INTRODUCTION

BANKING IN INDIA Banking in India originated in the first decade of 18th century. The first banks were The General Bank of India, which started in 1786, and Bank of Hindustan, both of which are now defunct. The oldest bank in existence in India is the State Bank of India, which originated in the "The Bank of Bengal" in Calcutta in June 1806. This was one of the three presidency banks, the other two being the Bank of Bombay and the Bank of Madras. The presidency banks were established under charters from the British East India Company. They merged in 1925 to form the Imperial Bank of India, which, upon India's independence, became the State Bank of India. For many years the Presidency banks acted as quasicentral banks, as did their successors. The Reserve Bank of India formally took on the responsibility of regulating the Indian banking sector from 1935. After India's independence in 1947, the Reserve Bank was nationalized and given broader powers.

COMPANY DESCRIPTION Axis Bank was the first new generation private sector bank to be established in India under the overall reform programme initiated by the Government of India in 1991, under which nine new banking licenses were granted. The Bank was promoted by Unit Trust of India, the largest mutual fund in India, holding 87% of the equity. Life Insurance Corporation of India (LIC), General Insurance Corporation Ltd and its four subsidiaries who were the co-promoters held the balance 13%. The Bank started its operations in 1994. Axis Banks first capital raising post inception was in 1998 through a public offering of primary shares and in subsequent years through equity allotment to a few other investors like CDC. Citicorp Banking Corporation, Bahrain, Karur Vysya Bank and Chrys Capital leading to a dilution in UTIs shareholding in the Bank. Further dilution of Promotors shareholding happened during Q4 ended of 2004, when the Bank raised US$ 239.30 Million of Capital through a GDR issue. The Bank today is capitalized to the extent of Rs. 358.56 crores with the public holding (other than promoters) at 57.60%.

FINANCIAL POSTION The status of the assets, liabilities, and owners' equity (and

their inter relationships) of an organization, as reflected in its financial statements. Also called financial condition.

OBJECTIVE OF STUDY

1. To study the depth equity ratio decreasing year by year.

2. To study the financial potion analysis of Axis Bank, Chandrapur.

3. To understand the financial statement.

4. To study the working capital.

IMPORTANCE OF STUDY

1) This study will help to know financial position of Bank. 2) It also covers study of balance sheets of last three years. 3) It helps to know different financial aspects in Axis Bank. 4) It will also helpful in knowing financial management of Company.

HYPOTHESIS

1. Financial potion is increase the wealth and growth of the Axis bank. 2. Fixed Assets Turnover ratio is increasing which shows that fixed assets are efficiently utilized. 3. Current Ratio is increasing which is showing a sound financial position of the company. 4. Quick Ratio of the company is increasing it shows that position of the company is improving.

RESEARCH METHODOLOGY

Research is process of scientific and systematic, in-depth study or search of any particular subject, topic area of investigation, followed by collection compilation presentation, analysis and interpretation of relevant details of date it is a careful investigation or inquiry especially through search for new facts in any branch of knowledge. Research also means the search form knowledge thorough objective and systematic method of finding solution to a problem. Thus in short the term research refers to formulation of a hypothesis, collection of the facts or date analyzing the facts and reaching certain conclusion either in the from of solution towards the concerned problem or in certain generalization for some theoretical formulation. The procedure for the research work involves the following basic elements: A) SELECTING THE SUBJECT:Selecting the subject of research is a crucial decision for the researcher . The idea of the subject should be very clear in his min. The selected subject should be clear and precise and ambiguity should avoided.
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B)

SELECTION OF THE TITLE:The title given to the subject matter of the research work should not

be ambiguous. The reader should be able to from an ideal the contents of the research work after going through its title.

C)

REPORTING :When the researcher finishing analyzing the date and various fact

the found out the research work is almost over. These findings are then summarized and conclusions are drawn from it. These conclusions are then reported in an orderly fashion.

D)

COLLECTION OF THE DATA:The research plan call for gathering secondary data, primary data

or both secondary date consists of information that already exists somewhere having been collected for another purpose. Otherwise the researcher has to gather primary data, which consists of original information through survey, experiment and focus group for the specify purpose at hand.

BIBLIOGRAPHY
Books Dr. I.M. Pandey- Financial Management, Vikas Publication Delhi

M.Y. Khan P.K. Jain- Financial Management , Tata Mc Graw Hill Publishing company Limited, New Delhi

Websites www.axisbank.com www.infinancials.com

Submitted By

Guided By

Miss. Priyanka F. Bokade

B.B.A. Final Year; 2013-2014 CCITM, Chandrapur

Prof. Kanta Dodani

CCITM, Chandrapur