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Student Name Roll Number Specialization : Prateek Jha : 1305010859 : Finance Management
Different Types of Life Insurance Plans Traditional life insurance plans: Traditional life insurance plans, also known as non-unit linked insurance plans, ensure that the majority of the investments made by the policyholders are in to safe debt instruments. These plans are ideal for risk-averse investors as they provide assurance of returns to a large extent. Unit Linked Insurance Plans (ULIPs): ULIPs, also known as market-linked life insurance plans, allow for investments made by the policyholders to get exposed to equities. ULIPs are suited for customers who aim for wealth creation over a long term. Why Kotak Life Insurance? Kotak Life Insurance (Kotak Mahindra Old Mutual Life Insurance Ltd.) is one of the leading life insurance companies in India. It is a joint venture between Kotak Mahindra Bank Ltd. and Old Mutual plc, South Africa, one of the biggest life insurance companies
in the world. We are committed to using our expertise in securing your future and ensuring that your investments keep giving you lucrative returns.
Group stands at 18,455 cr (approx US$ 3.0 billion) as on December 31, 2013. The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, Dubai, Abu Dhabi, Mauritius and Singapore. Old Mutual provides life assurance, asset management, banking and general insurance to more than 14 million customers in Africa, the Americas, Asia and Europe. Originating in South Africa in 1845, Old Mutual has been listed on the London and Johannesburg Stock Exchanges, among others, since 1999. In the year ended 31 December 2012, the Group reported adjusted operating profit before tax of 1.6 billion (on an IFRS basis) and had 262 billion of funds under management from core operations.
Coefficient, Returns and show which scheme is best for the investor based on his risk profile. 4. To help an investor make a right choice of investment, while considering the inherent risk factors.
a worthy
investment
practice.
Mutual
globally
proven instrument. Mutual Funds are Unit Trust as it is called in some parts of the world has a long and successful history, of late Mutual Funds
have become a hot favorite of millions of people all over the world. The driving force of Mutual Funds is the safety of the principal guaranteed, plus the added advantage of capital appreciation together with the income earned in the form of interest or dividend. The various schemes of Mutual Funds provide the investor with a wide range of investment options according to his risk bearing capacities and interest besides; they also give handy return to the investor. Mutual Funds offers an investor to invest even a small amount of money, each Mutual Fund has a defined investment objective and strategy. Mutual Funds schemes are managed by respective asset managed companies sponsored by financial institutions, banks,
private companies or international firms. A Mutual Fund is the ideal investment vehicle for todays complex and modern financial scenario. The study is basically made to analyze the various open-ended
equity schemes of different Asset Management Companies to highlight the diversity of investment that Mutual Fund offer. Thus, through the study one would understand how a common man could fruitfully convert a pittance into great penny by wisely investing into the right scheme according to his risk taking abilities.
HYPOTHESIS:The Hypothesis of the study involves Comparison between: 1. Kotak Opportunities fund. 2. Reliance Equity Opportunities fund. 3. Franklin India Flexi fund. 4. HDFC Core & satellite fund. 5. HSBC India Opportunities fund.
motivates the investors and potential investors to invest in Mutual Funds. The Asset Management Company must manage the Fund efficiently
The Asset Management Company must make the most advantageous use of print and electronic media in order to motivate the investors and potential investors to invest in Mutual Funds.
back to Seventeenth century when the first "pooling of money" for investments was done in 1774. Following the financial crisis of 1772-1773 a Dutch merchant Ketwich invited investors to come together to form an investment trust under the name of Eendragt Maakt Magt David (2007). The purpose of the trust was to provide diversification at low cost to the small investors.
6. WORK DONE
list of functionaries met; documents received from company website; registers and files seen through online; number of samples collected/questionnaires filled