1. Which is the largest animal in the world ? Answer: Blue whale 2. Which is the largest animal on land ?

Answer: African elephant 3. Which is the smallest bird ? Answer: Humming Bird 4. Which is the largest fish in the world ? Answer: Whale shark 5. Which is the tallest animal on the earth ? Answer: Giraffe 6. Which is the biggest bird in the world ? Answer: Ostrich 7. Which is the biggest continent in the world ? Answer: Asia 8. Which is the largest country (area) in the world ? Answer: Russia 2nd place > Canada 9. Which is the most spoken language in the world ? Answer: Mandarin (Chinese ) 2nd place > Spanish 10. Which is the largest island in the world ? Answer: Greenland 2nd place > New Guinea 11.Which is the longest river in the world ? Answer: Nile 12. Which is the largest desert in the world ? Answer: Sahara Desert 13. Which is the largest bone in human body ? Answer: Femur (thighbone) 14. What is the smallest bone in the human body ? Answer: Stapes

15. Which is the largest flower in the world ? Answer: Rafflesia 16. Which is the largest ocean in the world ? Answer: Pacific Ocean 17. Which is the largest plateau in the world ? Answer: Tibetan Plateau 18. Which is the tallest waterfall in the world ?

Answer: Angel Falls

Important questions to enhance General awareness knowledge 2013: Q-1.: Name the player of USA who created history by grabbing his 22nd Olympic medal? Ans: Michael Phelps (retires, won 18 gold medals in total). Q-2.: Which company name is based on river name? a) Samsung b) Sony Ericsson c) Nokia d) HTC Ans: c Q-3.: How many medals are won by India in Olympics 2012? a) 3 medals, 1 bronze and 2 silver b) 7 medals, 4 bronze and 2 silver, 1 gold c) 6 medals, 4 bronze and 2 silver d) 8 medals, 1 bronze and 2 silver, 5 gold Ans: c Q-4.: Who is the first Indian male shuttler to reach Olympic quarters? Ans: Parupalli Kashyap. Q-5.: Which famous explorer visited India in the late 13th century? a) Vasco Da Gama b) Marco Polo c) Ferdinand Magellan d) None of the above Ans: b Q-6.: Name the Indian who won Magsaysay award for community initiatives in Tamil Nadu? Ans: Kulandei Francis Q-7.: Where is a tunnel near the Indo-Pak border detected? Ans: In Samba. Q-8.: Compound and Recurve are the types of equipment associated with which sports? a) Archery b) Baseball c) Basketball

d) Ice Hockey Ans: a Q-9.: Bleaching Powder is prepared by passing chlorine through a) Milk of lime b) Dry lime c) Limestone d) Quicklime Ans: d Q-10.: The Election commission of India situated in _______? a) Mumbai b) Chennai c) New Delhi d) Kolkata Ans: c Q-11.: Who drafted the Declaration of American Independence? a) George Washington b) Abraham Lincoln c) Thomas Jefferson d) Jhon F Kennedy Ans: c Q-12.: Latest launched cameras model by Nikon in India on 19th April 2013? Ans: 17 New Cool Pix Cameras Q-13.: In Field Hockey, each team has ____ players on the field at any one time. a) 9 b) 8 c) 11 d) 12 Ans: c Q-14.: MGNREGA provides legal guarantee for employment at minimum wages to adult members of a household in a financial year for at least a) 120 days b) 90 days c) 100 days d) 80 days Ans: c Q-15.: Who became the first Englishman to hits 6 sixes in one over? Ans: Jordan Clark Q-16.: Who has been recently appointed as new Chairperson & Managing Director of United Bank of India? Ans: Archana Bhargava Q-17.: Which country has granted temporary asylum to Edward Joseph Snowden who leaked details of the US program of mass surveillance of electronic data a) Ecuador b) Hong Kong c) China d) Russia Ans: d

Q-18.: Where is the Statue of Liberty located? a) London, England b) Brisbane, Australia c) Auckland, New Zeland d) New York, U.S. Ans: d Q-19.: Washing soda is the common name for A) Sodium Carbonate B) Calcium Bicarbonate C) Sodium Bicarbonate D) Calcium Carbonate Ans: A Q-20.: Who was called Bollywood's first superstar? Ans: Rajesh Khanna ( died on 18th July, 2012)

1. ANS2. ANS-22 3. ANS-24 4. ANS-1888 5. ANS6. ANS7. ANS8. ANS9. ANS-28 10. ANS-2,792 11. ANS-21 12. ANS13. ANS14. ANS? ? ? ? ? ? ? ? ? ? ?

1. Which state in India banned jeans/designer tops in Govt offices ? Answer :- Karnataka 2. Agni 5 recently tested from which place? Answer :- Wheeler Island, Odhisha

3. Agni 5 striking range is .........km. Answer :- 5,000 km 4. How many countries in Super-exclusiveICBM (Intercontinental Ballistic Missile) Club? Answer :- 6 (USA,Russia, China, France ,UK and now India) 5.Current system followed by appointing of Judges in higher judiciary in India? Answer :- Collegium System 6. The system newly launched by the Insurance Regulatory and Development Authority (IRDA) to provide policy holders a facility to buy and keep insurance policies in electronic form? Answer :- Insurance Repository System. 7. Where was India's first marine eco sensitive zone declared? Answer :- Gulf of Kutch 8. In which state communal clashes taken place recently? Answer :- Uttar Pradesh (Muzaffarnagar) 9. Which Museum is the largest one in Northeast India ? Answer :- Tripura ( Old Tripura Legislative Assembly of Ujjayanta Palace) 10. Biggest transport aircraft of Indian Air Force ? Answer :- C-17 Globemaster 3 ( This plane is the part of newly formed 81 Skylord squadron. American C-17 will replace Russian IL-76 as the biggest aircraft in the IAF inventory till now. ) 11. National floor level Minimum Wage hiked from Rs.115/- to ____? Answer :- Rs 135/12. Which Naval submarine caught fired and sunk at Naval Dockyard in Colaba, Mumbai ? Answer :- INS Sindhurakshak 13. INS Sindhurakshak is ___ class submarine ? Answer :- Kilo Class 14. Import Duty of Gold and Silver hiked from 8% to __? Answer :- 10% 15. Import Duty of flat panel (LCD/LED/Plasma) TV sets? Answer :- 35%+3% education cess 16. India's First women Chief Information Officer ? Answer :- Deepak Sandhu 17. Which Indian Air Force Plane landed in world highest Daulat Beg Oldie airstrip in Ladakh ? Answer :- C13OJ Super Hercules 18 . National Media Center is situated at ? Answer :- New Delhi ( inaugrated by Sonia Gandi ) * .

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Q-1) What is the permanent memory built into your computer called? (a) RAM (b) ROM (c) CPU (d) CD-ROM (e) None of these.

