Flood Rate

ATTACHMENT A
SUMMARY OF THE NFIP OCTOBER 2013 PREMIUM RATE AND RULE CHANGES
1
National Flood Insurance Program
October 1, 2013, Premium Rate and Rule Changes: A Summary

1. Premium Increases

Premiums will increase an average of 10% for policies written or renewed on or after October 1,
2013. The average premium change by zone varies as described below. The premium for a
particular policy may change more or less than the average change.

BW 12 Changes
- Reserve Fund: The changes below include the increase due to a 5% reserve fund
assessment for all policies other than PRP policies.
- 25% increases for certain Pre-FIRM policies: Pre-FIRM increases (including the
reserve fund assessment) include a 25% increase above the rates in effect when
BW 12 was enacted for policies issued on:
o Non-primary (non-principal) residences (The first 25% increase was effective
J anuary 1, 2013. The next increase is effective J anuary 1, 2014.),
o Severe Repetitive Loss (SRL) properties,
o Properties that have incurred flood-related damages in which the cumulative
amount of NFIP claim payments exceeded the fair market value of the property
(as a subset of SRL properties), and
o Business properties.

Federal Policy Fee: The Federal Policy Fee is increasing from $20 to $22 for PRP policies
and from $40 to $44 (or equivalent multiple for Residential Condominium Building
Association Policies) for all other policies.

V Zones (coastal high-velocity zones)
Rate increases are being implemented again this year as a result of the Heinz Centers Erosion
Zone Study, which clearly indicates that current rates significantly underestimate the
increasing hazard from steadily eroding coastlines.
- Post-FIRM V Zones: Premiums will increase 11%.
- Pre-FIRM V Zones: Premiums will increase 17%.

A Zones (non-velocity zones, which are primarily riverine zones)
- Post-FIRM A1-A30 and AE Zones: Premiums will increase 6%.
- Pre-FIRM AE Zones: Premiums will increase 16% to reduce the amount of subsidy
in our Pre-FIRM rates.
- AO, AH, AOB, and AHB Zones (shallow flooding zones): Premiums will increase
6%.
- Unnumbered A Zones (remote A Zones where elevations have not been determined):
Premiums will increase 8%.
- A99 Zones (approved flood mitigation projects, e.g., levees still in the course of
construction) and AR Zones: Premiums will increase 9%.

2
X Zones (zones outside the Special Flood Hazard Area)
- Standard-Rated Policy: Premiums will increase 8%.
- Preferred Risk Policy (PRP): Premiums will increase an average of 1%. This
increase consists of:
o A 19% premium increase for policies written under the PRP Eligibility Extension.
o Less than 1% for all other PRP policies (i.e., for PRPs on buildings that are
currently mapped outside the SFHA) due to the increase in the Federal Policy Fee.
Premiums will remain unchanged.

Other: Other than updates to Mortgage Portfolio Protection Program, Provisional, and
Tentative rates, there are no additional changes (to ICC premiums, deductibles, etc.) that
would affect the premium for an individual policy.

2. Exclusion of Certain Properties from Receiving Subsidized Premium Rates (Renewals)
Effective October 1, 2013, the NFIP will no longer allow renewals for certain Pre-FIRM
buildings in a Special Flood Hazard Area (SFHA) or Zone D to receive subsidized premium
rates (Table 2A). These properties previously received subsidized premium rates because they
were built on or before December 31, 1974, or before the effective date of the initial Flood
Insurance Rate Map (FIRM) published for the community. Effective October 1, 2013, renewals
for the properties noted below will experience a premium rate increase up to 25 percent annually
until such time as elevation data supplied on an Elevation Certificate (EC) indicates that the full-
risk premium rate is lower than the subsidized rates reflecting a 25-percent increase over the
previous year. This change will affect the property types listed below:

Severe Repetitive Loss (SRL) properties consisting of 1-4 family residences.

The Rating section of the Flood Insurance Manual (FIM) contains a new rate table (Table
2C) for all new properties transferred to the NFIP Special Direct Facility (SDF) and renewal
Pre-FIRM SRL properties in an SFHA and Zone D with an effective date on or after October
1, 2013. This table reflects a 25% increase over the premium rates previously applied to Pre-
FIRM SRL properties.

Properties that have incurred flood-related damage in which the cumulative amounts of
NFIP flood insurance claim payments equaled or exceeded the fair market value of the
property.

This category of Pre-FIRM properties is considered a subset of all SRL properties. Therefore,
SRL renewals for Pre-FIRM buildings in an SFHA and Zone D for all 1-4 family residences
will be rated using the new rate table (Table 2C), as will other SRL properties. This new
table will apply to all SRL renewal policies meeting the above criteria that are effective on or
after October 1, 2013. This table reflects a 25% increase over the premium rates previously
applied to Pre-FIRM properties.

3
Business properties as described below.

Business properties are part of the larger category of non-residential occupancy as defined by
the NFIP. The NFIP defines rate classes by flood zone. The non-residential occupancy is a
subset of policies in all existing rate classes. By increasing the non-residential occupancy
category 25% in Table 2A, FEMA will ensure that all business properties are rated as
required by the law. Until business properties have been defined by the rulemaking process,
business properties will continue to be rated using non-residential premium rates from Table
2A.

Effective October 1, 2013, the Application form will include a new data element to capture
whether the building is a business property or not. For the purpose of completing the
Application, a business property is any non-residential building that produces income, or a
building designed for use as office or retail space, or for wholesale, hospitality, or similar uses.
Buildings that are permitted for residential use such as apartments, rental dwelling units, or
churches are not considered business properties for the purpose of completing the Application.

3. No Extension of Subsidy to New Policies or Lapsed Policies for Pre-FIRM Properties in
SFHAs and Zone D (New Business)

Effective October 1, 2013, the NFIP will no longer provide any extension of premium rate
subsidy to new or lapsed Pre-FIRM properties/policies, which will be subject to full-risk rating.
These properties will require an Elevation Certificate (EC) including photos in order to
determine full-risk rating using the current FIRM. Tentative or provisional rates may be used for
1 year only until an EC is provided.

New business Pre-FIRM application submissions will use Post-FIRM rating procedures from the
Rating section of the Flood Insurance Manual or the Specific Rating Guidelines depending on
the elevation difference. Because there are no coverage limitations in an enclosure below the
elevated floor of a Pre-FIRM building, such buildings must be rated as non-elevated buildings.
New risk rating methods have been developed for these policies, and no variance documentation
or Elevated Building Determination Form will be required. See Attachments B and E for details.

The implementation of Section 100205(B) of BW 12, codified at 42 U.S.C. 4014(g), eliminates
the NFIP grandfather rules for all new business Pre-FIRM structures receiving subsidized rates,
except for Pre-FIRM structures that were built in compliance and have a construction date that is
on or after the communitys initial FIRM date and before J anuary 1, 1975.

In addition, this provision does not impact policies issued under the existing PRP Eligibility
Extension, as these policies are not subsidized.

4
The following Pre-FIRM properties/policies in SFHAs and Zone D are impacted:

Properties not insured by the NFIP as of the date of enactment of BW 12 (with a
possible exception created by Section 100207 of BW 12).

- Any application for a policy that is not a rollover, transfer, or rewrite and is effective on
or after October 1, 2013, will be subject to full-risk rating.

- Renewals of policies resulting from applications that were not rollovers, transfers, or
rewrites that initially became effective on or after J uly 6, 2012, are subject to full-risk
rating on the first renewal effective on or after October 1, 2013.

Policies under the NFIP that have lapsed in coverage as a result of the deliberate choice
of the policyholder.

- A lapsed policy is any policy for which premium payment is received by the insurer after
the 30-day grace period following the policys expiration date. This provision will apply
to Pre-FIRM subsidized policies that experience a lapse on or after October 1, 2013.

- Lapsed policies with reinstated coverage that became effective on or after October 4,
2012, and before October 1, 2013, are subject to full-risk rating on the first renewal
effective on or after October 1, 2013.

- A lapsed Pre-FIRM subsidized policy cannot be reinstated on or after October 1, 2013,
and loses eligibility for grandfather rules under continuous coverage.

- A new application and an EC will be required. An exception will be made if a Pre-FIRM
subsidized policy lapses due to community suspension. In that case, the policy may be
written using subsidized rates if the application and premium are received by the insurer
within 180 days of the community reinstatement date.

Properties purchased after the date of enactment of BW 12.

- The Application form will include a new data element to record the property purchase
date. This provision will not apply to gifts, transfers of ownership, or assignments to an
estate or trust in which a purchase did not take place.

- The General Change Endorsement form will include a new data element to record an
assignment due to purchase. Mid-term assignments due to purchase of Pre-FIRM
properties in SFHAs and Zone D that were rated using subsidized rates will be subject to
full-risk rating (pro rata) effective the date of purchase, using the current map
information.

- Renewals of policies receiving subsidized rates and covering a property purchased on or
after J uly 6, 2012, are subject to full-risk rating on the first renewal effective on or after
October 1, 2013.
5
4. Policies under the PRP Eligibility Extension

PRPs issued under the Eligibility Extension, where a map revision date newly mapping the
property as being located in an SFHA was effective on or after October 1, 2008, will see annual
increases averaging 20% beginning with new business and renewals effective on or after October
1, 2013. A new set of PRP rate tables will be provided for properties receiving the PRP
Eligibility Extension. These policies must be issued or renewed using Risk Rating Method Q.

Properties that are currently mapped in a B, C, or X Zone on the current FIRM and meet the loss
eligibility requirements will continue to be issued or renewed using Risk Rating Method 7 and
will be rated using the regular PRP rate tables.

5. Introduction of Reserve Fund

In accordance with Section 100212 of BW 12, a Reserve Fund ratio will be applied to each NFIP
policy, except PRPs and GFIPs, effective on or after October 1, 2013. Reserve Fund amounts
will be part of the premium calculation for each policy; however, they will not be subject to
WYO Company expense allowances, Unallocated Loss Adjustment Expenses, or NFIP Direct
Servicing Agents commissions. The Reserve Fund for policies effective on or after October 1,
2013, is 5% of the total premium.

6. Federal Policy Fee

Effective October 1, 2013, the Federal Policy Fee will increase to $44 for non-PRPs and to $22
for PRPs.

7. Elimination of No Waiting Period Due to Lender Requirement

The 30-day waiting period applies to a new application when the lender determines that a loan on
a building in an SFHA that requires flood insurance does not have it.

8. NFIP Form Changes

Changes have been made to the NFIP Flood Insurance Application, General Change
Endorsement, Preferred Risk Policy, and Cancellation Forms. The previous versions of these
forms will expire on August 31, 2013. The revised forms now incorporate certain data elements
required for the effective implementation of the provisions of BW 12. Further guidance on these
new requirements will be provided in the relevant sections of the Flood Insurance Manual. See
Attachment D for more details.

6
9. January 1, 2014, Program Change

Effective J anuary 1, 2014, the premium for non-principal/non-primary residences increases 25%
per BW 12; this includes an increase in the Reserve Fund load to 5%.

ATTACHMENT B

PREMIUM RATE CHANGES EFFECTIVE OCTOBER 1, 2013

RATE 1
This section contains information, including rate
tables, required to accurately rate a National
Flood Insurance Program (NFIP) flood insurance
policy. Information and rates for the Preferred Risk
Policy (PRP) and Residential Condominium Building
Association Policy (RCBAP) are found in their
respective sections.
The detailed drawings, and accompanying text and
tables, in the Lowest Floor Guide section are to be
used as a guide for identifying the lowest floor for
rating buildings. This guide will assist in developing
the proper rate for the building. Examples of some
rating situations are shown at the end of this section.
I. AMOUNT OF INSURANCE AVAILABLE
EMERGENCY
PROGRAM
REGULAR PROGRAM
BUILDING COVERAGE
Basic
Insurance Limits
Additional
Insurance Limits
Total
Insurance Limits
Single-Family Dwelling $ 35,000 * $ 60,000 $190,000 $250,000
24 Family Dwelling $ 35,000 * $ 60,000 $190,000 $250,000
Other Residential $100,000 ** $175,000 $ 75,000 $250,000
Non-Residential $100,000 ** $175,000 $325,000 $500,000
CONTENTS COVERAGE
Residential $ 10,000 $ 25,000 $ 75,000 $100,000
Non-Residential $100,000 $150,000 $350,000 $500,000
* In Alaska, Guam, Hawaii, and U.S. Virgin Islands, the amount available is $50,000.
** In Alaska, Guam, Hawaii, and U.S. Virgin Islands, the amount available is $150,000.
NOTE: For the RCBAP, refer to the Condominiums section of this manual for basic insurance limits and maximum
amount of insurance available.
II. RATE TABLES
Rate tables are provided for the Emergency Program
and for the Regular Program according to Pre-FIRM,
Post-FIRM, and zone classifications. Tables 15 show
annual rates per $100 of coverage. Table 6 provides
tentative rates (for more information, see the Tentative
Rates subsection in this section). See Table 7 for
Federal Policy Fee and Probation Surcharge.
TABLE 1. EMERGENCY PROGRAM RATES
ANNUAL RATES PER $100 OF COVERAGE
(Basic/Additional)
BUILDING CONTENTS
Residential .91 1.15
Non-Residential .99 1.93
RATING
RATE 2
TABLE 2A. REGULAR PROGRAM PRE-FIRM CONSTRUCTION RATES
1

ANNUAL RATES PER $100 OF COVERAGE (Basic/Additional)
FIRM ZONES A, AE, A1A30, AO, AH, D
2
SINGLE FAMILY 24 FAMILY OTHER RESIDENTIAL NON-RESIDENTIAL
OCCUPANCY Building Contents Building Contents Building Contents Building Contents
B
U
I
L
D
I
N
G

T
Y
P
E
No Basement/Enclosure .91 / .77 1.15 / 1.38 .91 / .77 .91 / 1.61 .99 / 1.84
With Basement .97 / 1.14 1.15 / 1.16 .97 / 1.14 .91 / 1.34 1.05 / 1.80
With Enclosure
3
.97 / 1.37 1.15 / 1.38 .97 / 1.37 .97 / 1.68 1.05 / 2.26
Elevated on Crawlspace .91 / .77 1.15 / 1.38 .91 / .77 .91 / 1.61 .99 / 1.84
Non-Elevated with Subgrade
Crawlspace
.91 / .77 1.15 / 1.16 .91 / .77 .91 / 1.61 .99 / 1.84
Manufactured (Mobile) Home
4
.91 / .77 1.15 / 1.38 .99 / 1.84
C
O
N
T
E
N
T
S

L
O
C
A
T
I
O
N
Basement & Above
5
1.15 / 1.16 1.15 / 1.16 1.93 /3.07
Enclosure & Above
6
1.15 / 1.38 1.15 / 1.38 1.93 / 3.67
Lowest Floor Only Above
Ground Level
1.15 / 1.38 1.15 / 1.38 1.93 / 1.62
Lowest Floor Above Ground Level
and Higher Floors
1.15 / .96 1.15/ .96 1.93 / 1.38
Above Ground Level
More Than 1 Full Floor
.42 / .19 .42 / .19 .29 / .23
4
1.93 / 1.62
FIRM ZONES V, VE, V1V30
B
U
I
L
D
I
N
G

T
Y
P
E
No Basement/Enclosure 1.18 / 1.94 1.47 / 3.32 1.18 / 1.94 1.18 / 3.58 1.31 / 4.43
With Basement 1.26 / 2.89 1.47 / 2.81 1.26 / 2.89 1.26 /5.35 1.38 / 6.57
With Enclosure
3
1.26 / 3.41 1.47 / 3.31 1.26 / 3.41 1.26 / 5.98 1.38 / 7.34
Elevated on Crawlspace 1.18 / 1.94 1.47 / 3.32 1.18 / 1.94 1.18 / 3.58 1.31 / 4.43
Crawlspace
1.18 / 1.94 1.47 / 2.81 1.18 / 1.94 1.18 / 3.58 1.31 / 4.43

4
1.18 / 6.11 1.47 / 3.31 1.31 / 12.49
C
O
N
T
E
N
T
S

L
O
C
A
T
I
O
N
Basement & Above
5
1.47 / 2.81 1.47 / 2.81 2.55 / 7.76
Enclosure & Above
6
1.47 / 3.31 1.47 / 3.31 2.55 / 8.38
Ground Level
1.47 / 3.31 1.47 / 3.31 2.55 / 7.03
and Higher Floors
1.47 / 2.91 1.47 / 2.91 2.55 / 6.07
Above Ground Level
.56 / .44 .56 / .44 0.54 / 0.68
4
2.55 / 11.67
FIRM ZONES A99, B, C, X
B
U
I
L
D
I
N
G

T
Y
P
E
No Basement/Enclosure .99 / .26 1.51 / .47 .99 / .26 .93 / .26 .93 / .26
With Basement 1.11 / .38 1.70 / .55 1.11 / .38 1.19 / .38 1.19 / .38
With Enclosure
3
1.11 / .42 1.70 / .62 1.11 / .42 1.19 / .42 1.19 / .42
Elevated on Crawlspace .99 / .26 1.51 / .47 .99 / .26 .93 / .26 .93 / .26
Crawlspace
.99 / .26 1.51 / .47 .99 / .26 .93 / .26 .93 / .26
4
.99 / .48 1.51 / .47 1.19/ .50
C
O
N
T
E
N
T
S

L
O
C
A
T
I
O
N
Basement & Above
5
1.92 / .71 1.92 / .71 1.97 / .78
Enclosure & Above
6
1.92 / .82 1.92 / .82 1.97 / .91
Ground Level
1.51 / .75 1.51 / .75 1.22 / .55
and Higher Floors
1.51/ .47 1.51/ .47 1.22 / .39
Above Ground Level
.45 / .16 .45 / .16 .28 / .16
4
1.06 / .66
1 Pre-FIRM construction refers to a building that has a date of construction or substantial improvement date on or before 12/31/74, or
before the effective date of the initial Flood Insurance Rate Map (FIRM), whichever is later. If the building is a non-principal/non-primary
residence located in an SFHA or Zone D, use Table 2B.
2 Pre-FIRM buildings with subgrade crawlspaces that are below the Base Flood Elevation (BFE) may use optional Post-FIRM elevation
rating. Follow the Submit-for-Rate procedures for policy processing.
3 For an elevated building on a crawlspace with an attached garage without openings, use With Enclosure rates.
4 The definition of Manufactured (Mobile) Home includes travel trailers; see the Definitions section of this manual.
5 Includes subgrade crawlspace.
6 Includes crawlspace.
On or after October 1, 2013, this table may not be used to rate the following:
1) Pre-FIRM properties that are newly purchased or newly insured on or after July 6, 2012; 2) Policies that have lapsed in coverage and are being reinstated
on or after October 4, 2012; or 3) 14 Family Severe Repetitive Loss properties. For Non-Principal/Non-Primary Residence use Table 2B.
RATE 3
TABLE 2B. REGULAR PROGRAM PRE-FIRM CONSTRUCTION RATES
1

NON-PRINCIPAL/NON-PRIMARY RESIDENCE
2
3
SINGLE FAMILY
24 FAMILY
(CONDO UNIT)
4
OTHER RESIDENTIAL
(CONDO UNIT)
4
OCCUPANCY Building Contents Building Contents Building Contents
B
U
I
L
D
I
N
G

T
Y
P
E
No Basement/Enclosure .91/ .79 1.15/ 1.41 .91/ .79 .91/ .79
With Basement .97/ 1.16 1.15/ 1.18 .97/ 1.16 .97/ 1.16
With Enclosure
5
.97/ 1.40 1.15/ 1.41 .97/ 1.40 .97/ 1.40
Elevated on Crawlspace .91/ .79 1.15/ 1.41 .91/ .79 .91/ .79
Non-Elevated with Subgrade Crawlspace .91/ .79 1.15/ 1.18 .91/ .79 .91/ .79
6
.91/ .79 1.15/ 1.41
C
O
N
T
E
N
T
S

L
O
C
A
T
I
O
N
Basement & Above
7
1.15/ 1.18 1.15/ 1.18
Enclosure & Above
8
1.15/ 1.41 1.15/ 1.41
Ground Level
1.15/ 1.41 1.15/ 1.41
and Higher Floors
1.15/ .98 1.15/ .98
Above Ground Level
.42/ .19 .42/ .19
6
SINGLE FAMILY
24 FAMILY
(CONDO UNIT)
4
OTHER RESIDENTIAL
(CONDO UNIT)
4
B
U
I
L
D
I
N
G

T
Y
P
E
No Basement/Enclosure 1.18/ 2.03 1.47/ 3.47 1.18/ 2.03 1.18/ 2.03
With Basement 1.26/ 3.01 1.47/ 2.93 1.26/ 3.01 1.26/ 3.01
With Enclosure
5
1.26/ 3.56 1.47/ 3.45 1.26/ 3.56 1.26/ 3.56
Elevated on Crawlspace 1.18/ 2.03 1.47/ 3.47 1.18/ 2.03 1.18/ 2.03
Non-Elevated with Subgrade Crawlspace 1.18/ 2.03 1.47/ 2.93 1.18/ 2.03 1.18/ 2.03
6
1.18/ 7.28 1.47/ 3.45
C
O
N
T
E
N
T
S

L
O
C
A
T
I
O
N
Basement & Above
7
1.47/ 2.93 1.47/ 2.93
Enclosure & Above
8
1.47/ 3.45 1.47/ 3.45
Ground Level
1.47/ 3.45 1.47/ 3.45
and Higher Floors
1.47/ 3.04 1.47/ 3.04
Above Ground Level
.56/ .45 .56/ .45
6
before the effective date of the initial Flood Insurance Rate Map (FIRM), whichever is later.
2 For rating purposes only, FEMA defines a non-principal/non-primary residence as a building that will not be lived in by the insured or the
insureds spouse for at least 80% of the 365 days following the policy effective date.
4 Individually owned unit in the condominium form of ownership located within a multi-unit building.
1) Pre-FIRM properties that are newly purchased or newly insured on or after July 6, 2012; 2) Policies that have lapsed in coverage and
are being reinstated on or after October 4, 2012; or 3) 14 Family Severe Repetitive Loss properties
TABLE 2C. REGULAR PROGRAM PRE-FIRM CONSTRUCTION RATES
1

SEVERE REPETITIVE LOSS PROPERTIES
2
1) Pre-FIRM properties that are newly purchased or newly insured on or after July 6, 2012; or
2) Policies that have lapsed in coverage and are being reinstated on or after October 4, 2012
3
SINGLE FAMILY 24 FAMILY
OCCUPANCY Building Contents Building Contents
B
U
I
L
D
I
N
G

T
Y
P
E
No Basement/Enclosure .91 / .92 1.15 / 1.65 .91 / .92
With Basement .97 / 1.36 1.15 / 1.38 .97 / 1.36
With Enclosure
4
.97 / 1.63 1.15 / 1.65 .97 / 1.63
Elevated on Crawlspace .91 / .92 1.15 / 1.65 .91 / .92
Non-Elevated with Subgrade Crawlspace .91 / .92 1.15 / 1.38 .91 / .92
5
.91 / .92 1.15 / 1.65
C
O
N
T
E
N
T
S

L
O
C
A
T
I
O
N
Basement & Above
6
1.15 / 1.38
Enclosure & Above
7
1.15 / 1.65
Ground Level
1.15 / 1.65
and Higher Floors
1.15 / 1.15
Above Ground Level
.42 / .23
5
SINGLE FAMILY 24 FAMILY
OCCUPANCY Building Contents Building Contents
B
U
I
L
D
I
N
G

T
Y
P
E
No Basement/Enclosure 1.18 / 2.31 1.47 / 3.95 1.18 / 2.31
With Basement 1.26 / 3.44 1.47 / 3.35 1.26 / 3.44
With Enclosure
4
1.26 / 4.06 1.47 / 3.94 1.26 / 4.06
Elevated on Crawlspace 1.18 / 2.31 1.47 / 3.95 1.18 / 2.31
Non-Elevated with Subgrade Crawlspace 1.18 / 2.31 1.47 / 3.35 1.18 / 2.31
5
1.18 / 7.28 1.47 / 3.94
C
O
N
T
E
N
T
S

L
O
C
A
T
I
O
N
Basement & Above
6
1.47 / 3.35
Enclosure & Above
7
1.47 / 3.94
Ground Level
1.47 / 3.94
and Higher Floors
1.47 / 3.47
Above Ground Level
.56 / .53
5
2 For additional guidance, refer to the Severe Repetitive Loss Properties section of this manual.
RATE 4
RATE 5
TABLE 3A. REGULAR PROGRAM POST-FIRM CONSTRUCTION RATES
On or after October 1, 2013, also use this table to rate the following: 1) Pre-FIRM properties that are newly purchased or
newly insured on or after July 6, 2012; or 2) Policies that have been reinstated on or after October 4, 2012, after a lapse in coverage
FIRM ZONES A99, B, C, X
B
U
I
L
D
I
N
G

T
Y
P
E
With Basement 1.11 / .38 1.70 / .55 1.11 / .38 1.19 / .38 1.19 / .38
With Enclosure
1
1.11 / .42 1.70 / .62 1.11 / .42 1.19 / .42 1.19 / .42
Crawlspace
.99 / .26 1.51 / .47 .99 / .26 .93 / .26 .93 / .26
2
.99 / .48 1.51 / .47 1.19 / .50
C
O
N
T
E
N
T
S

L
O
C
A
T
I
O
N
Basement & Above
3
1.92 / .71 1.92 / .71 1.97 / .78
Enclosure & Above
4
1.92 / .82 1.92 / .82 1.97 / .91
Ground Level
1.51 / .75 1.51 / .75 1.22 / .55
and Higher Floors
1.51 / .47 1.51 / .47 1.22/ .39
Above Ground Level
.45 / .16 .45 / .16 .28 / .16
2
1.06 / .66
FIRM ZONE D
B
U
I
L
D
I
N
G

T
Y
P
E
No Basement/Enclosure 1.66 / .26 1.08 / .50 1.66 / .26 1.52 / .42 1.52 / .42
With Basement
*** *** *** *** ***
With Enclosure
*** *** *** *** ***
Elevated on Crawlspace 1.66 / .26 1.08 / .50 1.66 / .26 1.52 / .42 1.52 / .42
Crawlspace
1.66 / .26 1.08 / .50 1.66 / .26 1.52 / .42 1.52 / .42
2
2.15 / .70 1.26 / .54 2.21 / .86
C
O
N
T
E
N
T
S

L
O
C
A
T
I
O
N
Basement & Above
3
*** *** ***
Enclosure & Above
4
*** *** ***
Ground Level
1.22 / .50 1.22 / .50 1.28 / .40
and Higher Floors
1.00 / .32 1.00 / .32 1.28 / .39
Above Ground Level
.35 / .12 .35 / .12 .22 / .12
2
1.28 / .40
FIRM ZONES AO, AH (No Basement/Enclosure/Crawlspace/Subgrade Crawlspace Buildings Only)
5
BUILDING CONTENTS
OCCUPANCY 14 Family Other Res & Non-Res Residential Non-Residential
With Certification of Compliance or Elevation Certificate
6
.28 / .08 .23 / .08 .38 / .13 .23 / .13
Without Certification of Compliance or Elevation Certificate
7, 8
1.35 / .19 1.32 / .24 .98 / .15 1.41 / .19
5 Zones AO, AH Buildings with Basement/Enclosure/Crawlspace/Subgrade Crawlspace: follow Submit-for-Rate procedures. Pre-FIRM
buildings with basement/enclosure/crawlspace/subgrade crawlspace at or above the BFE or Base Flood Depth are to use the With
Certification of Compliance or Elevation Certificate rates and would not have to follow Submit-for-Rate procedures.
6 With Certification of Compliance or Elevation Certificate rates are to be used when the Elevation Certificate shows that the
lowest floor elevation used for rating is equal to or greater than the communitys elevation requirement, or when there is a Letter of
Compliance from the community.
7 Without Certification of Compliance or Elevation Certificate rates are to be used only on Post-FIRM buildings when the Elevation
Certificate shows that the lowest floor elevation is less than the communitys elevation requirement.
8 For transfers and renewals of existing business where there is no Letter of Compliance or Elevation Certificate in the companys file,
these rates can continue to be used. Provisional or tentative rates are to be used for new business without an Elevation Certificate or
Letter of Compliance. For new business effective on or after October 1, 2011, the provisions of footnote 7 apply.
***SUBMIT FOR RATING
RATE 6
TABLE 3B. REGULAR PROGRAM POST-FIRM CONSTRUCTION RATES
1
FIRM ZONES AE, A1A30 BUILDING RATES
ELEVATION OF
LOWEST FLOOR
ABOVE OR
BELOW THE BFE
2, 3
1 FLOOR
No Basement/Enclosure/
Crawlspace
4, 5
MORE THAN 1 FLOOR
Crawlspace
4, 5
MORE THAN 1 FLOOR
With Basement/Enclosure/
Crawlspace
4, 5
MANUFACTURED
(MOBILE) HOME
6
14 Family
Other
Residential
& Non-
Residential 14 Family
Other
Residential
& Non-
Other
Residential
& Non-
Residential Single Family
Non-
Residential
+4 .24 / .08 .20 / .08 .24 / .08 .20 / .08 .24/ .08 .20 / .08 .28 / .13 .28 / .13
+3 .30 / .08 .27 / .10 .25 / .08 .22 / .08 .27 / .08 .23 / .09 .35 / .14 .33 / .13
+2 .42 / .08 .36 / .11 .33 / .08 .29 / .08 .32 / .08 .28 / .10 .50 / .14 .47 / .16
+1 .71 / .10 .62 / .16 .57 / .09 .48 / .10 .46 / .09 .36 / .12 .89 / .20 .87 / .24
0 1.78 / .13 1.60 / .25 1.37 / .12 1.20 / .14 1.00 / .10 .87 / .17 2.20 / .32 2.25 / .43
-1 4.40 / .85 4.37 / .93 3.33 / .65 3.14 / .41 2.28 / .41 1.98 / .47
*** ***
-2
*** *** *** *** *** *** *** ***
FIRM ZONES AE, A1A30 CONTENTS RATES
ELEVATION OF
LOWEST FLOOR
ABOVE OR
BELOW THE BFE
2, 3
LOWEST FLOOR ONLY
ABOVE GROUND LEVEL
Crawlspace
4
LOWEST FLOOR ABOVE GROUND
LEVEL & HIGHER FLOORS
Crawlspace
4
MORE THAN 1 FLOOR
Crawlspace
4
MANUFACTURED
(MOBILE) HOME
6
Residential
Non-
Residential Residential
Non-
Non-
Non-
Residential
+4 .38 / .12 .22 / .12 .38 / .12 .22 / .12 .38 / .12 .22 / .12 .38 / .12 .22 / .13
+3 .38 / .12 .22 / .12 .38 / .12 .22 / .12 .38 / .12 .22 / .12 .38 / .14 .30 / .15
+2 .38 / .12 .25 / .12 .38 / .12 .22 / .12 .38 / .12 .22 / .12 .38 / .17 .35 / .19
+1 .54 / .12 .42 / .13 .38 / .12 .31 / .12 .38 / .12 .22 / .12 .59 / .23 .59 / .27
0 1.11 / .12 .83 / .22 .69 / .12 .61 / .14 .45 / .12 .35 / .13 1.14 / .36 1.14 / .41
-1 2.76 / .51 2.29 / .63 1.70 / .33 1.53 / .41 .72 / .15 1.15 / .15
*** ***
-2
*** *** *** *** *** *** *** ***
FIRM ZONES AE, A1A30 CONTENTS RATES
ELEVATION OF
LOWEST FLOOR
ABOVE OR
BELOW THE BFE
2
ABOVE GROUND LEVEL MORE THAN 1 FULL FLOOR
Single Family 24 Family Other Residential Non-Residential
+4 .35 / .12 .35 / .12 .22 / .12
+3 .35 / .12 .35 / .12 .22 / .12
+2 .35 / .12 .35 / .12 .22 / .12
+1 .35 / .12 .35 / .12 .22 / .12
0 .35 / .12 .35 / .12 .22 / .12
-1 .35 / .12 .35 / .12 .22 / .12
-2 .35 / .12 .35 / .12 .22 / .12
1 Pre-FIRM elevated buildings with or without enclosure/crawlspace must use the No Basement/Enclosure/Crawlspace columns. Use the
Post-FIRM rating procedures to determine the lowest floor elevation for rating. Unfinished partial enclosures below a Pre-FIRM building
that are used solely for parking, storage and building access and are located below the BFE are eligible for Special Rate Consideration.
2 If the Lowest Floor is -1 because of an attached garage and the building is described and rated as a single-family dwelling, see the
Lowest Floor Determination subsection in the Lowest Floor Guide section of this manual or contact the insurer for rating guidance;
rate may be lower.
3 Use Submit-for-Rate procedures if either the enclosure below the lowest elevated floor of an elevated building or the crawlspace (under-
floor space) that has its interior floor within 2 feet below grade on all sides, which is used for rating, is 1 or more feet below the BFE.
5 Use Submit-for-Rate procedures if there is an elevator below the BFE regardless of whether there is an enclosure or not.
RATE 7
TABLE 3C. REGULAR PROGRAM POST-FIRM CONSTRUCTION RATES
1
UNNUMBERED ZONE A WITHOUT
BASEMENT/ENCLOSURE/CRAWLSPACE/SUBGRADE CRAWLSPACE
2, 3
ELEVATION
DIFFERENCE
BUILDING RATES CONTENTS RATES
TYPE OF
ELEVATION CERTIFICATE
Occupancy Occupancy
14 Family
Other Residential &
Non-Residential Residential
4
Non-Residential
4
+5 or more .46 / .08 .40 / .12 .38 / .12 .38 / .12
No Base
Flood Elevation
5
+2 to +4 1.30 / .11 1.15 / .17 .75 / .12 .60 / .14
+1 2.68 / .42 2.31 / .25 1.54 / .16 1.21 / .29
0 or below
*** *** *** ***
+2 or more .44 / .08 .39 / .10 .38 / .12 .35 / .12
With
Base Flood Elevation
6
0 to +1 1.64 / .13 1.40 / .19 1.18 / .13 .93 / .14
-1 4.75 / .70 4.31 / .42 2.73 / .23 2.14 / .48
-2 or below
*** *** *** ***
No Elevation Certificate
7
5.85 / 1.30 6.17 / .90 3.36 / .80 2.85 / .96 No Elevation Certificate
1 Pre-FIRM elevated buildings with or without enclosure/crawlspace must use the Table above. Use the Post-FIRM rating procedures to
determine the lowest floor elevation for rating. Unfinished partial enclosures below a Pre-FIRM building that are used solely for parking,
storage and building access and are located below the BFE are eligible for Special Rate Consideration.
2 Post-FIRM buildings with basement, enclosure, crawlspace, or subgrade crawlspace: follow Submit-for-Rate procedures.
3 Pre-FIRM buildings with basement, enclosure, or crawlspace may use this table if the rates are more favorable to the insured.
For buildings with subgrade crawlspace, follow the optional Submit-for-Rate procedures.
4 For elevation-rated risks other than Single Family, when contents are located 1 floor or more above lowest floor used for rating use
Table 3B, Contents Rates, Above Ground Level More Than 1 Full Floor.
5 Elevation difference is the measured distance between the highest adjacent grade next to the building and the lowest floor
of the building.
6 Elevation difference is the measured distance between the BFE provided by the community or registered professional engineer,
surveyor, or architect and the lowest floor of the building.
7 For policies with effective dates on or after October 1, 2011, the No Elevation Certificate rates apply only to renewals and transfers.
Provisional or tentative rates are to be used for new business without an Elevation Certificate.
RATE 8
TABLE 3D. REGULAR PROGRAM POST-FIRM CONSTRUCTION RATES
On or after October 1, 2013, also use this table to rate Pre-FIRM buildings whose current FIRM became effective before October 1, 1981, and that
1) Are newly purchased or newly insured on or after July 6, 2012; or 2) Have policies that are reinstated on or after October 4, 2012, after a lapse in coverage
FIRM ZONES 7581, V1V30, VE BUILDING RATES
1
ELEVATION OF
LOWEST FLOOR
ABOVE OR
BELOW THE BFE
1 FLOOR
Crawlspace
2, 3
MORE THAN 1 FLOOR
Crawlspace
2, 3
MORE THAN 1 FLOOR
Crawlspace
2, 3
MANUFACTURED
(MOBILE) HOME
4
14 Family
Other
Residential &
Non-Residential 14 Family
Other
Residential &
Non-Residential 14 Family
Other
Residential &
Non-Residential
Single
Family
Non-
Residential
0
5
3.55 / .64 4.28 / 1.64 2.88 / .64 3.12 / 1.54 2.49 / .64 2.79 / 1.24 5.29 / .53 7.53 / .47
-1
6
7.51 / 3.82 11.15 / 6.13 6.86 / 3.82 9.62 / 4.67 4.90 / 3.47 5.12 / 4.73
*** ***
-2
*** *** *** *** *** *** *** ***
FIRM ZONES 7581, V1V30, VE CONTENTS RATES
ELEVATION OF
LOWEST FLOOR
ABOVE OR
BELOW THE BFE
LOWEST FLOOR ONLY
ABOVE GROUND LEVEL
Crawlspace
2
Crawlspace
2
MORE THAN 1 FLOOR
Crawlspace
2
MANUFACTURED
(MOBILE) HOME
4
Residential
Non-
Residential Residential Non- Residential Residential Non- Residential Single Family
Non-
Residential
0
5
4.47 / 1.31 3.95 / 4.26 2.90 / 1.22 2.76 / 2.68 1.64 / 1.01 1.64 / 1.05 4.30 / 1.38 4.48 / 5.36
-1
6
9.79 / 7.34 9.61 / 12.11 5.77 / 5.50 6.59 / 7.64 1.93 / 1.04 5.88 / 1.64
*** ***
-2
*** *** *** *** *** *** *** ***
FIRM ZONES 7581, V1V30, VE CONTENTS RATES
ELEVATION OF
LOWEST FLOOR
ABOVE OR
BELOW THE BFE
0
5
.56 / .25 .56 / .25 .42 / .25
-1
6
.56 / .25 .56 / .25 .42 / .25
-2 .56 / .25 .56 / .25 .46 / .25
1 Policies for 1975 through 1981 Post-FIRM and Pre-FIRM buildings in zones VE and V1V30 will be allowed to use the Post-81 V-Zone
rate table if the rates are more favorable to the insured. See instructions in this section for V-Zone Optional Rating.
5 These rates are to be used if the lowest floor of the building is at or above the BFE.
6 Use Submit-for-Rate procedures if the enclosure below the lowest elevated floor of an elevated building, which is used for rating,
is 1 or more feet below the BFE.
FIRM ZONES 7581, UNNUMBERED V ZONE
SUBMIT FOR RATING
RATE 9
TABLE 3E. REGULAR PROGRAM POST-FIRM CONSTRUCTION RATES
On or after October 1, 2013, also use this table to rate Pre-FIRM buildings whose current FIRM became effective before October 1,1981, and that
1981 POST-FIRM V1V30, VE ZONE RATES
1
ELEVATION OF THE
LOWEST FLOOR
ABOVE OR BELOW BFE
ADJUSTED FOR WAVE
HEIGHT
2
ELEVATED BUILDINGS FREE OF OBSTRUCTION
3
CONTENTS BUILDING
Residential Non-Residential
Replacement Cost
Ratio .75 or More
4
Replacement Cost
Ratio .50 to .74
4
Replacement Cost Ratio
Under .50
4
+4 or more 0.54 0.54 0.90 1.19 1.83
+3 0.57 0.57 1.03 1.41 2.11
+2 0.85 0.91 1.42 1.89 2.86
+1 1.19 1.24 2.06 2.71 3.79
0 1.62 1.74 2.70 3.48 4.82
-1 2.32 2.39 3.58 4.62 6.37
-2 3.32 3.50 4.80 6.19 8.39
-3 4.34 4.60 5.58 7.09 9.27
-4 or below
*** *** *** *** ***
2 Wave height adjustment is not required in those cases where the FIRM indicates that the map includes wave height.
3 Free of Obstruction The space below the lowest elevated floor must be completely free of obstructions or any attachment to the
building, or may have:
(1) Insect screening, provided that no additional supports are required for the screening; or
(2) Wooden or plastic lattice with at least 40% of its area open and made of material no thicker than inch; or
(3) Wooden or plastic slats or shutters with at least 40% of their area open and made of material no thicker than 1 inch.
(4) One solid breakaway wall or a garage door, with the remaining sides of the enclosure constructed of insect screening,
wooden or plastic lattice, slats, or shutters.
Any of these systems must be designed and installed to collapse under stress without jeopardizing the structural support of the
building, so that the impact on the building of abnormally high tides or wind-driven water is minimized.
Any machinery or equipment below the lowest elevated floor must be at or above the BFE.
4 These percentages represent building replacement cost ratios, which are determined by dividing the amount of building coverage being
purchased through the NFIP by the replacement cost. See the Replacement Cost Ratio subsection in this section for more details.
NOTE: Use Submit-for-Rate procedures if there is an elevator below the BFE enclosed with lattice, slats, or shutters (including louvers).
1981 POST-FIRM V1V30, VE ZONE Non-Elevated Buildings
SUBMIT FOR RATING
1981 POST-FIRM UNNUMBERED V ZONE
SUBMIT FOR RATING
RATE 10
TABLE 3F. REGULAR PROGRAM POST-FIRM CONSTRUCTION RATES
On or after October 1, 2013, also use this table to rate Pre-FIRM buildings whose current FIRM became effective before October 1, 1981, and that
1,2
ELEVATION OF THE
LOWEST FLOOR
ABOVE OR BELOW BFE
ADJUSTED FOR
WAVE HEIGHT
3
ELEVATED BUILDINGS WITH OBSTRUCTION
4
CONTENTS BUILDING
Residential Non-Residential
Replacement Cost
Ratio .75 or More
5
Replacement Cost
Ratio .50 to .74
5
Replacement Cost
Ratio Under .50
5
+4 or more .70 .70 1.95 2.59 3.84
+3 .75 .75 2.09 2.75 3.97
+2 1.01 1.01 2.31 3.01 4.29
+1 1.27 1.33 2.68 3.47 4.93
0 1.75 1.84 3.26 4.23 5.93
-1
6
2.39 2.53 4.15 5.37 7.47
-2
6
3.41 3.65 5.46 7.05 9.64
-3
6
4.46 4.73 6.18 7.87 10.38
-4 or below
6
*** *** *** *** ***
2 Rates provided are only for elevated buildings, except those elevated on solid foundation walls. For buildings elevated on solid
foundation walls, and for non-elevated buildings, follow the Submit-for-Rate procedures.
3 Wave height adjustment is not required in those cases where the FIRM indicates that the map includes wave height.
4 With Obstruction The space below has an area of less than 300 square feet with breakaway solid walls or contains machinery or
equipment below the BFE. If the space below has an area of 300 square feet or more, or if any portion of the space below the elevated
floor is enclosed with non-breakaway walls, submit for rating. If the enclosure is at or above the BFE, use the Free of Obstruction rate
table on the preceding page. The elevation of the bottom enclosure floor is the lowest floor for rating (LFE). See Elevated Buildings
Post-FIRM V-Zone Construction in this section for more details.
5 These percentages represent building replacement cost ratios, which are determined by dividing the amount of building coverage being
purchased through the NFIP by the replacement cost. See the Replacement Cost Ratio subsection in this section for more details.
6 For buildings with obstruction, use Submit-for-Rate procedures if the enclosure below the lowest elevated floor of an elevated building,
which is used for rating, is 1 or more feet below the BFE.
NOTE: Use Submit-for-Rate procedures if there is an elevator below the BFE.
1981 POST-FIRM UNNUMBERED V ZONE
SUBMIT FOR RATING
RATE 11
TABLE 4. REGULAR PROGRAM FIRM ZONE AR AND AR DUAL ZONES
NOT ELEVATION-RATED RATES
(Basic/Additional)
PRE-FIRM RATES
1
B
U
I
L
D
I
N
G

T
Y
P
E
With Basement 1.11 / .38 1.70 / .55 1.11 / .38 1.19 / .38 1.19 / .38
With Enclosure 1.11 / .42 1.70 / .62 1.11 / .42 1.19 / .42 1.19 / .42
Crawlspace
.99 / .26 1.51 / .47 .99 / .26 .93 / .26 .93 / .26
2
.99 / .48 1.51 / .47 1.19 / .50
C
O
N
T
E
N
T
S

L
O
C
A
T
I
O
N
Basement & Above 1.92 / .71 1.92 / .71 1.97 / .78
Enclosure & Above 1.92 / .82 1.92 / .82 1.97 / .91
Ground Level
1.51 / .75 1.51 / .75 1.22 / .55
and Higher Floors
1.51 / .47 1.51 / .47 1.22 / .39
Above Ground Level
.45 / .16 .45 / .16 .28 / .16
2
1.06 / .66
before the effective date of the initial FIRM, whichever is later.
POST-FIRM RATES
B
U
I
L
D
I
N
G

T
Y
P
E
With Basement 1.11 / .38 1.70 / .55 1.11 / .38 1.19 / .38 1.19 / .38
With Enclosure 1.11 / .42 1.70 / .62 1.11 / .42 1.19 / .42 1.19 / .42
Crawlspace
.99 / .26 1.51 / .47 .99 / .26 .93 / .26 .93 / .26
1
.99 / .48 1.51 / .47 1.19 / .50
C
O
N
T
E
N
T
S

L
O
C
A
T
I
O
N
Basement & Above 1.92 / .71 1.92 / .71 1.97 / .78
Enclosure & Above 1.92 / .82 1.92 / .82 1.97 / .91
Ground Level
1.51 / .75 1.51 / .75 1.22 / .55
and Higher Floors
1.51 / .47 1.51 / .47 1.22 / .39
Above Ground Level
.45 / .16 .45 / .16 .28 / .16
1
1.06 / .66
RATE 12
TABLE 5. REGULAR PROGRAM PRE-FIRM AND POST-FIRM
ELEVATION-RATED RATES
(Basic/Additional)
FIRM ZONES AR and AR Dual Zones BUILDING RATES
ELEVATION OF
LOWEST FLOOR
ABOVE OR
BELOW THE BFE
1 FLOOR
Crawlspace
1
MORE THAN 1 FLOOR
Crawlspace
1
MORE THAN 1 FLOOR
Crawlspace
1
MANUFACTURED
(MOBILE) HOME
2
14 Family
Other
Residential
& Non-
Other
Residential
& Non-
Other
Residential
& Non-
Non-
Residential
+4 .24 / .08 .20 / .08 .24 / .08 .20 / .08 .24 / .08 .20 / .08 .28 / .13 .28 / .13
+3 .30 / .08 .27 / .10 .25 / .08 .22 / .08 .27 / .08 .23 / .09 .35 / .14 .33 / .13
+2 .42 / .08 .36 / .11 .33 / .08 .29 / .08 .32 / .08 .28 / .10 .50 / .14 .47 / .16
+1 .71 / .10 .62 / .16 .57 / .09 .48 / .10 .46 / .09 .36 / .12 .89 / .20 .87 / .24
0 .99 / .26 .93 / .26 .99 / .26 .93 / .26 1.00 / .10 .87 / .17 .99 / .48 1.19 / .50
-1
3
SEE FOOTNOTE
3
FIRM ZONES AR and AR Dual Zones CONTENTS RATES
ELEVATION OF
LOWEST FLOOR
ABOVE OR
BELOW THE BFE
LOWEST FLOOR ONLY
ABOVE GROUND LEVEL
Crawlspace
1
Crawlspace
1
MORE THAN 1 FLOOR
Crawlspace
1
MANUFACTURED
(MOBILE) HOME
2
Residential
Non-
Non-
Non-
Non-
Residential
+4 .38 / .12 .22 / .12 .38 / .12 .22 / .12 .38 / .12 .22 / .12 .38 / .12 .22 / .13
+3 .38 / .12 .22 / .12 .38 / .12 .22 / .12 .38 / .12 .22 / .12 .38 / .14 .30 / .15
+2 .38 / .12 .25 / .12 .38 / .12 .22 / .12 .38 / .12 .22 / .12 .38 / .17 .35 / .19
+1 .54 / .12 .42 / .13 .38 / .12 .31 / .12 .38 / .12 .22 / .12 .59 / .23 .59 / .27
0 1.11 / .12 .83 / .22 .69 / .12 .61 / .14 .45 / .12 .35 / .13 1.14 / .36 1.06 / .66
-1
3
SEE FOOTNOTE
3
FIRM ZONES AR and AR Dual Zones CONTENTS RATES
ELEVATION OF
LOWEST FLOOR
ABOVE OR
BELOW THE BFE
+4 .35 / .12 .35 / .12 .22 / .12
+3 .35 / .12 .35 / .12 .22 / .12
+2 .35 / .12 .35 / .12 .22 / .12
+1 .35 / .12 .35 / .12 .22 / .12
0 .35 / .12 .35 / .12 .22 / .12
-1
4
.35 / .12 .35 / .12 .22 / .12
-2
4
.35 / .12 .35 / .12 .22 / .12
3 Use Table 4.
4 These rates are applicable only to contents-only policies.
RATE 13
TABLE 6. TENTATIVE RATES TABLE
1
RATES PER $100 OF COVERAGE
(Basic/Additional)
FIRM ZONES A, AE, A1A30, AO, AH RATES
BUILDING TYPE BUILDING CONTENTS
Non-Elevated, No Basement Basic Limits Additional Limits Basic Limits Additional Limits
14 Family 5.00 3.00 6.00 4.00
Other Residential 7.00 4.00 7.00 4.00
Non-Residential 7.00 4.00 8.00 8.00
Pre or Post-FIRM Non-Elevated
with Basement and
Post-FIRM Elevated Building
2
Basic Limits Additional Limits Basic Limits Additional Limits
14 Family 3.00 2.00 3.00 2.00
FIRM ZONES V, V1V30, VE RATES
Non-Elevated, No Basement Basic Limits Additional Limits Basic Limits Additional Limits
14 Family 11.00 11.00 12.00 12.00
Non-Residential 12.00 12.00 12.00 12.00
Pre or Post-FIRM Non-Elevated
with Basement and
Post-FIRM Elevated Building
2
Basic Limits Additional Limits Basic Limits Additional Limits
14 Family 6.00 6.00 6.00 6.00
1 Use of this table is subject to the provisions found in the Tentative Rates subsection in this section.
2 The basement/elevated building rates should be used only if the submitted information indicates that the risk is constructed as
a Post-FIRM elevated building or has a basement as defined by the NFIP (coverage restrictions apply to Post-FIRM elevated buildings
and Pre- or Post-FIRM basements).
CONDO 10
TABLE 3A. RCBAP HIGH-RISE CONDOMINIUM RATES
BUILDING
BUILDING TYPE
REGULAR PROGRAM PRE-FIRM
1
REGULAR PROGRAM POST-FIRM
A, A1A30,
AE, AO, AH, D V, VE A99, B, C, X A99, B, C, X D
NO BASEMENT/ENCLOSURE 1.01 / .27 1.29 / .65 1.17 / .06 1.17 / .06 1.61 / .27
WITH BASEMENT 1.07 / .37 1.37 / 1.38 1.42 / .08 1.42 / .08
SUBMIT
FOR
RATE
WITH ENCLOSURE 1.07 / .27 1.37 / .67 1.23 / .06 1.23 / .06
ELEVATED ON CRAWLSPACE 1.01 / .27 1.29 / .65 1.17 / .06 1.17 / .06
NON-ELEVATED WITH
SUBGRADE CRAWLSPACE
1.01 / .27 1.29 / .65 1.17 / .06 1.17 / .06
CONTENTS
CONTENTS LOCATION
1
REGULAR PROGRAM POST-FIRM
A, A1A30,
AE, AO, AH, D V, VE A99, B, C, X A99, B, C, X D
BASEMENT/SUBGRADE
CRAWLSPACE AND ABOVE
1.15 / 1.16 1.47 / 2.81 1.92 / .71 1.92 / .71 SUBMIT
FOR
RATE
ENCLOSURE/CRAWLSPACE
AND ABOVE
1.15 / 1.38 1.47 / 3.31 1.92 / .82 1.92 / .82
LOWEST FLOOR ONLY ABOVE
GROUND LEVEL
1.15 / 1.38 1.47 / 3.31 1.51 / .75 1.51 / .75 1.22 / .50
LEVEL AND HIGHER FLOORS
1.15 / .96 1.47 / 2.91 1.51 / .47 1.51 / .47 1.00 / .32
ABOVE GROUND LEVEL MORE
THAN 1 FULL FLOOR
.42 / .19 .56 / .44 .45 / .16 .45 / .16 .35 / .12
BUILDING A1A30, AE POST-FIRM
ELEVATION
DIFFERENCE
3 OR MORE FLOORS
NO BASEMENT/ENCLOSURE/CRAWLSPACE
2, 3
3 OR MORE FLOORS
WITH BASEMENT/ENCLOSURE/CRAWLSPACE
2, 3
+4 .33 /.04 .33 /.04
+3 .35 /.04 .34 /.04
+2 .45 /.04 .40 /.04
+1 .81 /.05 .56 /.05
0 1.61 /.06 1.44 /.06
-1
4
6.10 /.15 3.48 /.12
-2 SUBMIT FOR RATE
CONTENTS A1A30, AE POST-FIRM
ELEVATION
DIFFERENCE
GROUND LEVEL (NO BASEMENT/
2
)
LOWEST FLOOR ABOVE
GROUND LEVEL AND HIGHER
(NO BASEMENT/ENCLOSURE/
CRAWLSPACE
2
)
BASEMENT/ENCLOSURE/
CRAWLSPACE
2
AND ABOVE
ABOVE GROUND
LEVEL MORE THAN
1 FULL FLOOR
+4 .38 /.12 .38 /.12 .38 /.12 .35 /.12
+3 .38 /.12 .38 /.12 .38 /.12 .35 /.12
+2 .38 /.12 .38 /.12 .38 /.12 .35 /.12
+1 .54 /.12 .38 /.12 .38 /.12 .35 /.12
0 1.11 /.12 .69 /.12 .45 /.12 .35 /.12
-1
4
2.76 /.51 1.70 /.33 .72 /.15 .35 /.12
-2 SUBMIT FOR RATE .35 /.12
1 Pre-FIRM construction refers to a building that has a start of construction date or substantial improvement date on or before 12/31/74,
or before the effective date of the initial FIRM, whichever is later. If FIRM zone is unknown, use rates for zones A, AE, AO, AH, D.
4 Use Submit-for-Rate procedures if either the enclosure below the lowest elevated floor of an elevated building or the crawlspace (under-
floor space) that has its interior floor within 2 feet below grade on all sides, which is used for rating, is 1 or more feet below the BFE.
CONDO 11
TABLE 3B. RCBAP HIGH-RISE CONDOMINIUM RATES
AO, AH POST-FIRM
NO BASEMENT/ENCLOSURE/CRAWLSPACE/SUBGRADE CRAWLSPACE BUILDINGS
1
BUILDING CONTENTS
WITH CERTIFICATION OF COMPLIANCE OR
2
.48 /.05 .38 /.13
WITHOUT CERTIFICATION OF COMPLIANCE OR
3, 8
1.46 /.08 .98 /.15
POST-FIRM UNNUMBERED A ZONE
WITHOUT BASEMENT/ENCLOSURE/CRAWLSPACE/SUBGRADE CRAWLSPACE
1,4
ELEVATION DIFFERENCE BUILDING CONTENTS
5
TYPE OF ELEVATION CERTIFICATE
+5 OR MORE .88 /.06 .38 /.12
NO BASE
FLOOD ELEVATION
6
+2 TO +4 1.69 /.07 .75 /.12
+1 2.76 /.17 1.54 /.16
0 OR BELOW *** ***
+2 OR MORE .75 /.05 .38 /.12
WITH BASE
FLOOD ELEVATION
7
0 TO +1 1.50 /.07 1.18 /.13
-1 5.90 /.22 2.73 /.23
-2 OR BELOW *** ***
NO ELEVATION CERTIFICATE
8
7.90 /1.30 3.36 /.80 NO ELEVATION CERTIFICATE
1 Post-FIRM buildings in zones A, AO, or AH with basement, enclosure, crawlspace, or subgrade crawlspace: follow Submit-for-Rate
procedures. Pre-FIRM buildings in AO or AH Zones with basement/enclosure/crawlspace/subgrade crawlspace at or above the BFE or
Base Flood Depth are to use the With Certification of Compliance or Elevation Certificate rates and would not have to follow Submit-
for-Rate procedures.
Compliance. This rule applies to all building types, including buildings with basement/enclosure/crawlspace/subgrade crawlspace.
4 Pre-FIRM buildings in Unnumbered A Zones with basement, enclosure, or crawlspace may use this table if the rates are more favorable
to the insured. For buildings with subgrade crawlspace, follow the optional Submit-for-Rate procedures.
5 For elevation-rated policies, when contents are located 1 floor or more above the lowest floor used for rating, use .35/.12.
6 NO BASE FLOOD ELEVATION: Elevation difference is the measured distance between the lowest floor of the building and the highest
adjacent grade next to the building.
7 WITH BASE FLOOD ELEVATION: Elevation difference is the measured distance between the lowest floor of the building and the BFE
provided by the community or registered professional engineer, surveyor, or architect.
CONDO 12
TABLE 3C. RCBAP HIGH-RISE CONDOMINIUM RATES
AR AND AR DUAL ZONES
BUILDING PRE-FIRM
1,2
AND POST-FIRM
3
NOT ELEVATION-RATED
BUILDING TYPE RATES
No Basement/Enclosure 1.17 /.06
With Basement 1.42 /.08
With Enclosure 1.23 /.06
Elevated on Crawlspace 1.17 /.06
Non-Elevated with Subgrade Crawlspace 1.17 /.06
CONTENTS PRE-FIRM
1,2
AND POST-FIRM
3
NOT ELEVATION-RATED
CONTENTS LOCATION RATES
Basement/Subgrade Crawlspace and above 1.92 /.71
Enclosure/Crawlspace and above 1.92 /.82
Lowest floor only above ground level 1.51 /.75
Lowest floor above ground level and higher floors 1.51 /.47
Above ground level more than 1 full floor .45 /.16
BUILDING PRE-FIRM AND POST-FIRM ELEVATION-RATED
ELEVATION
DIFFERENCE
3 OR MORE FLOORS
NO BASEMENT/ENCLOSURE/CRAWLSPACE
4
3 OR MORE FLOORS
WITH BASEMENT/ENCLOSURE/CRAWLSPACE
4
+4 .33 /.04 .33 /.04
+3 .35 /.04 .34 /.04
+2 .45 /.04 .40 /.04
+1 .81 /.05 .56 /.05
0 1.17 /.06 1.44 /.06
-1
5
SEE FOOTNOTE
CONTENTS PRE-FIRM AND POST-FIRM ELEVATION-RATED
ELEVATION
DIFFERENCE
LOWEST FLOOR ONLY
ABOVE GROUND LEVEL (NO
BASEMENT/ENCLOSURE/
CRAWLSPACE
4
)
LOWEST FLOOR ABOVE
CRAWLSPACE
4
)
BASEMENT/ENCLOSURE/
CRAWLSPACE
4

