Some expected Questions For Clerk-3

1- Where is the headquarter of MCX situated? Ans- Mumbai, india. 2- In which year MCX was founded in India? Ans- 2003 3- Which type of organization is MCX? Ans- public sector 4- Who is the CEO and MD of MCX? Ans- Krishna Mohan Sahni. 5- In which year, MCX has come out with a public issue of 6,427,378 Equity Shares of Rs. 10 face value in price band of 860 - 1032 Rs. per equity share to raise around $134 million? Ans- February 2012 6- Which Indian exchange offered first ever Initial Public Offer? Ans- MCX 7- Which commodity exchange is the first and only commodity exchange in India? Ans- MCX COMDEX. 8- Which commodity is not traded by MCX COMDEX? Petroleum. 9- Which commodity exchange in India is worlds fifth largest commodity exchange? Ans- MCX 10- What is the tagline of MCX? Ans- Trade with Trust 11- What is Self Help Groups? Ans- A Self-Help Group (SHG) is a village-based financial intermediary usually composed of 1020 local women or men. 12- Typically it is which kind of entrepreneurs? Ans- Micro entrepreneur. 13- What is the goal of SHGs?

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Ans- Self-help Groups are seen as instruments for a variety of goals including empowering women, developing leadership abilities among poor people, increasing school enrollments, and improving nutrition and the use of birth control. 14- Which organization in India supported Self Help Groups? Ans- NABARD. 15- How many members should be in Self Help Groups? Ans- 10-20 local men and women. 16- What is the tenure of Self Help Groups? Ans 36 months. 17- What is the maximum limit for each Self Help Groups? Ans- Rs 750,000. 18- What is the rate under which commercial bank do not lend credit to customers? Ans- Base rate. 19- What is the current rate of bank rate? Ans- 8.75% 20- What is latest repo rate and reverse repo rate? Ans- 7.75 and 6.75% 21- The ratio , which a bank has to maintain itself in the form of liquid? Ans- Statutory Liquidity Rate 22- What is the current SLR? Ans- 23% 23- What is the current CRR at present? Ans- 4% 24- Who is the Governer of Reserve bank of India? Ans- Raghuram Rajan. 25- Who is the first governer of RBI? Ans- Sir Osborn smith 26- On the recommendations of which committee , RRBs were established? Ans- Narsimha committee 27- What is the name of first regional rural banks?

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Ans- Prathama bank 28- In which state first RRB was established? Ans- Uttar Pradesh 29- Regional Rural Banks Act ,-----? Ans- 1976. 30- The Regional Rural Banks(amendments) Bill presented in which year? Ans- 2013 31- Who is the key people of Bhartiya Mahila bank? Ans- Usha Ananthsubramanian 32- At present in india, how many RRBs are there? Ans- 67 33- How many RRBs were merged into the 10 RRBS? Ans- 25 RRBs 34- How many banks were nationalized first time? Ans- 14 35- In which year nationalization of 14 banks were done in India? Ans- 1969. 36- A second dose of nationalization of 6 more commercial banks followed in which year? Ans- 1980. 37- On which day, Human Rights day observed across the world? Ans- 10 december 38- Which organization chosen this date for Human Rights day? Ans- United Nations General Assembly. 39- What is theme of human rights day 2013? Ans- 20 years working for your rights. 40- Who is the Secretary-General of United Nations? Ans- Ban-Ki-Moon(since 2007) 41- Where is the headquarter of United Nations? Ans- NewYork

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42- How many languages are the official language of United Nations? Ans- Arabic , English, French, Mandarin, Russian, Spanish.

43- The time limit for resolution of customer complaints in banks has been reduced from 12 days to how many days? Ans- 7 days. 44- What is the full form of MGNREGA? ANS- Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA). 45- How many days is in MGNREGA? Ans- 100 days. 46- IFSC Alphanumeric code contain how many digits? Ans- This is an 11-character code with the first four alphabetic characters representing the bank, and the last seven characters (usually numeric, but can be alphabetic) representing the branch. The fifth character is 0 (zero). 47- What is the full form of IFSC ? Ans- Indian Financial System Code (IFSC) 48- Where IFSC is used in banking? Ans- IFSC is used by the NEFT & RTGS systems to route the messages to the destination banks/branches 49- What is the minimum and maximum limit of investment in plant and machinery for a micro (manufacturing) enterprise? Ans- 2.5 lakh to 25 lakh 50- What is the minimum and maximum limit of investment in plant and machinery for a small(manufacturing) enterprise? Ans- More than 25 lakh rupees but less than 5 crore rupees. 51- What is the minimum and maximum limit of investment in plant and machinery for a medium(manufacturing) enterprise? Ans- More than 5 crore rupees and less than 10 crore rupees. 52- What is the minimum and maximum limit of investment in euipments for a micro (service) enterprise? Ans- Less than 10 lakh. 53- What is the minimum and maximum limit of investment in euipments for a small (service) enterprise?

