LAND TITLE REGISTRATION LAW.

1986
PNDCL. 152.
PROCESSING OF DOCUMENTS AT THE LAND TITLE REGISTRY.
The Land Title Registry wishes to inform the General Public that in accordance with PNDCL.
15! registration of titles in a e!lare istri!t "Greater A!!ra Region#$%&asi Distri!t'
is !o&(%lsor). The "ublic should ta#e note of the following before lodging
document$instruments at The Land Title Registry.
%n accordance with &rticles '5('1 )*'+, of the Constitution! all transactions on
Go-ernment$.esting Lands and /tool Lands should be submitted to the Lands Commission
/ecretariat for due com"liance with the rele-ant "ro-isions before lodgement at the Registry.
&ll grant and deri-ati-e interests arising Go-ernment$Public or .ested land such as Tema
De-elo"ment Cor"oration and /tate 0ousing Cor"oration should submit their documents to
the Lands Commission /ecretariat before lodging at The Land Title Registry.
0eads of families are also encouraged to de"osit their "ro"rietary "lans as well as signatories
to their their grants with the Land Title Registry. This would enable the Registry to #now the
area of 1urisdiction of indi-idual families and the ca"acity of the grantors.
T*e Lan Title Registr) oes not !onfer interest#title in lan+ it onl) registers t*e
interest#title alrea) !reate. Lan o,ners s*o%l t*erefore ens%re t*at in (re(aration
of t*eir (ar!el (lans+ t*e (lot si-es refle!t t*e a!reage t*at is in t*e o!%&ent#instr%&ent
an its a!reage ,o%l .e ee&e fra%%lent.
Ground rents should also be duly "aid u" with the &dministrator of /tool Lands or the
a""ro"riate agency. &ll "ro"erty owners are encouraged to ta#e note so that the transactions
"ertaining to land are "rocessed in an orderly manner
22 The information re"roduced here was #indly su""lied by The Land Title Registry.
STEPS FOR ACQUIRING LAND TITLE
CERTIFICATE.
1. 3uy 4orms at the Cashier5s office at the Registry and com"lete it.
. 6ath swearing by a 0igh Court Registrar.
+. Pay fees! attach all necessary documents and submit at Lodgement Des# between 7.88
a.m. and 1.+8 ".m. daily.
9. Collect ac#nowledgement card 5:ellow Card5 and letter to /ur-ey De"artment three
clear days after submission at lodgement des#.
/ Ha0e Par!el Plan (re(are .) S%r0e) De(art&ent an s%.&it to Lan Title Registr)
NOTE1 UNTIL PARCEL PLANS ARE SU2MITTED TO THE REGISTRY THE
PROCESS IS ON HOLD.
5. Pay for the Publication and wait for any ob1ection ;4our '9, wee#s<.
/ At t*e sa&e ti&e Lan Title Registr) !on%!ts a sear!* at Lans Co&&ission " t*is
%s%all) ta3es 456 ,ee3s'.
*. %f no ob1ections! no conflicting search re"ort! Drafting! Ty"ing! /igning! Plotting!
/ealing Certificate! ta#es two wee#s
N2 / T*e lan Title Registr) *as no !ontrol o0er t*e (ro!ess at t*e S%r0e)
De(art&ent.
WHAT DO I NEED TO REGISTER?
1. :ou must ha-e a stam"ed your Documents$&""lication forms with L.3$%R/ before
lodgement.
. Com"lete and submit your a""lication forms and "ay the necessary registration fees.
+. /ubmit co"ies of all "re-ious documents recited in the document you are lodging for
registration 'unless the office already has co"ies of these,.
9. %f your grant is from Go-ernment or a /tool! you re=uire Lands Commission to wor#
on your document for Consent$Concurrence.
5. %f your grant is a lease! /ublease or &ssignment you must "roduce Consent from the
a""ro"riate "erson 'show e-idence of rent "ayment before collecting certificate,.
*. 3efore you collect your certificate you must "roduce e-idence of T%N 'Ta> Payers
%dentification Number, from the %nternal Re-enue /er-ice '%R/,.
Registration Of Transfers
Transfer of WHOLE Land
Ste(s
7. P%r!*ase t*e transfer for&s at t*e Registr).
8. Fill in t*e for&s an *a0e t*e& signe .) .ot* t*e
transferor an t*e transferee ,it* one ,itness ea!*.
9. Pa) sta&( %t) at IRS#L:2.
4. Pa) registration fees an loge t*e a((li!ation at t*e
Registr).
;. S%.&it Lan Certifi!ate of t*e transferor to t*e
Registr).
Registration Of Transfers
Transfer of PART of Land
Ste(s
7. P%r!*ase t*e transfer for&s at t*e Registr).
8. Fill in t*e for&s an *a0e t*e& signe .) .ot* t*e
transferor an t*e transferee ,it* one ,itness ea!*.