Q-2) Various applications and documents are represented on the Windows desktop by (a) Symbols (b) Labels (c) Graphs (d) Icons (e) None of these. Q-3) All the deleted files go to (a) Recycle Bin (b) Task Bar (c) Tool Bar (d) My computer (e) None of these. Q-4) In MICR, C stands for (a) Code (b) Color (c) Computer (d) Character (e) None of these. Q-5) E-mail addresses separate the user name form the ISP using the - symbol. (a) & (b) @ (c) % (d) : (e) None of these... ANSWERS: 1.(b) 2.(d) 3.(a) 4.(d) 5.(b)

GOOGLE :- Global Organisation of Oriented Group Language of Earth APPLE :- Asian Passenger Pay Load Experiment HP :- Hewlett - Packard IBM :- International Business Machines Corporation HCL :- Hindustan Computer Limited WIPRO :- Western India Product Limited GE :- General Electronics INFOSYS :- Information System TCS :- Tata Consultancy Services AOL :- American Online BPL :- British Process Laboratory INTEL :- Integrated Electronics CISCO :- Computer Information System Company DELL :- michael DELL SONY :- Sound Of New York AMD :- Advance Micro Devices LENOVO :- LE (Legend), NOVO (New) COMPAQ :- Compatibility And Quality

. RBI allowed third-party payment for Export and Import Transactions. 2. FDI inflows into the Service Sector declined by 47.5 % 3. RBI permitted foreign banks subsidiaries to acquire domestic private sector banks. 4. Gross Direct Tax Collections during April-October in 2013-14 up by 11.58 Percent.

5. Bhubaneswar and Imphal airports were Declared as International Airports. 6. Government decided to extend the sale of 5 kg LPG cylinders at petrol pumps. 7. CCEA approved the launch of the IPDS for Textiles Industry. 8. Reserve Bank of India Increased the Repo Rate by 25 Basis Points to 7.75 % from 7.50% 9. RBI Allowed Banks to Revise Periodicity of Interest Payments. 10. Indias Foreign Exchange Reserves touched 279.24 Billion US Dollars. 11. India Signed Pact with World Bank for Uttar Pradesh Water Sector Restructuring Project. 12. Indias Foreign Exchange Reserves jumped to 281.12 Billion US Dollars. 13. CCEA increased the Minimum Support Price of Wheat by 50 Rupees per Quintal. 14. China and EU Signed a Bilateral Currency Swap Agreement. 15. Total Number of Telecom Subscribers increased to 904.46 Million. 16. Inflation Increased to 6.46 percent in September 2013; Highest in Seven Months. 17. Total Broadband Subscriber Base in India increased to 15.24 Million. 18. Indian Railways Carried 511.00 Million Tonnes of Freight During AprilSeptember 2013. 19. IFC Launched 1 Billion Dollar offshore Rupee Bond Programme to Strengthen Indias Capital Markets. 20. India and Japan Signed MoU to study Mumbai-Ahmedabad Rail Route. 21. Trade Deficit for April-September, 2013-14 Estimated at 80126.24 Million US Dollars. 22. Indias Forex Reserves dropped by 1.11 Billion US Dollars to 276.26 Billion US Dollars. 23. RBI reduced the MSF Rate to 9 Percent from 9.5 Percent. 24. Railway Revenue Earnings were 65354.64 Crore Rupees during April-September 2013. 25. Direct Tax Collection increased by 10.66 Percent to 301250 Crore Rupees. 26. CCEA ( Cabinet Committee on Economic Affairs ) Approved for Continuation of Integrated Textile Parks Scheme in 12th Five Year Plan. 27. RBI fixed the Reference Rate of Rupee against US Dollar at 61.4050. 28. SEBI approved Major Reforms to Attract Overseas Investors. 29. CCEA approved National Mission on Oil seeds and Oil Palm. 30. Jet-Etihad deal Approved by SEBI.

1. Who is the winner of ATP Chennai Open 2013 title? Ans. Janko Tipsarevic 2. Pandit Ram Sanehi Shukla died at the age of 98. Who was he? Ans. Freedom Fighter 3. The Temi Tea estate was established in ----- during the erstwhile regime of Chogyal. Ans. 1969 4. Who is the winner of the CEAT international cricketer of the year 2011-12 award? Ans. Virat Kohli 5. Who has laid the foundation stone of Unique Identification Authority of India's (UIDAI) Data Centre at Manesar, Haryana? Ans. Bhupinder Singh Hooda 6. In which place Netaji Subhas National Institute of Sports is located? Ans. Patiala 7. Justice D. K. Jain, Judge, Supreme Court of India, is the Chairman of the ----- Law Commission of India.

Ans. 20th 8. Who has won the FIFA Ballon d'Or Award for fourth time? Ans. Lionel Messi 9. The Census in India is conducted in ---- phases. Ans. Two 10. Which country has launched construction of world's first fourth generation nuclear reactor? Ans. China 11. The Kochi Refinery was dedicated to the nation by former Prime Minister Indira Gandhi in -------. Ans. 1966 12. Who was the founder of South Asia Foundation (SAF)? Ans. Madanjeet Singh 13. Vayalar Ravi, Minister of Overseas Indian Affairs inaugurated the exhibition in Kochi as part of the ---- Pravasi Bharatiya Divas convention. Ans. 11th 14. Who has won the Tipperary International Peace Prize for 2012? Ans. Malala Yousafzai 15. Who was conferred with the Lokmanya Tilak Rashtriya Patrakarita Award? Ans. Vinod Mehta 16. The 20th Law Commission was constituted through a Government Order with effect from -------. Ans. 1st September, 2012 17. Who was the Chief Guest of the Pravasi Bhartiya Divas 2013? Ans. Rajkeswur Purryag 18. The 11th Pravasi Bharatiya Divas convention was held from 7th to 9th January, 2013 in -------. Ans. Kochi 19. Who is Rajkeswur Purryag? Ans. President, Mauritius 20. President of India Pranab Mukherjee inaugurated the ------ year celebrations of Uttar Pradesh Legislature on January 8, 2013. Ans. 125th 21. IC 2233 is a ------? Ans. Galaxy 22. The ---- road safety week was observed from 1st January to 7th January 2013. Ans. 24th 23. Christopher Martin-Jenkins has passed away at the age of 67. Who was he? Ans. Journalist 24. Prime Minister's Global Advisory Council of Overseas Indians was constituted in ------and meets annually. Ans. 2009 25. Who unveiled the Science, Technology and Innovation Policy (STI) 2013 at the inaugural session of the Centenary session of the Indian Science Congress? Ans. Dr. Manmohan Singh 26. The first BRICS Health Ministers' Meeting was held at Beijing, China on ------. Ans. 11th July, 2011 27. Padma Bhushan M.S. Gopalakrishnan died at the age of 82. Who was he? Ans. Violin Maestro 28. How many athletes were awarded with the Bhim Award - the highest honour of the Haryana Government? Ans. 6 29. Who has taken over as Director of the Vikram Sarabhai Space Centre? Ans. S. Ramakrishnan 30. The High Level Committee for central assistance to States affected by natural calamity approved assistance of Rs. 526.06 crore to Karnataka and Rs. ---- crore to Maharashtra. Ans. 778.09 31. Who won the Best Original Score Motion Picture Award for 'Life of Pi' at the 70th edition of the prestigious annual Golden Globe awards? Ans. Mychael Danna 32. Which former Australian cricketer has been inducted into the International Cricket Council's Hall of Fame? Ans. Glenn McGrath 33. Who had been appointed as Australia's next High Commissioner to India? Ans. Patrick Suckling 34. Vladimir Putin visited India to attend 13th India-Russia Annual Summit on 24 December 2012.Who is he? Ans. President of Russia 35. Who won World Tennis Championships in Abu Dhabi? Ans. Novak Djokovic 36. The ------ missile is equipped with advanced high accuracy navigation system and guided by an innovative guidance scheme. Ans. Prithvi-II 37. Which Australian Cricketer announced retirement from Test Cricket on 29 December 2012? Ans. Michael Hussey 38. Tony Greig died in Sydney on 29 December 2012. Who was he? Ans. Commentator 39. Who was conferred Tolkappiyar Award for outstanding contribution in the field of Tamil studies? Ans. Prof. C. Govindarajanar 40. Prof. Francois Gros, a French National received Kural Pitam Award for the year ------. Ans. 2008-09 41. Who inaugurated the 4th World Telugu Conference in Tirupati? Ans. Pranab Mukherjee 42. Vice President of India M. Hamid Ansari inaugurated ----- Annual Arts Festival at Kalakshetra, Chennai. Ans. 60th