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Ans- More than 10 lakh rupees and less than 2 crore rupees.

54- What is the minimum and maximum limit of investment in euipments for a medium (service) enterprise? Ans- More than 2 crore rupees and less than 5 crore rupees. 55- What is the year of passing Micro, Small and Medium Enterprise Act (MSME)? Ans- 2006 56- What is meant by Priority Sector Lending? Ans- Priority sector lending include only those sectors as part of the priority sector, that impact large sections of the population, the weaker sections and the sectors which are employment-intensive such as agriculture, and Micro and Small enterprises. 57- How many specialized branches for lending to MSMEs are in India? Ans- As on March 2013 there are 2032 specialized MSME branches. 58- What is cluster financing? Ans- Cluster financing is to lending is intended to provide a full-service approach to cater to the diverse needs of the MSE sector which may be achieved through extending banking services to recognized MSE clusters. 59- What is the full form of (RSETIs)? Ans- Rural Self Employment Training Institutes (RSETIs). 60- What is the full form of (BCSBI)? Ans- Banking Codes and Standard Board of India (BCSBI). 61- How many credit rating agencies are in India? Ans- 8 credit rating agencies are in India. 62- Names of the credir rating agencies in india? Ans- CIBIL Credit Environment India CRISIL Equifax Experian High Mark Credit Information Services ICRA Limited SME Rating Agency of India. 63- What is the full form of CRISIL? Ans- Credit Rating Information Services of India Limited.

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64- Full form of CIBIL. Ans- Credit Information Bureau (India) Limited (CIBIL). 65- W hich is the Indias first credit Information Company(CIC)? Ans- CIBIL. 66- In which year CIBIL was established in India? Ans- August 2000. 67- Where is the headquarter of CRISIL? Ans- Mumbai. 68- Where is the headquarter of CIBIL? Ans- Mumbai. 69- In which year CRISIL was founded? Ans- 1987. 70- Which apex body in India regulate the capital market? Ans- SEBI(securities and exchange board of india) 71- What is rupay card? Ans- RuPay is an Indian domestic card scheme. 72- RuPay card is launched by which company? Ans- National Payments Corporation of India (NPCI). 73- When RuPay card scheme was launched? Ans- on March 26, 2012. 74- Full form of PCE? Ans- Personal Consumption Expenditure (PCE). 75- The following banks recognize the RuPay card at their PoS terminals Andhra Bank Axis Bank Bank of India Central Bank of India Corporation Bank Federal Bank HDFC Bank IDBI Bank ICICI Bank IndusInd Bank

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Karnataka Bank Karur Vysya Bank Punjab National Bank State Bank of India Tamil Mercantile Bank

76- What is the name of central bank of india? Ans- Reserve Bank of India. 77- Which bank issue currency in India? Ans- Central bank(Reserve Bank Of India) . 78- Bankers bank___? Ans- Reserve Bank Of India. 79- Governments bank_____? Ans- Reserve Bank Of India. 80- Headquarter of RBI? Ans- Mumbai,Maharashtra 81- When RBI was established? Ans- 1 April 1935. 82- On the recommendations of which committee, RBI was established? Ans- Hilton young Committee. 83- Who regulate the credit flow in the India? Ans- Reserve Bank of India. 84- With the help of which policy, RBI controlled the credit flow in India? Ans- Monetary Policy. 85- How many Deputy Governer are in RBI/ Ans- 4 86- Raguram Rajan replaced whom,for taking the charges of Governer of RBI? Ans- D. Subbarao. 87- What is the Effect of increase liquidly in marketAns- Inflation. 88- How can RBI controlled Inflation? Ans- By the use of Monetray Policy.

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89- What is Inflation? Ans- Inflation is a persistent increase in the general price level of goods and services in an economy over a period of time. 90- What is Deflation? Ans- A fall in the general price level. 91- What is Disinflation? Ans- A decrease in the rate of inflation 92- What is Stagflation? Ans- A combination of inflation, slow economic growth and high unemployment. 93- What is Hyperinflation? Ans- An out-of-control inflation. 94- What is CASA ratio? Ans- The CASA ratio is the ratio of deposits in the current and savings accounts of a bank to its total deposits 95- What is the full form of CASA? Ans- (CASA) Current and Savings Account 96- Saving account is a type of which kind of Deposit? Ans- Demand Deposit. 97- Recurring Account is a type of which kind of Deposit? Ans- Term Deposit. 98- Noble peace prize 2013? Ans OPCW(Organisation for the Prohibition of Chemical Weapons ) 99- Headquarter of OPCW__. Ans- The Hague, Netherlands 100- How many members are in OPCW? Ans 190 member states 101Who is awarded with noble price for literature 2013?

Ans- Alice Munro 102Alice Munro belong to which country ?

Ans- Canada.

