Faa a simulao de quanto ser sua parcela no caso de um financiamento via recurso

*Taxa Anual:
Taxa Mensal:
**Valor Fin:
CARNCIA
CARNCIA
CARNCIA
CARNCIA
Sub-Total:
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela

11.50%
TJLP + BNDES + Agente Financeiro
* obs: Sempre atualizar o percentual das t
0.009583333
0.005
R$ 5,000,000.00
** coloque aqu o valor a ser financiado
Saldo devedor
Juros
Amortizao Total Parcela
90 DIAS
5,000,000.00
75,375.62
0.00
75,375.62
180 DIAS
5,000,000.00
75,375.62
0.00
75,375.62
270 DIAS
5,000,000.00
75,375.62
0.00
75,375.62
ESTRUTURAO
360 DIAS
5,000,000.00
75,375.62
0.00
75,375.62
301,502.50
Saldo devedor
Juros
Amortizao Total Parcela
1
5,000,000.00
47,916.67
41,666.67
89,583.33
2
4,958,333.33
47,517.36
41,666.67
89,184.03
3
4,916,666.67
47,118.06
41,666.67
88,784.72
4
4,875,000.00
46,718.75
41,666.67
88,385.42
5
4,833,333.33
46,319.44
41,666.67
87,986.11
6
4,791,666.67
45,920.14
41,666.67
87,586.81
7
4,750,000.00
45,520.83
41,666.67
87,187.50
8
4,708,333.33
45,121.53
41,666.67
86,788.19
9
4,666,666.67
44,722.22
41,666.67
86,388.89
10
4,625,000.00
44,322.92
41,666.67
85,989.58
11
4,583,333.33
43,923.61
41,666.67
85,590.28
12
4,541,666.67
43,524.31
41,666.67
85,190.97
13
4,500,000.00
43,125.00
41,666.67
84,791.67
14
4,458,333.33
42,725.69
41,666.67
84,392.36
15
4,416,666.67
42,326.39
41,666.67
83,993.06
16
4,375,000.00
41,927.08
41,666.67
83,593.75
17
4,333,333.33
41,527.78
41,666.67
83,194.44
18
4,291,666.67
41,128.47
41,666.67
82,795.14
19
4,250,000.00
40,729.17
41,666.67
82,395.83
20
4,208,333.33
40,329.86
41,666.67
81,996.53
21
4,166,666.67
39,930.56
41,666.67
81,597.22
22
4,125,000.00
39,531.25
41,666.67
81,197.92
23
4,083,333.33
39,131.94
41,666.67
80,798.61
24
4,041,666.67
38,732.64
41,666.67
80,399.31
25
4,000,000.00
38,333.33
41,666.67
80,000.00
26
3,958,333.33
37,934.03
41,666.67
79,600.69
27
3,916,666.67
37,534.72
41,666.67
79,201.39
28
3,875,000.00
37,135.42
41,666.67
78,802.08
29
3,833,333.33
36,736.11
41,666.67
78,402.78
30
3,791,666.67
36,336.81
41,666.67
78,003.47
31
3,750,000.00
35,937.50
41,666.67
77,604.17
32
3,708,333.33
35,538.19
41,666.67
77,204.86
33
3,666,666.67
35,138.89
41,666.67
76,805.56
34
3,625,000.00
34,739.58
41,666.67
76,406.25
35
3,583,333.33
34,340.28
41,666.67
76,006.94
36
3,541,666.67
33,940.97
41,666.67
75,607.64
37
3,500,000.00
33,541.67
41,666.67
75,208.33
38
3,458,333.33
33,142.36
41,666.67
74,809.03
39
3,416,666.67
32,743.06
41,666.67
74,409.72

Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela

40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95

3,375,000.00
3,333,333.33
3,291,666.67
3,250,000.00
3,208,333.33
3,166,666.67
3,125,000.00
3,083,333.33
3,041,666.67
3,000,000.00
2,958,333.33
2,916,666.67
2,875,000.00
2,833,333.33
2,791,666.67
2,750,000.00
2,708,333.33
2,666,666.67
2,625,000.00
2,583,333.33
2,541,666.67
2,500,000.00
2,458,333.33
2,416,666.67
2,375,000.00
2,333,333.33
2,291,666.67
2,250,000.00
2,208,333.33
2,166,666.67
2,125,000.00
2,083,333.33
2,041,666.67
2,000,000.00
1,958,333.33
1,916,666.67
1,875,000.00
1,833,333.33
1,791,666.67
1,750,000.00
1,708,333.33
1,666,666.67
1,625,000.00
1,583,333.33
1,541,666.67
1,500,000.00
1,458,333.33
1,416,666.67
1,375,000.00
1,333,333.33
1,291,666.67
1,250,000.00
1,208,333.33
1,166,666.67
1,125,000.00
1,083,333.33