43. Who had been appointed Secretary of the Institute of Company Secretaries of India? Ans. M.S. Sahoo 44. Who is Vinay Mittal? Ans. Chairman, Railway Board 45. Who has been appointed as the new ex-officio Member of Planning Commission? Ans. Kamal Nath 46. Who will be awarded the Tagore Peace Prize in Kolkata on May 6, 2013? Ans. Shihab Ghanem 47. The honour of Akademi Fellow has been conferred since 1954 and Akademi Award since ------. Ans. 1952 48. Who was sworn-in as the Chief Minister of Gujarat for the fourth consecutive term? Ans. Narendra Modi 49. Who has been elected as Prime Minister of Japan by Lower House of the Parliament? Ans. Shinzo Abe 50. Who is Dr. Ram Baran Yadav? Ans. President of Nepal Q. When a bank returns a Cheque unpaid, it is called.... ANS: (4) dishonor of the cheque Q.Who authored the book 'Hindu View of Life ? ANS: (A) S.Radhakrishnan Q. The Capital of Australia is? ANS: Canberra Q. Who created the first Portable Computer ? ANS: Adam Osborne Q.What is the Full Form of NEFT? ANS: National Electronic Funds Transfer System -----------------------------------------------------------------> 1. World Pneumonia Day was observed on 12 November 2013 across the world to raise awareness of pneumonia. 2. The Union Finance Minister P.Chidambaram released a Commemorative Coin of 20 Rupees a circulation coin of 5 Rupees to mark the culmination of the 125th Birth Anniversary of Maulana Abul Kalam Azad at New Delhi on 11 November 2013. 3. The Union Government of India, the Government of Tamil Nadu and the Government of Puducherry signed the Financing and Project Agreements for World Bank assistance (IDA assistance) of 236 million US Dollar with the World Bank on 11 November 2013. 4. The Consumer Price Index (CPI) for the month of October rose to 10.09% versus 9.84% in September. 5. The Commonwealth Business Forum inaugurated by the President of Sri Lanka Mahinda Rajapaksa in Colombo on 12 November 2013. 6. Japan pledged to provide $150 million towards reconstruction efforts in Uttarakhand in the wake of devastating floods that hit the Himalayan state in June this year. 7. 7. To help increase foreign direct investment in Tamil Nadu, Japanese overseas development assistance of $130 million has been granted. 8. T.P. Seetharam, currently India's High Commissioner to Mauritius, has been appointed as the next ambassador to the United Arab Emirates. 9. Ratan P Watal, a senior IAS officer was appointed as the Secretary of Department of Expenditure in the Union Ministry of Finance on 11 November 2013. 10. Delhi Metro Rail Corporation and the Embassy of Sweden on 9 November 2013 jointly unveiled a Nobel Memorial Wall at Rajiv Chowk metro station, Delhi. 11. The Vice President of India, M. Hamid Ansari released a book entitled Momentous Times on the 175 years of Times of India at a function in New Delhi on 11 November 2013. 12. Chetna Vijay Sinha, Director, Mann Deshi Mahila Bank and Mann Deshi Foundation, on Monday bagged the 2013 India Social Entrepreneur of the Year award . 13. Haryana joins hands with Cargill to launch food bank. 14. The Mumbai Cricket Association (MCA) on 11 November 2013 held a grand felicitation ceremony to honour Sachin Tendulkar, also known as Little Master. 15. South Africa defeated Pakistan 4-1 in the One-Day International series in UAE on 11 November 2013. 1 Bit = Binary Digit 8 Bits = 1 Byte 1024 Bytes = 1 Kilobyte 1024 Kilobytes = 1 Megabyte 1024 Megabytes = 1 Gigabyte 1024 Gigabytes = 1 Terabyte 1024 Terabytes = 1 Petabyte 1024 Petabytes = 1 Exabyte 1024 Exabytes = 1 Zettabyte 1024 Zettabytes = 1 Yottabyte 1024Yottabytes = 1 Brontobyte

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IMPORTANT CURRENT AFFAIRS : 12.11.2013 ******************************************

