(For use only with the new marine policy form) 1.1.

1982 INSTITUTE CARGO CLAUSES (A) RISKS COVERED 1. Ricks clause This insurance covers all risks of loss or damage to the su ect!matter insured e"cept as provide in #lauses $%&.' and ( )elow 2. General A era!e clause This insurance covers general average and salvage charges% a usted or determined according to the contract of affreightmnet and *or the governing law and pratice% incurred to avoid or inconection with the avoidance of loss from any cause e"cept those e"cluded in #lause $%&%' and ( or elsewhere in this insurance. ". # $%&' (la)e c%llisi%n Clause* This insurance is e"tended to idemnify the +ssured againts such of proportion of lia)ility under the contract of affreightment ,-oth )lame collision. #lause as in respect of a loss recovera)le hereunder. /n the event of any claim )y shipowners under the said clause the +ssured agree to notify the 0nderwriters who shall have the right% at their own cost and e"pense% to defend the +ssured against claim. 1"clusion +. General E,clusi%n Clause /n no case shall this insurance cover $.1 2oss damage or e"pense attri)uta)le to wilful misconduct of the +ssured $.2 3rdinary leakage% ordinary loss in weigh or volume% or ordinary wears and tears of the su) ect!matter insured. $.4 2oss damage or e"pense caused )y insfficiency or unsuita)ility of packing or preparation of the su) ect!matter insured ( for the purpose of this clause $.4 ,packing. shall )e deemed to include stowage in a container or liftvan )ut only when such stowage is carried out prior to attachment of this insurance or )y the +ssured or their servants). $.$ 2oss damage or e"pense pro"imately caused )y delay% even though the delay )e caused )y a risk insured agaist (e"cept e"pense paya)le under #lause 2 a)ove)

$.& 2oss damage or e"pense arising from the use of any weapon of war employing automic!or nuclear fission and* or fusion or other like reaction or radioactive force or matter. &. 0nseaworthness and unfitness 1"clusion #lause &.1 /n no case shall this insurance cover loss or e"pense arising from unseaworthness of vessel or craft% unfitness of vessel craft conveyance container or liftvan for the safe carriage of the su) ect!matter insured% 5here the +ssued or their servants are privy to such unseaworthness of the ship and unfitness% at the time of the su) ect 6matter insured is loaded therein. &.2 The 0nderwriters waive any )reach of the implied warranties of seaworthness of the ship and fitness of the ship to carry the su) ect!matter insured to destination% unless the +ssured or their servants are privy to such unseaworthness% -. .ar E,clu&i%n Clause /n no case shall this insurance cover loss damage or e"pense cause )y '.1 5ar civil war revolution re)ellion% or civil strife arising therefrom or any hostile act )y or against a )elligerent power. '.2 #apture sei7ure arrest restraint or detainment (priacy conse8uences thereof or any attempt thereat. '.4 9erelict mines torpedoes )om)s or other derelict weapons of war. /. S&rikes E,clu&i%n Clause /n no case shall this insurance cover loss damage or e"pense. (.1 #aused )y strickers% lock 6out workmen% or persons taking part in la)our distur)ances% criots or civil commotions. (.2 :esulting form strikes% lock!outs% la)our distur)ances% riots or civil commotions. (.4 #aused )y any terrorist or any person acting from a political motive. 9uration 8. Transit #lause 8.1 This insrance attaches from the time the goods leave the warehouse or place of storage at the place named herein for the commencement of the transit% contines during the ordinary cause of transit and terminates either. e"cepted)% and the

8.1.1 3ndelivery to the consignees; or other final warehouse or place of storage at the destination named herein. 8.1.2 3ndelivery to any other ware house or place of storage% whether prior to or at the destination named herein% which the +ssured elect to use either. 8.1.2.1 For storage other than in the ordinary course of transit or. 8.1.2.2 For allocation or distri)ution% or 8.1.4 3n the e"piry of '< days after completion of discharge overside of the goods here)y insured from the oversea at the final port of discharge% whichever shall first occur. 8.1.4 /f % after discharge overside from the oversea vessel at the final port of discharge )ut prior to termination of this insurance% the goods are to )e forwarded to a destination other than that to which they are insured hereunder% this insurance% whilst remaining su) ect to termination as provide for a)ove% shall not e"tend )eyond the commencement of transit to such other destination. 8.4 This insurance shall remain in Force (su) ect to termination as provided for a)ove and to the provisions of claused 9 )elow) during delay )eyond the control of the +ssured% any deviation% forced discharge% reshipment or transhipment and during any variation of the advanture arising from the e"ercise of li)erty granted to shipowners or charterers under the contract of affreightment. 9. Termination of contract of #arriage #lause /f owing to circumstances )eyond the control of the +ssured either the contract of carriage is terminated at the port or place other than the destination named therein or the transit is otherwise terminated )efore delivery of the goods as provided for in #lause 8 a)ove% then this insurance shall also terminate unless prompt notice is given to the 0nderwriters and contination of cover is re8uested when the insrance shall remain inforce% su) ect to an additional premium if re8uired )y the 0nderwriters% either. 9.1 0ntil the goods are sold and delivery at such port or place % or otherwise specially agreed% untill the e"piry of '< days after arrival of the goods here)y insured at such port or place% whichever shall first occur% or

9.2 /f the goods are forwarded within the said period of '< days (or any agreed e"tension thereof) to the destination named herein or tonay other destination% until terminated in arcordance with the provisions of clause 8 a)ove. 1<. #hange of =oyage clause 5here% after attachment of the insurance% the destination is changed )y the +ssured% held covered at primium and conditions to )e arranged su) ect to prompt notice )eing given to the 0nderwriters. #2+/>? 11. Insura(le In&eres& Clause 11.1. /n order to recover under this insurance the +ssured must have an insura)le interest in the su) ect 6matter insured at the time of the loss. 11.2 ?u) ect to 11.1 a)ove% The +ssured shall )e entiled to recover for insured loss accurring during the period covered )y this insurance% notwithstanding that the loss occurred )efore the contract of issurance was conclude% unless the +ssured were +ware of the loss and the 0nderwriters were not. 12. 0%r1ar2in! c'ar!es Clause 5here a result of the operation of a risk covered )y this insurance% the insured transit is terminated at a port or place other than that to which the su) ect!matter is covered under this insurance% The 0nderwriters will rein)rse the +ssured for any e"tra charges properly and reasonla)ly incurred in unloading storing and forwarding the su) ect 6matter to the destination to which it is insured hereunder. This clause 12% which does not apply to general average or salvage charges% shall )e su) ect to the e"clusions contained in #lauses $%&%' and ( a)ove% and shall not include charges arising from the fault neligence insolvency or financial default of the +ssured ot their servants. 1". C%ns&ruc&i e T%&al l%ss Clause @o #laim for constructive total loss shall )e recovera)le here under unless the ?u) ect! matter insured is reasona)ly a)andoned either on account of its actual total loss appearing to unavoida)le or )ecause the cost of recovering% reconditioning and forwarding the su) ect!matter to the destination to which it is insured would )e e"eed its value on arrival. 1+. In crease2 alue clause

1$.1 /f any /ncrease =alue insurance is effected )y the +ssured on the cargo insured herein the agreed value of the cargo shall )e deemed to )e the increased to the total amount insured under this insurance and all /ncreased =alue insurances covering the loss% and lia)ility under this insurance shall )e in such proportion as the sum insured here in )ears to such to tal amount insured. /n the event of claim the +ssured shall provide the 0nderwriters which evidence of the amounts insured under all other insurances. 1$.2 5here this /nsrance on /ncreased =alue the following clause shall apply The agreed value of the cargo shall )e deemed to )e e8ual to the total amount insured under the primary insurance and all /ncreased =alue insurances covering the loss and effected on the cargo )y the +ssured% aand lia)ility under this insurance shall )e in such proportion as the sum insured herein )ears to such total amount insured. /n the event of claim +ssured shall provide the 0nderwriters with evidence of the amounts insured under all other insurances. $e ne3i& %3 Insurance 14 N%& inure Clause This insurance shall not inure to the )enefit of the carrier or other )ailee. 5ini)isin! L%sses 1-. Du&6 %3 Assure2 Clause /t is the duty of the +ssured and their servants and agents in re8uest of loss recovera)le here under. 1'.1 To take such measures as may )e reasona)le for purpose of adverting or minimising such loss% and 1'.2 To ensure that all rights against carriers% )ailees or other third parties are properly preserved and e"ercised. +nd the 0nderwriters will% an addition any loss recovera)le here under% reim)urse the +ssured for any charges properly and reasona)ly incured in pursuance of these duties. 1/. .ai er Clause >easures taken )y the +ssured or 0nderwriters with the o) ect of saving% protecting or recovering the su) ect!matter insured shall not )e considered as a waiver or acceptance of a)andonment of otherwise pre udice the rights of either party.

AVOIDANCE O0 DELA7. 18. Reas%na(le Des9a&c' Clause /n is a condition of this insurance that the +ssured shall act with reasona)le despatch in all circumtances within their control. LA. AND :RATICE

1;. En!lis' La1 an2 :ra&ice Clause

This insurance is su) ect to 1nglish law and pratice AAAAAAAAAAAAAAAAAAAAAAAAAAA @ote 6 It is necessary for the Assured when they become aware of an event which is held covered under this insurance to give prompt notice to the Underwriters and the right to such cover is dependent upon in compliance with this obligation.

<i=u k'%>n A $>% 'i?) '@n! '%A

N'Bn! rCi r% DEFc (>% 'i?) 1. <i=u k'%>n rCi r% 2oBi trC nhDng rEi ro FG FHIc 8uy FJnh trong cKc FiLu $%&%' vM ( dHNi FOy% )Po hiQm nMy )Po hiQm mRi rEi ro mSt mKt hoTc hH hUng "Py ra FVi vNi FVi tHIng FHIc )Po hiQm 2. <i=u k'%>n &Gn &'H& c'un! -Po hiQm nMy )Po hiQm tWn thSt chung vM cKc chi phX cYu hZ FG chi ra nh[m trKnh hoTc c\ li]n 8uan F^n vi_c trKnh khUi tWn thSt do )St k` nguy]n nhOn nMo% loBi trC nhDng nguy]n nhOn FG 8uy FJnh a cKc FiLu $%&%' vM ( hay a nhDng FiLu khKc trong hIp Fbng )Po hiQm nMy. #Kc chi phX nMy FHIc tXnh toKn hoTc "Kc FJnh theo hIp Fbng chuy]n cha vM*hoTc theo phKp luct hi_n hMnh. ". <i=u k'%>n DI) a 'ai &@u cJn! cK lLi dIp Fbng )Po hiQm nMy FHIc ma rZng FQ )bi thHeng cho @gHei FHIc )Po hiQm theo FiLu khoPn , tMu FOm va nhau hai )]n cfng c\ lgi. trong hIp Fbng chuy]n cha c\ li]n 8uan tNi mZt tWn thSt thuZc phBm vi )bi thei cEa hIp Fbng )Po hiQm nMy. TrHeng hIp #hE tMu khi^u nBi theo FiLu khoPn n\i thh @gHei FHIc )Po hiQm phPi thing )Ko cho