32,343.75
31,944.44
31,545.14
31,145.83
30,746.53
30,347.22
29,947.92
29,548.61
29,149.31
28,750.00
28,350.69
27,951.39
27,552.08
27,152.78
26,753.47
26,354.17
25,954.86
25,555.56
25,156.25
24,756.94
24,357.64
23,958.33
23,559.03
23,159.72
22,760.42
22,361.11
21,961.81
21,562.50
21,163.19
20,763.89
20,364.58
19,965.28
19,565.97
19,166.67
18,767.36
18,368.06
17,968.75
17,569.44
17,170.14
16,770.83
16,371.53
15,972.22
15,572.92
15,173.61
14,774.31
14,375.00
13,975.69
13,576.39
13,177.08
12,777.78
12,378.47
11,979.17
11,579.86
11,180.56
10,781.25
10,381.94

41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67

74,010.42
73,611.11
73,211.81
72,812.50
72,413.19
72,013.89
71,614.58
71,215.28
70,815.97
70,416.67
70,017.36
69,618.06
69,218.75
68,819.44
68,420.14
68,020.83
67,621.53
67,222.22
66,822.92
66,423.61
66,024.31
65,625.00
65,225.69
64,826.39
64,427.08
64,027.78
63,628.47
63,229.17
62,829.86
62,430.56
62,031.25
61,631.94
61,232.64
60,833.33
60,434.03
60,034.72
59,635.42
59,236.11
58,836.81
58,437.50
58,038.19
57,638.89
57,239.58
56,840.28
56,440.97
56,041.67
55,642.36
55,243.06
54,843.75
54,444.44
54,045.14
53,645.83
53,246.53
52,847.22
52,447.92
52,048.61

Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela

96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120

1,041,666.67
1,000,000.00
958,333.33
916,666.67
875,000.00
833,333.33
791,666.67
750,000.00
708,333.33
666,666.67
625,000.00
583,333.33
541,666.67
500,000.00
458,333.33
416,666.67
375,000.00
333,333.33
291,666.67
250,000.00
208,333.33
166,666.67
125,000.00
83,333.33
41,666.67

9,982.64
9,583.33
9,184.03
8,784.72
8,385.42
7,986.11
7,586.81
7,187.50
6,788.19
6,388.89
5,989.58
5,590.28
5,190.97
4,791.67
4,392.36
3,993.06
3,593.75
3,194.44
2,795.14
2,395.83
1,996.53
1,597.22
1,197.92
798.61
399.31

41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67
41,666.67

MDIA MENSAL

51,649.31
51,250.00
50,850.69
50,451.39
50,052.08
49,652.78
49,253.47
48,854.17
48,454.86
48,055.56
47,656.25
47,256.94
46,857.64
46,458.33
46,059.03
45,659.72
45,260.42
44,861.11
44,461.81
44,062.50
43,663.19
43,263.89
42,864.58
42,465.28
42,065.97

51,449.65

so de um financiamento via recursos do BNDES / OUTRO

* obs: Sempre atualizar o percentual das taxas conforme a poca
Base de clculos de Dezembro/2010
BNDES
CONFORME PORTE DA EMPRESA
TJLP
6,25% ao ano - TRIMESTRAL
AGENTE
DE 3% 7% AO ANO
ESTRUTURAO3,5% - NO FINANCIVEL NAS PRESTAES

* Esta planilha meramente indicativa e informativa, no podendo ser

considerada como parte integrante de quaisquer financiamento.
* No perodo de carncia dever ser considerado juros de 6% ao ano
o que ultrapassar, ser acrescido nas parcelas.

Faa a simulao de quanto ser sua parcela no caso de um financiamento via recur
*Taxa Anual:
Taxa Mensal:
**Valor Fin:
CARNCIA
CARNCIA
CARNCIA
CARNCIA
Sub-Total:
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela

11.50%
TJLP + BNDES + Agente Financeiro
0.009583333
0.005
R$ 10,000,000.00
** coloque aqu o valor a ser financiado
Saldo devedor
Juros
Amortizao
90 DIAS
10,000,000.00
150,751.25
0.00
180 DIAS
10,000,000.00
150,751.25
0.00
270 DIAS
10,000,000.00
150,751.25
0.00
360 DIAS
10,000,000.00
150,751.25
0.00
603,005.00
Saldo devedor
Juros
Amortizao
1
10,000,000.00
95,833.33
208,333.33
2
9,791,666.67
93,836.81
208,333.33
3
9,583,333.33
91,840.28
208,333.33
4
9,375,000.00
89,843.75
208,333.33
5
9,166,666.67
87,847.22
208,333.33
6
8,958,333.33
85,850.69
208,333.33
7
8,750,000.00
83,854.17
208,333.33
8
8,541,666.67
81,857.64
208,333.33
9
8,333,333.33
79,861.11
208,333.33
10
8,125,000.00
77,864.58
208,333.33
11
7,916,666.67
75,868.06
208,333.33
12
7,708,333.33
73,871.53
208,333.33
13
7,500,000.00
71,875.00
208,333.33
14
7,291,666.67
69,878.47
208,333.33
15
7,083,333.33
67,881.94
208,333.33
16
6,875,000.00
65,885.42
208,333.33
17
6,666,666.67
63,888.89
208,333.33
18
6,458,333.33
61,892.36
208,333.33
19
6,250,000.00
59,895.83
208,333.33
20
6,041,666.67
57,899.31
208,333.33
21
5,833,333.33
55,902.78
208,333.33
22
5,625,000.00
53,906.25
208,333.33
23
5,416,666.67
51,909.72
208,333.33
24
5,208,333.33
49,913.19
208,333.33
25
5,000,000.00
47,916.67
208,333.33
26
4,791,666.67
45,920.14
208,333.33
27
4,583,333.33
43,923.61
208,333.33
28
4,375,000.00
41,927.08
208,333.33
29
4,166,666.67
39,930.56
208,333.33
30
3,958,333.33
37,934.03
208,333.33
31
3,750,000.00
35,937.50
208,333.33
32
3,541,666.67
33,940.97
208,333.33
33
3,333,333.33
31,944.44
208,333.33
34
3,125,000.00
29,947.92
208,333.33
35
2,916,666.67
27,951.39
208,333.33
36
2,708,333.33
25,954.86
208,333.33
37
2,500,000.00
23,958.33
208,333.33
38
2,291,666.67
21,961.81
208,333.33

Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela

39
40
41
42
43
44
45
46
47
48

2,083,333.33
1,875,000.00
1,666,666.67
1,458,333.33
1,250,000.00
1,041,666.67
833,333.33
625,000.00
416,666.67
208,333.33

19,965.28
17,968.75
15,972.22
13,975.69
11,979.17
9,982.64
7,986.11
5,989.58
3,993.06
1,996.53

208,333.33
208,333.33
208,333.33
208,333.33
208,333.33
208,333.33
208,333.33
208,333.33
208,333.33
208,333.33

MDIA MENSAL

r sua parcela no caso de um financiamento via recursos do BNDES / OUTRO

* obs: Sempre atualizar o percentual das taxas conforme a poca

Total Parcela
150,751.25
150,751.25
150,751.25
150,751.25
Total Parcela
304,166.67
302,170.14
300,173.61
298,177.08
296,180.56
294,184.03
292,187.50
290,190.97
288,194.44
286,197.92
284,201.39
282,204.86
280,208.33
278,211.81
276,215.28
274,218.75
272,222.22
270,225.69
268,229.17
266,232.64
264,236.11
262,239.58
260,243.06
258,246.53
256,250.00
254,253.47
252,256.94
250,260.42
248,263.89
246,267.36
244,270.83
242,274.31
240,277.78
238,281.25
236,284.72
234,288.19
232,291.67
230,295.14

Base de clculos de Dezembro/2010

BNDES
CONFORME PORTE DA EMPRESA
TJLP
6,25% ao ano - TRIMESTRAL
AGENTE
DE 3% 7% AO ANO
ESTRUTURAO3,5% - NO FINANCIVEL NAS PRESTAES

* Esta planilha meramente indicativa e informativa, no podendo ser

considerada como parte integrante de quaisquer financiamento.
* No perodo de carncia dever ser considerado juros de 6% ao ano
o que ultrapassar, ser acrescido nas parcelas.