AND ABOVE
ABOVE GROUND LEVEL
MORE THAN 1
FULL FLOOR
+4 .38 /.12 .38 /.12 .38 /.12 .35 /.12
+3 .38 /.12 .38 /.12 .38 /.12 .35 /.12
+2 .38 /.12 .38 /.12 .38 /.12 .35 /.12
+1 .54 /.12 .38 /.12 .38 /.12 .35 /.12
0 1.11 /.12 .69 /.12 .45 /.12 .35 /.12
-1
5
SEE FOOTNOTE
1 Pre-FIRM construction refers to a building that has a start of construction date or substantial improvement date on or
before 12/31/74, or before the effective date of the initial FIRM, whichever is later. If FIRM zone is unknown, use rates
for zones A, AE, AO, AH, D.
2 Base deductible is $2,000.
3 Base deductible is $1,000.
5 Use Pre-FIRM Not Elevation-Rated AR and AR Dual Zones Rate Table above.
CONDO 13
TABLE 3D. RCBAP HIGH-RISE CONDOMINIUM RATES
REGULAR PROGRAM 19751981
1
POST-FIRM CONSTRUCTION
2

FIRM ZONES V1V30, VE BUILDING RATES
ELEVATION OF LOWEST FLOOR ABOVE
OR BELOW THE BFE
BUILDING TYPE
3 OR MORE FLOORS NO BASEMENT/
3, 4
3 OR MORE FLOORS WITH BASEMENT/
3, 4
0
5
3.66 / .21 3.49 / .21
-1
6
11.04 / .80 5.81 / .61
-2 *** ***
19751981 POST-FIRM CONSTRUCTION
FIRM ZONES V1V30, VE CONTENTS RATES
ELEVATION OF
LOWEST FLOOR
ABOVE OR
BELOW THE BFE
CONTENTS LOCATION
LOWEST FLOOR ONLY
ABOVE GROUND LEVEL
(NO BASEMENT/
3
)
LOWEST FLOOR ABOVE
FLOORS (NO BASEMENT/
3
)
BASEMENT/
ENCLOSURE/
CRAWLSPACE
3

AND ABOVE
ABOVE GROUND
LEVEL MORE
THAN 1 FULL FLOOR
0
5
4.47 / 1.31 2.90 / 1.22 1.64 / 1.01 .56 / .25
-1
6
9.79 / 7.34 5.77 / 5.50 1.93 / 1.04 .56 / .25
-2 *** *** *** ***
rate table if the rates are more favorable to the insured. See instructions in the Rating section for V-Zone Optional Rating.
2 For 1981 Post-FIRM construction rating, refer to Tables 5A and 5B.
6 Use Submit-for-Rate procedures if the enclosure below the lowest floor of an elevated building, which is used for rating, is 1 or more
feet below the BFE.
REGULAR PROGRAM 19751981 POST-FIRM CONSTRUCTION
UNNUMBERED V ZONE ELEVATED BUILDINGS
SUBMIT FOR RATING
CONDO 14
TABLE 4A. RCBAP LOW-RISE CONDOMINIUM RATES
(Including Townhouse/Rowhouse)
REGULAR PROGRAM PRE-FIRM CONSTRUCTION RATES
1
This table may not be used on or after October 1, 2013, to rate 14 Family Severe Repetitive Loss properties.
FIRM ZONES: A, A1A30, AE, AO, AH, D V, VE A99, B, C, X
BUILDING CONTENTS BUILDING CONTENTS BUILDING CONTENTS
BUILDING
TYPE
NO BASEMENT/ENCLOSURE .84 / .76 1.15 / 1.41 1.11 /1.91 1.47 /3.51 .74 /.21 1.20 /.37
WITH BASEMENT .90 / .93 1.15 / 1.18 1.19 /3.31 1.47 /3.30 .81 /.30 1.36 /.46
WITH ENCLOSURE .90 / 1.11 1.15 / 1.21 1.19 /3.61 1.47 /3.60 .81 /.34 1.36 /.54
ELEVATED ON CRAWLSPACE .84 / .76 1.15 / 1.41 1.11 /1.91 1.47 /3.51 .74 /.21 1.20 /.37
NON-ELEVATED WITH
SUBGRADE CRAWLSPACE
.84 / .76 1.15 / 1.41 1.11 /1.91 1.47 /3.51 .74 /.21 1.20 /.37
REGULAR PROGRAM POST-FIRM CONSTRUCTION RATES
FIRM ZONES: A99, B, C, X D
BUILDING CONTENTS BUILDING CONTENTS
BUILDING TYPE
NO BASEMENT/ENCLOSURE .74 /.21 1.20 /.37 1.35 /.32 1.22 / .50
WITH BASEMENT .81 /.30 1.36 /.46 *** ***
WITH ENCLOSURE .81 /.34 1.36 /.54 *** ***
ELEVATED ON CRAWLSPACE .74 /.21 1.20 /.37 1.35 /.32 1.22 / .50
NON-ELEVATED WITH
SUBGRADE CRAWLSPACE
.74 /.21 1.20 /.37 1.35 /.32 1.22 / .50
FIRM ZONES: AO, AH (NO BASEMENT/ENCLOSURE/CRAWLSPACE BUILDINGS ONLY
2
)
BUILDING CONTENTS
WITH CERTIFICATION OF COMPLIANCE OR
3
.24 / .08 .38 / .13
WITHOUT CERTIFICATION OF COMPLIANCE OR
4, 5
1.25 / .17 .98 / .15
2 Zones AO, AH Buildings with basement/enclosure/crawlspace/subgrade crawlspace: follow Submit-for-Rate procedures. Pre-FIRM
buildings in AO or AH Zones with basement/enclosure/crawlspace/subgrade crawlspace at or above the BFE or Base Flood Depth are to
use the With Certification of Compliance or Elevation Certificate rates and would not have to follow Submit-for-Rate procedures.
Compliance. This rule applies to all building types, including buildings with basement/enclosure/crawlspace/subgrade crawlspace.
5 For transfers and renewals of existing business where there is no Letter of Compliance or Elevation Certificate in the companys file,
these rates can continue to be used. For new business effective on or after October 1, 2011, the provisions of footnote 4 apply.
CONDO 15
TABLE 4B. RCBAP LOW-RISE CONDOMINIUM RATES
14 FAMILY SEVERE REPETITIVE LOSS PROPERTIES
1
REGULAR PROGRAM PRE-FIRM CONSTRUCTION RATES
2
FIRM ZONES: A, A1A30, AE, AO, AH, D V, VE
BUILDING CONTENTS BUILDING CONTENTS
BUILDING
TYPE
NO BASEMENT/ENCLOSURE .84 / .91 1.15 / 1.68 1.11 / 2.28 1.47 / 4.18
WITH BASEMENT .90 / 1.11 1.15 / 1.41 1.19 / 3.94 1.47 / 3.93
WITH ENCLOSURE .90 / 1.32 1.15 / 1.44 1.19 / 4.30 1.47 / 4.29
ELEVATED ON CRAWLSPACE .84 / .91 1.15 / 1.68 1.11 / 2.28 1.47 / 4.18
NON-ELEVATED WITH
SUBGRADE CRAWLSPACE
.84 / .91 1.15 / 1.68 1.11 / 2.28 1.47 / 4.18
1 For additional guidance, refer to the Severe Repetitive Loss Properties section of this manual.
CONDO 16
TABLE 4C. RCBAP LOW-RISE CONDOMINIUM RATES
REGULAR PROGRAM POST-FIRM CONSTRUCTION
FIRM ZONES A1A30, AE BUILDING RATES
ELEVATION OF LOWEST
FLOOR ABOVE OR
BELOW THE BFE
1
BUILDING TYPE
1 FLOOR NO BASEMENT/
2
MORE THAN 1 FLOOR NO
BASEMENT/ENCLOSURE
CRAWLSPACE
2
MORE THAN 1 FLOOR WITH
BASEMENT/ENCLOSURE/
CRAWLSPACE
2
+4 .22 /.08 .21 /.08 .22 /.08
+3 .26 /.08 .23 /.08 .24 /.08
+2 .36 /.08 .26 /.08 .26 /.08
+1 .64 /.09 .38 /.08 .32 /.09
0 1.60 /.12 1.06 /.11 .84 /.10
-1
3
3.96 /.77 3.00 /.59 1.83 /.49
-2 *** *** ***
FIRM ZONES A1A30, AE CONTENTS RATES
ELEVATION OF
LOWEST FLOOR
ABOVE OR
BELOW THE BFE
1
CONTENTS LOCATION
LOWEST FLOOR ONLY
ABOVE GROUND LEVEL
CRAWLSPACE
2
)
LOWEST FLOOR ABOVE
2
)
BASEMENT/
ENCLOSURE/
CRAWLSPACE
2

AND ABOVE
ABOVE GROUND
LEVEL MORE THAN 1
FULL FLOOR
+4 .38 /.12 .38 /.12 .38 /.12 .35 /.12
+3 .38 /.12 .38 /.12 .38 /.12 .35 /.12
+2 .38 /.12 .38 /.12 .38 /.12 .35 /.12
+1 .54 /.12 .38 /.12 .38 /.12 .35 /.12
0 1.11 /.12 .69 /.12 .45 /.12 .35 /.12
-1
3
2.76 /.51 1.70 /.33 .72 /.15 .35 /.12
-2 *** *** *** .35 /.12
1 If the Lowest Floor is -1 or lower because of an attached garage and the building is described and rated as a single-family dwelling, see
the Lowest Floor Determination subsection in the Lowest Floor Guide section of this manual or contact the insurer for rating guidance;
rate may be lower.
3 Use Submit-for-Rate procedures if either the enclosure below the lowest floor of an elevated building or the crawlspace (under-floor
space) that has its interior floor within 2 feet below grade on all sides, which is used for rating, is 1 or more feet below the BFE.
CONDO 17
TABLE 4D. RCBAP LOW-RISE CONDOMINIUM RATES
REGULAR PROGRAM POST-FIRM CONSTRUCTION RATES
UNNUMBERED ZONE A WITHOUT BASEMENT/ENCLOSURE/CRAWLSPACE
1,2

ELEVATION DIFFERENCE BUILDING CONTENTS
3
TYPE OF ELEVATION CERTIFICATE
+5 OR MORE .46 /.08 .38 /.12
NO BASE FLOOD ELEVATION
4
+2 TO +4 1.30 /.11 .75 /.12
+1 2.68 /.46 1.54 /.16
0 OR BELOW *** ***
+2 OR MORE .44 /.08 .38 /.12
WITH BASE FLOOD ELEVATION
5
0 TO +1 1.05 /.13 1.18 /.13
-1 3.99 /.70 2.73 /.23
-2 OR BELOW *** ***
NO ELEVATION CERTIFICATE
6
5.04 /1.30 3.36 /.80 NO ELEVATION CERTIFICATE
1 Zone A buildings with basement/enclosure without proper openings/crawlspace without proper openings/subgrade crawlspace: follow
Submit-for-Rate procedures in the Rating section of this manual.
2 Pre-FIRM buildings with basement, enclosure, or crawlspace may use this table if the rates are more favorable to the insured. For
buildings with subgrade crawlspace, follow the optional Submit-for-Rate procedures.
3 For elevation-rated policies, when contents are located 1 floor or more above lowest floor used for rating, use .35/.12.
4 NO BASE FLOOD ELEVATION: Elevation difference is the measured distance between the lowest floor of the building
and the highest adjacent grade next to the building.
5 WITH BASE FLOOD ELEVATION: Elevation difference is the measured distance between the lowest floor of the building and the BFE
provided by the community or registered professional engineer, surveyor, or architect.

CONDO 18
TABLE 4E. RCBAP LOW-RISE CONDOMINIUM RATES
AR AND AR DUAL ZONES
1,2
AND POST-FIRM
3
NOT ELEVATION-RATED RATES
NO BASEMENT/ENCLOSURE .74 /.21 1.20 /.37
WITH BASEMENT .81 /.30 1.36 /.46
WITH ENCLOSURE .81 /.34 1.36 /.54
ELEVATED ON CRAWLSPACE .74 /.21 1.20 /.37
NON-ELEVATED WITH SUBGRADE
CRAWLSPACE
.74 /.21 1.20 /.37
REGULAR PROGRAM PRE-FIRM AND POST-FIRM ELEVATION-RATED RATES
BUILDING RATES
ELEVATION OF LOWEST
FLOOR ABOVE OR
BELOW THE BFE
BUILDING TYPE
4
BASEMENT/ENCLOSURE/
CRAWLSPACE
4
BASEMENT/ENCLOSURE/
CRAWLSPACE
4
+4 .22 /.08 .21 /.08 .22 /.08
+3 .26 /.08 .23 /.08 .24 /.08
+2 .36 /.08 .26 /.08 .26 /.08
+1 .64 /.09 .38 /.08 .32 /.09
0 .74 /.21 1.06 /.11 .84 /.10
-1
5
SEE FOOTNOTE
CONTENTS RATES
ELEVATION OF LOWEST
FLOOR ABOVE OR
BELOW THE BFE
CONTENTS LOCATION
LOWEST FLOOR ONLY
ABOVE GROUND
LEVEL (NO BASEMENT/
ENCLOSURE/
CRAWLSPACE
4
)
LOWEST FLOOR ABOVE
GROUND LEVEL AND
HIGHER FLOORS (NO
BASEMENT/ENCLOSURE/
CRAWLSPACE
4
)
BASEMENT/ENCLOSURE/
CRAWLSPACE
4
AND
ABOVE
ABOVE GROUND
LEVEL MORE THAN 1
FULL FLOOR
+4 .38 /.12 .38 /.12 .38 /.12 .35 /.12
+3 .38 /.12 .38 /.12 .38 /.12 .35 /.12
+2 .38 /.12 .38 /.12 .38 /.12 .35 /.12
+1 .54 /.12 .38 /.12 .38 /.12 .35 /.12
0 1.11/.12 .69 /.12 .45 /.12 .35 /.12
-1
5
SEE FOOTNOTE
or before the effective date of the initial FIRM, whichever is later.
2 Standard deductible is $2,000.
3 Standard deductible is $1,000.
5 Use Pre-FIRM Not Elevation-Rated AR and AR Dual Zones Rate Table above.
CONDO 19
TABLE 4F. RCBAP LOW-RISE CONDOMINIUM RATES
1
2

FIRM ZONES V1V30, VE BUILDING RATES
ELEVATION OF LOWEST
FLOOR ABOVE OR
BELOW THE BFE
BUILDING TYPE
3
BASEMENT/ENCLOSURE/
CRAWLSPACE
3
BASEMENT/ENCLOSURE/
CRAWLSPACE
3
0
4
3.40 / .64 2.72 / .64 2.35 / .64
-1
5
7.42 / 3.88 6.79 / 3.88 4.85 / 3.52
-2 *** *** ***
1
2

FIRM ZONES V1V30, VE CONTENTS RATES
ELEVATION OF LOWEST
FLOOR ABOVE OR
BELOW THE BFE
CONTENTS LOCATION
LOWEST FLOOR ONLY
ABOVE GROUND LEVEL (NO
BASEMENT/ENCLOSURE/
CRAWLSPACE
3
)
LOWEST FLOOR ABOVE
3
)
BASEMENT/
ENCLOSURE/
CRAWLSPACE
3

AND ABOVE
ABOVE GROUND
LEVEL MORE THAN
1 FULL FLOOR
0
4
4.47 / 1.31 2.90 / 1.22 1.64 / 1.01 .56 / .25
-1
5
9.79 / 7.34 5.77 / 5.50 1.93/ 1.04 .56 / .25
-2 *** *** *** .56 / .25
1 Policies for 1975 through 1981 Post-FIRM and Pre-FIRM buildings in zones VE and V1V30 will be allowed to use the Post-81 V Zone
2 For 1981 Post-FIRM construction rating, refer to Tables 5A and 5B.
5 Use Submit-for-Rate procedures if the enclosure below the lowest floor of an elevated building, which is used for rating, is 1 or more
feet below the BFE.
REGULAR PROGRAM 19751981 POST-FIRM CONSTRUCTION
UNNUMBERED V ZONE ELEVATED BUILDINGS
SUBMIT FOR RATING
CONDO 20
TABLE 5A. RCBAP HIGH-RISE AND LOW-RISE CONDOMINIUM RATES
1

ELEVATED BUILDINGS FREE OF OBSTRUCTION
2
BELOW THE
BEAM SUPPORTING THE BUILDINGS LOWEST FLOOR
ELEVATION OF THE BOTTOM OF THE FLOOR
BEAM OF THE LOWEST FLOOR ABOVE OR
BELOW THE BFE ADJUSTED FOR
WAVE HEIGHT AT BUILDING SITE
3
BUILDING RATE CONTENTS RATE
+4 or more .86 .54
+3 .99 .57
+2 1.35 .91
+1 1.96 1.24
0 2.70 1.74
- 1 3.58 2.39
- 2 4.80 3.50
- 3 5.58 4.60
- 4 or lower *** ***
Rates above are only for elevated buildings. Use the Specific Rating Guidelines
for non-elevated buildings.
2 Free of Obstruction The space below the lowest elevated floor must be completely free of obstructions or any attachment to the
building, or may have:
(1) Insect screening, provided that no additional supports are required for the screening; or
(2) Wooden or plastic lattice with at least 40% of its area open and made of material no thicker than inch; or
(3) Wooden or plastic slats or shutters with at least 40% of their area open and made of material no thicker than 1 inch.
(4) One solid breakaway wall or a garage door, with the remaining sides of the enclosure constructed of insect screening, wooden or
plastic lattice, slats, or shutters.
Any of these systems must be designed and installed to collapse under stress without jeopardizing the structural support of the
building, so that the impact on the building of abnormally high tides or wind-driven water is minimized. Any machinery or equipment
below the lowest elevated floor must be at or above the BFE.
3 Wave height adjustment is not required in those cases where the Flood Insurance Rate Map indicates that the map
includes wave height.
NOTE: For high-rise only, use Submit-for-Rate procedures if there is an elevator below the BFE enclosed with lattice, slats, or shutters
(including louvers).
CONDO 21
TABLE 5B. RCBAP HIGH-RISE AND LOW-RISE CONDOMINIUM RATES
1,2
ELEVATED BUILDINGS WITH OBSTRUCTION
3
BELOW THE
BEAM SUPPORTING THE BUILDINGS LOWEST FLOOR
ELEVATION OF THE BOTTOM OF THE FLOOR
BEAM OF THE LOWEST FLOOR ABOVE OR
BELOW THE BFE ADJUSTED FOR WAVE
HEIGHT AT BUILDING SITE
4
BUILDING RATE CONTENTS RATE
+4 or more 1.54 .70
+3 1.65 .75
+2 2.04 1.01
+1 2.55 1.33
0 3.26 1.84
-1
5
4.15 2.53
-2
5
5.46 3.65
-3
5
6.18 4.73
- 4 or lower
5
*** ***
2 Rates provided are only for elevated buildings, except those elevated on solid perimeter foundation walls. For buildings elevated on solid
perimeter foundation walls, and for non-elevated buildings, use the Specific Rating Guidelines document.
3 With Obstruction The space below has an area of less than 300 square feet with breakaway solid walls or contains equipment below
the BFE. If the space below has an area of 300 square feet or more, or if any portion of the space below the elevated floor is enclosed
with non-breakaway walls, submit for rating. If the enclosure is at or above the BFE, use the Free of Obstruction rate table on the
preceding page. The elevation of the bottom enclosure floor is the lowest floor for rating (LFE). See the Rating section of this manual
for details.
4 Wave height adjustment is not required in those cases where the Flood Insurance Rate Map indicates that the map includes
wave height.
5 For buildings with obstruction, use Submit-for-Rate procedures if the enclosure below the lowest elevated floor of an elevated building,
which is used for rating, is 1 or more feet below the BFE.
NOTE: For high-rise only, use Submit-for-Rate procedures if there is an elevator below the BFE.
TABLE 5C. RCBAP HIGH-RISE AND LOW-RISE BUILDING RATES
1981 POST-FIRM V-ZONE RATES
SUBMIT FOR RATING
PRP 6
TABLE 3A. PRP COVERAGE LIMITS AND PREMIUMS
FOR PROPERTIES CURRENTLY MAPPED IN B, C, OR X ZONES
14 FAMILY RESIDENTIAL BUILDING AND CONTENTS COVERAGE COMBINATIONS
1, 2, 3
WITH BASEMENT OR ENCLOSURE
4
WITHOUT BASEMENT OR ENCLOSURE
5
BUILDING CONTENTS PREMIUM BUILDING CONTENTS PREMIUM
$ 20,000 $ 8,000 $176 $ 20,000 $ 8,000 $129
$ 30,000 $ 12,000 $211 $ 30,000 $ 12,000 $183
$ 50,000 $ 20,000 $269 $ 50,000 $ 20,000 $240
$ 75,000 $ 30,000 $315 $ 75,000 $ 30,000 $281
$100,000 $ 40,000 $346 $100,000 $ 40,000 $312
$125,000 $ 50,000 $368 $125,000 $ 50,000 $334
$150,000 $ 60,000 $390 $150,000 $ 60,000 $356
$200,000 $ 80,000 $429 $200,000 $ 80,000 $390
$250,000 $100,000 $460 $250,000 $100,000 $414
RESIDENTIAL CONTENTS-ONLY COVERAGE
1, 2, 6
CONTENTS ABOVE GROUND LEVEL MORE THAN 1 FLOOR ALL OTHER LOCATIONS (BASEMENT-ONLY NOT ELIGIBLE)
CONTENTS PREMIUM CONTENTS PREMIUM
$ 8,000 $57 $ 8,000 $79
$ 12,000 $75 $ 12,000 $106
$ 20,000 $110 $ 20,000 $147
$ 30,000 $126 $ 30,000 $168
$ 40,000 $140 $ 40,000 $187
$ 50,000 $153 $ 50,000 $207
$ 60,000 $167 $ 60,000 $226
$ 80,000 $194 $ 80,000 $248
$100,000 $221 $100,000 $271
1 Add the $50 Probation Surcharge, if applicable.
2 Premium includes Federal Policy Fee of $22.
3 Premium includes ICC Premium of $5. Deduct this amount if the risk is a condominium unit.
4 Do not use this section of the table for buildings with crawlspaces or subgrade crawlspaces; see footnote 5. Use this section of the
table if a building elevated on a crawlspace has an attached garage without openings.
5 Use this section of the table for buildings with crawlspaces or subgrade crawlspaces.
6 Use this All Residential Contents-Only Coverage premium table for individual residential condominium unit contents-only policies.
PRP 7
TABLE 3B. PRP COVERAGE LIMITS AND PREMIUMS
OTHER RESIDENTIAL BUILDING AND CONTENTS COVERAGE COMBINATIONS
1, 2, 3
With Basement or Enclosure
4
CONTENTS COVERAGE $8,000 $12,000 $20,000 $30,000 $40,000 $50,000 $60,000 $80,000 $100,000
B
U
I
L
D
I
N
G

C
O
V
E
R
A
G
E
$ 20,000 $192 $208 $222 $237 $251 $263 $275 $287 $298
$ 30,000 $208 $223 $238 $253 $266 $279 $291 $303 $314
$ 50,000 $246 $262 $277 $291 $305 $317 $330 $341 $352
$ 75,000 $264 $280 $295 $309 $323 $335 $348 $359 $370
$100,000 $289 $305 $320 $334 $348 $360 $373 $384 $395
$125,000 $297 $313 $327 $342 $356 $368 $381 $392 $403
$150,000 $303 $318 $333 $348 $361 $374 $386 $398 $409
$200,000 $338 $353 $368 $383 $396 $409 $421 $433 $444
$250,000 $357 $373 $387 $402 $416 $428 $440 $452 $463
1, 2, 3
Without Basement or Enclosure
5
B
U
I
L
D
I
N
G

C
O
V
E
R
A
G
E
$ 20,000 $160 $174 $186 $199 $210 $221 $231 $242 $251
$ 30,000 $181 $193 $205 $218 $229 $240 $251 $261 $270
$ 50,000 $220 $233 $245 $257 $269 $280 $290 $300 $309
$ 75,000 $243 $255 $268 $279 $290 $301 $312 $322 $331
$100,000 $263 $275 $288 $299 $310 $322 $332 $342 $351
$125,000 $273 $286 $298 $309 $321 $331 $341 $351 $360
$150,000 $281 $294 $306 $317 $329 $339 $349 $359 $368
$200,000 $313 $325 $338 $349 $360 $370 $381 $390 $399
$250,000 $330 $342 $355 $366 $377 $387 $398 $407 $416
PRP 8
TABLE 3C. PRP COVERAGE LIMITS AND PREMIUMS
NON-RESIDENTIAL BUILDING AND CONTENTS COVERAGE COMBINATIONS
1, 2, 3
4
CONTENTS
COVERAGE
$50,000 $100,000 $150,000 $200,000 $250,000 $300,000 $350,000 $400,000 $450,000 $500,000
B
U
I
L
D
I
N
G

C
O
V
E
R
A
G
E
$ 50,000 $1,016 $1,308 $1,589 $1,855 $2,109 $2,351 $2,581 $2,796 $3,000 $3,191
$100,000 $1,438 $1,731 $2,010 $2,277 $2,531 $2,773 $3,002 $3,218 $3,421 $3,612
$150,000 $1,749 $2,042 $2,321 $2,587 $2,842 $3,084 $3,313 $3,529 $3,732 $3,923
$200,000 $1,917 $2,210 $2,489 $2,756 $3,010 $3,252 $3,481 $3,697 $3,901 $4,091
$250,000 $2,036 $2,329 $2,608 $2,874 $3,129 $3,371 $3,600 $3,816 $4,019 $4,210
$300,000 $2,167 $2,460 $2,739 $3,006 $3,260 $3,502 $3,731 $3,947 $4,150 $4,341
$350,000 $2,312 $2,604 $2,884 $3,150 $3,404 $3,646 $3,875 $4,090 $4,294 $4,485
$400,000 $2,407 $2,699 $2,978 $3,245 $3,499 $3,741 $3,969 $4,185 $4,389 $4,580
$450,000 $2,515 $2,808 $3,087 $3,354 $3,608 $3,850 $4,078 $4,294 $4,497 $4,688
$500,000 $2,634 $2,926 $3,206 $3,472 $3,726 $3,968 $4,197 $4,412 $4,616 $4,807
1, 2, 3
5
CONTENTS
COVERAGE
$50,000 $100,000 $150,000 $200,000 $250,000 $300,000 $350,000 $400,000 $450,000 $500,000
B
U
I
L
D
I
N
G

C
O
V
E
R
A
G
E
$ 50,000 $643 $799 $948 $1,090 $1,226 $1,355 $1,477 $1,592 $1,700 $1,802
$100,000 $860 $1,016 $1,165 $1,307 $1,443 $1,572 $1,694 $1,809 $1,917 $2,019
$150,000 $1,021 $1,177 $1,326 $1,469 $1,604 $1,733 $1,855 $1,970 $2,079 $2,181
$200,000 $1,190 $1,346 $1,495 $1,637 $1,773 $1,902 $2,024 $2,139 $2,247 $2,349
$250,000 $1,303 $1,459 $1,608 $1,750 $1,886 $2,015 $2,137 $2,252 $2,360 $2,462
$300,000 $1,422 $1,578 $1,728 $1,870 $2,005 $2,134 $2,256 $2,372 $2,480 $2,582
$350,000 $1,487 $1,643 $1,792 $1,934 $2,070 $2,199 $2,321 $2,436 $2,545 $2,646
$400,000 $1,558 $1,714 $1,863 $2,005 $2,141 $2,270 $2,392 $2,507 $2,616 $2,717
$450,000 $1,636 $1,792 $1,941 $2,083 $2,219 $2,348 $2,470 $2,585 $2,694 $2,795
$500,000 $1,721 $1,877 $2,026 $2,168 $2,304 $2,433 $2,555 $2,670 $2,778 $2,880
NON-RESIDENTIAL CONTENTS-ONLY COVERAGE
1, 2
$ 50,000 $185 $ 50,000 $394
$100,000 $270 $100,000 $586
$150,000 $355 $150,000 $778
$200,000 $439 $200,000 $970
$250,000 $524 $250,000 $1,163
$300,000 $609 $300,000 $1,355
$350,000 $694 $350,000 $1,547
$400,000 $778 $400,000 $1,739
$450,000 $863 $450,000 $1,931
$500,000 $948 $500,000 $2,123
3 Premium includes ICC Premium of $5.
4 Do not use this section of the table for buildings with crawlspaces or subgrade crawlspaces. See footnote 5.
PRP 9
TABLE 4A. PRP ELIGIBILITY EXTENSION COVERAGE LIMITS AND PREMIUMS
FOR PROPERTIES NEWLY MAPPED INTO AN SFHA ON OR AFTER OCTOBER 1, 2008
14 FAMILY RESIDENTIAL BUILDING AND CONTENTS COVERAGE COMBINATIONS
1, 2, 3
WITH BASEMENT OR ENCLOSURE
4
WITHOUT BASEMENT OR ENCLOSURE
5
$ 20,000 $ 8,000 $207 $ 20,000 $ 8,000 $168
$ 30,000 $ 12,000 $248 $ 30,000 $ 12,000 $215
$ 50,000 $ 20,000 $316 $ 50,000 $ 20,000 $282
$ 75,000 $ 30,000 $371 $ 75,000 $ 30,000 $330
$100,000 $ 40,000 $407 $100,000 $ 40,000 $367
$125,000 $ 50,000 $434 $125,000 $ 50,000 $394
$150,000 $ 60,000 $459 $150,000 $ 60,000 $419
$200,000 $ 80,000 $506 $200,000 $ 80,000 $459
$250,000 $100,000 $542 $250,000 $100,000 $489
RESIDENTIAL CONTENTS-ONLY COVERAGE
1, 2, 6
$ 8,000 $66 $ 8,000 $91
$ 12,000 $87 $ 12,000 $124
$ 20,000 $129 $ 20,000 $172
$ 30,000 $147 $ 30,000 $196
$ 40,000 $164 $ 40,000 $220
$ 50,000 $179 $ 50,000 $242
$ 60,000 $195 $ 60,000 $265
$ 80,000 $228 $ 80,000 $293
$100,000 $260 $100,000 $319
6 Use this All Residential Contents-Only Coverage premium table for individual residential condominium unit contents-only policies.
TABLE 4B. PRP ELIGIBILITY EXTENSION COVERAGE LIMITS AND PREMIUMS
1, 2, 3
4
B
U
I
L
D
I
N
G

C
O
V
E
R
A
G
E
$ 20,000 $225 $243 $261 $278 $295 $309 $324 $338 $351
$ 30,000 $243 $263 $280 $298 $313 $328 $343 $356 $369
$ 50,000 $289 $308 $325 $343 $359 $373 $389 $402 $415
$ 75,000 $311 $329 $347 $364 $381 $395 $410 $423 $437
$100,000 $341 $359 $376 $394 $410 $425 $439 $452 $465
$125,000 $350 $368 $386 $403 $419 $434 $449 $462 $476
$150,000 $356 $374 $393 $410 $426 $441 $455 $469 $482
$200,000 $398 $416 $434 $451 $467 $482 $497 $510 $524
$250,000 $420 $439 $456 $475 $490 $504 $520 $533 $546
1, 2, 3
5
B
U
I
L
D
I
N
G

C
O
V
E
R
A
G
E
$ 20,000 $187 $204 $218 $233 $247 $260 $272 $283 $295
$ 30,000 $212 $226 $241 $256 $269 $282 $295 $307 $317
$ 50,000 $259 $273 $287 $303 $316 $329 $342 $354 $364
$ 75,000 $285 $300 $315 $328 $342 $355 $367 $378 $390
$100,000 $309 $324 $339 $352 $365 $378 $391 $403 $413
$125,000 $321 $337 $351 $364 $377 $390 $402 $413 $425
$150,000 $330 $346 $360 $373 $387 $399 $411 $423 $434
$200,000 $368 $384 $398 $411 $425 $437 $449 $459 $471
$250,000 $389 $403 $417 $432 $445 $456 $469 $480 $490
PRP 10
PRP 11
TABLE 4C. PRP ELIGIBILITY EXTENSION COVERAGE LIMITS AND PREMIUMS
1, 2, 3
4

CONTENTS
COVERAGE
$50,000 $100,000 $150,000 $200,000 $250,000 $300,000 $350,000 $400,000 $450,000 $500,000
B
U
I
L
D
I
N
G

C
O
V
E
R
A
G
E
$ 50,000 $1,201 $1,548 $1,880 $2,196 $2,497 $2,783 $3,055 $3,311 $3,553 $3,779
$100,000 $1,702 $2,049 $2,379 $2,695 $2,997 $3,284 $3,556 $3,810 $4,052 $4,278
$150,000 $2,070 $2,417 $2,748 $3,064 $3,364 $3,652 $3,923 $4,180 $4,420 $4,646
$200,000 $2,270 $2,617 $2,947 $3,263 $3,565 $3,851 $4,122 $4,378 $4,620 $4,846
$250,000 $2,410 $2,757 $3,088 $3,403 $3,705 $3,991 $4,264 $4,519 $4,761 $4,987
$300,000 $2,565 $2,912 $3,244 $3,559 $3,860 $4,147 $4,419 $4,675 $4,915 $5,142
$350,000 $2,737 $3,084 $3,415 $3,731 $4,031 $4,319 $4,589 $4,845 $5,086 $5,312
$400,000 $2,850 $3,197 $3,527 $3,843 $4,144 $4,430 $4,701 $4,957 $5,197 $5,425
$450,000 $2,978 $3,324 $3,656 $3,972 $4,273 $4,559 $4,830 $5,086 $5,326 $5,552
$500,000 $3,119 $3,466 $3,796 $4,112 $4,414 $4,700 $4,970 $5,226 $5,467 $5,694
1, 2, 3
5
CONTENTS
COVERAGE
$50,000 $100,000 $150,000 $200,000 $250,000 $300,000 $350,000 $400,000 $450,000 $500,000
B
U
I
L
D
I
N
G

C
O
V
E
R
A
G
E
$ 50,000 $759 $944 $1,121 $1,290 $1,450 $1,603 $1,747 $1,884 $2,012 $2,133
$100,000 $1,017 $1,201 $1,378 $1,547 $1,707 $1,860 $2,005 $2,141 $2,270 $2,391
$150,000 $1,208 $1,392 $1,569 $1,738 $1,899 $2,051 $2,196 $2,332 $2,461 $2,582
$200,000 $1,408 $1,593 $1,769 $1,937 $2,098 $2,250 $2,396 $2,532 $2,661 $2,781
$250,000 $1,542 $1,726 $1,903 $2,071 $2,232 $2,384 $2,530 $2,666 $2,795 $2,915
$300,000 $1,684 $1,868 $2,045 $2,214 $2,374 $2,527 $2,672 $2,808 $2,937 $3,056
$350,000 $1,759 $1,945 $2,122 $2,289 $2,451 $2,603 $2,748 $2,885 $3,013 $3,133
$400,000 $1,843 $2,028 $2,205 $2,374 $2,535 $2,687 $2,831 $2,969 $3,097 $3,218
$450,000 $1,936 $2,122 $2,297 $2,466 $2,627 $2,779 $2,925 $3,062 $3,189 $3,310
$500,000 $2,037 $2,222 $2,399 $2,568 $2,727 $2,881 $3,025 $3,162 $3,290 $3,410
NON-RESIDENTIAL CONTENTS-ONLY COVERAGE
1, 2
$ 50,000 $217 $ 50,000 $464
$100,000 $317 $100,000 $693
$150,000 $417 $150,000 $920
$200,000 $519 $200,000 $1,148
$250,000 $619 $250,000 $1,375
$300,000 $719 $300,000 $1,603
$350,000 $819 $350,000 $1,830
$400,000 $920 $400,000 $2,058
$450,000 $1,021 $450,000 $2,285
$500,000 $1,121 $500,000 $2,513
3 Premium includes ICC Premium of $5.
4 Do not use this section of the table for buildings with crawlspaces or subgrade crawlspaces. See footnote 5.
MPPP 1
I. BACKGROUND
The Mortgage Portfolio Protection Program (MPPP) was
introduced on January 1, 1991, as an additional tool to
assist the mortgage lending and servicing industries in
bringing their mortgage portfolios into compliance with
the flood insurance requirements of the Flood Disaster
Protection Act of 1973.
The MPPP is not intended to act as a substitute for
the need for mortgagees to review all mortgage loan
applications at the time of loan origination and comply
with flood insurance requirements as appropriate.
Proper implementation of the mandatory purchase
requirements usually results in mortgagors, after their
notification of the need for flood insurance, either
showing evidence of such a policy, or contacting their
insurance agent/producer or their insurer to purchase
the necessary coverage. It is intended that flood
insurance policies be written under the MPPP only as a
last resort, and only on mortgages whose mortgagors
have failed to respond to the various notifications
required by the MPPP.
II. REQUIREMENTS FOR PARTICIPATING IN
THE MPPP
The following paragraphs represent the criteria and
requirements that must be followed by all parties
engaged in the sale of flood insurance under the
National Flood Insurance Program (NFIP) Mortgage
Portfolio Protection Program.
A. General
1. All mortgagors notified, in conjunction with this
program, of their need to purchase flood insurance
must be encouraged to obtain a Standard Flood
Insurance Policy (SFIP) from their agent/producer
or insurer.
2. When a mortgagee or a mortgage-servicing
company discovers, at any time following loan
origination, that there is no evidence of flood
insurance on a property in a Special Flood Hazard
Area (SFHA), then the MPPP may be used by such
lender/servicer to obtain (force-place) the required
flood insurance coverage. The MPPP process
MORTGAGE PORTFOLIO PROTECTION PROGRAM
MORTGAGE PORTFOLIO PROTECTION PROGRAM RATE AND
INCREASED COST OF COMPLIANCE (ICC) TABLE
1, 2
ZONE
MPPP RATES PER $100 OF
BUILDING COVERAGE
3
MPPP RATES PER $100 OF
CONTENTS COVERAGE
3
ICC PREMIUM FOR $30,000
COVERAGE
4, 5
Emergency Program Community 5.00 5.00 N/A
A Zones All building &
occupancy types,
except A99, AR, AR Dual Zones
5.00 / 3.00 5.00 / 3.00 $70
V Zones All building &
occupancy types
11.00 / 11.00 11.00 / 11.00 $70
A99 Zone, AR, AR Dual Zones 1.12 / .67 1.42 / .60 $5
1 Add Federal Policy Fee and Probation Surcharge, if applicable, when computing the premium.
2 MPPP policies are not eligible for Community Rating System premium discounts.
3 Basic and additional insurance limits are shown in the Rating section.
4 ICC coverage does not apply to contents-only policies or to individually owned condominium units insured under the
Dwelling Form or General Property Form.
5 The ICC premium is not eligible for the deductible discount. First calculate the deductible discount, then add in the ICC premium.
PR 3
NATIONAL FLOOD INSURANCE PROGRAM
PROVISIONAL RATING QUESTIONNAIRE
14 Family Post-FIRM Zones A with BFE
1
, AE, A1A30, AO, and AH
(To be attached to the Flood Insurance Application)
NAME POLICY NUMBER
PROPERTY ADDRESS POLICY PERIOD IS FROM TO
CITY STATE ZIP CODE
Answer the questions below. Use the rates associated with the first yes response. These rates are to be used
on the Flood Insurance Application.
Yes No
1. Is there a basement or subgrade crawlspace?
2. Is the house built on fill
2
or with a crawlspace or solid perimeter foundation walls?
3. Is the house elevated on pilings, piers, columns, or parallel shear walls? If yes, determine
whether there is an enclosed area underneath the building.
4. Were the answers to the previous questions all no? Then the house is assumed to be slab on
natural grade.
FOUNDATION
TYPE
BUILDING TYPE CONTENTS LOCATION
1 Floor (No
Basement)
More Than
1 Floor
(Basement or
No Basement)
Basement and
Above
Lowest Floor
Only Above
Ground
Level (Not in
Basement)
Lowest Floor
Above Ground
Level and
Higher (Not in
Basement)
Above
3
Ground
Level More
Than 1 Full
Floor
Basement or Subgrade
Crawlspace 3.00 / 2.00 3.00 / 2.00 3.00 / 2.00 3.00 / 2.00 3.00 / 2.00
Slab on Fill, Crawlspace,
or Solid Perimeter
Foundation Walls 5.00 / 3.00 5.00 / 3.00 6.00 / 4.00 6.00 / 4.00 3.00 / 2.00
Piles, Piers, Columns, or
Parallel Shear Walls
With Enclosure
No Enclosure
5.00 / 3.00
5.00 / 3.00
5.00 / 3.00
5.00 / 3.00
6.00 / 4.00
6.00 / 4.00
6.00 / 4.00
6.00 / 4.00
3.00 / 2.00
3.00 / 2.00
Slab on Natural Grade 5.00 / 3.00 5.00 / 3.00 6.00 / 4.00 6.00 / 4.00 3.00 / 2.00
1 Provisional rates can be used in Unnumbered A Zones only where communities provide BFEs.
2 For information on how to determine whether a house is built on fill, see the guidelines on page PR 2.
3 The Above Ground Level More Than 1 Full Floor rates are applicable to 24 family buildings only.
NOTE: Add $5 ICC Premium and $50 Probation Surcharge, if applicable, for all provisionally rated policies.

ATTACHMENT C

DECLARATIONS PAGE REQUIREMENTS
EFFECTIVE OCTOBER 1, 2013

1

Effective October 1, 2013, WYO Companies and the NFIP Servicing Agent are required to
print the following information on each flood policy declarations page (including new
business, renewal, and endorsement).

Date Element (Unless indicated, a display of the
data element field name is optional)
Required Information
Policy Form

Indicate whether the policy is a Dwelling Form,
General Property Form, or Residential
Condominium Building Association Policy Form.
This must be spelled out as indicated.
Product Type Indicate whether the product is a Standard Policy,
Preferred Risk Policy, Preferred Risk Policy
Eligibility Extension, Group Flood Insurance
Policy, or Mortgage Portfolio Protection Program
Policy. This must be spelled out as indicated.
Policy Number Indicate the 10-character string reported to the
NFIP system of record (other numbers may be
displayed in addition to this for internal use by the
insurer).
Policy Period Indicate the Policy Effective Date and Policy
Expiration Date (including the time to the minute).
Endorsement Effective Date Indicate the effective date of the Declarations
modifying a policy after the Effective date and
before the Expiration Date.
Insureds Name Indicate the named insured/policyholder, including
second insured and/or any ATIMA.
Agent/Producer Name and Address Indicate the name and address of the agent of
record, or producer or broker.
Property Location (Indicate field name) Indicate the address or description of the building
insured by the policy.
Community Name Indicate the name of the NFIP participating
community in which the insured property is
located, as the community name appears in the
NFIP system of records Community Master File.
The property must be located within the boundary
of the Flood Insurance Rate Map (FIRM) for the
named community.
Community Number (including panel number and
panel suffix)
Provide the six numeric-digit Community
Identification Number, as well as the four numeric-
digit panel number, and the single alpha-character
panel suffix associated with the NFIP participating
community in which the insured property is
located, as the Community Number appears in the
NFIP system of records Community Master File.
The panel number and panel suffix should be the
FIRM information associated with the Flood
Risk/Rated Zone.
Flood Risk/Rated Zone (Indicate field name) Provide the 1- to 3-character NFIP flood zone used
to determine the premium rate.
2

Current Flood Zone If the premium rate uses a Flood Risk/Rated Zone
that is other than the NFIP flood zone determined
on the current FIRM due to the application of the
Grandfather rules, or the Preferred Risk Policy
(PRP) Eligibility Extension, indicate the Current
Flood Zone (the zone not used for rating). If
Grandfather rules and/or the PRP Eligibility
Extension do not apply, the premium rate must be
determined with the current flood zone.
NFIP Grandfathering (Indicate field name as
Grandfathering or NFIP Grandfathering
A Y must be displayed if the Grandfather rules
are being applied. Otherwise, indicate N. In no
case can the field and a Y or N be omitted.
Building Occupancy Indicate whether the building is a Single Family,
2-4 Family, Other Residential, or Non-
Residential building occupancy. Do not modify
the name of any occupancy.
Condominium High Rise or Low Rise (for RCBAP
only)
Indicate whether the condominium building is a
High Rise or Low Rise according to the rules
of the NFIP.
Basement/Enclosure/Crawlspace (Subgrade
Crawlspace)
Indicate if there is No Basement, Enclosure,
Crawlspace, or Subgrade Crawlspace; otherwise
describe if the basement/enclosure is finished or
unfinished. For crawlspace foundation, indicate
Crawlspace or Subgrade Crawlspace.
Number of Floors or Building Type Indicate the number of floors OR the building type
based on the response to the Application for the
Number of Floors in Entire Building (Include
Basement/Enclosed Area, if any) or Building
Type and as used for premium rating. When
displaying number of floors, use the word floor
(e.g., 1 floor or one floor).
Number of Units (Indicate for RCBAP only must
indicate field name)
Indicate the number of condominium units insured
by the Policy.
Replacement Cost Value (RCBAP and policies
using Post81 V Zones rates must indicate field
name)
Display the replacement cost value, including the
foundation cost, for the insured building.
Primary/Principal Residence (indicate field name) A Y must be displayed if the policy covers the
insureds primary/principal residence. Otherwise,
display N.
Elevated Building Indicate either Elevated Building or Non-
Elevated Building as determined for premium.
Alternately, the Declarations may display the field
name with either a Y for an elevated building, or
an N for a non-elevated building.
3

Additions and Extensions Coverage Indicate one of the following on the Declarations:
Includes Addition and Extension, Excludes
Addition and Extension, Addition and Extension
Only, or No Additions and Extensions. If
unknown, use Includes Addition and Extension.
First Mortgagee (Indicate field name) Indicate the name and address of the first
mortgagee, and loan number if required by the
lender.
Second Mortgagee (Indicate field name) Indicate the name and address of the second
mortgagee, and loan number if required by the
lender.
Additional Loss Payee (Only if applicable -
Indicate field name)
Indicate the name and address of any additional
loss payee if applicable.
Building Coverage Indicate the amount of coverage purchased under
Coverage A of the SFIP.
Contents Coverage Indicate the amount of coverage purchased under
Coverage B of the SFIP.
Building Deductible Indicate the building deductible amount.
Contents Deductible Indicate the contents deductible amount.
Deductible Discount Indicate the deductible discount amount.
ICC Premium Indicate the ICC premium amount.
CRS Premium Discount Indicate the CRS Premium discount amount.
Reserve Fund Premium Indicate the reserve premium amount. If zero,
indicate zero.
Probation Surcharge Indicate the probation surcharge amount if
applicable.
Federal Policy Fee Indicate the Federal Policy Fee amount.
Total Premium Paid Indicate the total premium paid (submitted
premium).
Annual Premium/Endorsement Premium Indicate the calculated annual premium and/or
endorsement premium.
Coverage Limitations (for buildings with basement
or enclosure or crawlspace or subgrade crawlspace)
Print the following: Coverage Limitations May
Apply. See Your Policy Form for Detail.

ATTACHMENT D

NFIP APPLICATION, ENDORSEMENT, PRP, AND CANCELLATION FORMS
EFFECTIVE OCTOBER 1, 2013

2

Effective October 1, 2013, WYO Companies and the NFIP Servicing Agent are required to
update their flood insurance forms in accordance with the new versions of the NFIP forms.
The previous versions of the NFIP forms will expire on August 31, 2013. The revised forms
now incorporate certain data elements required for the effective implementation of BW 12.

Summary of Changes to the NFIP Forms

1. Flood Insurance Application:

Part 1 of the Application

1) Added new Transfer indicator to Part 1 and 2 of the Application. This indicator is to be
used for individual policy transfers and not rollovers of a book of business.
2) Added new Prior Policy number indicator to Part 1 and 2 of the Application.
3) Added new Billing section.
4) Renamed Policy Term section to Policy Period.
5) Removed Lender Required No Waiting (SFHA Only) from Policy Period section.
6) Added new Purchase Date question and date field. Use this section to indicate the date
the property was purchased.
7) Renamed Agent Information to Agent/Producer Information.
8) Added new Email Address field to Agent/Producer Information.
9) Insured Mailing Address renamed to Insured Information.
10) Moved One Building per Policy statement from the Rate Type section to Property
Location section.
11) Added new Property Description section to Property Location.
12) Removed Phone and Fax number from 1
st
and 2
nd
Mortgagee sections.
13) Removed Disaster Agency selection from 2
nd
Mortgagee section.
14) Moved Prior Policy Number for Grandfathering section to policy type box at top of page.
15) Removed Is building owned by state government? question.
16) Moved Is Building Located on Federal Land? question to Building section.
17) Added new Building Purpose section to the Building section. These questions indicate if
the building is residential, non-residential, or mixed use.
18) Added new Business Property question to the Building section. This question indicates if
the property is intended for business use.
19) Moved Estimated Replacement Cost to Coverage and Rating section and included
foundation cost to Estimated Replacement Cost.
20) Changed Principal Residence to Principal/Primary Residence in the Building section.
21) Added new Rental and Tenant questions to the Building section.
22) Added new Severe Repetitive Loss property question to the Building section.
23) Added new Additions and Extensions questions to Parts 1 and 2 of the Application.
These questions determine if separate coverage is intended for any additions or
extensions.
24) Renamed Construction Data to Construction Information.
25) Added new Elevation Data section for elevation certificate information.
26) Changed Rate Type to Rate Category and revised selections.
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27) Added Check payment option to Payment Method.
28) Added Building Coverage Benefits notice to the Signature section.
29) Added new field for Optional Signature of Insured to the Signature section.
30) Added new Reserve Fund field to the Premium Calculation section. This indicates the
percentage and amount of premium to be applied towards the NFIP Reserve Fund
implemented as a result of BW 12.

Part 2 of the Application

1) Revised section headers and renumbered questions.
2) Removed Questions 1 thru 5 on previous version of Application Part 2 Section 1.
3) Moved Building Use section from Part 1 of Application to Part 2 section I.
4) Modified Enclosure questions in section II.
5) Revised questions relating to the area below the elevated floor.
6) Added Elevator question.
7) Added new Engineered Flood Openings question.
8) Removed mobile home location question in section III. Question can be found in the
Construction Information section of Part 1of the application.

2. General Change Endorsement:

1) Revised the General Change Endorsement Form in accordance with the updates to the
Flood Insurance Application.
2) Added questions to the Building section as required fields to match Flood Insurance
Application.
3) Renamed Reason for Change to Change and added Reason for Change selection boxes.
4) Added an Assignment section to the form.
5) Added new section for Assignment of property.
6) Removed agency change questions from Agent Information section.
7) Added One Building per Policy statement to Property Location.
8) Added new Property Description section to Property Location.
9) Removed Disaster Assistance section.
10) Added new PRP Deductible message to the Deductible section.
11) Added new PRP Coverage section to the Coverage and Rating section.
12) Added new Reserve Fund field to the Premium Calculation section. This indicates the
amount and percentage of premium to be applied towards the NFIP Reserve Fund
implemented as a result of BW 12.
13) Added new field for Optional Signature of Insured and Signature for assignee to the
Signature section.
14) Added new Application Part 2 sections I, II, III as required fields for the Endorsement
Form.

3. Preferred Risk Policy Application:

1) Revised the PRP Application Form in accordance with the updates to the Flood Insurance
Application.
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2) Added questions to the Building section as required fields to match Flood Insurance
Application.
3) Added new Current Map information section.
4) Renamed Notice section to Building Eligibility.
5) Renamed Premium section to Coverage and Premium.
6) Added new Application Part 2 sections I, II, III as required fields for the PRP
Application.

