Youre Invited to join our team!

Peoples Advantages:
%n&at'hed Custo&er Servi'e Co&(etitive )ates *ui'+ and De(endable Closings ,n#-ouse .ro'essing ,n#-ouse %nder/riting ,n#-ouse 0unding

Barbara Childers l

2550 5th Avenue, Suite 167 l

San Diego, CA 92103 l

N !S" 229759 l CA#DB$229759

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A message from Barbara Childers I have been in the mortgage lending industry for 28+ years with comprehensive nowledge in all facets of lending! I am see ing licensed and e"perienced #ortgage Professionals that are driven$ self directed and motivated to be part of my team! %ualities I loo for in a loan officer: & Customer service oriented & 'trong wor ethic & Positive attitude & (nowledge of sales techni)ues & An established boo of business *ou sell and we will provide the tools and support you need for success! It would be a pleasure to have you on my team!
Barbara Childers l DB$229759 2550 5th Avenue, Suite 167 l San Diego, CA 92103 l N !S" 229759 l CA#

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+he Peoples #ortgage 'tory: .eo(les ortgage o(ened its doors in Ari3ona in 1994 /ith the &ission o5 o55ering 'o&(etitive real estate 5inan'ing /ith un&at'hed servi'e6 7his straight5or/ard a((roa'h has given .eo(les a solid re(utation in the industr8 and (aved the /a8 5or National e9(ansion6 1ith 'o&(etitive 5inan'ing in &ind, .eo(les ortgage has established uni:ue lending relationshi(s /ith several investors in the se'ondar8 &ar+et to &a9i&i3e (rogra& versatilit8, /hile &aintaining the bene5its o5 dire't lending (ri'ing6 )e'ogni3ing the uni:ue needs o5 ea'h o5 our 'lients, ea'h !oan $55i'er has a''ess to 'o&(etitive (ri'ing 5or an e9(ansive list o5 loan (rogra&s6 .eo(les ortgage e&(lo8s over 200 loan o55i'ers and lends in 11 states; 7heir established in#house (ro'essing and dedi'ated under/riting and 'losing tea&s hel( to &aintain an un(re'edented level o5 servi'e 5or their 'lients6 At .eo(les ortgage, it is all about the .eo(le6

Barbara Childers l DB$229759

2550 5th Avenue, Suite 167 l

San Diego, CA 92103 l

N !S" 229759 l CA#

$%) .)$D%C7S
,hat we offer
Conventional, FHA, VA - FICO as low as 600 0 !ear Fi"ed, #$ !ear Fi"ed, #0 !ear Fi"ed %oans &#, $&#, '&# Ad(usta)le *ate +ortgages ,A*+-.

Con/or0ing, 1u0)o, and -uper 1u0)o

*ural 2roperties and 2roperties with Acreage

3-DA 4 FICO as low as 650

50 6

*epair 7scrow

*everse +ortgages

F*7-H -8A*8 ,# da9 out o/ short sale&/oreclosure: 6 0onths out o/ ;6.

Canadian Financing

Barbara Childers l DB$229759

2550 5th Avenue, Suite 167 l

San Diego, CA 92103 l

N !S" 229759 l CA#

$%) .)$D%C7S
,hat ,e -ffer
0)2S- S7A)7 !$AN< Do 8ou have a re'ent Ban+ru(t'8, 5ore'losure, or short sale= Don>t /orr8666 $ur 0resh Start (rogra& onl8 re:uires 1 da8? A &ini&u& 5i'o s'ore o5 600 is re:uired6 )2.A,) 2SC)$1 !$AN< Close 8our loan then 'o&(lete all re:uired re(airs /ithin 2 /ee+s6 0-A and 'onventional loans onl86 @A !$ANS< 1eAre honored to hel( veterans re5inan'e or bu8 their ho&es /ith the @A loan6 Bero do/n 5or ho&e (ur'hases and 100C re5inan'ing6 ini&u& 5i'o s'ore o5 600 re:uired6

@A -,D- BA!ANC2EF% B$< 1eAre honored to hel( veterans re5inan'e or bu8 their ho&es /ith the @A loan6 0or veterans loo+ing to (ur'hase a ho&e above GH17,0006 0 do/n (a8&ent u( to G500,000600 loan a&ount6 0-A !$ANS< 0-A loans &a+e :uali58ing 5or 8our ne/ &ortgage eas86 A &ortgage issued b8 5ederall8 :uali5ied lenders and insured b8 the 0ederal -ousing Ad&inistration I0-AJ6 ini&u& do/n (a8&ent is 365C and 5C 5or high balan'e6 C$N@2N7,$NA!< A t8(e o5 &ortgage in /hi'h the underl8ing ter&s and 'onditions &eet the 5unding 'riteria o5 0annie ae and 0reddie a'6 ini&u& do/n (a8&ent is 5C6 in 5i'o s'ore o5 600 re:uired6

-$ 2 .A7- )2N$@A7,$N< 7a+e advantage o5 the lo/ rates and lo/ do/n (a8&ents re:uired 5or these loans6 Also, no a((raisals are re:uired6 5C do/n (a8&ent6 -A).< %nli&ited C!7@ F% B$< 7a+e advantage o5 our lo/ &ortgage rates 5or loans u( to G5,000,0006 15#8ear, 30#8ear, 0-A and A) 0-A 203L< Bu8 a ho&e and re&odel it /ith the sa&e loan6 365 ini&u& do/n (a8&ent Ku&bo loans available, de(ending on 8our area6