228,298.61
226,302.08
224,305.56
222,309.03
220,312.50
218,315.97
216,319.44
214,322.92
212,326.39
210,329.86

257,248.26

Faa a simulao de quanto ser sua parcela no caso de um financiamento via recursos
*Taxa Anual:
Taxa Mensal:
**Valor Fin:
CARNCIA
CARNCIA
CARNCIA
CARNCIA
Sub-Total:
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela

11.50%
TJLP + BNDES + Agente Financeiro
* obs: Sempre atualizar o percentual das ta
0.009583333
0.005
R$ 15,000,000.00
** coloque aqu o valor a ser financiado
Saldo devedor
Juros
Amortizao Total Parcela
90 DIAS
15,000,000.00
226,126.87
0.00
226,126.87
180 DIAS
15,000,000.00
226,126.87
0.00
226,126.87
270 DIAS
15,000,000.00
226,126.87
0.00
226,126.87
ESTRUTURAO
360 DIAS
15,000,000.00
226,126.87
0.00
226,126.87
904,507.50
Saldo devedor
Juros
Amortizao Total Parcela
1
15,000,000.00
143,750.00
312,500.00
456,250.00
2
14,687,500.00
140,755.21
312,500.00
453,255.21
3
14,375,000.00
137,760.42
312,500.00
450,260.42
4
14,062,500.00
134,765.63
312,500.00
447,265.63
5
13,750,000.00
131,770.83
312,500.00
444,270.83
6
13,437,500.00
128,776.04
312,500.00
441,276.04
7
13,125,000.00
125,781.25
312,500.00
438,281.25
8
12,812,500.00
122,786.46
312,500.00
435,286.46
9
12,500,000.00
119,791.67
312,500.00
432,291.67
10
12,187,500.00
116,796.88
312,500.00
429,296.88
11
11,875,000.00
113,802.08
312,500.00
426,302.08
12
11,562,500.00
110,807.29
312,500.00
423,307.29
13
11,250,000.00
107,812.50
312,500.00
420,312.50
14
10,937,500.00
104,817.71
312,500.00
417,317.71
15
10,625,000.00
101,822.92
312,500.00
414,322.92
16
10,312,500.00
98,828.13
312,500.00
411,328.13
17
10,000,000.00
95,833.33
312,500.00
408,333.33
18
9,687,500.00
92,838.54
312,500.00
405,338.54
19
9,375,000.00
89,843.75
312,500.00
402,343.75
20
9,062,500.00
86,848.96
312,500.00
399,348.96
21
8,750,000.00
83,854.17
312,500.00
396,354.17
22
8,437,500.00
80,859.38
312,500.00
393,359.38
23
8,125,000.00
77,864.58
312,500.00
390,364.58
24
7,812,500.00
74,869.79
312,500.00
387,369.79
25
7,500,000.00
71,875.00
312,500.00
384,375.00
26
7,187,500.00
68,880.21
312,500.00
381,380.21
27
6,875,000.00
65,885.42
312,500.00
378,385.42
28
6,562,500.00
62,890.63
312,500.00
375,390.63
29
6,250,000.00
59,895.83
312,500.00
372,395.83
30
5,937,500.00
56,901.04
312,500.00
369,401.04
31
5,625,000.00
53,906.25
312,500.00
366,406.25
32
5,312,500.00
50,911.46
312,500.00
363,411.46
33
5,000,000.00
47,916.67
312,500.00
360,416.67
34
4,687,500.00
44,921.88
312,500.00
357,421.88
35
4,375,000.00
41,927.08
312,500.00
354,427.08
36
4,062,500.00
38,932.29
312,500.00
351,432.29
37
3,750,000.00
35,937.50
312,500.00
348,437.50
38
3,437,500.00
32,942.71
312,500.00
345,442.71
39
3,125,000.00
29,947.92
312,500.00
342,447.92

Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela
Parcela

40
41
42
43
44
45
46
47
48

2,812,500.00
2,500,000.00
2,187,500.00
1,875,000.00
1,562,500.00
1,250,000.00
937,500.00
625,000.00
312,500.00

26,953.13
23,958.33
20,963.54
17,968.75
14,973.96
11,979.17
8,984.38
5,989.58
2,994.79

312,500.00
312,500.00
312,500.00
312,500.00
312,500.00
312,500.00
312,500.00
312,500.00
312,500.00

MDIA MENSAL

339,453.13
336,458.33
333,463.54
330,468.75
327,473.96
324,479.17
321,484.38
318,489.58
315,494.79

385,872.40

o de um financiamento via recursos do BNDES / OUTRO

* obs: Sempre atualizar o percentual das taxas conforme a poca
Base de clculos de Dezembro/2010
BNDES
CONFORME PORTE DA EMPRESA
TJLP
6,25% ao ano - TRIMESTRAL
AGENTE
DE 3% 7% AO ANO
ESTRUTURAO3,5% - NO FINANCIVEL NAS PRESTAES

* Esta planilha meramente indicativa e informativa, no podendo ser

considerada como parte integrante de quaisquer financiamento.
* No perodo de carncia dever ser considerado juros de 6% ao ano
o que ultrapassar, ser acrescido nas parcelas.