1. The National Education Day of India was celebrated on 11 November 2013 at Gangtok, Sikkim. On the occasion of the National Education Day of India, the President of India Pranab Mukherjee will inaugurate the 40th Jawaharlal Nehru National Science, Mathematics and Environment Exhibition. The theme of the exhibition will be Science and Society. 2. Union Minister of Minority Affairs K Rahman Khan on 11 November 2013 launched a National Portal on Maulana Abul Kalam Azad. The portal was inaugurated to mark 125th birth anniversary of the great national leader- Maulana Abul Kalam Azad. This portal is an initiative to digitise the heritage of the Maulana Abul Kalam Azad, and make his life and legacy available online. 3. The V.C. Padmanabhan Memorial Award 2013 for Ecology and Environment Conservation was presented to eminent ecologist and environmental scientist Madhav Gadgil in Thrissur. The award carries a cash prize of Rs1 lakh, a bronze plaque and a citation. 4. India, Korea discuss ways to boost bilateral ties. During the 7th India-Republic of Korea Joint Commission Meeting (JCM), co-chaired by External Affairs Minister Salman Khurshid and his Korean counterpart Yun Byung-se, the two sides conducted a comprehensive review of bilateral relations, which have been upgraded to a Strategic Partnership and have acquired range and depth over the past few years. 5. Iran and the International Atomic Energy Agency (IAEA) on Monday signed a roadmap agreement to allow inspectors broader access to nuclear sites. 6. The Government of Afghanistan on 10 November 2013 signed an agreement with the Asian Development Bank (ADB) for the development of road network in the country at a cost of 220 million US dollar. The agreement was signed between Afghan Finance Minister Dr. Hazrat Omar Zakhilwal and the ADB Country Director Joji Tokeshi in Kabul. 7. Ministry of Home Affairs on 9 November 2013 inaugurated RAF Academy of Public Order in Meerut, Uttar Pradesh. This academy will train personnel of Rapid Action Force along with selected members of other paramilitary forces and civil police. 8. Bhagat Puran Singh Sehat Beema Yojna (BPSSBY) Health care scheme for BPL families launched in Punjab. Punjab Chief Minister Parkash Singh Badal today launched a cashless health care scheme for BPL families, which would provide free medical services of up to Rs 30,000 per annum. 9. Regional Pravasi Bhartiya Divas 2013 launched in Sydney, Australia by New South Wales Premier Barry O'Farrell and Overseas Indian Affairs Minister Vayalar Ravi. The convention's objective is to link the vast Indian diaspora and other parts of the Asia-Pacific region with India. 10. 'Malala's book banned as she represents West, not Pakistan'. The memoir "I am Malala" written by Teen Pakistani activist Malala Yousufzai was banned from all private schools in Pakistan as she represented the West and not her native country, said the head of schools' association. 11. Typhoon Haiyan made a landfall in northern Vietnam, close to the China border on 10 November 2013. The super typhoon destroyed large number of towns across Philippines and killed over 10000 people, according to the Philippines authorities. This was declared as the deadliest recorded natural disaster of Philippines. The United States, in the meanwhile, declared military help to Philippines. 12. Three astronauts returned to Earth today, following a 166-day mission, bringing the Olympic torch back from the International Space Station after a historic space walk. The trip completes the most ambitious leg of Russia's unparallelled torch relay in the run-up to the Winter Olympic Games in Sochi next February. 13. Heena Sidhu became a part of the history by becoming the third Indian pistol shooter to win Gold at the World Cup Final on 10 November 2013 in Munich. In the Women's 10-metre Air Pistol event at the ISSF World Cup final, the 24-year-old shooter defeated World Champion Zorana Arunovic of Serbia to bag her first Gold. Prior to her, Anjali Bhagwat (2003) and Gagan Narang (2008) have won Gold at the rifle/pistol event in World Cup finals. 14. Indian men's hockey team finished fifth at the 3rd Asian Champions Trophy at Kakamigahara, Japan on 10 November 2013.

4.

Ques 1 : India's Mars mission will be launched by vehicle ? Ans : PSLV-C25. Ques 2: Full form of PSLV ? Ans : Polar Satellite Launch Vehicle. Ques 3 : Human Rights Day? Ans : December 10. Ques 4 : These are ATMs which are not owned by banks but by private ATM provider ? Ans : White Label ATM(WLA) Ques 5 : Head quarters of International Court of Justice(ICJ) ? Ans : The Hague. Ques 6 :The rate at which Banks borrow from the RBI? Ans : Repo Rate. Ques 7: How many application does RBI receives for issuing banking licences? Ans : 26.

5.

Dronacharya Awards, Dhyan Chand Awards & Rashtriya Khel Protsahan Puruskar 2013 ----------------------------------------------------------------Dronacharya Awards :-

1. 2. 3. 4. 5.

Poornima Mahato (Archery), Mahavir Singh (Boxing), Narinder Singh Saini (Hockey), K P Thomas (Athletics), Raj Singh (Wrestling).

Dhyan Chand Awards :1. Mary D'souza Sequeira (Athletics), 2. Syed Ali (Hockey), 3. Anil Mann (Wrestling), 4. Girraj Singh (Para Sports). Rashtriya Khel Protsahan Puruskar :1. Community Sports Identification and Nurturing of Budding Young Talent (Dr UK Mishra, Founder and President, National Sports Academy, Allahabad), 2. Financial Support for Sports Excellence (Services Sports Control Board), 3. Establishment and Management of Sports Academies of Excellence (Pullela Gopichand Academy of Badminton, Hyderabad), 4. Employment of Sportspersons and sports welfare measures (Petroleum Sports Promotion Board).

6.

Stock Exchange Index =>> Country : -----------------------------------------Nikkei, Pix =>> Tokyo (Japan) Kospi =>> Korea Bovespa =>> Brazil Nasdaq, Dow Jones =>> USA Simex =>> Singapore Hang Seng =>> Hong Kong MDAX =>> Frankfurt (Germany) FTSE =>> London Questions Related to Stock Exchange :~~~~~~~~~~~~~~~~~~~~~~~~~ 1. Which is the oldest Stock Exchange in Asia ? Answer: Bombay Stock Exchange 2. What is the full-form of SENSEX ? Answer: Sensitive Index 3. In which street Bombay Stock Exchange is situated ? Answer: Dalal Street 4. When National Stock Exchange of India (NSE) was founded? Answer: 1992 (in 1993 it become stock exchange) 5. When SEBI (Securities and Exchange Board of India) was formed? Answer: 1988 (Officially started in 1992) 6. Which one is the Worlds First Electronic Stock Exchange? Answer: NASDAQ (National Association of Securities Dealers Automated Quotations) 7. Which Stock Exchange has the nick name "Big Board"? Answer: New York Stock Exchange (NYSE) 8. Which Stock Exchange

7.

