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Life insurance

Life insurance can take care of your family and help them maintain their standard of living
should something happen to you or your partner. Apart from taking care of outstanding loans or
mortgages, it can also protect your children's education or provide for your partner's retirement.
No matter what the future holds, we've got a life insurance product that will help you take care of
what's most important to you.
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Alico is now part of MetLife
On November 1, !1!, "etLife, #nc. completed its purchase of American Life #nsurance
$ompany. %his deal brings together two well&established, international businesses with proven
track records of growth. %he combination creates a global life insurance and employee benefits
powerhouse and will give our customers even more ways to protect their future. %ogether, we
will offer'
a broader portfolio of products serving more people in more areas
innovative products and services, delivered with a proven record of local know&how
the financial strength of the premier global life insurer
(ou may be wondering how this deal affects any Alico or "etLife policies you have. %here
won't be any changes to your policies based on this ac)uisition.
*ave a look at our +A,s for answers to other )uestions you may have about "etLife and Alico
coming together.
Why did MetLife acquire Alico?
"etLife-s ac)uisition of Alico is consistent with "etLife-s international growth strategy. #t
accelerates the company-s global growth as Alico operates in more than .! countries, and the
transaction affirms "etLife-s position as a global leader. "etLife-s and Alico-s businesses are
highly complementary. %he combination enhances and balances "etLife-s geographic and
product mi/, and significantly increases "etLife-s distribution power.
What does this mean to MetLife and Alico customers?
Alico is now a part of "etLife, a leading global provider of insurance, annuities and employee
benefit programs, serving 0! million customers in over .! countries. %hrough its subsidiaries and
affiliates, "etLife holds leading market positions in the 1nited 2tates, 3apan, Latin America,
Asia 4acific, 5urope and the "iddle 5ast. No actions are re)uired from "etLife-s or Alico-s
customers due to this transaction. (our policies and contracts remain in full force and effect.
4lease be sure to keep your contact information with us up to date so we can communicate with
you on a timely basis.
As an Alico customer, will there be any changes with my policy?
No. %here will be no change in the benefits, terms and conditions of your policy due to this
transaction. (ou don-t need to take any action. %o assure continued coverage, all you need to do
is continue to pay your premiums and otherwise comply with the terms of your current
arrangement. #f there is any change in the future, you will be notified about it promptly.
Will this transaction impact MetLife customers?
%here are no changes to "etLife-s in&force policies and contracts due to this transaction. All
policy and contract terms and conditions remain in full force and effect.
Will this acquisition impact any transaction that I have submitted such as a new policy
application, insured sum increase/decrease, claim request, policy loan, etc?
No.
an I still purchase Alico products?
(es, Alico products will continue to be available under "etLife-s ownership.
Will I have the same agent? Who do I contact for questions about my e!isting policy?
%here will be no impact on your e/isting policies. (ou can contact your agent or customer
service with further )uestions.
Will the way I pay my bill change?
%here will be no immediate changes in how you pay your premiums 6by whatever method7. %he
terms of your policy will remain the same and will be serviced at the same location. #f there is
any change in the future, you will be notified about it promptly and with plenty of advance
notice. 4lease keep your contact information up to date so we can communicate with you on a
timely basis.
Who will be my contact from now on?
(our contact remains the same as before. #f there is any change in the future, you will be notified
about it promptly. #f you have a change to your contact information, please update that with us.
Will the customer service telephone numbers change?
%he contact telephone numbers you currently have will remain same. #f there is any change in
the future, you will be notified about the change promptly and with plenty of advance notice.
Life insurance
Life insurance can take care of your family and help them maintain their standard of living
should something happen to you or your partner. Apart from taking care of outstanding loans or
mortgages, it can also protect your children's education or provide for your partner's retirement.
No matter what the future holds, we've got a life insurance product that will help you take care of
what's most important to you.
Education Protection Plan (EPP) Plus
2ecure your child-s future
Give your children the best start in life by saving for his or her education
Flexible plan with terms of up to 25 years
Waiver of remaining premium facility
Provides a regular income to cover your childs higher education expenses in the
unfortunate event of the death of the policy owner
ption to choose the disability protection rider
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Three Payment Plan (3PP) Plus
Offers both protection and an attractive scheme for your savings
" uni#ue scheme for your savings
5$% of the Face "mount is paid much before the maturity of the policy
"vailable for a wide range of terms
" &ariety of optional supplemental benefits to strengthen the pac'age
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(al' to )et*ife "lico
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"avings # $etirement
Our selection of savings and retirement products mean that you can take steps towards the
lifestyle you really want today, as well as plan for the future you really want tomorrow.
Income Growth Plan
8aluable life insurance at a low cost and high rate of return on savings
+igh ris' protection at a low premium
Flexibility in choosing )aturity ,enefits
" combination of ris' protection and retirement benefit
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DPS Super
An ideal combination of protection and savings for you and your family
" combination of savings - protection
.s available in / attractive pac'ages to suit your need
ffers an opportunity to attach critical supplementary benefits
0omes with a Waiver of Premium benefit

