TINA KENDRICK

1641 GRASSY BRANCH ROAD 606-432-2211 tinalkendrick@yahoo.com

Objective
To obtain a position in the banking industry where my knowledge and experience can help both the company and myself excel in achieving the goals of the organization

Banking Industry Experience

Community Trust Bank, Pikeville, KY 2000 - Present Loan Review Assistant April 2010 current position Community Trust Bank Pikeville, KY Assists Loan Review Manager in compiling information for completion of reports that pertain to reviews of commercial, residential, and consumer loans Prepares reports regarding specifics of loans reviewed, movement in assigned risk ratings, and any exceptions noted during a review Distributes written and electronic reports to Executive Management team members Prepares and distributes quarterly a report for the Joint Audit Committee Daily Production Log of all loans reviewed Assists Loan Review Analysts with review of commercial/residential/consumer loan documentation and structure for compliance with all applicable laws, regulations, and written bank policy Analyze corporate and personal financial information for repayment ability, credibility, leverage ratio, liquidly and note changes in financial position Review collateral documentation in order to ensure adequacy of collateral, proper filing of security interest, and proper authorized approval with Bank, Federal and State regulations Work with Federal and State Bank Examiners for annual Asset Quality Reviews of the bank Commercial Loan Processer June 2002 April 2010 Community Trust Bank Pikeville, KY Processed all loan payments, loan amendments, extensions, renewals for loans as well as POD suspense payment corrections Review of interest rates, payment schedules and commitments for all new commercial loans Daily Reconciliation of multiple general ledger demand deposit accounts Balanced Federal ACH wire transfers and account recon statements Loan Operations Clerk May 2000 June 2002 Community Trust Bank Pikeville, KY

Setup of insurance on new loans and update customer insurance policies Review of all new loans files to ensure accuracy after input on system, review of all maintenance, loan amendments, extensions, renewals processed by commercial processors. New loan file organization

Education
Big Sandy Community & Technical College Currently Attending Associate of Applied Science Business Management - GPA 3.524 New Horizons Financial Group May 2011 November 2011 Financial Analysis/Cash Flow Loan Structure/Identifying Problem Loans/Analyzing Personal Financial Statements and Tax Returns/Advanced Cash Flow Loan Structure

References available upon request

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