Advance/ Withdrawals may be availed for the following purposes :

Marriage / Education Treatment Purchase or construction of Dwelling house Repayment of Housing Loan Purchase of Plot Addition/Alteration of House Repair of House Lockout Withdrawal Prior to Retirement Other Advances Notes

For Marriage / Education

Maximum Proof/ Eligibility Admissible documents Amount** required Under Should 50% of Apply in FormFor the marriage of: Para 68-k complete Employee 31 through the of the atleast 7 share at the Employer 1. self Scheme years of time of 2. son, daughter service. 3 tendering Bonafide 3. brother, sister times in the Certificate duly the entire application indicating the For education of : service fees payable from the o self educational o son, daughter institution Type of Purpose Advance Marriage invitation card along with the application should be submitted through the employer

For Treatment

Type of Purpose Advance Under For the treatment of : Para 68-j of the 1. self Scheme 2. Hospitalisation for 1 month or more Whenever 1. major surgical required operation in a for hospital treatment 2. suffering from TB, leprosy, paralysis, cancer, mental derangement or heart ailment and having been granted leave by his employer for the treatment of said illness 2. family( spouse, son, daughter, dependent father, mother) 1. major surgical operation in a hospital and 1 month or more hospitalisation for the operation 2. suffering from TB, leprosy, paralysis, cancer, mental derangement or heart ailment

Eligibility

Maximum Proof/ Admissible documents Amount** required No minimum 6 times of Certificates service Wages of proof as required mentioned Certificate OR in the from ESI or eligibility from Full of column Employer that Employee the ESI share Apply in facility are (whichever Form-31 not available is less) through the to the Employer member a doctor [ or registered medical practitioner] of the hospital certifies that a surgical operation or hospitalisatio n for 1 month or more is/was necessary In case of TB, leprosy ...etc., a specialist doctor should certify

For he construction/ purchase of dwelling unit (house/ flat)

Type of Advance

Purpose

Eligibility

Under Para 68- For the B of the construction/ Scheme purchase of dwelling unit Only Once (house/ flat) (either 'construction or purchase of house' or 'repayment of housing loan) Apply in Form31

Should complete 5 Years of service Only once in service property should be in the name of self or spouse or jointly should not be a joint property owned by other than the spouse

Maximum Admissible Amount** 36 times of Wages

Proof/ documents required Declaration in the Proforma obtained along with application signed by Member Apply in Form-31 through Employer

Repayment of housing loan

Type of Advance

Purpose

Eligibility

Under Para 68- Repayment of BB of the housing loan Scheme Only Once (either 'construction or purchase of house' or 'repayment of housing loan) Apply in Form31

Should complete 10 Years of service Only once in service property should be in the name of self or spouse or jointly should not be a joint property owned by other than spouse

Maximum Admissible Amount** 36 times of Wages

Proof/ documents required Declaration in the Proforma obtained with approval and signed by the Member Apply in Form31 through the Employer

For the purchase of site/ plot

Type of Advance

Purpose

Eligibility

Under Para 68- For the B of the purchase of Scheme site/ plot Only Once

Maximum Proof/ Admissible documents Amount** required Should 24 times of Filled-up complete 5 Wages Declaration(from Years of the Employee in service the prescribed Only once form and in service enclosed with property the application. should be registered Copy of the in the name Purchase of self or Agreement jointly with spouse Apply in Formshould not 31 through the be a joint Employer property owned by other than spouse

Addition/alteration of house

Type of Advance Under Para 68-B(7) of the Scheme Only Once Apply in Form-31

Purpose Addition/alteration of house (same type of advance can be availed for repair of house)

Eligibility Should complete 5 Years after construction Annexure III (construction / completion certificate/ utilisation certificate) should be submitted Only once in service property should be in the name of self or spouse or jointly

Maximum Proof/ Admissible documents Amount** required 12 times of Certificates Wages of proof Apply in Form-31 through the Employer

should not be a joint property owned by other than spouse

Repair of house

Type of Advance

Purpose

Under Para 68- Repair of B(7) of the house Scheme (same type of advance can be Only once availed for alteration of house)

Maximum Proof/ Eligibility Admissible documents Amount** required Should 12 times of Certificates of complete 10 Wages proof Years after construction Apply in Annexure Form-31 XIII through the (construction Employer completion certificate) should be submitted Only once in service property should be in the name of self or spouse or jointly should not be a joint property owned by other than spouse

Lockout or closure of the establishment

Type of Advance

Purpose

Eligibility

Under Para 68- Lockout or H of the closure of the Scheme establishment Whenever need arises

No minimum service should be closed for more than 15 days Wages for atleast 2 months is not paid Balance should be there in Employee's share. If closed for more than 6 months, advance can be allowed from Employer's share also

Maximum Proof/ Admissible documents Amount** required equivalent to Declaration the total of wages Apply in Formmultiplied by 31 no. of months closed

Withdrawal prior to retirement

Type of Advance

Purpose

Eligibility

Under Para 68- Withdrawal NN of the prior to Scheme retirement Only once

Maximum Admissible Amount** No 90% of total of minimum both shares service atleast 54 years of age 1 year before retiremen t

Proof/ documents required Certificate from the employer showing the date of retirement Apply in Form31

Other Advances
68L : ADVANCE IN ABNORMAL CONDITIONS

Types of Benefit Grant of advance in abnormal conditions, Natural calamities etc.

Eligibility Certificate of damage from appropriate authority. State Govt. declaration.

Documentary Support Rs. 5000/- or 50% of No.31 Certificate from members own share the Appropriate of contribution (To Authority. apply within 4 months) Eligible Amount Form

68 M : ADVANCE TO MEMBER AFFECTED BY CUT IN THE SUPPLY OF ELECTRICITY

Types of Benefit Grant of advance to members affected by cut in the supply of electricity

Eligible Documentary Form Amount Support The advance may be granted Wages No.31 Certificate from only to a member whose for a State Govt. total wages for any one month regarding cut in the month commencing from the OR supply of month of January 1973 were Rs.300/electricity. 3/4th or less than 3/4th of wages for a month Eligibility

68 N : GRANT OF ADVANCE TO MEMBERS WHO ARE PHYSICALLY HANDICAPPED

Types of Benefit Eligibility To Physically Handicapped member for purchase of an equipment required to minimize the hardship on account of handicap.
**Notes

Eligible Documentary Form Amount Support Production of Basic wages+ No.31 Certificate from medical certificate DA for six the Medical from a competent months practitioner to the medical practitioner to or own share effect that the the effect that he is of contribution member is physically handicapped with interest or physically cost of handicapped.. equipment which ever is least.

The amount of advance/withdrawal is not required to be refunded under normal circumstances. If the amount is not utilised, the same should be refunded with penal interest A fixed minimum balance in the account will be kept before arriving at the amount of advance admissible subject to the above conditions For calculation/ computing the period of membership U/P 68B, 68BB, 68K, total service exclusive of periods of break under the same employer before the scheme is applied to him, as well as period of membership of the fund is always included