship was detaine d by the Port Authorities in Kerala and was brought to Cochin port for inspectio n and search? It was carrying objectionable material It was involved in sea piracy It was detained as the crew killed two Indian fishermen The ship started sailing without making payments of iron ore it loaded It was detained as it was dumping nuclear waste in deep sea Q. International Places in News The 10th Basic Ministerial Meeting on Climate Change was organized in Februa ry 2012 in Tokyo Beijing Manila Moscow New Delhi

The Golden Jubilee of Afro-Asian Rural Development organization was organize d in which of the following places in March 2012? Dhaka Tokyo Cairo Kuala Lampur New Delhi Q. International Persons in news (PIN) Angela Merkel was recently in India to receive Jawaharlal Nehru Award for In ternational Understanding for the year 2009. What has been her contribution to i nternational politics which made her the Best Choice for the award? She played a major role in restarting negotiations between Russia and USA on START . She initiated Health Care Reforms in Germany and solved problems related to fut ure energy development. She played a crucial role in negotiation of the Treaty of Lisbon and Berlin d eclaration. Answer choices Only Only Only Only (B) and (C) (A) and (B) (C) (A) and (C)

None of these

Who among the following was the Chief Guest at the three-day Pravasi Bharati ya Divas function held in January 2012? Kamla Persad Bissessar Ram Baran Yadav Lakshmi Mittal Salman Rushdie Benjamin Netanyahu Which of the following countries recently conferred its Highest State Honour on Late Mrs Indira Gandhi for her contribution in its Liberation war ? South Sudan Bangladesh Bhutan Slovakia Croatia Yingluck Shinawatra won recently held election to become first PM of Myanmar, S.Korea Thailand N.Korea none of Above #6: Polity Current affairs In past exams, 2-3 questions appeared from polity related current affairs. but s till cost-benefit is good, just pay attention to key areas within newspaper, mag azines and you ll be able to solve those MCQs effortlessly. Areas to focus (Don t do Ph.D, just keep an eye on following topics) PIN: new CM (particularly North East and those who won multiple times), New CAG/EC/CJI etc. SC judgments/ scams / controversies Bills/amendments/acts committees, scams Observe the questions from past exams Q. Polity current: controversy related The Lokayukta of which of the following States had submitted a report on illegal mining of iron ore in the State? Andhra Pradesh Tamil Nadu Karnataka Odisha None of these

Which of the following agencies/ organizations recently gave go-ahead verdict to India s one of the most controversial project of inter linking rivers? (some of the rivers are international rivers) UN Food and Agriculture Organization World Meteorological Organization International Court of Justice

Central Water Commission Supreme Court of India Polity: persons/places in news Who among the following has become the chief Minister of a State in India fo r third consecutive term? Tarun Gogoi Nitish Kumar J Jayalalitha Mamta Banerjee None of these

Gorkhaland Council , which was recently in news, is a body set up for administr ation of which of the following Districts? Siliguri Bagdogra Malda Darjeeiing Gangtok Polity: Acts/bills/amendments related Which of the following acts is vogue in India is against the thinking of rai sing school fee as per demand of the market forces? Prevention of Corruption Act Child Labour (Prohibition & Regulation) Act Sharda Act Right to Education Act MG National Rural Employment Guarantee Act

As per the provisions in the Food Security Bill 2011, per month how much foo d grain should be given to each person of the target group? 5 kg 7 kg 9 kg 10 kg 20 kg #7: Misc.GK: Filler topics If you re preparing for CAPF, CDS, State PCS or SSC, you ll definitely come acro ss good number of questions on geography, census, defense, and science-tech. But for IBPS, they re only using these topics as filler material. Hence cost: benefit = not good and therefore I put them under Misc.GK. But still while you re reading newspaper/magazine, doesn t hurt keeping an eye o n following. Here are samples from previous IBPS PO exams. GEOGRAPHY CENSUS

The world s highest Rail Bridge is being constructed in the state of Jammu & Kas hmir. This bridge will be on which of the following rivers? Jhelum Chenab Indus