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8. 1- Financial inclusion can be achieved by the spread of : 9. (1) Mobile Banking 10. (2) Post office network 11. (3) Financial literacy 12. (4) Non banking financial companies 13. 14. 2-Tax information network (TIN) is related to 15. a) VAT 16. b) service Tax 17. c)Income tax 18. d) CENVAT 19. 20. 3-The malegam committee was set up by rbi for 21. a) Mutual fund 22. b) Stock market 23. c) Microfinance sector 24. d) NBFC 25. 26. 4-Primary deficit means 27. a-Total receipt-total expenditure 28. b-Revenue receipt-revenue expenditure 29. c- Budget defecit-interst payment 30. d-Fiscal deficit-interst payment 31. 32. 5-Monetary stimulus package not includes one of the following

33. a-Quantitave easing 34. b-Reduction in repo rate 35. c-Reduction in CRR 36. d-selling government securities to bank 37. 38. 6-Basel norms not includes one of the following 39. a- CAR 40. b-Quality of assets 41. c-Recovery of loans 42. d- Market discipline 43. 44. 7- Fiscal stimulus carried out by Indian government does not include one of the 45. a- Rise in government expenditure 46. b-Reduction in direct tax rate 47. c-Reduction in indirect tax rate 48. d- Higher inftastructural spending by government 49. 50. 8-Which of the following does not lead to increase in liquidity 51. a- Reduction in CRR 52. b- Buying government bonds from bank by rbi 53. c-Undertaking repo transaction by rbi 54. d- Undertaking reverse repo transactions by rbi 55. 56. 9-Committee setup for fiscal consolidation was headed by 57. a- Vijay kelkar 58. b- Parsharthy shome 59. c- Rangarajan 60. d-M.v nayar 61. 62. 10-Committee which has recommended expansion of priority sector for bank 63. a- M.v nayar 64. b-M damodran 65. c- M.narshimhan 66. d-Y.v Reddy 67. 68. 11-Tobin tax is tax on 69. a-FDI 70. b-Investment routed through tax havens 71. c-Capital gains made in stock market 72. d- FII outflow from the country 73. 74. 12-Which of the following is indirect tax

following

lending was headed by

75. a- Capital gain tax 76. b- Expenditure tax 77. c- Luxury tax 78. d- securities transaction tax 79. 80. 13- The cash subsidy model proposed by government has one of the following 81. a- It is better targeted 82. b- It may eliminate mafia elements 83. c- It is inflation proof 84. d- It is beneficial for migrant workers 85. 86. 14-Which of the following defecit gives true status of government current year 87. a- Fiscal defecit 88. b- Revenue defecit 89. c- Monetised defecit 90. d- Priamry defecit 91. 92. 15- Point the odd one out in the respect of committees on tax reform 93. a-Chelliah committee 94. b-shome committee 95. c-Kelkar committee 96. d-Deepak Parikh committee 97. 98. 16-The term hot money is related to 99. A-FDI 100. b-stock market 101. c-Non-resident deposit 102. d-FII 103. 104. 17-MAT is a tax imposed on 105. 1-Presumpitive basis 106. 2- Corporate sector 107. 3-Book profit 108. 4-Net profit 109. 110. 18-Taxes on sale and purchase of newspaper are imposed by 111. a- Centre 112. b- state 113. c- Both 114. d- None 115. 116. 19-Interest rate determination is under

demerit

finances

117. a- Fiscal policy 118. b- Monetary policy 119. c-Trade policy 120. d- Industrial policy 121. 122. 20-Consider the following 123. 1-Nationalisation of 14 banks 124. 2- Nationalisation of sbi 125. 3- Nationalisation of rbi 126. 4- Nationalisation of Lic 127. 128. 21-Consider the following in respect of STT 129. 1-It is tax on sale and purchase of shares 130. 2-It is born by buyer 131. 3-It is born by seller 132. 4-It is born by equally by buyer and seller 133. 134. 22-Bank can take loan fron RBI on overnight basis without backing of government securities under 135. a-Repos 136. b-MSF 137. c-Call money rate 138. d-Bank rate 139. 140. 23-Which of the following developments can improve balance of payment(BOP)defecit in India 141. 1-Rupee devaluation 142. 2-Rupee depreciation 143. 3- increase in export 144. 4-Decrease in import 145. 146. 24-Which of the following step can help India to tackle BOP defecit 147. 148. 149. 150. 151. 152. 153. 154. 155. 156.

in short term which we are facing now

1-Issuing bonds to NRI 2-Encouraging tourism 3-sending Indian student to foreign university for education 4-Allowing FDI in retail

25-Consider the following statement in respect of GST

1-its formation requires constitutional amendments 2-Its requires compensation for states 3-It needed strong technological backup support 4- It requires abolition of CST(central state tax)

157. 158. 159. 160. 161. 162. 163. 164. 165. 166. 167. 168. 169. 170. 171. 172. 173. 174. 175. 176. 177. 178. 179. 180. 181. 182. 183. 184. 185. 186. 187. 188. 189. 190. 191. 192. 193. 194. 195. 196.

26- Consider the following statements: 1-GDP is a better measure of national income than GNP 2-GNP is always higher than GDP Which of the following statements given above is/are correct? a-1 only b-2 only c-Both 1 & 2 d-Neither 1 nor 2 27-Real National income growth refers to a-National income growth adjusted for inflation b- National income growth adjusted for Population growth c- National income growth adjusted for depreciation growth d- National income growth adjusted for saving growth 28-Which of the following is an example of expansionary fiscal policy? a-Decrease in CRR b-Decrease in SLR c- Decrease in income tax rate d-Increase in income tax rate 29-In comparison to the 10th five year plan,during the 11 a-Fiscal defecit is higher but current account deficit is lower b-Fiscal deficit is lower but current account deficit is higher c-Both fiscal and current account deficit are lower d-Both fiscal and current account deficit are higher 30-An exchange rate movement from Rs. 54.75 per dollar to Rs.54.50 per 1-Depreciation of rupee 2-Devaluation of rupee 3-Appreciation of rupee 4-Revaluation of rupee 31-Which of the following plays some role in determination of exchange rate 1-Exporters and Importers 2-Foreign investors 3-RBI 4-Central Government

dollar represents:

in India?

197.

198. a- Banking Insurance 199. b-Trade 200. c-Public administration and defence 201. d-Construction 202. 203. 33-Net National Product refers to204. a- Net domestic product +Net factor income from abroad 205. b-Net domestic product-Net factor income from abroad 206. c-Net domestic product + depreciation 207. d-Net domestic product-depreciation 208. 209. 34-Consider the following statements: 210. 1- Indian economy could not achieve the targeted GDP growth rate during the 11 five year plan 211. 2-Both the investments and saving rates have been below targeted lwvwls during the plan 212. 213. Which of the following statements given above is/are correct? 214. a- 1 only 215. b- 2 only 216. c- Both 1& 2 217. d- Neither 1 nor 2 218. 219. 35- Which of the following methods is used to calculate the contribution of 220. a-Value added method 221. b-Income Method 222. c-Expenditure method 223. d-None of the above 224. 225. 36-Consider the following statements 226. 1-stagflation denotes the coexistence of high inflation along with high unemployment 227. 2-Increase the cost of production can lead to stagflation 228. Which of the following statements given above is/are correct 229. a- 1 only 230. b- 2 only 231. c- Both 1& 2 only 232. d- Neither 1 nor 2 233. 234. 37-Which of the following factors can leads to stagflation?

32- Which of the following categories contributes most to the services sector GDP in India?

the services sector to Indian GDP?

235. 236. 237. 238. 239. 240. 241. 242. 243. 244. 245. 246. 247. 248. 249. 250. 251. 252. 253. 254. 255. 256. 257. 258. 259. 260. 261. 262. 263. 264.

