WalterMhlongo IBM BankingMobileMoney2-3Mar2011 2

Walter MHLONGO Client Solutions Executive IBM East Africa 03/03/2011 waltermh@ke.ibm.
com
IBM Banking Industry Framework
Building a smarter planet
Reasons to be optimistic there is an extraordinary opportunity !
5.8% CAGR
Growth in world GDP1 from 2010 thru 2025 will put the current crisis in context.
2.5 billion
Half the world is unbanked. Just over half of worlds adult population do not use formal financial services to save or borrow.2
$1,264 trillion
The value of global assets3 will quadruple by 2025 calling on a vibrant global financial system to intermediate and manage.
1 - Nominal 2 - http://financialaccess.org/sites/default/files/110109%20HalfUnbanked_0.pdf 3 - Assets = deposits, equity and fixed income
2010 IBM Corporation
Dramatic forces changing the worlds most complex system.

A global system moves more than $74T of money each day A financial supply chain that is massively interconnected and interdependent Public and private partnerships are suboptimal cross-border and within borders System requires 24/7 continuous flow of information Rapid increase in types of data entering financial system from real economy digitization A criminal element that grows more sophisticated In total the system intermediates the needs of billions of people in 190 countries in thousands of languages.
Financial institutions
Compliance
Surveillance and monitoring
Regulators
Soundness Stability
Supervisors
Laws and rules
Standards
Policy makers
An adaptive system evolving organically
Building a smarter planet: Banking & Financial Markets
Growth requires smart institutions to think and act in new ways

Winners will focus on three key imperatives (2011)
Reinvent the business model Drive a simplified and streamlined agile enterprise that balances growth, efficiency and business resiliency
Focus on the customer Optimize data and leverage analytics to cultivate clientcentricity, build trust and drive profitable growth
Integrate risk management Achieve compliance objectives while mitigating operational risk, fighting crime and optimizing financial returns
4 4
Inflexible, complex operations and silod data hinder progress in using data as a strategic asset
Commercial banking
Retail banking
Corporate finance
Sales and trading
Asset management
Custody and agency services
Payments Processing
Anti-Money Laundering
Compliance Reporting
Account Opening
Trading Systems
General Ledger
Partners
Service Providers
5
Customers Regulators
These complexities increase cost, lengthen delivery time and increase project risk
Hard-coded links between applications Duplicate systems and redundant processes
Relevant information difficult to access real-time

Inability to track transactions through processes High degree of manual intervention in processes Technology not aligned with business needs
slowing deployment of solutions and decreasing agility

6
Smarter banking solutions have a common set of attributes
INSTRUMENTED
INTERCONNECTED
INTELLIGENT
SMARTER BANKING
+
Financial products are decomposed and managed at the atomic level, allowing the participants to measure, control, sense and respond quickly and precisely based on a single source of truth.
7
+
A smart bank is built on systems that advance processing to better automate transactions with counterparties, partners and suppliers to enable innovation across the value chain.
=
A smart bank enables the rapid, intelligent analysis of a vast mix of structured and unstructured data to improve insight, enable informed judgment and fight abuse. A smart bank anticipates client needs and delivers innovative products more quickly and consistently than the competition. It can respond nimbly to changes in market conditions.
A comprehensive framework that delivers accelerates solution deployment
The framework provides a bankingspecific software platform with

Customer Care and Insight Core Banking Transformation
Banking extensions and pre-built solution accelerators to speed deployment

Best practices and business- specific usage patterns to lower risk Support for adoption of open and industry standards
Integrated Risk Management
Payments and Securities
A choice of business applications from IBM business partners An approach to align technology with business needs
The framework gives you speed, flexibility and choice in deploying solutions while reducing cost and risk!
8
Framework projects in four domains provide the capabilities to address banking pain points
Customer Care and Insight
Core Banking Transformation
The core banking transformation domain allows you to modernize and renovate the legacy applications that support core banking functions while aligning with the changing needs of the business The payments and securities domain helps you progressively transform your payments operations to become more flexible and efficient
The integrated risk management domain supports taking a holistic approach to managing financial risk, financial crimes, operational and IT risk, and compliance
The customer care and insight domain helps you build a foundation for creating a single view of the customer and enabling more effective and efficient sales and service
9 9
The framework can re-use software assets across projects to increase ROI
Example
Entity Analytics Software