4. Cancellation Form:

1) Removed mortgagee benefit statement from the top of form.
2) Renamed Agent Information to Agent/Producer Information.
3) Added new Email Address field for Agent/Producer Information.
4) Renamed Insured Mailing Information to Insured Information.
5) Renamed Other Parties Notified section to 2
nd
Mortgagee/Other.
6) Added other insured signature line to signature section.
PLEASE SUBMIT TOTAL AMOUNT DUE WITH THE NFIP COPY OF THIS APPLICATION.
IF PAYING BY CHECK OR MONEY ORDER, MAKE PAYABLE TO THE NATIONAL FLOOD INSURANCE PROGRAM.
IMPORTANT COMPLETE PART 1 AND PART 2 (ON LAST PAGE) BEFORE SENDING APPLICATION TO THE NFIP. IMPORTANT
THIS LAYOUT OF THE REVISED FLOOD INSURANCE APPLICATION, PART 1 OF 2, IS PROVIDED FOR YOUR REFERENCE.
THE FINAL FORM WILL BE RELEASED UPON O.M.B. APPROVAL.
INSURANCE
COVERAGE
TOTAL AMOUNT
OF INSURANCE
BASIC LIMITS
ADDITIONAL LIMITS
(REGULAR PROGRAM ONLY) DEDUCTIBLE
TOTAL
PREMIUM
AMOUNT OF
INSURANCE RATE
ANNUAL
PREMIUM
AMOUNT OF
INSURANCE RATE
ANNUAL
PREMIUM PREMIUM REDUCTION/INCREASE
BUILDING .00 .00 .00 .00
CONTENTS .00 .00 .00 .00
ANNUAL SUBTOTAL $
ICC PREMIUM
SUBTOTAL
CRS PREMIUM DISCOUNT %
SUBTOTAL
RESERVE FUND %
SUBTOTAL
PROBATION SURCHARGE
FEDERAL POLICY FEE
TOTAL AMOUNT DUE $
NAME AND MAILING ADDRESS OF 2ND MORTGAGEE LOSS PAYEE OTHER
IF OTHER, SPECIFY:
POLICY PERIOD IS FROM / / TO / /
12:01 A.M. LOCAL TIME AT THE INSURED PROPERTY LOCATION.
WAITING PERIOD: STANDARD 30-DAY
REQUIRED FOR LOAN TRANSACTION NO WAITING PERIOD
MAP REVISION (ZONE CHANGE FROM NON-SFHA TO SFHA) 1 DAY
TRANSFER (NFIP ONLY) NO WAITING PERIOD
U.S. DEPARTMENT OF HOMELAND SECURITY
FEDERAL EMERGENCY MANAGEMENT AGENCY
FLOOD INSURANCE APPLICATION, PART 1 (OF 2)
IMPORTANTPLEASE PRINT OR TYPE; ENTER DATES AS MM/DD/YYYY.
NAME AND MAILING ADDRESS OF AGENT/PRODUCER:
NAME AND MAILING ADDRESS OF INSURED:
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IS INSURANCE REQUIRED FOR DISASTER ASSISTANCE? YES NO
IF YES, CHECK THE GOVERNMENT AGENCY: SBA FEMA FHA
OTHER (SPECIFY):
CASE FILE NO.:
NAME AND MAILING ADDRESS OF FIRST MORTGAGEE:
NOTE: ONE BUILDING PER POLICY BLANKET COVERAGE NOT PERMITTED.
IS INSURED PROPERTY LOCATION SAME AS INSUREDS MAILING ADDRESS?
YES NO IF NO, ENTER PROPERTY ADDRESS. IF RURAL, ENTER LEGAL DESCRIPTION, OR
GEOGRAPHIC LOCATION OF PROPERTY (DO NOT USE P.O. BOX).
CONTENTS LOCATED IN*:
BASEMENT/ENCLOSURE
BASEMENT/ENCLOSURE AND ABOVE
LOWEST FLOOR ONLY ABOVE GROUND LEVEL
LOWEST FLOOR ABOVE GROUND LEVEL
AND HIGHER
ABOVE GROUND LEVEL MORE THAN
1 FULL FLOOR
BUILDING OCCUPANCY
SINGLE FAMILY
24 FAMILY
OTHER RESIDENTIAL
NON-RESIDENTIAL (INCLUDING
HOTEL/MOTEL)
BUILDING PURPOSE
100% RESIDENTIAL
100% NON-RESIDENTIAL
MIXED-USE SPECIFY PERCENTAGE
OF RESIDENTIAL USE: %
IS BUILDING A BUSINESS PROPERTY?
YES NO
BASEMENT, ENCLOSURE, CRAWLSPACE
NONE FINISHED BASEMENT/ENCLOSURE
CRAWLSPACE UNFINISHED BASEMENT/ENCLOSURE
SUBGRADE CRAWLSPACE
NUMBER OF FLOORS IN BUILDING (INCLUDING BASEMENT/
ENCLOSED AREA, IF ANY) OR BUILDING TYPE
1 2 3 OR MORE
SPLIT LEVEL TOWNHOUSE/ROWHOUSE (RCBAP LOW-RISE ONLY)
MANUFACTURED (MOBILE) HOME/TRAVEL TRAILER ON FOUNDATION
IS COVERAGE FOR A CONDO UNIT? YES NO
IS BUILDING IN A CONDOMINIUM FORM OF OWNERSHIP? YES NO
TOTAL NUMBER OF UNITS:
HIGH-RISE LOW-RISE
IS BUILDING LOCATED ON FEDERAL LAND? YES NO
FOR RENEWAL, BILL:
INSURED
FIRST MORTGAGEE
SECOND MORTGAGEE
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*IF SINGLE FAMILY, CONTENTS ARE RATED
THROUGHOUT THE BUILDING.
IS PERSONAL PROPERTY HOUSEHOLD
CONTENTS? YES NO
IF NO, DESCRIBE:
ESTIMATED BUILDING REPLACEMENT COST
(INCLUDING FOUNDATION): $
/ /
SIGNATURE OF INSURANCE AGENT/PRODUCER DATE (MM/DD/YYYY)
/ /
SIGNATURE OF INSURED (OPTIONAL) DATE (MM/DD/YYYY)
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NOTICE: BUILDING COVERAGE BENEFITS EXCEPT FOR A RESIDENTIAL CONDOMINIUM BUILDING ARE NOT AVAILABLE IF OTHER NFIP
BUILDING COVERAGE HAS BEEN PURCHASED BY THE APPLICANT OR ANY OTHER PARTY FOR THE SAME BUILDING.
THE ABOVE STATEMENTS ARE CORRECT TO THE BEST OF MY KNOWLEDGE. I UNDERSTAND THAT ANY FALSE STATEMENTS MAY BE PUNISHABLE
BY FINE AND/OR IMPRISONMENT UNDER APPLICABLE FEDERAL LAW. SEE REVERSE SIDE OF COPIES 2, 3, AND 4.
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GRANDFATHERING INFORMATION
GRANDFATHERED? YES NO IF YES, BUILT IN COMPLIANCE OR
CONTINUOUS COVERAGE (PROVIDE PRIOR POLICY NUMBER IN BOX ABOVE)
CURRENT COMMUNITY NO./PANEL NO. AND SUFFIX:
CURRENT FIRM ZONE: CURRENT BFE:
IS BUILDING WALLED AND ROOFED? YES NO
IS BUILDING IN THE COURSE OF CONSTRUCTION? YES NO
IS BUILDING OVER WATER? NO PARTIALLY ENTIRELY
IS BUILDING INSUREDS PRINCIPAL/PRIMARY RESIDENCE? YES NO
IS BUILDING A RENTAL PROPERTY? YES NO
IS THE INSURED A TENANT? YES NO
IF YES, IS THE TENANT REQUESTING BUILDING COVERAGE? YES NO
IF YES, SEE NOTICE BELOW.
IS THE BUILDING A SEVERE REPETITIVE LOSS PROPERTY? YES NO
DOES THE BUILDING HAVE ANY ADDITIONS OR EXTENSIONS? YES NO
(ADDITIONS AND EXTENSIONS MAY BE SEPARATELY INSURED.)
IS BUILDING ELEVATED? YES NO
IF YES, AREA BELOW IS: FREE OF OBSTRUCTION WITH OBSTRUCTION
DEDUCTIBLE: BUILDING $ CONTENTS $
DEDUCTIBLE BUYBACK? YES NO
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FOR AN ADDRESS WITH MULTIPLE BUILDINGS AND/OR FOR A BUILDING WITH ADDITIONS OR
EXTENSIONS, DESCRIBE THE INSURED BUILDING:
PHONE NO.:
PROPERTY PURCHASED ON OR AFTER 07/06/2012: YES NO
IF YES, INDICATE THE PROPERTY PURCHASE DATE: / /
RATE CATEGORY:
MANUAL SUBMIT FOR RATE PROVISIONAL RATING
BUILDING PERMIT
CONSTRUCTION
FOR MANUFACTURED (MOBILE) HOMES/
TRAVEL TRAILERS LOCATED OUTSIDE A
MOBILE HOME PARK OR SUBDIVISION:
DATE OF PERMANENT PLACEMENT
SUBSTANTIAL IMPROVEMENT
TRAVEL TRAILERS LOCATED IN A
CONSTRUCTION DATE OF MOBILE HOME
PARK OR SUBDIVISION FACILITIES
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CONSTRUCTION DATE: / /
CHECK ONE OF THE FOLLOWING:
IS BUILDING POST-FIRM CONSTRUCTION?
YES NO
(IF POST-FIRM CONSTRUCTION IN ZONES A,
A1A30, AE, AO, AH, V, V1V30, VE, OR IF PRE-
FIRM CONSTRUCTION IS ELEVATION RATED,
ATTACH ELEVATION CERTIFICATE.)
BUILDING DIAGRAM NO.: LOWEST ADJACENT GRADE (LAG):
ELEVATION CERTIFICATION DATE: / /
LOWEST FLOOR ELEVATION: () BASE FLOOD ELEVATION: (=) DIFFERENCE TO NEAREST FOOT: (+ OR )
IN ZONES V AND V1V30 ONLY, DOES BASE FLOOD ELEVATION INCLUDE EFFECTS OF WAVE ACTION? YES NO
IS BUILDING FLOODPROOFED? YES NO (SEE THE NFIP FLOOD INSURANCE MANUAL FOR CERTIFICATION FORM.)
RATING MAP INFORMATION
NAME OF COUNTY/PARISH:
COMMUNITY NO./PANEL NO. AND SUFFIX:
FIRM ZONE:
COMMUNITY PROGRAM TYPE IS: REGULAR EMERGENCY
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LOSS PAYEE
OTHER (AS SPECIFIED IN THE 2ND
MORTGAGEE/OTHER BOX BELOW)
NEW RENEWAL TRANSFER (NFIP ONLY)
PRIOR POLICY #:
PAYMENT METHOD:
CHECK CREDIT CARD
OTHER:
AGENCY NO.: AGENTS TAX ID:
PHONE NO.: FAX NO.:
EMAIL ADDRESS:
LOAN NO.:
LOAN NO.:
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1. Manufactured (Mobile) Home/Travel Trailer Data
Year of manufacture:
Make:
Model number:
Serial number:
Dimensions: feet
Are there any permanent additions and/or extensions? YES NO
If yes, the dimensions are: feet
2. Anchoring
The manufactured (mobile) home/travel trailer anchoring
system utilizes: (Check all that apply.)
Over-the-top ties Ground anchors
Frame ties Slab anchors
Frame connectors Other (describe):

3. Installation
The manufactured (mobile) home/travel trailer was installed in
accordance with: (Check all that apply.)
Manufacturers specifications
Local floodplain management standards
State and/or local building standards
BY FINE AND/OR IMPRISONMENT UNDER APPLICABLE FEDERAL LAW.
/ /
/ /
1. Building Use:
Main house/building Detached guest house Detached garage
Agricultural building Warehouse Tool/storage shed
Poolhouse, clubhouse, recreation building
Other:
2. Garage
a) Is there a garage attached to or part of the building?
YES NO
If the answer to 1a is YES, answer 1b through 1f.
b) Total area of the garage: square feet.
c) Are there any openings (excluding doors) that are designed to allow the
passage of floodwaters through the garage? YES NO
If yes, number of permanent flood openings within 1 foot
above the adjacent grade: . Total area of all permanent
openings: square inches.
d) Is the garage used solely for parking of vehicles, building
access, and/or storage? YES NO
e) Does the garage contain machinery and/or equipment? YES NO
If yes, check the applicable items:
Furnace Heat pump Air conditioner
Water heater Fuel tank Cistern
Elevator equipment Washer & dryer Food freezer
Other machinery and/or equipment servicing the building (describe):

f) Does the garage have more than 20 linear feet of finished interior wall,
paneling, etc.? YES NO
3. Basement/Subgrade Crawlspace
a) Is the basement/subgrade crawlspace floor below grade on all sides?
YES NO
b) If yes, does the basement/subgrade crawlspace contain machinery and/or
equipment? YES NO

4. Additions and Extensions (if Applicable)
Coverage is for:
Building including addition(s) and extension(s)
Building excluding addition(s) and extension(s)
Provide policy number for addition or extension:
Addition or extension only (include description in the Property Location
box in Part 1)
Provide policy number for building excluding addition(s) or extension(s):
1. Elevating Foundation Type
Piers, posts, or piles
Reinforced masonry piers or concrete piers or columns
Reinforced concrete shear walls
Solid foundation walls (Note: Not approved for elevating in
Zones V1V30, VE, or V.)
2. Machinery and Equipment Below the Elevated Floor
Does the area below the elevated floor contain machinery
and/or equipment? YES NO

3. Area Below the Elevated Floor
a) Is the area below the elevated floor enclosed? YES NO
If yes, check one of the following: Fully Partially
b) Does the area below the elevated floor contain elevators?
YES NO If yes, how many?
If the answer to 3a or 3b is YES, answer 3c through 4b.
c) Indicate material used for enclosure:
Insect screening
Light wood lattice
Solid wood frame walls (if breakaway, submit certification documentation)
Solid wood frame walls (non-breakaway)
Masonry walls (if breakaway, submit certification documentation)
Masonry walls (non-breakaway)
Other (describe):

d) If enclosed with a material other than insect screening or light wood
lattice, provide size of enclosed area: square feet.
e) Is the enclosed area used for any purpose other than solely for parking of
vehicles, building access, and/or storage? YES NO
If yes, describe:

f) Does the enclosed area have more than 20 linear feet of
finished interior wall, paneling, etc.? YES NO
4. Flood Openings
a) Is the enclosed area/crawlspace constructed with openings
(excluding doors) to allow the passage of floodwaters through the
enclosed area? YES NO
If yes, indicate number of permanent flood openings within 1 foot
above adjacent grade: .
Total area of all permanent flood openings:
square inches.
b) Are flood openings engineered?
YES NO If yes, submit certification.
ALL DATA PROVIDED BY THE INSURED OR OBTAINED FROM THE ELEVATION
CERTIFICATE SHOULD BE REVIEWED AND TRANSCRIBED BELOW. THIS PART OF
THE APPLICATION MUST BE COMPLETED FOR ALL BUILDINGS.
FLOOD INSURANCE APPLICATION, PART 2 (OF 2)
SECTION II ELEVATED BUILDINGS
(Including Manufactured [Mobile] Homes/Travel Trailers)
SECTION III MANUFACTURED (MOBILE) HOMES/TRAVEL TRAILERS
(Wheels must be removed for travel trailer to be insurable.)
SECTION I ALL BUILDING TYPES
THIS LAYOUT OF THE REVISED FLOOD INSURANCE APPLICATION, PART 2 OF 2, IS PROVIDED FOR YOUR REFERENCE.
PRIOR POLICY #:
PLEASE SUBMIT TOTAL AMOUNT DUE WITH THE NFIP COPY OF THIS ENDORSEMENT. IF PAYING BY CHECK OR MONEY ORDER, MAKE PAYABLE TO THE NATIONAL FLOOD INSURANCE PROGRAM.
ATTACH CHECK OR MONEY ORDER TO ORIGINAL AND SEND TO NFIP. KEEP SECOND COPY FOR YOUR RECORDS, GIVE THIRD COPY TO INSURED, AND FOURTH COPY TO MORTGAGEE.
FLOOD INSURANCE GENERAL CHANGE ENDORSEMENT, PART 1 (OF 2)
POLICY #:
THIS LAYOUT OF THE REVISED GENERAL CHANGE ENDORSEMENT, PART 1 OF 2, IS PROVIDED FOR YOUR REFERENCE.
INSURANCE COVERAGE
SECTION A CURRENT LIMITS SECTION B NEW LIMITS
A + B
PREMIUM
AMOUNT RATE PREMIUM AMOUNT RATE PREMIUM
BUILDING BASIC LIMIT
BUILDING ADDITIONAL LIMIT
CONTENTS BASIC LIMIT
CONTENTS ADDITIONAL LIMIT
FOR PRP ONLY, ENTER LIMITS FROM THE
NFIP FLOOD INSURANCE MANUAL
SUBTOTAL
DEDUCTIBLE DISCOUNT/SURCHARGE
SUBTOTAL
ICC PREMIUM
SUBTOTAL
CRS PREMIUM DISCOUNT %
SUBTOTAL
RESERVE FUND %
SUBTOTAL
PREMIUM PREVIOUSLY PAID (Excludes
Probation Surcharge/Federal Policy Fee)
DIFFERENCE (+/)
PRO-RATA FACTOR
TOTAL AMOUNT DUE (+/)
NOTICE: BUILDING COVERAGE BENEFITS EXCEPT FOR A RESIDENTIAL CONDOMINIUM BUILDING ARE NOT AVAILABLE IF OTHER NFIP
BUILDING COVERAGE HAS BEEN PURCHASED BY THE APPLICANT OR ANY OTHER PARTY FOR THE SAME BUILDING.
BY FINE AND/OR IMPRISONMENT UNDER APPLICABLE FEDERAL LAW. SEE REVERSE SIDE OF COPIES 2, 3, AND 4.
/ /
/ /
SIGNATURE OF INSURED (IF APPLICABLE) DATE (MM/DD/YYYY)
/ /
SIGNATURE OF ASSIGNEE (FOR ASSIGNMENT ONLY) DATE (MM/DD/YYYY)
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BUILDING DIAGRAM NO.: LOWEST ADJACENT GRADE (LAG): ELEVATION CERTIFICATION DATE: / /
LOWEST FLOOR ELEVATION: () BASE FLOOD ELEVATION: (=) DIFFERENCE TO NEAREST FOOT: (+ OR )
IN ZONES V AND V1V30 ONLY, DOES BASE FLOOD ELEVATION INCLUDE EFFECTS OF WAVE ACTION? YES NO
IS BUILDING FLOODPROOFED? YES NO (SEE THE NFIP FLOOD INSURANCE MANUAL FOR CERTIFICATION FORM.)
TO INCREASE/DECREASE COVERAGE, COMPLETE SECTIONS A & B. FOR RATE CHANGE, COMPLETE SECTION A ONLY.
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ENDORSEMENT EFFECTIVE DATE: / /
FOR ADDED COVERAGE, INDICATE THE APPLICABLE WAITING PERIOD:
STANDARD 30-DAY REQUIRED FOR LOAN TRANSACTION NO WAITING
NAME AND MAILING ADDRESS OF: 2ND MORTGAGEE LOSS PAYEE
OTHER (SPECIFY):
IS INSURED PROPERTY LOCATION SAME AS INSURED MAILING ADDRESS?
YES NO IF NO, ENTER PROPERTY ADDRESS. IF RURAL, ENTER LEGAL DESCRIPTION,
OR GEOGRAPHIC LOCATION OF PROPERTY (DO NOT USE P.O. BOX).
BUILDING OCCUPANCY
SINGLE FAMILY
24 FAMILY
OTHER RESIDENTIAL
NON-RESIDENTIAL
(INCLUDING HOTEL/MOTEL)
BUILDING PURPOSE
100% RESIDENTIAL
MIXED-USE SPECIFY
PERCENTAGE OF RESIDENTIAL
USE: %
IS BUILDING A BUSINESS
PROPERTY? YES NO
SUBGRADE CRAWLSPACE
NUMBER OF FLOORS IN BUILDING (INCLUDING BASEMENT/ENCLOSED
AREA, IF ANY) OR BUILDING TYPE
1 2 3 OR MORE SPLIT LEVEL
TOWNHOUSE/ROWHOUSE (RCBAP LOW-RISE ONLY)
IS BUILDING IN A CONDOMINIUM FORM OF OWNERSHIP? YES NO
TOTAL NUMBER OF UNITS:
HIGH-RISE LOW-RISE
REASON FOR CHANGE (CHECK ALL THAT APPLY)
MORTGAGEE MAILING ADDRESS
INCREASE COVERAGE BILLING
BUILDING INFORMATION AGENT/PRODUCER
INSURED INFORMATION
OTHER (SPECIFY):
REASON FOR ASSIGNMENT:
NEW PURCHASE
DATE OF PURCHASE:
/ /
OTHER (SPECIFY):
FIRM ZONE:
COMMUNITY PROGRAM TYPE IS: REGULAR EMERGENCY
GRANDFATHERING INFORMATION
GRANDFATHERED? YES NO IF YES, BUILT IN COMPLIANCE OR
CONTINUOUS COVERAGE PRIOR POLICY NO.:
CURRENT FIRM ZONE: CURRENT BFE:
DEDUCTIBLE*: BUILDING $ CONTENTS $
DEDUCTIBLE BUYBACK? YES NO * THE PRP PROVIDES THE STANDARD DEDUCTIBLES ONLY.
BASEMENT/ENCLOSURE
LOWEST FLOOR ONLY ABOVE GROUND LEVEL
LOWEST FLOOR ABOVE GROUND LEVEL AND HIGHER
IS PERSONAL PROPERTY HOUSEHOLD
CONTENTS? YES NO
IF NO, DESCRIBE:
IS BUILDING POST-FIRM CONSTRUCTION?
YES NO
(IF POST-FIRM CONSTRUCTION IN ZONES A, A1A30, AE,
AO, AH, V, V1V30, VE, OR IF PRE-FIRM CONSTRUCTION
IS ELEVATION RATED, ATTACH ELEVATION CERTIFICATE.) E
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CHECK
CREDIT CARD
OTHER:
BUILDING COVERAGE CONTENTS COVERAGE
BASIC ADDITIONAL TOTAL BASIC ADDITIONAL TOTAL
IF RETURN PREMIUM, MAIL REFUND TO: INSURED AGENT/PRODUCER PAYOR
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CONSTRUCTION DATE: / /
FOR MANUFACTURED (MOBILE)
HOMES/TRAVEL TRAILERS LOCATED
IN A MOBILE HOME PARK OR
SUBDIVISION: CONSTRUCTION
DATE OF MOBILE HOME PARK OR
SUBDIVISION FACILITIES
BUILDING PERMIT
CONSTRUCTION
FOR MANUFACTURED (MOBILE)
HOMES/TRAVEL TRAILERS LOCATED
OUTSIDE A MOBILE HOME PARK
OR SUBDIVISION: DATE OF
PERMANENT PLACEMENT
PHONE NO.: FAX NO.:
EMAIL ADDRESS:
LOAN NO.:
FOR RENEWAL, BILL:
INSURED
FIRST MORTGAGEE
SECOND MORTGAGEE
LOSS PAYEE
LOAN NO.:
PHONE NO.:
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Make:
Model number:
Serial number:
Dimensions: feet
2. Anchoring

3. Installation
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1. Building Use:
Other:
2. Garage
YES NO

YES NO
equipment? YES NO

Coverage is for:
box in Part 1)

Insect screening
Light wood lattice
Other (describe):
If yes, describe:

4. Flood Openings
square inches.
FLOOD INSURANCE GENERAL CHANGE
ENDORSEMENT, PART 2 (OF 2)
THIS LAYOUT OF THE REVISED GENERAL CHANGE ENDORSEMENT, PART 2 OF 2, IS PROVIDED FOR YOUR REFERENCE.
POLICY #:
PLEASE SUBMIT TOTAL AMOUNT DUE WITH THE NFIP COPY OF THIS APPLICATION.
IF PAYING BY CHECK OR MONEY ORDER, MAKE PAYABLE TO THE NATIONAL FLOOD INSURANCE PROGRAM.
IMPORTANT COMPLETE PART 1 AND PART 2 (ON LAST PAGE) BEFORE SENDING APPLICATION TO THE NFIP. IMPORTANT
NAME AND MAILING ADDRESS OF 2ND MORTGAGEE LOSS PAYEE OTHER
IF OTHER, SPECIFY:
PREFERRED RISK POLICY APPLICATION, PART 1 (OF 2)
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IS INSURANCE REQUIRED FOR DISASTER ASSISTANCE? YES NO
IF YES, CHECK THE GOVERNMENT AGENCY: SBA FEMA FHA
OTHER (SPECIFY):
CASE FILE NO.:
IS INSURED PROPERTY LOCATION SAME AS INSUREDS MAILING ADDRESS?
YES NO IF NO, ENTER PROPERTY ADDRESS. IF RURAL, ENTER LEGAL DESCRIPTION, OR
GEOGRAPHIC LOCATION OF PROPERTY (DO NOT USE P.O. BOX).
ENCLOSURE ONLY
(BASEMENT ONLY NOT ELIGIBLE)
GROUND LEVEL
LOWEST FLOOR ABOVE GROUND LEVEL
AND HIGHER
ABOVE GROUND LEVEL MORE THAN
1 FULL FLOOR
* IF SINGLE FAMILY, CONTENTS ARE RATED
BUILDING OCCUPANCY
SINGLE FAMILY
24 FAMILY
OTHER RESIDENTIAL
NON-RESIDENTIAL (INCLUDING
HOTEL/MOTEL)
BUILDING PURPOSE
100% RESIDENTIAL
MIXED-USE SPECIFY PERCENTAGE
OF RESIDENTIAL USE: %
IS BUILDING A BUSINESS PROPERTY?
YES NO
SUBGRADE CRAWLSPACE
NUMBER OF FLOORS IN BUILDING (INCLUDING BASEMENT/
ENCLOSED AREA, IF ANY) OR BUILDING TYPE
1 2 3 OR MORE
SPLIT LEVEL TOWNHOUSE/ROWHOUSE (RCBAP LOW-RISE ONLY)
IS CONDO UNIT A TOWNHOUSE/ROWHOUSE? YES NO
2
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NOTICE: BUILDING COVERAGE BENEFITS EXCEPT FOR A RESIDENTIAL CONDOMINIUM BUILDING ARE NOT AVAILABLE IF OTHER NFIP BUILDING COVERAGE HAS BEEN
PURCHASED BY THE APPLICANT OR ANY OTHER PARTY FOR THE SAME BUILDING.
THE ABOVE STATEMENTS ARE CORRECT TO THE BEST OF MY KNOWLEDGE. I UNDERSTAND THAT ANY FALSE STATEMENTS MAY BE PUNISHABLE BY FINE AND/OR
IMPRISONMENT UNDER APPLICABLE FEDERAL LAW. SEE REVERSE SIDE OF COPIES 2, 3, AND 4.
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CURRENT MAP INFORMATION
CURRENT FIRM ZONE:
CURRENT BFE:
IS BUILDING LOCATED ON FEDERAL LAND? YES NO
DOES THE BUILDING HAVE ANY ADDITIONS OR EXTENSIONS? YES NO
(ADDITIONS AND EXTENSIONS MAY BE SEPARATELY INSURED.)
PHONE NO.:
BUILDING PERMIT
CONSTRUCTION
TRAVEL TRAILERS LOCATED OUTSIDE A
DATE OF PERMANENT PLACEMENT
TRAVEL TRAILERS LOCATED IN A
CONSTRUCTION DATE OF MOBILE HOME
PARK OR SUBDIVISION FACILITIES
CONSTRUCTION DATE:
/ /
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B
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THE PREFERRED RISK POLICY (PRP) IS ONLY AVAILABLE IF ALL ANSWERS TO QUESTIONS A AND B
ARE NO, EXCEPT FOR BUILDINGS ELIGIBLE UNDER THE PRP ELIGIBILITY EXTENSION, FOR WHICH THE
ANSWER TO QUESTION A MAY BE YES.
ANSWER THE FOLLOWING TO DETERMINE A BUILDINGS ELIGIBILITY FOR A PRP:
A) IS THE BUILDING LOCATED IN A SPECIAL FLOOD HAZARD AREA (SFHA)? YES NO
B) DO ANY OF THE FOLLOWING CONDITIONS, ARISING FROM 1 OR MORE
OCCURRENCES IN ANY 10-YEAR PERIOD, EXIST?
2 LOSS PAYMENTS, EACH MORE THAN $1,000 YES NO
3 OR MORE LOSS PAYMENTS, REGARDLESS OF AMOUNT YES NO
2 FEDERAL DISASTER RELIEF PAYMENTS, EACH MORE THAN $1,000 YES NO
3 FEDERAL DISASTER RELIEF PAYMENTS, REGARDLESS OF AMOUNT YES NO
1 FLOOD INSURANCE CLAIM PAYMENT AND 1 FLOOD DISASTER RELIEF
PAYMENT (INCLUDING LOANS AND GRANTS), EACH MORE THAN $1,000 YES NO
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ENTER SELECTED OPTION FROM THE PREMIUM TABLES
IN THE FLOOD INSURANCE MANUAL
BUILDING AND CONTENTS COVERAGE COMBINATION
BUILDING: $
CONTENTS: $
PREMIUM: $
CONTENTS COVERAGE ONLY
AMOUNT: $
PREMIUM: $
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PHONE NO.: FAX NO.:
EMAIL ADDRESS:
LOAN NO.:
LOAN NO.:
FIRM ZONE:
THIS LAYOUT OF THE REVISED PREFERRED RISK POLICY APPLICATION, PART 1 OF 2, IS PROVIDED FOR YOUR REFERENCE.
WAITING PERIOD: STANDARD 30-DAY
REQUIRED FOR LOAN TRANSACTION NO WAITING PERIOD
TRANSFER (NFIP ONLY) NO WAITING PERIOD
PROPERTY PURCHASED ON OR AFTER 07/06/2012: YES NO
IF YES, INDICATE THE PROPERTY PURCHASE DATE: / /
PRIOR POLICY #:
FOR RENEWAL, BILL:
INSURED
FIRST MORTGAGEE
SECOND MORTGAGEE
LOSS PAYEE
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Make:
Model number:
Serial number:
Dimensions: feet
2. Anchoring

3. Installation
/ /
/ /
1. Building Use
Other:
2. Garage
YES NO

YES NO
equipment? YES NO

Coverage is for:
box in Part 1)

Insect screening
Light wood lattice
Other (describe):
If yes, describe:

4. Flood Openings
square inches.
PREFERRED RISK POLICY APPLICATION, PART 2 (OF 2)
THIS LAYOUT OF THE REVISED PREFERRED RISK POLICY APPLICATION, PART 2 OF 2, IS PROVIDED FOR YOUR REFERENCE.
PRIOR POLICY #:
FLOOD INSURANCE CANCELLATION/NULLIFICATION REQUEST FORM
IMPORTANT PLEASE PRINT OR TYPE; ENTER DATES AS MM/DD/YYYY.
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2
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PLEASE ATTACH ALL REQUIRED DOCUMENTS TO NFIP COPY OF CANCELLATION/ NULLIFICATION REQUEST FORM.
SPECIAL NOTE TO INSURANCE AGENT/PRODUCER: SEND ORIGINAL TO NFIP, KEEP SECOND COPY FOR YOUR RECORDS, GIVE THIRD COPY TO THE INSURED, AND FOURTH COPY TO MORTGAGEE.
P
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POLICY PERIOD IS FROM / / TO / / CANCELLATION EFFECTIVE DATE: / /
NAME AND MAILING ADDRESS OF INSURED FOR MAILING REFUND:
PHONE NO.:
LOAN NO.:
NAME AND MAILING ADDRESS OF OTHER PARTIES NOTIFIED:
INSURED PROPERTY LOCATION:
THE ABOVE STATEMENTS ARE CORRECT TO THE BEST OF MY KNOWLEDGE. I UNDERSTAND THAT ANY FALSE STATEMENTS MAY BE PUNISHABLE BY
FINE AND/OR IMPRISONMENT UNDER APPLICABLE FEDERAL LAW. SEE REVERSE SIDE OF COPIES 2, 3, AND 4.
1. BUILDING SOLD OR REMOVED
2. CONTENTS SOLD OR REMOVED
3. POLICY CANCELED AND REWRITTEN TO ESTABLISH COMMON
EXPIRATION DATE WITH OTHER INSURANCE COVERAGE
4. DUPLICATE NFIP POLICIES
5. NON-PAYMENT
6. RISK NOT ELIGIBLE FOR COVERAGE
7. PROPERTY CLOSING DID NOT OCCUR (NO INSURABLE INTEREST)
8. POLICY OBTAINED FOR PROPERTY CLOSING, BUT NOT REQUIRED
BY MORTGAGEE AS PROPERTY NOT IN SFHA
9. INSURANCE NO LONGER REQUIRED BY MORTGAGEE; PROPERTY NO
LONGER IN SFHA BECAUSE OF PHYSICAL MAP REVISION
10. CONDOMINIUM POLICY (UNIT OR ASSOCIATION) CONVERTING TO RCBAP
12. MORTGAGE PAID OFF
13. VOIDANCE PRIOR TO EFFECTIVE DATE
14. VOIDANCE DUE TO CREDIT CARD ERROR
15. INSURANCE NO LONGER REQUIRED BASED ON FEMA REVIEW OF
LENDERS SFHA DETERMINATION (LODR)
16. DUPLICATE POLICIES FROM SOURCES OTHER THAN THE NFIP
18. MORTGAGE PAID OFF ON MPPP POLICY
19. INSURANCE NO LONGER REQUIRED BY MORTGAGEE BECAUSE
STRUCTURE REMOVED FROM SFHA BY MEANS OF LOMA OR LOMR
20. POLICY WRITTEN TO WRONG FACILITY (SEVERE REPETITIVE LOSS PROPERTY)
21. OTHER: CONTINUOUS LAKE FLOODING OR CLOSED BASIN LAKES
22. CANCEL/REWRITE DUE TO MISRATING
23. FRAUD (FEMA APPROVAL REQUIRED)
24. CANCEL/REWRITE DUE TO MAP REVISION, LOMA, OR LOMR
CANCELLATION REASON CODE:
MAKE REFUND PAYABLE TO (CHECK ONE): INSURED PAYOR AGENT (REASON 5 ABOVE ONLY)
MAIL REFUND TO (CHECK ONE): INSURED PAYOR AGENT (REASON 5 ABOVE OR AT REQUEST OF INSURED)
/ /
SIGNATURE OF INSURED DATE (MM / DD / YYYY)
(NOT REQUIRED FOR REASON 5, 6, OR 22)
/ /
SIGNATURE OF OTHER INSURED DATE (MM / DD / YYYY)
/ /
SIGNATURE OF AGENT/PRODUCER DATE (MM / DD / YYYY)
THIS LAYOUT OF THE REVISED CANCELLATION/NULLIFICATION REQUEST FORM IS PROVIDED FOR YOUR REFERENCE.
N
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Y
NAME AND MAILING ADDRESS OF AGENT/PRODUCER ON THE POLICY BEING CANCELED.
PHONE NO.: FAX NO.:
EMAIL ADDRESS:
POLICY #:

ATTACHMENT E

TRANSACTION RECORD REPORTING AND PROCESSING (TRRP) PLAN AND
EDIT SPECICATIONS
CHANGES EFFECTIVE OCTOBER 1, 2013

1

Effective October 1, 2013, WYO Companies and the NFIP Servicing Agent will be required
to obtain and report the following New Business Application and TRRP Requirements as a
result of BW 12

Prior Policy Number Requirement: The insurer will be required to obtain and report through
TRRP the prior policy number for transferred policies.

Purchase Date Requirement: The insurer will be required to obtain and report through TRRP
the property purchase date.

Building Purpose: The insurer will be required to obtain and report through TRRP information
to determine if the building is residential, non-residential, or mixed use. This will also determine
whether the building is used as a business property for Non-Residential buildings.

Severe Repetitive Loss Property: The insurer will be required to obtain and report through
TRRP whether or not the property is a severe repetitive loss property.

Rental Property and Tenant Requirements: The insurer will be required to obtain and report
through TRRP if the property is a rental property or the insured is a tenant and whether the tenant
has insurable interest.

Additions and Extensions: The insurer will be required to obtain and report through TRRP
whether a building has additions or extensions. This would indicate whether separate coverage is
intended for any addition or extension.

NFIP Reserve Fund: The insurer will be required to obtain and report through TRRP a dollar
amount/percentage on all premium transactions for policies effective on or after October 1, 2013,
for the NFIP reserve fund account.

Application Date Field: The insurer will be required to report through TRRP the Date of
Application. This is date the property owner signed the application and applied for coverage.

Premium Receipt Date Field: The insurer will be required to report through TRRP the
Premium Receipt Date. This is the date the insurer received the premium.

Revised Enclosure Fields for Part 2 Section II of the Application: The insurer will be
required to obtain and report through TRRP whether or not the building has an enclosure, and if
it does, indicate if the enclosed area is fully or partially enclosed.

New Elevator Fields for Part 2 Section II of the Application: The insurer will be required to
obtain and report through TRRP whether or not the area below the elevated floor contains
elevators and the number of elevators.

Use of Tentative and Provisional Rates: The TRRP Plan will establish new edits to allow the
use of Tentative and Provisional rates for Pre-FIRM properties requiring an EC and for
RCBAPs.
2

New Edits for MPPP: The TRRP Plan will establish new edits to allow the use of MPPPs for
Pre-FIRM properties. In addition, there will be new edits to prevent MPPPs from renewing.

New Edits for Lapsed Policies: The TRRP Plan will establish new edits to prevent Pre-FIRM
buildings in a Special Flood Hazard Area or Zone D with a lapse from renewing.

New Edits for Waiting Period: The TRRP Plan will establish new codes to report the waiting
period type.

New Edits for Pre-FIRM buildings in a Special Flood Hazard Area and Zone D: The TRRP
Plan will establish new edits to prevent Pre-FIRM buildings in a Special Flood Hazard Area or
Zone D from receiving subsidized rates.

Declarations Page Requirements: Effective October 1, 2013, WYO Companies and the NFIP
Servicing Agent are required to print specific information on each policy declarations page. This
will ensure that insureds, agents, and lenders have sufficient information to validate the policy
information and verify that the correct amount of coverage is being purchased. See Attachment C
for a list of the required fields.

A summary of the October 2013 TRRP Plan updates (Change 19) is as follows:

Part 1
Instructions

Renamed NFIP Bureau & Statistical Agent to NFIP Legacy Systems Services
(LSS) Business Analyst. Changed Program Coordinator to Business Analyst.
Part 2
NFIP/WYO System
Functions and
Primary Data Files

Renamed NFIP Bureau to NFIP LSS.

Part 3
Reporting
Requirements

Renamed New/Rollover to New/Rollover/Transfer.

Under I. Data Element Requirements - updated the Source column for specific
policy transaction data elements due to NFIP application form revisions. Also
added new Policy data elements.

Added new value T to the New/Rollover/Transfer Indicator Matrix.

Part 4
Data Dictionary

Added new data elements to the Data Dictionary Table of Contents


Renamed NFIP Bureau and Statistical Agent to NFIP Legacy Systems
Services.

Renamed New/Rollover to New/Rollover/Transfer.

Additions/Extensions Indicator: New data element

Application Date: New data element

Building Construction Date Type: Revised Note section.

Building over Water Type: Revised Note section.

Building Purpose Type: New data element

Building Use Type: Revised Note section

Business Property Indicator: New data element

Cancellation/Voidance Reason: Added references for Reserve Fund.

Condominium Form of Ownership Indicator: Revised Note section.

Condominium Master Policy Units: Changed field length from 3 to 5.

A summary of the October 2013 TRRP Plan updates (Change 19) - continued:

Part 4
Data Dictionary

(continued)

Current Map Info Base Flood Elevation: Renamed New/Rollover to
New/Rollover/Transfer.

Current Map Info Community Identification Number: Renamed New/Rollover
to New/Rollover/Transfer.

Current Map Info Flood Risk Zone: Renamed New/Rollover to

Current Map Info Map Panel Number: Renamed New/Rollover to

Current Map Info Map Panel Suffix: Renamed New/Rollover to

Current Map Info Prior Policy Number: Renamed to new data element Prior
Policy Number.

Deductible Percentage WYO: Renamed NFIP Bureau to NFIP LSS.

Diagram Number: Renamed New/Rollover to New/Rollover/Transfer.

Elevation Certificate Indicator: Added text to Note section regarding tentative
rates for Pre-FIRM buildings; added value T for New/Rollover/Transfer
indicator. Additional notation in regard to Pre-FIRM rates on AH zone policies
effective October 1, 2013.

Elevation Certification Date: Renamed New/Rollover to

Elevation Difference: Renamed New/Rollover to New/Rollover/Transfer;
added text to Note section regarding required elevation rating information on
Pre-FIRM buildings.

Enclosure Type: New data element

Federal Policy Fee: Changed field length from 3 to 5.

Federal Policy Fee - Refunded: Changed field length from 5 to 7.

Grandfathering Type Code: Renamed New/Rollover to

ICC Premium WYO: Renamed NFIP Bureau to NFIP LSS.


Part 4
Data Dictionary

(continued)

Lowest Adjacent Grade: Renamed New/Rollover to

Lowest Floor Elevation: Renamed New/Rollover to

Map Panel Number (Rating Map Information): Renamed New/Rollover to

Mitigation Offer Indicator: New data element

New/Rollover/Transfer Indicator: Renamed New/Rollover to
New/Rollover/Transfer; added new value T (transfer).

Number of Elevators: New data element

Policy Assignment Type: New data element

Premium Receipt Date: New data element

Prior Policy Number: New data element

Probation Surcharge Amount WYO: Renamed NFIP Bureau to NFIP LSS.

Property Purchase Date: New data element

Property Purchase Indicator: New data element

Reinstatement Federal Policy Fee: Changed field length from 5 to 7.

Reinstatement Reserve Fund Premium: New data element

Rental Property Indicator: New data element

Replacement Cost: Renamed New/Rollover to New/Rollover/Transfer.

Reserve Fund Premium: New data element

Reserve Fund Premium - Refunded: New data element

Risk Rating Method: Added text regarding policies reported as Alternative,
Provisional, Tentative and MPPP that will not be allowed to renew effective
October 1, 2013. Also added three new Risk Rating Methods B, W, and E
as part of the Biggert-Waters 2012, Section 100205.


Part 4
Data Dictionary

(continued)

SRL Property Indicator: New data element

Tenant Indicator: New data element

Tenant Building Coverage Indicator: New data element

Value of Contents (ACV): Renamed NFIP Bureau and Statistical Agent to
NFIP Legacy Systems Services.

Waiting Period Type: New data element

Part 5
Codes

The following data elements were added or revised with their respective codes:

Additions/Extensions Indicator
Building Purpose Type
Business Property Indicator
Enclosure Type
Mitigation Offer Indicator
New/Rollover/Transfer Indicator
Policy Assignment Type
Rental Property Indicator
Risk Rating Method
SRL Property Indicator
Tenant Building Coverage Indicator
Tenant Indicator
Waiting Period Type

Part 6
Record Layouts

The following data elements were added or revised on Policy transactions
11A- New Business, 15A Policy Reinstatement with Policy Changes,
17A Renewals, 20A Endorsements, 23A Policy Correction,
26A Cancellation, 29A Cancellation Correction:

Application Date
Condominium Master Policy Units
Enclosure Type
Federal Policy Fee
Number of Elevators
Premium Receipt Date


Part 6
Record Layouts

(continued)

The following data elements were added or revised on Policy transactions
11A- New Business, 15A Policy Reinstatement with Policy Changes,
17A Renewals, 20A Endorsements, 23A Policy Correction,
26A Cancellation, 29A Cancellation Correction:

Prior Policy Number
Property Purchase Date
Property Purchase Indicator
Reinstatement Federal Policy Fee
Reinstatement Reserve Fund Premium
Reserve Fund Premium
Reserve Fund Premium - Refunded
Risk Rating Method
Tenant Indicator
Waiting Period Type

Part 7
Instructions for
Formatting Data
Elements and
Revising Data
Element Values

The following data elements were added or revised:

Application Date
Condominium Master Policy Units
Enclosure Type
Federal Policy Fee
Federal Policy Fee - Refunded
Number of Elevators
Premium Receipt Date
Prior Policy Number
Property Purchase Date
Property Purchase Indicator
Reinstatement Federal Policy Fee
Reserve Fund Premium
Tenant Indicator
Waiting Period Type


Part 8
Monthly Processing
of TRRP Plan Data


Renamed NFIP Bureau and Statistical Agent to NFIP Legacy Systems
Services.

Revised FTP website name and internet e-mail address

Added Exhibit 8-6, Monthly Reconciliation Net Reserve Fund

Appendix C
Error Reporting


Revised FTP website name

Revised Policy Error record layouts to address new/revised data elements

NATIONAL FLOOD INSURANCE PROGRAM

TRANSACTION RECORD REPORTING AND PROCESSING (TRRP) PLAN
for the
WRITE YOUR OWN (WYO) PROGRAM

Revision 1 .......................January 1, 1992

Revision 2 .........................March 1, 1995

Revision 3 .......................October 1, 1997

Revision 4 .......................October 1, 2001

Changes 1 & 2......................May 1, 2002

Change 3......................October 1, 2002

Change 4.......................... May 1, 2003

Change 5...................... October 1, 2003

Change 6.......................... May 1, 2004

Change 6.1................... February 1, 2005

Changes 7 & 7 (Revised)............May 1, 2005

Changes 8 & 8.1................ October 1, 2005

Change 9.......................... May 1, 2006

Changes 10, 11 & 12................ May 1, 2008

Changes 13, 13.1 & 13.2........ October 1, 2009

Change 14..................... January 1, 2011

Change 15..................... October 1, 2011

Change 16......................... May 1, 2012

Change 17..................... October 1, 2012

Change 18..................... January 1, 2013

Change 19.....................October 1, 2013

Part 1 1-1 Revision 4 (10/1/01)
Change 19 Effective 10/1/13
PART 1 - INSTRUCTIONS

INTRODUCTION

Thi s sect i on pr esent s an over vi ew of t he TRRP Pl an and t he
r equi r ement s f or r epor t i ng f i nanci al and st at i st i cal i nf or mat i on
by WYO Compani es. For assi st ance on ut i l i zi ng t hi s document and
under st andi ng/ compl yi ng wi t h t he speci f i cat i ons, cont act your
NFI P Legacy Syst ems Ser vi ces ( LSS) Busi ness Anal yst .

I. SCOPE OF THE PLAN

A. Backgr ound I nf or mat i on

The TRRP Pl an def i nes t he r epor t i ng r equi r ement s
appl i cabl e t o t he wr i t i ng and ser vi ci ng of pol i ci es
i ssued by t he pr oper t y and casual t y compani es
par t i ci pat i ng i n t he Wr i t e Your Own ( WYO) Pr ogr am. The
WYO compani es have a Fi nanci al Assi st ance/ Subsi dy
Ar r angement wi t h t he Feder al I nsur ance and Mi t i gat i on
Admi ni st r at i on ( FI MA) . The " Ar r angement " enabl es t he
compani es t o r ecei ve an expense al l owance f or pol i ci es
wr i t t en and cl ai ms pr ocessed whi l e t he Feder al
Gover nment r et ai ns r esponsi bi l i t y f or under wr i t i ng
l osses. The WYO Pr ogr amoper at es wi t hi n t he auspi ces
of t he Nat i onal Fl ood I nsur ance Pr ogr am( NFI P) . As a
r esul t , t he WYO Pr ogr ami s subj ect t o t he same r ul es
and r egul at i ons est abl i shed f or t he " Di r ect si de" of
t he busi ness. The f eder al l y pr omul gat ed oper at i onal
st andar ds gover n t he pr ocessi ng of t he cover ages
i ncl uded i n t he t hr ee f or ms of t he NFI P s St andar d
Fl ood I nsur ance Pol i cy ( Dwel l i ng For m, Gener al Pr oper t y
For m, and Resi dent i al Condomi ni umBui l di ng Associ at i on
Pol i cy) .

Thi s Pl an cont ai ns det ai l ed speci f i cat i ons f or t he
r ecor di ng and compi l i ng of i nsur ance appl i cat i on dat a;
El evat i on Cer t i f i cat e dat a; r ecer t i f i cat i on dat a;
r ei nspect i on dat a; endor sement s; cancel l at i ons; cl ai ms
dat a; al l ocat ed l oss adj ust ment expenses; and communi t y
f l ood i nsur ance st udy dat a.

B. Pur poses of t he Pl an

Thi s Pl an i s pr i mar i l y desi gned as a t ool f or
mai nt ai ni ng f i nanci al and pr ogr amcont r ol i n t he WYO
Pr ogr am. Tr ansact i on det ai l pr ovi ded under t he Pl an i s
r econci l ed each mont h wi t h mont hl y f i nanci al st at ement s
submi t t ed by t he compani es. The i nf or mat i on i s used t o
cr eat e Pol i cy and Cl ai ms Mast er Fi l es i n t he NFI P/ WYO
Syst em, whi ch al l ows t he Syst emt o r el at i onal l y edi t
pol i cy and cl ai ms i nf or mat i on f or conf or mance wi t h NFI P
r ul es and r egul at i ons and t o ver i f y t hat pr emi um
cal cul at i ons ar e cor r ect . The NFI P/ WYO Syst emdat a
f i l es pr ovi de Feder al and WYO company manager s and t he
WYO St andar ds Commi t t ee wi t h i nf or mat i on necessar y t o

Part 2 2-i Revision 4 (10/1/01)
Effective 10/1/03
PART 2 - NFI P/ WYO SYSTEM FUNCTI ONS AND PRI MARY DATA FI LES

TABLE OF CONTENTS

Page

I NTRODUCTI ON. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2- 1

I . PRI MARY DATA FI LES. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2- 1

A. WYO PMF - Pol i cy Mast er Fi l e ( WYO) . . . . . . . . . . . . . . . . 2- 1

B. WYO CMF - Cl ai ms Mast er Fi l e ( WYO) . . . . . . . . . . . . . . . . 2- 1

C. COMF - Communi t y Mast er Fi l e. . . . . . . . . . . . . . . . . . . . . . 2- 1

D. RMF - Rej ect Mast er Fi l e. . . . . . . . . . . . . . . . . . . . . . . . . . 2- 1

E. RTMF - Rat es Mast er Fi l e. . . . . . . . . . . . . . . . . . . . . . . . . . 2- 1

I I . NFI P/ WYO SYSTEM PROCESSI NG CYCLE. . . . . . . . . . . . . . . . . . . . . . 2- 2

III. DESCRIPTIONS OF NFIP/WYO SYSTEM POLICY AND CLAIMS
RECORDS............................................... 2-3

Part 2 2-ii Revision 4 (10/1/01)
Effective 10/1/03
PART 2 - NFI P/ WYO SYSTEM FUNCTI ONS AND PRI MARY DATA FI LES

LI ST OF EXHI BI TS

Exhi bi t Page

2- 1 NFI P/ WYO Pol i cy Mast er Fi l e . . . . . . . . . . . . . . . . . . . . . . . . 2- 4
2- 2 NFI P/ WYO Cl ai ms Mast er Fi l e . . . . . . . . . . . . . . . . . . . . . . . . 2- 5

Part 2 2-1 Revision 4 (10/1/01)
Effective 10/1/03
PART 2 - NFIP/WYO SYSTEM FUNCTIONS AND PRIMARY DATA FILES

INTRODUCTION

Thi s sect i on br i ef l y descr i bes t he f unct i ons of t he NFI P/ WYO
Syst em, whi ch pr ocesses and mai nt ai ns t he dat a submi t t ed under
t he TRRP Pl an, and t he comput er dat a f i l es used t o st or e t he dat a
and car r y out syst emf unct i ons per t i nent t o t he WYO Pr ogr am.

I. PRIMARY DATA FILES

A. WYO PMF: Pol i cy Mast er Fi l e ( WYO) - Dat a ar e r ecor ded
f r ommont hl y WYO company TRRP Pl an
submi ssi ons. Pr i mar y key t o r ecor ds i s WYO
Pr ef i x Code and Pol i cy Number . Secondar y key
i s Endor sement ( or Pol i cy) Ef f ect i ve Dat e.
The r ecor ds al so cont ai n dat a cal cul at ed by
t he NFI P/ WYO Syst emand er r or codes r esul t i ng
f r omt he edi t i ng of t he t r ansact i ons
submi t t ed by t he company and of t he dat a
r ecor ded i n t he PMF r ecor d.

B. WYO CMF: Cl ai ms Mast er Fi l e ( WYO) - Dat a ar e r ecor ded
f r ommont hl y WYO company TRRP Pl an
submi ssi ons. Pr i mar y key i s WYO Pr ef i x Code,
Dat e of Loss, and Pol i cy Number . Secondar y
key i s Payment Dat e. The r ecor ds al so
cont ai n dat a cal cul at ed by t he NFI P/ WYO
Syst emand er r or codes r esul t i ng f r omt he
edi t i ng of t he t r ansact i ons submi t t ed by t he
company and of t he dat a r ecor ded i n t he CMF
and r el at ed PMF r ecor ds.

C. COMF: Communi t y Mast er Fi l e - Dat a ar e r ecor ded
f r omFEMA not i ces on communi t y st at us and
appl i cabl e f l ood r i sk zones. Dat a i n t hi s
f i l e ar e used t o edi t WYO company
submi ssi ons, and t o pr ovi de compani es wi t h
communi t y i nf or mat i on necessar y t o car r y out
Pr ogr amr esponsi bi l i t i es. See Appendi x B.

D. RMF: Rej ect Mast er Fi l e - " A" r ecor d t r ansact i ons
t hat have been r ej ect ed dur i ng syst em
pr ocessi ng ar e r ecor ded i n t hi s f i l e f or
l at er r esol ut i on by t he company. See
Appendi x A.

E. RTMF: Rat es Mast er Fi l e - Thi s f i l e cont ai ns al l
r at es used by t he Syst emt o ver i f y company
cal cul at i ons of pr emi umamount s. Rat es ar e
st or ed by uni que keys devel oped t o r epr esent
t he var i ous possi bl e combi nat i ons of r at i ng
el ement s.

Part 2 2-2 Revision 4 (10/1/01)
II. NFIP/WYO SYSTEM PROCESSING CYCLE

I n or der t o f aci l i t at e company under st andi ng of how t he
NFI P/ WYO Syst empr ocesses dat a submi t t ed under t he TRRP
Pl an, t he f ol l owi ng over vi ew of t he mont hl y pr ocessi ng cycl e
i s pr ovi ded. ( NOTE: " A" r ecor ds cont ai n t hose dat a
el ement s t hat ar e r equi r ed f or t he t r ansact i on except wher e
not ed. " B" r ecor ds ar e opt i onal dat a el ement s. )

St ep 1: Fr ont - end bal anci ng. Submi t t ed TRRP t r ansact i on
f i l es ar e exami ned t o make sur e t hat r ecor d count s
and appr opr i at e dol l ar amount s mat ch t he
i nf or mat i on as st at ed on t he FTP t r ansmi t t al
document s. Di scr epanci es wi l l cause t he
t r ansact i on f i l e t o be r ej ect ed. Ref er t o Par t 8
of t he TRRP Pl an and Par t 2 of t he Fi nanci al
Cont r ol Pl an Requi r ement s and Pr ocedur es. Fr ont -
end bal anci ng r esul t s and ot her f i nanci al t ot al s
f r omt he submi t t ed t r ansact i ons ar e pr ovi ded t o
NFI P LSS Account i ng.

St ep 2: Ref or mat t i ng and pr e- pr ocessi ng. Al l pol i cy and
cl ai ms t r ansact i ons ar e sor t ed by t he f ol l owi ng
sor t or der : Pol i cy Number , Tr ansact i on Dat e, Sor t
Sequence Key, Tr ansact i on Code, al l i n ascendi ng
or der . " B" r ecor ds may be r ej ect ed at t hi s poi nt
i ndependent l y of what happens t o t he cor r espondi ng
" A" r ecor ds. Rej ect ed " A" r ecor ds ar e l oaded i nt o
t he Rej ect Mast er Fi l e. Basi c edi t i ng i s
per f or med, such as checki ng t hat key dat a el ement s
ar e pr esent , numer i c f i el ds cont ai n onl y numer i c
dat a, and dat e f i el ds cont ai n val i d dat es.

St ep 3: Load pol i cy t r ansact i ons. WYO Pol i cy Mast er Fi l e
i s updat ed. Rel at i onal edi t s ar e per f or med pr i or
t o t he updat e wher e i ncomi ng i nf or mat i on must be
coor di nat ed wi t h i nf or mat i on al r eady on f i l e. The
l ast r ej ect i ons of pol i cy t r ansact i ons occur at
t hi s poi nt . Rej ect ed " A" r ecor ds ar e l oaded i nt o
t he Rej ect Mast er Fi l e.

St ep 4: Load cl ai ms t r ansact i ons. Al l cl ai ms t r ansact i ons
ar e sor t ed by t he f ol l owi ng sor t or der : Dat e of
Loss, i n descendi ng or der ; and Pol i cy Number , Sor t
Sequence Key, Tr ansact i on Dat e, and Tr ansact i on
Code, al l i n ascendi ng or der . The WYO Cl ai ms
Mast er Fi l e i s updat ed. Rel at i onal edi t s ar e
per f or med pr i or t o t he updat e wher e i ncomi ng
i nf or mat i on must be coor di nat ed wi t h i nf or mat i on
al r eady on f i l e. The l ast r ej ect i ons of cl ai ms
t r ansact i ons occur at t hi s poi nt . Rej ect ed " A"
r ecor ds ar e l oaded i nt o t he Rej ect Mast er Fi l e.

