ISSUE 8 JUNE 15, 2014

FORECLOSURE
RESI STERS
Foreclosure Resisters ght Wells Fargo! And win!
Common Law
Legal Clinic

Location:
NESRI O"ces
90 John Street, Rm 308
Manhattan

Time:
Tuesdays from
6:30p-8:30p

Who may attend?
Homeowners in
foreclosure
in the ve boroughs of
New York City.

Interested?
Call to make an
appointment
at: 212-213-3920


Foreclosure Resisters
Monthly Meeting

Location:
Judson Memorial Church
239 Thompson Street
Manhattan
Closest Subways:
A/B/C/D/E/F/M to
West 4th St.

When:
First Saturday of every
month from 4p#6pm
0n Apiil 4th moie than fifty Foieclosuie Resisteis helu vigil outsiue
Wells Faigo's heauquaiteis on 42
nu
Stieet. In soliuaiity with one
anothei anu all those fighting foieclosuie, we ieau the auuiesses of
those Wells Faigo foiecloseu upon in NYC anu spoke out against Wells
Faigo's uisciiminatoiy seivicing piactices. Thanks to suppoit fiom the
Noith Stai Funu, we tiaveleu to San Antonio, TX on Apiil 28th to speak
uiiectly to Wells Faigo's
CE0 }ohn Stumpf at the
annual shaieholueis
meeting. As a uiiect iesult
of these oiganizing effoits,
thiee Resisteis ieceiveu
loan mouification offeis!
Nonica was offeieu a
piincipal ieuuction; Tangia
ieceiveu a peimanent
mouification; anu veijie was
offeieu a BANP
mouification in his name.
Our Next Target: Ocwen
0n }une 26th Foieclosuie Resisteis will again gathei outsiue Wells
Faigo heauquaiteis, this time to highlight Wells Faigo's attempt to sell
its loans to "F" iateu 0cwen Loan Seivicing. In Febiuaiy 2u14 the New
Yoik Bepaitment of Financial Seivices stoppeu the $2.7 billion uollai
sale. 0cwen is known to chaige unauthoiizeu fees, foice expensive
insuiance policies on homeowneis, implement "gag oiueis" in loan
mouification offeis anu fail to timely post homeownei's payments.
Shame on you, Wells Faigo!
Thursday, June 26th
Wells Fargo Headquarters
150 E. 42nd Street, Manhattan
4pm to 6pm
JUNE 15, 2014
There is also a bigger picture involved. I am
here to highlight the devastation Wells Fargo is
causing in communities of color in New York
City. The effects of urban decay need a voice.
History has taught us about the danger that lies in
the intention to uproot a people, to erase their
footprint from society, from civilization. Let us
learn from our history. Whether that history be
the Holocaust, Slavery, or the displacement of
Native American Indians. I am here as a moral
obligation as a homeowner to give my fellow
homeowners a voice to fight. Fight for fair loans
and fair loan practices. Thank you.



!"#$ &'
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Planning Ntg WF0cwen Action
9u }ohn St, Room Su8, Nanhattan
6:Supm - 8:Supm

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- Wells Faigo0cwen Action
1Su E. 42nu St. Nanhattan
4pm - 6pm

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- Planning Ntg foi Chase Bank Action
9u }ohn St, Room Su8, Nanhattan
6:Supm - 8:Supm

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PAGE 2
Mark Your Calendar!
Speaking Truth to Power in TX!
Tangia was the rst homeowner to speak at the
We!s Fargo Shareholders Meeting on April 29, 2014.
Her testimony took the breath out of the room.

My name is Tangia Miles. I live in Valley
Stream, NY. I am a foreclosure Resister. I am here
in support of the resolution to conduct an
independent review of Wells Fargos servicing
practices.
I have been personally affected by Wells
Fargos deliberate delays in the loan modification
process. My hardship began in 2012 with
unemployment. In April 2013 things began to turn
around and I obtained a full-time job. I
immediately applied for a loan modification to get
back on track. Three months later, in July 2013, I
was denied the modification due to the decrease
in my salary range. Three months later, in October
2013, I obtained a higher paying job and re-
applied for a HAMP modification. Two months
later, in December 2013, I was denied again and
the reason: Wells Fargo accidently reviewed the
wrong application and used incorrect tax figures.
The Federal Home Affordable Modification
Program was intended to give struggling
homeowners an expedited loan process, but, in
fact, my process took over one year when the
supposed average review is just three months.
I am, however, one of the fortunate ones; I have
been awarded a HAMP trial modification and am
currently making my third and final trial payment
this May. It took me one year to get to this point.
Meanwhile, my arrears and fees were mounting
up against me.
Moreover, I had to agree to a balloon
mortgage in order to qualify for the HAMP trial.
Prior to my hardship, I have always been
financially responsible with A-1 credit and
minimum debt. I do not want a bail out. I am
willing to pay my share just as long as I receive a
fair loan with a principal reduction to account for
the banks undue delays.