Enables Identity Management Who Is Who? Who Knows Who? Who Does What?
Improved Customer Service Discover non-obvious relationships in real-time Get a full view of a customers activities and relationships with the bank
10
Better Risk Management Identify potential conflicts of interest Prevent financial crimes activity by detecting fraudulent identities
Speed solution deployment with software extensions and accelerators

Payments & Securities
Banking Vocabulary
Banking Message Model
Banking Extensions for MDM Server
Common Shared Services
WebSphere BI for FN
Financial Transaction Manager
WTX Industry Packs
Services Component Building Blocks
Solution Templates
Development Tools / Methodology
Design Rules
pureXMLTM Payments Bundles
Corporate Payments Scenario
IBM Foundational
Information FrameWork (IFW) & Banking Data Warehouse (BDW) Process and Data Models
SOA Banking Scenarios
WebSphere Banking Content Pack
COGNOS Banking Performance Blueprints
WebSphere Modeler with IFW
Rational Software Architect with IFW
Customer Care & Insight
Banking Data Integration Accelerators
Customer Identification Solution
Account Opening Scenario
Common Business Language Services Accelerator
COGNOS Banking Performance Blueprints
WebSphere Multichannel Bank Transformation Toolkit
COGNOS Banking COGNOS Risk Risk Performance Adjusted Profitability Credit Risk Blueprint IBM Service Management for IRM Finance and Integrated Risk Management (FIRM) Entity Analytics and Global Name Recognition
11 11
The framework provides the software foundation for end-to-end IBM banking solutions
Banking solutions address the diverse business and IT needs of our clients through integrated IBM offerings Applications are provided by IBM best-inclass independent software vendor (ISV) business partners Software that supports banking solutions is delivered by the IBM Banking Industry Framework Services help clients maximize their investments, decrease costs, and realize value more quickly Technology, including hardware and storage, supports flexible and scalable solutions in a dynamic infrastructure
12
IBMs Investment in the future through acquisitions continues to extend our Industry Value through the Banking Industry Framework
Marketing and Customer Management Customer
IT Systems and Operations
Care and Customer Care Insight

and Insight

Core Banking Transformation Business and Finance Administration
Payments
Integrated Risk Management Supply Networks Payments and and Securities Merchandising Securities and Product Management
13
Major Reasons for IBM SWG Acquisitions
Strategic
Extend portfolio into new or related markets Targeting of high value, high growth segments Market Consolidation
Technology
Provide capabilities we do not have & compliment existing portfolio
Skills
Infusion of fresh innovative talent
Synthesis of new talent with IBM talent makes for a better company
Industry Relevance
Line of business value proposition industry specific assets Fills whitespace in IBM and partner portfolio
Providing integrated marketing optimization solutions through web analytics

Complete Marketing Optimization Solution
Leading web analytics used to accurately measure marketing effectiveness
Suite of capabilities to optimize marketing ROI
Business Highlights
230 employees with headquarters in San Mateo, CA Over 565 direct customers SaaS business hosted on data centers in the US and UK Top brands across various industries, transacting more than $20 billion/year Decade of expertise and innovation
Coremetrics Line of Business

Delivering Value to IBM through Continuous Marketing Optimization
Meeting marketing challenges with a rich, interactive marketing suite
Unica Financial
17
Start simplifying and realizing benefits with a framework project

Architecture Transformation Process Agility Application Modernization
Insight Information Multi-Channel Transformation Sales Service Compliance Marketing
Customer Care and Insight
Integration Optimization Analytics Collaboration Security Resiliency
Regulatory Compliance Corporate Services SWIFTNet Modernization Retail Payments Payments Process Efficiency Digital Payments Conversion

Financial Risk Financial Crimes Operational and IT Risk Governance and Compliance
select from 20 project areas across 4 framework domains