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Lifeline Pension Plan
A special plan for a more comfortable retirement
" plan to help you maintain your lifestyle even after you retire
" combination of savings - protection
Generates a pension up to age 1$$
Flexibility in drawing an appropriate pension plan that suits your needs
+igh bonus rates
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(al' to )et*ife "lico
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Accident # %ealth
Our accident and health insurance products give you one less thing to worry about, should the
unthinkable happen. %here are various options you can choose from to get the ideal level of
cover for you and your family.
Critical Care
#mmediate financial help to combat 9 critical illnesses
ffers you financial support when you need it the most
"dded as a supplement to your life insurance plan
.nstant cash to cover medical bills or lost income
" lump sum of up to ,2( 5$$3$$$ on diagnosis of any of 25 illnesses
4everal plans to choose from 5 so pic' one that best meets your needs

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ospital Care
5ssential daily cash support if you or your family have to stay in hospital
2aily cash allowance to cover your expenses.
+elps you meet expenses not covered by your other insurance policies
Payable up to 52 wee's of hospitalisation.
2ouble your wee'ly benefit if you are hospitalised due to covered dreaded disease.
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Lifetime Income Policy
"onthly payments to ensure a lifetime of financial independence
ffers you and your loved ones a guaranteed monthly income
0overs accidental loss of life3 permanent partial disability due to accident3 and
permanent total disability due to accident
6o health #uestionnaire or medical examination re#uired
27 hour3 /85 days a year Worldwide 0overage
2$% 6o claims bonus

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Circles of Protection
$reate the ideal protection against accident and sickness for you and your loved ones from a
range of options
(our options include'
*ump sum payments3 wee'ly accident disability income and medical expenses
" cash income for everyday spent in hospital
nly product that offers wee'ly "ccident .ndemnity up to 1$7 wee's
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!y Child Special
4rovides timely support for your child-s health and education
ne single policy that covers both parent and the child
0overs both accident and sic'ness related hospitalisations
,oth .n5patient and ut5patient medical expenses are reimbursed for every accident
(here is no limit to the number of accident claims in a year
Paid premiums are .ncome (ax deductible 9sub:ect to prevailing tax laws - rules;
2$% 6o claims bonus

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Good ealth Special
:elieves you from the burden of large hospital bills
Provides financial support while in hospital due to sic'ness or accident
<ou do not have to worry about renewals= pay a single premium for / or 5 years
Provides support to pay ambulance bills
2$% 6o claim bonus
Paid premiums are income tax deductible 9sub:ect to prevailing tax laws - rules;

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E"ecuti#e $ Special
One single premium and peace of mind for 9 years
2edicated accident product offering 27 hours worldwide coverage
Policy document is instantly delivered > i.e. Paid and 2elivered basis.
Paid premiums are .ncome (ax deductible 9sub:ect to prevailing tax laws - rules;
2$% 6o 0laim ,onus
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!edi%Guard
;uard against the financial impact of an accident or illness
Financial protection for hospitali?ation - surgical intervention due to accident - sic'ness
@nroll your family at a discounted rate
)ultiple pac'ages to choose from 5 pic' the one that best suits your need
Paid premiums are income tax deductible
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(al' to )et*ife "lico