Académique Documents
Professionnel Documents
Culture Documents
(Since 1988)
Institute of Community Empowerment & Micro Finance
Registered Under Society Reg. Act 1860 & 12 A & 80 G under Income Tax Act
ANNUAL REPORT-2008-2009
Net work
Member :
PAHAL Executive Director Mr. Islam Hussain
with Nobel Prize Laureate Prof. Mohammad
Yunus in a Micro Finance Conference in New
Delhi in March 09
Microfinance Platform Planet Finance, France
Micro-credit Campaign, USA
Sa-dhan- New Delhi
Credibility Allience Mumbai
-:Managed by :-
PAHAL
Institution Gola Barrage Road Kathgodam, Nainital, Uttarakhand, INDIA
igy laLFkk xkSyk cSjkt jksM dkBxksnke] uSuhrky& Qksu &05946 266209@216
Email- naipahal@yahoo.co.uk
3. Pahal Community Education Support Services
4. Pahal Community Capacity Building Services
Two another services will commence next phase
for community transport & marketing of SHGs
farms & non farm produce.
This year PAHAL conducted Micro Enterprise Health & Pulse Polio
Campaign/Immunization Awareness
Development Programmes for our SHG Members. This PAHAL is constantly working in health related issues
programme was sponsored by NABARD Dehradun like Immunization, RCH, Pulse Polio etc. PAHAL‘s
Regional office, worker keep in touch with the women SHG members
and motivate/guide and advice them when required
Mahila Shramirdhi Yojna
With the support of National Minorities Development
& Finance Corporation, Delhi PAHAL conducted two
skill up gradation training programme for patchwork
embroidery crafts persons. Herein 40 women artisans
got the relevant training and also got marketing support
from us. NMDFC provided opportunity to exhibit their
where 50 beneficiaries of different SHGs were provided
embroidery product in India International Trade fair
with Stone crafts training. We are also making efforts
New Delhi. PAHAL handled all logistic support for the
for linking marketing channel to off load their
production. artisans etc from placing orders to direct sales
Marketing of SHG’s Products Community Capacity Building &
This year NABARD has sanctioned a rural Mart for We believe that community must take their own
marketing of our SHGs produces. We have started Mart initiatives rather than seeking intervention from
in the name of Kota Fresh. This mart is managed by our others, and for this to happen we are acting as
sponsored Kota Doon Self Helf Group Federation. We
facilitator for providing initial support system, so
are also running a marketing outlet in Saras marketing
that the community can access to the resource.
Centers Haldwani for marketing the products & farm
Under the concept of Community Capacity
produced. In addition.
building support PAHAL has taken concrete steps.
We have arranged exposure visit, on site training
technology transfer programme etc
We have also organized awareness regarding
livelihood, income generation government
development initiative, schemes & programme like
NREGA, SGSY, PMRY, etc. Here we have
focused on PRI related issues in gram panchyat,
PAHAL Craft stall in IITF New Delhi, supported by Block level Panchyat & Distric level Panchayt,
NMDFC for marketing of SHG products BPL facilities, Indira Awas Yojna, Serva Shiksha
Sustainable Agriculture
Pahal is working in the field of sustainable agricultural
Awareness Camp in Rural area regarding Developmental
development. We believe that for development of rural work running by developmental agencies
India there is a need to increase the agricultural
productivity. In this view we are continuously working Apart from it we have also arranged awareness and
to increasing productivity of rural masses. We are training camp with the support of Pantnagar
providing capacity building, Technical Training & Agriculture & Technical University for farm and
support, increasing capacity to access different
non farm’s technology transfer to the small and
agriculture related services, providing micro credit &
marginalized farmers
so on.
Technology Transfer Programme resource, new sowing technique, new varieties of
This year PAHAL is working in liaison GB Pant seed of different crop etc.
Agriculture & Technical University Pantnagar for PAHAL staff has also got an in-house master
providing technical training to our marginal farmer training at University campus itself.
PAHAL celebrates women day on 8 March as its have provide in house training as well as direct
foundation day and annual day. The Organization’s intervention on community development
secretary and other social activist have organized programme run by PAHAL & other Governmental
credit landing training to our Staff , NGO partners & Excellence Award -2005" & "Micro Finance
also arrange exposure visit to Kolkata to learn ground Continuous Process Excellence Award -2006" by
level modalities of direct lending to JLG Model . ABN Amro Bank and Planet Finance for Micro
Finance services
2- PAHAL supported on SHG named SURABHI SHG
has been chosen as best performing SHG in
Uttarakhand by NABARD. This SHG has been
awarded by union Finance Minister Mr P.
Chidambaram in New Delhi. This award was given to
the 13 best performing SHG's in all over India.
3- PAHAL has been also facilitated by Honorable Chief
Minister of Uttrakhand Mr. Narayan Dutt Tewari and
PAHAL Team in Kolkata Slum to understand hard reality
of slum dwellers on exposure visit State Bank of India Dehradun Region for remarkable
WE are also part of Study team for study & exposure micro finance services to the disadvantage section of
on Micro credit /SHG activities in Hyderabad Andhra society.
Pradesh This Hyderabad visit was sponsored by SBI
Dehradun. We have arranged another visit to
Bangalore, Delhi & Jaipur for Exposure regarding
Micro Finance activities. PAHAL staff members
workers and associate has participated many
programmes & joined hand with other net work on
social issue, Like Himalayan issues, Women violence
& right, Land right, Achieving Million Development
PAHAL sponsored Surabhi SHG receiving best performing
Goal, led by United Nation for socio-economic equality Award from Union Finance Ministe Mr. P. Chidambaram
in universe
In House Training to Staff, Govt.
Officials & Civil Societies
PAHAL has organized in house training to NHPC
official, members of civil society NGO, staff & clients
on SHG formation Bank linkage, various aspects of
Micro Finance, other rural developmental work running Mr. Islam Hussain ED PAHAL receiving "Micro Finance
Continuous Process Excellence Award -2006 from UN country
by developmental Agencies to enhance their capacity.
Representative Dr. Olson sponsored by ABN Amro Bank & Planet
Finance in New Delhi. Pahal was also recipient of same in 2005
Glimpse of PAHAL Activities
AGM of SBI with PAHAL Team in SBI Sponsored Mr. KC Singh BABA, MP from Nainital
Exposure visit in remote village of Andhra Pradesh in PAHAL Stall in SBI Sponsored programme
in Kashipur
Interview with media on the occasion of launching of
PAHAL JLG’s member in Meeting innovative shopping paper bags in Haldwani this Bags has
developed by Islam Hussain & promoted by PAHAL