@gHei )Po hiQm lM ngHei c\ 8uyLn )Po v_ @gHei FHIc )Po hiQm FVi vNi khi^u nBi F\ vM tj chJu mRi phX tWnk L%Mi &rN (>% 'i?) +. <i=u k'%>n l%Mi &rN c'un! Trong )St cY trHeng hIp nMo )Po hiQm nMy sl khing )Po hiQm chok >St mKt% hH hUng hay chi phX FHIc 8uy cho hMnh vi cV m cEa ngHei FHIc )Po hiQm nVi tHIng FHIc )Po hiQm )J ro rp thing thHeng% hao hqt trRng lHIng hoTc giPm thQ tXch thing thHeng hoTc hao mon thing thHeng >St mKt hH hUng hoTc chi phX phKt sinh do vi_c F\ng g\i hoTc churn )J cho FVi tHIng FHIc )Po hiQm chHa Fsy FE hoTc khing thXch hIp (theo chE m cEa FiLu $.4 nMy vi_c F\ng g\i sl FHIc coi lM )ao gbm cP vi_c "^p hMng vMo ,container. hoTc ,ki_n gg.nhHng khi nMo vi_c "^p hMng F\ FHIc thjc hi_n trHNc khi hIp Fbng nMy c\ hi_u ljc hoTc ti^n hMnh )ai @gHei FHIc )Po hiQm hoTc nh ngHei lMm cing cho hR. >St mKt hH hUng hay chi phX phKt sinh do khuy^t tct vVn c\ hoTc tXnh chSt ri]ng cEa FVi tHIng FHIc )Po hiQm. >St mKt hay hH hUng hay chi phX trjc ti^p gOy ra do chcm trt% ngay cP khi chcm trt do mZt rEi ro FHIc )Po hiQm gOy ra (trC nhDng chi phX FHIc trP theo FiLu 2 kQ tr]n) >St mKt hH hUng hay chi phX phKt sinh tC thnh trBng khing trP FHIc nI hoTc thi^u thVn vL tMi chXnh cEa chE tMu% ngHei 8uPn lm% ngHei thu] tMu hoTc ngHei FiLu hMnh tMu. dH hBi hoTc phK huu do cV m gOy ra cho FVi tHIng )Po hiQm hay mZt )Z phcn )St k` cEa FVi tHIng )Po hiQm do hMnh FZng sai trKi cEa )St k` ngHei nMo. >St mKt% hH hUng hay chi phX phKt sinh tC vi_c sv dqng )St k` mZt loBi vw khX chi^n tranh gh c\ sv dqng nxng lHIng nguy]n tv% phOn hBt nhOn vM*hoTc phPn Yng hBt nhOn% ph\ng "B hoTc tHyng tj. &. niLu khoPn loBi trC nhau khing FE khP nxng Fi )iQn vM khing thXch hIp cho vi_c chuy]n cha. Trong )St k` trHeng hIp nMo )Po hiQm nMy sl khing )Po hiQm cho nhDng mSt mKt hH hUng hoTc chi phX gOy ra )ai TMu thuyLn khing FE khP nxng Fi )iQn TMu thuyLn% phHyng ti_n vcn chuyQn container hoTc ki_n gg khing thXch hIp F\ vMo thei gian FVi tHIng FHIc )Po hiQm% n^u ngHei FHIc )Po hiQm hoTc nhDng

ngHei lMm cing cEa hR FHIc )i^t ri]ng vL trBng thKi khing FE khP nxng Fi )iQn hoTc khing thXch hIp F\ vMo thei gian FVi tHIng FHIc )Po hiQm FHIc "^p vMo cKc phHyng ti_n tr]n. @gHei FHIc )Po hiQm )U 8ua mRi trHeng hIp vi phBm nhDng cam k^t ngq m tMu FE khP nxng Fi )iQn vz thXch hIp cho vi_c chuy]n cha FVi tHIng FHIc )Po hiQm tNi nyi kQ tC khi @gHei )Po hiQm hoTc ngHei lMm cing cEa hR FHIc )i^t ri]ng vL trBng thKi khing FE khP nxng Fi )iQn hay khing thXch hIp F\. -. <i=u k'%>n l%Mi &rN c'iOn &ran' Trong )St k` trHeng hIp nMo )Po hiQm nMy sl khing )Po hiQm cho nhDng mSt mKt hH hUng hoTc chi phX gOy ra )ai #hi^n tranh% nZi chi^n% cKch mBng% nWi loBn% khai ngh{a hoTc "ung FZt dOn sj phKt sinh tC nhDng )i^n cV F\% hoTc )St k` hMnh FZng thf FJch nMo gOy ra hoTc chVng lBi )]n tham chi^n. -|t giD% tJch thu% kiLm ch^ hay csm giD vM hc 8uP cEa nhDng sj vi_c F\ hTc )St k` mHu toan nMo nh[m thjc hi_n nhDng hMnh vi F\. >hn% thuu lii% )om hoTc nhDng vw khX chi^n tranh hoang ph^ khKc. /. <i=u k'%>n l%Mi &rN DPn' cQn! Trong )St k` trHeng hIp nMo )Po hiQm nMy sl khing )Po hiQm cho nhDng mSt mKt% hH hUng% hoTc chi phX }Oy ra )ai nhDng ngHei Fhnh cing% cing nhOn )J cSm "Hang hoTc nhDng ngHei tham gia gOy rVi lao FZng% nKo loBn hoTc )Bo FZng dOn sj. dcu 8uP cEa Fhnh cing% cSm "Hang% gOy rVi lao FZng% nKo loBn hoTc )Bo FZng dOn sj. }Oy ra )ai nhDng k~ khEng )V hoTc )St k` ngHei nMo vh FZng cy chXnh trJ. T'Ri 'Mn (>% 'i?) 8. <i=u k'%>n Sn c'u6?n -Po hiQm nMy )|t Fsu c\ hi_u ljc kQ tC khi hMng rei khUi kho hay nyi chYa hMng tBi FJa FiQm c\ t^n ghi trong hIp Fbng )Po hiQm FQ )|t Fsu vcn chuyQn% ti^p tqc c\ hi_u ljc trong 8a trhnh vcn chuyQn )hnh thHeng vM k^t thc hi_u ljc tBi mZt trong cKc thei FiQm sau FOy% tu` theo trHeng hIp nMo "Py ra trHNc. hi giao hMng vMo kho ngHei nhcn hMng hay kho% hoTc nyi chYa hMng cuVi cfng khKc tBi nyi F^n c\ ghi trong hIp Fbng )Po hiQm.

hi giao hMng vMo )St k` mZt kho hay nyi chYa hMng nMo khKc% df trHNc khi tNi hay F^n nyi c\ ghi t]n trong hIp Fbng )Po hiQm mM ngHei FHIc )Po hiQm chRn dfng hoTc. nQ chYa hMng ngoMi 8uK trhnh vcn chuyQn )hnh thHeng hoTc% FQ chia hay phOn phVi hMng hoTc hi h^t hBn '< ngMy sau khi hoMn thMnh vi_c d hMng hoK khUi tMu )iQn tBi cPng d hMng cuVi cfng @^u sau khi d hMng khUi tMu )iQn tBi cPng d hMng cuVi cfng% nhHng trHNc khi k^t thc thei hBn )Po hiQm% hMng hoK FHIc gvi tNi mZt nyi khKc nyi F^n ghi trong hIp Fbng )Po hiQm% )Po hiQm nMy trong khi giD nguy]n hi_u ljc theo 8uy FJnh k^t thc n\i tr]n sl khing ma rZng giNi hBn 8uK lc )|t Fsu vcn chuyQn tNi mZt nyi F^n khKc F\. -Po hiQm nMy sl giD nguy]n hi_u ljc (tu` thuZc 8uy FJnh k^t thc n\i tr]n vM 8uy FJnh trong FiLu 9 dHNi FOy) trong khi )J chcm trt ngoMi khP nxng kiQm soKt cEa @gHei FHIc )Po hiQm% tMu chBy ch_ch hHNng )St k`% d hMng )|t )uZc% "^p lBi hMng hoTc chuyQn tPi khi c\ )St k` sj thay FWi nMo vL hMnh trhnh phKt sinh tC vi_c thjc hi_n 8uyLn tj do mM hIp Fbng chuy]n cha FG dMnh cho chE tMu hoTc @gHei thu] tMu. ;. <i=u k'%>n kO& &'Tc 'F9 DUn! Sn c'u6?n. @^u do nhDng thnh huVng ngoMi khP nxng kiQm soKt cEa @gHyi FHIc )Po hiQm mM hIp Fbng vcn chuyQn k^t thc tBi mZt cPng hay mZt nyi khKc nyi F\ c\ ghi trong hIp Fbng )Po hiQm hIc vi_c vcn chuyQn FHIc k^t thc theo mZt cKch khKc trHNc khi giao hMng nhH 8uy FJnh cEa FiLu 8 tr]n FOy% )Po hiQm nMy cwng sl k^t thc% trC khi @gHei FHIc )Po hiQm thing )Ko ngay cho @gHei )Po hiQm y]u csu ti^p tqc )Po hiQm khi )Po hiQm vn con hi_u ljc% vNi FiLu ki_n phPi nZp th]m phX )Po hQm n^u ngHei )Po hiQm y]u csu% hoTc. #ho tNi khi hMng FHIc )Kn vM giao tBi cPng hay FJa FiQm F\% hoTc trC khi c\ thoP thucn ri]ng khKc% cho tNi khi h^t hBn '< ngMy sau khi hMng FHIc )Po hiQm F^n cPng hay FJa FiQm F\% tu` theo trHeng hIp nMo "Py ra trHNc hoTc @^u hMng hoK FHIc gvi Fi trong thei hBn '< ngMy n\i tr]n ( hoTc )St k` thei hBn ma rZng nMo FG thoP thucn) tNi nyi F^n c\ ghi trong hIp Fbng )Po hiQm hay tNi )St k` nyi nMo F^n khKc thh tXnh cho tNi khi k^t thc )Po hiQm theo nhDng 8uy FJnh cEa FiLu 8 kQ tr]n. 1< <i=u k'%>n &'a6 DGi '@n' &rPn'

?au khi )Po hiQm nMy )|t Fsu c\ hi_u ljc n^u @gHei FHIc )Po hiQm thay FWi nyi F^n thh )Po hiQm nMy sl giD nguy]n hi_u ljc vNi FiLu ki_n @gHei FHIc )Po hiQm phPi thing )Ko ngay cho @gHei )Po hiQm )i^t vNi phX )Po hiQm vM nhDng FiLu ki_n FHIc thoP thucn. K'iOu nMi 11. <i=u k'%>n Vu6=n lFi (>% 'i?) nQ c\ thQ Foi )bi thHeng theo )Po hiQm nMy @gHei FHIc )Po hiQm csn phPi c\ 8uyLn lIi )Po hiQm FVi vNi FVi tHIng FHIc )Po hiQm vMo thei gian "Py ra tWn thSt. TuOn theo FiLu 11.1 n\i tr]n @gHei )Po hiQm sl c\ 8uyLn Foi )bi thHeng cho nhDng tWn thSt FHIc )Po hiQm "ry ra trong thei gian )Po hiQm nMy c\ hi_u ljc cho df tWn thSt FG "Py ra trHNc khi hIp Fbng )Po hiQm FHIc km k^t% trC khi @gHei FHIc )Po hiQm FG )i^t vL tWn thSt F\ vM @gHei )Po hiQm chHa )i^t. 12. <i=u k'%>n c'i 9'W !Xi '@n! @^u do hcu 8uP cEa mZt rEi ro FHIc )Po hiQm mM hMnh trhnh FHIc )Po hiQm lBi k^t thc tBi mZt cPng hoTc tBi mZt nyi khing phPi nyi F^n c\ ghi trong hIp Fbng )Po hiQm thh @gHei )Po hiQm sl hoMn trP cho ngHei FHIc )Po hiQm mRi khoPn chi phX phKt sinh mZt cKch hIp lm vM thoP FKng FQ d hMng% lHu kho vM gvi hMng tNi nyi F^n thuZc phBm vi )Po hiQm cEa hIp Fbng nMy. niLu 12 nMy khing Kp dqng cho tWn thSt chung hoTc chi phX cYu hZ vM phPi tuOn thE theo nhDng FiLu loBi trC trong cKc FiLu $%&%'% vM ( kQ tr]n vM khing )ao gbm nhDng chi phX phKt sinh tC hMnh vi sai lsm% )St crn vM tC thnh trBng khing trP FHIc nI vM thi^u thVn tMi chXnh cEa @gHei FHIc )Po hiQm hay nhDng ngHei lMm cing cho hR. 1" <i=u k'%>n &Gn &'H& &%@n (Y EZc &Wn' -Po hiQm nMy khing )bi thHeng cho cKc khi^u nBi vL tWn thSt toMn )Z HNc tXnh trC khi FVi tHIng FHIc )Po hiQm )J tC )U mZt cKch hIp lm n^u "t thSy khing thQ trKnh khUi tWn thSt toMn )Z thjc t^ hoTc do chi phX phqc hbi% tu )W lBi vM gvi hMng tNi nyi F^n thuZc phBm vi )Po hiQm sl vHIt 8uK giK trJ hMng tBi nyi F^n. 1+. <i=u k'%>n !iA &r[ &\n! &'])

