Dar-ul-Iftah

Jummah Masjid
39, Royal Street, Port Louis, Mauritius

Tel/Fax: 242-7260
www !u""a#"as!i$ or%

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Praise is due to Allah Almighty who guided us to the righteous path, And Durood o Salaam upon the Holy Prophet Muhammad peace and blessings be upon him and his Family and Companions

INTEREST IN ISLAM
/0terest "ea0s 1Ri2a3 4to i05rease6 755or$i0% to t#e S#aria# Law, Ri2a "ea0s 8ro9it 5o"es to your 8ossessio0 wit#out a0y e99ort, i e le0$er %i:es t#e 2orrower a0 a"ou0t o9 Rs 20,000, a0$ i0 retur0 t#e 2orrower retur0s Rs 2;,000 So, t#e Rs ;,000 is a0 extra ear0i0% wit#out a0y e99ort /sla" #as 9or2i$$e0 it a0$ 5o0si$ere$ it as 1Ri2a3 4/0terest6 Interest in the light of Quran: No. 1: Those who devour usury (Riba) will not stand up on the Day of Qiyaamah, except like the one whom an evil inn has deran!ed by his touch" that is because they said, #Trade is also like usury$%, &hereas 'llah has permitted tradin! and forbidden Riba ((nterest ) *sury) (Al Baqarah 2 !" No. 2: 'llah destroys usury (Riba) and increases charity" and 'llah does not like any un!rateful, excessive sinner (Al Baqarah 2 #" No. $: <= +eliever$ ,ear 'llah and fore!o the remainin! usury, if you are -uslim (Al Baqarah 2 %" No. &: . /eople who +elieve$ Do not devour usury (Riba) doublin! and 0uadruplin! it" and fear 'llah, hopin! that you achieve success (Aale I'raan 1$(" No. !: <'nd because they used to take usury whereas they were forbidden from it, and they used to wron!fully devour people1s wealth" and for the disbelievers amon! them, &e have kept prepared a painful punishment (An)Nisa 1#1" No. #: 'nd that which you !ive upon usury, in order that it may increase the creditors1 property, will not increase before 'llah" and the charity you !ive seekin! the pleasure of 'llah 2 only that will increase manifold (Al)Ruu' $*"

So'e Sa+ing of the ,ol+ -ro.het /-ea0e an1 Blessings Be 2.on ,i'3 No. 1: T#e >oly Pro8#et 1Pea5e ? @lessi0%s @e A8o0 >i"3 5urse$ t#e $e:ourer o9 usury, its 8ayer, its s5ri2e a0$ its two wit0esses >e also sai$ t#at t#ey were eBual 4i0 si06 CMis#Daat-ul-Masaa2i#E No. 2: T#e >oly Pro8#et #/eace 3 +lessin!s +e *pon 4im% sai$, a ti"e will 5ertai0ly 5o"e o:er t#e 8eo8le w#e0 0o0e will re"ai0 w#o will 0ot $e:our usury /9 #e $oes 0ot $e:our it, its :a8or will o:ertaDe #i" C72u Fawu$E No. $: T#e >oly Pro8#et #/eace 3 +lessin!s +e *pon 4im% sai$, / 5a"e a5ross so"e 8eo8le i0 t#e 0i%#t o9 MiGra!, T#eir sto"a5#s were liDe #ouses w#erei0 t#ere were ser8e0ts, w#i5# 5oul$ 2e see0 9ro" t#e 9ro0t o9 t#eir sto"a5#s / asDe$: = Hi2railI J#o are t#ese 8eo8leK >e re8lie$ t#ese are t#ose w#o $e:oure$ usury C/20 Maa!a#E
No. &:

T#e >oly Pro8#et #/eace 3 +lessin!s +e *pon 4im% sai$, %ol$ i0 ex5#a0%e 9or %ol$, sil:er i0 ex5#a0%e 9or sil:er, w#eat i0 ex5#a0%e 9or w#eat, 2arley i0 ex5#a0%e 9or 2arley, $ates i0 ex5#a0%e 9or $ates, salt i0 ex5#a0%e 9or salt is i0 t#e sa"e 5ate%ory a0$ 4s#oul$ 2e ex5#a0%e$6 #a0$ to #a0$, so w#o e:er a$$s or $e"a0$s i05rease #e #as 8ra5ti5e$ usury T#e %i:er a0$ taDer are t#e sa"e CMis#Daat-ul-Masaa2i#E
Realit+ an1 4on0lusion Followi0% t#e Lerses o9 t#e >oly Mura0 a0$ Sayi0% o9 t#e >oly Pro8#et 1Pea5e ? @lessi0%s 2e u8o0 #i"3, /tGs 5lear to u0$ersta0$ t#at all tra0sa5tio0s a0$ $eals e0%a%e$ or 5o00e5te$ wit# i0terests 4Ri2a6 are 8ro#i2ite$, w#et#er t#e tra0sa5tio0s are 5o""er5ially, 8erso0ally, i0$i:i$ually or as a !o2 / e Tra0sa5tio0 i0 2a0Di0%, i0sura05e 4li9e, "e$i5al, a9ter retire"e0t et5<6

!n case o" ha#ing the interest Money, it is better to gi#e it to a poor and needy person without ma$ing any intention o" Sawaab May 7lla# e0li%#te0 =ur >eart a0$ 9or%i:e our Si0 HaNaaDalla# Mufti Muha''a1 Ishaq Qa1ri Ri56i Director of Dar ul (fta 5 ummah -as6id /ort 7ouis, -auritius