18
Core Banking Transformation Transforming back office legacy systems

As banks seek to grow revenue and improve operational efficiency through product innovation, globalization, and M&A activities, legacy back office systems often become inhibitors Mismatch between the horizontal business processes and the vertical application silos leads to everincreasing IT integration complexity
Heavily customized and inflexible legacy systems make it hard and expensive to support regulatory changes
19
Core Banking Transformation Framework Projects
Architecture Transformation Customer Care and Insight Integration Optimization Analytics Collaboration Security Resiliency Integrated Risk Management Payments and Securities Application Modernization
Single View of Customer Integration Platform Infrastructure Scalability Model Driven Development
Process Agility
Dynamic Relationship Pricing Bundled Offerings Product Agility Flexible Core Business Process Performance Monitoring
Replace outdated legacy applications with best-of-the-breed application components Replace outdated legacy applications with packaged applications Develop next generation applications Renovate existing legacy applications
20
The framework approach supports alignment of business needs with IT transformation efforts
Define line of business priorities
Component Business Model
Develop
Develop as-is and to-be models of new core processes and services components
IFW Process and Data Models

Data Models Process Models
SOA Solution Model
Renovate
Integrate
Determine how existing applications can be service-enabled to support SOA-based processes
Legacy Analysis and Discovery
Hybrid
21
Core Banking Transformation Methodology

Transformation Workbench Component Business Model. This step determines WHAT to do
IFW Process & Data Models This step determines HOW to do
SOA Solution Model This step is the WAY to implement
Runtime This step is for WHEN it is operational
Legacy Analysis & Discovery This step provides for HOW to transform the legacy
22
A major Korean bank enables dynamic product bundling for more targeted customer offers Major Korean Bank
Client Challenges This bank needed to provide more customer-centric and innovative product offerings to retain existing customers and attract new customers Solution Developed business service components to support dynamic product bundling & relationship pricing and integrated components with clients legacy applications
Smarter Business Outcomes Consolidated customer data More agile product management with dynamic product bundling Ability to price based on relationships Greater business agility & flexibility
23 23
Four Pillars of Core Banking Transformation (CBT) 1. Architecture Architectural work products that describe the design rules that govern solution creation using the framework 2. Integration Platform Software foundation on which solutions are deployed 3. Methodology & Tooling Integrated Tooling that links business & IT 4. Solution Accelerators Software extensions and solution templates that make it easier to create solutions Industry Models Best practices
Architecture
Integration Platform
CBT
Methodology & Tooling
Solution Accelerators
24 24
Architecture of the Next Generation Core Banking Systems
Master Data Business Service Components
Party
Product
Contract
Core Transactional Components

Loan
(Business Process Mgmt, Business Rules Mgmt, Service Mediation. Complex Event Processing) Deposit Cards
General Ledger
It is more than transactions It is also about: Master Data Mgmt Business Process Mgmt Business Rules Mgmt Service Mediation, Composition, & Choreography Common Services Complex Event Processing Analytics
Common Services
Fees & Charges
Analytics & Data WH
Interest Rates
This Leads to Several Business Benefits:

Product Agility Product Innovations Product Performance Mgmt Dynamic Relationship Pricing Maintainability Performance Flexibility
Architecture Integration Platform
CBT
Methodology & Tooling Solution Accelerators
25 25
Banking Integration Platform

Technology foundation to build next generation banking systems Start simple and grow driven by business needs - Connectivity - Mediation - Logging, Security, Audit - Registry - Process choreography - Business rule execution - Complex event processing - ETL - Partner Integration - Event based routing Pre-populated with Banking specific message models Optimized on IBMs Dynamic Infrastructure
Architecture
CBT
26 26
Banking Transformation Workbench Collaborative banking solution development platform Integrates core transformation methodology and assets with IBM development and modeling tools
Implementation & Deployment
Collaborative Requirements Management (RRC)
Requirements Repository
Banking Vocabulary
Banking Asset Repository (RAM)
Business Modeling
Process modeling
Solution Modeling
Legacy Analysis & Discovery
CBM
WBM
RSA
RAA
WID
Methodology
Collaborative Solution Development Platform (RTC)
Used to implement framework-based solutions in conjunction with a core transformation project

Architecture Integration Platform
Integrated, end-to-end tooling to create, manage, and adapt banking solutions.