10

1$.1 @^u ngHei FHIc )Po hiQm km k^t )St k` hIp Fbng )Po hiQm giK trJ txng th]m nMo cho hMng hoK FG FHIc )Po hiQm nMy )Po hiQm thh giK trJ thoP thucn cEa hMng hoK FHIc "em nhH FG gia txng vNi tWng sV tiLn FHIc )Po hiQm thuZc )Po hiQm nMy cZng vNi sV tiLn )Po hiQm cEa cKc hIp Fbng )Po hiQm giK trJ txng th]m cfng )Po hiQm tWn thSt F\ vM tr Kch nhi_m thuZc phBm vi )Po hiQm nMy vM tWng sV tiLn )Po hiQm FG n\i tNi. TrHeng hIp c\ khi^u nBi% @gHei FHIc )Po hiQm phPi cung cSp cho @gHei )Po hiQm )[ng chYng vL nhDng sV tiLn )Po hiQm thuZc tSt cP nhDng )Po hiQm khKc. 1$.2 TrERn! 'F9 (>% 'i?) n@6 (>% 'i?) !iA &r[ &\n! &']) &'P s^ A9 2_n! Di=u k'%>n sau` }iK trJ thoP thucn cEa hMng hoK sl FHIc "em nhH ngang )[ng vNi tWng sV tiLn FHIc )Po hiQm cEa hIp Fbng )Po hiQm gVc vM cEa tSt cP cKc hIp Fbng )Po hiQm giK trJ txng th]m. >M @gHei FHIc )Po hiQm thjc hi_n cfng )Po hiQm cho tWn thSt F\ vM trKch nhi_m thuZc phBm vi )Po hiQm nMy sl FHIc tXnh theo tu l_ giDa sV tiLn )Po hiQm cEa hIp Fbng )Po hiQm nMy vM tWng sV tiLn )Po hiQm FG n\i tNi. TrHeng hIp c\ khi^u nBi% @gHei FHIc )Po hiQm phPi cung cSp cho @gHei )Po hiQm )[ng chYng vL nhDng sV tiLn )Po hiQm thuZc tSt cP cKc )Po hiQm khKc. au6=n lFi (>% 'i?) 14 <i=u k'%>n k'Qn! b9 2_n! -Po hiQm nMy sl khing Kp dqng FVi vNi 8uyLn lIi cEa ngHei chuy]n cha hay ngHei nhcn km gvi hMng hoK nMo khKc. Gi>) n'c &Gn &'H& 1-. <i=u k'%>n n!'da _ cCa n!ERi DEFc (>% 'i?) @gh{a vq cEa ngHei FHIc )Po hiQm% @hDng ngHei lMm cing vM FBi lm cEa hR FVi vNi cKc tWn thSt thu phBm vi cEa )Po hiQm nMy lMk 1'.1 hPi ti^n hMnh mRi )i_n phKp c\ thQ coi lM hIp lm nh[m mqc FXch ngxn ngCa hoTc giPm nh tWn thSt F\ vM 1'.2 hPi )Po lHu vM thjc hi_n cKc 8uyLn khi^u nBi FVi vNi ngHei chuy]n cha% ngHei nhcn km gvi hMng hoK hay ngHei thY 4 khKc vM @gHei )Po hiQm ngoMi trKch nhi_m FVi vNi nhDng tWn thSt thuZc phBm vi )bi thHeng cEa )Po hiQm nMy sl hoMn trP cho @gHei

11

FHIc )Po hiQm )St k` chi phX nMo FG chp ra mZt cKch hIp lm vM thoP FKng FQ thjc hi_n ngh{a vq nMy. 1/. <i=u k'%>n &N (e >Ri )i_n phKp do @gHei FHIc )Po hiQm hoTc @gHei )Po hiQm thjc hi_n nh[m mqc FXch cYu vNt% )Po v_ hoTc khii phqc lBi FVi tHIng FHIc )Po hiQm sl khing FHIc coi nhH sj tC )U hoTc vL mTt khKc lMm tWn hBi F^n cKc 8uyLn lIi cEa mgi )]n. TrAn' c'S) &rf 18. <i=u k'%>n k'gn &rEhn! 'F9 li niLu khoPn cEa )Po hiQm nMy lM @gHei FHIc )Po hiQm phPi hMnh FZng mZt cKch khrn trHyng hIp lm trong mRi thnh huVng thuZc khP nxng kiQm soKt cEa hR. LuS& 9'A9 @ &S9 VuAn 1;. <i=u k'%>n luS& 9'A9 @ &S9 VuAn An' -Po hiQm nMy tuOn theo luct phKp vM tcp 8uKn +nh G'i c'Tk Ngi c b!o hi"m #hi bi$t v% s& m't s& c( c)n tho! thu*n ri+ng theo h p ,ng n-y ph!i th.ng b/o ngay cho ngi b!o hi"m v- 0uy%n l i (i v1i b!o hi"m 2 ph3 thu'c v-o vi4c tu5n th6 ngh7a v3 n-y.8.

(For use only with the new marine policy form) 1.1.1982 INSTITUTE CARGO CLAUSES ($) RISKS COVERED 1. Ricks clause This insurance covers all risks of loss or damage to the su ect!matter insured e"cept as provide in #lauses $%&.' and ( )elowk 1.1 2oss or damage araising to the su) ect!matter insured shall )e properly regulated as followsk 1.1.1 Fire or e"plosion 1.1.2 to )e caught in a shoal (to go aground)% was wrecked% to )e upturned. 1.1.4 >eans of Transport were upturned or to )e run off the line

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1.1.$ The vessels% )oards% crafts or means of transport thrust or strike against any e"ternal o) ectives% e"cept under the water. 1.1.& 9ischarging goods where the vessel meets with disaster. 1.1.' 1arth8uakes% =ocanic /ruption or To )e thunders truck 1.2 The su) ect! matter insured was lost or damage araising fromk 1.2.1 to sacrifice }eneral +verage 1.2.2 to ettison% throw the goods over)oard or whirl pool 1.2.4 ?ea water% river water or lake water spreads over vessel% )oard% hatches% means of transport% containers or pallets. 1.4 Total lost of any pakages which was fallen into the water or fall during the time of loading or discharging the cargoes on )oard the ship. 2. General A era!e clause This insurance covers general average and salvage charges% a usted or determined according to the contract of affreightmnet and *or the governing law and pratice% incurred to avoid or inconection with the avoidance of loss from any cause e"cept those e"cluded in #lause $%&%' and ( or elsewhere in this insurance. ". # $%&' (la)e c%llisi%n Clause* This insurance is e"tended to idemnify the +ssured againts such of proportion of lia)ility under the contract of affreightment ,-oth )lame collision. #lause as in respect of a loss recovera)le hereunder. /n the event of any claim )y shipowners under the said clause the +ssured agree to notify the 0nderwriters who shall have the right% at their own cost and e"pense% to defend the +ssured against claim. 1"clusion +. General E,clusi%n Clause /n no case shall this insurance cover $.1 2oss damage or e"pense attri)uta)le to wilful misconduct of the +ssured $.2 3rdinary leakage% ordinary loss in weigh or volume% or ordinary wears and tears of the su) ect!matter insured. $.4 2oss damage or e"pense caused )y insfficiency or unsuita)ility of packing or preparation of the su) ect!matter insured ( for the purpose of this clause $.4 ,packing. shall )e deemed to include stowage in a container or liftvan )ut only when such stowage is carried out prior to attachment of this insurance or )y the +ssured or their servants). $.$ 2oss damage or e"pense pro"imately caused )y delay% even though the delay )e caused )y a risk insured agaist (e"cept e"pense paya)le under #lause 2 a)ove)

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$.& 2oss damage or e"pense arising from the use of any weapon of war employing automic!or nuclear fission and* or fusion or other like reaction or radioactive force or matter. &. 0nseaworthness and unfitness 1"clusion #lause &.1 /n no case shall this insurance cover loss or e"pense arising from unseaworthness of vessel or craft% unfitness of vessel craft conveyance container or liftvan for the safe carriage of the su) ect!matter insured% 5here the +ssued or their servants are privy to such unseaworthness of the ship and unfitness% at the time of the su) ect 6matter insured is loaded therein. &.2 The 0nderwriters waive any )reach of the implied warranties of seaworthness of the ship and fitness of the ship to carry the su) ect!matter insured to destination% unless the +ssured or their servants are privy to such unseaworthness% -. .ar E,clu&i%n Clause /n no case shall this insurance cover loss damage or e"pense cause )y '.1 5ar civil war revolution re)ellion% or civil strife arising therefrom or any hostile act )y or against a )elligerent power. '.2 #apture sei7ure arrest restraint or detainment (priacy conse8uences thereof or any attempt thereat. '.4 9erelict mines torpedoes )om)s or other derelict weapons of war. /. S&rikes E,clu&i%n Clause /n no case shall this insurance cover loss damage or e"pense. (.1 #aused )y strickers% lock 6out workmen% or persons taking part in la)our distur)ances% criots or civil commotions. (.2 :esulting form strikes% lock!outs% la)our distur)ances% riots or civil commotions. (.4 #aused )y any terrorist or any person acting from a political motive. 9uration 8. Transit #lause 8.1 This insrance attaches from the time the goods leave the warehouse or place of storage at the place named herein for the commencement of the transit% contines during the ordinary cause of transit and terminates either. e"cepted)% and the

