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Title: Risk Management Practices in Conventional banking of Pakistan

Purpose:
The purpose of this research paper is to provide an insight and analyze the practical implications of risk management practices in conventional banking of Pakistan.

Research Questions
Q1. Do bankers understand risk and risk management procedure? Q2. Do banks identify the potential risk to which they are exposed? Q3. Do banks have in place a system for assessing and analyzing risk? Q4. Do banks monitor and control risks efficiently? Q5. What are the types of risks to which banks are exposed?

Objectives:
To analyze practically the extent to which the conventional banks in Pakistan use effective RMPs and techniques in dealing with different types of risk. To identify the most important types of risk facing the Conventional banks in Pakistan.

Problem Statement:
RMP are vital for an organizations strategic management. It is used by a firms strategic management in order to make positive contribution to the goals. Banks without performing RMP face losses. It is the need of time to have better RMP.

Variables: Independent Variables:

Understanding of risk and Risk Management (URRM) Risk Identification (RI) Risk Assessment Analysis (RAA) Risk Monitoring ( RM) Credit risk analysis (CRA)

Dependent Variable:
Risk management practices ( RMP)

Framework:

Understanding of risk and Risk Management (URRM)

Risk Identification (RI)

Risk Assesment Analysis (RAA)

Risk Management Practices (RMP)

Risk Monitoring ( RM)

Credit risk analysis (CRA)

Hypothesis: H1 : There is a positive relationship between risk understanding and risk management practices. H2 : Risk Management Practices is determined by Risk identification. H3 : Risk assessment analysis has positive impact on risk management practices. H4 : Risk management practices is determined by risk monitoring. H5 : Credit risk analysis has negative relationship with risk management practices.

Methodology:These are the methods which researcher will use in this research thesis. The areas covered research design, population, sample size, sample technique, data collection and finally the analysis. Research design:This project will find out how the risk management practices are followed by conventional banking of Pakistan. Population:The population of this research project will include risk management departments and operational departments of conventional banking of Pakistan. Data collection:The researcher will collect the data in the form of questionnaire from risk management departments and operational departments of conventional banking of Pakistan. Data collection instrument:-

The researcher will collect data by using survey through questionnaire. Data analysis:The researcher will analyze the responses collected from questionnaire by using different statistical tools. The SPSS software will be used for this purpose.