%SDA !$ANS< %SDA loans are (ri&aril8 used to hel( individuals (ur'hase ho&es in rural areas6 No do/n (a8&ent re:uired6 -%D -$ 2< 7his is great i5 8ou are a borro/er loo+ing to get into a ho&e /ith nothing do/n and at the lo/est (ri'e (ossible6 D$1N .AM 2N7 ASS,S7ANC2 .)$D)A S< CC

Barbara Childers l DB$229759

2550 5th Avenue, Suite 167 l

San Diego, CA 92103 l

N !S" 229759 l CA#

$%) D%A)NA722O
,hat we offer

Bran'h ar+eting N Business Develo(&ent to /or+ 5or 8ou? 29(erien'ed ,nside Su((ort Sta55 Consistent Co&&uni'ation 29(ansive .rodu't Develo(&ent Current and Custo&i3able

anager

ar+eting 7ools

Barbara Childers l DB$229759

2550 5th Avenue, Suite 167 l

San Diego, CA 92103 l

N !S" 229759 l CA#

2P.AND,ND
."pand ,ith /s

,n an e55ort to &a9i&i3e our business o((ortunities .eo(les ortgage is 'ontinuall8 loo+ing into ne/ &ar+ets6 1e are 'urrentl8 li'ensed in the 5ollo/ing &ar+ets<

Ari3ona
BL#090H16H

Cali5ornia
H130661

Colorado
627H

,daho
B! 7732

,llinois
B#6760499

Nebras+a
627H

Ne/ e9i'o
02527

$regon
!#5111

7e9as
627H

%tah
5507505

1ashingto n
627H

Barbara Childers l DB$229759

2550 5th Avenue, Suite 167 l

San Diego, CA 92103 l

N !S" 229759 l CA#

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In0house ,arm ,elcome

!a(to( (rovided at no 'ost to 8ou ortgagebot Q !$S S8ste& Iintegrated /ith .ointJ ortgage )eturnsIC) J (rovided at no 'ost to 8ou Branded business 'ards &ade 5or 8ou 0a'eboo+ Business (age designed 5or 8ou !in+ed ,n (ro5ile 'reated 5or 8ou Custo&i3ed .ersonal 1ebsite N Blog designed Kust 5or 8ou Branded &ar+eting tools in'luding 5l8ers, (ens, stationer8 and &ore

Barbara Childers l DB$229759

2550 5th Avenue, Suite 167 l

San Diego, CA 92103 l

N !S" 229759 l CA#

Promoting *ourself with help from our own In0house #ar eting #anager

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1ith 20 8ears in the gra(hi' design business let &e hel( 8ou loo+ 8our best /ith branded Business 'ards, so'ial &edia develo(&ent, dri( 'a&(aigns, e&ail blasts, (ost'ards, (ersonali3ed 5l8ers, gi5ts, give#a#/a8s and &oreO

Barbara Childers l DB$229759

2550 5th Avenue, Suite 167 l

San Diego, CA 92103 l

N !S" 229759 l CA#

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#ortgage 1eturns

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#ar eting 'amples Barbara Childers l DB$229759 2550 5th Avenue, Suite 167 l San Diego, CA 92103 l N !S" 229759 l CA#

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2or All .mployees

$nline .a8roll # AD. Dire't De(osit ulti(le edi'al (lans, dental, vision Q %nited -ealth'are
2&(lo8ee &at'hing 'ontributions &ade b8 .eo(les ortgage,

H01L Q 7he -art5ord

(lus an8 earnings the8 generate are subKe't to the 5ollo/ing vesting s'hedule< Mear 1< 20C Mear 2< H0C Mear 3< 60C Mear H< 40C Mear 5< 100C

!i5e ,nsuran'e at no 'ost to e&(lo8ee !ong ter& disabilit8 at no 'ost to e&(lo8ee -ealth Savings A''ount A5la'

Barbara Childers l DB$229759

2550 5th Avenue, Suite 167 l

San Diego, CA 92103 l

N !S" 229759 l CA#

7)A,N,ND
3edicated In 4ouse 'upport

Cor(orate 7raining Q 1eb#based and in (erson 7e'hnolog8 and .rodu't 7raining C) Q ortgage )eturns training

Barbara Childers l DB$229759

2550 5th Avenue, Suite 167 l

San Diego, CA 92103 l

N !S" 229759 l CA#

,N C!$S,ND
+han you

+han you for ta ing the time to e"plore some of the highlights of wor ing with Peoples #ortgage Company! 2rom highly motivated employees$ to a progressive management structure that promotes great communication and a 5get it done6 attitude$ Peoples #ortgage is positioned for the future! It7s a future of high professional standards$ growth opportunities and rewards for success! It7s a great place to grow a career in the mortgage industry!

Barbara Childers l DB$229759

2550 5th Avenue, Suite 167 l

San Diego, CA 92103 l

N !S" 229759 l CA#