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8.1.1 3ndelivery to the consignees; or other final warehouse or place of storage at the destination named herein. 8.1.2 3ndelivery to any other ware house or place of storage% whether prior to or at the destination named herein% which the +ssured elect to use either. 8.1.2.1 For storage other than in the ordinary course of transit or. 8.1.2.2 For allocation or distri)ution% or 8.1.4 3n the e"piry of '< days after completion of discharge overside of the goods here)y insured from the oversea at the final port of discharge% whichever shall first occur. 8.1.4 /f % after discharge overside from the oversea vessel at the final port of discharge )ut prior to termination of this insurance% the goods are to )e forwarded to a destination other than that to which they are insured hereunder% this insurance% whilst remaining su) ect to termination as provide for a)ove% shall not e"tend )eyond the commencement of transit to such other destination. 8.4 This insurance shall remain in Force (su) ect to termination as provided for a)ove and to the provisions of claused 9 )elow) during delay )eyond the control of the +ssured% any deviation% forced discharge% reshipment or transhipment and during any variation of the advanture arising from the e"ercise of li)erty granted to shipowners or charterers under the contract of affreightment. 9. Termination of contract of #arriage #lause /f owing to circumstances )eyond the control of the +ssured either the contract of carriage is terminated at the port or place other than the destination named therein or the transit is otherwise terminated )efore delivery of the goods as provided for in #lause 8 a)ove% then this insurance shall also terminate unless prompt notice is given to the 0nderwriters and contination of cover is re8uested when the insrance shall remain inforce% su) ect to an additional premium if re8uired )y the 0nderwriters% either. 9.1 0ntil the goods are sold and delivery at such port or place % or otherwise specially agreed% untill the e"piry of '< days after arrival of the goods here)y insured at such port or place% whichever shall first occur% or

15

9.2 /f the goods are forwarded within the said period of '< days (or any agreed e"tension thereof) to the destination named herein or tonay other destination% until terminated in arcordance with the provisions of clause 8 a)ove. 1<. #hange of =oyage clause 5here% after attachment of the insurance% the destination is changed )y the +ssured% held covered at primium and conditions to )e arranged su) ect to prompt notice )eing given to the 0nderwriters. #2+/>? 11. Insura(le In&eres& Clause 11.1. /n order to recover under this insurance the +ssured must have an insura)le interest in the su) ect 6matter insured at the time of the loss. 11.2 ?u) ect to 11.1 a)ove% The +ssured shall )e entiled to recover for insured loss accurring during the period covered )y this insurance% notwithstanding that the loss occurred )efore the contract of issurance was conclude% unless the +ssured were +ware of the loss and the 0nderwriters were not. 12. 0%r1ar2in! c'ar!es Clause 5here a result of the operation of a risk covered )y this insurance% the insured transit is terminated at a port or place other than that to which the su) ect!matter is covered under this insurance% The 0nderwriters will rein)rse the +ssured for any e"tra charges properly and reasonla)ly incurred in unloading storing and forwarding the su) ect 6matter to the destination to which it is insured hereunder. This clause 12% which does not apply to general average or salvage charges% shall )e su) ect to the e"clusions contained in #lauses $%&%' and ( a)ove% and shall not include charges arising from the fault neligence insolvency or financial default of the +ssured ot their servants. 1". C%ns&ruc&i e T%&al l%ss Clause @o #laim for constructive total loss shall )e recovera)le here under unless the ?u) ect! matter insured is reasona)ly a)andoned either on account of its actual total loss appearing to unavoida)le or )ecause the cost of recovering% reconditioning and forwarding the su) ect!matter to the destination to which it is insured would )e e"eed its value on arrival. 1+. In crease2 alue clause

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1$.1 /f any /ncrease =alue insurance is effected )y the +ssured on the cargo insured herein the agreed value of the cargo shall )e deemed to )e the increased to the total amount insured under this insurance and all /ncreased =alue insurances covering the loss% and lia)ility under this insurance shall )e in such proportion as the sum insured here in )ears to such to tal amount insured. /n the event of claim the +ssured shall provide the 0nderwriters which evidence of the amounts insured under all other insurances. 1$.2 5here this /nsrance on /ncreased =alue the following clause shall apply The agreed value of the cargo shall )e deemed to )e e8ual to the total amount insured under the primary insurance and all /ncreased =alue insurances covering the loss and effected on the cargo )y the +ssured% aand lia)ility under this insurance shall )e in such proportion as the sum insured herein )ears to such total amount insured. /n the event of claim +ssured shall provide the 0nderwriters with evidence of the amounts insured under all other insurances. $e ne3i& %3 Insurance 14 N%& inure Clause This insurance shall not inure to the )enefit of the carrier or other )ailee. 5ini)isin! L%sses 1-. Du&6 %3 Assure2 Clause /t is the duty of the +ssured and their servants and agents in re8uest of loss recovera)le here under. 1'.1 To take such measures as may )e reasona)le for purpose of adverting or minimising such loss% and 1'.2 To ensure that all rights against carriers% )ailees or other third parties are properly preserved and e"ercised. +nd the 0nderwriters will% an addition any loss recovera)le here under% reim)urse the +ssured for any charges properly and reasona)ly incured in pursuance of these duties. 1/. .ai er Clause >easures taken )y the +ssured or 0nderwriters with the o) ect of saving% protecting or recovering the su) ect!matter insured shall not )e considered as a waiver or acceptance of a)andonment of otherwise pre udice the rights of either party.

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AVOIDANCE O0 DELA7. 18. Reas%na(le Des9a&c' Clause /n is a condition of this insurance that the +ssured shall act with reasona)le despatch in all circumtances within their control. LA. AND :RATICE

1;. En!lis' La1 an2 :ra&ice Clause

This insurance is su) ect to 1nglish law and pratice AAAAAAAAAAAAAAAAAAAAAAAAAAA @ote 6 It is necessary for the Assured when they become aware of an event which is held covered under this insurance to give prompt notice to the Underwriters and the right to such cover is dependent upon in compliance with this obligation.

<i=u k'%>n $ $>% 'i?) '@n! '%A

N'Bn! rCi r% DEFc (>% 'i?) 1j. <i=u k'%>n rCi r% 2oBi trC nhDng rEi ro FG FHIc 8uy FJnh trong cKc FiLu $%&%' vM ( dHNi FOy% )Po hiQm nMy )Po hiQm mSt mKt hoTc hH hUng "Py ra cho FVi tHIng FHIc )Po hiQm c\ thQ 8uy hIp lm do #hKy hay nW TMu thuyLn )J m|c cBn% F|m hoTc lct FW hHyng ti_n FHeng )Z )J lct FW hoTc )J trct )Knh TMu thuyLn hay phHyng ti_n vcn chuyQn FOm va hoTc va chBm vNi )St k` vct thQ nMo )]n ngoMi% khing kQ dHNi nHNc 9 hMng tBi mZt cPng nyi tMu gTp nBn nZng FSt% ni lva phun hoTc st FKnh nVi tHIng )Po hiQm )J mSt mKt hoTc hH hUng )ai cKc nguy]n nhOnk dy sinh tWn thSt chung @m hMng khUi tMu hoTc hMng )J nHNc cuVn khUi tMu.

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@HNc )iQn% nHNc sing hay nHNc hb trMn vMo tMu% thuyLn% hsm hMng% phHyng ti_n vcn chuyQn container hoTc nyi chYa hMng. TWn thSt toMn )Z )St k` ki_n hMng nMo ryi khUi tMu hoTc ryi trong khi Fang "^p hMng l]n hay Fang d hMng khUi tM hoTc thuyLn. 11. <i=u k'%>n &Gn &'H& c'un! -Po hiQm nMy )Po hiQm tWn thSt chung vM cKc chi phX cYu hZ FG chi ra nh[m trKnh hoTc c\ li]n 8uan F^n vi_c trKnh khUi tWn thSt do )St k` nguy]n nhOn nMo% loBi trC nhDng nguy]n nhOn FG 8uy FJnh a cKc FiLu $%&%' vM ( hay a nhDng FiLu khKc trong hIp Fbng )Po hiQm nMy. #Kc chi phX nMy FHIc tXnh toKn hoTc "Kc FJnh theo hIp Fbng chuy]n cha vM*hoTc theo phKp luct hi_n hMnh 12. <i=u k'%>n DI) a 'ai &@u cJn! cK lLi dIp Fbng )Po hiQm nMy FHIc ma rZng FQ )bi thHeng cho @gHei FHIc )Po hiQm theo FiLu khoPn , tMu FOm va nhau hai )]n cfng c\ lgi. trong hIp Fbng chuy]n cha c\ li]n 8uan tNi mZt tWn thSt thuZc phBm vi )bi thei cEa hIp Fbng )Po hiQm nMy. TrHeng hIp #hE tMu khi^u nBi theo FiLu khoPn n\i thh @gHei FHIc )Po hiQm phPi thing )Ko cho @gHei )Po hiQm lM ngHei c\ 8uyLn )Po v_ @gHei FHIc )Po hiQm FVi vNi khi^u nBi F\ vM tj chJu mRi phX tWnk L%Mi &rN (>% 'i?) 1". <i=u k'%>n l%Mi &rN c'un! Trong )St cY trHeng hIp nMo )Po hiQm nMy sl khing )Po hiQm chok >St mKt% hH hUng hay chi phX FHIc 8uy cho hMnh vi cV m cEa ngHei FHIc )Po hiQm nVi tHIng FHIc )Po hiQm )J ro rp thing thHeng% hao hqt trRng lHIng hoTc giPm thQ tXch thing thHeng hoTc hao mon thing thHeng >St mKt hH hUng hoTc chi phX phKt sinh do vi_c F\ng g\i hoTc churn )J cho FVi tHIng FHIc )Po hiQm chHa Fsy FE hoTc khing thXch hIp (theo chE m cEa FiLu $.4 nMy vi_c F\ng g\i sl FHIc coi lM )ao gbm cP vi_c "^p hMng vMo ,container. hoTc ,ki_n gg.nhHng khi nMo vi_c "^p hMng F\ FHIc thjc hi_n trHNc khi hIp Fbng nMy c\ hi_u ljc hoTc ti^n hMnh )ai @gHei FHIc )Po hiQm hoTc nh ngHei lMm cing cho hR.

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>St mKt hH hUng hay chi phX phKt sinh do khuy^t tct vVn c\ hoTc tXnh chSt ri]ng cEa FVi tHIng FHIc )Po hiQm. >St mKt hay hH hUng hay chi phX trjc ti^p gOy ra do chcm trt% ngay cP khi chcm trt do mZt rEi ro FHIc )Po hiQm gOy ra (trC nhDng chi phX FHIc trP theo FiLu 2 kQ tr]n) >St mKt hH hUng hay chi phX phKt sinh tC thnh trBng khing trP FHIc nI hoTc thi^u thVn vL tMi chXnh cEa chE tMu% ngHei 8uPn lm% ngHei thu] tMu hoTc ngHei FiLu hMnh tMu. dH hBi hoTc phK huu do cV m gOy ra cho FVi tHIng )Po hiQm hay mZt )Z phcn )St k` cEa FVi tHIng )Po hiQm do hMnh FZng sai trKi cEa )St k` ngHei nMo. >St mKt% hH hUng hay chi phX phKt sinh tC vi_c sv dqng )St k` mZt loBi vw khX chi^n tranh gh c\ sv dqng nxng lHIng nguy]n tv% phOn hBt nhOn vM*hoTc phPn Yng hBt nhOn% ph\ng "B hoTc tHyng tj. 1$. niLu khoPn loBi trC nhau khing FE khP nxng Fi )iQn vM khing thXch hIp cho vi_c chuy]n cha. Trong )St k` trHeng hIp nMo )Po hiQm nMy sl khing )Po hiQm cho nhDng mSt mKt hH hUng hoTc chi phX gOy ra )ai TMu thuyLn khing FE khP nxng Fi )iQn TMu thuyLn% phHyng ti_n vcn chuyQn container hoTc ki_n gg khing thXch hIp F\ vMo thei gian FVi tHIng FHIc )Po hiQm% n^u ngHei FHIc )Po hiQm hoTc nhDng ngHei lMm cing cEa hR FHIc )i^t ri]ng vL trBng thKi khing FE khP nxng Fi )iQn hoTc khing thXch hIp F\ vMo thei gian FVi tHIng FHIc )Po hiQm FHIc "^p vMo cKc phHyng ti_n tr]n. @gHei FHIc )Po hiQm )U 8ua mRi trHeng hIp vi phBm nhDng cam k^t ngq m tMu FE khP nxng Fi )iQn vz thXch hIp cho vi_c chuy]n cha FVi tHIng FHIc )Po hiQm tNi nyi kQ tC khi @gHei )Po hiQm hoTc ngHei lMm cing cEa hR FHIc )i^t ri]ng vL trBng thKi khing FE khP nxng Fi )iQn hay khing thXch hIp F\. 14. <i=u k'%>n l%Mi &rN c'iOn &ran' Trong )St k` trHeng hIp nMo )Po hiQm nMy sl khing )Po hiQm cho nhDng mSt mKt hH hUng hoTc chi phX gOy ra )ai