27 27
CBT
Operationalizes IFW models

Solution templates organize framework assets to accelerate application to a specific business problem
Solution Templates
Addresses a specific business problem Refined through customer engagements An accelerator for core transformation projects Delivered, serviced and supported through services engagements
Business Requirements
Platform Independent Solution Design
Reference Implementation
Product Bundling Loan Life Cycle
(future)
Account Opening Trade Finance

(future)
Product Factory Account Management

(future)
Architecture
CBT
28 28
Core Banking Transformation Framework Extensions and Accelerators

A common vocabulary using Business Glossary and pre-populated with Banking Vocabulary IFW terms A canonical data/message/service model based on IFW to simplify integration
Solution Templates
Reusable application components (e.g., interest rates, price optimization) plus composable building blocks Services Components Building Blocks (e.g., arrangement, campaign) Specific solution accelerators (e.g., product bundling, loan origination); includes architecture, design, and a reference implementation
Banking Data/Message/Service Model
Extensions for MDM Server that include core banking specific concepts such as loan, Banking Extensions for credit card, and deposits
MDM Server
A collaborative integrated solution development platform for core banking that integrates transformation methods, tools, Banking Transformation and assets Workbench Proven architectural design work products for core banking projects
Design Rules
Common Shared Services

29 29
Common foundational IT services such auditing, logging, and security to speed solution development and deployment
Payments and Securities Banks need flexible and efficient operations

Commoditization of payments services resulting in shrinking returns Need to specialize and innovate to drive revenue growth Market harmonization across the global payments infrastructure drives need for integration with third parties Increased merger, acquisition and disposal activity has resulted in redundant operations Sophisticated fraud and anti-money laundering activity drives need for transparency and security
30
Payments and Securities Project areas
Regulatory Compliance
SEPA Infrastructure SEPA Mandates Management SWIFT / SEPA Process Integration Corporate Financial Supply Chain Optimization Corporate Payments Hub Global Liquidity Management
Customer Care and Insight Integration Optimization Analytics Collaboration Security Resiliency Integrated Risk Management
Corporate Services
SWIFTNet Modernization SWIFTNet Modernization
MERVA Modernization Single Window for SWIFT Processing Standards Management
Retail Payments Retail Payments Payments Process Efficiency
Retail Processing Payments Card Industry Compliance International ACH and Consumer Remittances Payments Process Renovation Least Cost Routing Payments Processing Hub Faster Mass / High Value Payments Account Validation
Digital Payments Conversion
IBM Payments Director Implementation Imaged Check Processing Duplication Detection

31
Payments and securities Framework projects
Payments and securities

Regulatory Compliance SWIFTNet Modernization Payments Process Efficiency
Regulatory Infrastructure Regulatory Mandates Management SWIFT / RegulatoryProcess Integration
MERVA Modernization Single Window for SWIFT Processing SWIFT / SEPA Integration Standards Management
Payments Process Renovation Least Cost Routing Payments Processing Faster Mass / High Value Payments Account Validation
Corporate Services Corporate Financial Supply Chain Optimization Corporate Payments Hub Global Liquidity Management
Retail Payments Retail Processing Payments Card Industry Compliance International ACH and Consumer Remittances
Digital Payments Conversion IBM Payments Director Implementation Imaged Check Processing Duplication Detection
32
Wholesale Payments Hub Reference Architecture with SOA

Payment Process Flows
Human Workflow Payment Entry
Payment Repair Investigation Disputes Etc
Sophisticated Payment Processing Flows Liquidity management

Risk & Fraud Exception Handling Accounting Fee calculations DDA Interface Etc
Settlement Networks
Payments Origination
Partner Gateway
User Interfaces
Industry Transformation Libraries
Rules Engines
RTGS or Hi-Val Net
Bulk Net Settlement

Interfaces for Discrete Payment Services (e.g. OFAC, etc.)
Payments ODS & Log
Payments Data Warehouse Reporting & Analytics
Systems Management Security & Monitoring Infrasctructure
External Parties 33 33
Wholesale Payments ESB Reference Architecture (SOA)