1- Higher crude oil prices 2-Higher foodgrain prices 3-Depreciation of rupee 4-Higher investment in agriculture 38-An expert group under which of the following peronalites has been given a-Arjun sengupta b-swaminathan c-rangarajan d-partha dasgupta 39-Banks can recover bad loan through: 1- SARFAESI Act 2-Asset reconstruction companies 3-Debt recovery tribunals 4-Restructuring of loans

the responsibility of preparing green national account in India??

40--The process of budget making based on fresh evaluation of expenditure in every financial year is known as:
a-Zero based budgeting b-Incremental budgeting c-Outcome budgeting d-Performance budgeting 41-Which of the following are the instruments of fiscal policy: 1-Reduction in tax rates 2-Rationing 3-Grants to states 4- Increase in government expenditure

42- Which of the following policies can be helpful in tackling demandpull inflation? 265. 1- Austerity Measures
266. 267. 268. 269. 270. 271. 272. 273. 274. 2-Fiscal stimulus 3-Quantitave easing 4-Deficit Financing 43-Five year plan in India is finally approved by a-Planning commisvion b-Union cabinet c-President on the advice of the prime minister d-National development council

275. 276. 44-Which of the following committees played an important role in suggesting financial reforms after 1991? 277. a-Rangarajan committee 278. b-Chelliah committee 279. c-Narasimham committee 280. d-Abid hussain committee 281. 282. 45-What approximately is the proposed investment on infrastructure, as a 283. 284. 285. 286. 287. 288. 289. 290. 291. 292. 293. 294.

proportion of GDP,during the 12

a-75% b-8% c-9% d-10%

46-Which of the following is/are constituent of non-plan expenditure in India?

1-Defence expenditure 2-subsidies 3-Interst payments 4-salaries of government employees

295. a- Repo rate 296. b-Bank rate 297. c-Cash reserve ratio 298. d-statutory liquidity ratio 299. 300. 48-Which of the following is the most appropriate solution to tackle the recent balance of payments deficit in India? 301. a-Rupee devaluation 302. b-Rupee revaluation 303. c-contractionary monetary policy 304. d-Decreasing fuel subsidies. 305. 306. 49-The rate at which rbi provides refinancing facilities to banks is 307. a-slr 308. b-msf 309. c-bank rate 310. d-crr 311. 312. 50-Interest rate on debantures are

47-Which of the following instruments crucially determine market borrowings by the government of India?

313. 314. 315. 316. 317.

318.

a-floating b-fixed c-first fixed then floating d-first floating then fixed

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2. ECS full form Electronic Clearing System 3. Indira Gandhi peace prize 2012 Ellen Johnson Sirleaf 4. Devdas book written by - Sharat Chandra Chattopadhyay 5. Tatason tied up with which to promote Indian airlines Singapore airlines. 6. Which Indian film representing in 2014 in Oscar The Good Road 7. 60th national awards best film Paan Singh Tomar 8. Largest coffe exporting state: Karnataka 9. Mc-x chairman: Satyananda Mishra former Chief Information Commissioner (CIC) 10. One question on self help group? 11. The rate at which bank cannot lend money % of sponserd bank state govt and central govt 12. Banks which are nationalized in second schedule act are known as: Scheduled Commercial Banks' 13. Human rights day-10 Dec. 14. The time limit for resolution of customer complaints in banks has been reduced from 12 days to- 7 days 15. .MNREGA- no. of days-100days 16. . IFSC Alphanumeric code how many digits-11 digit 17. Enterprise where investment in plant and machinery does not exceed 25 lakh-micro enterprise 18. Credit information agency-Cibil 19. Rupay card launched by- NPCI 20. Central bank of India-RBI 21. To increase liquidly -Repo rate must be decreased 22. Best foreign language film at the 86th academy awards-Armour 23. One Qs related to CASA RATIO? 24. Noble peace prize 2013 -OPCW 25. Upto one lakh insurance in banks done by-DICGC Q1. What is RTGS ? Ans. Real Time Gross Settlement. Q2. What is NEFT ? Ans. National Electronic Fund Transfer.

Q3. Is there any minimum / maximum amount for RTGS transactions? Ans. The RTGS system is primarily meant for large value transactions. The minimum amount to be remitted through RTGS is ` 2 lakh. There is no upper ceiling for RTGS transactions. Q4:What is IFSC code? Ans :The Indian Financial System Code. IFSC is alphanumeric code that uniquely identifies a bank-branch Q5: How many character does IFSC code have? Ans : 11 character code Q6: What is IMPS ? Ans : IMPS is Immediate Payment Service and it is commonly known as Inter bank Mobile Payment Service.

1. Which Planet is known as Red Planet ? Answer: Mars 2. Where did Gautama Budha delivered his first sermon ? Answer: Saranath 3. Where is Kaziranga Wildlife Sanctuary situates ? Answer: Assam 4. Newton's Second laws equations ? Answer: Force = Mass x Acceleration 5. Full form of ROM ? Answer: Read Only Memory 6. Header and Footer is included in which menu (Ms office) ? Answer: Insert 7. What is the Minimum age to participate in Rajya sabha ? Answer: 30 Years 8. Koli is the Folk dance of ______ State ?

Answer: Maharashtra 1. EFT stands for -- Electronic Fund Transfer 2. About IFSC Code 3. New account name launched by RBI -- BSBDA 4. Name of card for farmer -- Kisan Credit Card(KCC) 5. The Rate at which RBI Provide loans to bank is called -- Repo Rate 6. If RBI reduces CRR, what happens: Credit Supply increases, loans get cheaper. 7. Why RBI decreases Bank Rate ? 8. Name of the scheme to include every people under banking system -- Financial Inclusion 9. Banks Calculate interest on basis of what time and capital? 10. 9 digit code written on Cheque is known as -- MICR code 11. Largest Tea exporter in World -- Sri Lanka 12. Sachin Tendulkar played last ODI at -- Dhaka 13. PLR replaced -- Base rate 14. Martha Dodrey works for -- Polio 15. Bancassurance is provided by -- Bank 16. Swarn Jayanti Rojgar Yojna under which ministry -- Gramin vikas mantralay 17. Name the wife of the PM of India -- Gursharan Kaur 18. Loan cant be provided below which rate -- Base Rate 19. India won how many medals in London Olympic Games 2012 -- 6 (4 Bronze & 2 Silver) 20. who deals with bank complaints of Consumers -- Banking Ombudsman 21. Author of Satanic Verses -- Salman Rushdie 22. IIFA 2013 Award for best film -- Barfi 23. Venue of Olympic 2020 -- Tokyo 24. Yerevan is the capital of -- Armenian 25. Full form of EDC Electronic Data Capture 26. Name of the leader , whose statue was inaugurated by Manmohan Singh in Gujarat -- Sardar Vallabbhai Patel 27. About CTS-2010 -- Cheque Truncation System 28. Software used in Banking System -- Finacle 29. Bank Braches Connected using -- CBS(Core Banking Solution) 30. One question related to MSME?