9. Pa) sta&( %t) at IRS#L:2.
4. Pa) registration fees an loge t*e a((li!ation at t*e
Registr).
;. S%.&it site (lan of t*e (art transferre for
(re(aration of t*e Par!el Plan at t*e S%r0e)
De(art&ent.
6. For,ar t*e Par!el Plans fro& t*e S%r0e)
De(art&ent to t*e Registr).
<. S%.&it Lan Certifi!ate of t*e transferor to t*e
Registr).
MORTGAGE
STEPS
1. 3uy a mortgage form at the Registry! com"lete it and attach the Deed
of ?ortgage.
. Pay the stam" duty at %R/$L.3.
+. Pay registration fees
9. Lodge a""lication at the Registry.
DISCHARGE
1. 3uy forms at the Registry! fill it in and attach the Deed of Discharge.
. /tam" the Deed of Discharge at the %R/$L.3.
+. Pay registration fee
9. Lodge a""lication at the Registry.
STANDARD PROCEDURES FOR LAND
A=UISITIONING IN GHANA
Intro%!tion
Ghana is blessed with immense dynamics of land forms. %n some areas they are flat! hilly and
in some "laces you can s"an along a wider stretch of folds and faults in an ascending or
descending order. ?ost of the mountainous areas ha-e numerous -alleys.
:ou can get fine areas for industrial! commercial! farming! residential and recreational
"ur"oses.
%t is therefore -ery "rudent that one gets fore@#nowledge at hand before in-esting in land in
Ghana.
3elow are four set standards to ac=uire land in GhanaA
7. Lan Ins(e!tion1 The in-estor must chec# the boundary corners of the land in
=uestion to -erify the full e>tent of the land and be sure of the feasibility of the "ro1ect to be
used. This must be done by an e>"ert and must be in the "resence of the land owners as
witnesses.
8. Lan Sear!*1 This is the most im"ortant stage. 0ere /ur-eyors go onto the land to
"ic# and demarcate the land "arcel. The result is ta#en to the lands commission of Ghana to
-erify the true ownershi" of the. %f the name that comes u" is the same as your land owners!
then you can carry on the "rocess! if not =uit or see# a legal ad-ise.
9. Lan Do!%&entation1 The in-estor can "roceed with the documentations! normally
after a =uarter or "art "ayment has been done. The land owners then "re"are the documents
which must include a true and certified co"y of %ndenture and site "lans.
4. Lan Title Certifi!ation1 &ctually this can be done simultaneously with the "ro1ects
ince"tion since the land title certification from the Land title registry of Ghana ta#es =uite
some time! about four mouths.
:IE>
No. Pro!e%re
Ti&e to
Co&(lete
Asso!iate Costs
7
Seller o.tains t*e Title transfer for& at t*e Lan Title
Registr)
T*e sear!* at t*e Lan Registr) is !on%!te to
!onfir& rig*tf%l o,ners*i(. An attorne) (re(ares t*e
transfer o!%&ent "transfer ee' ,*i!* is signe .)
.ot* t*e 0enor an t*e (%r!*aser an t*eir ,itnesses.
T*e Title Transfer for& is %l) e?e!%te an (resente
at t*e Lan Registr).
Agency: Lan Registration Di0ision of t*e Lans
Co&&ission
@5 days G0C 188 @ 158
8
Assess&ent of t*e (ro(ert) 0al%e an (a)&ent of a
sta&( %t)
T*e sta&( %t) is assesse an (ai at t*e Lan
:al%ation 2oar. T*e .%)er (resents t*e ee of
assign&ent to t*e Lan :al%ation 2oar .
T*e (ro(ert) is ins(e!te to as!ertain its !%rrent o(en
&ar3et 0al%e. T*e .%)er (a)s Sta&( D%t) to t*e Lan
:al%ation 2oar.
T*e Sta&( D%t) A!t of 8@@; "A!t 6SA' re%!e t*e
sta&( %t) fro& 8B to @.;B. T*is A!t states t*at for
t*e !on0e)an!e or transfer on t*e sale of a (ro(ert)+ t*e
sta&( %t) is @.8;B ,*ere t*e (ro(ert) 0al%e is less
t*an GHC 7@@@@. For (ro(erties 0al%e .et,een GHC
7@@@@ an ;@@@@+ sta&( %t) is @.;B+ an for
(ro(erties 0al%e a.o0e GHC ;@@@@+ sta&( %t) is
7B.
Agency: Lan :al%ation Di0ision of t*e Lans
Co&&ission
+@19 days
G0C 55
'Processing fee, B
1C of "ro"erty
-alue 'stam"
duty,
9
S%.&it a((li!ation for t*e title !ertifi!ate at t*e Lan
Title Registr)
T*e s%.&ission of t*e a((li!ation for& for Title
Certifi!ate an (a)&ent of (ro!essing fee at Lan Title
Registr).