Part 2 2-3 Revision 4 (10/1/01)
St ep 5: Edi t pr ocessor pr ogr ams. Al l r emai ni ng
i nf or mat i onal and r el at i onal edi t s ar e per f or med
agai nst t he pol i cy and cl ai ms r ecor ds on t he
NFI P/ WYO dat a base.

St ep 6: Rat e pol i ci es. Al l pol i cy r ecor ds t hat have been
updat ed and have no er r or s associ at ed wi t h
i nf or mat i on r equi r ed t o cal cul at e pr emi ums ar e
r at ed. Thi s i s per f or med f or al l t er ms on r ecor d
f or such pol i ci es. Er r or s associ at ed wi t h pr emi um
cal cul at i ons ar e not ed on t he f i l e.

St ep 7: Pr ocess " Change Key" t r ansact i ons. Al l
t r ansact i ons t hat al t er key dat a f i el ds ar e
pr ocessed. These i ncl ude: pol i cy number , dat e of
l oss, and cl ai mpayment dat e.

St ep 8: Pr oduce r epor t s and er r or f i l es. Mont hl y,
hi st or i cal - t o- dat e, and f i scal - year - t o- dat e
f i nanci al r econci l i at i on and var i ance r epor t s ar e
gener at ed f r omdat a l oaded t o t he NFI P/ WYO Mast er
Fi l es. These ar e pr ovi ded t o NFI P LSS Account i ng.
Er r or f i l es, er r or r epor t s, and management
i nf or mat i on r epor t s ar e gener at ed.

III. DESCRIPTIONS OF NFIP/WYO SYSTEM POLICY AND CLAIMS RECORDS

The f ol l owi ng di agr ams show how t he pol i cy and cl ai ms dat a
submi t t ed by t he compani es ar e st or ed i n t he Pol i cy and
Cl ai ms Mast er Fi l es of t he NFI P/ WYO Syst em.

Part 2 2-4 Revision 4 (10/1/01)
Effective 10/1/03
(Cont'd.)

NFIP/WYO POLICY MASTER FILE

EXHIBIT 2-1. NFIP/WYO Policy Master File
COMPANY
NUMBERS

POLICY NUMBER,
PROPERTY
ADDRESS,
CANCELLATION
INFORMATION

ENDORSEMENT
EFFECTIVE DATE,
POLICY EFFECTIVE DATE,
TRANSACTION CODE,
POLICY INFORMATION

CLAIMS DATA ON
NFIP/WYO CLAIMS
MASTER FILE
ERROR
CODES

Part 2 2-5 Revision 4 (10/1/01)
(Cont'd.)

NFIP/WYO CLAIMS MASTER FILE

ERROR
CODES
REPORTING
MONTH
COMPANY
NUMBERS
POLICY DATA ON
NFIP/WYO
POLICY
MASTER FILE
DATE OF LOSS,
POLICY NUMBER,
CLAIMS DATA
SP. EXPENSE DATE,
SP. EXPENSE TYPE,
SP. EXPENSE AMT.
RESERVE DATE,
BLDG. RESERVE,
CONT. RESERVE
RECOVERY DATE,
BLDG. RECOVERY,
CONT. RECOVERY,
SALVAGE
SUBROGATION
PAYMENT DATE,
BLDG. PAYMENT,
CONT. PAYMENT

EXHIBIT 2-2. NFIP/WYO Claims Master File

PART 3 - REPORTI NG REQUI REMENTS

TABLE OF CONTENTS

Page

I NTRODUCTI ON. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3- 1

I . DATA ELEMENT REQUI REMENTS FOR WRI TE YOUR OWN. . . . . . . . . . 3- 2

I I . SAMPLE NFI P FORMS. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3- 11

I I I . REPORTI NG REQUI REMENTS FOR NEW/ ROLLOVER/ TRANSFER
I NDI CATOR. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3- 17

Part 3 3-1 Revision 4 (10/1/01)
Effective 10/1/03
PART 3 - REPORTING REQUIREMENTS

INTRODUCTION

Thi s sect i on l i st s t he dat a el ement s t o be r ecor ded and
r epor t ed by WYO i nsur er s. The l i st i dent i f i es t he dat a
el ement and t he pr i mar y sour ce and i ndi cat es whet her t he
r epor t i ng i s r equi r ed ( Y) or opt i onal ( N) .

Addi t i onal l y, sampl es of t he f ol l owi ng NFI P appl i cat i on and
cl ai mf or ms ar e i ncl uded t o show t he sour ces of t he dat a
el ement s:

Fl ood I nsur ance Appl i cat i on
Fl ood I nsur ance Pr ef er r ed Ri sk Pol i cy Appl i cat i on
Pr el i mi nar y Repor t
Fi nal Repor t
Cause of Loss and Subr ogat i on Repor t
Nar r at i ve Repor t

WYO Compani es ar e aut hor i zed t o devel op t hei r own appl i cat i on
and cl ai mf or ms as l ong as t he r equi r ed dat a el ement s ar e
r epor t ed.

Part 3 3-2 Revision 4 (10/1/01)
I. DATA ELEMENT REQUIREMENTS FOR WRITE YOUR OWN

DATA ELEMENT

REQ.
DATA
DI CTI ONARY
PAGE

SOURCE

POLICY TRANSACTIONS

Addi t i onal Bui l di ng Rat e
WYO
Y 4- 4 Appl i cat i on
Cover age and Rat i ng

Addi t i onal Cont ent s Rat e
WYO

Addi t i ons/ Ext ensi ons
I ndi cat or
Y 4- 5A Appl i cat i on Par t 2.
Sect i on I

Appl i cat i on Dat e Y 4- 6A Appl i cat i on - Si gnat ur e

Base Fl ood El evat i on
( Rat i ng Map I nf or mat i on)
El evat i on Dat a

Basement / Encl osur e/
Cr awl space Type
Y 4- 8 Appl i cat i on - Bui l di ng

Basi c Bui l di ng Rat e WYO Y 4- 9 Appl i cat i on Cover age
and Rat i ng

Basi c Cont ent s Rat e WYO Y 4- 10 Appl i cat i on

Bui l di ng Const r uct i on
Dat e Type
Y 4- 12A Appl i cat i on Const r uc-
t i on I nf or mat i on

Bui l di ng i n Cour se of
Const r uct i on I ndi cat or

Bui l di ng over Wat er Type Y 4- 14A Appl i cat i on Bui l di ng

Bui l di ng Pur pose Type Y 4- 14C Appl i cat i on - Bui l di ng

Bui l di ng Use Type Y 4- 14D Appl i cat i on Par t 2.
Sect i on I

Busi ness Pr oper t y
I ndi cat or
Y 4- 14E Appl i cat i on - Bui l di ng

Cancel l at i on/ Voi dance
Reason
Y 4- 15 Cancel l at i on/ Nul l i f i ca-
t i on Request For m

Case Fi l e Number f or
Di sast er Assi st ance
Y 4- 44A Appl i cat i on

Part 3 3-3 Revision 4 (10/1/01)
I. DATA ELEMENT REQUIREMENTS FOR WRITE YOUR OWN (Cont'd.)

DATA ELEMENT

REQ.
DATA
DI CTI ONARY
PAGE

SOURCE

POLICY TRANSACTIONS (Contd.)

Communi t y I dent i f i cat i on
Number ( Rat i ng Map
I nf or mat i on
Communi t y ( Rat i ng Map
I nf or mat i on)

Condomi ni umFor mof
Owner shi p I ndi cat or
Y 4- 55B Appl i cat i on - Bui l di ng

Condomi ni umI ndi cat or Y 4- 56 Appl i cat i on - Bui l di ng

Condomi ni umMast er Pol i cy
Uni t s

Cover age Requi r ed f or
Y 4- 64 Appl i cat i on Di sast er
Assi st ance

CRS Cl assi f i cat i on
Cr edi t Per cent age
Y 4- 65 Appl i cat i on Cover age
and Rat i ng

Cur r ent Map I nf o
Base Fl ood El evat i on
Y 4- 66L Appl i cat i on Communi t y
( Gr andf at her i ng
I nf or mat i on)

Communi t y I dent i f i cat i on
Number
Y 4- 66M Appl i cat i on Communi t y
I nf or mat i on)

Fl ood Ri sk Zone
Y 4- 66N Appl i cat i on Communi t y
I nf or mat i on)

Map Panel Number
Y 4- 66P Appl i cat i on Communi t y
I nf or mat i on)

Map Panel Suf f i x
Y 4- 66Q Appl i cat i on Communi t y
I nf or mat i on)

Pr i or Pol i cy No. ( r enamed)
Y 4- 66R See Pr i or Pol i cy
Number

Deduct i bl e - Bui l di ng Y 4- 76 Appl i cat i on Cover age
and Rat i ng

Deduct i bl e - Cont ent s Y 4- 78 Appl i cat i on Cover age
and Rat i ng

Part 3 3-4 Revision 4 (10/1/01)

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Deduct i bl e Per cent age WYO Y 4- 80 Appl i cat i on Cover age
and Rat i ng

Di agr amNumber
1
N 4- 81 Appl i cat i on
El evat i on Dat a

El evat ed Bui l di ng
I ndi cat or

El evat i on Cer t i f i cat e
I ndi cat or
Y 4- 85

El evat i on Cer t i f i cat i on
Dat e
1

El evat i on Dat a

El evat i on Di f f er ence Y 4- 88 Appl i cat i on
El evat i on Dat a;

Encl osur e Type Y 4- 88C Appl i cat i on Par t 2.
Sect i on I I

Endor sement Ef f ect i ve Dat e Y 4- 89

Endor sement Pr emi um
Amount
Y 4- 90

Expense Const ant Y 4- 91

Feder al Pol i cy Fee
Y
4- 97 Appl i cat i on

Feder al Pol i cy Fee -
Ref unded
Y 4- 98

Fi r st Lender Ci t y
2
N 4- 102 Appl i cat i on -
1st Mor t gagee

Fi r st Lender Loan Number
2
1st Mor t gagee

1
Ref er t o Par t 3 Repor t i ng Requi r ement s, I I I . Repor t i ng Requi r ement s f or
New/ Rol l over / Tr ansf er I ndi cat or , t o det er mi ne whet her t hi s dat a el ement i s r equi r ed
based on r epor t ed New/ Rol l over / Tr ansf er I ndi cat or .

2
Thi s dat a el ement i s r equi r ed f or pol i ci es expi r ed mor e t han 120 days.

Part 3 3-5 Revision 4 (10/1/01)

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Fi r st Lender Name
2
1st Mor t gagee

Fi r st Lender St at e
2
1st Mor t gagee

Fi r st Lender St r eet
Addr ess
2

1st Mor t gagee

Fi r st Lender ZI P Code
2
1st Mor t gagee

Fl ood Ri sk Zone ( Rat i ng
Map I nf or mat i on)
Y 4- 110 Appl i cat i on Communi t y

Fl oodpr oof ed I ndi cat or Y 4- 112 Appl i cat i on
El evat i on Dat a

Gr andf at her i ng Type Code Y 4- 115A Appl i cat i on Communi t y
I nf or mat i on

I CC Pr emi umWYO Y 4- 122 Appl i cat i on

I nsur ed Fi r st Name
3
Y 4- 127 Appl i cat i on I nsur ed
I nf or mat i on

I nsur ed Last Name
3
Y 4- 128 Appl i cat i on I nsur ed
I nf or mat i on

Locat i on of Cont ent s
I ndi cat or
Y 4- 129 Appl i cat i on - Cont ent s

Lowest Adj acent Gr ade
1
El evat i on Dat a

1

2

3
Thi s dat a el ement i s r equi r ed f or pol i ci es wi t h a pol i cy ef f ect i ve dat e on or
af t er Apr i l 30, 1996. Pr i or t o t hi s dat e, ei t her I nsur ed Name or Taxpayer I D was
r epor t ed.

Part 3 3-6 Revision 4 (10/1/01)

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Lowest Fl oor El evat i on Y 4- 131 Appl i cat i on
El evat i on Dat a;

Mai l i ng Ci t y Y 4- 131A Appl i cat i on I nsur ed
I nf or mat i on

Mai l i ng St at e Y 4- 131B Appl i cat i on I nsur ed
I nf or mat i on

Mai l i ng St r eet Addr ess Y 4- 131C Appl i cat i on I nsur ed
I nf or mat i on

Mai l i ng ZI P Code Y 4- 131D Appl i cat i on I nsur ed
I nf or mat i on

Map Panel Number
1
( Rat i ng

Map Panel Suf f i x ( Rat i ng

Mi t i gat i on Of f er I ndi cat or Y 4- 133A

Name For mat I ndi cat or Y 4- 134

Name or Descr i pt i ve
I nf or mat i on I ndi cat or
Y 4- 135

New Pol i cy Number Y 4- 138

New/ Rol l over / Tr ansf er
I ndi cat or
Y 4- 139 Appl i cat i on New/
Renewal / Tr ansf er Box

Number of El evat or s Y 4- 139A Appl i cat i on Par t 2.
Sect i on I I

Number of Fl oor s
( I ncl udi ng Basement ) /
Bui l di ng Type

Obst r uct i on Type Y 4- 141 Appl i cat i on - Bui l di ng

Occupancy Type Y 4- 143 Appl i cat i on - Bui l di ng

1

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Ol d Pol i cy Number Y 4- 146

Or i gi nal Const r uct i on
Dat e/ Subst ant i al
I mpr ovement Dat e
Const r uct i on I nf or mat i on

Or i gi nal Submi ssi on Mont h Y 4- 149

Pol i cy Ef f ect i ve Dat e Y 4- 152 Appl i cat i on Pol i cy
Per i od

Pol i cy Assi gnment Type Y 4- 151A Gener al Change Endor se-
ment - Assi gnment

Pol i cy Expi r at i on Dat e Y 4- 154 Appl i cat i on Pol i cy
Per i od

Pol i cy Number Y 4- 155

Pol i cy Ter mI ndi cat or Y 4- 156

Pol i cy Ter mi nat i on Dat e Y 4- 157

Post - FI RM Const r uct i on
I ndi cat or
Y 4- 158 Appl i cat i on El evat i on
Dat a

Pr emi umPayment I ndi cat or Y 4- 159 Appl i cat i on

Pr emi umRecei pt Dat e Y 4- 159A

Pr i nci pal / Pr i mar y
Resi dence I ndi cat or
4

Y 4- 160 Appl i cat i on Bui l di ng

Pr i or Pol i cy Number Y 4- 160A Appl i cat i on New/
Renewal / Tr ansf er Box

Pr obat i on Sur char ge
Amount WYO

Pr oper t y Begi nni ng St r eet
Number
Y 4- 162 Appl i cat i on Pr oper t y
Locat i on

Pr oper t y Ci t y Y 4- 163 Appl i cat i on Pr oper t y
Locat i on

4
Thi s dat a el ement i s r equi r ed f or new busi ness and r enewal s on or af t er May 1,
2000. Pr i or t o t hi s dat e, i t was opt i onal .

Part 3 3-6B Revision 4 (10/1/01)

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Pr oper t y Pur chase Dat e Y 4- 163A Appl i cat i on Pol i cy
Per i od

Pr oper t y Pur chase
I ndi cat or
Y 4- 163B Appl i cat i on Pol i cy
Per i od

Pr oper t y St at e Y 4- 164 Appl i cat i on Pr oper t y
Locat i on

Pr oper t y St r eet Addr ess Y 4- 165 Appl i cat i on Pr oper t y
Locat i on

Pr oper t y ZI P Code Y 4- 168 Appl i cat i on Pr oper t y
Locat i on

Regul ar / Emer gency Pr ogr am
I ndi cat or
Y 4- 169 Appl i cat i on - Communi t y

Rei nst at ement Feder al
Pol i cy Fee
Y 4- 170

Rei nst at ement Pr emi um Y 4- 171

Rei nst at ement Reser ve
Fund Pr emi um
Y 4- 171A

Rej ect ed Tr ansact i on
Cont r ol Number
Y 4- 172

Rent al Pr oper t y I ndi cat or Y 4- 172A Appl i cat i on - Bui l di ng

Repet i t i ve Loss I D
Number
5

Y 4- 173

Repet i t i ve Loss Tar get
Gr oup I ndi cat or
5

Y 4- 174

Repl acement Cost
1
Y 4- 175 Appl i cat i on Cover age
and Rat i ng

1

5
Thi s dat a el ement i s r equi r ed onl y as of May 1, 2000, and onl y f r omt he NFI P
Di r ect Ser vi ci ng Agent .

Part 3 3-6C Revision 4 (10/1/01)

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Reser ve Fund Pr emi um Y 4- 179A Appl i cat i on Cover age
and Rat i ng

Reser ve Fund Pr emi um-
Ref unded
Y 4- 179B

Ri sk Rat i ng Met hod Y 4- 180 Appl i cat i on

Second Lender Ci t y
2
N 4- 184 Appl i cat i on 2nd
Mor t gagee/ Ot her

Second Lender Loan
Number
2

Mor t gagee/ Ot her

Second Lender Name
2
Mor t gagee/ Ot her

Second Lender St at e
2
Mor t gagee/ Ot her

Second Lender St r eet
Addr ess
2

Mor t gagee/ Ot her

Second Lender ZI P Code
2
Mor t gagee/ Ot her

Sor t Sequence Key Y 4- 190

SRL Pr oper t y I ndi cat or Y 4- 193A Appl i cat i on -
Bui l di ng

St at e- Owned Pr oper t y Y 4- 194 Appl i cat i on -
Bui l di ng

Taxpayer I dent i f i cat i on
Number
6

N 4- 198

Tenant Bui l di ng Cover age
I ndi cat or
Y 4- 198A Appl i cat i on -
Bui l di ng

2

6
Ef f ect i ve May 1, 2008, t he Soci al Secur i t y Number f or t he i nsur ed i s no l onger
r equi r ed.

Part 3 3-6D Revision 4 (10/1/01)

DATA ELEMENT

REQ.
DATA
DI CTI ONARY
PAGE

SOURCE


Tenant I ndi cat or Y 4- 198B Appl i cat i on -
Bui l di ng

Tot al Amount of
I nsur ance Bui l di ng

Tot al Amount of
I nsur ance Cont ent s

Tot al Cal cul at ed Pr emi um
( excl udes Expense
Const ant )

Tot al Pr emi umRef und Y 4- 208

Wai t i ng Per i od Type Y 4- 213A Appl i cat i on Pol i cy
Per i od

WYO Pr ef i x Code Y 4- 216

WYO Tr ansact i on Code Y 4- 217

WYO Tr ansact i on Dat e Y 4- 219

1981 Post - FI RM V Zone
Cer t i f i cat i on I ndi cat or
Y 4- 220

Part 3 3-11 Revision 4 (10/1/01)
II. SAMPLE NFIP FORMS

EXHIBIT 3-1. Fl ood I nsur ance Appl i cat i on ( Par t 1)

Part 3 3-11A Revision 4 (10/1/01)

II. SAMPLE NFIP FORMS (Cont'd.)

EXHIBIT 3-1. Fl ood I nsur ance Appl i cat i on ( Par t 2)

Part 3 3-12 Revision 4 (10/1/01)

EXHIBIT 3-2. Pr ef er r ed Ri sk Pol i cy Appl i cat i on ( Par t 1)

Part 3 3-12A Revision 4 (10/1/01)

EXHIBIT 3-2. Pr ef er r ed Ri sk Pol i cy Appl i cat i on ( Par t 2)

Part 3 3-17 Revision 4 (10/1/01)
III. REPORTING REQUIREMENTS FOR NEW/ROLLOVER/TRANSFER INDICATOR

A. I nt r oduct i on

I n or der f or WYO compani es t o r educe pol i cy er r or s
at t r i but ed t o t he pr oper usage of t he New/ Rol l over /
Tr ansf er I ndi cat or and i t s r el at i onshi p t o f i ve speci f i c
TRRP dat a el ement s Di agr amNumber , Lowest Adj acent
Gr ade, El evat i on Cer t i f i cat i on Dat e, Repl acement Cost ,
and Map Panel Number FEMA has appr oved r evi si ons t o t he
edi t cr i t er i a f or t he st at ed dat a el ement s.

A mat r i x was devel oped t o pr ovi de t he compani es wi t h a
cl ear er expl anat i on as t o whi ch of t he f i ve dat a el ement s
shoul d be r epor t ed when usi ng a speci f i c
New/ Rol l over / Tr ansf er I ndi cat or .

B. Pr ocedur es

The New/ Renewal I ndi cat or ( N/ R I ndi cat or ) wi l l now be
known as t he New/Rollover/Transfer Indicator. Thi s
i ndi cat or wi l l be r epor t ed on al l new busi ness
t r ansact i ons ( 11A) and shoul d not be changed by t he WYO
compani es on subsequent r enewal ( 17A) , endor sement ( 20A) ,
or pol i cy cor r ect i on ( 23A) t r ansact i ons. A new val ue T
wi l l r epr esent non- r ol l over new busi ness pol i ci es t hat
had a pr i or pol i cy and no l apse i n cover age, and may
st i l l be el i gi bl e f or subsi di zed pr e- FI RM r at i ng.

The Original New Business Date r ef l ect s t he Pol i cy
Ef f ect i ve Dat e r epor t ed on t he new busi ness t r ansact i ons
( 11A) . Thi s dat e wi l l r emai n st at i c on t he NFI P Pol i cy
Dat abase f or al l f ut ur e r enewal s, endor sement s,
cancel l at i ons, and pol i cy cor r ect i ons submi t t ed f or a
pol i cy by t he WYO compani es.

The Or i gi nal New Busi ness Dat e wi l l det er mi ne t he dat a
el ement r equi r ement s f or al l new busi ness, r enewal , and
endor sement t r ansact i ons f or t he f ol l owi ng dat a el ement s:
Di agr amNumber , Lowest Adj acent Gr ade, El evat i on Cer t i f i -
cat i on Dat e, Repl acement Cost , and Map Panel Number .

I f t he El evat i on Di f f er ence i s r equi r ed and r epor t ed wi t h
val ues ot her t han t he def aul t , t he Base Fl ood El evat i on
and t he Lowest Fl oor El evat i on shoul d not be r epor t ed
wi t h def aul t val ues ( wi t h t he except i on of unnumber ed A
f l ood zone pol i ci es wi t h or i gi nal new busi ness dat es
pr i or t o 10/ 1/ 11, Gr oup Fl ood pol i ci es, Pr ovi si onal l y
Rat ed pol i ci es, and Tent at i vel y Rat ed pol i ci es) . I f a
pol i cy has a r epor t ed El evat i on Di f f er ence ot her t han t he
def aul t val ue ( +999) , t he pol i cy i s cl assi f i ed as
elevation rated; ot her wi se t he pol i cy i s non-elevation
rated.

Part 3 3-18 Revision 4 (10/1/01)
C. New/ Rol l over / Tr ansf er I ndi cat or Mat r i x

New/Rollover
/Transfer
Indicator
N R E

Z T

Original New
Business Date

Before 10/1/97

(1) (1) (1)

(1) (1)

10/1/97 9/30/02

(2)
*No Dat a
Requi r ed
*No Dat a
Requi r ed

(5)
No Dat a
Requi r ed*

10/1/02 4/30/03

(3)
*No Dat a
Requi r ed
*No Dat a
Requi r ed

(5)
No Dat a
Requi r ed*

5/1/03 4/30/04

(4)
*No Dat a
Requi r ed
*No Dat a
Requi r ed

(5)
No Dat a
Requi r ed*

5/1/04 9/30/13

(4)
*No Dat a
Requi r ed

(6)

(5)
No Dat a
Requi r ed*

10/1/13 - Present

(4)

*No Dat a
Requi r ed

(6)

(5)

(7)

* No Dat a Requi r ed r ef er s onl y t o t he f ol l owi ng dat a el ement s: Di agr am
Number , Lowest Adj acent Gr ade, El evat i on Cer t i f i cat i on Dat e, Repl acement
Cost , and Map Panel Number . Ref er t o sect i on D. , bel ow, f or a det ai l ed
descr i pt i on of i t ems ( 1) t hr u ( 6) .

D. Pr ocedur es f or Repor t i ng Mat r i x Dat a El ement s

1. Or i gi nal New Busi ness Dat e: Bef or e 10/ 1/ 97

No Dat a Requi r ed

2. Or i gi nal New Busi ness Dat e: 10/ 1/ 97 9/ 30/ 02

a. I f t he pol i cy i s El evat i on Rat ed and t he
El evat i on Cer t i f i cat i on Dat e i s on or af t er
10/ 1/ 97, t he f ol l owi ng ar e r equi r ed:

Di agr amNumber
( i f t he Fl oodpr oof ed I ndi cat or i s N )
Lowest Adj acent Gr ade
( i f t he Fl oodpr oof ed I ndi cat or i s N )
El evat i on Cer t i f i cat i on Dat e

Part 3 3-21 Revision 4 (10/1/01)
d. I f t he pol i cy i s Non- El evat i on Rat ed, t he
f ol l owi ng ar e r equi r ed:

Repl acement Cost ( i f Or i gi nal New Busi ness Dat e
i s on or af t er 10/ 1/ 02)
Map Panel Number ( i f Or i gi nal New Busi ness Dat e
i s on or af t er 5/ 1/ 03)

6. Or i gi nal New Busi ness Dat e on or af t er 5/ 1/ 05

New/ Rol l over / Tr ansf er I ndi cat or E i s no
l onger val i d.

7. Or i gi nal New Busi ness Dat e: 10/ 1/ 13 Pr esent

I ndi cat or T i s used f or pol i ci es wi t h no l apse i n
cover age t hat may st i l l be el i gi bl e f or Pr e- FI RM
subsi di zed r at es, i f t he pr evi ous pol i cy r ecei ved
subsi di zed r at es and cover age i s cont i nuous. A pr i or
pol i cy number must be r epor t ed i f t he New/ Rol l over /
Tr ansf er i ndi cat or i s T .

PART 4 - DATA DICTIONARY

TABLE OF CONTENTS

Page

I NTRODUCTI ON. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 1

Act ual Sal vage Recover y . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 2
Act ual Sal vage Recover y Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 3
Addi t i onal Bui l di ng Rat e WYO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 4
Addi t i onal Cont ent s Rat e WYO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 5
Addi t i ons/ Ext ensi ons I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 5A
Al t er at i on Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 6
Appl i cat i on Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 6A
Base Fl ood El evat i on ( Rat i ng Map I nf or mat i on) . . . . . . . . . . . . . . . . . . . . 4- 7
Basement / Encl osur e/ Cr awl space Type . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 8
Basi c Bui l di ng Rat e WYO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 9
Basi c Cont ent s Rat e WYO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 10
Bui l di ng Cl ai mPayment ( ACV or RCV as appl i cabl e) . . . . . . . . . . . . . . . . 4- 11
Bui l di ng Cl ai mPayment Recover y . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 12
Bui l di ng Const r uct i on Dat e Type . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 12A
Bui l di ng Damage Subj ect t o Pol i cy Excl usi ons ( ACV) . . . . . . . . . . . . . . . 4- 13
Bui l di ng i n Cour se of Const r uct i on I ndi cat or . . . . . . . . . . . . . . . . . . . . . 4- 14
Bui l di ng over Wat er Type . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 14A
Bui l di ng Pur pose Type . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 14C
Bui l di ng Use Type . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 14D
Busi ness Pr oper t y I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 14E
Cancel l at i on/ Voi dance Reason . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 15
Case Fi l e Number f or Di sast er Assi st ance . . . . . . . . . . . . . . . . . . . . . . . . . 4- 44A
Cat ast r ophe Number . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 45
Cause of Loss . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 46
Cl ai m/ Loss Cl osed Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 49
Cl ai m/ Loss Reopen Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 50
Cl ai mCl osed Wi t hout Payment Reason - Bui l di ng . . . . . . . . . . . . . . . . . . . 4- 51
Cl ai mCl osed Wi t hout Payment Reason - Cont ent s . . . . . . . . . . . . . . . . . . . 4- 52
Cl ai mCl osed Wi t hout Payment Reason - I CC . . . . . . . . . . . . . . . . . . . . . . . . 4- 53
Coi nsur ance Cl ai mSet t l ement I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 54
Communi t y I dent i f i cat i on Number ( Rat i ng Map I nf or mat i on) . . . . . . . . . 4- 55
Condomi ni umFor mof Owner shi p I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 55B
Condomi ni umI ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 56
Condomi ni umMast er Pol i cy Uni t s . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 60
Cont ent s Cl ai mPayment ( ACV) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 61
Cont ent s Cl ai mPayment Recover y . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 62
Cont ent s Damage Subj ect t o Pol i cy Excl usi ons ( ACV) . . . . . . . . . . . . . . . 4- 63
Cover age Requi r ed f or Di sast er Assi st ance . . . . . . . . . . . . . . . . . . . . . . . . 4- 64
CRS Cl assi f i cat i on Cr edi t Per cent age . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 65
Cur r ent Map I nf o Base Fl ood El evat i on . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 66N
Cur r ent Map I nf o Communi t y I dent i f i cat i on Number . . . . . . . . . . . . . . . 4- 66O
Cur r ent Map I nf o - Fl ood Ri sk Zone . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 66P
Cur r ent Map I nf o Map Panel Number . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 66R
Cur r ent Map I nf o Map Panel Suf f i x . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 66S
Cur r ent Map I nf o Pr i or Pol i cy Number . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 66T
Damage - Appur t enant ( ACV) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 67
Damage - Mai n ( ACV) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 68
Damage t o Cont ent s - Appur t enant ( ACV) . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 69
Damage t o Cont ent s - Mai n ( ACV) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 70
Dat e of Loss . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 71
Deduct i bl e - Appl i cabl e t o Bui l di ng Cl ai mPayment . . . . . . . . . . . . . . . . 4- 72

PART 4 DATA DI CTI ONARY
Tabl e of Cont ent s ( Cont d. )

Page

Deduct i bl e - Appl i cabl e t o Cont ent s Cl ai mPayment . . . . . . . . . . . . . . . . 4- 74
Deduct i bl e - Bui l di ng . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 76
Deduct i bl e - Cont ent s . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 78
Deduct i bl e Per cent age WYO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 80
Di agr amNumber . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 81
Dur at i on Bui l di ng Wi l l Not Be Habi t abl e . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 82
Dur at i on of Fl ood Wat er s i n t he Bui l di ng . . . . . . . . . . . . . . . . . . . . . . . . . 4- 83
El evat ed Bui l di ng I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 84
El evat i on Cer t i f i cat e I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 85
El evat i on Cer t i f i cat i on Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 87
El evat i on Di f f er ence . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 88
Encl osur e Type . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 88C
Endor sement Ef f ect i ve Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 89
Endor sement Pr emi umAmount . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 90
Expense Const ant . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 91
Expense of Cont ent s Removal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 92
Expense of Manuf act ur ed ( Mobi l e) Home Removal . . . . . . . . . . . . . . . . . . . . 4- 93
Ext er i or Wal l St r uct ur e Type . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 94
Ext er i or Wal l Sur f ace Tr eat ment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 95
Fact or s Rel at ed t o Cause of Loss . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 96
Feder al Pol i cy Fee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 97
Feder al Pol i cy Fee - Ref unded . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 98
Fi nal Payment I ndi cat or - Bui l di ng . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 99
Fi nal Payment I ndi cat or - Cont ent s . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 100
Fi nal Payment I ndi cat or - I CC . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 101
Fi r st Lender Ci t y . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 102
Fi r st Lender Loan Number . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 103
Fi r st Lender Name . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 104
Fi r st Lender St at e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 105
Fi r st Lender St r eet Addr ess . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 106
Fi r st Lender ZI P Code . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 107
Fl ood Char act er i st i cs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 108
Fl ood Ri sk Zone ( Rat i ng Map I nf or mat i on) . . . . . . . . . . . . . . . . . . . . . . . . . 4- 110
Fl oodpr oof ed I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 112
Foundat i on Type . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 113
Gr andf at her i ng Type Code . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 115A
I CC Act ual Expense . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 116
I CC Cl ai mI ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 117
I CC Cl ai mPayment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 118
I CC Cl ai mPayment Recover y . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 119
I CC Fl ood Damage Amount - Pr i or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 120
I CC Mi t i gat i on I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 121
I CC Pr emi umWYO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 122
I CC Pr i or Dat e of Loss . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 123
I CC Pr oper t y Val ue - Cur r ent . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 124
I CC Pr oper t y Val ue - Pr i or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 125
I nsur ance t o Val ue Rat i o I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 126
I nsur ed Fi r st Name . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 127
I nsur ed Last Name . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 128
Locat i on of Cont ent s I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 129

Part 4 4-iii Revision 4 (10/1/01)

Page

Lowest Adj acent Gr ade . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 130
Lowest Fl oor El evat i on . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 131
Mai l i ng Ci t y . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 131B
Mai l i ng St at e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 131C
Mai l i ng St r eet Addr ess . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 131D
Mai l i ng ZI P Code . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 131E
Map Panel Number ( Rat i ng Map I nf or mat i on) . . . . . . . . . . . . . . . . . . . . . . . . 4- 132
Map Panel Suf f i x ( Rat i ng Map I nf or mat i on) . . . . . . . . . . . . . . . . . . . . . . . . 4- 133
Mi t i gat i on Of f er I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 133A
Name For mat I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 134
Name or Descr i pt i ve I nf or mat i on I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . 4- 135
New Dat e of Loss . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 136
New Payment Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 137
New Pol i cy Number . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 138
New/ Rol l over / Tr ansf er I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 139
Number of El evat or s . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 139A
Number of Fl oor s ( I ncl udi ng Basement ) / Bui l di ng Type . . . . . . . . . . . . . . 4- 140
Obst r uct i on Type . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 141
Occupancy Type . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 143
Ol d Dat e of Loss . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 144
Ol d Payment Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 145
Ol d Pol i cy Number . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 146
Or i gi nal Const r uct i on Dat e/ Subst ant i al I mpr ovement Dat e . . . . . . . . . . 4- 147
Or i gi nal Submi ssi on Mont h . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 149
Payment Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 150
Payment Recover y Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 151
Pol i cy Assi gnment Type . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 151A
Pol i cy Ef f ect i ve Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 152
Pol i cy Expi r at i on Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 154
Pol i cy Number . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 155
Pol i cy Ter mI ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 156
Pol i cy Ter mi nat i on Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 157
Post - FI RM Const r uct i on I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 158
Pr emi umPayment I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 159
Pr emi umRecei pt Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 159A
Pr i nci pal / Pr i mar y Resi dence I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 160
Pr i or Pol i cy Number . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 160A
Pr obat i on Sur char ge Amount WYO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 161
Pr oper t y Begi nni ng St r eet Number . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 162
Pr oper t y Ci t y . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 163
Pr oper t y Pur chase Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 163A
Pr oper t y Pur chase I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 163B
Pr oper t y St at e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 164
Pr oper t y St r eet Addr ess . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 165
Pr oper t y Val ue - Appur t enant ( ACV) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 166
Pr oper t y Val ue - Mai n ( ACV) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 167
Pr oper t y ZI P Code . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 168
Regul ar / Emer gency Pr ogr amI ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 169
Rei nst at ement Feder al Pol i cy Fee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 170
Rei nst at ement Pr emi um. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 171
Rei nst at ement Reser ve Fund Pr emi um. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 171A
Rej ect ed Tr ansact i on Cont r ol Number . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 172
Rent al Pr oper t y I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 172A

Part 4 4-iv Revision 4 (10/1/01)

Page

Repet i t i ve Loss I D Number . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 173
Repet i t i ve Loss Tar get Gr oup I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 174
Repl acement Cost . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 175
Repl acement Cost I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 176
Reser ve - Bui l di ng . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 177
Reser ve - Cont ent s . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 178
Reser ve I CC . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 179
Reser ve Fund Pr emi um. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 179A
Reser ve Fund Pr emi um Ref unded . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 179B
Ri sk Rat i ng Met hod . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 180
Second Lender Ci t y . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 184
Second Lender Loan Number . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 185
Second Lender Name . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 186
Second Lender St at e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 187
Second Lender St r eet Addr ess . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 188
Second Lender ZI P Code . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 189
Sor t Sequence Key . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 190
Speci al Expense Amount . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 191
Speci al Expense Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 192
Speci al Expense Type . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 193
SRL Pr oper t y I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 193A
St at e- Owned Pr oper t y . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 194
Subr ogat i on . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 195
Subr ogat i on Recover y Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 196
Subst ant i al I mpr ovement I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 197
Taxpayer I dent i f i cat i on Number . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 198
Tenant Bui l di ng Cover age I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 198A
Tenant I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 198B
Tot al Amount of I nsur ance - Bui l di ng . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 199
Tot al Amount of I nsur ance - Cont ent s . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 201
Tot al Bui l di ng Damages - Mai n and Appur t enant ( ACV) . . . . . . . . . . . . . . 4- 202
Tot al Bui l di ng Damages - Mai n and Appur t enant ( RCV) . . . . . . . . . . . . . . 4- 203
Tot al Cal cul at ed Pr emi um. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 204
Tot al Damage t o Cont ent s - Mai n and Appur t enant ( ACV) . . . . . . . . . . . . 4- 205
Tot al Damage t o Cont ent s - Mai n and Appur t enant ( RCV) . . . . . . . . . . . . 4- 206
Tot al Expense of Tempor ar y Fl ood Pr ot ect i on . . . . . . . . . . . . . . . . . . . . . . 4- 207
Tot al Pr emi umRef und . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 208
Tot al Pr oper t y Val ue - Mai n and Appur t enant ( ACV) . . . . . . . . . . . . . . . . 4- 209
Tot al Pr oper t y Val ue - Mai n and Appur t enant ( RCV) . . . . . . . . . . . . . . . . 4- 210
Val ue of Bui l di ng I t ems Subj ect t o Pol i cy Excl usi ons ( ACV) . . . . . . . . . . 4- 211
Val ue of Cont ent s ( ACV) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 212
Val ue of Cont ent s I t ems Subj ect t o Pol i cy Excl usi ons ( ACV) . . . . . . . . . . . 4- 213
Wai t i ng Per i od Type . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 213A
Wat er Dept h - Rel at i ve t o Mai n Bui l di ng . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 214
WYO Pr ef i x Code . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 216
WYO Tr ansact i on Code . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 217
WYO Tr ansact i on Dat e . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4- 219
1981 Post - FI RM V Zone Cer t i f i cat i on I ndi cat or . . . . . . . . . . . . . . . . . . . . 4- 220

Part 4 4-1 Revision 4 (10/1/01)
PART 4 - DATA DICTIONARY

INTRODUCTION

The Dat a Di ct i onar y cont ai ns al l of t he dat a el ement s r ecor ded by
WYO compani es on an i ndi vi dual t r ansact i on basi s. The di ct i onar y
i ncl udes dat a el ement s t hat ar e r equi r ed f or r epor t i ng and t hose
t hat ar e opt i onal l y r epor t ed.

For each dat a el ement , t he f ol l owi ng i nf or mat i on i s pr ovi ded:

Al i as
Acr onym
Fi l e
Descr i pt i on
Edi t Cr i t er i a
Lengt h
Dependenci es
Syst emFunct i on
Repor t i ng Requi r ement

I n t he i nf or mat i on about Dependenci es, r ef er ences t o t he
adj ust er s r epor t mean t he NFI P Pr el i mi nar y Repor t or t he NFI P
Fi nal Repor t , as appr opr i at e. Ref er ences t o t he NFI P LSS mean
t he NFI P Legacy Syst ems Ser vi ces.

Part 4 4-4 Revision 4 (10/1/01)
DATA ELEMENT: Additional Building Rate WYO

ALIAS: None

ACRONYM: WYO ( PMF) ADD- BLDG- RT- WYO
WYO ( RATE) BLDG- RATE- A

FILE: Pol i cy Mast er ( PMF)
Rat es Mast er ( RATE)

DESCRIPTION:

Addi t i onal bui l di ng r at e sel ect ed by t he company. Thi s dat a
el ement must be r epor t ed f or al l pol i ci es except t he Pr ef er r ed
Ri sk Pol i cy.

EDIT CRITERIA: Unsi gned Numer i c

LENGTH: 5 wi t h an i mpl i ed deci mal of t hr ee posi t i ons

DEPENDENCIES: I nf or mat i on may be obt ai ned f r omt he Fl ood
I nsur ance Manual .

SYSTEM FUNCTION: Used by t he NFI P LSS t o r esear ch r at i ng
anomal i es.

REPORTING REQUIREMENT: Requi r ed

Part 4 4-5 Revision 4 (10/1/01)
DATA ELEMENT: Additional Contents Rate WYO

ALIAS: None

ACRONYM: WYO ( PMF) ADD- CONT- RATE
WYO ( RATE) CONT- RATE- A


DESCRIPTION:

Addi t i onal cont ent s r at e sel ect ed by t he company. Thi s dat a
el ement must be r epor t ed f or al l pol i ci es except t he Pr ef er r ed
Ri sk Pol i cy.


LENGTH: 5 wi t h an i mpl i ed deci mal of t hr ee posi t i ons.


anomal i es.


DATA ELEMENT: Additions/Extensions Indicator

ALIAS: None

ACRONYM: ( PMF) ADD_EXT_I ND


DESCRIPTION:

I ndi cat es i f cover age ext ends t o t he Addi t i on or Ext ensi on of t he
i nsur ed pr oper t y.

EDIT CRITERIA: Al pha, accept abl e val ues:

N - None
I Bui l di ng i ncl udes Addi t i ons/ Ext ensi ons
X Bui l di ng excl udes Addi t i ons/ Ext ensi ons
A Bui l di ng i s Addi t i on/ Ext ensi on

LENGTH: 1

DEPENDENCIES: I nf or mat i on i s obt ai ned f r omt he Fl ood I nsur ance
Appl i cat i on.

SYSTEM FUNCTION: Cover age

REPORTING REQUIREMENT: Requi r ed f or pol i ci es wi t h or i gi nal new
busi ness dat e on or af t er Oct ober 1, 2013.

NOTE:

Pol i ci es wi t h or i gi nal new busi ness dat es pr i or t o Oct ober
1, 2013 can r epor t N , I , X , A , or bl ank.

Pol i ci es wi t h New/ Rol l over / Tr ansf er i ndi cat or R or Z can
be r epor t ed wi t h N , I , X , A , or bl ank.

Ri sk Rat i ng met hods G ( GFI P) and 9 ( MPPP) pol i ci es can
be r epor t ed wi t h N , I , X , A , or bl ank.


Thi s page i s i nt ent i onal l y l ef t bl ank.

DATA ELEMENT: Application Date

ALIAS: None

ACRONYM: ( PMF) APPLI C_DT


DESCRIPTION:

I ndi cat es t he dat e when cover age was appl i ed f or .

EDIT CRITERIA: Numer i c, Dat e For mat : YYYYMMDD

LENGTH: 8

Appl i cat i on.





Part 4 4-7 Revision 4 (10/1/01)
DATA ELEMENT: Base Flood Elevation (Rating Map Information)

ALIAS: BFE, 100 Year Fl ood El evat i on, 1%Chance of Fl oodi ng

ACRONYM: Di r ect ( CMF) Base- Fl d- El ev- Ft
Di r ect ( PMF) Base- Fl ood- El evat i on ( PMF)
WYO ( PMF) BASE- FLOOD

Cl ai ms Mast er ( CMF)
El evat i on Cer t i f i cat e Mast er ( ECMF)
Act uar i al ( APOL)

DESCRIPTION:

Base Fl ood El evat i on ( BFE) i s t he el evat i on ( or dept h i n zone AO)
at whi ch t her e i s a 1%chance per year of f l oodi ng as shown on
ef f ect i ve FI RM i n t ent hs of f eet . Val ue of 9999. 0 i ndi cat es t he
f i el d i s not r epor t ed and/ or used f or t hi s pol i cy.

Floodproofed Policies:
For f l oodpr oof ed pol i ci es ef f ect i ve on or af t er May 1, 2005, t he
actual value f or t he LFE, BFE, and el evat i on di f f er ence shoul d be
r epor t ed. The l owest f l oor el evat i on must be at l east one f oot
above t he BFE i n or der t o use t he f l oodpr oof i ng cer t i f i cat e.

EDIT CRITERIA: Numer i c - may be posi t i ve or negat i ve

LENGTH: 6 wi t h an i mpl i ed deci mal of one posi t i on

appl i cat i on (Construction Data Section) and t he
El evat i on Cer t i f i cat e.

SYSTEM FUNCTION: Used i n comput i ng t he el evat i on di f f er ence
bet ween l owest f l oor and BFE t o be used i n
r at i ng cal cul at i ons.

REPORTING REQUIREMENT:

Requi r ed on pol i ci es wi t h an or i gi nal new busi ness dat e on or
af t er Oct ober 1, 1997, and t he pol i cy ef f ect i ve dat e on or af t er
May 1, 2006.

I f t he or i gi nal new busi ness dat e i s on or af t er Oct ober 1, 2011,
el evat i on r at i ng i nf or mat i on ( BFE, LFE and El evat i on Di f f er ence)
i s r equi r ed on Post - FI RM bui l di ngs i n zones AH, AO, AOB, AHB and
unnumber ed A , wi t h t he except i on of pol i ci es r epor t ed wi t h
New/ Rol l over / Tr ansf er i ndi cat or R or Z . Ref er t o t he
Elevation Requirements Matrix under dat a el ement El evat i on
Cer t i f i cat e I ndi cat or i n t he TRRP manual f or speci f i c
i nf or mat i on r egar di ng zones AH, AO, AOB, AHB and unnumber ed A .

Part 4 4-9 Revision 4 (10/1/01)
DATA ELEMENT: Basic Building Rate WYO

ALIAS: None

ACRONYM: WYO ( PMF) BASE- BLDI NG- RATE
WYO ( RATE) BLDG- RATE- B


DESCRIPTION:

Basi c bui l di ng r at e sel ect ed by t he company. Thi s dat a el ement
must be r epor t ed f or al l pol i ci es wi t h except i on of PRP.


LENGTH: 5 wi t h an i mpl i ed deci mal of t hr ee posi t i ons


anomal i es.


Part 4 4-10 Revision 4 (10/1/01)
DATA ELEMENT: Basic Contents Rate WYO

ALIAS: None

ACRONYM: WYO ( PMF) BASE- CONT- RATE
WYO ( RATE) CONT- RATE- B


DESCRIPTION:

Basi c cont ent s r at e sel ect ed by t he company. Thi s dat a el ement
must be r epor t ed f or al l pol i ci es wi t h except i on of PRP.


LENGTH: 5 wi t h an i mpl i ed deci mal of t hr ee posi t i ons.


anomal i es.


Part 4 4-12A Revision 4 (10/1/01)
DATA ELEMENT: Building Construction Date Type

ALIAS: None

ACRONYM: WYO ( PMF) BLDG- CONST- DATE- TYPE


DESCRIPTION:

Thi s i ndi cat es t he t ype of or i gi nal bui l di ng const r uct i on dat e
submi t t ed.

EDIT CRITERIA: Al phanumer i c, Accept abl e val ues:

1 Bui l di ng Per mi t Dat e

2 - Dat e of Const r uct i on

3 - Subst ant i al I mpr ovement Dat e

4 Manuf act ur ed ( Mobi l e) Homes l ocat ed i n a
Mobi l e Home Par k or Subdi vi si on:
Const r uct i on Dat e of Mobi l e Home Par k or
Subdi vi si on Faci l i t i es

5 Manuf act ur ed ( Mobi l e) Homes l ocat ed out si de
a Mobi l e Home Par k or Subdi vi si on:
Dat e of Per manent Pl acement

LENGTH: 1

Appl i cat i on.



NOTE:

1, 2009, can be r epor t ed wi t h bl anks.
Cont ent s- onl y cover age pol i ci es can be r epor t ed wi t h bl anks.
Pol i ci es wi t h Ri sk Rat i ng met hods 3 , 6 , 8 , F , 9
( MPPP) , or G ( GFI P) , can be r epor t ed wi t h 1, 2, 3, 4, 5,
or bl ank.
Pol i ci es wi t h Ri sk Rat i ng met hods 7 , P , or Q
( Pr ef er r ed Ri sk) wi t h or i gi nal new busi ness dat es pr i or t o
Oct ober 1, 2013 can be r epor t ed wi t h 1, 2, 3, 4, 5, or
bl ank.

Part 4 4-12B Revision 4 (10/1/01)
DATA ELEMENT: Building Construction Date Type (Contd.)

REPORTING REQUIREMENT: ( Cont d. )

Pol i ci es wi t h Ri sk Rat i ng met hods 7 , P , or Q
( Pr ef er r ed Ri sk) wi t h or i gi nal new busi ness dat es on or
af t er Oct ober 1, 2013 must be r epor t ed wi t h 1, 2, 3, 4, or
5.
be r epor t ed wi t h 1, 2, 3, 4, 5, or bl ank r egar dl ess of t he
or i gi nal new busi ness dat e.

Part 4 4-14A Revision 4 (10/1/01)
DATA ELEMENT: Building over Water Type

ALIAS: None

ACRONYM: WYO ( PMF) BLDG- WATER- TYPE


DESCRIPTION:

Thi s i s t he t ype code t hat det er mi nes i f t he i nsur ed bui l di ng i s
not over wat er , par t i al l y over wat er , or f ul l y/ ent i r el y over
wat er .

EDIT CRITERIA: Al phanumer i c, Accept abl e Val ues:
1 Not over Wat er
2 - Par t i al l y over Wat er
3 - Ful l y/ Ent i r el y over Wat er
LENGTH: 1

Appl i cat i on.


NOTE:

be r epor t ed wi t h 1 , 2 , 3 , or bl ank r egar dl ess of t he

1, 2009, can r epor t 1 , 2 , 3 or bl ank.

Ri sk Rat i ng met hod G ( GFI P) pol i ci es wi t h or i gi nal new
busi ness dat es on or af t er Oct ober 1, 2009, can r epor t 1 ,
2 , 3 or bl ank.

Ri sk Rat i ng met hods 7 , P , or Q ( Pr ef er r ed Ri sk)
pol i ci es wi t h or i gi nal new busi ness dat es on or af t er
Oct ober 1, 2009 and pr i or t o Oct ober 1, 2013 can r epor t 1 ,
2 , 3 or bl ank.

Ri sk Rat i ng met hods 7 , P , or Q ( Pr ef er r ed Ri sk)
pol i ci es wi t h or i gi nal new busi ness dat es on or af t er
Oct ober 1, 2013 must r epor t 1 , 2 or 3 .

Ri sk Rat i ng met hod 9 ( MPPP) pol i ci es wi t h or i gi nal new
busi ness dat es on or af t er Oct ober 1, 2009 and pr i or t o
Oct ober 1, 2012, can r epor t 1 , 2 , 3 or bl ank.

Ri sk Rat i ng met hod 9 ( MPPP) pol i ci es wi t h or i gi nal new
busi ness dat es on or af t er Oct ober 1, 2012 must r epor t 1 ,
2 , or 3 .

Part 4 4-14B Revision 4 (10/1/01)
DATA ELEMENT: Building over Water Type (Contd.)

REPORTING REQUIREMENT: ( Cont d. )

Pol i ci es wi t h or i gi nal new busi ness dat es on or af t er
Oct ober 1, 2009 ( wi t h t he except i on of GFI P, Pr ef er r ed Ri sk,
MPPP see above cr i t er i a) must r epor t 1 , 2 , or 3 .
Pol i ci es wi t h El evat ed Bui l di ng i ndi cat or N must r epor t a 1
i f or i gi nal new busi ness dat es ar e on or af t er Oct ober 1, 2009.
Pol i ci es r epor t ed wi t h Bui l di ng over Wat er Type 3 and
or i gi nal const r uct i on dat es on or af t er Oct ober 1, 1982 ar e
ineligible f or f l ood i nsur ance.

Part 4 4-14C Revision 4 (10/1/01)
DATA ELEMENT: Building Purpose Type

ALIAS: None

ACRONYM: ( PMF) BLDG_PURPOSE


DESCRIPTION:

I ndi cat es i f t he bui l di ng i s r esi dent i al , non- r esi dent i al or
mi xed use.


R Resi dent i al
N Non- Resi dent i al
M Mi xed Use
LENGTH: 1

Appl i cat i on.

SYSTEM FUNCTION: Under wr i t i ng


NOTE:

1, 2013, can r epor t R , N , M , or bl ank.

be r epor t ed wi t h R , N , M , or bl ank r egar dl ess of t he

be r epor t ed wi t h R , N , M , or bl ank r egar dl ess of t he

Part 4 4-14D Revision 4 (10/1/01)
DATA ELEMENT: Building Use Type

ALIAS: None

ACRONYM: WYO ( PMF) BLDG- USE- TYPE


DESCRIPTION:

Thi s t ype code wi l l i dent i f y t he speci f i c usage of t he i nsur ed
bui l di ng.

EDIT CRITERIA: Al phanumer i c, Accept abl e val ues:

01 Mai n House/ Bui l di ng
02 Det ached Guest House
03 Det ached Gar age
04 Agr i cul t ur al Bui l di ng
05 War ehouse
06 Pool house/ Cl ubhouse/ Ot her Recr eat i onal Bui l di ng
07 Tool / St or age Shed
08 - Ot her

LENGTH: 2

Appl i cat i on.



NOTE:

Pol i ci es wi t h or i gi nal new busi ness dat es pr i or t o Oct ober 1,
2009, can r epor t bl anks i n t he Bui l di ng Use Type.

Cont ent s- onl y cover age pol i ci es can r epor t bl anks i n t he Bui l di ng
Use Type.

Pol i ci es wi t h Ri sk Rat i ng met hods 3 ( Al t er nat i ve) , 6
( Pr ovi si onal ) , 8 ( Tent at i ve) , F ( Leased Feder al Pr oper t i es) ,
9 ( MPPP) , or G ( GFI P) can be r epor t ed wi t h 01 , 02 , 03 ,
04 , 05 , 06 , 07 , 08 or bl anks.

Pol i ci es wi t h New/ Rol l over / Tr ansf er i ndi cat or R or Z can be
r epor t ed wi t h 01 , 02 , 03 , 04 , 05 , 06 , 07 , 08 or
bl ank r egar dl ess of t he or i gi nal new busi ness dat e.

Ri sk Rat i ng met hods 7 , P , or Q ( Pr ef er r ed Ri sk) pol i ci es
wi t h or i gi nal new busi ness dat es pr i or t o Oct ober 1, 2013 can
r epor t 01 , 02 , 03 , 04 , 05 , 06 , 07 , 08 or bl ank.

Ri sk Rat i ng met hods 7 , P , or Q ( Pr ef er r ed Ri sk) pol i ci es
wi t h or i gi nal new busi ness dat es on or af t er Oct ober 1, 2013 must
r epor t 01 , 02 , 03 , 04 , 05 , 06 , 07 , or 08 .

Part 4 4-14E Revision 4 (10/1/01)
DATA ELEMENT: Business Property Indicator

ALIAS: None

ACRONYM: ( PMF) BUS_PROP_I ND


DESCRIPTION:

I ndi cat es i f t he i nsur ed pr oper t y i s owned by a busi ness.


Y Yes
N - No
LENGTH: 1

Appl i cat i on.


busi ness dat e on or after October 1, 2013.

NOTE:

1, 2013, can r epor t Y , N , or bl ank.

be r epor t ed wi t h Y , N , or bl ank r egar dl ess of t he

be r epor t ed wi t h Y , N , or bl ank r egar dl ess of t he

C
Part 4 4-14F Revision 4 (10/1/01)


Part 4 4-15 Revision 4 (10/1/01)
DATA ELEMENT: Cancellation/Voidance Reason

ALIAS: Cancel l at i on/ Nul l i f i cat i on Reason

ACRONYM: WYO ( PMF) CAN- REASON


DESCRIPTION:

Fl ood i nsur ance cover age i s t er mi nat ed mi d- t er mby ei t her cancel i ng or
nul l i f yi ng a pol i cy dependi ng upon t he r eason f or t hi s t r ansact i on.
Pr emi umr ef unds ar e per mi t t ed, i f appl i cabl e, f or t he cur r ent year and
1 pr i or year f or al l val i d r easons. The i nsur ed must have mai nt ai ned
cont i nuous NFI P coverage t o be el i gi bl e f or any pri or- year premi umref und.
Al l exi st i ng rul es concerni ng t he Federal Pol i cy Fee, Expense Const ant ,
Pr obat i on Sur char ge, Reser ve Fund, and pr oducer commi ssi on r emai n i n
ef f ect . See t he r ef er ence char t on page 4- 43B f or 10/ 1/ 2003 changes.