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103-

Noble prize in Physics 2013? Peter W. Higgs

Ans- Franois Englert 104Noble prize in Chemistry 2013?

Ans- Martin Karplus, Michael Levitt and Arieh Warshel 105Noble prize in Medicine 2013?

Ans- James E. Rothman, Randy W. Schekman and Thomas C. Sdhof. 106For which book ,Alice Munro won noble prize 2013?

Ans- "Master of the contemporary short story" 107Upto one lakh insurance in banks done by which company?

Ans- DICGC 108Full form of DICGC?

Ans- Deposit Insurance and Credit Guarantee Corporation (DICGC). 109What does the DICGC insure?

ANS- In the event of a bank failure, DICGC protects bank deposits that are payable in India. The DICGC insures all deposits such as savings, fixed, current, recurring, etc. except the following types of deposits. Deposits of foreign Governments; Deposits of Central/State Governments; Inter-bank deposits; Deposits of the State Land Development Banks with the State co-operative bank; Any amount due on account of any deposit received outside India Any amount, which has been specifically exempted by the corporation with the previous approval of Reserve Bank of India 110- What is the maximum deposit amount insured by the DICGC? Ans- Each depositor in a bank is insured upto a maximum of Rs.1,00,000 (Rupees One Lakh) for both principal and interest amount. 110- Who will pay the cost of deposit insurance? Ans- Deposit insurance premium is produced entirely by the insured bank.

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112- When DICGC was established? Ans 1961 113- What is the currency of Brazil? Ans- Brazilian real. 114- Capital of Brazil______. Ans- Brasilia. 115- What is the Official language? Ans- Portuguese Language. 116- Full form of ECS____? Ans- Electronic Clearing Services 117- The Scheme is in operation at how many centres, where Reserve Bank of Indiamanages Clearing Houses? Ans- 15 centres. 118- How many ECS centres are in India? Ans- The Scheme is in operation at 15 centres where Reserve Bank of India manages Clearing Houses, 21 centres where SBI is managing ECS on behalf of RBI and 29 other centres where PNB and other banks are managing ECS on behalf of RBI. 119- In which year and which place ECS being offered in Department of Posts? Ans- The Department of Posts introduced ECS scheme on a pilot basis in Mumbai City on 9th August 2003. 120- Indira Gandhi peace prize 2012 given to whom? Ans- Sir Ellen Johnson Sirleaf. 121- Sir Ellen Johnson Sirleaf belongs to which country? Ans- Liberia. 122- Who is the President of Liberia? Ans- Sir Ellen Johnson Sirleaf. 123- What is the capital of Liberia? Ans- Monrovia 124- Which currency is used by citizen of Liberia? Ans- Liberian Dollar. 125- Who is chosen for Indira Gandhi peace prize 2013? Ans- Angela Merkel 126- Who is Angela Merkel? Ans- Chancellor of Germany. 127- Angela Merkel belongs to which country?

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Ans- Germany 128- What is the capital of Germany? Ans- Berlin 129- What is the official language of Germany? Ans- German. 130- Devdas book is wriiten by______? Ans- Sharat Chandra Chattopaddhyay 131- Tatason tied up with which to promote Indian airlines? Ans- AirAsia 132- What is AirAsia India? Ans- AirAsia India[4] is a proposed Indian-Malaysian low cost carrier. It is a subsidiary of AirAsia, 133- Which is the first foreign airline to set up a subsidiary in India? Ans- AirAsia is the first foreign airline to set up a subsidiary in India. 134- Which Indian film representing in 2014 in Oscar? Ans- Gujrati film The Good Road 135- W ho is the director of film The Good Road? Ans- Gyan Correa 136- W ho is the writer of film The Good Road? Ans- Gyan Correa 137- 60th national award for the best film? Ans- Paan Singh Tomar. 138- 60th national award for best non feature film_____? Ans- Shepherds of Paradise 139- Who host the 60th National Awards for films? Ans- R.Madhavan and Huma Qureshi. 140- Which organization presented the 60th National Film Awards? Ans- Directorate of Film Festivals 141- In which year Directorate of Film Festivals established? Ans- 1973. 142- Which kind of organization is Directorate of Film Festivals? Ans- Governemnent organization. 143- Where is the headquarter of Directorate of Film Festivals is situated? Ans- New Delhi

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144- Who is the director of Directorate of Film Festivals? Ans- Rajeev Kumar Jain. 145- Which is the parent organization of Directorate of Film Festivals? Ans- Ministry of Information and Broadcasting 146- Which state in India is largest coffee exporter? Ans- Karnataka. 147- Which country is the highest coffee producer? Ans- Brazil. 148- What is the rank of India in the list of largest coffee producer? Ans- 6th 149- Which country has the highest coffee consumption per capita? Ans- Finland. 150- Word "coffee" descends from the language? Ans- "Coffee" descends from the Italian word caff

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