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THE CIVIL MOTIONS JUDdE Hearing Date: September 17,2013 Hearing Time: 9:30 a.m. With Oral Argument

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SUPEzuOR COURT OF WASHINGTON

COUNTY OF SNOHOMISH
JACOB D. BRADBURN, an individual,

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Plaintiff,
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NO.rr-2-0834s-2 ECLARATION OF RECONTRUST COMPANY, N.A.

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NATIONAL TITLE, a corporation; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., a foreign corporation; BAC HOME LOANS SERVICING, LP FKP COLINTRYWIDE BANK HOME LOANS SERVICING LP, A foreign entity; BANK OF AMEzuCA, N.4., a national bank; BANK OF AMERICA Q$|ORATION, a foreign corporation; C OTINTRYWIDE FINANCIAI QBIORATION, a foreign corporation; COTINTRYWIDE HOME LOANS, INC., A foreign corporation; FEDERAL NATIONAL MORTGAGE ASSOCIATION, a federally chartered corporation, LINDA GREEN DOES 110, unknown persons; and QUICKDRAW REAL ESTATE SERVICES, INC d/b/A
corporation; NATIONAL CITY MORTGAGE CO. dlb I a COMMONV/EALTH LTNITED MORTGAGE COMPANY, a foreign corporation; STEWART TITLE, a domestic corporation, Defendants.

purpose national trust bank;

RECONTRUST COMPANY, N.4., a limited-

FIDELITY

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DECLARATION OF'RECONTRUST COMPANY, N.A. - I LANEPOWELLpc

I42O FIFTH AVENUE, SUITE 4IOO
I 16589.041 1/581 I 179.1

SEATTLE, WASHINGTON 98 IOl-2338 206.223.7 000 F AX: 206.223.7 | 07

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DECI{ARTION
I, Leticia N. Duran, hereby declare as follows

1.

I am a Vice President employed by ReconTrust Company, N.A.

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('ReconTrust"). The information contained in this declaration is true and correct to the best
of my knowledge, information and belief, and
addressed herein,

if called to testiff regarding

the matters

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I could and would competently do

so based on my personal knowledge

of

the business records of ReconTrust.

2.

From my generaljob duties, I am familiar with the ordinary and customary

method and manner of the preparation and maintenance of ReconTrust's business records. I
have reviewed the business records of ReconTrust relating to the property at issue, 4819 l36th Place NE, Marysville, \ashington 98271(the "Property"), nd t am able to make this

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declaration based on my review.

3.

The documents referenced in this declaration were made and kept in the

ordinary cotuse of business by persons who have a business duty to make and keep the documents. Each of the documents was made at or neff the time of the occurrence or events of which they are a recod.

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4.

On or about June 8, 2009, ReconTrust, as agent for the beneficiary under the

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Deed of Trust, issued aNoticc of Default ("Notice of Default") to PlaintiffJacob D. Bradbum

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("Borrower"). A true and accurate copy of the Notice of Default is attached hereto
A.

as

Exhibit

5.

The Notice of Default was sent to Borrower by first class and certified or

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registered mail on June 8, 2009 and personally served on him or posted in a conspicuous place
on the Property on June

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a sale

6.

On July zg,Zt7},ReconTrust recorded a Notice of Trustee's Sale, scheduling

for October 29,2010- A true and accurate copy of the Notice of Trustee's Sale is

attached heeto as

Exhibit B.
2

DECLARATiON OF RECONTRUST COMPANY, N.A. *

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Prior to and at the time of recording the Notice of Trustee's Sale, ReconTrust

had proof that Federal National Mortgage Association ("Fannie

Mae') was the owner of the

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promissory note secured by the Dced of Trust. A true and accurate copy of the Declaration

of

Beneficiary is attached hereto

as

Exhibit C.

The sale was posoned, and ReconTrust recorded a second Notice

of

Trustee's Sale on February 17,2011, scheduling a sale for May 20,2011. A true and accurate copy of the second Notice of Trustee's Sale is attached hereto as

Exhibit D.

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9.
Deed of Trust.

Pior to and at the time of recording the second Notice of Trustee's Sale,

ReconTrust hadproof that Fannie Mae was the owner of the promissory nots secured by the

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10.