20

#hi^n tranh% nZi chi^n% cKch mBng% nWi loBn% khai ngh{a hoTc "ung FZt dOn sj phKt sinh tC nhDng )i^n cV F\% hoTc )St k` hMnh FZng thf FJch nMo gOy ra hoTc chVng lBi )]n tham chi^n. -|t giD% tJch thu% kiLm ch^ hay csm giD vM hc 8uP cEa nhDng sj vi_c F\ hTc )St k` mHu toan nMo nh[m thjc hi_n nhDng hMnh vi F\. >hn% thuu lii% )om hoTc nhDng vw khX chi^n tranh hoang ph^ khKc. 1-. <i=u k'%>n l%Mi &rN DPn' cQn! Trong )St k` trHeng hIp nMo )Po hiQm nMy sl khing )Po hiQm cho nhDng mSt mKt% hH hUng% hoTc chi phX }Oy ra )ai nhDng ngHei Fhnh cing% cing nhOn )J cSm "Hang hoTc nhDng ngHei tham gia gOy rVi lao FZng% nKo loBn hoTc )Bo FZng dOn sj. dcu 8uP cEa Fhnh cing% cSm "Hang% gOy rVi lao FZng% nKo loBn hoTc )Bo FZng dOn sj. }Oy ra )ai nhDng k~ khEng )V hoTc )St k` ngHei nMo vh FZng cy chXnh trJ. T'Ri 'Mn (>% 'i?) 1/. <i=u k'%>n Sn c'u6?n -Po hiQm nMy )|t Fsu c\ hi_u ljc kQ tC khi hMng rei khUi kho hay nyi chYa hMng tBi FJa FiQm c\ t^n ghi trong hIp Fbng )Po hiQm FQ )|t Fsu vcn chuyQn% ti^p tqc c\ hi_u ljc trong 8a trhnh vcn chuyQn )hnh thHeng vM k^t thc hi_u ljc tBi mZt trong cKc thei FiQm sau FOy% tu` theo trHeng hIp nMo "Py ra trHNc. hi giao hMng vMo kho ngHei nhcn hMng hay kho% hoTc nyi chYa hMng cuVi cfng khKc tBi nyi F^n c\ ghi trong hIp Fbng )Po hiQm. hi giao hMng vMo )St k` mZt kho hay nyi chYa hMng nMo khKc% df trHNc khi tNi hay F^n nyi c\ ghi t]n trong hIp Fbng )Po hiQm mM ngHei FHIc )Po hiQm chRn dfng hoTc. nQ chYa hMng ngoMi 8uK trhnh vcn chuyQn )hnh thHeng hoTc% FQ chia hay phOn phVi hMng hoTc hi h^t hBn '< ngMy sau khi hoMn thMnh vi_c d hMng hoK khUi tMu )iQn tBi cPng d hMng cuVi cfng @^u sau khi d hMng khUi tMu )iQn tBi cPng d hMng cuVi cfng% nhHng trHNc khi k^t thc thei hBn )Po hiQm% hMng hoK FHIc gvi tNi mZt nyi khKc nyi F^n ghi trong hIp Fbng )Po hiQm% )Po hiQm nMy trong khi giD nguy]n hi_u ljc

21

theo 8uy FJnh k^t thc n\i tr]n sl khing ma rZng giNi hBn 8uK lc )|t Fsu vcn chuyQn tNi mZt nyi F^n khKc F\. -Po hiQm nMy sl giD nguy]n hi_u ljc (tu` thuZc 8uy FJnh k^t thc n\i tr]n vM 8uy FJnh trong FiLu 9 dHNi FOy) trong khi )J chcm trt ngoMi khP nxng kiQm soKt cEa @gHei FHIc )Po hiQm% tMu chBy ch_ch hHNng )St k`% d hMng )|t )uZc% "^p lBi hMng hoTc chuyQn tPi khi c\ )St k` sj thay FWi nMo vL hMnh trhnh phKt sinh tC vi_c thjc hi_n 8uyLn tj do mM hIp Fbng chuy]n cha FG dMnh cho chE tMu hoTc @gHei thu] tMu. 18. <i=u k'%>n kO& &'Tc 'F9 DUn! Sn c'u6?n. @^u do nhDng thnh huVng ngoMi khP nxng kiQm soKt cEa @gHyi FHIc )Po hiQm mM hIp Fbng vcn chuyQn k^t thc tBi mZt cPng hay mZt nyi khKc nyi F\ c\ ghi trong hIp Fbng )Po hiQm hIc vi_c vcn chuyQn FHIc k^t thc theo mZt cKch khKc trHNc khi giao hMng nhH 8uy FJnh cEa FiLu 8 tr]n FOy% )Po hiQm nMy cwng sl k^t thc% trC khi @gHei FHIc )Po hiQm thing )Ko ngay cho @gHei )Po hiQm y]u csu ti^p tqc )Po hiQm khi )Po hiQm vn con hi_u ljc% vNi FiLu ki_n phPi nZp th]m phX )Po hQm n^u ngHei )Po hiQm y]u csu% hoTc. #ho tNi khi hMng FHIc )Kn vM giao tBi cPng hay FJa FiQm F\% hoTc trC khi c\ thoP thucn ri]ng khKc% cho tNi khi h^t hBn '< ngMy sau khi hMng FHIc )Po hiQm F^n cPng hay FJa FiQm F\% tu` theo trHeng hIp nMo "Py ra trHNc hoTc @^u hMng hoK FHIc gvi Fi trong thei hBn '< ngMy n\i tr]n ( hoTc )St k` thei hBn ma rZng nMo FG thoP thucn) tNi nyi F^n c\ ghi trong hIp Fbng )Po hiQm hay tNi )St k` nyi nMo F^n khKc thh tXnh cho tNi khi k^t thc )Po hiQm theo nhDng 8uy FJnh cEa FiLu 8 kQ tr]n. 1< <i=u k'%>n &'a6 DGi '@n' &rPn' ?au khi )Po hiQm nMy )|t Fsu c\ hi_u ljc n^u @gHei FHIc )Po hiQm thay FWi nyi F^n thh )Po hiQm nMy sl giD nguy]n hi_u ljc vNi FiLu ki_n @gHei FHIc )Po hiQm phPi thing )Ko ngay cho @gHei )Po hiQm )i^t vNi phX )Po hiQm vM nhDng FiLu ki_n FHIc thoP thucn. K'iOu nMi 1". <i=u k'%>n Vu6=n lFi (>% 'i?)

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nQ c\ thQ Foi )bi thHeng theo )Po hiQm nMy @gHei FHIc )Po hiQm csn phPi c\ 8uyLn lIi )Po hiQm FVi vNi FVi tHIng FHIc )Po hiQm vMo thei gian "Py ra tWn thSt. TuOn theo FiLu 11.1 n\i tr]n @gHei )Po hiQm sl c\ 8uyLn Foi )bi thHeng cho nhDng tWn thSt FHIc )Po hiQm "ry ra trong thei gian )Po hiQm nMy c\ hi_u ljc cho df tWn thSt FG "Py ra trHNc khi hIp Fbng )Po hiQm FHIc km k^t% trC khi @gHei FHIc )Po hiQm FG )i^t vL tWn thSt F\ vM @gHei )Po hiQm chHa )i^t. 1+. <i=u k'%>n c'i 9'W !Xi '@n! @^u do hcu 8uP cEa mZt rEi ro FHIc )Po hiQm mM hMnh trhnh FHIc )Po hiQm lBi k^t thc tBi mZt cPng hoTc tBi mZt nyi khing phPi nyi F^n c\ ghi trong hIp Fbng )Po hiQm thh @gHei )Po hiQm sl hoMn trP cho ngHei FHIc )Po hiQm mRi khoPn chi phX phKt sinh mZt cKch hIp lm vM thoP FKng FQ d hMng% lHu kho vM gvi hMng tNi nyi F^n thuZc phBm vi )Po hiQm cEa hIp Fbng nMy. niLu 12 nMy khing Kp dqng cho tWn thSt chung hoTc chi phX cYu hZ vM phPi tuOn thE theo nhDng FiLu loBi trC trong cKc FiLu $%&%'% vM ( kQ tr]n vM khing )ao gbm nhDng chi phX phKt sinh tC hMnh vi sai lsm% )St crn vM tC thnh trBng khing trP FHIc nI vM thi^u thVn tMi chXnh cEa @gHei FHIc )Po hiQm hay nhDng ngHei lMm cing cho hR. 1" <i=u k'%>n &Gn &'H& &%@n (Y EZc &Wn' -Po hiQm nMy khing )bi thHeng cho cKc khi^u nBi vL tWn thSt toMn )Z HNc tXnh trC khi FVi tHIng FHIc )Po hiQm )J tC )U mZt cKch hIp lm n^u "t thSy khing thQ trKnh khUi tWn thSt toMn )Z thjc t^ hoTc do chi phX phqc hbi% tu )W lBi vM gvi hMng tNi nyi F^n thuZc phBm vi )Po hiQm sl vHIt 8uK giK trJ hMng tBi nyi F^n. 1+. <i=u k'%>n !iA &r[ &\n! &']) 1$.1 @^u ngHei FHIc )Po hiQm km k^t )St k` hIp Fbng )Po hiQm giK trJ txng th]m nMo cho hMng hoK FG FHIc )Po hiQm nMy )Po hiQm thh giK trJ thoP thucn cEa hMng hoK FHIc "em nhH FG gia txng vNi tWng sV tiLn FHIc )Po hiQm thuZc )Po hiQm nMy cZng vNi sV tiLn )Po hiQm cEa cKc hIp Fbng )Po hiQm giK trJ txng th]m cfng )Po hiQm tWn thSt F\ vM tr Kch nhi_m thuZc phBm vi )Po hiQm nMy vM tWng sV tiLn )Po hiQm FG n\i tNi. TrHeng hIp c\ khi^u nBi% @gHei FHIc )Po hiQm phPi cung cSp cho @gHei )Po hiQm )[ng chYng vL nhDng sV tiLn )Po hiQm thuZc tSt cP nhDng )Po hiQm khKc.