Payment Process Flows
Human Workflow Payment Entry
Payment Repair Investigation Disputes Etc
Sophisticated Payment Processing Flows Liquidity management

Risk & Fraud Exception Handling Accounting Fee calculations DDA Interface Etc
Settlement Networks
WPS, WID, WSRR

User Interfaces
Industry Transformation Libraries
Payments Origination
DataPower Partners
Rules Engines
WBM
WTX & Libraries
STP .
Toolkit ILOG
RTGS or Hi-Val Net
Bulk Net Settlement

WMB WESB (included in WPS)
Interfaces for Discrete Payment Services (e.g. OFAC, etc.)
Payments ODS & Log
Payments Data Warehouse Reporting & Analytics
DB2 Cognos
DB2
Systems Management Security & Monitoring Infrastructure
Tivoli
34
Payments and Securities Framework Extensions and Accelerators

Provides a single window to SWIFTNet services and reliable processing of high volume messages Enables data transformation to industry standards (e.g., NACHA, SWIFT, FIX) Provides efficient XML data management to industry standards (e.g., SWIFT, FIX, FpML, TWIST ) SOA-based templates for faster development of payments business services Assets for building an enterprise payments service bus that provides transaction-level visibility to payments
IBM Payments Best Practices Payments Integration Use Cases
IFW-Based Data Model
Reference Payments Process Models
Reference Payments Services Interfaces
Payments Objects User Interface
Assets
State Engine
Timer Services
Flow Coordinator
ISO20022-Based Internal Canonical Format
WebSphere Business Integration for Financial Networks
Assets for WebSphere Message Broker
Assets
WTX Industry Packs
Common banking process and data models speed requirements definition IFW / BDW Process and implementation
& Data Models
pureXMLTM Payments Bundles
Best practice business and technical patterns for implementing a corporate Corporate Payments payments solution
Scenario

35
and more
Integrated Risk Management Holistically manage risk across the enterprise
Banks need to: Understand market and credit risk exposure across multiple silos Secure all transactions and forms of interaction Proactively prevent increasingly sophisticated internal and external prohibited activities Effectively manage detected events Proactively manage internal and external potential risks Understand and manage increasingly complex compliance requirements at optimal cost
36
IBMs Strategic Direction for Risk Solutions

Optimized end-to-end solution
Information Sources
1a 1b
Feeds & Data Models
Risk Data Mart
Analytics & Optimization
3a Risk Analysis
and Reporting Drill down capability
Diverse risk calculators Multiple fraud detection engines
Operational Discovery
Counterparty Information ETL & Quality Industry Models Master Data Risk related information
4
Analytics Integration
Aggregation
External
Integrated reports & Dashboards
3b Optimized decisions embedded

in business processes
IBM strengths 1. 1.
Customer, ISV or partner
Strategic direction
Trusted data: Completeness & accuracy of data for risk aggregation and calculation
Single information source for multiple stake holders
Best of breed partners for the highly diverse types of risk calculators Generate value from the result of an analysis by feeding them to
a. Decision makers for planning supported by BI tools like Cognos b. Business processes for optimized automated and workflow oriented transactional decisions
37
Integrated Risk Management Framework Projects
Get Your Risk Data in Order Risk Insight and Control Real Time Risk Insight and Control Risk Optimization Risk Modeling and Scenario Analysis
Financial Risk Customer Care and Insight Integration Optimization Analytics Collaboration Security Resiliency Integrated Risk Management Payments and Securities Core Banking Transformation
Suspicious activity reporting Integrated Fraud and Financial Crimes platform Transaction Monitoring & Detection Integrated Case and Investigation Management
Comprehensive Security Control, Enforcement, Management Trusted Identity Management Configuration/Incident/Problem/Change/Release Management Continuous, comprehensive fault monitoring Data Protection Application Integrity and Security Operational Risk Platform Compliance Information Lifecycle Management Corporate Governance and Internal Control Sales and Market Conduct Compliance Regulatory Compliance Prudential Compliance Collaboration for Legal and Compliance
Financial Crimes
Operational and IT risk
Governance and Compliance
38 38
Integrated Risk Management Project Example
Financial Risk Risk Insight and Control Project
Client issue

