This Loan Agreement with Security template is for a loan to a business by another business or individual (although it may also

be used for a loan to an individual by another individual) where the borrower offers certain assets to the lender as security for the loan. Interest is charged on the loan with the interest being calculated at a monthly rate of one twelfth of a nominated annual rate above the published annual base rate from time to time of the Ban of !ngland. "epayment of the loan and interest is on a monthly basis. The agreement contains provisions allowing for the increase or decrease in monthly payments in accordance with the increase or decrease in the published annual base rate. The agreement allows the borrower to repay the loan and interest within a specified time but the borrower may repay the loan and interest at any time by giving notice in writing to the lender or by paying a specified number of months interest in lieu of notice. The agreement contains provisions regarding preservation of the assets# including the maintenance of such insurance cover as the lender may re$uire# the lender%s right to inspect the assets# the borrower%s obligation to ma e the assets available for inspection to the lender and default provisions.

This agreement is suitable for use in the &'( !ngland# Scotland and )ales. It includes relevant clauses and allows inclusion of details(

borrower lender security amount of loan period of loan interest rate (relative to a nominated base rate) monthly repayments.

This Loan Agreement with *uarantee is for a loan to a business by another business or individual (although it may also be used for a loan to an individual by another individual) where a third party (+the *uarantor+) guarantees payment of the loan to the lender. Interest is charged on the loan with the interest being calculated at a monthly rate of one twelfth of a nominated annual rate above the published annual base rate from time to time of the Ban of !ngland. "epayment of the loan and interest is on a monthly basis. The agreement contains provisions allowing for the increase or decrease in monthly payments in accordance with the increase or decrease in the published annual base rate. The agreement allows the borrower to repay the loan and interest within a specified time but the borrower may repay the loan and interest at any time by giving notice in writing to the lender or by paying a specified number of months interest in lieu of notice. In the event of default by the borrower#

the agreement states that the lender shall not be re$uired to e,haust its remedies as against the borrower prior to enforcing its rights under the guarantee against the guarantor.

-romissory .ote is a payment instrument governed by special rules. !ven if the -romissory .ote is created as a result of some contract of sale it is separate and stands alone so that if the underlying contract is not valid for some reason# the ma er of the -romissory .ote must still pay it when presented on the due date. This -romissory .ote template promises to pay a fi,ed sum on demand or at some specified date in the future# for value received# and stipulates the name and address of the ban where the -romissory .ote is payable. There is no provision for interest. )e offer versions suitable for use by an individual or a company. he document is suitable for use in !ngland# )ales and Scotland and allows you to provide details of(

ma er payee amount due date ban .

A /eed of Assignment allows one party (the assignor) to transfer ownership of something they own# such as a house or endowment policy# to someone else (the asignee). In some cases the asignee pays the assignor in return for the transfer of title. In this section we offer a /eed of Assignment template suitable for transfering ownership of property (such as a house# painting# boat etc.) and one for the transfer of a life or endowment policy. Deed of Assignment Property: this allows one party to transfer all right# title and interest in specified property to which he or she is legally entitled# to another party# either as a gift or in return for a specified money amount (consideration). Deed of Assignment of Endowment or Life Policy: this allows one or more people to transfer their rights in a specific policy (such as an endowment or life assurance policy) to another person or persons either a gift# in return for payment# or as part of a settlement on divorce or separation.The assignment of a policy for money or money%s worth may lead to liability for income ta, as could the assignment of a policy as part of the rearrangement of assets between parties on separation or divorce. Ta,ation of life and endowment policies is comple, and you should consult a professional adviser if you have any $uestions.

These /eed of Assignment documents are suitable for use in the &' 0 !ngland# Scotland and )ales. The template includes clauses that allow you to specify(

assignor assignee the policy or the property consideration.

An Ac nowledgement of /ebt is simple letter of confirmation by a debtor to a creditor of an outstanding debt for a fi,ed amount owing to the creditor.
This Ac nowledgement of /ebt is suitable for use in the &'( !ngland# Scotland and )ales. The form allows inclusion of details(

creditor debtor amount of debt.

This Security Agreement is used where a debtor owes another party (+the secured party+) a debt and the secured party wishes to obtain security from the debtor. The debtor offers certain assets to the secured party as security for the debt. The agreement contains provisions regarding preservation of the assets# including the maintenance of such insurance cover as the secured party may re$uire# the secured party%s right to inspect the assets and the debtor%s obligation to ma e the assets available for inspection to the secured party. The agreement also contains default provisions and provision for the e,piration of the agreement on repayment of the debt. his Security Agreement is suitable for use in the &'( !ngland# Scotland and )ales. It allows inclusion of details(

debtor secured party amount assets provided as security location of security.