1 & 2. Property Sold or Removed. The i nsur ed has sol d or t r ansf er r ed
owner shi p of t he i nsur ed pr oper t y t o anot her par t y and no
l onger has an i nsur abl e i nt er est i n t he pr oper t y at t he
descr i bed l ocat i on, or t he i nsur ed pr oper t y or per sonal
pr oper t y has been compl et el y r emoved f r omt he descr i bed
l ocat i on. Thi s r eason i s al so used t o cancel a pol i cy when a
st r uct ur e i s bought out or demol i shed accor di ng t o an appr oved
FEMA mi t i gat i on pl an. I f t he bui l di ng i s sol d or r emoved,
TRRP r eason 01 i s al so used i f t he bui l der or devel oper has
r equest ed t o cancel t he pol i cy mi d- t er mbecause a newl y
cr eat ed associ at i on has pur chased a pol i cy under i t s name.

Building Sold or Removed.

TRRP Reason Code: 01
Number of Pol i cy Year s Al l owed: 2*
Number of Pol i cy Ter ms Al l owed: 2

* The WYO compani es ar e r esponsi bl e f or cancel i ng and r et ur ni ng
t he pr emi umup t o 3 year s of a 3- year pol i cy, i f a r ef und i s
al l owed. Al l ow up t o 6 year s i n t hose cases wher e t he cur r ent
and pr i or t er ms ar e 3- year t er ms and t he cancel l at i on
ef f ect i ve dat e i s wi t hi n t he pr i or t er m.

Premium Refund:

Ful l - - Expense Const ant , Reser ve Fund, Feder al Pol i cy Fee,
and Pr obat i on Sur char ge ar e f ul l y r ef unded.
Pr o- Rat a- - Expense Const ant , Feder al Pol i cy Fee, and
Pr obat i on Sur char ge ar e f ul l y ear ned f or cancel l at i on
ef f ect i ve dat es pr i or t o 10/ 1/ 2003. For cancel l at i on
ef f ect i ve dat es 10/ 1/ 2003 and af t er , Expense Const ant ,
Reser ve Fund, Feder al Pol i cy Fee, and Pr obat i on Sur char ge
ar e pr o- r at ed.
One-Year Term: Cancel l at i on ef f ect i ve dat e i s:

I ncept i on of cur r ent or pr i or t er m- - Ful l r ef und
i ncl udi ng Expense Const ant , Reser ve Fund, Feder al
Pol i cy Fee, and Pr obat i on Sur char ge.

Part 4 4-16 Revision 4 (10/1/01)
DATA ELEMENT: Cancellation/Voidance Reason (Cont'd.)

DESCRIPTION: ( Cont ' d. )

Pr i or t er m( mi d- t er m) - - Pr o- r at a r ef und f or pr i or t er m
and f ul l r ef und f or t he cur r ent t er m.

Cur r ent t er m( mi d- t er m) - - Use pr o- r at a r ef und.

Three-Year Term: Cancel l at i on ef f ect i ve dat e i s:

i ncl udi ng Expense Const ant , Reser ve Fund, Feder al Pol i cy
Fee, and Pr obat i on Sur char ge.

Pr i or t er m- - Pr o- r at a r ef und f or pr i or t er mand f ul l
r ef und f or t he cur r ent t er m.


Open Claim: Pol i cy cannot be cancel ed.

Closed Claim without Payment: Pol i cy can be cancel ed.

Closed Claim with Payment: Cancel l at i on ef f ect i ve dat e
must be af t er t he l oss dat e.

Contents Sold or Removed.


*The WYO compani es ar e r esponsi bl e f or cancel i ng and
r et ur ni ng t he pr emi umup t o 3 year s of a 3- year pol i cy,
i f a r ef und i s al l owed. Al l ow up t o 6 year s i n t hose
cases wher e t he cur r ent and pr i or t er ms ar e 3- year t er ms
and t he cancel l at i on ef f ect i ve dat e i s wi t hi n t he pr i or
t er m.

Premium Refund:

Ful l - - Expense Const ant , Reser ve Fund, Feder al Pol i cy
Fee, and Pr obat i on Sur char ge ar e f ul l y r ef unded.

Reser ve Fund, Feder al Pol i cy Fee, and Pr obat i on
Sur char ge ar e pr o- r at ed.


i ncl udi ng Expense Const ant , Reser ve Fund, Feder al Pol i cy
Fee, and Pr obat i on Sur char ge.

Part 4 4-17 Revision 4 (10/1/01)
DATA ELEMENT: Cancellation/Voidance Reason (Cont'd.)











3. Policy Canceled and Rewritten to Establish a Common
Expiration Date with Other Insurance Coverage. The new
pol i cy must be r ewr i t t en wi t hi n t he same company f or t he
same or hi gher amount s of cover age. However , i f i t i s
r ewr i t t en f or hi gher amount s of cover age, t he wai t i ng
per i od r ul e wi l l appl y. The pr oducer must submi t a new
Appl i cat i on and pr emi um. Upon r ecei pt of t he new pol i cy
Decl ar at i ons Page, t he pr oducer shoul d r equest
cancellation of t he pr i or pol i cy. The ef f ect i ve dat e of
t he cancel l at i on wi l l be t he same as t he ef f ect i ve dat e
of t he new pol i cy.

Number of Pol i cy Year s Al l owed: 1

Part 4 4-18 Revision 4 (10/1/01)
DATA ELEMENT: Cancellation/Voidance Reason (Contd.)

DESCRIPTION: ( Cont d. )

Premium Refund:


Pr o- Rat a- - Expense Const ant , Reser ve Fund, Feder al
Pol i cy Fee, and Pr obat i on Sur char ge ar e pr o- r at ed.


I ncept i on of cur r ent t er m- - Ful l r ef und i ncl udi ng
Expense Const ant , Reser ve Fund, Feder al Pol i cy Fee, and
Pr obat i on Sur char ge.

Cur r ent year ( mi d- t er m) - - Use pr o- r at a r ef und.




4. Duplicate NFIP Policies. When a dupl i cat e NFI P pol i cy
has been i ssued, onl y one pol i cy can r emai n i n ef f ect .
The i nsur ed can choose whi ch pol i cy i s t o r emai n i n
ef f ect and whi ch pol i cy i s t o be cancel ed. Thi s does
not appl y when t her e has been a del i ber at e cr eat i on of
dupl i cat e pol i ci es. I f t hi s event does occur , t he pol i cy
wi t h t he l at er ef f ect i ve dat e must be cancel ed. Losses
occur r i ng under such ci r cumst ances wi l l be adj ust ed
accor di ng t o t he t er ms and condi t i ons of t he f i r st
pol i cy.

Part 4 4-19 Revision 4 (10/1/01)


A pr o r at a r ef und or a f ul l r et ur n of t he pr emi um
( i ncl udi ng Expense Const ant , Reser ve Fund, Feder al Pol i cy
Fee, and Pr obat i on Sur char ge) shal l be made f or t he
pol i cy bei ng cancel ed, backdat ed t o t he i ncept i on of
dupl i cat e cover age subj ect t o t he 6- year st at ut e of
l i mi t at i ons.


cases wher e t he cur r ent t er mi s a 3- year t er mand t he
cancel l at i on ef f ect i ve dat e i s pr i or t er m.

Premium Refund:

Ful l - - Ret ur n al l pr emi ums i ncl udi ng Expense Const ant ,
Sur char ge.

Pr o- Rat a- - Pr o- r at a r ef und of al l pr emi ums i ncl udi ng







and f ul l r ef und f or cur r ent t er m.

Cur r ent t er m( mi d t er m) - - Use pr o- r at a r ef und.


Part 4 4-20 Revision 4 (10/1/01)




NOTE: Accor di ng t o FI MA r ul es, a pol i cy may be cancel ed
back t o t he i ncept i on dat e of t he pol i cy, subj ect
t o t he 6- year st at ut e of l i mi t at i ons. The WYO
compani es ar e r esponsi bl e f or cancel i ng and
r et ur ni ng t he pr emi umf or t he cur r ent and 1 pr i or
pol i cy year , pr ovi ded t hat i t was t he i nsur er f or
t hat per i od. I f anot her NFI P i nsur er was t he
i nsur er f or t he pr i or pol i cy year , t he i nsur er f or
t hat year wi l l be r esponsi bl e f or r ef undi ng t he
pr emi um.

The NFI P Legacy Syst ems Ser vi ces wi l l r ef und t he
pr emi ums f or t he addi t i onal pr i or year s beyond t he
cur r ent year and 1 pr i or pol i cy year .

5 & 11. Nonpayment. When a pr oducer accept s a pr emi umpayment
f r oma cl i ent and t hen submi t s an agency check t o t he
NFI P wi t h t he appl i cat i on, t he pol i cy may be nul l i f i ed i f
t he cl i ent s check t o t he agent i s not good or i s not
made good t o t he agent . I f t he agent can document t hi s,
f ul l pr emi umr ef und i s pr ovi ded t o t he agent . I f a WYO
company has cover ed t he pr emi umf or a pr ospect i ve i nsur ed
and t hen does not r ecei ve payment , t he pol i cy can be
nul l i f i ed.

Note: TRRP reason code 11 is no longer valid.


i f a r ef und i s al l owed.

Premium Refund:

Sur char ge.

Pr o- Rat a- - N/ A

Part 4 4-21 Revision 4 (10/1/01)



Pr i or year - - N/ A

Cur r ent year - - Use f ul l r ef und.


Pr i or t er m- - N/ A

Cur r ent t er m- - Use f ul l r ef und.



Closed Claim with Payment: Pol i cy cannot be cancel ed.

NOTE: Cancel l at i on ef f ect i ve dat e must be t he same as
t he cur r ent pol i cy t er mef f ect i ve dat e.

6. Risk Not Eligible for Coverage. Thi s i s used t o nullify
a pol i cy when an appl i cat i on was submi t t ed and a pol i cy
i ssued on a pr oper t y not el i gi bl e f or cover age. A cl ear
and pr eci se expl anat i on must be i ncl uded when submi t t i ng
t hi s t ype of cancel l at i on r equest . Exampl es i ncl ude ( 1)
pr oper t y not l ocat ed i n a communi t y par t i ci pat i ng i n t he
NFI P ( an i ncor r ect communi t y number al l owed pol i cy t o be
i ssued) , ( 2) cont ent s ar e l ocat ed i n an open bui l di ng,
or ( 3) t he pr oper t y i s a campi ng t r ai l er and not a
manuf act ur ed ( mobi l e) home.


r et ur ni ng t he pr emi umup t o 3 year s of a 3- year pol i cy

Premium Refund:

Sur char ge.

Pr o- Rat a- - N/ A


I ncept i on of t he cur r ent or pr i or t er m- - Use f ul l
r ef und.

Cur r ent t er m( mi d- t er m) - - N/ A

Part 4 4-22 Revision 4 (10/1/01)



I ncept i on of t he cur r ent or pr i or t er m- - Use f ul l
r ef und.





NOTE: Accor di ng t o FI MA r ul es, a pol i cy may be
cancel ed back t o t he i ncept i on dat e of t he
pol i cy. The WYO compani es ar e r esponsi bl e f or
cancel i ng and r et ur ni ng t he pr emi umf or t he
cur r ent and 1 pr i or pol i cy year , pr ovi ded t hat
i t was t he i nsur er f or t hat per i od. I f anot her
NFI P i nsur er was t he i nsur er f or t he pr i or
pol i cy year , t he i nsur er f or t hat year wi l l be
r esponsi bl e f or r ef undi ng t he pr emi um.

pr emi ums f or t he addi t i onal pr i or year s beyond
t he cur r ent and 1 pr i or pol i cy year .

t he cur r ent or pr i or t er mpol i cy ef f ect i ve dat e.

8. Property Closing Did Not Occur. Thi s r eason i s used t o
nullify a pol i cy when a pol i cy i s i ssued f or a cl osi ng
at t he t i me of set t l ement on a pr oper t y and t he
t r ansf er of t he pr oper t y does not t ake pl ace. The
cl i ent does not act ual l y acqui r e an i nsur abl e i nt er est
i n t he pr oper t y.



Premium Refund:

Sur char ge.

Pr o- Rat a- - N/ A

Part 4 4-23 Revision 4 (10/1/01)



I ncept i on of t he cur r ent t er m- - Ful l r ef und i ncl udi ng



I ncept i on of t he cur r ent t er m- - Ful l r ef und i ncl udi ng





9. Insurance No Longer Required by Mortgagee Because
Property Is No Longer Located in a Special Flood Hazard
Area Due to Physical Map Revision. Flood insurance was
initially required by the mortgagee or other lender
because the property was determined to be in a Special
Flood Hazard Area (SFHA). Following a map revision, if
the property is no longer located in an SFHA, a policy
may be canceled provided the mortgagee confirms in
writing that (1) the insurance was required as part of
the mortgage and (2) the lender no longer requires the
flood insurance policy.

I f no cl ai mhas been pai d or i s pendi ng, pr emi umshal l
be r ef unded f or t he cur r ent pol i cy year , and f or an
addi t i onal pol i cy year i n t hose cases wher e t he i nsur ed
had been r equi r ed t o r enew t he pol i cy dur i ng t he per i od
when a r evi sed map was bei ng r epr i nt ed.

I n case of a 3- year pol i cy, pr o- r at a r ef und appl i es i f
t he ef f ect i ve dat e of a map r evi si on i s wi t hi n t he t hi r d
year of a 3- year pol i cy. The r ef und shoul d be
cal cul at ed by r ef undi ng t he cur r ent year and 1 pr i or
year .

Not e: RCBAP pol i ci es r equi r e a r el ease f r omt he
mor t gagee of ever y uni t owner i n t he associ at i on or a
st at ement of t he uni t owner , i f no mor t gagee. Onl y af t er
t hi s r equi r ement i s met can t he pol i cy be cancel ed.


Part 4 4-24 Revision 4 (10/1/01)


* The WYO compani es ar e r esponsi bl e f or cancel i ng and
cancel l at i on ef f ect i ve dat e i s wi t hi n t he pr i or t er m.

Premium Refund:

Sur char ge.

Pr o- Rat a- - Mi d- t er mcancel l at i on on 3- year pol i cy.
Expense Const ant , Reser ve Fund, Feder al Pol i cy Fee,
and Pr obat i on Sur char ge ar e f ul l y ear ned.


I ncept i on of t he cur r ent or pr i or t er m- - Ful l r ef und

Pr i or t er m( mi d- t er m) - - Use f ul l r ef und f or bot h t er ms.

Cur r ent t er m( mi d- t er m) - - Use f ul l r ef und.



Pr i or t er m( mi d- t er m) - - Pr o- r at a r ef und f or t he pr i or
t er mand f ul l r ef und f or t he cur r ent t er m.

Cur r ent t er m( mi d- t er m) - - Use f ul l r ef und i f t he
cancel l at i on ef f ect i ve dat e i s wi t hi n t he f i r st or
second year . Use pr o- r at a r ef und i f t he cancel l at i on
ef f ect i ve dat e i s wi t hi n t he t hi r d year .




10. OTHER: Continuous Lake Flooding or Closed Basin Lakes.
Ef f ect i ve May 1, 2000, t hi s cancel l at i on code i s used
f or cont i nuous l ake f l oodi ng or cl osed basi n l akes. The
cancel l at i on can be f or onl y one t er mof a pol i cy. The
cancel l at i on ef f ect i ve dat e must be af t er t he dat e of
l oss, and no pr emi umr ef und i s al l owed.

Part 4 4-25 Revision 4 (10/1/01)


Pr i or t o May 1, 2000, t hi s code was used f or si t uat i ons
not addr essed by any ot her cancel l at i on/ voi dance r eason.


Premium Refund:

Ful l - - N/ A
Pr o- Rat a ( mi d- t er m) - - N/ A

Cur r ent t er m- - No r ef und al l owed.

Cur r ent t er m- - No r ef und al l owed.


Closed Claim with Payment: Pol i cy can be cancel ed.
Cancel l at i on ef f ect i ve dat e must be af t er t he dat e of
l oss.

16. Insurance No Longer Required Based on FEMA Review of
Lender's Special Flood Hazard Area Determination. Fl ood
i nsur ance was i ni t i al l y r equi r ed by t he mor t gagee or ot her
l ender because t he pr oper t y was det er mi ned t o be i n a
Speci al Fl ood Hazar d Ar ea ( SFHA) . Fol l owi ng a r evi ew wi t h
FEMA under t he Fl ood Di sast er Pr ot ect i on Act of 1973, as
amended, FEMA i ssued a Let t er of Det er mi nat i on Revi ew
( LODR) because t he bui l di ng or manuf act ur ed ( mobi l e) home
i s not i n an SFHA and i nsur ance i s not r equi r ed. The NFI P
pol i cy may be cancel ed back t o i ncept i on.

Thi s cancel l at i on r eason can onl y be used i f t he r equest
f r omt he bor r ower and l ender was sent t o FEMA f or a LODR
wi t hi n 45 days f r omt he l ender s not i f i cat i on t o t he
bor r ower t hat t he bui l di ng i s i n an SFHA and t hat f l ood
i nsur ance i s r equi r ed.

I f t he i nsur ed submi t s a copy of FEMA' s LODR and a
st at ement f r omt he l ender t hat f l ood i nsur ance i s not
r equi r ed, a f ul l r ef und, i ncl udi ng t he Expense Const ant ,
Reser ve Fund, Feder al Pol i cy Fee, and Pr obat i on Sur char ge,
wi l l be i ssued, pr ovi di ng no cl ai mhas been pai d or i s
pendi ng.


Part 4 4-26 Revision 4 (10/1/01)


Premium Refund:

Ful l - - Cancel l at i on dat e i s t he i ncept i on dat e of t he
cur r ent t er m. Ret ur n al l pr emi ums i ncl udi ng Expense
Const ant , Reser ve Fund, Feder al Pol i cy Fee, and
Pro-Rata--N/A






17. Duplicate Policies from Sources Other Than the NFIP.
This reason code is used to cancel an NFIP policy when a
duplicate policy has been obtained from sources other
than the NFIP. The duplicate policy must have become
effective on May 1, 1999 or later. A statement from the
mortgagee, if any, accepting the non-NFIP policy as
replacement will be required. The premium will be
calculated pro-rata less Expense Constant, Federal
Policy Fee, and Probation Surcharge.
Premium Refund:
Ful l Ref und- - Ful l r ef und i ncl udi ng Expense Const ant ,
Sur char ge.

Part 4 4-28 Revision 4 (10/1/01)


19. Mortgage Paid Off on a Mortgage Portfolio Protection
Program (MPPP) Policy. This reason code is used to
cancel an MPPP policy after the mortgage is paid off. A
statement from t he mor t gage company t o t hi s ef f ect must
be at t ached t o t he " Cancel l at i on/ Nul l i f i cat i on Request "
f or m. The pr emi umr ef und wi l l be cal cul at ed l ess Expense
Const ant , Feder al Pol i cy Fee, and Pr obat i on Sur char ge.
This reason code is no longer available after May 1,
1999. Refer to TRRP Cancellation Reason Code 52.

Premium Refund:


Pr o- Rat a- - Expense Const ant , Reser ve Fund, Feder al
Pol i cy Fee, and Pr obat i on Sur char ge ar e f ul l y ear ned.


I ncept i on of cur r ent t er m- - Ful l r ef und i ncl udi ng

Pr i or t er m( mi d- t er m) - - N/ A





Open Claim: Policy cannot be canceled.



20. Insurance No Longer Required by the Mortgagee Because
the Structure Has Been Removed from the Special Flood
Hazard Area (SFHA) by Means of Letter of Map Amendment
(LOMA) or Letter of Map Revision (LOMR). Wher e f l ood
i nsur ance was r equi r ed by t he mor t gagee or ot her l ender
because t he pr oper t y was det er mi ned t o be i n an SFHA,
and i t i s l at er det er mi ned t hat t he pr oper t y i s no
l onger l ocat ed i n an SFHA t hr ough t he i ssuance of a LOMA
or LOMR, t he pol i cy can be cancel ed pr ovi ded t he l ender
conf i r ms i n wr i t i ng t hat ( 1) t he i nsur ance was r equi r ed
by t he l ender and t hat ( 2) t he l ender no l onger r equi r es

Part 4 4-29 Revision 4 (10/1/01)


t he r et ent i on of t he f l ood i nsur ance. A copy of t he
LOMA or LOMR must accompany t hi s r equest .

I f no cl ai mhas been pai d or i s pendi ng dur i ng t he
pol i cy year t hat i s bei ng cancel l ed, a f ul l r ef und of
t he pr emi um( i ncl udi ng Expense Const ant , Reser ve Fund,
Feder al Pol i cy Fee, and Pr obat i on Sur char ge) wi l l be
made f or t he pol i cy bei ng cancel ed, backdat ed t o t he
begi nni ng of t he pol i cy year i n whi ch t he LOMA or LOMR
became ef f ect i ve.

I n t he case of a 3- year pol i cy, pr o- r at a r ef und
( i ncl udi ng Expense Const ant , Reser ve Fund, Feder al
Pol i cy Fee, and Pr obat i on Sur char ge) appl i es onl y i f t he
ef f ect i ve dat e of a LOMA or LOMR i s wi t hi n t he second or
t hi r d year of a 3- year pol i cy. The r ef und shoul d be
cal cul at ed by r ef undi ng t he r emai ni ng year s of t he
pol i cy t er m.

Not e: RCBAP pol i ci es r equi r e a r el ease f r omt he
mor t gagee of ever y uni t owner i n t he associ at i on or a
st at ement of t he uni t owner , i f no mor t gagee. Onl y af t er
t hi s r equi r ement i s met can t he pol i cy be cancel ed.


cancel l at i on ef f ect i ve dat e i s wi t hi n t he pr i or t er m.

Premium Refund:
Sur char ge.
Pro-Rata--Mid-term cancellation is allowed only on a 3-year
policy. A pro-rata refund of the premium (including Expense
Constant, Reser ve Fund, Federal Policy Fee, and Probation
Surcharge) is provided if the effective date of a LOMA or
LOMR is within the second or third year of a 3-year policy.


Pr i or t er m( mi d- t er m) - - Use f ul l r ef und f or bot h t er ms.

Cur r ent t er m( mi d- t er m) - - Use f ul l r ef und.

Part 4 4-30 Revision 4 (10/1/01)





Cur r ent t er m( mi d- t er m) - - Use f ul l r ef und i f t he
cancel l at i on ef f ect i ve dat e i s wi t hi n t he f i r st year .
Use pr o- r at a r ef und i f t he cancel l at i on ef f ect i ve dat e
i s wi t hi n t he second year or t hi r d year .




21. Policy Was Written to the Wrong Facility (Repetitive Loss
Target Group). This reason is used to cancel a policy
flat when coverage was inadvertently written to the wrong
facility on those structures that were identified as part
of the Repetitive Loss Target Group. A full refund of
premium including the Expense Constant, Federal Policy
Fee, and Probation Surcharge is provided. The
cancellation effective date must be the same as the
policy effective date.


Premium Refund:

Sur char ge.

Pr o- Rat a- - N/ A


I ncept i on of t he cur r ent t er m- - Use f ul l r ef und.


Three-Year Term: N/ A

Part 4 4-31 Revision 4 (10/1/01)




the current term policy effective date.

22. Cancel/Rewrite Due to Misrating. Thi s r eason code i s
used t o cancel and r ewr i t e pol i ci es t hat ar e mi sr at ed.
The code shoul d al so be used when MPPP pol i ci es ar e
cancel ed and r ewr i t t en and when changes ar e made due t o
syst emconst r ai nt s. Ref unds r esul t i ng f r omt he
cancel l at i on must be appl i ed t o t he r ewr i t t en pol i cy
pr i or t o any r ef und bei ng gener at ed. Use New/ Renewal
I ndi cat or Z t o r epor t t he new pol i cy. Reason code
22 shoul d not be used when conver t i ng a st andar d r at ed
pol i cy t o a PRP as a r esul t of a map r evi si on, LOMA, or
LOMR ( see r eason code 24 ) .

*Ref unds beyond 2 year s must be submi t t ed t o t he NFI P
Legacy Syst ems Ser vi ces.

NOTE: A pol i cy wr i t t en i n er r or as a st andar d B, C, or X
Zone pol i cy but f ound t o be el i gi bl e as a PRP at
t he begi nni ng of t he cur r ent t er mmay be cancel ed
and r ewr i t t en onl y f or t he cur r ent t er m.

Premium Refund:

Ful l - Expense Const ant , Reser ve Fund, Feder al Pol i cy

Pr o- Rat a- N/ A


Pr i or t er m- Ful l r ef und

Cur r ent t er m- Ful l r ef und





23. Fraud. Thi s r eason code i s used when f r aud has been
det er mi ned. No pr emi umr ef unds ar e al l owed wi t h t hi s
r eason code. The agent wi l l be al l owed t o r et ai n t he
f ul l commi ssi on and t he company s expense al l owance wi l l
not be r educed.

Part 4 4-31A Revision 4 (10/1/01)



Premium Refund:

Ful l - N/ A

Pr o- Rat a- N/ A


Pr i or t er m- N/ A

Cur r ent t er m- N/ A


Open Claim: Pol i cy can be cancel ed.


Closed Claim with Payment: Pol i cy can be cancel ed.

24. Cancel/Rewrite Due to Map Revision. Thi s r eason code i s
used t o cancel and r ewr i t e a st andar d f l ood i nsur ance
pol i cy t o a PRP as t he r esul t of a map r evi si on, LOMA,
or LOMR. The st andar d pol i cy wi l l be cancel ed and
r ewr i t t en as a PRP as of i ncept i on. Use New/ Renewal
I ndi cat or Z t o r epor t t he new pol i cy. Pr emi umf r om
t he cancel ed pol i cy wi l l be appl i ed t o t he PRP wi t h t he
di f f er ence r ef unded t o t he pol i cyhol der . No 30- day
wai t i ng per i od wi l l appl y t o t he PRP. The WYO company
wi l l r et ai n t he f ul l expense al l owance f r omt he cancel ed
st andar d pol i cy and be cr edi t ed wi t h t he expense
al l owance on t he new PRP. The NFI P Di r ect busi ness
agent wi l l r et ai n t he f ul l commi ssi on f r omt he cancel ed
st andar d pol i cy and be cr edi t ed wi t h t he commi ssi on on
t he new PRP. Thi s r ul e appl i es t o t he cur r ent pol i cy
year and one pr i or year pr ovi ded t hat t he ef f ect i ve dat e
of t he map r evi si on or LOMA/ LOMR occur r ed dur i ng t he
pr i or year .


Premium Refund:

Ful l Expense Const ant , Reser ve Fund, Feder al Pol i cy

Pr o- Rat a- - N/ A

Part 4 4-31B Revision 4 (10/1/01)








45. Condominium Policy (Unit or Association) Converting to
RCBAP. Thi s pr ovi des a means t o cancel a condomi ni um
pol i cy because cover age i s bei ng pr ovi ded under an
RCBAP. Dupl i cat e cover age occur s when t he uni t owner
pol i cy and t he RCBAP l i mi t s ar e mor e t han t he cost of
t he uni t , up t o t he maxi muml i mi t s of t he Pr ogr am.



Premium Refund:

Sur char ge.

Pr o- Rat a- - Mi d- t er mcancel l at i on of a 1- year or 3- year
pol i cy. Pr o- r at a cal cul at i ons of al l pr emi ums


I ncept i on of pr i or or cur r ent t er m- - Ful l r ef und

Pr i or t er m( mi d- t er m) - - Pr o- r at a r ef und f or pr i or year
and f ul l r ef und f or t he cur r ent year .



I ncept i on of pr i or or cur r ent t er m- - Ful l r ef und

Part 4 4-32 Revision 4 (10/1/01)







NOTE: Accor di ng t o FI MA r ul es, a pol i cy may be cancel ed back
t o t he i ncept i on dat e of t he pol i cy, subj ect t o t he 6-
year st at ut e of l i mi t at i ons. The WYO compani es ar e
r esponsi bl e f or cancel i ng and r et ur ni ng t he pr emi um
f or t he cur r ent and 1 pr i or pol i cy year , pr ovi ded t hat
i t was t he i nsur er f or t hat per i od. I f anot her NFI P
i nsur er was t he i nsur er f or t he pr i or pol i cy year , t he
i nsur er f or t hat year wi l l be r esponsi bl e f or
r ef undi ng t he pr emi um.

pr emi ums f or t he addi t i onal pr i or year s beyond t he
cur r ent and 1 pr i or pol i cy year .

50. Policy Not Required by Mortgagee. Thi s pr ovi des a means
t o cancel a pol i cy when cover age was r equi r ed by t he mor t gagee
f or a cl osi ng and i t was det er mi ned t hat t he pr oper t y was not
l ocat ed i n a Speci al Fl ood Hazar d Ar ea ( SFHA) . As a r esul t ,
cover age was not r equi r ed by t he mor t gagee. The mor t gagee s
st at ement t o t hi s ef f ect must be at t ached t o t he
Cancel l at i on/ Nul l i f i cat i on Request For m. Thi s cancel l at i on
r eason can be used onl y i f t he cancel l at i on r equest was made
dur i ng t he i ni t i al pol i cy t er m. The cancel l at i on ef f ect i ve
dat e i s t he dat e t he cancel l at i on r equest i s r ecei ved by t he
wr i t i ng company. A r evi sed det er mi nat i on f r omt he l ender may
be used t o cancel t he pol i cy. A FEMA Out - As- Shown
det er mi nat i on, as a r esul t of a LOMA appl i cat i on, i s needed i f
t her e i s a di scr epancy bet ween t he l ender s and t he i nsur ed s
det er mi nat i ons.


Premium Refund:

Sur char ge, i f t he cancel l at i on ef f ect i ve dat e i s t he
i ncept i on of t he i ni t i al t er m.

Part 4 4-33 Revision 4 (10/1/01)


Pr o- Rat a- - For cancel l at i on dat es 10/ 1/ 2003 and af t er ,
pr or at ed r ef und i ncl udi ng Expense Const ant , Reser ve
Fund, Feder al Pol i cy Fee, and Pr obat i on Sur char ge.

Pr i or year - - N/ A

Cur r ent year - - Use f ul l r ef und f or cancel l at i on
ef f ect i ve dat es pr i or t o 10/ 1/ 2003. For 10/ 1/ 2003 and
af t er , use pr o- r at ed.




51. Mid-Term Voidance of 3-Year Policy Due to Cessation of
Community Participation in the NFIP. The voi dance i s
ef f ect i ve at t he end of t he pol i cy year i n whi ch t he
cessat i on occur s.

This reason code is no longer available for cancellation
dates 5/1/2003 and after.



Premium Refund:

Pr o- Rat a- - Cancel l at i on dat e i s mi d- t er m( anni ver sar y
dat e) . Expense Const ant , Reser ve Fund, Feder al Pol i cy
Fee, and Pr obat i on Sur char ge ar e f ul l y ear ned.


Cur r ent t er m- - N/ A


Part 4 4-34 Revision 4 (10/1/01)


Cur r ent t er m( anni ver sar y dat e) - - Use pr o- r at a r ef und.


must be on an anni ver sar y dat e and af t er t he l oss dat e.

52. Mortgage Paid Off. Thi s r eason i s used t o cancel a
pol i cy t hat was obt ai ned due t o a r equi r ement by a
mor t gagee or l ender as a condi t i on of a mor t gage l oan
and t hat mor t gage l oan has now been pai d of f . A
st at ement f r omt he mor t gagee t hat t he mor t gage has been
pai d of f and t hat f l ood i nsur ance was r equi r ed as par t
of t he mor t gage must be at t ached t o t he Cancel l at i on/
Nul l i f i cat i on Request For m. I f t he cancel l at i on dat e i s
t he same as t he ef f ect i ve dat e of t he cur r ent pol i cy
t er m, a f ul l pr emi umr ef und i s pr ovi ded i f no cl ai mhas
been pai d or i s pendi ng.


Premium Refund:

Pro-Rata--Expense Constant, Federal Policy Fee, and
Probation Surcharge are fully earned for cancellation
effective dates prior to 10/1/2003. For cancellation



Part 4 4-35 Revision 4 (10/1/01)





60. Voidance Prior to Effective Date. Thi s r eason i s used
when cover age i s not mandat or y and a pol i cyhol der deci des
dur i ng t he 30- day wai t i ng per i od, or pr i or t o t he
ef f ect i ve dat e of a r enewal , not t o t ake t he pol i cy af t er
submi t t i ng a pr emi umpayment .


r et ur ni ng t he pr emi umup t o 3 year s of a 3- year pol i cy, i f
a r ef und i s al l owed.

Premium Refund:

Sur char ge.
Pr o- Rat a- - N/ A


Current term--Use full refund.






70. Voidance Due to Credit Card Error. Thi s r eason i s used
when an er r or or bi l l i ng di sput e occur s ( pr ocessi ng er r or
or f r aud) on a cr edi t car d payment .

Number of Policy Terms Allowed: 1

r et ur ni ng t he pr emi umup t o 3 year s of a 3- year pol i cy, i f
a r ef und i s al l owed.

Part 4 4-36 Revision 4 (10/1/01)


Premium Refund:

Sur char ge.
Pr o- Rat a- - N/ A








EXAMPLES OF PREMIUM REFUND AND EXPENSE ALLOWANCE CALCULATIONS

All Cases: I t i s assumed t hat t he WYO company has deposi t ed t he
net pr emi um, Feder al Pol i cy Fee ( FPF) , and Reser ve
Fund Pr emi umt o t he r est r i ct ed account and i s payi ng
pr emi umr ef unds f r omt hat account .

The expense al l owance of 32. 9 per cent used i n t he
exampl es i s based on t he 1997- 98 Ar r angement , f or
t hose compani es achi evi ng a 10%gr owt h r at e, and i s
subj ect t o change. Such a change woul d al so af f ect
t he " Di f f er ence bet ween Expense Al l owance and
Commi ssi on Per cent ages. " However , t he l ogi c of t he
cal cul at i ons woul d r emai n t he same.

The Feder al Pol i cy Fee went i nt o ef f ect J une 1, 1991
and t he Reser ve Fund went i nt o ef f ect Oct ober 1, 2013.
For cal cul at i ng r ef unds on pol i ci es ef f ect i ve pr i or t o
t he Feder al Pol i cy Fee or Reser ve Fund, t he f ol l owi ng
exampl es st i l l appl y by usi ng a Feder al Pol i cy Fee or
Reser ve Fund of zer o dol l ar s. The Feder al Pol i cy Fee
and Reser ve Fund pr emi umamount s may change over t i me
or var y f or each pol i cy, however , t he l ogi c of
cal cul at i on r emai ns t he same. I n addi t i on, t he l ogi c
of t he cal cul at i ons r emai ns t he same even i f t he
Expense Const ant , Feder al Pol i cy Fee, or Reser ve Fund
val ues ar e zer o dol l ar s.

Part 4 4-37 Revision 4 (10/1/01)


I n al l cal cul at i ons, t he communi t y Pr obat i on
Sur char ge shoul d be i ncl uded as par t of t he Expense
Const ant .

Cases I, II, III, VI, VIII: Cancel l at i on ef f ect i ve hal f way
t hr ough 1- year pol i cy t er m

Cases VII, X: Cancel l at i on ef f ect i ve at second anni ver sar y dat e
of 3- year pol i cy t er m

Cases IV, V, IX, XII: Cancellation effective on policy term
effective date

Case XI: Cancel l at i on ef f ect i ve at t he begi nni ng of t he t er mor
mi d- t er m

Case I: Reasons 1 and 2 with cancellation dates before
10/1/2003. See Case III for cancellation dates on or
after 10/1/2003.

Wr i t t en Pr emi um( i ncl udi ng $50 Expense Const ant and $30 Feder al
Pol i cy Fee) = $320

a) Cal cul at i on of Ref und t o I nsur ed:

Wr i t t en Pr emi um $ 320. 00
l ess Expense Const ant - 50. 00
l ess Feder al Pol i cy Fee - 30. 00
Ref und t o I nsur ed $ 240. 00
Ti mes Pr o- r at a Cancel l at i on Fact or x . 5
$ 120. 00

b) Cal cul at i on of Expense Al l owance Ret ai ned by WYO Company:

l ess Pr emi umRef und t o I nsur ed - 120. 00
Ret ai ned Wr i t t en Pr emi umsubj ect t o
Expense Al l owance $ 170. 00
Expense Al l owance Per cent age x 32. 9%
Expense Al l owance Subt ot al $ 55. 93

Pr emi umRef und t o I nsur ed $ 120. 00
Agent Commi ssi on Per cent age x 15. 0%
Al l owance f or Agent Commi ssi on $ 18. 00

Tot al Expense Al l owance Ret ai ned $ 73. 93

Part 4 4-38 Revision 4 (10/1/01)


c) Cal cul at i on of Expense Al l owance Ret ur ned by WYO Company
t o NFI P:

Di f f er ence bet ween Expense Al l owance and
Commi ssi on Per cent ages x 17. 9%
Expense Al l owance Ret ur ned $ 21. 48

Case II: Reason 52 with cancellation dates before 10/1/2003.
See Case III for cancellation dates on or after
10/1/2003.



$ 240. 00



t o NFI P:


Case III: Reasons 3, 4 or 18; for reasons 1, 2, 17, 45, 50, and
52 with cancellation dates 10/1/2003 and after.

Wr i t t en Pr emi um( i ncl udi ng $44 Feder al Pol i cy Fee and $40 Reser ve
Fund Pr emi um) = $484



Part 4 4-39 Revision 4 (10/1/01)



l ess Reser ve Fund - 40. 00
$ 400. 00
Pr emi umsubj ect t o Expense Al l owance $ 200. 00

t o NFI P:

l ess r ef unded por t i on of Feder al Pol i cy
Fee ( $44. 00 x . 5) - 22. 00
l ess r ef unded por t i on of Reser ve Fund
( $40. 00 x . 5) - 20. 00

$ 200. 00
Expense Al l owance Per cent ages x 32. 9%

Case IV: Reasons 5, 6, 8, 16, 21, 22*, 60, and 70

a) Ful l r ef und gi ven t o i nsur ed or , f or Reason 5, t o agent
or company as appr opr i at e.

b) No expense al l owance r et ai ned by WYO Company.

c) Ful l expense al l owance r et ur ned t o NFI P.

*For r eason 22, r ef unds r esul t i ng f r omt he cancel l at i on must
be appl i ed t o t he r ewr i t t en pol i cy pr i or t o any r ef und bei ng
gener at ed.

Case V: Reason 9; Reason 20 with cancellation dates 10/1/2003
and after.




Part 4 4-40 Revision 4 (10/1/01)




Wr i t t en Pr emi umsubj ect t o Agent
Commi ssi on $ 400. 00
Agent Commi ssi on Al l owance $ 60. 00

t o NFI P:



Case VI: Reasons 10 and 23


a) No pr emi umr ef und t o I nsur ed




c) No expense al l owance r et ur ned t o t he NFI P

Part 4 4-41 Revision 4 (10/1/01)


Case VII: Reason 17 with cancellation dates before 10/1/2003.
See Case III for cancellation effective dates on or after
10/1/2003.

I n t hi s exampl e case, t he pol i cy voi dance i s ef f ect i ve on t he
second anni ver sar y of t he pol i cy ef f ect i ve dat e.



$ 240. 00
x 33%


Expense Al l owance Ret ai ned $ 69. 09

t o NFI P:


Case VIII: Reason 45 for cancellation dates before 10/1/2003.
See Case III for cancellation effective dates on or after
10/1/2003.




Part 4 4-42 Revision 4 (10/1/01)



Ti mes Pr o- r at a Cancel l at i on Fact or $ 290 x . 5

l ess r ef unded por t i on of Feder al
Pol i cy Fee ( $30. 00 x . 5) - 15. 00
$ 145. 00


t o NFI P:

Pol i cy Fee ( $30. 00 x . 5) - 15. 00
$ 145. 00

Case IX: Reason 50 with cancellation dates before 10/1/2003.
See Case III for cancellation dates on or after 10/1/2003.





No expense al l owance i s r et ai ned.

t o NFI P:

Wr i t t en Pr emi umsubj ect t o

Part 4 4-43 Revision 4 (10/1/01)


Case X: Reason 51

I n t hi s exampl e case, t he pol i cy voi dance i s ef f ect i ve on t he
second anni ver sar y of t he pol i cy ef f ect i ve dat e.



$ 240. 00
x 33%


Expense Al l owance Ret ai ned $ 69. 09



t o NFI P:


Part 4 4-43A Revision 4 (10/1/01)


Case XI: Reason 20 with cancellation dates before 10/1/2003.
See Case V for cancellation dates on or after
10/1/2003.



x . 5


Ti mes Pr o- r at a Cancel l at i on Fact or $ 290 x . 5

Pol i cy Fee ( $30. 00 x . 5) - 15. 00
$ 145. 00


t o NFI P:

Pol i cy Fee ( $30. 00 x . 5) - 15. 00
$ 145. 00

Part 4 4-43B Revision 4 (10/1/01)


Case XII: Reason 24

a) Ref und r esul t i ng f r omt he cancel l at i on of t he st andar d
r at ed pol i cy must be appl i ed t o t he r ewr i t t en PRP pr i or
t o any r ef und bei ng gener at ed.

b) Ful l expense al l owance i s r et ai ned by t he WYO Company on
t he cancel ed st andar d r at ed pol i cy.

c) Ful l expense al l owance i s r et ai ned by t he WYO Company on
t he new PRP.

d) Any over payment on t he PRP i s r et ur ned t o i nsur ed.

Processing Outcomes for Cancellation/Nullification
Of a Flood Insurance Policy
Effective 2/1/2005

TRRP
Reason
Code
Premium Refund
(including ICC,
Reserve Fund,
Probation
Surcharge)

Expense Constant

Federal Policy Fee

Producer Commission
(Direct Business Only)

Operating Expense Allowance
(WYO) *
Full Pro
Rata
Full
Refund
Pro
Rata
Fully
Earned
Full
Refund
Pro
Rata
Fully
Earned
Full
Deduction
Pro
Rata
Retained

Full
Deduction
Pro
Rata
Retained

01 X X X X X
02 X X X X X
03 X X X X X
04 X X X X X
05 X X X X X
06 X X X X X
08 X X X X X
09 X X X X X
10 NO REFUND OF PREMIUM, EXPENSE CONSTANT, OR FEDERAL POLICY FEE ALLOWED X X
16 X X X X X
17 X X X X X
18 DELETED
20 X X X X X
21 X X X X X
22 X X X X X
23 NO REFUND OF PREMIUM, EXPENSE CONSTANT, OR FEDERAL POLICY FEE ALLOWED X X
24 X X X X X
45 X X X X X
50 X X X X X
51 DELETED
52 X X X X X
60 X X X X X
70 X X X X X

*For TRRP Reason Codes 9 and 20, the 15% agent commission as part of the expense allowance paid to the Write Your Own Company will be retained.

4
-
4
3
C

R
e
v
i
s
i
o
n

4

(
1
0
/
1
/
0
1
)

C
h
a
n
g
e
1
9
E
f
f
e
c
t
i
v
e
1
0
/
1
/
1
3

Part 4 4-43D Revision 4 (10/1/01)


Part 4 4-44 Revision 4 (10/1/01)

EDIT CRITERIA: Number , Al phanumer i c, Accept abl e Val ues:
01 - Bui l di ng Sol d or Removed
02 - Cont ent s Sol d or Removed ( cont ent s- onl y pol i cy)
03 - Pol i cy Cancel l ed and Rewr i t t en t o Est abl i sh
a Common Expi r at i on Dat e wi t h Ot her I nsur ance
Cover age
04 - Dupl i cat e NFI P Pol i ci es
05 Non- Payment
06 - Ri sk Not El i gi bl e f or Cover age
08 - Pr oper t y Cl osi ng Di d Not Occur
09 - I nsur ance No Longer Requi r ed by Mor t gagee Be-
cause Pr oper t y I s No Longer Locat ed i n a
Speci al Fl ood Hazar d Ar ea Due t o Physi cal Map
Revi si on
10 OTHER: Cont i nuous Lake Fl oodi ng or Cl osed
Basi n Lakes
11 Non- Payment / No Ref und ( No l onger val i d)
16 - I nsur ance No Longer Requi r ed Based on FEMA
Revi ew of Lender ' s Speci al Fl ood Hazar d Ar ea
Det er mi nat i on
17 - Dupl i cat e Pol i ci es f r omSour ces Ot her Than NFI P
18 - Mi d- t er mCancel l at i on of a 3- Year Pol i cy t o
Obt ai n I CC Cover age
19 - Mor t gage Pai d- of f on an MPPP Pol i cy ( combi ned
wi t h 52)
20 - I nsur ance No Longer Requi r ed by t he Mor t gagee
Because t he St r uct ur e Has Been Removed f r om
t he Speci al Fl ood Hazar d Ar ea ( SFHA) by Means
of Let t er of Map Amendment ( LOMA) or Let t er
of Map Revi si on ( LOMR)
21 - Pol i cy Was Wr i t t en t o t he Wr ong Faci l i t y
( Repet i t i ve Loss Tar get Gr oup)
22 Cancel / Rewr i t e Due t o Mi sr at i ng
23 Fr aud
24 Cancel / Rewr i t e Due t o Map Revi si on
45 - Condomi ni umPol i cy ( Uni t or Associ at i on)
Conver t i ng t o RCBAP
50 - Pol i cy Not Requi r ed by Mor t gagee
51 - Mi d- t er mVoi dance of a 3- Year Pol i cy Due t o
Cessat i on of Communi t y Par t i ci pat i on i n NFI P
52 - Mor t gage Pai d Of f
60 - Voi dance Pr i or t o Ef f ect i ve Dat e
70 - Voi dance due t o Cr edi t Car d Er r or
LENGTH: 2
DEPENDENCIES: I nf or mat i on i s obt ai ned f r omt he
Cancel l at i on/ Nul l i f i cat i on Request For m.

SYSTEM FUNCTION: Pol i cy Hi st or y
Val i dat i on of Cancel l at i on Reason
NOTE: Val i d cancel l at i on r eason codes f or Gr oup Fl ood pol i ci es
( GFI P) ar e 04, 06, or 10.

Part 4 4-55B Revision 4 (10/1/01)
DATA ELEMENT: Condominium Form of Ownership Indicator

ALIAS: None

ACRONYM: WYO ( PMF) CONDO- OWN- I ND


DESCRIPTION:

Thi s i ndi cat es i f t he i nsur ed pr oper t y i s owned as a condomi ni um.

EDIT CRITERIA: Al pha, Accept abl e val ues:

Y Yes ( condo)
N - No ( not condo)

LENGTH: 1

Appl i cat i on.



NOTE:

1, 2009, can r epor t bl anks.

Pol i ci es wi t h Ri sk Rat i ng met hods 9 ( MPPP) or G ( GFI P)
can r epor t Y, N or blank.

be r epor t ed wi t h Y , N or bl ank r egar dl ess of t he

( Pr ovi si onal ) , 8 ( Tent at i ve) , F ( Leased Feder al
Pr oper t i es) , 7 , P , Q ( Pr ef er r ed Ri sk) and or i gi nal new
busi ness dat e pr i or t o 10/ 1/ 13 can r epor t Y , N , or
bl ank.

( Pr ovi si onal ) , 8 ( Tent at i ve) , F ( Leased Feder al
Pr oper t i es) , 7 , P , Q ( Pr ef er r ed Ri sk) and or i gi nal new
busi ness dat e i s on or af t er 10/ 1/ 13 must r epor t Y or N .

I f t he or i gi nal new busi ness dat e i s on or af t er 10/ 1/ 2009
and t he Condomi ni umi ndi cat or i s A , U , H or L , t he
Condomi ni umFor mof Owner shi p i ndi cat or must be Y -
ot her wi se must be Y or N .

Part 4 4-55B Revision 4 (10/1/01)

Part 4 4-60 Revision 4 (10/1/01)
DATA ELEMENT: Condominium Master Policy Units

ALIAS: None

ACRONYM: WYO ( PMF) NUM- OF- UNI TS
Di r ect ( PMF)

FILE: Pol i cy Mast er Fi l e ( PMF)

DESCRIPTION:

The number of r esi dent i al and nonr esi dent i al uni t s cover ed by t he
Condomi ni umMast er Pol i cy.

EDIT CRITERIA: Numer i c

LENGTH: 5

Appl i cat i on.

SYSTEM FUNCTION: Pr emi umcomput at i on
Pol i cy i n f or ce comput at i on


Par t 4 4- 66N Revi si on 4 ( 10/ 1/ 01)
Change 19 Ef f ect i ve 10/ 1/ 13
DATA ELEMENT: Current Map Info - Base Flood Elevation

ALIAS: None

ACRONYM: WYO ( PMF) CMI - BASE- FLOOD


DESCRIPTION:

The cur r ent map Base Fl ood El evat i on ( BFE) f or t he pr oper t y.
Note: Thi s dat a el ement i s not used f or r at i ng.

EDIT CRITERIA: Numer i c - may be posi t i ve or negat i ve


Appl i cat i on.

SYSTEM FUNCTION: Gr andf at her i ng i nf or mat i on


NOTE:

1, 2009, can r epor t 9999. 0 i n t he cur r ent BFE.

I f t he Gr andf at her i ng Type code i s 1 or bl ank, pol i ci es
wi l l r epor t 9999. 0 i n t he cur r ent BFE.

I f t he Gr andf at her i ng Type code i s 2 or 3 and t he Post -
FI RM const r uct i on i ndi cat or i s N and Cur r ent Map I nf o
Fl ood Ri sk Zone i s AE, A01- A30, VE, V01- V30, AH, or AR dual
zones, t he cur r ent BFE can be r epor t ed wi t h any el evat i on,
i ncl udi ng def aul t val ue 9999. 0.

I f t he Gr andf at her i ng Type code i s 2 or 3 and t he Post -
FI RM const r uct i on i ndi cat or i s Y and Cur r ent Map I nf o
Fl ood Ri sk Zone i s AE, A01- A30, VE, V01- V30, AH, or AR dual
zones, t he cur r ent BFE cannot be r epor t ed wi t h 9999. 0.

I f t he Gr andf at her i ng Type code i s 2 or 3 , t he cur r ent
BFE can be r epor t ed as 9999. 0 onl y i f t he Cur r ent Map I nf o
Fl ood Ri sk Zone i s unnumber ed V, unnumber ed A, AO, AR, A99,
B, C, D, or X.

Pr ef er r ed Ri sk, Gr oup Fl ood, MPPP, Leased Feder al Pr oper t y,
Al t er nat i ve, Pr ovi si onal , and Tent at i ve pol i ci es ar e not
el i gi bl e f or Gr andf at her i ng must r epor t 9999. 0.

be r epor t ed wi t h any Cur r ent Map I nf or mat i on - Base Fl ood
El evat i on i ncl udi ng def aul t val ue 9999. 0 r egar dl ess of t he

Par t 4 4- 66O Revi si on 4 ( 10/ 1/ 01)
DATA ELEMENT: Current Map Info Community Identification Number

ALIAS: None

ACRONYM: WYO ( PMF) CMI - COMM- I D


DESCRIPTION:

The cur r ent map Communi t y I D Number f or t he pr oper t y.

Thi s dat a el ement i s not used f or r at i ng.

EDIT CRITERIA: Al phanumer i c i f numer i c, must be 6 di gi t s

LENGTH: 6

Appl i cat i on.



NOTE:

1, 2009, can r epor t bl anks i n t he cur r ent Communi t y I D
Number .

wi l l r epor t bl anks i n t he cur r ent Communi t y I D Number .

I f t he Gr andf at her i ng Type code i s 2 3 , t he cur r ent
Communi t y I D Number must be r epor t ed wi t h a val i d communi t y
number .

el i gi bl e f or Gr andf at her i ng must r epor t bl anks.

be r epor t ed wi t h any val i d communi t y i dent i f i cat i on number
or bl anks, r egar dl ess of t he or i gi nal new busi ness dat e.

Par t 4 4- 66Q Revi si on 4 ( 10/ 1/ 01)
DATA ELEMENT: Current Map Info Flood Risk Zone (Cont'd.)

EDIT CRITERIA: ( Cont ' d. )

AR Dual Zones Ar eas subj ect t o f l oodi ng f r omf ai l ur e
( AR/ AE, AR/ A1- A30, of t he f l ood pr ot ect i on syst em( Zone
AR/ AH, AR/ AO, AR) whi ch al so over l ap an exi st i ng
AR/ A) Speci al Fl ood Hazar d Ar ea as a dual
zone. Dual zones must be conver t ed t o
a t hr ee- char act er desi gnat i on and
r epor t ed as f ol l ows:
ARE* - conver t ed f r omAR/ AE
- conver t ed f r omAR/ A1- A30

ARH* - conver t ed f r omAR/ AH

ARO* - conver t ed f r omAR/ AO

ARA* - conver t ed f r omAR/ A
* AHB, AOB, ARE, ARH, ARO, and ARA ar e
not r i sk zones shown on a map, but ar e
accept abl e val ues f or r at i ng pur poses.

LENGTH: 3

Appl i cat i on.



NOTE:

1, 2009, can r epor t bl anks i n t he cur r ent Fl ood Ri sk Zone.

wi l l r epor t bl anks i n t he cur r ent Fl ood Ri sk Zone.

I f t he Gr andf at her i ng Type code i s 2 or 3 , t he cur r ent
Fl ood Ri sk Zone must be r epor t ed wi t h a val i d f l ood zone.


be r epor t ed wi t h any val i d f l ood r i sk zone or bl anks,
r egar dl ess of t he or i gi nal new busi ness dat e.

Par t 4 4- 66R Revi si on 4 ( 10/ 1/ 01)
DATA ELEMENT: Current Map Info Map Panel Number

ALIAS: None

ACRONYM: WYO ( PMF) CMI - MAP- PANEL


DESCRIPTION:

The cur r ent map panel number f or t he pr oper t y.


EDIT CRITERIA: Al phanumer i c; must be al l numer al s or al l bl anks.

LENGTH: 4

Appl i cat i on.



NOTE:

1, 2009, can r epor t bl anks i n t he cur r ent Map Panel Number .

wi l l r epor t bl anks i n t he cur r ent Map Panel Number .

I f t he Gr andf at her i ng Type code i s 2 or 3 , t he Cur r ent
Map I nf o Map Panel Number cannot be r epor t ed wi t h al l
bl anks or al l zer os.


be r epor t ed wi t h any val i d map panel number or bl anks,

Par t 4 4- 66S Revi si on 4 ( 10/ 1/ 01)
DATA ELEMENT: Current Map Info Map Panel Suffix

ALIAS: None

ACRONYM: WYO ( PMF) CMI - MAP- SUFFI X


DESCRIPTION:

The cur r ent map panel suf f i x f or t he pr oper t y.


EDIT CRITERIA: Al phabet i c

LENGTH: 1

Appl i cat i on.



NOTE:

1, 2009, can r epor t bl ank i n t he cur r ent Map Panel Suf f i x.

wi l l r epor t bl anks i n t he cur r ent Map Panel Suf f i x.

I f t he Gr andf at her i ng Type code i s 2 or 3 , t he Cur r ent
Map I nf o Map Panel Suf f i x cannot be r epor t ed wi t h bl anks.


be r epor t ed wi t h any val i d map panel suf f i x or bl anks,

Par t 4 4- 66T Revi si on 4 ( 10/ 1/ 01)
DATA ELEMENT: Current Map Info Prior Policy Number

ALIAS: None

ACRONYM: WYO ( PMF) CMI - PRI OR- POLNUM


DESCRIPTION:

For a new busi ness t r ansf er or r ol l over , t he pr i or pol i cy number
wi l l be r epor t ed.