ReconTrust mailed the second Notice of Trustee's Sale to Borrower by first

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class and certified mail,

rehrn receipt requested, on February 17,2A11. Trust and accurate

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copies of Declarations of Mailings by ReconTrust are attached hereto as

Exhibit E.

11.

OnFebruary i8, 2011, a copyofthe second Notice ofTrustee's Sale was

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posted in a conspicuous place on the Property. A true and accurate copy of the Declaration Posting is attached hereto as Exhibit F.

of

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I affrm underpenalty of perjury and the laws of the Stte of Washingfon that the
foregoing is true and conect to the best of my knowledge. SIGNED at Simi Valley, California this 6th day of September, 2013.

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[Name]

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Vice President_

ITitle]

DECLARATION OF RECONTRUST COMPANY, N.A.

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CERTIFICATE OF' SERVICE

I certify that on the date indicated below, I cause the foregoing document to be served
onthe following person via email and U.S. Mail.
Scott E. Stafne Andrew Krawczyk Stafne Law Firm 239 N. Olympic Ave. Arlington, WA 98223

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Attomeys for Plainti

Creek, WA 98082-1635 ddlawoffi ce@ comcast. net Attorney for Defendant Quickdraw Real Estate Services
to

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I affirm

under penalty of perjury under the laws of the State of Washington that the

foregoing is true and correct to the best of my knowledge.

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SIGNED September 6,2013

ar Seaule,

WA.

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i Wollin
Legal assistant to Abraham K. Lorber

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DECLARATION OF RECONTRUST COMPA}ry, N.A. _ 4

Exhibit A

Notice of Default
To:
JACOBD'BRADBURN
4819 1 36th Pl NE
Marysville, WA 98271

JACOB D. BRADBURN 4819 136TH PLACE NE MARYSVILLE, WA98271

Propetty Address: 4819 I36TH PLACE NE MARYSVILLE \/A 9827I

If you are the owner

it as your residence you should of defeult (your failure notice This take care to protect your nereit io-yoot o-.. your losing your home' You n to pay) is the first step in n process tftat could result sfruid carefully review your options. For example: Can you pay and stop the foreclosure process? Do you dlsPute the fallure to PaY? Can you **lU you. property to presene your equity?lender wlth Are you able to ,uorrr." ittit io"o wi.th a netvloan from another puy*eots, terrns, and fees that are more affordable? programs? Ilo you qualify for any government or privatehomeorvner assistance ere the pros and cons of Do you know if filing for bankruptcy is an optton? what
of this property and you occupy

doing so? you could lose yourome-t Do not lgnore this notce; because lf you do nothing, any sooner than ninety days after a foreclosure sale. 1t'lo torectosure sale an be hetd be fusued until thirty days after a notice of sale is issul and a notice of sale cannot be careful of people who thls notice.) Also, if you do nothing to pay wha! you- owe, .uoy iodividuah a-nd businesses that watch for claim they can help you. There "." borrowersr dlstress' notices of sale ir, oriur unfairly profii as a result of you may feel you need help understanding wh-at to do. There are a number of and attorneys' who professional ,urourr6 or"ilale, including hme loan counselors free, depending on your rtrtilr.eti *'.t"i.tt "re lofoer'cost or even your options or handling this "*irayoo" to pay. lrv"o'"ii. iegat help in understanding ablity bv_corlacting the county bar default, you may out"i" a refrrat 1at no charge) These legal referral seruices association in the ,oooty rnfr"." yor nome is iat6. free legal servlces for those who also provide information about iower-cost or qualifY.

ilt

Fornwalodf

(06/08)

A) Property descriPtou PLAT THEREOF LOT 5 SOULTES MEADOWS DTVISION 3, ACCORDING TO THE RECORDS OF 4I' THROUGH RECORDED IN VOLUME 4? AND PLATS PAGES 38 OF COUNTY T1IE IN SOTTONNSH COUNTY, WASHINGTON. SITUATE sNoHoMISH STATE OF VfASHINGTOy. B) Deed of

rrust Information:

payments Th, b"n fi.iary declares you in default for failing to make

C) Deelantion of default:
as

in default for failing to yourequired by your note and deed of trust, In addition, ay also be bther.assessments' failing to pay maintain insurance, failing timely to pay property taxes1d/or security interest in the property by senior liens against rhr ffip';"y, .i-*" teficiary's authorization' required without waste or other means uridt s"iing the-p.operty D) Itemlzed sccount of the arrears:

A. MonthlY PaYments B. Late Gharges

C. Beneficiary Advances
D. Suspense Balance

E. Other Fees

$5,585.32 $110.80 ($1,410.48) ($.oo) $o.oo

$,1.285.64

Total Arrearc F. Trustga's ExPenses (ltemizatlon)

Trustee's Fee Tltle Report
Satutory Malllngs Recording Fees Publication Postlng

Total Costs Total Amount Due:

$337.50 $962.00 $10.s8 $0.00 $0.00 $100.00 31.4t 0.t8 $5,696.12

that grantor or borrower is E) Itemzed account of all other speciflc chargesrcosts 9r fees of oi trust before the rcordlng of the notice or rnay be obtlged to pay to reinstate tne "e
sale.

Additional MonthlY PaYment Additional Late Charge

$1,396.33 $55.40 $7,147.85

F) Amount reoqired to cur.e pYment defaults

Elfore notice ofsale reporded:

Inaddition,granfororborrowermusttimelycureallotherdefaultsbeforethenote and deed oiaust are deemed reinstated'

and atdtonal iivances my he made Pymen anl late charges contnue to ccue attemplng to tenslate lhe loan' call us for sum stled above are esTrmates onlvr. Beor: requreit to cure other possible deful' exect omounts of monetry defulrs and clons

-W
Fom wa-nodlc (06/t8)

G) Effect of Faiture to

Failure to cure alt atleged defaults within 30 days of mailinfpersonal of a notice of sale and service of this notice may lead to recordtion, transmittal and publication days from the date 120 than noless auction public tti;;;;p..ty describecl uou" *uy bc sold at

cure:

of this notice.

II) Effect of recording, transmitting

and publication of the Notice of

Sale:

Reoordaiion'

publicize the default transmittal and pubtication of the notice of sale will increase costs and fees, and advertise the property for sale' borrower, grantor and I) Effect of sale on subject property: The trustee's auction will deprive the any successor in interest of all their interest in the pmperlry'

successor in interest has recourse to the J) Recourue to the courts: The bonowe gantor or any on any proper ground' courts purzuant to RCw 6l.24.l3}to contest the default

Act If you afe the consumef K) Notce pursuant to the Federal Falr Debt Collection Practices you are notifred that: then who originally eontracted the debt or if you assumed the debt'
accnred interesL late charges L The principal balance ofthe debt is $200,686'14 plus advances, and attorneYs fees and costs. ELECTROMC REGTSTRATION 2. The creditor to *r,om tt e debt is owed: MoRTGAGE

SYSTEMS, TNC. you dispu the debt or any portion of it, we 3. Unless withn 30 days,after receipt of this notice will assume the debt to be valid. you disp'te the debt 30 days after receipt of this notice,that 4. If you notiff us i";;d;itltin and mail it to vou' of debt verification obtain or any parr of it, *" ;i;;;trtlit *gaitor the
5.

If you requ".t in #tin

til;

t0

creditor provide

creditor. REcoNTRUsT CoMPANY, N'4., P.o BoX 6. Vritten requests, if any, should be addressed 10284, VAN NUYS, CA 91410-02E4.

V* *it'tft. "u*c

that days after receipt of this-notice, we will request current from andress of th original creditor, if different

Formwa3odf (06/08)

Ilated: June 08,2009

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,INC. RECONTRUST COMPANY, N'A' as agent for

beneficiary

Hollie Ortiz

Its
RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6'914-01-94

Assistnt Secretary

File

SIMI VALLEY, CA 93063

Phone: (800) 281-8219

no: Client:

2009 - 81342

BAC Home Loans Servlcing' LP

Agent for service ofProcess:

Corporation Service ComPanY 202 North Phoenix Street Olympia, WA 98506

THlsFlRItIISATTEMPTINGToGoLLEGT_A-DEBT.ANYINFoRMATIo-N.oBTANEDwLLBE rHis ongqvllL BE AssiuMED ro BE usED FoR rHAr puRpsE. rn:lei sEr Fdfrir AwRrrrEN NorlGE vALrD uNLEssyou orein-e-oelr--qY.ti,ibib's-oli.rg5wtrH sErrlNG FoRrH rHE u^orcE' nc d ii'r wLL oF youR DtspurE wrr ?s-o-.v9y! r wic wrnh 30 DAYS' wE rHrs BAsts oF youR DtsPUi: t- io rsq g-ef lN IDENTIFIED i-!i!-qn9troR

oBrAtN AND MAIL venirnbor i_pqer-dv. riin rrouoe You wlrH rHE NocE ts D|FFERENT iri tij onler1g-cioiio''w- n-eusr rns lNFoRMArloN rN
NArr/tE AND ADDRESs dE WRITINGWITHIN 30 DAYS.