Ravi None of these

Which of the following statements containing results of India s recent Census is not correct? Kerala has about 94% literacy, the highest in India. The sex ratio in India is 940. Male literacy is lower than female literacy in seven most developed stat es. Uttar Pradesh is the most populous State in India. The population of India has increased by 181 million during the decade 2 001-2011. DEFENSE SCI-TECH/NUKE was inducted in Indian Navy recently. These are

Akula-11' Class K-152 Nerpa Aircrafts Radar System Submarines Missiles Warship Submarines

As per newspaper reports, India is planning to use SEU as fuel in its 700 MV n uclear reactors being developed in new plans. What is full form of SEU as used her e? Safe Electrical Units Small Electrical Units Slightly Enriched Uranium Sufficiently Enriched Units Safely Enriched Uranium #7: Misc.GK: PIN/Award/Sports Finally the most bogus headache topic. Previous IBPS PO Exams: 2011 2012 Misc.PIN (persons in news, awards) 6 3 Misc.Sports 2 4 Misc.Books-Authors 1 1 Misc.filler (Census, Geography, Nuke Reactors, Defense) total 11 10 Source of preparation I ve published Person in News compilation from 2012 to March 2013 click me Copy paste it in MS Word file Goto library, read whatever competitive magazine you get (CST, Pratiyoigta, Chronicle, Wizard) and note down important names/details. You can also use list given by competitionmaster.com for example click me for June 2013 Observe the sample questions from previous exams: Person in News (PIN)/Awards Which of the following awards was conferred upon Late Mario De Miranda (Post humously) in January 2012? Padma Vibhushan

Bharat Ratna Kalidas Samman Saraswati Samman Padmashri Which of the following films was not directed by Manikaul, who died recently ? 3 Idiots Ghashiram Kotwal Uski Roti Dividha Ashadh Ka Ek Din

Ranbir Kapoor was awarded Best Actor in 47th Filmfare Award Function for his performance in No One Killed Jessica Stanley Ka Dabba 7 Khoon Maaf Rockstar Zindagi Na Milegi Dobara Books-Authors Who among the following is the author of the book Birbasan ? Mahashweta Devi Taslima Nasreen Sunil Gangopadhyay Vikram Seth Kiran Desai Who among the following is the winner of Man Booker Prize 2011? Andrea Levy Nicola Barker TomMcCarthy Linda Grant 5) Philip Roth Sports: Location National Table Tennis Championship was organized in January 2012 in Mumbai Delhi Hyderabad Luck now Jaipur

The 5th Asian Indoor Athletics Championship was organized in February 2012 i n Bangladesh India Qatar China South Korea Sports: Winner/loser

Who among the following Indian Lawn Tennis player won a Doubles of Australia n Open 2012? Mahesh Bhupati Kamlesh Mehta Leander Paes Samoa Mirza Achanta Sarath Kamal Japan won the women s Football World Cup 2011 by defeating England Germany Argentina USA China

What among the following was the Captain of the Australian Team which played 5 Test matches against India in January 2012 and won all of them? Ricky Pointing Michael Clarke Nathan Lyon Stuart Clark Andrew Symonds Who amongst following won the Wimbledon Men s final 2011, which was also his f irst Wimbledon Title? Rafael Nadal Novak Djokovic Robert Bruce Lleyton Hewitt None of above. Computer Awareness- Topicwise Breakup Topic IBPS CWE PO/MT 2012 2011 MS Office 15 6 OS/software basics 5 8 Internet/network 14 13 virus/security 1 3 hardware 6 14 programming 6 5 database 3 1 total 50 50 ^For 2013 s exam, there will be only 20 marks from Computer awareness. Priority areas: Within MS Office: Excel, PowerPoint, and Outlook. Important: IBPS asks quest ions about MS-offce 2007 and onwards (i.e. tabs-interface.) Good news is NIOS ma terial covers that portion. Internet, Email, Webpage related Within hardware: types of computers, hardware used in networking & internet Reference? IF you already have a book for Computer awareness from Kiran, Arihant etc. w ell and good. Revise it often and solve the mock questions given in it. If you don t have any book, there is no need to specially purchase any book be cause the (free) NIOS study material for computer awareness is available for fre e. Click me to Download. Solve the computer awareness questions from previous years Bank PO questions

papers. Let s look at some sample questions from previous years IBPS PO papers MS Office To find the Paste Special option, you use the Clipboard group on the tab of Powe rPoint.(1) Design(2) Slide Show(3) Page Layout(4) Insert(5) Nome In Power Point, the Header & Footer button can be found on the Insert tab in what group ? illustrations group Object group Text group Tables group None of these The letter and number of the intersecting column and row is the cell cell cell cell Cell location position address coordinates contents