This data element has been renamed. Please now refer to data
element Prior Policy Number.

EDIT CRITERIA: Al phanumer i c

LENGTH: 10

Appl i cat i on.


REPORTING REQUIREMENT: Requi r ed f or Gr andf at her i ng Type Code 3 .

NOTE:

1, 2009, can r epor t bl anks i n t he CMI Pr i or Pol i cy Number .

I f t he Gr andf at her i ng Type code i s 1 , 2 , or bl ank,
pol i ci es can r epor t bl anks or , i f opt i onal l y ent er ed, t he
pr i or pol i cy number i n t he CMI Pr i or Pol i cy Number .

I f t he Gr andf at her i ng Type code i s 3 , t he CMI Pr i or
Pol i cy Number must not be bl ank.


Pol i ci es wi t h New/ Rol l over i ndi cat or R or Z can be
r epor t ed wi t h any val i d pol i cy number or bl anks, r egar dl ess
of t he or i gi nal new busi ness dat e.

Part 4 4-80 Revision 4 (10/1/01)
DATA ELEMENT: Deductible Percentage WYO

ALIAS: None

ACRONYM: WYO ( PMF) N- DEDDI S- PCT


DESCRIPTION:

The deduct i bl e per cent age cal cul at ed by t he company t o r at e t he
pol i cy.


LENGTH: 4 wi t h i mpl i ed deci mal of t hr ee posi t i ons.


anomal i es.


Part 4 4-81 Revision 4 (10/1/01)
DATA ELEMENT: Diagram Number

ALIAS: None

ACRONYM: ( PMF) DI AGRAM_NO

El evat i on Cer t i f i cat e Mast er Fi l e ( ECMF)

DESCRIPTION:

Thi s i s t he number of t he di agr amon t he El evat i on Cer t i f i cat e
t hat was used i n descr i bi ng t he bui l di ng and det er mi ni ng t he
l owest f l oor f or r at i ng t he bui l di ng.


1 Bui l di ng Di agr am#1 ( i ncl udes Di agr ams 1A and 1B t o
di st i ngui sh r ai sed sl abs or st emwal l s f r omst andar d
sl ab on gr ade)
2 - Bui l di ng Di agr am#2
9 - Bui l di ng Di agr am#9 ( subgr ade cr awl space)

LENGTH: 1

DEPENDENCIES: I nf or mat i on i s obt ai ned f r omt he appl i cat i on, t he
El evat i on Cer t i f i cat e, and t he Fl ood I nsur ance
Manual Lowest Fl oor Gui de sect i on.


REPORTING REQUIREMENT: Ref er t o Par t 3 Repor t i ng Requi r ement s,
I I I . Repor t i ng Requi r ement s f or
New/ Rol l over / Tr ansf er I ndi cat or , t o
det er mi ne i f t he di agr amnumber i s
r equi r ed based on r epor t ed

NOTE: Di agr amNumber 9 may be added t o ol der pol i ci es ef f ect i ve
pr i or t o 10/ 1/ 2009, i f appr opr i at e.

Part 4 4-85 Revision 4 (10/1/01)
DATA ELEMENT: Elevation Certificate Indicator

ALIAS: None

ACRONYM: WYO ( PMF) ELEV- CERT


DESCRIPTION:

Thi s i ndi cat or i s r equi r ed f or pol i ci es r at ed usi ng t he Post - FI RM
Zone A r at e t abl es and pr ovi si onal l y r at ed Post - FI RM pol i ci es i n
Zone AE, A01- A30 or - Zone A wher e t he communi t y pr ovi des BFEs.

For policies rated using the Post-FIRM Unnumbered Zone A Rate
Table:

The El evat i on Cer t i f i cat e i ndi cat or shows whet her a pol i cy has
been r at ed wi t h no El evat i on Cer t i f i cat e submi t t ed; wi t h an
El evat i on Cer t i f i cat e submi t t ed t hat i ncl udes a BFE pr ovi ded by
t he communi t y or a r egi st er ed pr of essi onal engi neer , ar chi t ect ,
or sur veyor ; or wi t h an El evat i on Cer t i f i cat e submi t t ed t hat does
not i ncl ude a BFE, but does i ncl ude el evat i ons of t he l owest
f l oor and of t he hi ghest adj acent gr ade.

Pol i ci es wi t h or i gi nal ef f ect i ve dat es pr i or t o Oct ober 1, 1982,
and r enewed or r ol l ed over t o a WYO company wi t h no br eak i n
cover age or change i n i nsur abl e i nt er est can be r at ed as bei ng +2
t o +4 f eet above t he hi ghest adj acent gr ade next t o t he bui l di ng
wi t h no El evat i on Cer t i f i cat e. Al l ot her pol i ci es need an
El evat i on Cer t i f i cat e t o avoi d payi ng a hi gher r at e f or not
havi ng a cer t i f i cat e.

Pol i ci es wi t h or i gi nal new busi ness dat es on or af t er Oct ober 1,
2011 cover i ng Post - FI RM bui l di ngs i n zone unnumber ed A wi l l now
r equi r e an El evat i on Cer t i f i cat e. These pol i ci es wi l l al so not be
al l owed t o use El evat i on Cer t i f i cat e i ndi cat or s 1 and 2 wi t h
t he except i on of Submi t - f or - Rat e pol i ci es. These requirements
will not apply to transfer/rollover transactions.

For policies using the Provisional Rating Table: Post-FIRM Zone
AE, A1-A30 or- Post-FIRM Unnumbered Zone A where the Community
Provides BFEs:

The El evat i on Cer t i f i cat e i ndi cat or must be used on al l
pr ovi si onal l y r at ed pol i ces t o show whet her t he bui l di ng was
bui l t wi t h a basement or subgr ade cr awl space, f i l l or cr awl space,
on pi l i ngs, pi er s, or col umns, or sl ab on gr ade.

For policies rated using the Post-FIRM Zone AO, AH rate tables:

Pol i ci es wi t h or i gi nal new busi ness dat es on or af t er Oct ober 1,
2011, cover i ng Post - FI RM bui l di ngs i n zones AH or AO wi l l r equi r e
t he f ol l owi ng:

Part 4 4-86A Revision 4 (10/1/01)
DATA ELEMENT: Elevation Certificate Indicator (Cont'd.)


The With Certification of Compliance r at e appl i es t o pol i ci es
wi t h Post - FI RM Y when zone AH i s r epor t ed and t he el evat i on
di f f er ence i s zer o or gr eat er .

The With Certification of Compliance r at e appl i es t o pol i ci es
wi t h Post - FI RM i ndi cat or Y or N , when zone AH is reported as
AHB and t he el evat i on di f f er ence i s zer o or gr eat er .

Post - FI RM Y pol i ci es r epor t ed wi t h def aul t val ue ( +999) f or t he
el evat i on di f f er ence wi l l not be al l owed f or zones AH or AHB,
wi t h or i gi nal new busi ness dat e on or af t er Oct ober 1, 2011.

Pr e- FI RM r at es ar e used f or Post - FI RM i ndi cat or N wher e t he
def aul t val ue ( +999) i s r epor t ed i n t he el evat i on di f f er ence wi t h
no l et t er of compl i ance on pol i ci es r epor t ed wi t h AH zone and t he
or i gi nal new busi ness dat e i s bef or e Oct ober 1, 2013. I f t he
or i gi nal new busi ness dat e i s on or af t er Oct ober 1, 2013, and
t he New/ Rol l over / Tr ansf er i ndi cat or i s N , use Post - FI RM
pr ocedur es and Post - FI RM r at e t abl es, r egar dl ess of t he Post - FI RM
i ndi cat or .

Pr e- FI RM r at es ar e al so used f or Post - FI RM i ndi cat or N wher e
t he el evat i on di f f er ence i s l ess t han zer o on pol i ci es r epor t ed
wi t h AH zone and t he or i gi nal new busi ness dat e i s bef or e Oct ober
1, 2013. I f t he or i gi nal new busi ness dat e i s on or af t er Oct ober
1, 2013, and t he New/ Rol l over / Tr ansf er i ndi cat or i s N , use
Post - FI RM pr ocedur es and Post - FI RM r at e t abl es, r egar dl ess of t he
Post - FI RM i ndi cat or .

EDIT CRITERIA: Al phanumer i c, Accept abl e Val ues:

Post-FIRM Unnumbered Zone A Rate Table

1 - No El evat i on Cer t i f i cat e, or i gi nal ef f ect i ve
dat e pr i or t o Oct ober 1, 1982, wi t h no br eak i n
i nsur ance cover age or change i n i nsur abl e
i nt er est . Policies will be rated using No Base
Flood Elevation +2 to +4 feet rates.

2 - No El evat i on Cer t i f i cat e, or i gi nal ef f ect i ve
dat e on or af t er Oct ober 1, 1982, wi t h no br eak
i n i nsur ance cover age or change i n i nsur abl e
i nt er est . Policies will be rated using No
Elevation Certificate rates.

3 - El evat i on Cer t i f i cat e wi t h BFE. Policies
will be rated using With Base Flood Elevation
rates.

Part 4 4-86B Revision 4 (10/1/01)

EDIT CRITERIA: ( Cont ' d. )

4 - El evat i on Cer t i f i cat e wi t hout BFE. Policies
will be rated using No Base Flood Elevation
rates.

NOTE: Post - FI RM unnumber ed zone A pol i ci es
wi t h or i gi nal new busi ness dat es on or af t er
Oct ober 1, 2011, cannot r epor t El evat i on
Cer t i f i cat e I ndi cat or val ues 1 and 2 unl ess
t he Ri sk Rat i ng Met hod i s 2 ( SFR) .

Provisional Rating Table: Post-FIRM Zone AE,
A1-A30 or- Post-FIRM Unnumbered Zone A where the
Community Provides BFEs

A Basement or Subgr ade Cr awl space
B - Fi l l or Cr awl space
C - Pi l es, Pi er s, or Col umns wi t h Encl osur e
D - Pi l es, Pi er s, or Col umns wi t hout Encl osur e
E - Sl ab on Gr ade

LENGTH: 1

Appl i cat i on and t he El evat i on Cer t i f i cat e.

SYSTEM FUNCTION: Under wr i t i ng and Rat i ng Ver i f i cat i on

REPORTING REQUIREMENT: Requi r ed f or Post - FI RM Zone A pol i ci es.
Requi r ed f or pr ovi si onal l y r at ed
pol i ci es.

NOTE:

Because zones AH, AO and unnumber ed A now r equi r e an el evat i on
cer t i f i cat e ( ef f ect i ve Oct ober 1, 2011) , tentative rates ( Ri sk
Rat i ng Met hod 8 ) wi l l now be per mi t t ed f or Post - FI RM bui l di ngs
i n zones AH, AO and Unnumber ed A.

Because some Pr e- FI RM bui l di ngs wi l l now r equi r e an el evat i on
cer t i f i cat e ( ef f ect i ve Oct ober 1, 2013) , t ent at i ve r at es wi l l be
per mi t t ed f or Pr e- FI RM bui l di ngs i n any SFHA or Zone D.

Part 4 4-86C Revision 4 (10/1/01)

Elevation Requirements for Post-FIRM zone AO, AH, AOB, AHB, and unnumbered A policies
effective October 1, 2011, and Pre-FIRM zone AO, AH, AOB, AHB, and unnumbered A
policies with original new business effective date on or after October 1, 2013

Applicable to: Post-FIRM policies with original new business dates on or after
October 1, 2011 Optional for policies reported with
New/Rollover/Transfer indicator R, T or Z. Excludes policies reported with
Risk Rating Method 8 (Tentative rated) or 6 (Provisionally rated) and Pre-FIRM
policies with original new business effective date on or after October 1, 2013.

Zone BFE LFE Elevation
Difference
Rates Permitted

Unnumber ed
A
Any val ue,
i ncl udi ng
def aul t
9999. 0
Any val ue,
( def aul t
9999. 0 not
per mi t t ed)
Any val ue,
( def aul t
+999 not
per mi t t ed)
Post - FI RM Unnumber ed Zone A
Rat e Tabl e

Use any appl i cabl e r at es
under Type of El evat i on
Cer t i f i cat e cat egor i es No
Base Flood Elevation or
With Base Flood
Elevation.

Except i on: Cat egor y No
Elevation Certificate i s
onl y per mi t t ed f or pol i ci es
r epor t ed as Ri sk Rat i ng
Met hod 2 ( SFR) .

AH Any val ue,
( def aul t
9999. 0 not
per mi t t ed)
Any val ue,
( def aul t
9999. 0 not
per mi t t ed)
Any val ue,
( def aul t
+999 not
per mi t t ed)
Post - FI RM AO, AH Rat e Tabl e

Use Without Certification
of Compliance or Elevation
Certificate i f t he
el evat i on di f f er ence i s
l ess t han zer o.

Use With Certification of
Compliance i f t he
equal t o or gr eat er t han
zer o.

AHB Any val ue,
( def aul t
9999. 0 not
per mi t t ed)
Any val ue,
( def aul t
9999. 0 not
per mi t t ed)
Any val ue
equal t o or
gr eat er t han
zer o,
( def aul t
+999 not
per mi t t ed)
Post - FI RM AO, AH Rat e Tabl e

Use With Certification of
Compliance i f t he
zer o. Pol i ci es can be
r epor t ed wi t h Post - FI RM
i ndi cat or Y or N i f t he
cr i t er i a wer e met .

Not e: I f t he el evat i on
di f f er ence i s l ess t han
zer o, pol i cy wi l l r ecei ve
r at i ng er r or .

Part 4 4-86D Revision 4 (10/1/01)

Elevation Requirements for Post-FIRM zone AO, AH, AOB, AHB, and unnumbered A
policies effective October 1, 2011, and Pre-FIRM zone AO, AH, AOB, AHB, and
unnumbered A policies with original new business effective date on or after
October 1, 2013 (Contd.)

Zone BFE LFE Elevation
Difference
Rates Permitted

AO Any val ue,

( def aul t
9999. 0 not
per mi t t ed)
Any val ue,
( def aul t
9999. 0 not
per mi t t ed)
Any val ue,
( def aul t
+999 not
per mi t t ed)
Post - FI RM AO, AH Rat e
Tabl e

Use Without
Certification of
Compliance or Elevation
Certificate i f t he
l ess t han zer o.

Use With Certification
of Compliance i f t he
zer o.

AOB Any val ue,
i ncl udi ng
def aul t
9999. 0
Any val ue,
i ncl udi ng
def aul t
9999. 0
Any val ue
equal t o or
gr eat er
t han zer o,
i ncl udi ng
def aul t
+999
Post - FI RM AO, AH Rat e
Tabl e

Use With Certification
of Compliance i f t he
zer o - or - r epor t ed as
def aul t +999. Pol i ci es
can be r epor t ed wi t h
Post - FI RM i ndi cat or Y
or N i f t he cr i t er i a
wer e met .

Not e: I f t he el evat i on
di f f er ence i s l ess t han
zer o, pol i cy wi l l
r ecei ve r at i ng er r or .

Part 4 4-87 Revision 4 (10/1/01)
DATA ELEMENT: Elevation Certification Date

ALIAS: None

ACRONYM: ( PMF) ELEV- CERT- DT


DESCRIPTION:

The dat e t hat t he El evat i on Cer t i f i cat e dat a was cer t i f i ed by t he
sur veyor , engi neer , or ar chi t ect .


LENGTH: 8

DEPENDENCIES: I nf or mat i on i s obt ai ned f r omt he appl i cat i on and
t he El evat i on Cer t i f i cat e.

SYSTEM FUNCTION: Used t o ver i f y t he r epor t i ng of Lowest
Adj acent Gr ade and Di agr amNumber , and t o
anal yze age of cer t i f i cat i on.

det er mi ne i f t he el evat i on cer t i f i cat i on
dat e i s r equi r ed based on r epor t ed

Part 4 4-88 Revision 4 (10/1/01)
DATA ELEMENT: Elevation Difference

ALIAS: El evat i on

ACRONYM: Di r ect ( PMF) El ev- Di f f er ence
WYO ( PMF) ELEV- DI FF

Cl ai mMast er ( CMF)

DESCRIPTION:

Di f f er ence bet ween t he el evat i on of t he l owest f l oor used f or
r at i ng or t he f l oodpr oof ed el evat i on and t he base f l ood el evat i on
( BFE) , or base f l ood dept h, as appr opr i at e. Round t o near est
hi gher el evat i on di f f er ence i n whol e f eet usi ng . 5 as t he
mi dpoi nt .

Thi s dat a i s r epor t ed onl y i f t he pol i cy i s el evat i on r at ed.

Ent r y of +999 i ndi cat es t he f i el d i s not r epor t ed and/ or used f or
t hi s pol i cy.

EDIT CRITERIA: Numer i c, may be posi t i ve or negat i ve

LENGTH: 4

Appl i cat i on.

SYSTEM FUNCTION: Rat i ng El ement


NOTE:

I f t he el evat i on di f f er ence i s r epor t ed wi t h a val ue of +999, t he
BFE and t he Lowest Fl oor El evat i on ( LFE) must be r epor t ed wi t h a
val ue of 9999. 0.

I f t he el evat i on di f f er ence i s r epor t ed wi t h a val ue ot her t han
+999, t he BFE and t he LFE shoul d not be r epor t ed wi t h 9999. 0.
Unnumber ed A Zone pol i ci es, Al t er nat i ve pol i ci es, PRP pol i ci es,
Leased Feder al Pr oper t y pol i ci es, Gr oup Fl ood pol i ci es,
pr ovi si onal l y r at ed pol i ci es, and t ent at i vel y r at ed pol i ci es ar e
excl uded f r omr epor t i ng t he BFE and LFE. Leased Feder al
Pr oper t i es ( Ri sk Rat i ng Met hod F ) ar e al l owed t o r epor t def aul t
val ue 9999. 0, i f usi ng t ent at i ve r at es.

wi l l now be r equi r ed on Post - FI RM bui l di ngs i n zones AH, AO, AOB,
AHB and unnumber ed A , wi t h t he except i on of pol i ci es r epor t ed
wi t h New/ Rol l over / Tr ansf er i ndi cat or R or Z . Ref er t o t he
Elevation Requirements Matrix under dat a el ement El evat i on
Cer t i f i cat e I ndi cat or i n t he TRRP manual f or speci f i c
i nf or mat i on r egar di ng zones AH, AO, AOB, AHB and unnumber ed A .

Part 4 4-88A Revision 4 (10/1/01)
DATA ELEMENT: Elevation Difference (Cont'd.)

NOTE: Cont ' d. )

wi l l now be r equi r ed on Pr e- FI RM bui l di ngs i n SFHA t hat do not
qual i f y f or subsi di zed r at es as out l i ned i n Bi gger t - Wat er s Fl ood
I nsur ance Ref or mAct of 2012.

Floodproofed Policies:

actual values f or t he LFE, BFE, and el evat i on di f f er ence shoul d
be r epor t ed. The NFI P wi l l subt r act one f oot f r omt he r epor t ed
el evat i on di f f er ence and use t he new di f f er ence t o det er mi ne t he
r at es and comput e t he pr emi um. The l owest f l oor el evat i on must be
at l east one f oot above t he BFE i n or der t o use t he f l oodpr oof i ng
cer t i f i cat e.

Part 4 4-88C Revision 4 (10/1/01)
DATA ELEMENT: Enclosure Type

ALIAS: None

ACRONYM: ( PMF) ENCLOSE_TYPE


DESCRIPTION:

I ndi cat es i f t her e i s an encl osur e bel ow t he l owest el evat ed f l oor of
an el evat ed bui l di ng, and i f t her e i s whet her i t i s a f ul l or par t i al
encl osur e.


F Ful l y
P - Par t i al l y
N None

LENGTH: 1

Appl i cat i on.


busi ness dat e on or af t er Oct ober 1, 2013 and t he El evat ed
Bui l di ng I ndi cat or i s Y . Thi s appl i es t o bot h Pr e- FI RM and
Post - FI RM pol i ci es.

NOTE:

1, 2013 can be r epor t ed wi t h F , P , N , or bl ank.

Pol i ci es r epor t ed wi t h New/ Rol l over / Tr ansf er i ndi cat or R
or Z can be r epor t ed wi t h F , P , N , or bl ank

Pol i ci es wi t h Ri sk Rat i ng met hods 9 ( MPPP) or G ( GFI P)
can r epor t F , P , N , or bl ank.

I f t he Encl osur e Type i s F or P , t he Obst r uct i on Type
cannot be 10 or bl ank.

I f t he Encl osur e Type i s F or P , t he
Basement / Encl osur e/ Cr awl space Type cannot be 0 ( no
basement ) .

I f t he El evat ed Bui l di ng I ndi cat or i s N , t he Encl osur e
Type must be N or bl ank.

Part 4 4-88D Revision 4 (10/1/01)


Part 4 4-97 Revision 4 (10/1/01)
DATA ELEMENT: Federal Policy Fee

ALIAS: Pol i cy Ser vi ce Fee

ACRONYM: Di r ect ( PMF) Ser vi ce- Fee
WYO ( PMF) Pol i cy_Fee


DESCRIPTION:

The Feder al Pol i cy Fee pr ovi des f unds t o meet t hose
admi ni st r at i ve expenses t hat pr evi ousl y wer e pai d f or out of
Feder al appr opr i at i ons or Feder al bor r owi ng ( t r ansf er s f r omt he
Nat i onal Fl ood I nsur ance Fund t o appr opr i at i on account s) . These
admi ni st r at i ve expenses i ncl ude Feder al f l oodpl ai n management
expenses, t he cost of f l ood i nsur ance r i sk zone and f l ood
el evat i on st udi es, f unds t o pur chase hi gh- r i sk pr oper t i es t o
r emove t hemf r omt he i nsur ance r ol l s, and FEMA st af f expenses
aut hor i zed f or t he NFI P under t he annual Feder al budget pr ocess.
The Feder al Pol i cy Fee i s not consi der ed t o be pr emi umand i s not
subj ect t o agent s' commi ssi ons, WYO company expense al l owances
under t he Fi nanci al Assi st ance/ Subsi dy Ar r angement , and st at e or
l ocal pr emi umt axes.

The Feder al Pol i cy Fee, i n ef f ect as of t he ef f ect i ve dat e of t he
pol i cy t er m, i s char ged on al l pol i ci es i ssued, bot h new and
r enewal s. The f ee i s char ged onl y once on any pol i cy t er mand i s
appl i cabl e t o pol i ci es wi t h pol i cy t er mef f ect i ve dat es of
J une 1, 1991, or l at er .

EDIT CRITERIA: Si gned number i n whol e dol l ar s; Accept abl e
Val ue: t he Feder al Pol i cy Fee i n ef f ect as of
t he ef f ect i ve dat e of t he pol i cy t er m

LENGTH: 5

Appl i cat i on.

SYSTEM FUNCTION: Ot her I ncome Anal ysi s


Part 4 4-98 Revision 4 (10/1/01)
DATA ELEMENT: Federal Policy Fee - Refunded


ACRONYM: WYO ( PMF) Fee_Ref unded
Di r ect ( PMF) Ser vi ce_Fee


DESCRIPTION:

Tot al Feder al Pol i cy Fee r ef unded i n dol l ar s and cent s f or a
par t i cul ar pol i cy t er m. See " Cancel l at i on/ Voi dance Reason"
descr i pt i on f or i nst r uct i ons on how t he r ef und i s cal cul at ed.

EDIT CRITERIA: Posi t i ve numer i c i n dol l ar s and cent s

LENGTH: 7 wi t h an i mpl i ed deci mal of t wo posi t i ons




Par t 4 4- 115B Revi si on 4 ( 10/ 1/ 01)
DATA ELEMENT: Grandfathering Type Code (Contd.)

DEPENDENCIES: ( Cont d. )

The Current Map Information i s onl y r equi r ed when one of t he
gr andf at her i ng r ul es i s bei ng appl i ed. The Cur r ent Map
I nf or mat i on must be obt ai ned f r omt he FI RM i n ef f ect on t he dat e
of appl i cat i on. When t he gr andf at her i ng r ul e i s not bei ng
appl i ed, t he Cur r ent Map I nf or mat i on must be l ef t bl ank.



No Gr andf at her i ng: Repor t one communi t y number , panel number ,
suf f i x, zone, and BFE i n t he Rat i ng Map I nf or mat i on f i el ds. The
i nf or mat i on shoul d be based on t he FI RM i n ef f ect at t he t i me of
appl i cat i on.

Gr andf at her i ng Bui l t t o Code: Repor t t wo communi t y number s, panel
number s, suf f i xes, zones, and BFEs. The Rat i ng Map I nf or mat i on
f i el ds wi l l cont ai n t he i nf or mat i on t hat was i n ef f ect on t he
dat e of const r uct i on, and t hi s wi l l be used t o cal cul at e t he
pr emi um. The Cur r ent Map I nf or mat i on f i el ds wi l l cont ai n t he
dat a f r omt he FI RM i n ef f ect at t he t i me of appl i cat i on.

Gr andf at her i ng Cont i nuous Cover age: For new busi ness t r ansf er or
r ol l over wher e a pr oducer i ndi cat es gr andf at her i ng due t o
cont i nuous cover age, r epor t t wo communi t y number s, panel number s,
suf f i xes, zones, and, i f appl i cabl e, BFEs. The Rat i ng Map
I nf or mat i on f i el ds wi l l cont ai n t he i nf or mat i on t hat i s
r ef l ect ed on t he expi r i ng pol i cy, and t hi s wi l l be used t o
cal cul at e t he pr emi um. The Cur r ent Map I nf or mat i on f i el ds wi l l
cont ai n t he dat a f r omt he FI RM i n ef f ect at t he t i me of
r ol l over / t r ansf er new busi ness/ r enewal appl i cat i on. Al so, r epor t
t he pr i or pol i cy number .

When gr andf at her i ng, i t i s accept abl e t o have t he same communi t y
number and panel number i n bot h f i el ds. The suf f i x shoul d be
di f f er ent , and ei t her t he zone or BFE shoul d di f f er , OR bot h t he
zone and BFE wi l l di f f er . When t her e i s no BFE i n one of t he BFE
f i el ds, 9999. 0 shoul d be used.

NOTE:

1, 2009, can r epor t bl anks i n t he Gr andf at her i ng Type Code.

el i gi bl e f or Gr andf at her i ng r epor t 1 or bl ank.

be r epor t ed wi t h 1 , 2 , 3 , or bl anks r egar dl ess of t he

Part 4 4-122 Revision 4 (10/1/01)
DATA ELEMENT: ICC Premium WYO

ALIAS: None

ACRONYM: WYO ( PMF) N- PREM- I CC


DESCRIPTION:

The I ncr eased Cost of Compl i ance ( I CC) pr emi umsel ect ed bef or e
any di scount s ar e appl i ed by t he company t o r at e t he pol i cy.

EDIT CRITERIA: Unsi gned Numer i c i n whol e dol l ar s

LENGTH: 3


anomal i es.


Part 4 4-130 Revision 4 (10/1/01)
DATA ELEMENT: Lowest Adjacent Grade

ALIAS: None

ACRONYM: WYO ( PMF) LOWADJ _GRADE

El evat i on Cer t i f i cat e Mast er Fi l e ( ECMF)

DESCRIPTION:

Lowest nat ur al gr ade adj acent t o t he i nsur ed st r uct ur e pr i or t o
excavat i ng or f i l l i ng. Val ue 9999. 0 i ndi cat es t he f i el d i s not
r epor t ed and/ or used f or t hi s pol i cy.



Appl i cat i on.

SYSTEM FUNCTION: Used i n comput i ng el evat i on.

det er mi ne i f t he l owest adj acent gr ade i s

Part 4 4-131 Revision 4 (10/1/01)
DATA ELEMENT: Lowest Floor Elevation

ALIAS: Fi r st Fl oor El evat i on, Lowest Fl oor I ncl udi ng Basement

ACRONYM: WYO ( PMF) LOW- FLOOR

El evat i on Cer t i f i cat e Mast er ( ECMF)
Cl ai ms Mast er ( CMF)

DESCRIPTION:

A bui l di ng' s l owest f l oor i s t he f l oor or l evel ( i ncl udi ng
basement / encl osur e/ cr awl space/ subgr ade cr awl space) t hat i s used
as t he poi nt of r ef er ence when r at i ng a bui l di ng. Thi s i ncl udes
t he l evel t o whi ch a bui l di ng i s f l oodpr oof ed*. For mor e
def i ni t i ve i nf or mat i on, r ef er t o t he NFI P Fl ood I nsur ance Manual .
The l owest f l oor el evat i on of t he i nsur ed st r uct ur e i n t ent hs of
f eet i s suppor t ed by an el evat i on sur vey of t he pr oper t y. Val ue
9999. 0 i ndi cat es t he f i el d i s not r epor t ed and/ or used f or t hi s
pol i cy.

Not e: I n t he Cl ai ms Mast er Fi l e ( CMF) , whol e f eet ar e used.

*Floodproofed Policies:
actual values f or t he LFE, BFE, and el evat i on di f f er ence shoul d
be r epor t ed. The l owest f l oor el evat i on must be at l east 1 f oot
above t he BFE i n or der t o use t he f l oodpr oof i ng cer t i f i cat e.



Appl i cat i on and t he El evat i on Cer t i f i cat e.

SYSTEM FUNCTION: Used i n comput i ng el evat i on di f f er ence bet ween
l owest f l oor and base f l ood el evat i on ( BFE)

REPORTING REQUIREMENT:

Requi r ed on pol i ci es wi t h an or i gi nal new busi ness dat e on or
af t er Oct ober 1, 1997, and t he pol i cy ef f ect i ve dat e on or af t er
May 1, 2006.

wi l l now be r equi r ed on Post - FI RM bui l di ngs i n zones AH, AO, AOB,
AHB and unnumber ed A , wi t h t he except i on of pol i ci es r epor t ed
wi t h New/ Rol l over / Tr ansf er i ndi cat or R . Ref er t o t he Elevation
Requirements Matrix under dat a el ement El evat i on Cer t i f i cat e
I ndi cat or i n t he TRRP manual f or speci f i c i nf or mat i on r egar di ng
zones AH, AO, AOB, AHB and unnumber ed A .

Part 4 4-132 Revision 4 (10/1/01)
DATA ELEMENT: Map Panel Number (Rating Map Information)

ALIAS: Panel , Panel Number , Gr i d Number of Fl ood Map

ACRONYM: Di r ect ( PMF) Communi t y- Panel
Di r ect ( PMF) Panel Number ( CM- Panel - Number ) ( COMF)
WYO ( PMF) W- PANEL- NO

Communi t y Mast er ( COMF)

DESCRIPTION:

I dent i f i es t he number of t he f l ood map panel t hat i ncl udes t he
l ocat i on of t he i nsur ed pr oper t y, i f t he map i s of t he z- f ol d
t ype. The f l ood map panel pr ovi des t he i nf or mat i on necessar y t o
det er mi ne whet her or not t he i nsur ed pr oper t y i s i n t he Speci al
Fl ood Hazar d Ar ea i n t he case of Emer gency Pr ogr amcommuni t i es,
or t o det er mi ne f l ood r i sk zone and Base Fl ood El evat i on i n t he
case of Regul ar Pr ogr amcommuni t i es.

EDIT CRITERIA: Al phanumer i c; must be al l numer al s or al l bl anks.

Zer o or bl anks wi l l be accept ed f or t he f ol l owi ng condi t i ons onl y:

The Regul ar / Emer gency Pr ogr ami ndi cat or i s E ( Emer gency
Pr ogr am) , or
The Ri sk Rat i ng met hod i s G ( Gr oup Fl ood pol i ci es) , or
The communi t y has onl y an act i ve zer o map panel or act i ve
bl ank map panel f or t he r epor t ed map suf f i x, or
The Ri sk Rat i ng met hod i s 3 ( Al t er nat i ve Rat i ng) .

I f t he communi t y has act i ve map panel s ( ot her t han zer os or bl anks)
f or t he r epor t ed map suf f i x, one of t hese act i ve map panel s must be
used.

LENGTH: 4

DEPENDENCIES: I nf or mat i on i s obt ai ned f r omt he El evat i on
Cer t i f i cat e.

SYSTEM FUNCTION: Val i dat es f l ood r i sk zone used f or r at i ng
pol i cy.

REPORTING REQUIREMENT: Al so r ef er t o Par t 3 Repor t i ng
Requi r ement s, I I I . Repor t i ng
Requi r ement s f or New/ Rol l over / Tr ansf er
I ndi cat or , t o det er mi ne i f t he map panel
number i s r equi r ed based on r epor t ed

NOTE: The Map Panel Number i s r epor t ed i n t he Communi t y Rat i ng
Map I nf or mat i on sect i on of t he Fl ood I nsur ance Appl i cat i on.

Part 4 4-133A Revision 4 (10/1/01)
DATA ELEMENT: Mitigation Offer Indicator

ALIAS: None

ACRONYM: ( PMF) MI TI G- OFFER


DESCRIPTION:

I ndi cat es whet her or not t he Repet i t i ve Loss pol i cy pr oper t y owner
r ef used a mi t i gat i on of f er .

EDIT CRITERIA: Al pha, Accept abl e Val ues:

Y - Ref used mi t i gat i on of f er
N or bl ank No of f er or di d not r ef use mi t i gat i on of f er

LENGTH: 1

DEPENDENCIES: Val i d f or NFI P Di r ect Ser vi ci ng Agent onl y

SYSTEM FUNCTION: Pol i cy Tr acki ng

REPORTING REQUIREMENT: Requi r ed f or NFI P Di r ect Ser vi ci ng Agent
onl y

Part 4 4-133B Revision 4 (10/1/01)


Part 4 4-139 Revision 4 (10/1/01)
DATA ELEMENT: New/Rollover/Transfer Indicator

ALIAS: Rol l over

ACRONYM: ( PMF) ROLLOVER


DESCRIPTION:

Code i ndi cat i ng whet her :

The pol i cy i s a new i ssue gener at ed by t he WYO company ( N) .
The pol i cy was t r ansf er r ed f r omone WYO company t o anot her
and i s consi der ed a r ol l over or r enewal ( R) .
The pol i cy i s r enewed by t he WYO company but r epor t ed as new
busi ness due t o ei t her a cancel l at i on/ r ewr i t e or conver si on of
an exi st i ng pol i cy t o a new NFI P pol i cy f or m( R) .
The pol i cy was t r ansf er r ed f r omt he NFI P Di r ect t o a WYO
company and i s consi der ed a r ol l over or r enewal ( R) .
The pol i cy was cancel ed and r ewr i t t en f or TRRP r eason code
22. Thi s i s used when an MPPP pol i cy was cancel ed and
r ewr i t t en, and when changes ar e due t o syst emconst r ai nt s.
I t shoul d al so be used t o i dent i f y a pol i cy t hat was cancel ed
as a st andar d X Zone pol i cy and r ewr i t t en as a PRP due t o
mi sr at i ng ( Z) .
The pol i cy was cancel ed and r ewr i t t en f or TRRP r eason code
24. Thi s i s used t o i dent i f y a pol i cy t hat was cancel ed as a
st andar d r at ed pol i cy and r ewr i t t en as a PRP as a r esul t of a
map r evi si on, LOMA, or LOMR ( Z) .
Ef f ect i ve May 1, 2005, code E wi l l no l onger be val i d.
Pol i ci es wi t h or i gi nal new busi ness dat es pr i or t o May 1,
2005, and r epor t ed wi t h E wi l l not be r equi r ed t o r epor t
l owest adj acent gr ade, di agr amnumber , el evat i on
cer t i f i cat i on dat e, r epl acement cost , and map panel number .
Ef f ect i ve Oct ober 1, 2013, code T ( t r ansf er ) r epr esent s a
pol i cy wi t h a new appl i cat i on t hat i s a t r ansf er f r omt he
NFI P Di r ect or WYO company, and has no l apse i n cover age f r om
t he most r ecent pol i cy t er m.
N - New I ssue
R - Rol l over / Renewal
E - ( Cancel ed ef f ect i ve May 1, 2005)
Z - Rewr i t t en f or TRRP cancel l at i on r eason codes 22 and 24
T - Tr ansf er
LENGTH: 1
DEPENDENCIES: Wi l l be pr ovi ded by WYO company or agent .
SYSTEM FUNCTION: Mar ket i ng Anal ysi s
WYO Pr ogr amEval uat i on
Rat i ng

Part 4 4-139A Revision 4 (10/1/01)
DATA ELEMENT: Number of Elevators

ALIAS: None

ACRONYM: ( PMF) NUM_ELEVATOR


DESCRIPTION:

I ndi cat es t he number of el evat or s i n t he bui l di ng. I f no
el evat or s ar e pr esent , bl anks or zer os wi l l be r epor t ed.

EDIT CRITERIA: Numer i c

LENGTH: 2

Appl i cat i on.

SYSTEM FUNCTION: Rat i ng El ement

busi ness dat e on or af t er Oct ober 1, 2013 and t he El evat ed
Bui l di ng I ndi cat or i s Y . Thi s appl i es t o bot h Pr e- FI RM and
Post - FI RM pol i ci es.

NOTE:

1, 2013 can be r epor t ed wi t h bl anks or zer os.

or Z ar e not r equi r ed t o r epor t t he Number of El evat or s
bl ank and zer o ar e accept abl e val ues.

Ri sk r at i ng met hod 9 ( MPPP) and G ( GFI P) pol i ci es ar e
not r equi r ed t o r epor t t he Number of El evat or s bl ank and
zer o ar e accept abl e val ues.

I f t he Number of El evat or s i s gr eat er t han zer o, t he
El evat ed Bui l di ng i ndi cat or must be Y , Post - FI RM
Const r uct i on i ndi cat or i s N or Y and Obst r uct i on Type
must be wi t h 90, 91, 92, 94, 95, 96, 97 or 98.

Part 4 4-139B Revision 4 (10/1/01)


Part 4 4-151A Revision 4 (10/1/01)
DATA ELEMENT: Policy Assignment Type

ALIAS: None

ACRONYM: ( PMF) POL- ASSI GN- TYP


DESCRIPTION:

I ndi cat es a change i n t he named i nsur ed associ at ed wi t h a
t r ansf er of owner shi p. Thi s f i el d al so di st i ngui shes whet her t he
t r ansf er of owner shi p r esul t ed f r oma pr oper t y pur chase, or
t hr ough a gi f t , i nher i t ance or ot her l egal conveyance.


N No assi gnment
P Assi gnment due t o new pur chase
O Ot her assi gnment

LENGTH: 1

DEPENDENCIES: I nf or mat i on i s obt ai ned f r omt he pol i cy
endor sement .

SYSTEM FUNCTION: Compl i ance per t he Bi gger t - Wat er s Fl ood

REPORTING REQUIREMENT: Requi r ed f or pol i cy endor sement s wi t h
endor sement ef f ect i ve dat e on or af t er Oct ober 1, 2013.

NOTE:

Pol i ci es wi t h endor sement ef f ect i ve dat es pr i or t o Oct ober
1, 2013 can be r epor t ed wi t h N or bl ank.

Pol i ci es wi t h Pr oper t y Pur chase Dat e pr i or t o 7/ 6/ 2012 can
be r epor t ed wi t h N or bl ank.

Ri sk r at i ng met hod 9 ( MPPP) and G ( GFI P) pol i ci es ar e
not r equi r ed t o r epor t t he Pol i cy Assi gnment Type N or
bl ank ar e accept abl e val ues.

I f t he Pr oper t y Pur chase Dat e i s on or af t er 7/ 6/ 2012, t he
Pol i cy Assi gnment Type must be P .

Part 4 4-151B Revision 4 (10/1/01)


Part 4 4-159A Revision 4 (10/1/01)
DATA ELEMENT: Premium Receipt Date

ALIAS: None

ACRONYM: ( PMF) PREM_RECP_DT


DESCRIPTION:

I ndi cat es t he dat e when pr emi umwas r ecei ved. The Pr emi umRecei pt
Dat e i s f or any t r ansact i on t hat had a submi t t ed pr emi um.


LENGTH: 8

DEPENDENCIES: I nf or mat i on i s r ecor ded i n t he NFI P Di r ect and
WYO syst ems as par t of ef f ect i ve dat e val i dat i on.


REPORTING REQUIREMENT: Requi r ed f or t r ansact i ons t hat have a
submi t t ed pr emi umef f ect i ve on or af t er Oct ober 1, 2013,
r egar dl ess of t he New/ Rol l over / Tr ansf er i ndi cat or .

NOTE:

I f a non- money endor sement / t r ansact i on i s r epor t ed, t he
Pr emi umRecei pt Dat e wi l l be bl ank or zer os.

Part 4 4-159B Revision 4 (10/1/01)


Part 4 4-160A Revision 4 (10/1/01)
DATA ELEMENT: Prior Policy Number

ALIAS: None

ACRONYM: ( PMF) PRI OR_POLNUM


DESCRIPTION:

For a new busi ness t r ansf er , t he pr i or pol i cy number wi l l be
r epor t ed. The pr i or pol i cy number i ndi cat es i f t her e was a pr i or
pol i cy i n f or ce f or t he i nsur ed pr oper t y.

Thi s dat a el ement was or i gi nal l y named Current Map Information
Prior Policy Number.

EDIT CRITERIA: Al phanumer i c

LENGTH: 10

Appl i cat i on.

SYSTEM FUNCTION: Gr andf at her i ng i nf or mat i on and/ or r at i ng
subsi dy el i gi bi l i t y.

REPORTING REQUIREMENT: Requi r ed f or pol i ci es r epor t ed wi t h
Gr andf at her i ng Type Code 3 . Al so r equi r ed f or pol i ci es wi t h
or i gi nal new busi ness dat e on or af t er Oct ober 1, 2013 and t he
New/ Rol l over / Tr ansf er I ndi cat or i s T .

NOTE:

I f a pr i or pol i cy number was r epor t ed bef or e Oct ober 1, 2013
i n t he dat a el ement or i gi nal l y named Cur r ent Map
I nf or mat i on Pr i or Pol i cy Number , t her e wi l l be no need t o
r epor t i t agai n.

Pol i ci es wi t h or i gi nal new busi ness dat es on or af t er
Oct ober 1, 2013 and New/ Rol l over / Tr ansf er i ndi cat or T , t he
Pr i or Pol i cy Number must not be bl ank.

I f t he Gr andf at her i ng Type code i s 1 , 2 , or bl ank,
pol i ci es can r epor t any val i d pol i cy number or bl anks i f
New/ Rol l over / Tr ansf er i ndi cat or i s N , R or Z .

I f t he Gr andf at her i ng Type code i s 3 , t he Pr i or Pol i cy
Number must not be bl ank.

Pol i ci es wi t h r i sk r at i ng met hods 7 , P , or Q and
or i gi nal new busi ness dat es on or af t er Oct ober 1, 2013
t he Pr i or Pol i cy Number must not be bl ank.

Part 4 4-160B Revision 4 (10/1/01)
DATA ELEMENT: Prior Policy Number (Contd.)

NOTE: ( Cont d. )

MPPP, Al t er nat i ve, Pr ovi si onal , and Tent at i ve pol i ci es wi t h
or i gi nal new busi ness dat es on or af t er 10/ 1/ 13 ar e not
el i gi bl e f or r enewal , r ol l over or t r ansf er .

Part 4 4-161 Revision 4 (10/1/01)
DATA ELEMENT: Probation Surcharge Amount WYO

ALIAS: None

ACRONYM: WYO ( PMF) COMM- PROB- WYO


DESCRIPTION:

The pr obat i on sur char ge amount cal cul at ed by t he company t o r at e
t he pol i cy.

EDIT CRITERIA: Unsi gned Numer i c i n whol e dol l ar s

LENGTH: 3


anomal i es.


Part 4 4-163A Revision 4 (10/1/01)
DATA ELEMENT: Property Purchase Date

ALIAS: None

ACRONYM: ( PMF) PROP_PURCHASE_DT


DESCRIPTION:

I ndi cat es t he dat e t hat t he i nsur ed pr oper t y was pur chased.


LENGTH: 8

Appl i cat i on and Gener al Change Endor sement For m.

SYSTEM FUNCTION: Det er mi nes subsi dy el i gi bi l i t y i n accor d wi t h
t he Bi gger t - Wat er s Fl ood I nsur ance Ref or mAct of 2012.

busi ness dat e on or af t er Oct ober 1, 2013. Al so r equi r ed f or
endor sement s on or af t er Oct ober 1, 2013 wi t h a Pol i cy Assi gnment
Type of P .

NOTE:

MPPP and GFI P pol i ci es ar e not r equi r ed t o r epor t t he
Pr oper t y Pur chase Dat e bl anks or zer os can be r epor t ed.

r epor t bl anks or zer os.

I f t he Pr oper t y Pur chase I ndi cat or i s Y , t hen t he Pr oper t y
Pur chase Dat e must be a val i d dat e cannot be zer os or
bl anks.

I f t he Pr oper t y Pur chase I ndi cat or i s N , t hen t he Pr oper t y
Pur chase Dat e can be r epor t ed wi t h bl anks or zer os.

I f t he Pol i cy Assi gnment Type i s P , t hen t he Pr oper t y
Pur chase Dat e must be a val i d dat e cannot be zer os or
bl anks.

Part 4 4-163B Revision 4 (10/1/01)
DATA ELEMENT: Property Purchase Indicator

ALIAS: None

ACRONYM: ( PMF) PROP_PURCHASE_I ND


DESCRIPTION:

I ndi cat es i f t he pr oper t y was pur chased by t he i nsur ed.


Y Yes
N - No

LENGTH: 1

Appl i cat i on.



NOTE:

MPPP and GFI P pol i ci es ar e not r equi r ed t o r epor t t he
Pr oper t y Pur chase I ndi cat or bl ank i s an accept abl e val ue.

r epor t bl anks or zer os.

I f t he Pr oper t y Pur chase Dat e i s r epor t ed ( ot her t han zer os
or bl anks) , t hen t he Pr oper t y Pur chase I ndi cat or must be
r epor t ed wi t h Y .

Part 4 4-170 Revision 4 (10/1/01)
DATA ELEMENT: Reinstatement Federal Policy Fee


ACRONYM: WYO ( PMF) Pol i cy- Fee
Di r ect ( PMF) SERVI CE- FEE


DESCRIPTION:

Thi s amount i s r epor t ed i n a Pol i cy Rei nst at ement wi t h Pol i cy
Changes Tr ansact i on ( 15A) . I t i s t he net amount of Feder al
Pol i cy Fee t hat r ever ses Feder al Pol i cy Fee- Ref unded pr evi ousl y
r epor t ed i n a Cancel l at i on Tr ansact i on ( 26A) .

EDIT CRITERIA: Si gned numer i c i n dol l ar and cent s


DEPENDENCIES: I nf or mat i on i s obt ai ned f r omt he f l ood i nsur ance
Gener al Change Endor sement f or m.



Part 4 4-171 Revision 4 (10/1/01)
DATA ELEMENT: Reinstatement Premium

ALIAS: None

ACRONYM: WYO ( PMF) T- PREMI UM
WYO ( PMF) E- PREMI UM


DESCRIPTION:

Thi s pr emi umamount i s r epor t ed i n a Pol i cy Rei nst at ement wi t h
Pol i cy Changes Tr ansact i on ( 15A) . I t i s t he net amount of
pr emi umt hat : ( 1) r ever ses a Tot al Pr emi umRef und pr evi ousl y
r epor t ed i n a Cancel l at i on Tr ansact i on ( 26A) ; and
( 2) i ncr ement al l y changes t he Tot al Cal cul at ed Pr emi umwher e such
a change i s associ at ed wi t h a pol i cy change al so bei ng r epor t ed
on t he Pol i cy Rei nst at ement Tr ansact i on.

The exampl es bel ow i l l ust r at e how t he Rei nst at ement Pr emi umi s
cal cul at ed. Not e t hat t he por t i on of t he pr emi umt hat r ever ses
t he Tot al Pr emi umRef und i s a posi t i ve amount .

Exampl es:

Case I : Tot al Pr emi umRef und r epor t ed on Cancel l at i on
Tr ansact i on ( 26A) $ 100
Pr emi umadj ust ment r equi r ed f or a change
i ncr easi ng amount of i nsur ance + 20
Rei nst at ement Pr emi umr epor t ed on Pol i cy
Rei nst at ement Tr ansact i on ( 15A) $ 120

Case I I : Tot al Pr emi umRef und r epor t ed on Cancel l at i on
Tr ansact i on ( 26A) $ 100
Pr emi umadj ust ment r equi r ed f or a change
decr easi ng amount of cover age - 20
Rei nst at ement Pr emi umr epor t ed on Pol i cy
Rei nst at ement Tr ansact i on ( 15A) $ 80

EDIT CRITERIA: Si gned numer i c i n dol l ar s and cent s


DEPENDENCIES: I nf or mat i on i s obt ai ned f r omt he f l ood i nsur ance
Gener al Change Endor sement f or m.

SYSTEM FUNCTION: Pr emi umand Loss Anal ysi s


Part 4 4-171A Revision 4 (10/1/01)
DATA ELEMENT: Reinstatement Reserve Fund Premium

ALIAS: None

ACRONYM: ( PMF) RESFUND_PREM


DESCRIPTION:

Thi s pr emi umamount i s r epor t ed i n a Pol i cy Rei nst at ement wi t h
Pol i cy Changes Tr ansact i on ( 15A) . I t i s t he net amount of
pr emi umt hat : ( 1) r ever ses a Reser ve Fund Pr emi um- Ref unded
amount pr evi ousl y r epor t ed i n a Cancel l at i on Tr ansact i on ( 26A) ;
and ( 2) i ncr ement al l y changes t he Reser ve Fund Pr emi umwher e such
a change i s associ at ed wi t h a pol i cy change al so bei ng r epor t ed
on t he Pol i cy Rei nst at ement Tr ansact i on.

EDIT CRITERIA: Si gned numer i c i n dol l ar s and cent s


DEPENDENCIES: I nf or mat i on i s obt ai ned f r omt he Gener al Change
Endor sement For m.



Part 4 4-171B Revision 4 (10/1/01)


Part 4 4-172A Revision 4 (10/1/01)
DATA ELEMENT: Rental Property Indicator

ALIAS: None

ACRONYM: ( PMF) RENTAL_PROP


DESCRIPTION:

I ndi cat es i f t he pr oper t y i s a r ent al pr oper t y.


Y Yes
N - No

LENGTH: 1

Appl i cat i on.



NOTE:

or Z ar e not r equi r ed t o r epor t t he Rent al Pr oper t y
I ndi cat or bl ank i s an accept abl e val ue.

MPPP and GFI P pol i ci es ar e not r equi r ed t o r epor t t he Rent al
Pr oper t y I ndi cat or bl ank i s an accept abl e val ue.

Part 4 4-172B Revision 4 (10/1/01)


Part 4 4-175 Revision 4 (10/1/01)
DATA ELEMENT: Replacement Cost

ALIAS: None

ACRONYM: WYO ( PMF) REPLACEMENT


DESCRIPTION:

Est i mat ed cost i n whol e dol l ar s t o r epl ace t he bui l di ng.
Repl acement cost cover age i s avai l abl e under t he bui l di ng
cover age f or a si ngl e- f ami l y dwel l i ng, i ncl udi ng a dwel l i ng uni t
i n a hi gh- r i se or ver t i cal condomi ni umbui l di ng, wr i t t en under
t he Dwel l i ng For mpol i cy. The Resi dent i al Condomi ni umBui l di ng
Associ at i on Pol i cy f or mal so pr ovi des r epl acement cost cover age
on t he bui l di ng cover age.

Repl acement cost i s not mar ket val ue, and i t does not i ncl ude t he
cost of t he l and. I t i s st r i ct l y t he est i mat ed cost t o
r econst r uct t he bui l di ng.

The company may est abl i sh and r epor t t he est i mat ed r epl acement
cost amount usi ng nor mal company pr act i ce.

EDIT CRITERIA: Posi t i ve numer i c i n whol e dol l ar s

Note: The Replacement Cost can be zero for any of the following
conditions:
Total Amount of Insurance Building is zero, or
Risk Rating Method is 9 (MPPP) or G (Group Flood)

LENGTH: 10

Appl i cat i on.

SYSTEM FUNCTION: I nsur ance t o Val ue Anal ysi s

REPORTING REQUIREMENT: Al so r ef er t o Par t 3 Repor t i ng
Requi r ement s, I I I . Repor t i ng Requi r ement s
f or New/ Rol l over / Tr ansf er I ndi cat or , t o
det er mi ne i f t he r epl acement cost i s

Part 4 4-179A Revision 4 (10/1/01)
DATA ELEMENT: Reserve Fund Premium

ALIAS: None

ACRONYM: ( PMF) RESFUND_PREM


DESCRIPTION:

I ndi cat es t he amount of pr emi umt o be appl i ed t o t he NFI P Reser ve
Fund account . The Reser ve Fund pr emi umwi l l be r epor t ed
separ at el y f r omt he submi t t ed pr emi umamount .

The Reser ve Fund wi l l be a per cent of pr emi um( appl i cabl e t o
speci f i c pol i ci es) appl i ed t o t he submi t t ed pr emi umaf t er t he
deduct i bl e i mpact , I CC pr emi umand CRS di scount . The Pr obat i on
Sur char ge and Feder al Pol i cy Fee wi l l be added t o t he pr emi um
subt ot al whi ch i ncl udes t he Reser ve Fund.

EDIT CRITERIA: Si gned Numer i c i n whol e dol l ar s

LENGTH: 8

Appl i cat i on or Gener al Change Endor sement For m.

SYSTEM FUNCTION: Compl i ance per t he Bi gger t - Wat er s Fl ood

busi ness dat e on or af t er Oct ober 1, 2013, r egar dl ess of t he
New/ Rol l over / Tr ansf er i ndi cat or .

Part 4 4-179B Revision 4 (10/1/01)
DATA ELEMENT: Reserve Fund Premium - Refunded

ALIAS: None

ACRONYM: ( PMF) RFPREM_REFUND


DESCRIPTION:

Tot al r eser ve f und pr emi umr ef unded i n dol l ar s and cent s on
over al l cover age f or a par t i cul ar pol i cy t er m. ( see
Cancel l at i on/ Voi dance Reason dat a el ement f or i nst r uct i ons on
how t he r ef und i s cal cul at ed. )

EDIT CRITERIA: Posi t i ve numer i c i n dol l ar s and cent s





Part 4 4-180 Revision 4 (10/1/01)
DATA ELEMENT: Risk Rating Method

ALIAS: Manual , Speci f i c ( Submi t f or Rat i ng) , Al t er nat i ve, or
V- Zone I ndi vi dual Ri sk Rat i ng ( NEW)

ACRONYM: WYO ( PMF) RATE- METHOD


DESCRIPTION:

Manual Rat i ng: Thi s r ef er s t o any pol i cy t hat i s r at ed usi ng t he
r at e t abl es pr ovi ded i n t he NFI P Fl ood I nsur ance Manual .

Speci f i c Rat i ng: Thi s r ef er s t o r at i ng done f or an i ndi vi dual
r i sk. Thi s t ype of r at i ng appl i es t o Post - FI RM const r uct i on or
subst ant i al i mpr ovement f or whi ch no r i sk r at e i s publ i shed i n
t he NFI P Fl ood I nsur ance Manual . An appl i cant f or i nsur ance on
such a bui l di ng must submi t an appl i cat i on f or appr oval and
est abl i shment of t he r i sk pr emi umr at e. Thi s submi ssi on shoul d
i ncl ude a copy of t he var i ance f r omt he f l oodpl ai n management
or di nances i ssued by t he communi t y and a r ecent phot ogr aph or
bl uepr i nt of t he r i sk t o be i nsur ed.

Al t er nat i ve Rat i ng: Onl y when t he bui l di ng i s Pr e- FI RM and t he
FI RM Zone i s unknown can t he al t er nat i ve r at i ng pr ocedur e be
used. The NFI P assumes t hat t he bui l di ng i s l ocat ed i n a Speci al
Fl ood Hazar d Ar ea; t he Pr e- FI RM r at es f or Zone A i n t he NFI P
Fl ood I nsur ance Manual ar e used t o comput e t he pr emi um. The
agent or t he i nsur ed may det er mi ne t he FI RM Zone at a l at er dat e
and use t he i nf or mat i on f or r at i ng. Ef f ect i ve Oct ober 1, 2013,
Al t er nat i ve pol i ci es wi l l not be al l owed t o r enew.