Rii'i

cneolii

Form waJnofax (M/06)

Exhibit B

ELECTRONICALLY RECORDED

2oroo72g0o92 OT, FIO09:43 AM

5 66.00

sNoHoMlsH cout{w, WASHINGTO

O*tUTt{.t-1.{)'
File No,

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l,lotc. af lrutrr'r Sdr :::::" '''i'r{uqnrt',e Oodeof WhlrEbn 01.24, etseq'

NortcEtsHEREBYbNEN;thdr Oatobr 29, 10 st c*lurthotc' Sooo

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i*. l*"t REcONTRUST COMPANYT. I*-11 ", .iit'.ti"ttiresnoronshcqntv ir*ffi r.]lffi

StadWeshngon'
Pl

ttlourlrg'dstdbd real TexPard lD rP.:

LOT 6SOULTESMEADOII/$

borwor) wltl sdl +

tx vouuue

Aq P!4IF.I

$ffiffi.itffiildfin LP, undan

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loedion commenced bY fte Bemllcle i rre oottsson ln erry -q!rt by rron Tnlrt
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Exhibit C

'tffiofRmqlca
l/,lSt?-gg{s-
HorrglEtp

flor'Ert Dw Prffi,X 7gZ4

Truto Sle Numben 09'008'1342

Notlce

[lab:

March 12,2010

Trustor{s}: Jacob D. Bradbun

Origrlnal Prncipal Balance: $20,900'00 .- . - " eed-of-TnstRordin'Date32l2ll2005'

Acsounl No.: 115803267

Prope/ Addrcss:
481<t 136th.F-la NE-

- ' -"'

Marywllle, WA 98271

I$strumett No. 2051221

1'l 57

Current Servlcer; Fanl( of Ame'rica Home Loans

DE0LARATIoHoFBENEFGIARYPURSUANTToRcW6l.24'(B0(s858{01 l, Krystle fllonme, declare under ponals of petiury that:

{,

of the prornissory not FHMA is tho cu.ent bsnsfcary and owner autbnt' under RGW fti"qi=ite of u{t obigation secured by the deod 62A.3.A0{ tu

or orer

,inlr"ilg Jnfigatron forthe above-mentloned loan.

DATE:

Sgned:

rn**,**,uuonisfr,ornB.dCHonreLoansser,vhlng.LP,asube*laryofBan|(fArnlca'N,'

wA6BOEe 11441 1q1/012ffi

Exhibit D

ELECTRONICALLY RECORDED

201102170318 O2t17t201101:58 PM

66'00

SNOHOMISH couNTY, WASHINGTON

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ue.rtrftffiIl#ffi ffi
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Borrduier,

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la, rttn rcoe -] requstd'

'

A wrten notn ot'Oefryn

Granttrstth

Bomnncr id

v both fint ctast

Bontif w
ras

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oru8rzoog, Proof of oosted on I @ltsplq''( ru-s trae Posseeion of

- Hffirffiffi,ffiffiih.ls ffi #li',$ff6'";rryrI*fgf,TI e'

aiffi

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ffiiitie ffir,trffiWrffi,i
ilci;g ft Trustee'b ss:

bverwill be atrorded ei

iji',.-iitproper.g'otndbr

ffiuEJ$'

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niv-"uiJzoti"vtoq'ut'"'i'5tff.' lillf;.'in'offi lrjtrffffi
occupA.rTs

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.itthorEd tha ent$ uPon

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RECONTRUS

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ol

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WILL
BE

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THE

!"'r 8ffi,$fihF5FJiFffiuiitrHorunnornvn iffi ' gobaYE.:

JACOS Ti' BNADBJRiI

48rg

l3dttl

PI.ACE NE

MARY$/ILIE,, \IVA 9271

J' ' ...r' ,.i.J'\ f' - .r" -.'