31. 32. 33. 34. 35. 36.

About KYC Norms which of following is a public sector bank About Electronic Data Interchange which of the follwing does not not include retail banking options were Home Loan, Personal Loan, Investment Consultancy etc. Who Controls Cobra Post and Tehelka Current Base Rate -- 9.80-10.25%

1. Which Cricketer is known as God of Cricket ? Answer: Sachin Tendulkar

2. Which Cricketer is known as Master blaster ? Answer: Sachin Tendulkar

3. Who is the first batsman to score a Double Century in ODI ? Answer: Sachin Tendulkar

4. Which batsman scored most runs in One day International Cricket ? Answer: Sachin Tendulkar

5. How many ODI matches played by Sachin Tendulkar ? Answer: 463

6. What is the ODI batting average of Sachin Tendulkar ? Answer: 44.83

7. What is number of Centuries made by Sachin Tendulkar in ODI Cricket ? Answer: 49

8. What is number of Half Centuries made by Sachin Tendulkar in ODI Cricket ? Answer: 96

9. What is the Top score of Sachin Tendulkar in ODI Cricket ? Answer: 200*

10. What is the number of Wicket taken by Sachin Tendulkar in ODI Cricket ? Answer: 154

11. Who played most number of matches in ODI cricket ? Answer: Sachin Tendulkar

12. Who scored most runs in ODI cricket matches ? Answer: Sachin Tendulkar (18,426) 1. What is KYC? KYC is an acronym for Know your Customer, a term used for customer identification process. It involves making reasonable efforts to determine true identity and beneficial ownership of accounts, source of funds, the nature of customers business, reasonableness of operations in the account in relation to the customers business, etc which in turn helps the banks to manage their risks prudently. The objective of the KYC guidelines is to prevent banks being used, intentionally or unintentionally by criminal elements for money laundering. KYC has two components - Identity and Address. While identity remains the same, the address may change and hence the banks are required to periodically update their records. 2. Is there any legal backing for verifying identity of clients? Yes. Reserve Bank of India has issued guidelines to banks under Section 35A of the Banking Regulation Act, 1949 and Rule 7 of Prevention of Money-Laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing Information and Verification and Maintenance of Records of the Identity of the Clients of the Banking Companies, Financial Institutions and Intermediaries) Rules, 2005. Any contravention thereof or non-compliance shall attract penalties under Banking Regulation Act. 3. I want to keep a fixed deposit in a bank. Is KYC - applicable to me?

Yes. KYC is applicable to customers of the bank. For the purpose of KYC following are the Customers of the bank.

a person or entity that maintains an account and/or has a business relationship with the bank; one on whose behalf the account is maintained (i.e. the beneficial owner); beneficiaries of transactions conducted by professional intermediaries, such as Stock Brokers, Chartered Accountants, Solicitors etc. as permitted under the law, and any person or entity connected with a financial transaction which can pose significant reputational or other risks to the bank, say, a wire transfer or issue of a high value demand draft as a single transaction.

4. Is there any procedure specified for Customer Identification? Customer identification means identifying the customer and verifying his/her identity by using reliable, independent source documents, data or information. Banks have been advised to lay down Customer Identification Procedure to be carried out at different stages i.e. while establishing a banking relationship; carrying out a financial transaction or when the bank has a doubt about the authenticity/veracity or the adequacy of the previously obtained customer identification data. 5. Once KYC requirements are complied with while opening the account, whether the bank can again ask for KYC compliance from me? Yes. To ensure that the latest details about the customer are available, banks have been advised to periodically update the customer identification data based upon the risk category of the customers. Banks create a customer profile based on details about the customer like social/financial status, nature of business activity , information about his clients business and their location, the purp ose and reason for opening the account, the expected origin of the funds to be used within the relationship and details of occupation/employment, sources of wealth or income, expected monthly remittance, expected monthly withdrawals etc. When the transactions in the account are observed not consistent with the profile, bank may ask for any additional details / documents as required. This is just to confirm that the account is not being used for any Money Laundering/Terrorist/Criminal activities. 6. I had submitted my driving licence as a proof of identity and address but still the bank asked for telephone / electricity bill. There are two aspects of Customer Identification. One is establishing identity and the other is establishing present residential address. For establishing identity, the bank requires any authentic document carrying photo of the customer such as driving licence/ passport/ pan card/ voters' card etc. Though these documents carry the residential address of the customer, it may not be the present address. Therefore, in order to establish the present address of the customer, in addition to passport/ driving licence / voters' card / pan card, the bank may ask for utility bills such as Telephone / Electricity bill etc. The detailed list of the documents that the bank can ask is given below.

Features Accounts of Individuals Legal name and any other names used

Documents

(i) Passport (ii) PAN card (iii) Voter's Identity Card (iv) Driving licence (v) Identity card (subject to the bank's satisfaction) (vi) Letter from a recognized public authority or public servant verifying the identity and residence of the customer to the satisfaction of bank (i) Telephone bill (ii) Bank account statement (iii) Letter from any recognized public authority (iv) Electricity bill (v) Ration card (vi) Letter from employer (subject to satisfaction of the bank) (any one document which provides customer information to the satisfaction of the bank will suffice)

Correct permanent address

Accounts of Companies Name of the company Principal place of business Mailing address of the company Telephone / Fax Number (i) Certificate of incorporation and Memorandum & Articles of Association (ii) Resolution of the Board of Directors to open an account and identification of those who have authority to operate the account (iii) Power of Attorney granted to its managers, officers or employees to transact business on its behalf (iv) Copy of PAN allotment letter (v) Copy of the telephone bill

Accounts of Partnership Firms Legal name Address Names of all partners and their addresses Telephone numbers of the firm and partners (i) Registration certificate, if registered (ii) Partnership deed (iii) Power of Attorney granted to a partner or an employee of the firm to transact business on its behalf (iv) Any officially valid document identifying the partners and the persons holding the Power of Attorney and their addresses (v) Telephone bill in the name of firm / partners

Accounts of Trusts & Foundations Names of trustees, settlers, beneficiaries and signatories Names and addresses of the founder, the managers / directors and the beneficiaries Telephone / fax numbers (i) Certificate of registration, if registered (ii) Power of Attorney granted to transact business on its behalf (iii) Any officially valid document to identify the trustees, settlors, beneficiaries and those holding Power of Attorney, founders / managers / directors and their addresses (iv) Resolution of the managing body of the foundation / association (v) Telephone bill

Accounts of Proprietorship Concerns Proof of the name, address and activity of the concern * Registration certificate (in the case of a registered concern) * Certificate / licence issued by the Municipal authorities under Shop & Establishment Act, * Sales and income tax returns * CST / VAT certificate * Certificate / registration document issued by Sales Tax / Service Tax / Professional Tax authorities * Registration / licensing document issued in the name of the proprietary concern by the Central Government or State Government Authority / Department. * IEC (Importer Exporter Code) issued to the proprietary concern by the office of DGFT as an identity document for opening of bank account. * Licence issued by the Registering authority like Certificate of Practice issued by Institute of Chartered Accountants of India, Institute of Cost Accountants of India, Institute of Company Secretaries of India, Indian Medical Council, Food and Drug Control Authorities, etc. Any two of the above documents would suffice. These documents should be in the name of the proprietary concern.

