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Government schemes in India | Bank Exams Today

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Government schemes in India


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By: Ramandeep S ingh on Thursday, September 19, QU E S T ION P AP E2013 RS

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Government schemes in India | Bank Exams Today

In general awareness section of IBPS and many other government job exams questions are asked from government schemes. So I made a list of all government schemes with their objectives and working. In in IBPS 2012, SBI 2013, NICL 2013 and SEBI grade A 2013 questions were asked from this topic. So if you are preparing for IBPS PO 2013 then go through all these schemes.
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Less than 70 70-90 90-110 110-130 130-150 M ore than 150

CENTRAL GOVERNMENT SCHEMES IN INDIA


AAM AADMI BIMA YOJNA
Started - 02-10-2007 Objective - To provide life and accident insurance to people without land living in rural areas Working - Both State government and National government contributes Rs 200 each towards insurance one family member of age 18-59.
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Money paid to insurance beneficiary


In case of natural death - Rs 30,000 In case death due to accident or permanent disability - Rs 75,000 In case of permanent disability due to any accident - Rs 37,500
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Rs.800

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Rs.195

Rs.137

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DOODH GANGA
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Goal - Provide interest free loan and capital subsidies to diary farmers

Rs.330

Rs.215

INDIRA AWAAZ YOJNA


Started - 1985 Objective - Prociding financial assistance to rural and urban poor for construction of houses Working - Financial assistance of Rs 70,000 in plain areas and Rs 75,000 in
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70,000 in plain areas and Rs 75,000 in difficult areas is provided.


Construction of sanitary latrine and smokeless chullah is mandatory Hiring a contractor is banned House is allotted in the name of woman or jointly in the name of both man and woman.

Government schemes in India | Bank Exams Today

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Mentally challenge Physical challenged Woman headed houses Transgenders Widows and children of members of defence or police forces who died on duty
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JANANI SURAKSHA YOJANA


Started - 12 April 2005
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Objective - JSY aims at reducing

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Government schemes in India | Bank Exams Today

Objective - JSY aims at reducing maternal deaths by promoting deliveries in public and private health institutions Working - Mother should be at least 19 year old and belong to BPL or SC/ST category. Government provides
Rs 500 in case of home delivery Rs 600 in case of mother from municipal/corporation area delivering baby in private or public health care center Rs 700 in case of mother from rural area delivering baby in private or public health care center

LADLI SCHEME
Started - 20 August 2008 Aim- Objective of this scheme was to raise the status of girl child and change the social mindset of people
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towards girls in Haryana. (Separate

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towards girls in Haryana. (Separate scheme for Delhi)

Government schemes in India | Bank Exams Today

Working - Financial assistance of Rs 5000 per family per year is given by state government on the birth of second girl child. This scheme is available for parents who are domiciles of Haryana.

LADLI LAXMI YOJNA


Aim- Objective of this scheme was to raise the status of girl child and change the social mindset of people towards girls in Madhya Pradesh. Working - Government purchases National saving certificate worth Rs 6000 per year for four years for every girl child born after 01-042008 and whose parents are domicile of Madhya Pradesh. Additional money paid on following events :At the time of admission in 4th standard - Rs 2000 At the time of admission in 9th standard - Rs 4000 At the time of admission
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11th standard - Rs 7500

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11th standard - Rs 7500

Government schemes in India | Bank Exams Today

During higher secondary education - Rs 200 each month On the completion of 21 years she could receive even Rs 1 lac

MAHATMA GANDHI NATIONAL RURAL EMPLOYMENT GUARANTEE ACT


Started - 25 August 2005 Objective - To provide 100 days employment guarantee per year to unskilled labourers Working - Government provides 100 days employment guarantee per year to unskilled labourer to do public works for which he is paid Rs 120 per day. In case Government is unable to provide employment to labourers then it need pay labourers for 100 days at their home. Budget aloocated for MNREGA Rs 45000 crores ( 2012-2013)

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Government schemes in India | Bank Exams Today

MIDDAY MEAL SCHEME


Started - Started on different dates in various states in India. It was first introduced in Uttar Pradesh Objectives - Providing free lunch on working days to primary and upper primary students of government schools in India. This scheme aims at promoting education and removal malnutrition in children.