Exhibit E,

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lffi llil llil lilil llil illll

ilil

ilill lil ilil

02 090081342

Declaration of Mailing
TS:09-0081342

The undersigned makes thc following deolaration:

of the United States over the age I am now, and atalltimes herein mentined \ryas, a citizen the attached Notioe in" t."tfciary or its successor in interest named in of eighteen years and " a copy of the mail of rhe united states of America ;:t"lri., on February r7,20r1, I depositedininun lo thereorL enodope with the requisite qos?qe the attached Notice of sale, seourely sealed following the of each requested' to tnif, t tu* be transmitted by first ot*, - o"rtinr "ttint set forttr below: addresses rspective grantors or sucessort i" t-ft. inturest at their evrp AND ADDRESS

1.

Orlginal Trustor
JACOB D. BRADBURN 4819 136th PINE MARYSVTLLE, WA 98271 7187 7930 3132 0199 1106

OriginalTrustor
JACOB D. BRADBURN 4813 136TH PLACE NE MARYSVILLE, WA 98271 7187 79s0 3132 0199 1120

the foregoing is tnre and conecf' the laws of the state of washingfon that I declare under penalty of perjury under

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Declaration of Mailing
TS:09-0081342

The undersigned makes the following declaration: citizen of the United States over the age I am now, and at it** here mentioned was' a in interest named in the attached Notice of eighteen years and;;t,;tftciary or it, ,urr.*'o'

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united states of Americe a copy of on February 17,201!,I deposited in the mail ofthe thereon' to an envelope with the requisite gosqq" the attachedNotice of sale, seourely scaled in following the of to each un .".titi"d *uil, i.turn receipt reque$ed; be transmitted by first

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"r. addresses set forth below: grantors or successo6 in lft. interest at their rspective

NAME AND ADDRESS

Resldent
Sale Resident of Property Subject to Foreclosure 4S19 136TH PI-ACE NE MARYSVILLE, WA 58271 7187 7s3t 3132 0198 3835

Occupant
Tenant/OccuPant 4819 136TH PI.ACE NE

MARYSVTLLE, WA 98271 7187 7930 3132 0198 3842

the foregoing is tne atd colrect' laws of the stare of whinglon that I decle under penalfy of perjury undsr the

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02 090081342

Declartion of Mailing
TS:09-0081342

The undersigned makes the followng deolaration: citizen of the United States over the age I am now, unO ut ufiits trere mentioned was' a Notice t"tficiary o, , ,u.""rror in inteest named in the attached years and

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of eighteen

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the attached Notice of Sale, securely ;.tu* t"ittlt requested' to each of the following be transmitted by first ctars un "e.tin";il, addresses set forth below: gfantors or successort i" ttt" i"t"*st at their rspective

united states of America a copy of on February 17,2011, I deposited in the mail ofthe postage thereon' to sealed in an envelope with the requiste

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NAME AND ADDRESS

Occupant
TenanUOcruPant 4S19 136TH PI.ACE NE MARYSVILLE, WA 98271 7187 7930 3132 0198 3859

Junior Llen
BANK OFAMERICA, NA lOONORTHTRYON STREET 7187 7930 3132 0198 3828

CHARLOfiE,

NC

28255

the foregoing is frue and correst' the laws of the Safe of Washington that I de.clare under penalty of perjury mder

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CERTIFICATE OF' SERVICE I certify that on the date indicated below, I cause the foregoing
on the following person via email and U.S. Mail. Scott E. Stafne Andrew Krawczyk Stafne Law Firm 239 N. Olympic Ave. Arlington, WA 98223 document to be served

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Attorneys for Plaintiff

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Stephan T. Todd P.O. Box 13635 Mill Creek, WA 98082-1635 todd lawoffi ce @ c omcas t. net Attorney for Defendant Quickdraw Real Estate Services

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I affirm

under penalty of perjury under the laws of the State of Washington that the

foregoing is true and correct to the best of my knowledge.

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SIGNED September 6,2013 at Seattle,'WA.

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Debi Wollin
Legal assistant to Abraham K.

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DECLARATION OF RECONTRUST COMPANY, N.A.