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Simple
Min Investment of only Rs.500
Intelligent
Practical
Link to your Financial Goals
If your current monthly expenses are Rs. 30,000/- p.m, after 20 years you will require Rs. 80,000/- p.m to maintain the same lifestyle
Assuming inflation rate of 5%
An education degree for your child which currently costs Rs. 10 lakh will cost Rs. 21 lakh after 15 years.
All individuals have a finite period to save for their investment goals
62,368
38,288 30,000
At inflation of 5%
10.3% 6.7%
8.9%
Inflation
Gold
Bank FDs
BSE Sensex
Growth
Real Growth
in EquitiesRisk
What else makes a material impact on investments in equity ? Investing in the BSE Sensex 25 years
Returns are from 1981- Dec 2005
16.90% 15.07%
16.02%
Fixed investment on
st
Debt Instrument
Rs. 5,000
Rs. 5,000
Rs. 5,000
Summary
Investors needs to save regularly and invest those savings in higher return assets to create wealth
Long Term Systematic Monthly Investment in equity schemes is ideal for this
Retirement Planning
Retirement corpus required to meet post retirement expenses. (if invested at 7%)
1.4 crore
30,000
Inflation 5%
Monthly investment needed to meet post retirement expenses 21 Yrs at 12% at 15% 12,583 8,083 5,090
Today
at 18%
Childs Education
Educational Degree
34,20,000 20,00,000
Inflation 5%
Monthly investment needed to achieve this goal at 12% at 15% at 18% 12,456 10,166 8,237
11 Yrs
Present
Childs Marriage
16 Yrs
Present
Benefit : 1
Equities give superior returns among all asset classes over the long term Mutual Fund has a track record of consistent good performance relative to index.
Benefit : 2
Takes out the risk of market timing Adds the benefits of the power of compounding and rupee cost averaging
Flexibility
Benefit : 3
You can choose from a wide array of schemes You can decide to keep invested amounts in an earlier scheme & invest future SIP instalments into a new scheme
Added Convenience
Benefit : 4
Auto debit facility across major cities in India Regular account statements Redemption request directly credited into your bank account
Make your investment goals a reality Start a S.I.P. today ! A Rupee Saved Is A Rupee Earned - A Long Journey Begins With A Small Step