Lack of trusted and integrated risk information makes it difficult to understand actual risk exposures facing the bank and also results in inaccurate reporting of exposures to regulatory bodies and executive management
Consolidate data to create a trusted and accessible source of information Apply analytics and business intelligence to generate enterprise risk reporting Apply portal and collaboration technologies to give end users easy access to information
Solution
Framework project partners

Data warehousing and master data management Common banking data models Enterprise dashboards, scorecards, and reporting templates Alerts based on business events Access via web, email, mobile Enhanced visualization capabilities from IBM Research More timely and better decision-making Improved accessibility to risk information across the enterprise Reduced costs
Framework technology capabilities
Benefits
39 39
One of the worlds top global banks manages risk across the enterprise Top Global Bank
Client Challenges A tighter focus on retail credit risk management at the corporate level required new centralized risk capabilities Solution Developed a scalable, comprehensive risk analytics, intelligence, and reporting platform - and a streamlined process to ensure accurate data collection and management
Smarter Business Outcomes Centralized and efficient risk analysis, intelligence, and reporting Integration with Basel II, traditional, and emerging risk metrics Broad, deep, and reliable view of risk from many perspectives Risk managed at multiple levels -- from the Board of Directors to line of business
40 40
Integrated Risk Management - Extensions and Accelerators
COGNOS Banking Risk Performance Credit Risk
Provides industry-leading credit risk insight with specialized templates to create executive dashboards and reports
Entity Analytics and Global Name Recognition
Provides real time identity and relationship recognition and resolution
COGNOS Finance & Integrated Risk Management (FIRM)
Consolidates credit / underwriting, market, and operational risk information into an enterprise-wide view
IFW / BDW Process & Data Models
Risk-specific banking process and data models speed requirements definition and implementation
COGNOS Risk Adjusted Profitability Blueprint

41 41
Blueprint for integrating risk information with enterprise-wide, distributed profitability management
Access and identity management, change management, and fault monitoring capabilities simplify audits for IT IBM Service Management governance, risk and for IRM compliance regulations
Customer Care and Insight Optimizing the customer experience
Consumers Demand innovative and more customized products and services Want a consistently high quality customer experience across all touch points Banks Must be able to identify their most profitable customer relationships Need an enterprise view of customer relationships to optimize the customer experience Need to balance managing cost, risk, security and compliance with meeting customer needs
42 42
Customer Care and Insight Framework Projects

Customer Data Integration Common Data Warehousing and Models Enable Information as a Service
Information
Customer Analytics Business Insight Search & Discovery Analytics Threat & Fraud Intelligence
Multi-Channel Transformation
Insight
Common Channel IT Architecture Channel Renovation (including Internet, Mobile, Teller and Branch, Contact Center, ATM and Kiosk) Cross Sell / Up Sell Lending Optimization Dynamic Product Bundling Customer On-boarding (aka Account Opening)
Sales
Customer Care and Insight Integration Optimization Analytics Collaboration Security Resiliency Integrated Risk Management
Case Management Contact Center Optimization Disputes Event-Based Decisions
Service
Customer Segmentation and Profitability Campaign Management Marketing Communication Customer Preferences Know Your Customer 43 43
Marketing
Compliance
Customer Care and Insight Project Example
Customer Information Optimization Customer Data Integration Project

Client issue Customer data is duplicated and spread across multiple silod databases, leading to an inconsistent experience for customers dealing with the bank Build an integrated data warehouse to create a consolidated customer profile and enable customer-centric processing Banking data warehouse models Data warehousing Master data management tools Reporting tools Process choreography Implementation expertise
Solution
Framework capabilities
Benefits
Projects can be implemented in as little as 6 months Improved customer satisfaction and retention, reduced maintenance costs
44 44
A top ten U.S. bank enables customer-centric processing with integrated data Top 10 U.S. Bank
Client Challenges The bank needed to provide a more consistent customer experience based on trusted and actionable enterprise customer data Solution Assisted the bank in implementing a customer data integration initiative, providing the bank with a roadmap to sunset its legacy customer file systems
Smarter Business Outcomes Created a consolidated customer profile and enabled customer-centric processing Ability to manage new ATM customer preference data Reduced maintenance costs while preserving existing application interfaces
45 45
Customer Care and Insight Framework Extensions and Accelerators