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1$.2 TrERn! 'F9 (>% 'i?) n@6 (>% 'i?) !iA &r[ &\n! &']) &'P s^ A9 2_n! Di=u k'%>n sau` }iK trJ thoP thucn cEa hMng hoK sl FHIc "em nhH ngang )[ng vNi tWng sV tiLn FHIc )Po hiQm cEa hIp Fbng )Po hiQm gVc vM cEa tSt cP cKc hIp Fbng )Po hiQm giK trJ txng th]m. >M @gHei FHIc )Po hiQm thjc hi_n cfng )Po hiQm cho tWn thSt F\ vM trKch nhi_m thuZc phBm vi )Po hiQm nMy sl FHIc tXnh theo tu l_ giDa sV tiLn )Po hiQm cEa hIp Fbng )Po hiQm nMy vM tWng sV tiLn )Po hiQm FG n\i tNi. TrHeng hIp c\ khi^u nBi% @gHei FHIc )Po hiQm phPi cung cSp cho @gHei )Po hiQm )[ng chYng vL nhDng sV tiLn )Po hiQm thuZc tSt cP cKc )Po hiQm khKc. 14 <i=u k'%>n k'Qn! &Ac 2_n! -Po hiQm nMy sl khing Kp dqng FVi vNi 8uyLn lIi cEa ngHei chuy]n cha hay ngHei nhcn km gvi hanMng hoK nMo khKc. Gi>) n'c &Gn &'H& 1-. <i=u k'%>n n!'da _ cCa n!ERi DEFc (>% 'i?) @gh{a vq cEa ngHei FHIc )Po hiQm% @hDng ngHei lMm cing vM FBi lm cEa hR FVi vNi cKc tWn thSt thu phBm vi cEa )Po hiQm nMy lMk 1'.1 hPi ti^n hMnh mRi )i_n phKp c\ thQ coi lM hIp lm nh[m mqc FXch ngxn ngCa hoTc giPm nh tWn thSt F\ vM 1'.2 hPi )Po lHu vM thjc hi_n cKc 8uyLn khi^u nBi FVi vNi ngHei chuy]n cha% ngHei nhcn km gvi hMng hoK hay ngHei thY 4 khKc vM @gHei )Po hiQm ngoMi trKch nhi_m FVi vNi nhDng tWn thSt thuZc phBm vi )bi thHeng cEa )Po hiQm nMy sl hoMn trP cho @gHei FHIc )Po hiQm )St k` chi phX nMo FG chp ra mZt cKch hIp lm vM thoP FKng FQ thjc hi_n ngh{a vq nMy. 1/. <i=u k'%>n &N (e >Ri )i_n phKp do @gHei FHIc )Po hiQm hoTc @gHei )Po hiQm thjc hi_n nh[m mqc FXch cYu vNt% )Po v_ hoTc khii phqc lBi FVi tHIng FHIc )Po hiQm sl khing FHIc coi nhH sj tC )U hoTc vL mTt khKc lMm tWn hBi F^n cKc 8uyLn lIi cEa mgi )]n. TrAn' c'S) &rf 18. <i=u k'%>n k'gn &rEhn! 'F9 li niLu khoPn cEa )Po hiQm nMy lM @gHei FHIc )Po hiQm phPi hMnh FZng mZt cKch khrn trHyng hIp lm trong mRi thnh huVng thuZc khP nxng kiQm soKt cEa hR.

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LuS& 9'A9 @ &S9 VuAn 1;. <i=u k'%>n luS& 9'A9 @ &S9 VuAn An' -Po hiQm nMy tuOn theo luct phKp vM tcp 8uKn +nh G'i c'Tk Ngi c b!o hi"m #hi bi$t v% s& m't s& c( c)n tho! thu*n ri+ng theo h p ,ng n-y ph!i th.ng b/o ngay cho ngi b!o hi"m v- 0uy%n l i (i v1i b!o hi"m 2 ph3 thu'c v-o vi4c tu5n th6 ngh7a v3 n-y.8. (For use only with the new marine policy form) 1.1.1982 INSTITUTE CARGO CLAUSES (C) RISKS COVERED 1. Ricks clause This insurance covers all risks of loss or damage to the su ect!matter insured e"cept as provide in #lauses $%&.' and ( )elow 1.1 2oss and damages araising to the su) ect!matter insured shall )e properly regulated as followsk 1.1.1 Fire or e"plosion 1.1.2 to )e caught in a shoal (to go aground)% was wrecked% to )e upturned. 1.1.4 >eans of Transport were upturned or to )e run off the line 1.1.$ The vessels% )oards% craft or means of transport thrust or strike against any e"ternal o) ectives% e"cept under water 1.1.& 9ischarging goods where the vessel meets with disaster. 1.2 The su) ect! matter insured was lost or damage araising fromk 1.2.1 to sacrifice }eneral +verage 1.2.2 to ettison% throw the goods over)oard 2. General A era!e clause This insurance covers general average and salvage charges% a usted or determined according to the contract of affreightmnet and *or the governing law and pratice% incurred to avoid or inconection with the avoidance of loss from any cause e"cept those e"cluded in #lause $%&%' and ( or elsewhere in this insurance. ". # $%&' (la)e c%llisi%n Clause* This insurance is e"tended to idemnify the +ssured againts such of proportion of lia)ility under the contract of affreightment ,-oth )lame collision. #lause as in respect of a loss recovera)le hereunder. /n the event of any claim )y shipowners under the said clause the

25

+ssured agree to notify the 0nderwriters who shall have the right% at their own cost and e"pense% to defend the +ssured against claim. 1"clusion +. General E,clusi%n Clause /n no case shall this insurance cover $.1 2oss damage or e"pense attri)uta)le to wilful misconduct of the +ssured $.2 3rdinary leakage% ordinary loss in weigh or volume% or ordinary wears and tears of the su) ect!matter insured. $.4 2oss damage or e"pense caused )y insfficiency or unsuita)ility of packing or preparation of the su) ect!matter insured ( for the purpose of this clause $.4 ,packing. shall )e deemed to include stowage in a container or liftvan )ut only when such stowage is carried out prior to attachment of this insurance or )y the +ssured or their servants). $.$ 2oss damage or e"pense pro"imately caused )y delay% even though the delay )e caused )y a risk insured agaist (e"cept e"pense paya)le under #lause 2 a)ove) $.& 2oss damage or e"pense arising from the use of any weapon of war employing automic!or nuclear fission and* or fusion or other like reaction or radioactive force or matter. &. 0nseaworthness and unfitness 1"clusion #lause &.1 /n no case shall this insurance cover loss or e"pense arising from unseaworthness of vessel or craft% unfitness of vessel craft conveyance container or liftvan for the safe carriage of the su) ect!matter insured% 5here the +ssued or their servants are privy to such unseaworthness of the ship and unfitness% at the time of the su) ect 6matter insured is loaded therein. &.2 The 0nderwriters waive any )reach of the implied warranties of seaworthness of the ship and fitness of the ship to carry the su) ect!matter insured to destination% unless the +ssured or their servants are privy to such unseaworthness% -. .ar E,clu&i%n Clause /n no case shall this insurance cover loss damage or e"pense cause )y '.1 5ar civil war revolution re)ellion% or civil strife arising therefrom or any hostile act )y or against a )elligerent power.

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'.2 #apture sei7ure arrest restraint or detainment (priacy conse8uences thereof or any attempt thereat.

e"cepted)% and the

'.4 9erelict mines torpedoes )om)s or other derelict weapons of war. /. S&rikes E,clu&i%n Clause /n no case shall this insurance cover loss damage or e"pense. (.1 #aused )y strickers% lock 6out workmen% or persons taking part in la)our distur)ances% criots or civil commotions. (.2 :esulting form strikes% lock!outs% la)our distur)ances% riots or civil commotions. (.4 #aused )y any terrorist or any person acting from a political motive. 9uration 8. Transit #lause 8.1 This insrance attaches from the time the goods leave the warehouse or place of storage at the place named herein for the commencement of the transit% contines during the ordinary cause of transit and terminates either. 8.1.1 3ndelivery to the consignees; or other final warehouse or place of storage at the destination named herein. 8.1.2 3ndelivery to any other ware house or place of storage% whether prior to or at the destination named herein% which the +ssured elect to use either. 8.1.2.1 For storage other than in the ordinary course of transit or. 8.1.2.2 For allocation or distri)ution% or 8.1.4 3n the e"piry of '< days after completion of discharge overside of the goods here)y insured from the oversea at the final port of discharge% whichever shall first occur. 8.1.4 /f % after discharge overside from the oversea vessel at the final port of discharge )ut prior to termination of this insurance% the goods are to )e forwarded to a destination other than that to which they are insured hereunder% this insurance% whilst remaining su) ect to termination as provide for a)ove% shall not e"tend )eyond the commencement of transit to such other destination. 8.4 This insurance shall remain in Force (su) ect to termination as provided for a)ove and to the provisions of claused 9 )elow) during delay )eyond the control of the +ssured% any deviation% forced discharge% reshipment or transhipment and during any variation of

27

the advanture arising from the e"ercise of li)erty granted to shipowners or charterers under the contract of affreightment. 9. Termination of contract of #arriage #lause /f owing to circumstances )eyond the control of the +ssured either the contract of carriage is terminated at the port or place other than the destination named therein or the transit is otherwise terminated )efore delivery of the goods as provided for in #lause 8 a)ove% then this insurance shall also terminate unless prompt notice is given to the 0nderwriters and contination of cover is re8uested when the insrance shall remain inforce% su) ect to an additional premium if re8uired )y the 0nderwriters% either. 9.1 0ntil the goods are sold and delivery at such port or place % or otherwise specially agreed% untill the e"piry of '< days after arrival of the goods here)y insured at such port or place% whichever shall first occur% or 9.2 /f the goods are forwarded within the said period of '< days (or any agreed e"tension thereof) to the destination named herein or tonay other destination% until terminated in arcordance with the provisions of clause 8 a)ove. 1<. #hange of =oyage clause 5here% after attachment of the insurance% the destination is changed )y the +ssured% held covered at primium and conditions to )e arranged su) ect to prompt notice )eing given to the 0nderwriters. #2+/>? 11. Insura(le In&eres& Clause 11.1. /n order to recover under this insurance the +ssured must have an insura)le interest in the su) ect 6matter insured at the time of the loss. 11.2 ?u) ect to 11.1 a)ove% The +ssured shall )e entiled to recover for insured loss accurring during the period covered )y this insurance% notwithstanding that the loss occurred )efore the contract of issurance was conclude% unless the +ssured were +ware of the loss and the 0nderwriters were not. 12. 0%r1ar2in! c'ar!es Clause 5here a result of the operation of a risk covered )y this insurance% the insured transit is terminated at a port or place other than that to which the su) ect!matter is covered under this insurance% The 0nderwriters will rein)rse the +ssured for any e"tra charges properly

