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The e-Payment Portal is connected with eTranzact, one of the most innovative Payment Providers in Ghana. Details on the Payment methods supported by eTranzact and how to get an eTranzact account are described below.

Payment Type: eTranzact Cards Availability: 05/2013

How it works: Payment is accepted through any eTranzact Card. Cards are issued by eTranzact Partner Banks / Financial Institutions. To open an eTranzact account and receive your eTranzact Card please contact any one of the following Partners:

Access Bank Bank of Africa Energy Bank GCB Midland Savings and Loan Ltd. UBA UT Bank Vision World Microfinance Ltd. WWBG Zenith Bank

The Payment Process: 1. When checking out select "eTranzact" from the payment options displayed.

2. Move on to "Order Review" and confirm your Order details and the "Terms of Use". 3. You are now redirected to an external eTranzact payment screen. a) To choose your eTranzact Card for payment select "Card" on top left. Enter your Card number and Expiry Date. Then use the displayed PinPad to enter your 4-digit PIN code and press "Submit".

b) Alternatively you can choose Mobile Payment (eTranzact Mobile Account required). Select "Mobile Phone" on top left and your issuing Bank. Then enter your Mobile Phone Number before pressing "Submit".

4. Your payment is now processed and E-Payment will send you an E-Mail to confirm the payment. 5. Your Order status is set to "Paid - Order processing" and your Order is processed.

Uploaded on Apr 17, 2011 etranzact is the complete epayment solutions provider compatible with any platform, any protocole, banks, merchants and telecoms service providers. The Nigerian company has expanded in 7 countries and is present in Ghana. In this video, George Babafemi, Chief Operating Officer for eTranzact Ghana provides an overview of the solutions and benefits for governments, banks, resellers and merchants, telcos and final clients. The company is looking for partners in and outside of Africa to support the solution. Contact the company at www.etranzact.com George, Ghana office: www.etranzactgh.com Source: Balancing-Act Africa. Credit: Sylvain Beletre www.balancingact-africa.com

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Western Union Continues to Expand in Mobile Sector; Collaborates with eTranzact to Offer Mobile Money Transfer Services to Nigeria
Monday, August 5, 2013 08:30 AM New Relationship Increases Western Unions Mobile Money Transfer Network to 19 Deployments in 17 Countries Worldwide ENGLEWOOD, Colo. & LAGOS, Nigeria--(BUSINESS WIRE)-- The Western Union Company (NYSE: WU), a leader in global payment services, and eTranzact International plc, a multiapplication and multi-channel electronic payment processing company, today announced the launch of a new mobile money transfer service. Consumers in Nigeria who use the eTranzact Mobile Money platform now have the option of receiving a Western Union Money Transfer transaction on their mobile phones. Consumers can receive funds from money transfer transactions initiated at westernunion.com transactional websites in 23 countries, or Western Union Agent locations around the world. Western Union continues to introduce new service offerings to complement our multi-product, multi-channel strategy, said Khalid Fellahi, Senior Vice President and General Manager, Western Union Digital. We are very pleased to launch our new relationship with eTranzact to increase the number of access points for consumers to use our services worldwide, and provide convenient mobile solutions for those who want new methods for money transfer transactions. To date, we have 19 active mobile money transfer deployments in 17 countries, and remain committed to expanding our mobile service offerings in key regions. eTranzact Mobile Money is a mobile payment solution that has multi-network interface capabilities with third-party payment programs. Upon receipt of their funds via a Western Union Money Transfer transaction, subscribers can use PocketMoni, the eTranzact Mobile Money platform, to pay utility and cable television bills, make merchant payments, top-up their mobile phone credits and/or make third party transfers. We are excited to work with Western Union and leverage the power of their global network on behalf of consumers across Nigeria, said Mr. Valentine Obi, Managing Director and Chief Executive Officer, eTranzact. PocketMoni, the eTranzact Mobile Money service, is specifically

designed to transform a users mobile phone into a highly interactive, feature-rich payment device, and our relationship with Western Union will allow for 24/7 access to money transfer transactions. Adding Western Union money transfer capability to the platform is another step in building a comprehensive suite of mobile services, and enhances our customer value proposition. For more information on Western Unions online and digital capabilities, including mobile applications and mobile money transfer services, please visit www.westernunion.com. About Western Union: The Western Union Company (NYSE: WU) is a leader in global payment services. Together with its Vigo, Orlandi Valuta, Pago Facil and Western Union Business Solutions branded payment services, Western Union provides consumers and businesses with fast, reliable and convenient ways to send and receive money around the world, to send payments and to purchase money orders. As of June 30, 2013, the Western Union, Vigo and Orlandi Valuta branded services were offered through a combined network of approximately 520,000 agent locations in 200 countries and territories and approximately 115,000 ATMs. In 2012, The Western Union Company completed 231 million consumer-to-consumer transactions worldwide, moving $79 billion of principal between consumers, and 432 million business payments. For more information, visit www.westernunion.com. About eTranzact eTranzact is Nigeria's first award winning multi-application and multi-channel electronic transaction switching and payment processing platform. eTranzact has operations in Nigeria, Ghana, Kenya, Zimbabwe, South Africa, Cote d'Ivoire, and the UK and is currently expanding operations to more and more countries in the world. eTranzact was launched in September 2003, and has today evolved into a brand with global reach extending its innovative services to include products which cut across virtually all aspects of the e-payment space; ATM, Internet, POS, and Mobile. The company has deployed its mobile payment solutions to banks and non-bank financial institutions alike, and was recently granted the license by the Central Bank of Nigeria to provide Mobile Money services to individuals with a special focus on the unbanked. For more information, visit www.etranzact.com WU-G WU-F

Source: Western Union Western Union United States:

Andrew Silver, 1 720-332-4119 andrew.silver@westernunion.com or Africa: Kizito Lundu, 27-071-679-5501 kizito.lundu@westernunion.com or eTranzact Adeyemi Opene, 234-803-7257-569 adeyemi.opene@etranzact.com

Hello, My name is Raja, from Ghana, West Africa. I would like to know if any developer has delved into the creation of a payment module for ETranzact (West Africa). Thanks. Raja Project Title: Ubercart Payment Gateway Module Background: The Etranzact (API) payment platform (Nigerian built Payment Platform System) is an online credit and debit card system that web developers can integrate with their websites using php and html programing. This is a cumbersome process if this has to be done each time for every website or for that matter each product. Media Arkitects wants to provide ecommerce services using Drupal and the etranzact system without giving their clients much problems. The Module does not process the transaction but redirects the users shopping cart total to the Etranzact transact & processing server for processing. Payment should be processed through the external etranzact system but record of this transaction should be captured in the drupal database. The Etranzact server sends back "processed transaction reports" to the webhost(drupal) server indicating success or failure and information on the transaction.

Ps. I have the current HTML API information on PDF that i can send to you if i can have your email address.