NATIONAL PENSION SCHEME INDIA


Started - 1 January 2004 Objectives - Provides social security to Government employees on retirement Working - 10% of basic salary is deducted from basic salary and DA and contributed to pension fund. Central government makes equal contribution to the fund.

PRADHAN MANTRI GRAM SADAK YOJANA


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Government schemes in India | Bank Exams Today

Started - 5 December 2000 Objective - To provide roads in villages with population of 1000+

RASHTRIYA KRISHI VIKAS YOJANA


Started - August 2007 Objective - This scheme aims at achieving 4% annual growth in agriculture sector. Working - Rs 5875 crores will be in agricultural sector in 11th five year plan to improve agricultural productivity.

RASHTRIYA SWASTHYA BIMA YOJANA


Started - April 1, 2008 Objective - Providing health insurance to poor people living below poverty line and holding yellow card Working - Anybody holding yellow card need to register for this scheme and get a smart card. Family
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get insurance of Rs 30,000 per

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get insurance of Rs 30,000 per

Government schemes in India | Bank Exams Today

family. This is cashless facility to get treatment in public as well as private hospitals.

SAMPOORNA GRAMEEN ROZGAR YOJANA


Started - 25 September 2001 Aim - Started by cobining two ongoing schemes namely Jawahar Gram Smridhi Yojana and employment Assurance Scheme. This scheme was started to provide supplementary employment so that labourers in rural areas can earn extra and thus providing food security to them. Working - Budget of Rs 10,000 crores has been alloted which is to be provided in ratio of ratio of 75:25 by Center and State and government.

SARVA SHIKSHA ABHIYAN


Started - 2001
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Aim - Provide useful and free

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Aim - Provide useful and free

Government schemes in India | Bank Exams Today

education to children in the age group of 6 -14 years under RTE act 2009 Funds allocated - Rs 61,734 crores allocated in 2011-12

SWABHIMAN
Started - 10 February 2011 Aim - To provide banking facilitates in rural areas with banking services. Goal of this scheme is to start banking services in 20,000 villages without banking services with a population of 2000 by March 2012

SWARNAJAYANTI GRAM SWAROZGAR YOJANA


Started - 1 April 1999 Objective - SGSY provide assistance to rural people living below poverty line to take up self employment.

SWAVALAMBAN
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Government schemes in India | Bank Exams Today

Started - 2010 (Will be closed on 2017-2017) Goal - To encourage workers working in unorganized sector to save for their retirement Working - Workers must invest contribute minimum Rs.1000 to maximum Rs.12000 per year into their NPS account. Government will contribute Rs 1000 per year to NPS account per year.

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Government schemes in India | Bank Exams Today

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11 COMMENTS:

1.

Rachit Singh
October 18, 2013 at 5:25 AM

very helpful. thanks a ton


Reply
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Government schemes in India | Bank Exams Today

Replies 1.

Ramandeep Singh
Thanks Rachit

October 18, 2013 at 10:49 AM

2.

Neha Bhardwaj
October 24, 2013 at 2:00 PM

@ramandeep singh this was very much needed in the last days of my preparation.
Reply Replies 1.

Ramandeep Singh
Thanks Neha :)

October 24, 2013 at 7:52 PM

3.

RAVI..
November 5, 2013 at 10:59 PM

Thanks a lot Ramandeep :)


Reply

4.

ANONYMOUS
November 14, 2013 at 12:04 PM

Doing a fab job. keep it up. this site is best for bank exam.
Reply
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Government schemes in India | Bank Exams Today

5.

ANONYMOUS
November 18, 2013 at 3:35 PM

Is it enough to exam?
Reply

6.

VANISREE
November 21, 2013 at 10:15 PM

thank you sir..


Reply

7.

VANISREE
November 21, 2013 at 10:20 PM

meru chudachaka ga unaru


Reply Replies November 26, 2013 at 8:44 AM

1.

Mayank Rajput
ye kya vanishree hota h

8.

ANONYMOUS
November 27, 2013 at 1:07 AM

sir i wish to kno abt the vacancy details of ibps spl officer 2014 exam. could u please tell me the details abt tis
Reply

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