28

and reasonla)ly incurred in unloading storing and forwarding the su) ect 6matter to the destination to which it is insured hereunder. This clause 12% which does not apply to general average or salvage charges% shall )e su) ect to the e"clusions contained in #lauses $%&%' and ( a)ove% and shall not include charges arising from the fault neligence insolvency or financial default of the +ssured ot their servants. 1". C%ns&ruc&i e T%&al l%ss Clause @o #laim for constructive total loss shall )e recovera)le here under unless the ?u) ect! matter insured is reasona)ly a)andoned either on account of its actual total loss appearing to unavoida)le or )ecause the cost of recovering% reconditioning and forwarding the su) ect!matter to the destination to which it is insured would )e e"eed its value on arrival. 1+. In crease2 alue clause 1$.1 /f any /ncrease =alue insurance is effected )y the +ssured on the cargo insured herein the agreed value of the cargo shall )e deemed to )e the increased to the total amount insured under this insurance and all /ncreased =alue insurances covering the loss% and lia)ility under this insurance shall )e in such proportion as the sum insured here in )ears to such to tal amount insured. /n the event of claim the +ssured shall provide the 0nderwriters which evidence of the amounts insured under all other insurances. 1$.2 5here this /nsrance on /ncreased =alue the following clause shall apply The agreed value of the cargo shall )e deemed to )e e8ual to the total amount insured under the primary insurance and all /ncreased =alue insurances covering the loss and effected on the cargo )y the +ssured% aand lia)ility under this insurance shall )e in such proportion as the sum insured herein )ears to such total amount insured. /n the event of claim +ssured shall provide the 0nderwriters with evidence of the amounts insured under all other insurances. $e ne3i& %3 Insurance 14 N%& inure Clause This insurance shall not inure to the )enefit of the carrier or other )ailee. 5ini)isin! L%sses 1-. Du&6 %3 Assure2 Clause

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/t is the duty of the +ssured and their servants and agents in re8uest of loss recovera)le here under. 1'.1 To take such measures as may )e reasona)le for purpose of adverting or minimising such loss% and 1'.2 To ensure that all rights against carriers% )ailees or other third parties are properly preserved and e"ercised. +nd the 0nderwriters will% an addition any loss recovera)le here under% reim)urse the +ssured for any charges properly and reasona)ly incured in pursuance of these duties. 1/. .ai er Clause >easures taken )y the +ssured or 0nderwriters with the o) ect of saving% protecting or recovering the su) ect!matter insured shall not )e considered as a waiver or acceptance of a)andonment of otherwise pre udice the rights of either party. AVOIDANCE O0 DELA7. 18. Reas%na(le Des9a&c' Clause /n is a condition of this insurance that the +ssured shall act with reasona)le despatch in all circumtances within their control. LA. AND :RATICE

1;. En!lis' La1 an2 :ra&ice Clause

This insurance is su) ect to 1nglish law and pratice AAAAAAAAAAAAAAAAAAAAAAAAAAA @ote 6 It is necessary for the Assured when they become aware of an event which is held covered under this insurance to give prompt notice to the Underwriters and the right to such cover is dependent upon in compliance with this obligation.

<i=u k'%>n C $>% 'i?) '@n! '%A

N'Bn! rCi r% DEFc (>% 'i?) 1;. <i=u k'%>n rCi r% 2oBi trC nhDng rEi ro FG FHIc 8uy FJnh trong cKc FiLu $%&%' vM ( dHNi FOy% )Po hiQm nMy )Po hiQm mSt mKt hoTc hH hUng "Py ra cho FVi tHIng FHIc )Po hiQm c\ thQ 8uy hIp lm do

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#hKy hay nW TMu thuyLn )J m|c cBn% F|m hoTc lct FW hHyng ti_n FHeng )Z )J lct FW hoTc )J trct )Knh TMu thuyLn hay phHyng ti_n vcn chuyQn FOm va hoTc va chBm vNi )St k` vct thQ nMo )]n ngoMi% khing kQ dHNi nHNc 9 hMng tBi mZt cPng nyi tMu gTp nBn nZng FSt% ni lva phun hoTc st FKnh nVi tHIng )Po hiQm )J mSt mKt hoTc hH hUng )ai cKc nguy]n nhOnk dy sinh tWn thSt chung @m hMng khUi tMu 2j. <i=u k'%>n &Gn &'H& c'un! -Po hiQm nMy )Po hiQm tWn thSt chung vM cKc chi phX cYu hZ FG chi ra nh[m trKnh hoTc c\ li]n 8uan F^n vi_c trKnh khUi tWn thSt do )St k` nguy]n nhOn nMo% loBi trC nhDng nguy]n nhOn FG 8uy FJnh a cKc FiLu $%&%' vM ( hay a nhDng FiLu khKc trong hIp Fbng )Po hiQm nMy. #Kc chi phX nMy FHIc tXnh toKn hoTc "Kc FJnh theo hIp Fbng chuy]n cha vM*hoTc theo phKp luct hi_n hMnh 21. <i=u k'%>n DI) a 'ai &@u cJn! cK lLi dIp Fbng )Po hiQm nMy FHIc ma rZng FQ )bi thHeng cho @gHei FHIc )Po hiQm theo FiLu khoPn , tMu FOm va nhau hai )]n cfng c\ lgi. trong hIp Fbng chuy]n cha c\ li]n 8uan tNi mZt tWn thSt thuZc phBm vi )bi thei cEa hIp Fbng )Po hiQm nMy. TrHeng hIp #hE tMu khi^u nBi theo FiLu khoPn n\i thh @gHei FHIc )Po hiQm phPi thing )Ko cho @gHei )Po hiQm lM ngHei c\ 8uyLn )Po v_ @gHei FHIc )Po hiQm FVi vNi khi^u nBi F\ vM tj chJu mRi phX tWnk L%Mi &rN (>% 'i?) 22. <i=u k'%>n l%Mi &rN c'un! Trong )St cY trHeng hIp nMo )Po hiQm nMy sl khing )Po hiQm chok >St mKt% hH hUng hay chi phX FHIc 8uy cho hMnh vi cV m cEa ngHei FHIc )Po hiQm nVi tHIng FHIc )Po hiQm )J ro rp thing thHeng% hao hqt trRng lHIng hoTc giPm thQ tXch thing thHeng hoTc hao mon thing thHeng

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>St mKt hH hUng hoTc chi phX phKt sinh do vi_c F\ng g\i hoTc churn )J cho FVi tHIng FHIc )Po hiQm chHa Fsy FE hoTc khing thXch hIp (theo chE m cEa FiLu $.4 nMy vi_c F\ng g\i sl FHIc coi lM )ao gbm cP vi_c "^p hMng vMo ,container. hoTc ,ki_n gg.nhHng khi nMo vi_c "^p hMng F\ FHIc thjc hi_n trHNc khi hIp Fbng nMy c\ hi_u ljc hoTc ti^n hMnh )ai @gHei FHIc )Po hiQm hoTc nh ngHei lMm cing cho hR. >St mKt hH hUng hay chi phX phKt sinh do khuy^t tct vVn c\ hoTc tXnh chSt ri]ng cEa FVi tHIng FHIc )Po hiQm. >St mKt hay hH hUng hay chi phX trjc ti^p gOy ra do chcm trt% ngay cP khi chcm trt do mZt rEi ro FHIc )Po hiQm gOy ra (trC nhDng chi phX FHIc trP theo FiLu 2 kQ tr]n) >St mKt hH hUng hay chi phX phKt sinh tC thnh trBng khing trP FHIc nI hoTc thi^u thVn vL tMi chXnh cEa chE tMu% ngHei 8uPn lm% ngHei thu] tMu hoTc ngHei FiLu hMnh tMu. dH hBi hoTc phK huu do cV m gOy ra cho FVi tHIng )Po hiQm hay mZt )Z phcn )St k` cEa FVi tHIng )Po hiQm do hMnh FZng sai trKi cEa )St k` ngHei nMo. >St mKt% hH hUng hay chi phX phKt sinh tC vi_c sv dqng )St k` mZt loBi vw khX chi^n tranh gh c\ sv dqng nxng lHIng nguy]n tv% phOn hBt nhOn vM*hoTc phPn Yng hBt nhOn% ph\ng "B hoTc tHyng tj. 2". <i=u k'%>n l%Mi &rN n'au k'Qn! DC k'> n\n! Di (i?n @ k'Qn! &'Wc' 'F9 c'% ikc c'u6]n c'l. Trong )St k` trHeng hIp nMo )Po hiQm nMy sl khing )Po hiQm cho nhDng mSt mKt hH hUng hoTc chi phX gOy ra )ai TMu thuyLn khing FE khP nxng Fi )iQn TMu thuyLn% phHyng ti_n vcn chuyQn container hoTc ki_n gg khing thXch hIp F\ vMo thei gian FVi tHIng FHIc )Po hiQm% n^u ngHei FHIc )Po hiQm hoTc nhDng ngHei lMm cing cEa hR FHIc )i^t ri]ng vL trBng thKi khing FE khP nxng Fi )iQn hoTc khing thXch hIp F\ vMo thei gian FVi tHIng FHIc )Po hiQm FHIc "^p vMo cKc phHyng ti_n tr]n. @gHei FHIc )Po hiQm )U 8ua mRi trHeng hIp vi phBm nhDng cam k^t ngq m tMu FE khP nxng Fi )iQn vz thXch hIp cho vi_c chuy]n cha FVi tHIng FHIc )Po

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hiQm tNi nyi kQ tC khi @gHei )Po hiQm hoTc ngHei lMm cing cEa hR FHIc )i^t ri]ng vL trBng thKi khing FE khP nxng Fi )iQn hay khing thXch hIp F\. 2+. <i=u k'%>n l%Mi &rN c'iOn &ran' Trong )St k` trHeng hIp nMo )Po hiQm nMy sl khing )Po hiQm cho nhDng mSt mKt hH hUng hoTc chi phX gOy ra )ai #hi^n tranh% nZi chi^n% cKch mBng% nWi loBn% khai ngh{a hoTc "ung FZt dOn sj phKt sinh tC nhDng )i^n cV F\% hoTc )St k` hMnh FZng thf FJch nMo gOy ra hoTc chVng lBi )]n tham chi^n. -|t giD% tJch thu% kiLm ch^ hay csm giD vM hcu 8uP cEa nhDng sj vi_c F\ hTc )St k` mHu toan nMo nh[m thjc hi_n nhDng hMnh vi F\. >hn% thuu lii% )om hoTc nhDng vw khX chi^n tranh hoang ph^ khKc. 24. <i=u k'%>n l%Mi &rN DPn' cQn! Trong )St k` trHeng hIp nMo )Po hiQm nMy sl khing )Po hiQm cho nhDng mSt mKt% hH hUng% hoTc chi phX }Oy ra )ai nhDng ngHei Fhnh cing% cing nhOn )J cSm "Hang hoTc nhDng ngHei tham gia gOy rVi lao FZng% nKo loBn hoTc )Bo FZng dOn sj. dcu 8uP cEa Fhnh cing% cSm "Hang% gOy rVi lao FZng% nKo loBn hoTc )Bo FZng dOn sj. }Oy ra )ai nhDng k~ khEng )V hoTc )St k` ngHei nMo vh FZng cy chXnh trJ. T'Ri 'Mn (>% 'i?) 2-. <i=u k'%>n Sn c'u6?n -Po hiQm nMy )|t Fsu c\ hi_u ljc kQ tC khi hMng rei khUi kho hay nyi chYa hMng tBi FJa FiQm c\ t^n ghi trong hIp Fbng )Po hiQm FQ )|t Fsu vcn chuyQn% ti^p tqc c\ hi_u ljc trong 8a trhnh vcn chuyQn )hnh thHeng vM k^t thc hi_u ljc tBi mZt trong cKc thei FiQm sau FOy% tu` theo trHeng hIp nMo "Py ra trHNc. hi giao hMng vMo kho ngHei nhcn hMng hay kho% hoTc nyi chYa hMng cuVi cfng khKc tBi nyi F^n c\ ghi trong hIp Fbng )Po hiQm. hi giao hMng vMo )St k` mZt kho hay nyi chYa hMng nMo khKc% df trHNc khi tNi hay F^n nyi c\ ghi t]n trong hIp Fbng )Po hiQm mM ngHei FHIc )Po hiQm chRn dfng hoTc. nQ chYa hMng ngoMi 8uK trhnh vcn chuyQn )hnh thHeng hoTc% FQ chia hay phOn phVi hMng hoTc