V- Zone Ri sk Fact or Rat i ng For m: Dur i ng a sever e coast al st or m, a
bui l di ng' s capabi l i t y t o wi t hst and ser i ous f l ood damage i s
di r ect l y r el at ed t o sever al f act or s i n addi t i on t o t he el evat i on
of t he bui l di ng' s l owest f l oor . The most i mpor t ant of t hese ar e:
( 1) t he bui l di ng si t e; ( 2) t he bui l di ng suppor t syst em; and ( 3)
ot her const r uct i on det ai l s r el at ed t o t he bui l di ng' s r esi st ance
t o wi nd and wave act i on. Owner s who pr ovi de t he NFI P wi t h
pr of essi onal cer t i f i cat i on of i nf or mat i on ( on t he V- Zone Ri sk
Fact or Rat i ng For m) about t hese f act or s may qual i f y f or
subst ant i al f l ood i nsur ance r at e di scount s. Thi s r at i ng i s used
when i t i s bel i eved t hat t he desi gn, pl acement , and/ or
const r uct i on of a bui l di ng i s such t hat t he usual cr i t er i a used
t o est abl i sh act uar i al l y appr opr i at e r at es do not r ef l ect t he
l essened r i sk of a par t i cul ar st r uct ur e.

Under i nsur ed Condomi ni umMast er Pol i cy ( CMP) : CMPs t hat ar e not
i nsur ed f or at l east 80 per cent of t he act ual cash val ue of t he
bui l di ng or t he maxi mumavai l abl e, whi chever i s l ess, ar e r at ed
accor di ng t o t he " CMP Mi ni mumRat i ng Rul e. " CMPs t hat ar e
Submi t - f or - Rat es shoul d be r epor t ed as Submi t - f or - Rat es,
r egar dl ess of i nsur ance- t o- val ue si nce t hat r at i ng f act or i s
t aken i nt o account when devel opi ng t he r at es.

Part 4 4-181 Revision 4 (10/1/01)
DATA ELEMENT: Risk Rating Method (Cont'd.)


Pr ovi si onal Rat i ng: Pr ovi si onal r at i ng i s avai l abl e t o enabl e t he
pl acement of cover age pr i or t o r ecei pt of t he El evat i on Cer t i f i cat e.
An El evat i on Cer t i f i cat e and conver si on t o st andar d r at i ng i s st i l l
r equi r ed. Provisionally rated policies cannot be renewed or rewritten
with provisional rates. Provisionally rated policies cannot be
endorsed to increase coverage limits until the required elevation
information is received. Fai l ur e t o obt ai n t he El evat i on Cer t i f i cat e
coul d r esul t i n r educed cover age l i mi t s at t he t i me of a l oss.

Pr ovi si onal r at es may be used i n wr i t i ng new busi ness whet her or not
t he 30 day wai t i ng per i od i s appl i cabl e. The pol i cy t er mi s 1 year .

Pol i ci es r at ed usi ng pr ovi si onal r at es ar e subj ect t o CRS
di scount s, pr obat i on sur char ges, and opt i onal deduct i bl e
r el at i vi t i es, as appl i cabl e. The Expense Const ant and Feder al
Pol i cy Fee al so appl y t o pol i ci es r at ed usi ng pr ovi si onal r at es.

Pr ef er r ed Ri sk Pol i cy ( PRP) : Pr i or t o May 1, 2004, t hi s pol i cy was
avai l abl e f or one- t o f our - f ami l y r esi dent i al bui l di ngs onl y and
sol el y i n B, C, and X zones. Ef f ect i ve May 1, 2004, t hi s pol i cy
wi l l al so be avai l abl e f or ot her r esi dent i al and non- r esi dent i al
bui l di ngs sol el y i n B, C and X zones.

Ther e ar e var i ous l evel s of cover age t hat may be chosen. The
amount s f or each opt i on ar e f i xed and cannot var y and i ncl ude bot h
bui l di ng and cont ent s cover age. Ef f ect i ve May 1, 2004, cont ent s-
onl y cover age wi l l be avai l abl e f or PRP pol i ci es.

Pr emi ums, l i kewi se, ar e f l at and f i xed, wi t h no r at es, and var y
onl y f or basement and no- basement st r uct ur es. Ef f ect i ve May 1,
2004, pr emi ums f or cont ent s- onl y PRP pol i ci es wi l l var y dependi ng
upon t he speci f i c l ocat i on of cont ent s r epor t ed, r egar dl ess of t he
basement / encl osur e/ cr awl space t ype.

Ef f ect i ve J anuar y 1, 2011, bui l di ngs newl y desi gnat ed i n a Speci al
Fl ood Hazar d Ar ea f ol l owi ng a f l ood map r evi si on on or af t er
Oct ober 1, 2008, wer e al l owed t o mai nt ai n t he l ower cost PRP f or 2
year s af t er t he ef f ect i ve dat e of t he map change. As of J anuar y 1,
2013, pol i ci es wr i t t en as PRPs under t he PRP El i gi bi l i t y Ext ensi on may
cont i nue t o be r enewed as PRPs beyond t he pr evi ousl y desi gnat ed 2-
year per i od. Ref er t o t he Fl ood I nsur ance Manual , Pr ef er r ed Ri sk
Pol i cy sect i on, f or mor e i nf or mat i on r egar di ng PRP el i gi bi l i t y. New
r i sk r at i ng met hods P and Q wi l l be used t o i dent i f y t hi s t ype of
PRP.

Tent at i ve Rat es: Tent at i ve r at es, whi ch ar e gener al l y hi gher t han nor mal
manual r at es, ar e used t o i ssue pol i ci es when pr oducer s f ai l t o
pr ovi de t he r equi r ed act uar i al r at i ng i nf or mat i on such as a val i d
El evat i on Cer t i f i cat e. By appl yi ng t ent at i ve r at es, t he agent can
gener at e a pol i cy wi t h cover age l i mi t s based on t he act ual pr emi um
r ecei ved. Tentatively rated policies cannot be endorsed to increase
coverage limits, or renewed for another policy term, until the
required actuarial rating information and full premium payment are
received.

Part 4 4-182 Revision 4 (10/1/01)


Not e: Ef f ect i ve May 1, 2004, t ent at i ve r at es can be used onl y once
on new busi ness or r enewal t r ansact i ons. Any subsequent r enewal s
usi ng t ent at i ve r at es wi l l be i n er r or .

Mor t gage Por t f ol i o Pr ot ect i on Pr ogr am( MPPP) Pol i ci es: MPPP
pol i ci es ar e al l owed onl y i n conj unct i on wi t h mor t gage por t f ol i o
r evi ews and t he ser vi ci ng of t hose por t f ol i os by l ender s and
mor t gage ser vi ci ng compani es. Pol i ci es ar e wr i t t en because t he
mor t gagor di d not r espond t o pr evi ous not i ces t o pur chase cover age
and show evi dence of such. Pol i ci es under t he MPPP wi l l be f or one
t er monl y and can be r enewed but not aut omat i cal l y. Ef f ect i ve
Oct ober 1, 2013, MPPP pol i ci es wi l l not be al l owed t o r enew.

The f ol l owi ng dat a el ement s ar e r equi r ed t o be r epor t ed f or MPPP
pol i ci es:
1. WYO Tr ansact i on Code
2. WYO Tr ansact i on Dat e
3. WYO Pr ef i x Code
4. Pol i cy Number
5. Pol i cy Ef f ect i ve Dat e
6. Pol i cy Expi r at i on Dat e
7. Name or Descr i pt i ve I nf or mat i on I ndi cat or
8. Pr oper t y St r eet Addr ess
9. Pr oper t y Ci t y
10. Pr oper t y St at e
11. Pr oper t y ZI P Code
12. Communi t y I dent i f i cat i on Number ( Rat i ng Map I nf or mat i on)
13. Map Panel Number ( Rat i ng Map I nf or mat i on)
14. Map Panel Suf f i x ( Rat i ng Map I nf or mat i on)
15. Fl ood Ri sk Zone ( Rat i ng Map I nf or mat i on)
16. Occupancy Type
17. Tot al Amount of I nsur ance - Bui l di ng
18. Tot al Amount of I nsur ance - Cont ent s
19. Tot al Cal cul at ed Pr emi um
20. Ri sk Rat i ng Met hod
21. I nsur ed Last Name
22. Condomi ni umI ndi cat or
23. Regul ar / Emer gency Pr ogr amI ndi cat or
24. I nsur ed Fi r st Name
25. Name For mat I ndi cat or
26. Mai l i ng Ci t y
27. Mai l i ng St at e
28. Mai l i ng St r eet Addr ess
29. Mai l i ng ZI P Code

Opt i onal Post - 1981 V Zone Rat e: Pr e- FI RM and Post - FI RM 1975- 1981
bui l di ngs i n Zones VE and V01- V30 ar e al l owed t o use Post - 1981
V Zone r at es i f t he r at es ar e mor e f avor abl e t o t he i nsur ed. I n
or der t o qual i f y, t he f ol l owi ng cr i t er i a must be met :
The pol i cy must be r at ed usi ng t he BFE pr i nt ed on t he FI RM
t hat i ncl udes wave hei ght .
The bui l di ng r at es ar e det er mi ned based on t he r at i o of t he
est i mat ed bui l di ng r epl acement cost and amount of i nsur ance
pur chased.

Part 4 4-183 Revision 4 (10/1/01)


The ef f ect i ve dat e of t he FI RM or t he r epor t ed map panel dat e
i s on or af t er Oct ober 1, 1981.

The bui l di ng must be ei t her el evat ed f r ee of obst r uct i on or
wi t h br eakaway wal l obst r uct i on l ess t han 300 squar e f eet .
Al l machi ner y and equi pment bel ow t he BFE ar e consi der ed
obst r uct i ons.

Gr oup Fl ood I nsur ance Pol i cy ( GFI P) : Thi s pol i cy pr ovi des a
t empor ar y mechani smf or t he r eci pi ent s of I FG ( I ndi vi dual and
Fami l y Gr ant ) and I HP ( I ndi vi dual and Househol ds Gr ant Pr ogr am)
di sast er assi st ance gener al l y l ow- i ncome per sons t o have
f l ood i nsur ance cover age f or a per i od of t hr ee year s f ol l owi ng a
f l ood l oss ( as a r esul t of a maj or di sast er decl ar at i on by t he
Pr esi dent ) so t hat t hey wi l l have t i me t o r ecover f r omt he
di sast er and be i n a bet t er posi t i on t o buy f l ood i nsur ance f or
t hemsel ves af t er t he expi r at i on of t hei r t hr ee- year pol i cy t er m.
The pr emi umf or t he GFI P wi l l be a f l at f ee and may be adj ust ed
at any t i me t o r ef l ect NFI P l oss exper i ence and adj ust ment of
benef i t s under t he st at ed gr ant pr ogr ams. The amount of cover age
i s equi val ent t o t he maxi mumgr ant amount est abl i shed and t he
t hr ee- year pol i cy t er mbegi ns 60 days af t er t he dat e of t he
di sast er decl ar at i on.

FEMA Speci al Rat es: Ef f ect i ve May 1, 2008, WYO compani es t hat
use speci al r at es pr ovi ded by FEMA must r epor t t hese pol i ci es
i ndi cat i ng r i sk r at i ng met hod S . FEMA Speci al Rat es ar e t o be
used on new busi ness and r enewal t r ansact i ons. These r at es ar e
assi gned and appr oved by FEMA and not i ncl uded i n t he Speci f i c
Rat i ng Gui del i nes. These r at es ar e al so consi der ed f ul l r i sk
( not subsi di zed) .

Sever e Repet i t i ve Loss Pr oper t i es: Pol i ci es r enewed or i ssued on
or af t er J anuar y 1, 2007, t hat meet t he cr i t er i a f or sever e
r epet i t i ve l oss ( SRL) ar e t r ansf er r ed t o t he Speci al Di r ect
Faci l i t y f or pol i cy i ssuance. Mi t i gat i on of f er s made t o SRL
pr oper t y owner s under t he SRL pr ogr amwi l l r esul t i n i ncr eased
i nsur ance pr emi ums f or t he SRL pr oper t y owner s who r ef use t o
accept t he mi t i gat i on of f er .

Leased Feder al Pr oper t y: Leased Feder al Pr oper t i es ar e i dent i f i ed
as any pr oper t i es l eased f r omt he Feder al Gover nment ( i ncl udi ng
r esi dent i al and nonr esi dent i al pr oper t i es) t hat ar e det er mi ned t o
be l ocat ed on t he r i ver - f aci ng si de of any di ke, l evee, or ot her
r i ver i ne f l ood cont r ol st r uct ur e, or seawar d of any seawal l or
ot her coast al f l ood cont r ol st r uct ur e. Ef f ect i ve Oct ober 1, 2009,
t hi s t ype of pr oper t y wi l l be r epor t ed wi t h r i sk r at i ng met hod
F . Act uar i al r at es wi l l appl y t o al l new and r enewal pol i ci es
wi t h ef f ect i ve dat es on or af t er Oct ober 1, 2009. I n or der t o
est abl i sh act uar i al r at es, an El evat i on Cer t i f i cat e ( EC) must be
avai l abl e. I f t he EC i s not r ecei ved wi t hi n 45 days f r omt he dat e
of not i ce, t he pol i cy may be nul l i f i ed or i ssued usi ng t ent at i ve

Part 4 4-183 Revision 4 (10/1/01)
r at es.

Part 4 4-183A Revision 4 (10/1/01)


Pr e- FI RM pol i ci es wi t h El evat i on Cer t i f i cat e r at i ng: Ther e wi l l
be t wo new Ri sk Rat i ng Met hods f or new busi ness pol i ci es ef f ect i ve
on or af t er Oct ober 1, 2013, cover i ng Pr e- FI RM bui l di ngs as par t
of t he i mpl ement at i on of t he Bi gger t - Wat er s 2012, Sect i on 100205.
Cr i t er i a f or t hese pol i ci es ar e:
Or i gi nal new busi ness dat e i s on or af t er Oct ober 1, 2013
Post - FI RM i ndi cat or i s N
Fl ood r i sk zone i s an SFHA or Zone D
El evat i on di f f er ence i s not t he def aul t val ue ( +999) . I f t he
el evat i on di f f er ence i s +999, t hen t he Ri sk Rat i ng Met hod
must be 6 ( Pr ovi si onal ) , 8 ( Tent at i ve) or 9 ( MPPP)

I f t he pol i cy can be r at ed based on t he r at e t abl es i n t he Fl ood
I nsur ance manual , t he pol i cy wi l l be r epor t ed wi t h new r i sk
r at i ng met hod B . I f t he r at es ar e not i n t he Fl ood I nsur ance
manual , t he pol i cy wi l l be r epor t ed wi t h new r i sk r at i ng met hod
W and Submi t - f or - Rat e pr ocedur es wi l l be f ol l owed. Rat i ng r ul es
f or t hese t wo new Ri sk r at i ng met hods ( B , W ) ar e l ocat ed i n
t he Fl ood I nsur ance manual .

FEMA Pr e- FI RM Speci al Rat es: Ef f ect i ve Oct ober 1, 2013, i n or der
t o account f or t hose Pr e- FI RM pol i ci es t hat do not f al l under t he
new r i sk r at i ng met hod B or W , a new Ri sk Rat i ng Met hod wi l l
be r epor t ed f or t hese except i ons. WYO compani es t hat use speci al
r at es pr ovi ded by FEMA must r epor t t hese Pr e- FI RM pol i ci es wi t h
r i sk r at i ng met hod E . FEMA Pr e- FI RM Speci al Rat es ar e t o be
used on new busi ness and r enewal t r ansact i ons. These r at es ar e
assi gned and appr oved by FEMA and not i ncl uded i n t he Speci f i c
Rat i ng Gui del i nes.


1 Manual

2 Speci f i c

3 Al t er nat i ve

4 - V- Zone Ri sk Fact or Rat i ng For m

5 - Under i nsur ed Condomi ni umMast er Pol i cy
6 Pr ovi si onal
7 - Pr ef er r ed Ri sk Pol i cy ( PRPs i ssued f or el i gi bl e pr oper t i es
l ocat ed wi t hi n a non- Speci al Fl ood Hazar d Ar ea [ non- SFHA] )
8 Tent at i ve
9 - MPPP Pol i cy
A - Opt i onal Post - 1981 V Zone

Part 4 4-183B Revision 4 (10/1/01)

EDIT CRITERIA: ( Cont d. )
B Pr e- FI RM pol i ci es wi t h el evat i on r at i ng - Fl ood I nsur ance
Manual r at e t abl es.

E FEMA Pr e- FI RM Speci al Rat es

F Leased Feder al Pr oper t y

G Gr oup Fl ood I nsur ance Pol i cy ( GFI P)

P Pr ef er r ed Ri sk Pol i cy ( A PRP r enewal i ssued i n t he f i r st
year f ol l owi ng a map r evi si on f or an el i gi bl e pr oper t y
t hat was newl y mapped i nt o t he SFHA by t he map r evi si on,
or new busi ness wr i t t en f or an el i gi bl e pr oper t y t hat was
newl y mapped i nt o t he SFHA by a map r evi si on ef f ect i ve on
or af t er Oct ober 1, 2008 PRP El i gi bi l i t y Ext ensi on)

Q Pr ef er r ed Ri sk Pol i cy ( subsequent PRP r enewal s wher e t he
pr evi ous pol i cy year was r epor t ed as a P or Q )

S FEMA Speci al Rat es

T Sever e Repet i t i ve Loss Pr oper t i es ( f or mer l y Tar get Gr oup
Ful l Ri sk)

W Pr e- FI RM pol i ci es wi t h el evat i on r at i ng Submi t - f or - Rat e
pr ocedur es

LENGTH: 1

DEPENDENCIES: I nf or mat i on i s t o be obt ai ned f r omt he Fl ood
I nsur ance Appl i cat i on and t he El evat i on
Cer t i f i cat e.

SYSTEM FUNCTION: Pr emi umCal cul at i on


Part 4 4-193A Revision 4 (10/1/01)
DATA ELEMENT: SRL Property Indicator

ALIAS: None

ACRONYM: ( PMF) SRL_PROP_I ND


DESCRIPTION:

I ndi cat es i f t he pr oper t y i s a Sever e Repet i t i ve Loss pr oper t y.


Y Yes
N - No

LENGTH: 1

Appl i cat i on or NFI P Speci al Di r ect Faci l i t y.


busi ness dat e on or af t er Oct ober 1, 2013, r egar dl ess of t he
New/ Rol l over / Tr ansf er i ndi cat or .

NOTE:

I f t he SRL Pr oper t y I ndi cat or i s Y , t hen t he pol i cy number
must st ar t wi t h RL and t he pol i cy must be wi t hi n t he
Speci al Di r ect Faci l i t y of t he NFI P Di r ect Ser vi ci ng Agent .

Part 4 4-193B Revision 4 (10/1/01)


Part 4 4-198A Revision 4 (10/1/01)
DATA ELEMENT: Tenant Building Coverage Indicator

ALIAS: None

ACRONYM: ( PMF) TENANT_BLDCOV


DESCRIPTION:

I ndi cat es i f t he t enant has r equest ed bui l di ng cover age.


Y Yes
N - No

LENGTH: 1

Appl i cat i on.



NOTE:

or Z ar e not r equi r ed t o r epor t t he Tenant Bui l di ng
Cover age I ndi cat or bl ank i s an accept abl e val ue.

MPPP and GFI P pol i ci es ar e not r equi r ed t o r epor t t he Tenant
Bui l di ng Cover age I ndi cat or bl ank i s an accept abl e val ue.

Part 4 4-198B Revision 4 (10/1/01)
DATA ELEMENT: Tenant Indicator

ALIAS: None

ACRONYM: ( PMF) TENANT_I ND


DESCRIPTION:

I ndi cat es i f t he i nsur ed i s a t enant .


Y Yes
N - No

LENGTH: 1

Appl i cat i on.



NOTE:

or Z ar e not r equi r ed t o r epor t t he Tenant I ndi cat or
bl ank i s an accept abl e val ue.

MPPP and GFI P pol i ci es ar e not r equi r ed t o r epor t t he Tenant
I ndi cat or bl ank i s an accept abl e val ue.

Part 4 4-212 Revision 4 (10/1/01)
DATA ELEMENT: Value of Contents (ACV)

ALIAS: Pr oper t y Val ue - Cont ent s

ACRONYM: Di r ect ( CMF) Pr op- Val - Cont
WYO ( CMF) VAL- Cont

FILE: Cl ai ms Mast er ( CMF)

DESCRIPTION:

The act ual cash val ue bef or e f l ood damage i n whol e dol l ar s of
i nsur abl e cont ent s l ocat ed i n al l par t s of a bui l di ng occupi ed by
t he pol i cyhol der and i n qual i f yi ng appur t enant st r uct ur es as
appl i cabl e under t he pol i cy. Act ual cash val ue i s r epl acement
cost l ess depr eci at i on. For a si ngl e- f ami l y bui l di ng wi t h
mul t i pl e occupanci es, t hi s i s t he val ue of cont ent s cont ai ned i n
t he pol i cyhol der occupi ed por t i ons of t he bui l di ng, such as a
condomi ni umuni t or apar t ment .

The adj ust er can make a best est i mat e of t hi s val ue based on
i nf or med j udgment . Thi s has i mpor t ant use i n f l ood i nsur ance
r at emaki ng and i s desi r abl e i nf or mat i on.

However , i f i t i s not pr act i cal t o pr ovi de an est i mat e, t hen t he
NFI P syst emwi l l assi gn a val ue of 50 per cent of t he bui l di ng' s
val ue i n t he case one- t o f our - f ami l y bui l di ngs and wi l l assi gn a
val ue i n ot her cases based on NFI P Legacy Syst ems Ser vi ces cl ai ms
dat a anal ysi s.

EDIT CRITERIA: Posi t i ve numer i c i n whol e dol l ar s

LENGTH: 7

DEPENDENCIES: I nf or mat i on i s ei t her det er mi ned by t he WYO
Company or obt ai ned f r omt he adj ust er ' s r epor t .

SYSTEM FUNCTION: Anal ysi s of Under i nsur ance
Anal ysi s of Dept h- Damage Rel at i onshi ps

REPORTING REQUIREMENT: Opt i onal

Part 4 4-213A Revision 4 (10/1/01)
DATA ELEMENT: Waiting Period Type

ALIAS: None

ACRONYM: ( PMF) WAI T_PERI OD


DESCRIPTION:

I ndi cat es t he t ype of wai t i ng per i od used t o i ssue t he pol i cy.


S St andar d
C Loan Cl osi ng i n SFHA
M Map Revi si on
N No wai t i ng per i od

LENGTH: 1

Appl i cat i on.



NOTE:

I f t he New/ Rol l over / Tr ansf er i ndi cat or i s R , T , or Z ,
t he Wai t i ng Per i od Type must be N .

I f t he New/ Rol l over / Tr ansf er i ndi cat or i s N , t he Wai t i ng
Per i od Type cannot be N .

The Wai t i ng Per i od Type i s not r equi r ed f or r enewal s can
be r epor t ed wi t h N .

Part 4 4-213B Revision 4 (10/1/01)

PART 5 - CODES
Table of Contents


PART 5 - CODES

TABLE OF CONTENTS

Page

I NTRODUCTI ON. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 1
Addi t i ons/ Ext ensi ons I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 1
Basement / Encl osur e/ Cr awl space Type. . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 1
Bui l di ng Const r uct i on Dat e Type. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 1
Bui l di ng Damage Subj ect t o Pol i cy Excl usi ons ( ACV) . . . . . . . . . . . . 5- 1
Bui l di ng i n Cour se of Const r uct i on I ndi cat or . . . . . . . . . . . . . . . . . . 5- 1
Bui l di ng over Wat er Type. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 2
Bui l di ng Pur pose Type. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 2
Bui l di ng Use Type. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 2
Busi ness Pr oper t y I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 2
Cancel l at i on/ Voi dance Reason. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 2
Cause of Loss. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 3
Cl ai mCl osed Wi t hout Payment Reason - Bui l di ng. . . . . . . . . . . . . . . . 5- 3
Cl ai mCl osed Wi t hout Payment Reason - Cont ent s. . . . . . . . . . . . . . . . 5- 3
Cl ai mCl osed Wi t hout Payment Reason - I CC. . . . . . . . . . . . . . . . . . . . . 5- 4
Cl ai mSt at us I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 4
Coi nsur ance Cl ai mSet t l ement I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . 5- 4
Communi t y I dent i f i cat i on Number ( Rat i ng Map I nf or mat i on) . . . . . . 5- 4
Condomi ni umFor mof Owner shi p I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . 5- 4
Condomi ni umI ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 5
Cont ent s Damage Subj ect t o Pol i cy Excl usi ons ( ACV) . . . . . . . . . . . . 5- 5
Cover age Requi r ed f or Di sast er Assi st ance. . . . . . . . . . . . . . . . . . . . . 5- 5
Cur r ent Map I nf o Communi t y I dent i f i cat i on Number . . . . . . . . . . . . 5- 5
Deduct i bl e - Appl i cabl e t o Bui l di ng Cl ai mPayment . . . . . . . . . . . . . 5- 5
Deduct i bl e - Appl i cabl e t o Cont ent s Cl ai mPayment . . . . . . . . . . . . . 5- 6
Deduct i bl e - Bui l di ng. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 6
Deduct i bl e - Cont ent s. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 7
Di agr amNumber . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 7
Dur at i on Bui l di ng Wi l l Not Be Habi t abl e. . . . . . . . . . . . . . . . . . . . . . . 5- 7
El evat ed Bui l di ng I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 8
El evat i on Cer t i f i cat e I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 8
Encl osur e Type. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 8
Ext er i or Wal l St r uct ur e Type. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 8
Ext er i or Wal l Sur f ace Tr eat ment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 9
Fact or s Rel at ed t o Cause of Loss. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 9
Fi nal Payment I ndi cat or - Bui l di ng. . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 9
Fi nal Payment I ndi cat or - Cont ent s. . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 9
Fi nal Payment I ndi cat or - I CC. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 9
Fl ood Char act er i st i cs. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 10
Fl oodpr oof ed I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 10
Foundat i on Type. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 10
Gr andf at her i ng Type Code. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 10
I CC Cl ai mI ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 10
I CC Mi t i gat i on I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 11
PART 5 - CODES
Table of Contents (Contd.)


Page

I nsur ance t o Val ue Rat i o I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 11
Locat i on of Cont ent s I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 11
Mi t i gat i on Of f er I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 11
Name For mat I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 11
Name or Descr i pt i ve I nf or mat i on I ndi cat or . . . . . . . . . . . . . . . . . . . . 5- 11
New/ Rol l over / Tr ansf er I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 12
Number of Fl oor s ( I ncl udi ng Basement ) / Bui l di ng Type. . . . . . . . . . 5- 12
Obst r uct i on Type. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 12
Occupancy Type. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 14
Pol i cy Assi gnment Type. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 14
Pol i cy St at us I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 14
Pol i cy Ter mI ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 14
Post - FI RM Const r uct i on I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 14
Pr emi umPayment I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 14
Pr i nci pal / Pr i mar y Resi dence I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . 5- 15
Pr oper t y Pur chase I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 15
Regul ar / Emer gency Pr ogr amI ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 15
Rent al Pr oper t y I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 15
Repet i t i ve Loss Tar get Gr oup I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . 5- 15
Repl acement Cost I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 15
Ri sk Rat i ng Met hod. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 15
Speci al Expense Type. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 16
SRL Pr oper t y I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 16
St at e- Owned Pr oper t y. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 16
Subst ant i al I mpr ovement I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 16
Tenant Bui l di ng Cover age I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 16
Tenant I ndi cat or . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 17
Val ue of Bui l di ng I t ems Subj ect t o Pol i cy Excl usi ons ( ACV) . . . 5- 17
Val ue of Cont ent s I t ems Subj ect t o Pol i cy Excl usi ons ( ACV) . . . 5- 17
Wai t i ng Per i od Type. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 17
WYO Tr ansact i on Code. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5- 17
1981 Post - FI RM V Zone Cer t i f i cat i on I ndi cat or . . . . . . . . . . . . . . . . 5- 18

Part 5 5-1 Revision 4 (10/1/01)
PART 5 - CODES

INTRODUCTION

Thi s sect i on document s t he codi ng scheme used t o r ecor d NFI P/ WYO
i nsur ance i nf or mat i on.

ADDITIONS/EXTENSIONS INDICATOR

DESCRI PTI ON CODE

None N
Bui l di ng i ncl udes Addi t i ons/ Ext ensi ons I
Bui l di ng excl udes Addi t i ons/ Ext ensi ons X
Bui l di ng i s Addi t i on/ Ext ensi on A

BASEMENT/ENCLOSURE/CRAWLSPACE TYPE

DESCRI PTI ON CODE

None 0
Fi ni shed Basement / Encl osur e 1
Unf i ni shed Basement / Encl osur e 2
Cr awl space 3
Subgr ade Cr awl space 4

BUILDING CONSTRUCTION DATE TYPE

DESCRI PTI ON CODE

Bui l di ng Per mi t Dat e 1
Dat e of Const r uct i on 2
Subst ant i al I mpr ovement Dat e 3
Manuf act ur ed ( Mobi l e) Homes l ocat ed i n a Mobi l e Home Par k 4
or Subdi vi si on: Const r uct i on Dat e of Mobi l e Home Par k or
Subdi vi si on Faci l i t i es
Manuf act ur ed ( Mobi l e) Homes l ocat ed out si de a Mobi l e Home 5
Par k or Subdi vi si on: Dat e of Per manent Pl acement

BUILDING DAMAGE SUBJECT TO POLICY EXCLUSIONS (ACV)

DESCRI PTI ON CODE

Less t han $1, 000 1
$1, 000 - $2, 000 2
$2, 001 - $5, 000 3
$5, 001 - $10, 000 4
$10, 001 - $20, 000 5
Mor e t han $20, 000 6

BUILDING IN COURSE OF CONSTRUCTION INDICATOR

DESCRI PTI ON CODE

Yes Y
No N

Part 5 5-2 Revision 4 (10/1/01)
BUILDING OVER WATER TYPE

DESCRI PTI ON CODE

Not over Wat er 1
Par t i al l y over Wat er 2
Ful l y/ Ent i r el y over Wat er 3

BUILDING PURPOSE TYPE

DESCRI PTI ON CODE

Mi xed Use M
Non- Resi dent i al N
Resi dent i al R

BUILDING USE TYPE

DESCRI PTI ON CODE

Mai n House/ Bui l di ng 01
Det ached Guest House 02
Det ached Gar age 03
Agr i cul t ur al Bui l di ng 04
War ehouse 05
Pool house, Cl ubhouse, Ot her Recr eat i onal Bui l di ng 06
Tool / St or age Shed 07
Ot her 08

BUSINESS PROPERTY INDICATOR

DESCRI PTI ON CODE

No N
Yes Y

CANCELLATION/VOIDANCE REASON

Bui l di ng Sol d or Removed 01
Cont ent s Sol d or Removed ( cont ent s- onl y pol i cy) 02
Pol i cy Cancel l ed and Rewr i t t en t o Est abl i sh a
Common Expi r at i on Dat e wi t h Ot her I nsur ance Cover age 03
Dupl i cat e NFI P Pol i ci es 04
Non- Payment 05
Ri sk Not El i gi bl e f or Cover age 06
Pr oper t y Cl osi ng Di d Not Occur 08
I nsur ance No Longer Requi r ed by Mor t gagee Because Pr oper t y
I s No Longer Locat ed i n a Speci al Fl ood Hazar d Ar ea Due t o
Physi cal Map Revi si on 09
Ot her : Cont i nuous Lake Fl oodi ng or Cl osed Basi n Lakes 10
Nonpayment / No Ref und ( No l onger val i d) 11
I nsur ance No Longer Requi r ed Based on FEMA Revi ew of
Lender ' s Speci al Fl ood Hazar d Ar ea Det er mi nat i on 16
Dupl i cat e Pol i ci es f r omSour ces Ot her Than t he NFI P 17
Mi d- Ter mCancel l at i on of a 3- Year Pol i cy t o Obt ai n
I CC Cover age 18

Part 5 5-3 Revision 4 (10/1/01)
CANCELLATION/VOIDANCE REASON (Contd.)

Mor t gage Pai d Of f on a Mor t gage Por t f ol i o Pr ot ect i on
Pr ogr am( MPPP) Pol i cy ( combi ned wi t h 52) 19
I nsur ance No Longer Requi r ed by Mor t gagee Because St r uct ur e
Has Been Removed f r omSpeci al Fl ood Hazar d Ar ea by Means
of Let t er of Map Amendment ( LOMA) or Let t er of Map
Revi si on ( LOMR) 20
Pol i cy Was Wr i t t en t o t he Wr ong Faci l i t y ( Repet i t i ve Loss
Tar get Gr oup) 21
Cancel / Rewr i t e Due t o Mi sr at i ng 22
Fr aud 23
Cancel / Rewr i t e Due t o Map Revi si on 24
Condomi ni umPol i cy ( Uni t or Associ at i on) Conver t i ng t o
RCBAP 45
Pol i cy Not Requi r ed by Mor t gagee 50
Mi d- Ter mVoi dance of 3- Year Pol i cy Due t o Cessat i on of
Communi t y Par t i ci pat i on i n t he NFI P 51
Mor t gage Pai d Of f 52
Voi dance Pr i or t o Ef f ect i ve Dat e 60
Voi dance Due t o Cr edi t Car d Er r or 70

CAUSE OF LOSS

DESCRI PTI ON CODE

Ot her Causes 0
Ti dal Wat er Over f l ow 1
St r eam, Ri ver , or Lake Over f l ow 2
Al l uvi al Fan Over f l ow 3
Accumul at i on of Rai nf al l or Snowmel t 4
Er osi on Demol i t i on 7
Er osi on Removal 8
Ear t h Movement , Landsl i de, Land Subsi dence, Si nkhol es, et c. 9
Cl osed Basi n Lake A
Expedi t ed Cl ai mHandl i ng Pr ocess Wi t hout Si t e I nspect i on B
Expedi t ed Cl ai mHandl i ng Pr ocess Fol l ow- up Si t e I nspect i on C
Expedi t ed Cl ai mHandl i ng Pr ocess by Adj ust i ng Pr ocess Pi l ot
Pr ogr am D

CLAIM CLOSED WITHOUT PAYMENT REASON - BUILDING
CLAIM CLOSED WITHOUT PAYMENT REASON - CONTENTS

DESCRI PTI ON CODE

Cl ai mdeni ed t hat was l ess t han deduct i bl e 01
Seepage 02
Backup dr ai ns 03
Shr ubs not cover ed 04
Sea wal l 05
Not act ual f l ood 06
Loss i n pr ogr ess 07
Fai l ur e t o pur sue cl ai m 08
Debr i s r emoval onl y 09
Fi r e 10
Fence damage 11

Part 5 5-4 Revision 4 (10/1/01)
CLAIM CLOSED WITHOUT PAYMENT REASON BUILDING (Contd.)
CLAIM CLOSED WITHOUT PAYMENT REASON CONTENTS (Contd.)

Hydr ost at i c pr essur e 12
Dr ai nage cl ogged 13
Boat pi er s 14
Not i nsur ed, damage bef or e i ncept i on of pol i cy 15
Not i nsur ed, wi nd damage 16
Type of er osi on not i ncl uded i n def i ni t i on of f l ood
or f l oodi ng 17
Landsl i de 18
Type of mudf l ow not i ncl uded i n def i ni t i on of f l ood
or f l oodi ng 19
No demonst r abl e damage 20
Ot her 97
Er r or - del et e cl ai m( no assi gnment ) 98
Er r oneous assi gnment 99

CLAIM CLOSED WITHOUT PAYMENT REASON - ICC

DESCRI PTI ON CODE

Fl ood- r el at ed por t i on of damage l ess t han 50%
of pr oper t y val ue 01
No r ecor d of pr evi ous l oss payment f or a
r epet i t i ve l oss I CC cl ai m 02
Ot her 97
Er r or - del et e cl ai m( no assi gnment ) 98
Er r oneous assi gnment 99

CLAIM STATUS INDICATOR

DESCRI PTI ON CODE

Open A
Cl osed Wi t h Payment C
Cl osed Wi t hout Payment X

COINSURANCE CLAIM SETTLEMENT INDICATOR

DESCRI PTI ON CODE

RCBAP coi nsur ance penal t y appl i ed Y
No RCBAP coi nsur ance penal t y N or Bl ank

COMMUNITY IDENTIFICATION NUMBER (RATING MAP INFORMATION)

See Communi t y St at us Book or Communi t y Mast er Fi l e.

CONDOMINIUM FORM OF OWNERSHIP INDICATOR

DESCRI PTI ON CODE

Yes ( condo) Y
No ( not condo) N

Part 5 5-5 Revision 4 (10/1/01)
CONDOMINIUM INDICATOR

DESCRI PTI ON CODE

Not a Condomi ni um N
I ndi vi dual Condomi ni umUni t i nsur ed by a uni t owner or
by an associ at i on U
Condomi ni umAssoci at i on A
Condomi ni umMast er Pol i cy ( RCBAP) Hi gh- Ri se H
Condomi ni umMast er Pol i cy ( RCBAP) Low- Ri se L

CONTENTS DAMAGE SUBJECT TO POLICY EXCLUSIONS (ACV)

DESCRI PTI ON CODE

$1, 000 - $2, 000 2
$2, 001 - $5, 000 3
$5, 001 - $10, 000 4
$10, 001 - $20, 000 5
Mor e t han $20, 000 6

COVERAGE REQUIRED FOR DISASTER ASSISTANCE

DESCRI PTI ON CODE

Not Requi r ed 0
SBA 1
FEMA 2
FHA 3
HHS (canceled, effective October 1, 2009) 4
Ot her Agency 5

CURRENT MAP INFO COMMUNITY IDENTIFICATION NUMBER

See Communi t y St at us Book or Communi t y Mast er Fi l e.

DEDUCTIBLE - APPLICABLE TO BUILDING CLAIM PAYMENT

DESCRI PTI ON CODE

$ 500 0
$ 1, 000 1
$ 2, 000 2
$ 3, 000 3
$ 4, 000 4
$ 5, 000 5
$ 6, 000 6
$ 8, 000 7
$10, 000 8
$ 750 9
$ 1, 500 A
$ 1, 250 B
$ 1, 750 C
$ 2, 250 D
$ 3, 250 E
$ 4, 250 F
$ 5, 250 G

Part 5 5-6 Revision 4 (10/1/01)
DEDUCTIBLE - APPLICABLE TO BUILDING CLAIM PAYMENT (Contd.)

$ 6, 250 H
$ 8, 250 I
$10, 250 J
$10, 000 K
$15, 000 L
$20, 000 M
$25, 000 N
$50, 000 P
$30, 000 Q
$40, 000 R
$100, 000 S

DEDUCTIBLE - APPLICABLE TO CONTENTS CLAIM PAYMENT

DESCRI PTI ON CODE

$ 500 0
$ 1, 000 1
$ 2, 000 2
$ 3, 000 3
$ 4, 000 4
$ 5, 000 5
$ 6, 000 6
$ 8, 000 7
$10, 000 8
$ 750 9
$ 1, 500 A
$ 1, 250 B
$ 1, 750 C
$ 2, 250 D
$ 3, 250 E
$ 4, 250 F
$ 5, 250 G
$ 6, 250 H
$ 8, 250 I
$10, 250 J
$10, 000 K
$15, 000 L
$20, 000 M
$25, 000 N
$50, 000 P
$30, 000 Q
$40, 000 R
$100, 000 S

DEDUCTIBLE - BUILDING

DESCRI PTI ON CODE

$ 500 0
$ 1, 000 1
$ 2, 000 2
$ 3, 000 3
$ 4, 000 4
$ 5, 000 5

Part 5 5-7 Revision 4 (10/1/01)
DEDUCTIBLE BUILDING (Contd.)

$ 750 9
$10, 000 A
$15, 000 B
$20, 000 C
$25, 000 D
$50, 000 E

DEDUCTIBLE - CONTENTS

DESCRI PTI ON CODE

$ 500 0
$ 1, 000 1
$ 2, 000 2
$ 3, 000 3
$ 4, 000 4
$ 5, 000 5
$ 750 9
$10, 000 A
$15, 000 B
$20, 000 C
$25, 000 D
$50, 000 E

DIAGRAM NUMBER

Ref er t o t he Fl ood I nsur ance Manual Lowest Fl oor Gui de Sect i on.

DESCRI PTI ON CODE

Bui l d Di agr am#1 ( i ncl udes Di agr ams 1A and 1B t o di st i ngui sh 1
r ai sed sl abs or st emwal l s f r omst andar d sl ab on gr ade)
Bui l di ng Di agr am#2 2
Bui l di ng Di agr am#9 ( subgr ade cr awl space) 9

DURATION BUILDING WILL NOT BE HABITABLE

DESCRI PTI ON CODE

0- 2 days 1
3- 7 days 2
2- 4 weeks 3
1- 2 mont hs 4
Mor e t han 2 mont hs 5

Part 5 5-8 Revision 4 (10/1/01)
ELEVATED BUILDING INDICATOR

DESCRI PTI ON CODE

El evat ed Bui l di ng Y
Not El evat ed Bui l di ng N

ELEVATION CERTIFICATE INDICATOR

DESCRI PTI ON CODE

Post - FI RM Zone A Rat e Tabl es:

No El evat i on Cer t i f i cat e, or i gi nal ef f ect i ve
dat e pr i or t o Oct ober 1, 1982, wi t h no br eak
i n i nsur ance cover age 1
No El evat i on Cer t i f i cat e, or i gi nal ef f ect i ve
dat e on or af t er Oct ober 1, 1982, wi t h no br eak i n
i nsur ance cover age 2
El evat i on Cer t i f i cat e wi t h BFE 3
El evat i on Cer t i f i cat e wi t hout BFE 4

Pr ovi si onal l y Rat ed Post - FI RM Zone AE ( A1- A30) or Post - FI RM
Zone A Wher e t he Communi t y Pr ovi des BFEs:

Basement or Subgr ade Cr awl space A
Fi l l or Cr awl space B
Pi l es, Pi er s, or Col umns wi t h Encl osur e C
Pi l es, Pi er s, or Col umns wi t hout Encl osur e D
Sl ab on Gr ade E

ENCLOSURE TYPE

DESCRI PTI ON CODE

Ful l y F
None N
Par t i al l y P

EXTERIOR WALL STRUCTURE TYPE

DESCRI PTI ON CODE

Rei nf or ced Concr et e 1
Concr et e Bl ock 2
Wood St ud 3
St eel and Gl ass 4
Br i ck or St one 5
Ot her 6

Part 5 5-9 Revision 4 (10/1/01)
EXTERIOR WALL SURFACE TREATMENT

DESCRI PTI ON CODE

Unf i ni shed 1
St one/ Br i ck Veneer 2
St ucco 3
Sheat hi ng/ Si di ng
Wood 4
Met al 5
Vi nyl 6
Ot her 7

FACTORS RELATED TO CAUSE OF LOSS

DESCRI PTI ON CODE

I mpr oper Bui l di ng A
I mpr oper Gr adi ng B
I mpr oper Wat er Di ver si on C
Debr i s Accumul at i on D
I nadequat e St or mDr ai n Syst em E
Negl i gent Mai nt enance of St or mDr ai n Syst em F
Fai l ur e t o Use Pumps G
I nadequat e Pumps H
Pump Fai l ur e I
DamFai l ur e J
Excessi ve Wat er Rel ease f r omDam K
Excessi ve Wat er Rel ease f r omOt her Sour ce L
Fai l ur e of Ot her Fl ood Cont r ol Measur es M
Ot her Vi ol at i on of Fl oodpl ai n Management Regul at i ons N
Ot her Fact or That I dent i f i es a Responsi bl e Par t y of Act O

FINAL PAYMENT INDICATOR - BUILDING

DESCRI PTI ON CODE

Cl osed Case/ Fi nal Payment Y
Open Case/ Not Fi nal Payment N
No Case/ Not Appl i cabl e A

FINAL PAYMENT INDICATOR - CONTENTS

DESCRI PTI ON CODE


FINAL PAYMENT INDICATOR - ICC

DESCRI PTI ON CODE


Part 4 5-10 Revision 4 (10/1/01)
FLOOD CHARACTERISTICS

DESCRI PTI ON CODE

Vel oci t y Fl ow 1
Low- Vel oci t y Fl ow or Pondi ng 2
Wave Act i on 3
Mudf l ow 4
Er osi on 5

FLOODPROOFED INDICATOR

DESCRI PTI ON CODE

Fl oodpr oof ed Y
Not Fl oodpr oof ed N

FOUNDATION TYPE

DESCRI PTI ON CODE

Concr et e Pi l es 11
Wood Pi l es 12
St eel Pi l es 13
Rei nf or ced Concr et e Pi er s 21
Rei nf or ced Concr et e Bl ock Pi er s 22
Unr ei nf or ced Concr et e Bl ock Pi er s 23
Br i ck Pi er s 24
Ot her Pi er s 25
Wood Post s 30
Rei nf or ced Concr et e Wal l s 41
Concr et e Bl ock Wal l s 42
Rei nf or ced Concr et e Shear Wal l s 43
Tr eat ed Pl ywood 44
Br i ck Wal l s 45
Ot her Wal l s 46
Concr et e Sl ab 50
Ot her 60

GRANDFATHERING TYPE CODE

DESCRI PTI ON CODE

No Gr andf at her i ng 1
Gr andf at her i ng Bui l t t o Code 2
Gr andf at her i ng Cont i nuous Cover age 3

ICC CLAIM INDICATOR

DESCRI PTI ON CODE

Not an I CC Cl ai m N or Bl ank
Repet i t i ve Loss I CC Cl ai m R
Subst ant i al Damage I CC Cl ai m S

Part 5 5-11 Revision 4 (10/1/01)
ICC MITIGATION INDICATOR

DESCRI PTI ON CODE

Demol i t i on D
El evat i on E
Ot her O
Rel ocat i on R
Fl oodpr oof F

INSURANCE TO VALUE RATIO INDICATOR

DESCRI PTI ON CODE

Less t han . 50 1
. 50 - . 74 2
. 75 or Mor e 3

LOCATION OF CONTENTS INDICATOR

DESCRI PTI ON CODE

Basement / Encl osur e/ Cr awl space/ Subgr ade Cr awl space Onl y 1
Basement / Encl osur e/ Cr awl space/ Subgr ade Cr awl space and Above 2
Lowest Fl oor Onl y Above Gr ound Level ( No Basement / Encl osur e/
Cr awl space/ Subgr ade Cr awl space) 3
Lowest Fl oor Above Gr ound Level and Hi gher Fl oor s ( No
Basement / Encl osur e/ Cr awl space/ Subgr ade Cr awl space) 4
Above Gr ound Level Mor e Than One Ful l Fl oor 5
Manuf act ur ed ( Mobi l e) Home or Tr avel Tr ai l er on Foundat i on 6

MITIGATION OFFER INDICATOR

DESCRI PTI ON CODE

Ref used mi t i gat i on of f er Y
No of f er or di d not r ef use mi t i gat i on of f er N or Bl ank

NAME FORMAT INDICATOR

DESCRI PTI ON CODE

Per son P
Gr oup G

NAME OR DESCRIPTIVE INFORMATION INDICATOR

DESCRI PTI ON CODE

Name N
Descr i pt i ve D

Part 5 5-12 Revision 4 10/1/01)
NEW/ROLLOVER/TRANSFER INDICATOR

DESCRI PTI ON CODE

New I ssue N
Rol l over / Renewal R
Rol l over / Renewal wi t h El evat i on Cer t i f i cat i on Dat e Pr i or t o
Oct ober 1, 1997 ( ef f ect i ve May 1, 2005, code no l onger val i d) E
Rewr i t t en f or TRRP Cancel l at i on Reason Codes 22 and 24 Z
Tr ansf er T

NUMBER OF FLOORS (INCLUDING BASEMENT)/BUILDING TYPE

DESCRI PTI ON CODE

One Fl oor 1
Two Fl oor s 2
Thr ee or Mor e Fl oor s 3
Spl i t - Level 4
Manuf act ur ed ( Mobi l e) Home or Tr avel Tr ai l er on Foundat i on 5
Townhouse/ Rowhouse wi t h t hr ee or mor e f l oor s
( RCBAP Low- r i se onl y) 6

OBSTRUCTION TYPE

DESCRI PTI ON CODE

Fr ee of obst r uct i on 10

Wi t h obst r uct i on: encl osur e/ cr awl space wi t h pr oper
openi ngs not used f or r at i ng ( not appl i cabl e i n V zones) 15

Wi t h obst r uct i on: l ess t han 300 sq. f t . wi t h
br eakaway wal l s, but no machi ner y or equi pment
at t ached t o bui l di ng bel ow l owest el evat ed f l oor , or
el evat i on of machi ner y/ equi pment i s at or above Base
Fl ood El evat i on 20

Wi t h obst r uct i on: l ess t han 300 sq. f t . wi t h br eakaway wal l s
or f i ni shed encl osur e and wi t h machi ner y or equi pment at t ached
t o bui l di ng bel ow l owest el evat ed f l oor , and el evat i on of
machi ner y/ equi pment i s bel ow Base Fl ood El evat i on 24

Wi t h obst r uct i on: 300 sq. f t . or mor e wi t h br eakaway wal l s,
but no machi ner y or equi pment at t ached t o bui l di ng bel ow
t he Base Fl ood El evat i on 30

Wi t h obst r uct i on: 300 sq. f t . or mor e wi t h br eakaway wal l s
or f i ni shed encl osur e and wi t h machi ner y or equi pment
at t ached t o bui l di ng bel ow t he Base Fl ood El evat i on 34

Wi t h obst r uct i on: no wal l s, but t he el evat i on of machi ner y
or equi pment at t ached t o bui l di ng i s bel ow Base Fl ood
El evat i on ( NOTE: Use Obst r uct i on Type 10 and Wi t hout
Obst r uct i on Rat e Tabl e i f t he el evat i on of machi ner y/
equi pment i s at or above Base Fl ood El evat i on. ) 40

Wi t h obst r uct i on: nonbr eakaway wal l s/ cr awl space or f i ni shed
encl osur e wi t h no machi ner y or equi pment at t ached t o
bui l di ng bel ow l owest el evat ed f l oor 50

Part 5 5-13 Revision 4 (10/1/01)
OBSTRUCTION TYPE (Contd.)

Wi t h obst r uct i on: nonbr eakaway wal l s/ cr awl space or f i ni shed
encl osur e wi t h machi ner y or equi pment at t ached t o bui l di ng
bel ow l owest el evat ed f l oor 54

Wi t h obst r uct i on 60

Wi t h Cer t i f i cat i on subgr ade cr awl space ( AE, A01- A30,
unnumber ed A, AO, AH, AOB, AHB zones) 70

Wi t hout Cer t i f i cat i on subgr ade cr awl space ( al l zones) 80

Wi t h Encl osur e: El evat ed bui l di ngs wi t h el evat or bel ow t he
BFE i n A zones. No ot her encl osur e bel ow t he BFE. 90

Fr ee of Obst r uct i on: El evat ed bui l di ngs wi t h l at t i ce, sl at s,
or shut t er s ( i ncl udi ng l ouver s) encl osi ng t he el evat or
bel ow t he BFE i n V zones. No ot her obst r uct i on or machi ner y
and equi pment ( M&E) ser vi ci ng t he bui l di ng l ocat ed bel ow
t he BFE. The bui l di ng wi l l be r at ed f r ee of obst r uct i on
wi t h t he V zone el evat or l oadi ng added t o t he bui l di ng
basi c l i mi t . 91

Wi t h Encl osur e: El evat ed bui l di ngs wi t h el evat or bel ow t he
BFE i n A zones. Encl osur e bel ow t he BFE has no pr oper
openi ngs, i s f i ni shed, or i s used f or ot her t han par ki ng,
bui l di ng access, or st or age. 92

Wi t h Obst r uct i on: El evat ed bui l di ngs wi t h el evat or bel ow t he
BFE i n V zones. No ot her obst r uct i on or machi ner y and equi p-
ment ( M&E) ser vi ci ng t he bui l di ng l ocat ed bel ow t he BFE. 94

BFE i n V zones. Br eakaway wal l obst r uct i on i s unf i ni shed
and el evat or and obst r uct i on ar e l ocat ed bel ow t he BFE, but
no machi ner y and equi pment ( M&E) ser vi ci ng t he bui l di ng
i s l ocat ed bel ow t he BFE. 95

Wi t h Obst r uct i on: El evat ed bui l di ngs wi t h el evat or bel ow
t he BFE i n V zones. Br eakaway wal l obst r uct i on i s f i ni shed
or i s used f or ot her t han par ki ng, bui l di ng access, or
st or age. 96

Wi t h Obst r uct i on: El evat ed bui l di ngs wi t h el evat or bel ow
t he BFE i n V zones. No ot her obst r uct i on, but has M&E
ser vi ci ng t he bui l di ng l ocat ed bel ow t he BFE. 97

BFE i n V zones. Br eakaway wal l s obst r uct i on and M&E
ser vi ci ng t he bui l di ng ar e l ocat ed bel ow t he BFE. 98

Part 5 5-14 Revision 4 (10/1/01)
OCCUPANCY TYPE

DESCRI PTI ON CODE

Si ngl e- Fami l y 1
Two- t o Four - Fami l y 2
Ot her Resi dent i al 3
Nonr esi dent i al 4

POLICY ASSIGNMENT TYPE

DESCRI PTI ON CODE

No assi gnment N or Bl ank
Assi gnment due t o new pur chase P
Ot her Assi gnment O

POLICY STATUS INDICATOR

DESCRI PTI ON CODE

I n f or ce as of t he r epor t i ng mont h A
Fut ur e ef f ect i ve as of t he r epor t i ng mont h B
Cancel l ed bef or e t he r epor t i ng mont h C
Cancel l ed dur i ng or af t er t he r epor t i ng mont h D
Expi r ed mor e t han 120 days bef or e t he r epor t i ng mont h E
Expi r ed bef or e t he r epor t i ng mont h l ess t han 29 days F
Expi r ed bef or e t he r epor t i ng mont h mor e t han 29 days
but l ess t han 120 days G
Rei nst at ed wi t hi n t he l at est t er mmont h R

POLICY TERM INDICATOR

DESCRI PTI ON CODE

1 Year 1
3 Year s ( onl y f or pol i ci es ef f ect i ve pr i or
t o May 1, 1999) 3
Ot her ( bet ween 1 and 3 year s) 9

POST-FIRM CONSTRUCTION INDICATOR

DESCRI PTI ON CODE

Post - FI RM Const r uct i on Y
Pr e- FI RM Const r uct i on N

PREMIUM PAYMENT INDICATOR

DESCRI PTI ON CODE

Cr edi t Car d C
Cash/ Check Bl ank

Part 5 5-15 Revision 4 (10/1/01)
PRINCIPAL/PRIMARY RESIDENCE INDICATOR

DESCRI PTI ON CODE

Pr i nci pal / Pr i mar y Resi dence of I nsur ed Y
Non- Pr i nci pal / Non- Pr i mar y Resi dence N

PROPERTY PURCHASE INDICATOR

DESCRI PTI ON CODE

No N
Yes Y

REGULAR/EMERGENCY PROGRAM INDICATOR

DESCRI PTI ON CODE

Emer gency Pr ogr am E
Regul ar Pr ogr am R

RENTAL PROPERTY INDICATOR

DESCRI PTI ON CODE

No N
Yes Y

REPETITIVE LOSS TARGET GROUP INDICATOR

DESCRI PTI ON CODE

Repet i t i ve Loss Tar get Gr oup Pol i cy Y
Not a Repet i t i ve Loss Tar get Gr oup Pol i cy N or Bl ank

REPLACEMENT COST INDICATOR

DESCRI PTI ON CODE

Repl acement Cost Basi s R
Act ual Cash Val ue Basi s A

RISK RATING METHOD

DESCRI PTI ON CODE

Manual 1
Speci f i c 2
Al t er nat i ve 3
V- Zone Ri sk Fact or Rat i ng For m 4
Under i nsur ed Condomi ni umMast er Pol i cy 5
Pr ovi si onal 6
Pr ef er r ed Ri sk Pol i cy 7
Tent at i ve 8
MPPP Pol i cy 9
Opt i onal Post - 1981 V Zone A

Part 5 5-16 Revision 4 (10/1/01)
RISK RATING METHOD (Contd.)

