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valuable insights into the true risks they were carr ying.
Today, MIB provides nearly 500 U.S. and Canadian insurance companies
avocation codes.
Its core fraud protection services protect insurers, policyholders and applicants
from attempts to conceal or omit information material to the sound and equitable
underwriting of life, health, disability income and long term care insurance.
a proprietary, secure system for data exchange. This data acts as the vehicle to
Information Where and When You Need It Intuitive tools for maximizing the
Information is most valuable when it is an integral part MIB Checking Service
of your core business processes. MIB offers a variety Our Productivity Suite is a collection of WEB-
of connectivity options and productivity tools to give based and software based tools that make
you access to our services when and where you need it. using the MIB Checking Service easier and more
Whether you need to simply provide underwriters direct efficient. The suite features an electronic version
access to MIB Services or fully integrate our Services into of the MIB Coding Manual; point and click MIB
your automated underwriting systems, MIB has a solution. Code translation for WEB-TERM; a WEB-based,
Connectivity Solutions standalone MIB Code translator; and a complete
Our WEB Enabled Business Solutions deliver rapid, Internet- set of MIB Code Tables. MIB Code Tables let your
based access to MIB services that meet even the most technology team easily build MIB Code editing,
stringent security requirements. translation and reporting processes into your
underwriting system.
• WEB-TERM (Browser-based access) - WEB-TERM
supports the entire range of MIB Services and offers a No matter what type of MIB connectivity you
simple navigation interface, drop down menus and use, the MIB Productivity Suite improves
auto-fill fields for fast and accurate data entry. underwriting efficiency when decoding or
WEB-TERM is accessible through KnowledgeNow, reporting MIB Codes. Benefits include faster
our secure extranet. translation of MIB Codes, instant access to the
MIB Coding Manual, improved coding selection
• WEB-DIRECT (ACORD compliant, system-to-system
and a faster learning curve for new underwriters.
access) – WEB-DIRECT allows you to integrate MIB
Services into your underwriting system.
WEB-DIRECT combines standard HTTP Internet
protocols with the ACORD TxLife Data Standard
allowing you to build your MIB interface from
virtually anywhere.
• MIB-LINK/Plus V3 (LAN system-to-system) –
MIB-LINK/Plus V3 also allows you to integrate MIB
Services into your underwriting system but does
not support the industry standard ACORD TxLife Data
Standard. MLP/V3 uses proprietary data formats and
requires the popular Windows Server operating system.
MIB offers a variety of connectivity solutions to address
the myriad of platforms operating throughout the industry.
We also work directly with new business and underwriting
system software vendors to ensure their systems support
the full range of MIB Services. Before you buy, ask your
vendor about their MIB support.
Training and Support What Member Companies
Say About MIB
MIB provides training and support “With MIB our rescission rate is less than
to member companies including: one percent because we catch problem
• Training for new member companies applications at the front end.”
• Advanced training for existing members
Chief Underwriter, Health Insurance
• Advice on MIB coding questions
• Guidance on Rules and Bylaws interpretations
• Toll free number for the MIB Help Desk
• Connectivity and System integration support
“MIB always finds something that
hasn’t been disclosed.”
VP, Individual Medical Underwriting
MIB, Inc.
160 University Avenue
Westwood, MA 02090-2307
www.mib.com