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hi h^t hBn '< ngMy sau khi hoMn thMnh vi_c d hMng hoK khUi tMu )iQn tBi cPng d hMng cuVi cfng @^u sau khi d hMng khUi tMu )iQn tBi cPng d hMng cuVi cfng% nhHng trHNc khi k^t thc thei hBn )Po hiQm% hMng hoK FHIc gvi tNi mZt nyi khKc nyi F^n ghi trong hIp Fbng )Po hiQm% )Po hiQm nMy trong khi giD nguy]n hi_u ljc theo 8uy FJnh k^t thc n\i tr]n sl khing ma rZng giNi hBn 8uK lc )|t Fsu vcn chuyQn tNi mZt nyi F^n khKc F\. -Po hiQm nMy sl giD nguy]n hi_u ljc (tu` thuZc 8uy FJnh k^t thc n\i tr]n vM 8uy FJnh trong FiLu 9 dHNi FOy) trong khi )J chcm trt ngoMi khP nxng kiQm soKt cEa @gHei FHIc )Po hiQm% tMu chBy ch_ch hHNng )St k`% d hMng )|t )uZc% "^p lBi hMng hoTc chuyQn tPi khi c\ )St k` sj thay FWi nMo vL hMnh trhnh phKt sinh tC vi_c thjc hi_n 8uyLn tj do mM hIp Fbng chuy]n cha FG dMnh cho chE tMu hoTc @gHei thu] tMu. 2/. <i=u k'%>n kO& &'Tc 'F9 DUn! Sn c'u6?n. @^u do nhDng thnh huVng ngoMi khP nxng kiQm soKt cEa @gHei FHIc )Po hiQm mM hIp Fbng vcn chuyQn k^t thc tBi mZt cPng hay mZt nyi khKc nyi F\ c\ ghi trong hIp Fbng )Po hiQm hIc vi_c vcn chuyQn FHIc k^t thc theo mZt cKch khKc trHNc khi giao hMng nhH 8uy FJnh cEa FiLu 8 tr]n FOy% )Po hiQm nMy cwng sl k^t thc% trC khi @gHei FHIc )Po hiQm thing )Ko ngay cho @gHei )Po hiQm y]u csu ti^p tqc )Po hiQm khi )Po hiQm vn con hi_u ljc% vNi FiLu ki_n phPi nZp th]m phX )Po hQm n^u ngHei )Po hiQm y]u csu% hoTc. #ho tNi khi hMng FHIc )Kn vM giao tBi cPng hay FJa FiQm F\% hoTc trC khi c\ thoP thucn ri]ng khKc% cho tNi khi h^t hBn '< ngMy sau khi hMng FHIc )Po hiQm F^n cPng hay FJa FiQm F\% tu` theo trHeng hIp nMo "Py ra trHNc% hoTc @^u hMng hoK FHIc gvi Fi trong thei hBn '< ngMy n\i tr]n (hoTc )St k` thei hBn ma rZng nMo FG thoP thucn) tNi nyi F^n c\ ghi trong hIp Fbng )Po hiQm hay tNi )St k` nyi nMo F^n khKc thh tXnh cho tNi khi k^t thc )Po hiQm theo nhDng 8uy FJnh cEa FiLu 8 kQ tr]n. 1< <i=u k'%>n &'a6 DGi '@n' &rPn' ?au khi )Po hiQm nMy )|t Fsu c\ hi_u ljc n^u @gHei FHIc )Po hiQm thay FWi nyi F^n thh )Po hiQm nMy sl giD nguy]n hi_u ljc vNi FiLu ki_n @gHei FHIc )Po hiQm phPi

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thing )Ko ngay cho @gHei )Po hiQm )i^t vNi phX )Po hiQm vM nhDng FiLu ki_n FHIc thoP thucn. K'iOu nMi 14. <i=u k'%>n Vu6=n lFi (>% 'i?) nQ c\ thQ Foi )bi thHeng theo )Po hiQm nMy @gHei FHIc )Po hiQm csn phPi c\ 8uyLn lIi )Po hiQm FVi vNi FVi tHIng FHIc )Po hiQm vMo thei gian "Py ra tWn thSt. TuOn theo FiLu 11.1 n\i tr]n @gHei )Po hiQm sl c\ 8uyLn Foi )bi thHeng cho nhDng tWn thSt FHIc )Po hiQm "ry ra trong thei gian )Po hiQm nMy c\ hi_u ljc cho df tWn thSt FG "Py ra trHNc khi hIp Fbng )Po hiQm FHIc km k^t% trC khi @gHei FHIc )Po hiQm FG )i^t vL tWn thSt F\ vM @gHei )Po hiQm chHa )i^t. 1-. <i=u k'%>n c'i 9'W !Xi '@n! @^u do hcu 8uP cEa mZt rEi ro FHIc )Po hiQm mM hMnh trhnh FHIc )Po hiQm lBi k^t thc tBi mZt cPng hoTc tBi mZt nyi khing phPi nyi F^n c\ ghi trong hIp Fbng )Po hiQm thh @gHei )Po hiQm sl hoMn trP cho ngHei FHIc )Po hiQm mRi khoPn chi phX phKt sinh mZt cKch hIp lm vM thoP FKng FQ d hMng% lHu kho vM gvi hMng tNi nyi F^n thuZc phBm vi )Po hiQm cEa hIp Fbng nMy. niLu 12 nMy khing Kp dqng cho tWn thSt chung hoTc chi phX cYu hZ vM phPi tuOn thE theo nhDng FiLu loBi trC trong cKc FiLu $%&%'% vM ( kQ tr]n vM khing )ao gbm nhDng chi phX phKt sinh tC hMnh vi sai lsm% )St crn vM tC thnh trBng khing trP FHIc nI vM thi^u thVn tMi chXnh cEa @gHei FHIc )Po hiQm hay nhDng ngHei lMm cing cho hR. 1" <i=u k'%>n &Gn &'H& &%@n (Y EZc &Wn' -Po hiQm nMy khing )bi thHeng cho cKc khi^u nBi vL tWn thSt toMn )Z HNc tXnh trC khi FVi tHIng FHIc )Po hiQm )J tC )U mZt cKch hIp lm n^u "t thSy khing thQ trKnh khUi tWn thSt toMn )Z thjc t^ hoTc do chi phX phqc hbi% tu )W lBi vM gvi hMng tNi nyi F^n thuZc phBm vi )Po hiQm sl vHIt 8uK giK trJ hMng tBi nyi F^n. 1+. <i=u k'%>n !iA &r[ &\n! &']) 1$.1 @^u ngHei FHIc )Po hiQm km k^t )St k` hIp Fbng )Po hiQm giK trJ txng th]m nMo cho hMng hoK FG FHIc )Po hiQm nMy )Po hiQm thh giK trJ thoP thucn cEa hMng hoK FHIc "em nhH FG gia txng vNi tWng sV tiLn FHIc )Po hiQm thuZc )Po hiQm nMy

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cZng vNi sV tiLn )Po hiQm cEa cKc hIp Fbng )Po hiQm giK trJ txng th]m cfng )Po hiQm tWn thSt F\ vM tr Kch nhi_m thuZc phBm vi )Po hiQm nMy vM tWng sV tiLn )Po hiQm FG n\i tNi. TrHeng hIp c\ khi^u nBi% @gHei FHIc )Po hiQm phPi cung cSp cho @gHei )Po hiQm )[ng chYng vL nhDng sV tiLn )Po hiQm thuZc tSt cP nhDng )Po hiQm khKc. 1$.2 TrERn! 'F9 (>% 'i?) n@6 (>% 'i?) !iA &r[ &\n! &']) &'P s^ A9 2_n! Di=u k'%>n sau` }iK trJ thoP thucn cEa hMng hoK sl FHIc "em nhH ngang )[ng vNi tWng sV tiLn FHIc )Po hiQm cEa hIp Fbng )Po hiQm gVc vM cEa tSt cP cKc hIp Fbng )Po hiQm giK trJ txng th]m. >M @gHei FHIc )Po hiQm thjc hi_n cfng )Po hiQm cho tWn thSt F\ vM trKch nhi_m thuZc phBm vi )Po hiQm nMy sl FHIc tXnh theo tu l_ giDa sV tiLn )Po hiQm cEa hIp Fbng )Po hiQm nMy vM tWng sV tiLn )Po hiQm FG n\i tNi. TrHeng hIp c\ khi^u nBi% @gHei FHIc )Po hiQm phPi cung cSp cho @gHei )Po hiQm )[ng chYng vL nhDng sV tiLn )Po hiQm thuZc tSt cP cKc )Po hiQm khKc. 14 <i=u k'%>n k'Qn! A9 2_n! -Po hiQm nMy sl khing Kp dqng FVi vNi 8uyLn lIi cEa ngHei chuy]n cha hay ngHei nhcn km gvi hMng hoK nMo khKc. Gi>) n'c &Gn &'H& 1-. <i=u k'%>n n!'da _ cCa n!ERi DEFc (>% 'i?) @gh{a vq cEa ngHei FHIc )Po hiQm% @hDng ngHei lMm cing vM FBi lm cEa hR FVi vNi cKc tWn thSt thu phBm vi cEa )Po hiQm nMy lMk 1'.1 hPi ti^n hMnh mRi )i_n phKp c\ thQ coi lM hIp lm nh[m mqc FXch ngxn ngCa hoTc giPm nh tWn thSt F\ vM 1'.2 hPi )Po lHu vM thjc hi_n cKc 8uyLn khi^u nBi FVi vNi ngHei chuy]n cha% ngHei nhcn km gvi hMng hoK hay ngHei thY 4 khKc vM @gHei )Po hiQm ngoMi trKch nhi_m FVi vNi nhDng tWn thSt thuZc phBm vi )bi thHeng cEa )Po hiQm nMy sl hoMn trP cho @gHei FHIc )Po hiQm )St k` chi phX nMo FG chp ra mZt cKch hIp lm vM thoP FKng FQ thjc hi_n ngh{a vq nMy. 1/. <i=u k'%>n &N (e

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>Ri )i_n phKp do @gHei FHIc )Po hiQm hoTc @gHei )Po hiQm thjc hi_n nh[m mqc FXch cYu vNt% )Po v_ hoTc khii phqc lBi FVi tHIng FHIc )Po hiQm sl khing FHIc coi nhH sj tC )U hoTc vL mTt khKc lMm tWn hBi F^n cKc 8uyLn lIi cEa mgi )]n. TrAn' c'S) &rf 18. <i=u k'%>n k'gn &rEhn! 'F9 li niLu khoPn cEa )Po hiQm nMy lM @gHei FHIc )Po hiQm phPi hMnh FZng mZt cKch khrn trHyng hIp lm trong mRi thnh huVng thuZc khP nxng kiQm soKt cEa hR. LuS& 9'A9 @ &S9 VuAn 1;. <i=u k'%>n luS& 9'A9 @ &S9 VuAn An' -Po hiQm nMy tuOn theo luct phKp vM tcp 8uKn +nh G'i c'Tk Ngi c b!o hi"m #hi bi$t v% s& m't s& c( c)n tho! thu*n ri+ng theo h p ,ng n-y ph!i th.ng b/o ngay cho ngi b!o hi"m v- 0uy%n l i (i v1i b!o hi"m 2 ph3 thu'c v-o vi4c tu5n th6 ngh7a v3 n-y.8.

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