7. Can my wife who is not having any address proof in her name, open an account with the bank? Yes. In such cases where the utility bills required for address verification are not in the name of the person who wants to open an account ( close relatives, e.g. wife, son, daughter and daughter and parents etc. who live with their husband, father/mother and son, as the case may be) , an identity document and a utility bill of the relative with whom the prospective customer is living along with a declaration from the relative that the said person (prospective customer) wanting to open an account is a relative and is staying with him/her is acceptable. As supplementary evidence bank may ask for a letter received through post for further confirmation. 8. I am a daily wage earner without any document to satisfy the bank about identity and address. Can I open a bank account? A customer belonging to low income group who is not able to produce documents to satisfy the bank about his identity and address, can open bank account with an introduction from another account holder who has been subjected to full KYC procedure provided that the balance in all his accounts taken together is not expected to exceed Rupees Fifty Thousand (Rs. 50,000/-) and the total credit in all the accounts taken together is not expected to exceed Rupees One Lakh (Rs. 1,00,000/-) in a year. The introducers account with the bank should be at least six months old and should show satisfactory transactions. Photograph of the customer who proposes to open the account and also his address needs to be certified by the introducer, or any other evidence as to the identity and address of the customer to the satisfaction of the bank. If at any point of time, the balance in all his/her accounts with the bank (taken together) exceeds Rupees Fifty Thousand (Rs. 50,000/-) or total credit in the account exceeds Rupees One Lakh (Rs. 1,00,000/-) in a year, no further transactions will be permitted until the full KYC procedure is completed. In order not to inconvenience the customer, the bank will notify the customer when the balance reaches Rupees Forty Thousand (Rs. 40,000/-) or the total credit in a year reaches Rupees Eighty thousand (Rs. 80,000/-) that appropriate documents for conducting the KYC must be submitted otherwise operations in the account will be stopped. 9. Whether a certificate from my employer is sufficient as identity as well as address proof for opening an account? Banks rely on such certification only from corporate and other entities of repute provided that they are aware of the competent authority designated by the concerned employer to issue such certificate. In addition, banks also require at least one of the valid documents indicated above viz. Passport, Driving Licence, PAN Card, Voter's Identity Card etc. or utility bills for KYC purposes for opening bank account of salaried employees of corporate and other entities. 10. Whether the information given by me to the bank under KYC is treated as confidential? Yes. The information collected from the customer for the purpose of opening of account is treated as confidential and details thereof are not divulged for cross selling or any other similar purposes. 11. Whether KYC is applicable for Credit Cards/Debit Cards/Smart Cards? Yes. Application of full KYC procedure is necessary before issuing Credit Cards/Debit Cards/Smart Cards and also in respect of add-on/ supplementary cards. 12. If I refuse to give information on KYC asked for by the bank, what action the bank can take against me? Where the bank is unable to apply appropriate KYC measures due to non-furnishing of information and /or non-cooperation by the customer, the bank can consider closing the account or terminating the banking/business relationship after issuing due notice to the customer explaining the reasons for taking such a decision.

SSC QUIZ

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1. Dr. Manmohan Singh: Chairman, Planning Commission. 2. Ms. Meira Kumar: Speaker, Lok Sabha. 3. Mohammad Hamid Ansari: Chairman, Rajya Sabha. 4. Mr. P. J. Kurien: Deputy Chairman, Rajya Sabha. 5. Mr. Karia Munda: Deputy Speaker, Lok Sabha. 6. Mrs. Sushma Swaraj : Leader of Opposition (Lok Sabha). 7. Mr. Arun Jaitley: Leader of Opposition (Rajya Sabha). 8. Dr. Montek Singh Ahluwalia: Deputy Chairman, Planning Commission. 9. Mr. V. S. Sampath: Chief Election Commissioner 10. Mr. Harishankar Brahma : Election Commissioner. 11. Syed Nasim Zaidi : Election Commissioner. 12. Mr. Shashi Kant Sharma : Comptroller and Auditor-Generalof India 13. Mr. Justice K. G. Balakrishnan : Chairperson, National Human Right Commission (NHRC) 14. Mr. K. M. Chandrasekhar: Cabinet Secretary. 15. Mr. T. K. A. Nair : Principal Secretary to Prime Minister . 16. Mr. Justice M. N. Rao: Chairman, National Commission for Backward Classes. 17. Ms. Shanta Sinha: Chairperson, National Commission for Protection of Child Rights 18. Dr. Buta Singh: Chairman, National Commission for Scheduled Castes 19. Ms. Urmila Singh: Chairman, National Commission for Scheduled Tribes. 20. Prof. D. P. Agrawal: Chairman, UPSC. 21. Dr. M. S. Swaminathan : Chairman, National Commission on Farmers (NCF). 22. Mr. Shiv Shankar Menon: National Security Adviser and Special Adviser to PM (Internal Security). 23. Mr. S. C. Sinha : Director-General, National Investigation Agency (NIA). 24. Mr. Vinay Mittal: Chairman, Railway Board. 25. Mr. Shumsher K. Sheriff : Secretary-General, Rajya Sabha 26. Mr. T. K. Viswanathan : Secretary-General, Lok Sabha. 27. Mr. Syed Asif Ibrahim : Director, IB. 28. Mr. Ranjit Sinha: Director, CBI. 29. Mr. Alok Joshi : Director, Research and Analysis Wing (RAW). 30. Mr. Arvind Ranjan : Director-General, NSG. 31. Mr. Dilip Trivedi : Director-General, CRPF. 32. Mr. Subhash Joshi : Director-General, Border Security Force (BSF). 33. Mr. Rajiv : Director-General, Central Industrial Security Force (CISF). 34. Mr. P. K. Mehta: Director-General, Railway Protection Force. (RPF) 35. Mr. Ajay Chadha: Director-General, Indo-Tibetan Border Police (ITBP). 36. Mr. Arun Chaudhary : Director-General, Sashastra Seema Bal. 37. Vice-Admiral Anurag G. Thapliyal : Director-General, Indian Coast Guard. 38. Lt. Gen. Avtar Singh: Director-General, Defence Intelligence Agency.