Customer-oriented banking process and data models speed requirements definition and implementation Provides services references templates for building dynamic customer care processes Proven pattern and capabilities to accelerate the creation of integrated retail delivery applications Best practice business and technical patterns for an account opening SOA-based solution
IFW / BDW Process & Data Models
Detailed design templates for accelerating data Banking Data Integration warehouse development
Accelerators
Process and integration models provide a higher order composite services in Common Business Language relation to Master Data Services Accelerator Management Server
WebSphere Multichannel Bank Transformation Toolkit
Account Opening Scenario
Banking Performance Blueprints

46 46
Pre-defined data, process and policy models for enterprise planning, and financial management and control
and more
Benefits of a framework approach
Business Architecture
Speedof implementation with repeatable architectural patterns and accelerators Flexibilityto progressively transform to a simplified architecture one project at a time Choiceof how to get started and who to partner with for business capabilities Cost Reductionthrough re-use of services and assets and through faster implementation
Business Processes
Technology Architecture & Infrastructure
Alignmentof business and IT priorities for more effective results from solution implementation
47
Accelerating Solutions for Smarter Banks

Thank You
48 48

WalterMhlongo IBM BankingMobileMoney2-3Mar2011 2

Transféré par

Informations du document

Copyright

Formats disponibles

Partager ce document

Partager ou intégrer le document

Options de partage

Avez-vous trouvé ce document utile ?

Ce contenu est-il inapproprié ?

Droits d'auteur :

Formats disponibles

WalterMhlongo IBM BankingMobileMoney2-3Mar2011 2

Transféré par

Droits d'auteur :

Formats disponibles

Walter MHLONGO Client Solutions Executive IBM East Africa 03/03/2011 waltermh@ke.ibm.

IBM Banking Industry Framework

Building a smarter planet

Reasons to be optimistic there is an extraordinary opportunity !

1 - Nominal 2 - http://financialaccess.org/sites/default/files/110109%20HalfUnbanked_0.pdf 3 - Assets = deposits, equity and fixed income

2010 IBM Corporation

Building a smarter planet

Dramatic forces changing the worlds most complex system.

Surveillance and monitoring

Laws and rules

An adaptive system evolving organically

2010 IBM Corporation

Building a smarter planet: Banking & Financial Markets

Growth requires smart institutions to think and act in new ways

2010 IBM Corporation

Building a smarter planet

Sales and trading

Custody and agency services

Building a smarter planet

Relevant information difficult to access real-time

slowing deployment of solutions and decreasing agility

Building a smarter planet

Smarter banking solutions have a common set of attributes

Building a smarter planet

A comprehensive framework that delivers accelerates solution deployment

IBM Banking Industry Framework

The framework provides a bankingspecific software platform with

Banking extensions and pre-built solution accelerators to speed deployment

Integrated Risk Management

Payments and Securities

Building a smarter planet

Customer Care and Insight

Core Banking Transformation

Integrated Risk Management

Payments and Securities

Building a smarter planet

Entity Analytics Software

Building a smarter planet

Speed solution deployment with software extensions and accelerators

Payments & Securities

Banking Message Model

Banking Extensions for MDM Server

Common Shared Services

Financial Transaction Manager

WTX Industry Packs

Services Component Building Blocks

Development Tools / Methodology

pureXMLTM Payments Bundles

Corporate Payments Scenario

SOA Banking Scenarios

WebSphere Banking Content Pack

COGNOS Banking Performance Blueprints

WebSphere Modeler with IFW

Rational Software Architect with IFW

Integrated Risk Management

Customer Care & Insight

Banking Data Integration Accelerators

Customer Identification Solution

Account Opening Scenario

Common Business Language Services Accelerator

COGNOS Banking Performance Blueprints

WebSphere Multichannel Bank Transformation Toolkit

Building a smarter planet

2010 IBM Corporation