______ in Excel allows users to bring together copies of workbooks that other users have worked on independently. Copying Merging Pasting Compiling None of these OS/Software basics Which of the following software could assist someone who cannot use their hands for computer input? Video conferencing Speech recognition Audio digitizer Synthesizer None of these ____ software creates a mirror image of the entire hard disk, including the operating system, applications, files, and data. Operating system Backup software Utility programs Driver imaging None of these What is the name given to those applications that combine text, sound, graphics, motion video, and/or animation ? motionware anigraphics videoscapes multimedia maxomedia

You can keep your personal files/folders in My folder My Documents My Files My Text None of these Internet/Email/Networks ____ allows users to upload files to an online site so they can be viewed and ed ited from another location. General-purpose applications Microsoft Outlook Web-hosted technology Office Live None of these Fourth-generation mobile technology provides enhanced capabilities allow ing the transfer of both ____ data, including full-motion video, high-speed Inte rnet access, and videoconferencing. video data and information voice and nonvoice music and video video and audio None of these The method of Internet access that requires a phone line, but offers faster acce ss speeds than dial-up is the connection. cable access satellite access fiber-optic service Digital Subscriber Line (DSL) modem A USB communication device that supports data encryption for secure wire less communication for notebook users is called a USB wireless network adapter wireless switch wireless hub router None of these Security ____ is a form of denial of service attack in which a hostile client repeatedly sends SYN packets to every port on the server using take IP addresses. Cybergaming crime Memory shaving Syn flooding Software piracy None of these A person who uses his or her expertise to gain access to other people s co mputers to get information illegally or do damage is a hacker

analyst instant messenger programmer spammer ______are attempts by individuals to obtain confidential information from you by falsifying their identity. Phishing trips Computer viruses Spyware scams Viruses Phishing scams Hardware Different components on the motherboard of a PC unit are linked together by sets of parallel electrical conducting lines. What are these lines called? Conductors Buses Connectors Consecutives None of these Which part of the computer is used for calculating and comparing ? ALU Control unit Disk unit Modem None of these Reusable optical storage will typically have the acronym CD DVD ROM RW ROS Which ports connect special types of music instruments to sound cards? BUS CPU USB MIDI MINI Programming A(n) _____ language reflects the way people think mathematically. cross-platform programming 3GL business programming event-driven programming functional None of these A(n) program is one that is ready to run and does not need to be altere d in any way.

interpreter high-level compiler. COBOL executable A set of rules for telling the computer what operations to perform is called a ___ procedural language structures natural language command language programming language

A detailed written description of the programming cycle and the program, alo ng with the test results and a printout of the program is called documentation output reporting spec sheets Directory Database management related ____ is used by public and private enterprises to publish and share financial in formation with eachother and industry analysts across all computer platforms and the Internet. Extensible Markup Language (EML) Extensible Business Reporting Language (XBRL) Enterprise Application Integration (EAI) Sales Force Automation (SFA) software None of these Grouping and processing all of a firm s transactions at one time is called a database management system batch processing a real-time system an on-line system None of these This first step in the transaction processing cycle captures business data throu gh various modes such as optical scanning or at an electronic commerce website. Document and report generation Database maintenance Transaction processing start-up Data Entry None of Above

The approach to Maths, reasoning and English has been discussed in separate arti cles, click on the following links: [Studyplan] IBPS CWE PO/MT: Quantitative Aptitude, Maths, Data Interpretatio n (DI), Speed Maths

[Studyplan] IBPS CWE PO/MT: Reasoning, topicwise analysis, priority topics, syllogism, assumption-inference, sitting arrangement, Non-Verbal, data sufficien cy [Studyplan] IBPS CWE PO/MT: English, Grammar, Comprehension, Sentence Arrage nment