T*e o!%&entation s*all in!l%e1
"i' A((li!ation for&
"ii' Original an one !o() of t*e ee of assign&ent+
%l) !o&(lete
"iii' Lan Certifi!ate
"i0' Co&(an)Cs !ertifi!ate of in!or(oration.
Agency: Lan Registration Di0ision of t*e Lans
Co&&ission
1 day G0C
4 P%.li!ation of transa!tion in t*e national ,ee3l)
ne,s(a(er
)@1 days G0C 5
No. Pro!e%re
Ti&e to
Co&(lete
Asso!iate Costs
T*e transa!tion &%st .e (%.lis*e in t*e national
,ee3l) ne,s(a(er in orer to iss%e Lan Title
Certifi!ate.
T*e fee for (%.li!ation is GHC 8; for lan t*e si-e of
@.8; a!res or less. >*ere t*e Lan Certifi!ate is
%rgentl) reD%ire+ t*e a((li!ant *as t*e o(tion to
!*oose ,*at is 3no,n as Es(e!ial (%.li!ationF. In t*at
!ase+ t*e a&o%nt (a)a.le is GHC A;. Ho,e0er+ if t*e
si-e of t*e lan (lot is a.o0e 7 a!re ".%t less t*an 4
a!res'+ t*e a&o%nt (a)a.le is GHC 78;. If t*e si-e of
t*e lan (lot is a.o0e 4 a!res+ t*e a&o%nt (a)a.le is
8B of GHC 8; on e0er) @.8; a!re. T*e !%rrent
(osition+ *o,e0er+ is t*at ,*ere t*e si-e of t*e lan is
&ore t*an 4 a!res+ t*e a&o%nt (a)a.le is a flat rate of
GHC 8@@.
Agency: Lan Registration Di0ision of t*e Lans
Co&&ission
;
Iss%an!e of t*e title !ertifi!ate
T*e title !ertifi!ate is iss%e .) t*e Lan Title Registr).
T*e transa!tion is re!ore on t*e Lan Certifi!ate+
,*i!* is ret%rne to t*e o,ner. T*e original of t*e ee
of assign&ent+ *a0ing .een sta&(e to s*o, t*at it *as
.een registere+ is also ret%rne to t*e a((li!ant. T*e
Registr) 3ee(s a %(li!ate. T*e folio of t*e Register is
file an t*e transa!tion o!%&ent is (la!e in t*e lan
(ar!el file.
T*e o,ner ,ill %se t*e (ro(ert) after t*e title is iss%e
.) Lan Title "in areas !o0ere .) Lan Title
Registration' or ,*en t*e Dee *as .een registere
%ner t*e Dees Registration A!t an De0elo(&ent
Per&it grante .) t*e Asse&.l). Most often (ro(ert)
o,ners o not ,ait to go t*ro%g* t*ese (ro!esses
.efore &a3ing %se of t*e lan.
Agency: Lan Registration Di0ision of t*e Lans
Co&&ission
1@19 days no cost
D>"lore Dconomy Data
Ser0i!es# S!*e%le of Fees
Des!ri(tion of lan Fee Pa)a.le "G* '
a, Land one '1, acre or less
98.88 ie. +5.88 for "rocessing and 5.88 for
certification
b, Land greater than one '1, acre but less than
188 acres
55.88 ie. 58.88 for "rocessing and 5.88 for
certification
c, Land greater than 188 acres 55.88 "lus 1.88 for each additional acre
.Publication 4eeA
Ty"e 4ee Payable 'Gh ,
a, Normal Publication+.88 +.88
b, /"ecial Publication 88.88
c, Land greater than fi-e '5, acres 88.88
+. /earchA
Ty"e
4ee Payable 'Gh
,
a) Individual Search *.88
b) Company Search 11.88
c) Search on land without land
certificate
5.88
9.?ortgage E DischargeA
Tas3 Fee Pa)a.le "G* '
a, ?ortgage 98.88
b, Discharge 18.88
N3A &"art from "ublication and /earch on land without land certificate! all other "rocesses
stated abo-e are initiated by the "urchase of a Gh 5.88 form.
EnD%iries# Conta!t Us
%f you ha-e any com"laints and en=uiries to ma#e #indly address them toA
CL%DNT /DR.%CD/ FN%T
L&ND RDG%/TR&T%6N D%.%/%6N
P.6.36G 11+1
.%CT6R%&36RG
&CCR&
TDLA ++@1@**)17($**)*
DmailA lrdHghanala".go-.gh
Ihere you are still not satisfied you may address your com"laints and en=uiries toA
T0D C0%D4 DGDCFT%.D 644%CDR
L&ND/ C6??%//%6N /DCRDT&R%&T
P. 6. 36G CT 588(
&CCR&