ALFRED SEK PROFILE

Alfred Sek Hai Choon, ChFC, ANZIIF, RFP Chairman Standard Financial Planner Sdn Bhd.

Alfred Sek is a qualified Chartered Financial Consultant from The American College, Senior Associate member of the Australian and New Zealand Institute of Insurance and Finance and Registered Financial Planner from Malaysian Financial Planning Council. He is currently the Chairman of Standard Financial Planner (SFP) a company he co founded in 1999 and is the largest independent financial planning company in Malaysia. He is also a protem President of Association of Financial Advisers (AFA). He has more than 30 years experience within the financial services industry and has spoken in various platform covering subjects like Risk Management, Financial Planning Best Advice Practice and other related field.

Regulatory Framework for Distribution

To Have Uniform Licensing Requirements and Regulations Across all Distribution Channel Dealing in PRS

To Ensure High Standards of Conduct Delivery of Reasonable Advice to Individuals Promoting Trust and Confidence to the Investing Public

Regulatory Framework for Distribution

To Liberalise the Distribution Channel That Allows PRS Intermediaries to Provide Unbiased Advice to the Investing Public

Independent will Allow Portability of Advice and Service

Client Option to Choose and Change Loyalty To Client Best Interest

Compliance & Enforcement

Licensed Firms are Subject to Compliance, Unlicensed Firms Does Not Need Compliance

Enhance the Enforcement Investigation on Unlicensed Activities Safeguard the Investing Public Interest

Disclaimer

Emerging markets risk

Political & regulatory risks

Currency risks

Counterparty risks

Volatility risks

Liquidity risks

Country specific risks

The material shown in this presentation is for general information purposes only. The views expressed are those of the individual and are not necessarily those of Standard Financial Planner Sdn Bhd or its related bodies corporate. The material this presentation and the views expressed are not intended to be, nor should they be interpreted as specific personal investment or risk advice. Any economic and performance information provided does not indicate future results. Whilst all care is taken in the preparation of this material no warranty is given with respect to the information provided, and accordingly no responsibility for errors or omissions, including responsibility to any person by reason of negligence is accepted by Standard Financial Planner Sdn Bhd, any of its related bodies corporate or any member or employee of Standard Financial Planner Sdn Bhd. Before acting on any of the information contained in this presentation you should obtain specific advice from a specialist investment or risk professional, which is appropriate to your specific investment or risk needs, objectives and financial situation.

Thank You