Pr e- FI RM El evat i on Rat ed Fl ood I nsur ance Manual B
FEMA Pr e- FI RM Speci al Rat es E
Leased Feder al Pr oper t i es F
Gr oup Fl ood I nsur ance Pol i cy G
Pr ef er r ed Ri sk Pol i cy ( A PRP i ssued i n t he 1st year of PRP
El i gi bi l i t y under t he PRP El i gi bi l i t y Ext ensi on) P
Pr ef er r ed Ri sk Pol i cy ( subsequent r enewal s begi nni ng wi t h
2nd year of PRP El i gi bi l i t y under t he PRP El i gi bi l i t y
Ext ensi on) Q
FEMA Speci al Rat es S
Sever e Repet i t i ve Loss Pr oper t i es T
Pr e- FI RM El evat i on Rat ed Speci f i c Rat es W

SPECIAL EXPENSE TYPE

DESCRI PTI ON CODE

Engi neer i ng expense 1
Cost t o est abl i sh cover age or pr oper t y val ue 2
Legal expense 3
Cost of appr ai sal 4

SRL PROPERTY INDICATOR

DESCRI PTI ON CODE

No N
Yes Y

STATE-OWNED PROPERTY

DESCRI PTI ON CODE

St at e- Owned Y
Not St at e- Owned N

SUBSTANTIAL IMPROVEMENT INDICATOR

DESCRI PTI ON CODE

Repai r , r econst r uct i on, or i mpr ovement cost s equal ed
or exceeded 50 per cent of mar ket val ue of bui l di ng
bef or e i t was damaged or i mpr oved Y
No al t er at i ons meet i ng cr i t er i on above N

TENANT BUILDING COVERAGE INDICATOR

DESCRI PTI ON CODE

No N
Yes Y

Part 5 5-17 Revision 4 (10/1/01)
TENANT INDICATOR

DESCRI PTI ON CODE

No N
Yes Y

VALUE OF BUILDING ITEMS SUBJECT
TO POLICY EXCLUSIONS (ACV)

DESCRI PTI ON CODE

$1, 000 - $2, 000 2
$2, 001 - $5, 000 3
$5, 001 - $10, 000 4
$10, 001 - $20, 000 5
Mor e t han $20, 000 6

VALUE OF CONTENTS ITEMS SUBJECT
TO POLICY EXCLUSIONS (ACV)

DESCRI PTI ON CODE

$1, 000 - $2, 000 2
$2, 001 - $5, 000 3
$5, 001 - $10, 000 4
$10, 001 - $20, 000 5
Mor e t han $20, 000 6

WAITING PERIOD TYPE

DESCRI PTI ON CODE

Loan Cl osi ng i n SFHA C
Map Revi si on M
No Wai t i ng Per i od N
St andar d S

WYO TRANSACTION CODE

DESCRI PTI ON CODE

Pr emi umTr ansact i ons
New Busi ness r equi r ed 11A
Pol i cy Rei nst at ement wi t hout Pol i cy Changes r equi r ed 14A
Pol i cy Rei nst at ement wi t h Pol i cy Changes r equi r ed 15A
Renewal r equi r ed 17A
Endor sement r equi r ed 20A
Pol i cy Cor r ect i on r equi r ed 23A
Cancel l at i on r equi r ed 26A
Cancel l at i on Cor r ect i on r equi r ed 29A

Part 5 5-18 Revision 4 (10/1/01)
WYO TRANSACTION CODE (Contd.)

Loss Tr ansact i ons
Open Cl ai m/ Loss - I ni t i al Reser ve r equi r ed 31A
Open Cl ai m/ Loss - I ni t i al Reser ve opt i onal 31B
Reopen Cl ai m/ Loss - r equi r ed 34A
Change Reser ve r equi r ed 37A
Par t i al Payment r equi r ed 40A
Cl ose Cl ai m/ Loss r equi r ed 43A
Cl ose Cl ai m/ Loss opt i onal 43B
Cl ose Cl ai m/ Loss Wi t hout Payment r equi r ed 46A
Addi t i on t o Fi nal Payment r equi r ed 49A
Addi t i on t o Fi nal Payment opt i onal 49B
Recover y Af t er Fi nal Payment r equi r ed 52A
Recover y Af t er Fi nal Payment opt i onal 52B

Loss Cor r ect i on Tr ansact i ons
Gener al Cl ai m/ Loss Cor r ect i on r equi r ed 61A
Gener al Cl ai m/ Loss Cor r ect i on opt i onal 61B
Cl ai mPayment Cor r ect i on r equi r ed 64A
Recover y Cor r ect i on r equi r ed 67A

Speci al Al l ocat ed Loss Adj ust ment Expense r equi r ed 71A
Speci al Al l ocat ed Loss Adj ust ment Expense Cor r ect i on
r equi r ed 74A

Change Keys
Change Pol i cy Number Key r equi r ed 81A
Change Dat e of Loss Key r equi r ed` 84A
Change Cl ai mPayment Key r equi r ed 87A

Lender Dat a ( Expi r ed Pol i cy Not i f i cat i on) - r equi r ed 99A

Mai l i ng Addr ess Dat a r equi r ed 12A

1981 POST-FIRM V ZONE CERTIFICATION INDICATOR

DESCRI PTI ON CODE

Yes, Cer t i f i cat i on Pr ovi ded Y
No, Cer t i f i cat i on Not Pr ovi ded N

Part 6 6-10 Revision 4 (10/1/01)
11 New Business

Fi el d Recor d
Record A Lengt h Posi t i on
Tr ansact i on Code ( 11A) 3 1- 3
Tr ansact i on Dat e 8 4- 11
WYO Pr ef i x Code 5 12- 16
Pol i cy Number 10 17- 26
Pol i cy Ef f ect i ve Dat e 8 27- 34
Pol i cy Expi r at i on Dat e 8 35- 42
Name or Descr i pt i ve I nf or mat i on I ndi cat or 1 43
Pr oper t y Begi nni ng St r eet Number 10 44- 53
Pr oper t y Addr ess 1 50 54- 103
Pr oper t y Ci t y 30 154- 183
Pr oper t y St at e 2 184- 185
Pr oper t y ZI P Code 9 186- 194
Case Fi l e Number f or Di sast er Assi st ance 9 195- 203
Cover age Requi r ed f or Di sast er Assi st ance 1 204
Communi t y I dent i f i cat i on Number
( Rat i ng Map I nf o. ) 6 205- 210
Map Panel Number ( Rat i ng Map I nf o. ) 4 211- 214
Map Panel Suf f i x ( Rat i ng Map I nf o. ) 1 215
Regul ar / Emer gency Pr ogr amI ndi cat or 1 216
Fl ood Ri sk Zone ( Rat i ng Map I nf o. ) 3 217- 219
Occupancy Type 1 220
Number of Fl oor s ( I ncl udi ng Basement ) /
Bui l di ng Type 1 221
Basement / Encl osur e/ Cr awl space Type 1 222
Condomi ni umI ndi cat or 1 223
St at e- Owned Pr oper t y 1 224
Bui l di ng i n Cour se of Const r uct i on I ndi cat or 1 225
Deduct i bl e - Bui l di ng 1 226
Deduct i bl e - Cont ent s 1 227
El evat ed Bui l di ng I ndi cat or 1 228
Obst r uct i on Type 2 229- 230
Locat i on of Cont ent s I ndi cat or 1 231
Or i gi nal Const r uct i on Dat e/ Subst ant i al
I mpr ovement Dat e 8 232- 239
Post - FI RM Const r uct i on I ndi cat or 1 240
El evat i on Di f f er ence 4 241- 244
Fl oodpr oof ed I ndi cat or 1 245
Tot al Amount of I nsur ance - Bui l di ng 8 246- 253
Tot al Amount of I nsur ance - Cont ent s 5 254- 258
Tot al Cal cul at ed Pr emi um 7 259- 265
Ri sk Rat i ng Met hod 1 266
Pol i cy Ter mI ndi cat or 1 267
Pr emi umPayment I ndi cat or 1 268
New/ Rol l over / Tr ansf er I ndi cat or 1 269
Fi l l er 8 270- 277
I nsur ance t o Val ue Rat i o I ndi cat or 1 278
El evat i on Cer t i f i cat e I ndi cat or 1 279
1981 Post - FI RM V Zone Cer t i f i cat i on I nd. 1 280

The Taxpayer I dent i f i cat i on Number has been r emoved f r omt he TRRP
t r ansact i on, ef f ect i ve May 1, 2008.

Part 6 6-11 Revision 4 (10/1/01)
11 New Business (Contd.)

Fi el d Recor d
Record A (Contd.) Lengt h Posi t i on

Fi l l er 3 281- 283
I nsur ed Last Name 25 284- 308
I nsur ed Fi r st Name 25 309- 333
Name For mat I ndi cat or 1 334
CRS Cl assi f i cat i on Cr edi t Per cent age 2 335- 336
Fi l l er 3 337- 339
Expense Const ant 3 340- 342
Pr i nci pal / Pr i mar y Resi dence I ndi cat or 1 343
Repl acement Cost 10 344- 353
Lowest Fl oor El evat i on ( LFE) 6 354- 359
Base Fl ood El evat i on ( BFE) ( Rat i ng Map I nf o. ) 6 360- 365
Repet i t i ve Loss Tar get Gr oup I ndi cat or 1 366
Lowest Adj acent Gr ade 6 367- 372
Di agr amNumber 1 373
El evat i on Cer t i f i cat i on Dat e 8 374- 381
Basi c Bui l di ng Rat e WYO 5 382- 386
Addi t i onal Bui l di ng Rat e WYO 5 387- 391
Basi c Cont ent s Rat e WYO 5 392- 396
Addi t i onal Cont ent s Rat e WYO 5 397- 401
I CC Pr emi umWYO 3 402- 404
Pr obat i on Sur char ge Amount WYO 3 405- 407
Deduct i bl e Per cent age WYO 4 408- 411
Repet i t i ve Loss I D Number 7 412- 418
Reser ved f or NFI P Use 39 419- 457
Or i gi nal Submi ssi on Mont h 6 458- 463
Rej ect ed Tr ansact i on Cont r ol Number 6 464- 469
Sor t Sequence Key 1 470
Reser ved f or WYO Company Use 30 471- 500
Bui l di ng Const r uct i on Dat e Type 1 501
Bui l di ng over Wat er Type 1 502
Condomi ni umFor mof Owner shi p I ndi cat or 1 503
Bui l di ng Use Type 2 504- 505
Gr andf at her i ng Type Code 1 506
Cur r ent Map I nf o Communi t y I D Number 6 507- 512
Cur r ent Map I nf o Map Panel Number 4 513- 516
Cur r ent Map I nf o - Map Panel Suf f i x 1 517
Cur r ent Map I nf o Fl ood Ri sk Zone 3 518- 520
Cur r ent Map I nf o BFE ( Base Fl ood El evat i on) 6 521- 526
Pr i or Pol i cy Number 10 527- 536
Condomi ni umMast er Pol i cy Uni t s 5 537- 541
Feder al Pol i cy Fee 5 542- 546
Addi t i ons/ Ext ensi ons I ndi cat or 1 547
Appl i cat i on Dat e 8 548- 555
Bui l di ng Pur pose Type 1 556
Busi ness Pr oper t y I ndi cat or 1 557
Encl osur e Type 1 558
Number of El evat or s 2 559- 560
Pr emi umRecei pt Dat e 8 561- 568
Pr oper t y Pur chase Dat e 8 569- 576

Part 6 6-11A Revision 4 (10/1/01)
11 New Business (Contd.)

Fi el d Recor d

Pr oper t y Pur chase I ndi cat or 1 577
Rent al Pr oper t y I ndi cat or 1 578
Reser ve Fund Pr emi um 8 579- 586
SRL Pr oper t y I ndi cat or 1 587
Tenant I ndi cat or 1 588
Tenant Bui l di ng Cover age I ndi cat or 1 589
Wai t i ng Per i od Type 1 590
Mi t i gat i on Of f er I ndi cat or 1 591
Pol i cy Assi gnment Type 1 592
Reser ved f or NFI P Use2 108 593- 700

Part 6 6-11B Revision 4 (10/1/01)


Part 6 6-14 Revision 4 (10/1/01)
15 Policy Reinstatement With Policy Changes
Fi el d Recor d
( Rat i ng Map I nf o. ) 6 205- 210
Rei nst at ement Pr emi um 9 259- 267
Endor sement Ef f ect i ve Dat e 8 272- 279
Fi l l er 3 283- 285


Part 6 6-15 Revision 4 (10/1/01)
15 Policy Reinstatement With Policy Changes (Contd.)

Fi el d Recor d

Fi l l er 5 339- 343
Rei nst at ement Feder al Pol i cy Fee 7 542- 548

Part 6 6-15A Revision 4 (10/1/01)
15 Policy Reinstatement With Policy Changes (Contd.)

Fi el d Recor d

Rei nst at ement Reser ve Fund Pr emi um 10 581- 590

Part 6 6-15B Revision 4 (10/1/01)


Part 6 6-16 Revision 4 (10/1/01)
17 Renewal
Fi el d Recor d
( Rat i ng Map I nf o. ) 6 205- 210
Fi l l er 9 269- 277
Fi l l er 3 281- 283


Part 6 6-17 Revision 4 (10/1/01)
17 Renewal (Contd.)

Fi el d Recor d

Fi l l er 3 337- 339

Part 6 6-17A Revision 4 (10/1/01)
17 Renewal (Contd.)

Fi el d Recor d


Part 6 6-17B Revision 4 (10/1/01)


Part 6 6-18 Revision 4 (10/1/01)
20 Endorsement
Fi el d Recor d
( Rat i ng Map I nf o. ) 6 205- 210
Tot al Amount of I nsur ance Cont ent s 5 254- 258
Endor sement Pr emi umAmount 7 259- 265
Fi l l er 3 281- 283


Part 6 6-19 Revision 4 (10/1/01)
20 Endorsement (Contd.)

Fi el d Recor d

Fi l l er 3 337- 339

Part 6 6-19A Revision 4 (10/1/01)
20 Endorsement (Contd.)

Fi el d Recor d


Part 6 6-19B Revision 4 (10/1/01)


Part 6 6-20 Revision 4 (10/1/01)
23 Policy Correction
Fi el d Recor d
( Rat i ng Map I nf o. ) 6 205- 210
Elevation Difference 4 241-244
Pr emi um( i ncr ement al adj ust ment t o Tot al
Cal cul at ed Pr emi umor Endor sement Pr emi um) 7 259- 265
Fi l l er 3 281- 283

t r ansact i on, ef f ect i ve May 1, 2008

Part 6 6-21 Revision 4 (10/1/01)
23 Policy Correction (Contd.)

Fi el d Recor d

Fi l l er 3 337- 339

Part 6 6-21A Revision 4 (10/1/01)
23 Policy Correction (Contd.)

Fi el d Recor d


Part 6 6-21B Revision 4 (10/1/01)


Part 6 6-22 Revision 4 (10/1/01)
26 Cancellation

Fi el d Recor d

Pol i cy Ter mi nat i on Dat e 8 27- 34
Cancel l at i on/ Voi dance Reason 2 35- 36
Tot al Pr emi umRef und 9 37- 45
Feder al Pol i cy Fee - Ref unded 7 46- 52
Reser ve Fund Pr emi um Ref unded 10 53- 62

29 Cancellation Correction

Fi el d Recor d

Pol i cy Ter mi nat i on Dat e 8 27- 34
Cancel l at i on/ Voi dance Reason 2 35- 36
Tot al Pr emi umRef und 9 37- 45
Feder al Pol i cy Fee - Ref unded 7 46- 52
Reser ve Fund Pr emi um Ref unded 10 53- 62

Effective 6/1/97
PART 7 - I NSTRUCTI ONS FOR FORMATTI NG DATA ELEMENTS AND
REVI SI NG DATA ELEMENT VALUES

TABLE OF CONTENTS

Page

I NTRODUCTI ON. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7- 1

I . FORMATTI NG DATA ELEMENTS. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7- 1

I I . REVI SI NG DATA ELEMENT VALUES. . . . . . . . . . . . . . . . . . . . . . . . . . . 7- 1

I I I . LI STI NG OF DATA ELEMENTS WI TH REPORTI NG SPECI FI CATI ONS . . 7- 2

Part 7 7-1 Revision 4 (10/1/01)
PART 7 - INSTRUCTIONS FOR FORMATTING DATA ELEMENTS AND
REVISING DATA ELEMENT VALUES

INTRODUCTION

Thi s sect i on l i st s each dat a el ement and pr ovi des speci f i cat i ons f or
i t s r epor t i ng f or mat .

I. FORMATTING DATA ELEMENTS

Thi s r epor t i ng f or mat i ncl udes whet her t he el ement i s a
r epl acement or i ncr ement al val ue and whet her i t i s a si gned
f i el d al l owi ng f or a negat i ve number . The t hi r d col umn
i ndi cat es whet her dol l ar s and cent s, whol e dol l ar s, or hundr eds
of dol l ar s ar e appl i cabl e f or mat s f or t he money f i el ds. The
l ast col umn pr esent s t he pi ct ur e expect ed f or each el ement .

I n t he pi ct ur e col umn, numer i c f i el ds, i ndi cat ed by a 9 or 9' s,
ar e r i ght - j ust i f i ed and zer o- f i l l ed. The number wi t hi n t he
par ent heses i s t he l engt h of t he f i el d pr ecedi ng t he deci mal
posi t i on. The V9 or V99 i ndi cat es an i mpl i ed deci mal posi t i on.
For exampl e, 123. 45 wi t h a pi ct ur e of 9( 7) V99 woul d be
r epr esent ed as 000012345. Not e t hat t he f i el d i s zer o- f i l l ed
wi t h f our zer os because t he numer i c val ue i s not l ar ge enough
t o use up al l of t he r equi r ed l engt h.

Al pha and al phanumer i c f i el ds, i ndi cat ed by an X i n t he pi ct ur e
col umn, ar e l ef t - j ust i f i ed wi t h t r ai l i ng spaces.

Zer o, r epor t ed i n numer i c dat a el ement s, and bl anks, r epor t ed
i n al pha and al phanumer i c dat a, i ndi cat e not r epor t i ng or not
appl i cabl e. The onl y except i ons t o t hi s r ul e ar e on a New
Busi ness ( 11) t r ansact i on f or t he f ol l owi ng dat a el ement s:

El evat i on Di f f er ence: +999
Lowest Fl oor El evat i on: 9999. 0
Base Fl ood El evat i on: 9999. 0
Lowest Adj acent Gr ade: 9999. 0

On a New Busi ness ( 11) t r ansact i on, zer o i ndi cat es an act ual
el evat i on.

II. REVISING DATA ELEMENT VALUES

To change dat a el ement val ues al r eady i n t he NFI P/ WYO Syst emt o
bl ank or zer o, ast er i sk f i l l t he appr opr i at e f i el d on t he
t r ansact i on bei ng submi t t ed. " Ast er i sk f i l l " means t hat i f a
dat a el ement has a l engt h of ' n, ' t hen ' n' ast er i sks ar e t o be
pl aced i n t he f i el d. For exampl e, i f t he dat a el ement
Communi t y I dent i f i cat i on Number : X( 6) = 012345 i s changed t o
bl ank or zer o, t he pi ct ur e woul d be r epr esent ed as ******.
Thi s f eat ur e i s not al l owed on New Busi ness ( 11) and Open
Cl ai m/ Loss- Reser ve ( 31) t r ansact i ons.

Part 7 7-2 Revision 4 (10/1/01)
III. LISTING OF DATA ELEMENTS WITH REPORTING SPECIFICATIONS

$
4

R
1
$
5

Dat a El ement I
2
S
3
$/ 100
6
Pi ct ur e
Act ual Sal vage Recover y I S $ 9( 10) V99
Act ual Sal vage Recover y Dat e R - - 9( 8) YYYYMMDD
Addi t i onal Bui l di ng Rat e WYO R - - 9( 2) V999
Addi t i onal Cont ent s Rat e WYO R - - 9( 2) V999
Addi t i ons/ Ext ensi ons I ndi cat or R - - X
Al t er at i on Dat e R - - 9( 8) YYYYMMDD
Appl i cat i on Dat e R - - 9( 8) YYYYMMDD
Base Fl ood El evat i on ( BFE)
( Rat i ng Map I nf o. ) R S - S9( 5) V9
Basement / Encl osur e/ Cr awl space Type R - - X
Basi c Bui l di ng Rat e WYO R - - 9( 2) V999
Basi c Cont ent s Rat e WYO R - - 9( 2) V999
Bui l di ng Cl ai mPayment ( ACV or RCV) I S $ S9( 10) V99
Bui l di ng Cl ai mPayment Recover y I S $ S9( 10) V99
Bui l di ng Const r uct i on Dat e Type R - - X
Bui l di ng Damage Subj ect t o Pol i cy
Excl usi ons ( ACV) R - - X
Bui l di ng i n Cour se of Const r uct i on
I ndi cat or R - - X
Bui l di ng over Wat er Type R - - X
Bui l di ng Pur pose Type R - - X
Bui l di ng Use Type R - - XX
Busi ness Pr oper t y I ndi cat or R - - X
Cancel l at i on/ Voi dance Reason R - - XX
Case Fi l e Num. f or Di sast er Assi st ance R - - X( 9)
Cat ast r ophe Number R - - 9( 3)
Cause of Loss R - - X
Cl ai m/ Loss Cl osed Dat e R - - 9( 8) YYYYMMDD
Cl ai m/ Loss Reopen Dat e R - - 9( 8) YYYYMMDD
Cl ai mCl osed w/ o Pymt . Reason - Bl dg. R - - XX
Cl ai mCl osed w/ o Pymt . Reason - Cont . R - - XX
Cl ai mCl osed w/ o Pymt . Reason I CC R - - XX
Coi nsur ance Cl ai mSet t l ement I ndi cat or R - - X
( Rat i ng Map I nf o. ) R - - X( 6)
Condomi ni umFor mof Owner shi p I ndi cat or R - - X
Condomi ni umI ndi cat or R - - X
Condomi ni umMast er Pol i cy Uni t s R - - 9( 5)
Cont ent s Cl ai mPayment ( ACV) I S $ S9( 7) V99
Cont ent s Cl ai mPayment Recover y I S $ S9( 7) V99
Cont ent s Damage Subj . t o Pol i cy
Cover age Req. f or Di sast er Assi st ance R - - X
CRS Cl assi f i cat i on Cr edi t Per cent age R - - 9( 2)
Cur r ent Map I nf o -
Base Fl ood El evat i on ( BFE) R S - S9( 5) V9
Cur r ent Map I nf o -
Communi t y I dent i f i cat i on Number R - - X( 6)
Cur r ent Map I nf o - Fl ood Ri sk Zone R - - X( 3)
Cur r ent Map I nf o - Map Panel Number R - - X( 4)
Cur r ent Map I nf o - Map Panel Suf f i x R - - X
Cur r ent Map I nf o Pr i or Pol i cy Number
( renamed) R - - X( 10)
Damage - Appur t enant ( ACV) R - $ 9( 7)

1
R - Repl acement Val ue
2
I - I ncr ement al Val ue
3
S - Si gned Dat a El ement
4
$ - Dol l ar s and Cent s
5
$ - Whol e Dol l ar s
6
$/ 100 - Hundr eds of Dol l ar s

Part 7 7-3 Revision 4 (10/1/01)
III. LISTING OF DATA ELEMENTS WITH REPORTING SPECIFICATIONS (Contd.)
$
4

R
1
$
5

Dat a El ement I
2
S
3
$/ 100
6
Pi ct ur e

Damage - Mai n ( ACV) R - $ 9( 10)
Damage t o Cont ent s - Appur t enant ( ACV) R - $ 9( 7)
Damage t o Cont ent s - Mai n ( ACV) R - $ 9( 7)
Dat e of Loss Key - - 9( 8) YYYYMMDD
Deduct i bl e - App. t o Bl dg. Cl ai mPymt . R - - X
Deduct i bl e - App. t o Cont . Cl ai mPymt . R - - X
Deduct i bl e Bui l di ng R - - X
Deduct i bl e Cont ent s R - - X
Deduct i bl e Per cent age WYO R - - 9V999
Di agr amNumber R - - X
Dur at i on Bl dg. Wi l l Not Be Habi t abl e R - - X
Dur at i on of Fl ood Wat er s i n Bl dg. R - - 9( 3) Hour s
El evat ed Bl dg. I ndi cat or R - - X
El evat i on Cer t i f i cat e I ndi cat or R - - X
El evat i on Cer t i f i cat i on Dat e R - - 9( 8) YYYYMMDD
El evat i on Di f f er ence R S - S9( 4)
Encl osur e Type R - - X
Endor sement Ef f ect i ve Dat e R - - 9( 8) YYYYMMDD
Endor sement Pr emi umAmount I S $ S9( 7)
Expense Const ant R - $ 9( 3)
Expense of Cont ent s Removal R - $ 9( 4)
Expense of Manuf act ur ed ( Mobi l e)
Home Removal R - $ 9( 4)
Ext er i or Wal l St r uct ur e Type R - - X
Ext er i or Wal l Sur f ace Tr eat ment R - - X
Fact or s Rel at ed t o Cause of Loss R - - X
Feder al Pol i cy Fee I S $ S9( 5)
Feder al Pol i cy Fee - Ref unded I S $ S9( 5) V99
Fi nal Payment I ndi cat or - Bl dg. R - - X
Fi nal Payment I ndi cat or - Cont . R - - X
Fi nal Payment I ndi cat or - I CC R - - X
Fi r st Lender Ci t y R - - X( 30)
Fi r st Lender Loan Number R - - X( 15)
Fi r st Lender Name R - - X( 30)
Fi r st Lender St at e R - - X( 2)
Fi r st Lender St r eet Addr ess R - - X( 50)
Fi r st Lender ZI P Code R - - 9( 9)
Fl ood Char act er i st i cs R - - X
Fl ood Ri sk Zone ( Rat i ng Map I nf o. ) R - - X( 3)
Fl oodpr oof ed I ndi cat or R - - X
Foundat i on Type R - - XX
Gr andf at her i ng Type Code R - - X
I CC Act ual Expense R - - 9( 10)
I CC Cl ai mI ndi cat or R - - X
I CC Cl ai mPayment I S $ S9( 5) V99
I CC Cl ai mPayment Recover y I S $ S9( 5) V99
I CC Fl ood Damage Amount - Pr i or R - - 9( 10)
I CC Mi t i gat i on I ndi cat or R - - X
I CC Pr emi umWYO R - $ 9( 3)

1
2
3
4
5
6

Part 7 7-4 Revision 4 (10/1/01)

$
4

R
1
$
5

Dat a El ement I
2
S
3
$/ 100
6
Pi ct ur e

I CC Pr i or Dat e of Loss R - - 9( 8) YYYYMMDD
I CC Pr oper t y Val ue - Cur r ent R - - 9( 10)
I CC Pr oper t y Val ue - Pr i or R - - 9( 10)
I nsur ance t o Val ue Rat i o I ndi cat or R - - X
I nsur ed Fi r st Name R - - X( 25)
I nsur ed Last Name R - - X( 25)
Locat i on of Cont ent s I ndi cat or R - - X
Lowest Adj acent Gr ade R S - S9( 5) V9
Lowest Fl oor El evat i on R S - S9( 5) V9
Mai l i ng Ci t y R - - X( 30)
Mai l i ng St at e R - - X( 2)
Mai l i ng St r eet Addr ess R - - X( 50)
Mai l i ng ZI P Code R - - 9( 9)
Map Panel Number ( Rat i ng Map I nf o. ) R - - X( 4)
Map Panel Suf f i x ( Rat i ng Map I nf o. ) R - - X
Mi t i gat i on Of f er I ndi cat or R - - X
Name For mat I ndi cat or R - - X
Name or Descr i pt i ve I nf or mat i on
New Dat e of Loss Key - - 9( 8) YYYYMMDD
New Payment Dat e Key - - 9( 8) YYYYMMDD
New Pol i cy Number Key - - X( 10)
New/ Rol l over / Tr ansf er I ndi cat or R - - X
Number of El evat or s R - - X( 2)
Bui l di ng Type R - - X
Obst r uct i on Type R - - XX
Occupancy Type R - - X
Ol d Dat e of Loss Key - - 9( 8) YYYYMMDD
Ol d Payment Dat e Key - - 9( 8) YYYYMMDD
Ol d Pol i cy Number Key - - X( 10)
Or i g. Const . Dat e/ Subst ant . I mpr ov.
Dat e R - - 9( 8) YYYYMMDD
Or i gi nal Submi ssi on Mont h Key - - 9( 6) YYYYMM
Payment Dat e Key - - 9( 8) YYYYMMDD
Payment Recover y Dat e R - - 9( 8) YYYYMMDD
Pol i cy Assi gnment Type R - - X
Pol i cy Ef f ect i ve Dat e R - - 9( 8) YYYYMMDD
Pol i cy Expi r at i on Dat e R - - 9( 8) YYYYMMDD
Pol i cy Number Key - - X( 10)
Pol i cy Ter mI ndi cat or R - - X
Pol i cy Ter mi nat i on Dat e R - - 9( 8) YYYYMMDD
Post - FI RM Const r uct i on I ndi cat or R - - X
Pr emi umPayment I ndi cat or R - - X
Pr emi umRecei pt Dat e R - - 9( 8) YYYYMMDD
Pr i nci pal / Pr i mar y Resi dence I ndi cat or R - - X
Pr i or Pol i cy Number R - - X( 10)

1
2
3
4
5
6


$
4

R
1
$
5

Dat a El ement I
2
S
3
$/ 100
6
Pi ct ur e

Pr obat i on Sur char ge Amount WYO R - $ 9( 3)
Pr oper t y Begi nni ng St r eet Number R - - X( 10)
Pr oper t y Ci t y R - - X( 30)
Pr oper t y Pur chase Dat e R - - 9( 8) YYYYMMDD
Pr oper t y Pur chase I ndi cat or R - - X
Pr oper t y St at e R - - X( 2)
Pr oper t y St r eet Addr ess R - - X( 50)
Pr oper t y Val ue - Appur t enant ( ACV) R - $ 9( 7)
Pr oper t y Val ue - Mai n ( ACV) R - $ 9( 10)
Pr oper t y ZI P Code R - - 9( 9)
Regul ar / Emer gency Pr ogr amI ndi cat or R - - X

1
2
3
4
5
6



Part 7 7-5 Revision 4 (10/1/01)

$
4

R
1
$
5

Dat a El ement I
2
S
3
$/ 100
6
Pi ct ur e

Rei nst at ement Feder al Pol i cy Fee I S $ S9( 5) V99
Rei nst at ement Pr emi um I S $ S9( 7) V99
Rei nst at ement Reser ve Fund Pr emi um I S $ S9( 8) V99
Rej ect ed Tr ansact i on Cont r ol Number Key - - 9( 6)
Rent al Pr oper t y I ndi cat or R - - X
Repet i t i ve Loss I D Number R - - 9( 7)
Repet i t i ve Loss Tar get Gr oup I ndi cat or R - - X
Repl acement Cost R - - 9( 10)
Repl acement Cost I ndi cat or R - - X
Reser ve Bui l di ng R - $ 9( 10) V99
Reser ve Cont ent s R - $ 9( 7) V99
Reser ve - I CC R - $ 9( 5) V99
Reser ve Fund Pr emi um I S $ S9( 8)
Reser ve Fund Pr emi um Ref unded I S $ S9( 8) V99
Ri sk Rat i ng Met hod R - - X
Second Lender Ci t y R - - X( 30)
Second Lender Loan Number R - - X( 15)
Second Lender Name R - - X( 30)
Second Lender St at e R - - X( 2)
Second Lender St r eet Addr ess R - - X( 50)
Second Lender ZI P Code R - - 9( 9)
Sor t Sequence Key Key - - X
Speci al Expense Amount I S $ S9( 7) V99
Speci al Expense Dat e R - - 9( 8) YYYYMMDD
Speci al Expense Type R - - X
SRL Pr oper t y I ndi cat or R - - X
St at e- Owned Pr oper t y R - - X
Subr ogat i on I S $ S9( 10) V99
Subr ogat i on Recover y Dat e R - - 9( 8) YYYYMMDD
Subst ant i al I mpr ovement I ndi cat or R - - X
**Taxpayer I dent i f i cat i on Number R - - X( 9)
Tenant Bui l di ng Cover age I ndi cat or R - - X
Tenant I ndi cat or R - - X
Tot al Amt . of I nsur ance Bui l di ng R - $/ 100 9( 8)
Tot al Amt . of I nsur ance Cont ent s R - $/ 100 9( 5)
Tot al Bl dg. Damages - Mai n and
Appur t enant ( ACV) R - $ 9( 10)
Tot al Bl dg. Damages - Mai n and
Appur t enant ( RCV) R - $ 9( 10)
Tot al Cal cul at ed Pr emi um R S $ S9( 7)
Tot al Damage t o Cont ent s - Mai n and
Tot al Damage t o Cont ent s - Mai n and
Tot al Expense of Temp. Fl ood Pr ot ect i on R - $ 9( 4)

1
2
3
4
5
6

**The Taxpayer I dent i f i cat i on Number has been r emoved f r omt he TRRP

Part 7 7-5 Revision 4 (10/1/01)

Part 7 7-6 Revision 4 (10/1/01)

$
4

R
1
$
5

Dat a El ement I
2
S
3
$/ 100
6
Pi ct ur e

Tot al Pr emi umRef und I S $ S9( 7) V99
Tot al Pr oper t y Val ue - Mai n and
Tot al Pr oper t y Val ue - Mai n and
Val ue of Bl dg. I t ems Subj . t o Pol .
Val ue of Cont ent s ( ACV) R - $ 9( 7)
Val ue of Cont ent s Subj . t o Pol .
Wai t i ng Per i od Type R - - X
Wat er Dept h - Rel at i ve t o Mai n Bl dg. R S - S9( 3)
WYO Pr ef i x Code Key - - 9( 5)
WYO Tr ansact i on Code Key - - X( 3)
WYO Tr ansact i on Dat e R - - 9( 8) YYYYMMDD
1981 Post - FI RM V Zone Cer t i f i cat i on

1
2
3
4
5
6

PART 8 - MONTHLY PROCESSI NG OF TRRP PLAN DATA

TABLE OF CONTENTS

Page

I NTRODUCTI ON. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8- 1

I . TRANSI TI ON RULE. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8- 1

I I . MONTHLY REPORTI NG REQUI REMENTS. . . . . . . . . . . . . . . . . . . . . . . . . 8- 1

A. Fi nanci al St at ement s. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8- 1

B. TRRP Pl an Dat a. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8- 1

C. Dat a and Dat a Tr ansmi t t al Document s. . . . . . . . . . . . . . . 8- 1

D. Fi nanci al Reconci l i at i on For ms and
Cer t i f i cat i on St at ement . . . . . . . . . . . . . . . . . . . . . . . . . . . 8- 2

E. WYO Vendor s. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8- 2

F. Repor t i ng Cycl e Depi ct ed. . . . . . . . . . . . . . . . . . . . . . . . . . 8- 2

I I I . I NSTRUCTI ONS FOR FI LE TRANSFER PROTOCOL ( FTP)
TRANSACTI ON PROCESSI NG. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8- 3

A. St at i st i cal Fi l e Nami ng St andar ds. . . . . . . . . . . . . . . . . 8- 3

B. Rej ect Fi l e Nami ng St andar ds. . . . . . . . . . . . . . . . . . . . . . 8- 4

C. Tr ansmi t t al Document Nami ng St andar ds. . . . . . . . . . . . . 8- 4

I V. I NSTRUCTI ONS FOR I NTERNET TRANSACTI ON PROCESSI NG. . . . . . . 8- 5

V. DATA TRANSMI TTAL DOCUMENTS. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8- 5

PART 8 - MONTHLY PROCESSI NG OF TRRP PLAN DATA

LI ST OF EXHI BI TS

Exhi bi t Page

8- 1 Monthly Reconciliation Net Written Premiums . . . . . 8- 6
8- 2 Monthly Reconciliation - Net Federal Policy Fees . . 8- 7
8- 3 Mont hl y Reconci l i at i on Net Pai d Losses. . . . . . . . . . . 8- 8
8- 4 Monthly Reconciliation Special Allocated LAE.....8-9
8-5 Monthly Reconciliation Case Loss Reserve.........8-10
8-6 Monthly Reconciliation Net Reserve Fund .........8-11

Part 8 8-1 Revision 4 (10/1/01)
PART 8 - MONTHLY PROCESSING OF TRRP PLAN DATA

INTRODUCTION

Thi s sect i on pr ovi des i nst r uct i ons f or t he submi ssi on of mont hl y
dat a by bot h t he WYO compani es and WYO vendor s. Thi s i ncl udes:

Monthly Reporting Requirements
FTP Transaction Processing
Internet Transaction Processing
Data Transmittal Documents

I. TRANSITION RULE

Whenever new or r evi sed TRRP Pl an r epor t i ng r equi r ement s ar e
i nt r oduced, t r ansi t i on r ul es wi l l be pr ovi ded. The r ul es
wi l l i nst r uct compani es how t he changes ar e t o be phased i n
f or pol i cy ef f ect i ve dat es, dat es of l oss and/ or pr ocessi ng
dat es, al l owi ng t i me f or syst emmodi f i cat i ons.

II. MONTHLY REPORTING REQUIREMENTS

A. Fi nanci al St at ement s

Each WYO Company wi l l be r equi r ed t o submi t f i nanci al
dat a on a mont hl y basi s, ut i l i zi ng t he speci f i ed
st at ement f or mat s di st r i but ed t o each WYO Company.
These st at ement s must be r ecei ved by t he NFI P Legacy
Syst ems Ser vi ces ( NFI P LSS) no l at er t han t he l ast
busi ness day of t he cal endar mont h f ol l owi ng each
mont h' s cl osi ng.

B. TRRP Pl an Dat a

Each WYO Company wi l l be r equi r ed t o submi t on a
mont hl y basi s t he t r ansact i on dat a descr i bed i n t he
TRRP Pl an vi a t he I nt er net or FTP.

The t r ansact i on dat a shoul d be r ecei ved by t he NFI P
Legacy Syst ems Ser vi ces ( NFI P LSS) on or bef or e 12: 00
noon of t he 21st day of t he cal endar mont h f ol l owi ng
each mont h' s cl osi ng. I f t he t r ansact i on dat a cannot
be del i ver ed by t hi s dat e, pl ease consul t wi t h your
NFI P LSS Busi ness Anal yst t o det er mi ne an accept abl e
submi ssi on dat e.

C. Dat a and Dat a Tr ansmi t t al Document s

Each WYO Company wi l l submi t t he t r ansact i on dat a and
t r ansmi t t al document s wi t h at l east t he t r ansact i on
i nf or mat i on on t he r i ght si de f i l l ed i n. One copy of
each of t hese f or ms must accompany t he FTP or I nt er net
t r ansmi ssi on and one copy i s t o be sent t o NFI P LSS
Account i ng. Those sent t o NFI P LSS Account i ng may
ei t her be f i l l ed out wi t h onl y t he t r ansact i on
i nf or mat i on and sent as addi t i onal exhi bi t s t o t hose
f or Net Wr i t t en Pr emi ums, Feder al Pol i cy Fee, Net Pai d

Part 8 8-2 Revision 4 (10/1/01)
Losses, Speci al Al l ocat ed Loss Adj ust ment Expenses, and
Net Reser ve Fund Fees or may be ent i r el y f i l l ed out
wi t h f i nanci al and t r ansact i on i nf or mat i on and sent as
t he compl et ed mont hl y r econci l i at i on r epor t .

D. Fi nanci al Reconci l i at i on For ms and Cer t i f i cat i on
St at ement

The Fi nanci al Reconci l i at i on f or ms and t he
Cer t i f i cat i on St at ement , as r equi r ed by t he Fi nanci al
Cont r ol Pl an, must be r ecei ved no l at er t han t he l ast
busi ness day of t he cal endar mont h f ol l owi ng each
mont h' s cl osi ng.

E. WYO Vendor s

WYO Vendor s submi t t i ng mor e t han one company' s dat a
must submi t t he Mont hl y Reconci l i at i on exhi bi t s f or
each WYO company. Addi t i onal l y, t he t r ansact i on
i nf or mat i on on t he r i ght si de of t he Mont hl y
Reconci l i at i on exhi bi t s must be submi t t ed wi t h
cumul at i ve i nf or mat i on f or al l compani es.

F. Repor t i ng Cycl e Depi ct ed

! !
! !
! !
! !
! !
May ! J une !
31 / 30 /
/ /
/ /
/ /
/ /
/ /

End of Pr ocessi ng Mont h 1) Fi nanci al St at ement
2) TRRP Pl an Dat a Tr ansmi ssi on
3) Dat a Tr ansmi t t al Document
4) Fi nanci al Reconci l i at i on For m
5) Cer t i f i cat i on St at ement

Part 8 8-3 Revision 4 (10/1/01)
III. INSTRUCTIONS FOR FILE TRANSFER PROTOCOL (FTP) TRANSACTION
PROCESSING

An el ect r oni c dat a t r ansf er syst em, FTP, i s avai l abl e f or
WYO compani es t o submi t t he mont hl y TRRP t r ansact i ons. The
FTP can be accessed at ftp.nfipstat.fema.gov. The di r ect or y
i s users/coxxxxx/stat, wher e xxxxx i s t he company/ vendor
NAI C Code.

Note: Upper case i s t he pr ef er r ed usage f or t he st at ed f i l e
names bel ow, i ncl udi ng t he f i l e ext ensi on.

A. St at i st i cal Fi l e Nami ng St andar ds

FCCCCCX. MMMYY. DAT wher e:

F = capi t al l et t er F t o i ndi cat e Fr ont - end Fi l e

CCCCC = company/ vendor NAI C Code ( 5- di gi t numer i c)

X = f i l e sequence i ndi cat or ( 1- char act er
al phabet i c, capi t al i zed) , as A=1st , B=2nd,
et c.

MMM = dat a pr ocessi ng mont h ( al pha mont h
abbr evi at i on) , as MAR=Mar ch

YY = pr ocessi ng year ( 2- di gi t numer i c) , as 01=2001

DAT = f i l e name ext ensi on

Al l st at i st i cal f i l es must be accompani ed by a
t r ansmi t t al document ( see par agr aph C bel ow) . I n
addi t i on, st at i st i cal f i l es must be zi pped
( compr essed) usi ng WI NZI P or PKZI P and named exact l y
t he same as t he i nt er nal f i l e, except wi t h a . ZI P f i l e
name ext ensi on: FCCCCCX. MMMYY. ZI P = f r ont - end zi p f i l e.
I f you have any quest i ons, cont act your NFI P LSS
Busi ness Anal yst .

Part 8 8-4 Revision 4 (10/1/01)
B. Rej ect Fi l e Nami ng St andar ds

RCCCCCX. MMMYY. DAT wher e:

R = capi t al l et t er R t o i ndi cat e Rej ect Fi l e


et c.



DAT = f i l e name ext ensi on

Al l r ej ect f i l es must be accompani ed by a t r ansmi t t al
document ( see par agr aph C bel ow) . I n addi t i on, r ej ect
f i l es must be zi pped ( compr essed) usi ng WI NZI P or
PKZI P and named exact l y t he same as t he i nt er nal f i l e,
except wi t h a . ZI P f i l e name ext ensi on:
RCCCCCX. MMMYY. ZI P = r ej ect zi p f i l e. I f you have any
quest i ons, cont act your NFI P LSS Busi ness Anal yst .

C. Tr ansmi t t al Document Nami ng St andar ds

TCCCCCX. MMMYY. TXT wher e:

T = capi t al l et t er T t o i ndi cat e Tr ansmi t t al
Fi l e


et c.



TXT = f i l e name ext ensi on

A separ at e t r ansmi t t al document must accompany each
st at i st i cal f i l e and each r ej ect f i l e. The t r ansmi t t al
document i s uncompr essed ( i . e. , not zi pped) . I f you
have any quest i ons, cont act your NFI P LSS Busi ness
Anal yst .

Note: Upper case i s t he pr ef er r ed usage f or t he st at ed
f i l e names above, i ncl udi ng t he f i l e ext ensi on.

Part 8 8-5 Revision 4 (10/1/01)
IV. INSTRUCTIONS FOR INTERNET TRANSACTION PROCESSING

I nt er net e- mai l submi ssi on i s used as a backup met hod, i n
t he event t hat FTP i s not avai l abl e. When submi t t i ng dat a
over t he i nt er net vi a e- mai l , t he f ol l owi ng st eps must be
used.

St andar d f i l e name

Compr essed f i l es

Reconci l i at i on st at ement s f or each f i l e. The st andar d
f i l e name must f ol l ow t he convent i on out l i ned bel ow:

XXXXXMMM. ZI P
XXXXX = Company NAI C Number
MMM = Pr ocessi ng Mont h

e. g. , 12345DEC. ZI P, r epr esent s XYZ I nsur ance Company' s
dat a, i n a compr essed f or mat .

Al l f i l es must be submi t t ed t o t he desi gnat ed e- mai l
addr ess, PSC-Request@nfipstat.fema.gov. You must al so
not i f y your NFI P LSS Busi ness Anal yst i f you choose t hi s
opt i on.

V. DATA TRANSMITTAL DOCUMENTS

The f ol l owi ng document s must accompany each mont hl y
t r ansact i on dat a t r ansmi ssi on.

1 - Mont hl y Reconci l i at i on - Net Wr i t t en Pr emi ums
2 - Mont hl y Reconci l i at i on - Net Feder al Pol i cy Fees
3 - Mont hl y Reconci l i at i on Net Pai d Losses
4 - Mont hl y Reconci l i at i on - Speci al Al l ocat ed LAE
5 - Mont hl y Reconci l i at i on Case Loss Reser ve
6 - Mont hl y Reconci l i at i on Net Reser ve Fund Fees

Sampl es ar e pr ovi ded on t he f ol l owi ng pages.

Part 8 8-11 Revision 4 (10/1/01)
V. DATA TRANSMITTAL DOCUMENTS (Contd.)

EXHIBIT 8-6. Monthly Reconciliation Net Reserve Fund

MONTHLY RECONCILIATION NET RESERVE FUND

COMPANY NAME CO. NAIC NUMBER

MONTH/YEAR ENDING DATE SUBMITTED

MONTHLY
FINANCIAL REPORT
MONTHLY STATISTICAL
TRANSACTION REPORT

NET RESERVE
FUND :

$
TRANS.
CODE
RECORD
COUNT
PREMIUM
AMOUNT

(INCOME STATEMENT - 11 $
Line 173)
15

17
UNPROCESSED
STATISTICAL: 20

(+) PRIOR MONTHS 23
(-) CURRENT MONTHS
26
OTHER EXPLAIN:

(1)
(2) 29

TOTAL: $ TOTAL: $ *

* (ADD 11 THROUGH 23
LESS 26 AND 29)

COMMENTS:

Appendi x C C- 12 Revi si on 4 ( 10/ 1/ 01)
G - Expi r ed bef or e t he r epor t i ng mont h mor e t han 29 days
but l ess t han 120 days

R - Rei nst at ed wi t hi n t he l at est t er mmont h

The er r or codes pr ovi ded at t he bot t omof each r ecor d
i ndi cat e whi ch dat a el ement was bei ng edi t ed when t he er r or
was det ect ed. For f ur t her i nf or mat i on, consul t t he WYO Edi t
Speci f i cat i ons document .

The f ol l owi ng i s t he sor t sequence of t he r ecor ds:

- WYO Pr ef i x Code ( ascendi ng)
- Pol i cy Number ( ascendi ng)
- Endor sement Ef f ect i ve Dat e ( descendi ng)

Data Retrieval Procedures

The r et r i eval pr ocedur e wi l l be usi ng t he Fi l e Tr ansf er Pr ot ocol
( FTP) si t e addr ess ftp.nfipstat.fema.gov. We wi l l pl ace t he
f i l es on t he FTP si t e on a mont hl y basi s.

The f i l e names l ocat ed i n t he I ndi vi dual Company Er r or Dat a
di r ect or y /users/coxxxxx/errordata ar e out l i ned bel ow:

Pol i cy Er r or Dat a Fi l e name: W2Pxxxxx. zi p
Pol i cy Er r or Recor d Count Fi l e name: W2Pxxxxx. t xt
The Recor d Count Fi l e wi l l cont ai n t he f ol l owi ng
i nf or mat i on:

The accompanyi ng W2Pxxxxx. zi p f i l e cont ai ns ##### r ecor ds

Not e: xxxxx = company/ vendor NAI C number
##### = number of r ecor ds

Al l f i l es wi l l be avai l abl e f r omt he desi gnat ed FTP addr ess
(ftp.nfipstat.fema.gov). User I D, passwor ds, and di r ect or y
access wi l l be pr ovi ded t o each WYO company. WYO compani es wi l l
be abl e t o access, r ead, and wr i t e onl y t o t hei r di r ect or i es.
They wi l l not be abl e t o access, r ead, or wr i t e t o ot her
di r ect or i es. WYO compani es may obt ai n an FTP cl i ent ( e. g. ,
Cut eFTP, WSFTP, et c. ) or access t he FTP si t e t hr ough t he
I nt er net . For i nst r uct i ons on how t o pr oper l y set up t he FTP
cl i ent or r ecei ve I nt er net FTP Logi n Pr ocedur es t o gai n access
t o our si t e, cont act your Busi ness Anal yst at t he NFI P Legacy
Syst ems Ser vi ces ( LSS) .

RECORD LAYOUT
Recor d
Lengt h Posi t i on
WYO Pr ef i x Code* 5 1- 5
Pol i cy Number * 10 6- 15
Tr ansact i on Code 2 40- 41
Name or Descr i pt i ve I nf or mat i on I ndi cat or * 1 50
Pr oper t y Begi nni ng St r eet Number * 10 51- 60
Pr oper t y Addr ess 1* 50 61- 110
Pr oper t y Addr ess 2* 50 111- 160
Pr oper t y Ci t y* 30 161- 190
Pr oper t y St at e* 2 191- 192
Pr oper t y ZI P Code* 9 193- 201
Communi t y I dent i f i cat i on Number ( Rat i ng Map I nf o. ) 6 212- 217
Deduct i bl e Bui l di ng 1 233
Deduct i bl e Cont ent s 1 234
Tot al Amount of I nsur ance Bui l di ng 8 253- 260
Tot al Amount of I nsur ance Cont ent s 8 261- 268
Endor sement Pr emi umAmount 7 276- 282
* Dat a El ement s t hat ar e st or ed onl y once per pol i cy r ecor d and not
by pol i cy t er m. The Taxpayer I dent i f i cat i on Number has been
r emoved f r omt he TRRP t r ansact i on, ef f ect i ve May 1, 2008.

Recor d Layout ( cont d. )

Recor d
Lengt h Posi t i on
1981 Post - FI RM V Zone Cer t i f i cat i on I ndi cat or 1 289
Pol i cy Ter mi nat i on Dat e* 8 401- 408
Cancel l at i on/ Voi dance Reason* 2 409- 410
Tot al Pr emi umRef und* 9 411- 419
Feder al Pol i cy Fee Ref unded* 7 427- 433
Fi l l er 1 435
NFI P Act i vi t y Dat e* 8 488- 495
NFI P Pol i cy St at us I ndi cat or * 1 496
NFI P Basi c Li mi t Amount of I nsur ance Bui l di ng 8 497- 504
NFI P Basi c Li mi t Rat e Bui l di ng 4 505- 508
NFI P Addi t i onal Li mi t Amount of I nsur ance
Bui l di ng 8 509- 516
NFI P Addi t i onal Li mi t Rat e Bui l di ng 4 517- 520
NFI P Basi c Li mi t Amount of I nsur ance
Cont ent s 8 521- 528
NFI P Basi c Li mi t Rat e Cont ent s 4 529- 532
NFI P Addi t i onal Li mi t Amount of I nsur ance
Cont ent s 8 533- 540
NFI P Addi t i onal Li mi t Rat e Cont ent s 4 541- 544
NFI P Tot al Pr emi umRef und* 9 545- 553
NFI P CRS Cl assi f i cat i on Cr edi t Per cent age 2 554- 555
NFI P Feder al Pol i cy Fee 5 556- 560
NFI P Feder al Pol i cy Fee Ref unded* 7 561- 567
NFI P Communi t y Pr obat i on Sur char ge Amount 3 568- 570
NFI P Deduct i bl e Di scount Per cent age 5 571- 575

*Dat a El ement s t hat ar e st or ed onl y once per pol i cy r ecor d and not
by pol i cy t er m.

Data elements containing NFIP calculated values are provided to
assist WYO companies in determining what conditions caused the
error.


Recor d
Lengt h Posi t i on
NFI P Deduct i bl e Di scount Amount 9 576- 584
NFI P Pr oper t y ZI P* 9 585- 593
NFI P Expense Const ant 3 594- 596
NFI P Pol i cy Ter m 1 597
NFI P I CC Pr emi um 7 598- 604
NFI P I CC Cover age 5 605- 609
NFI P Reser ve Fund Pr emi um Ref unded* 10 610- 619
Er r or Code 1 8 650- 657
Er r or Code Dat e 1 8 658- 665
Er r or Code 2 8 666- 673
Er r or Code 3 8 682- 689
Er r or Code 4 8 698- 705
Er r or Code 5 8 714- 721
Er r or Code 6 8 730- 737
Er r or Code 7 8 746- 753
Er r or Code 8 8 762- 769
Er r or Code 9 8 778- 785
Er r or Code 10 8 794- 801
Er r or Code 11 8 810- 817
Er r or Code 12 8 826- 833
Er r or Code 13 8 842- 849
Er r or Code 14 8 858- 865
Er r or Code 15 8 874- 881
Er r or Code 16 8 890- 897
Er r or Code 17 8 906- 913
Er r or Code 18 8 922- 929

* Dat a El ement s ar e st or ed onl y once per pol i cy r ecor d and not
by pol i cy t er m.

Data elements containing NFIP calculated values are provided to
assist WYO companies in determining what conditions caused the
error.


Recor d
Lengt h Posi t i on
Er r or Code 19 8 938- 945
Er r or Code 20 8 954- 961
Er r or Code 21 8 970- 977
Er r or Code 22 8 986- 993
Er r or Code Dat e 22 8 994- 1001
Er r or Code 23 8 1002- 1009
Er r or Code Dat e 23 8 1010- 1017
Er r or Code 24 8 1018- 1025
Er r or Code Dat e 24 8 1026- 1033
Er r or Code 25 8 1034- 1041
Er r or Code Dat e 25 8 1042- 1049
Cur r ent Map I nf o Map Panel Suf f i x 1 1066
Cur r ent Map I nf o Base Fl ood El evat i on ( BFE) 6 1070- 1075
Reser ve Fund Pr emi um Ref unded* 10 1132- 1141

* Dat a El ement s t hat ar e st or ed onl y once per pol i cy r ecor d and not by
pol i cy t er m.

Data elements containing NFIP calculated values are provided to assist
WYO companies in determining what conditions caused the error.


05 OP- Pol i cy- Ter m PI C X( 1) .
05 OP- New- Rol l over - I nd PI C X( 1) .
05 OP- I nsur ance- To- Val ue PI C X( 1) .
05 OP- Pr emi um- Pay PI C X( 1) .
05 OP- El evat i on- Cer t i f i cat e PI C X( 1) .
05 OP- Post - 1981- Cer t i f i cat e PI C X( 1) .
05 OP- I nsur ed- Last - Name PI C X( 25) .
05 OP- I nsur ed- Fi r st - Name PI C X( 25) .
05 OP- Pr i nci pal - Resi dence PI C X( 1) .
05 OP- Repl acement - Cost PI C X( 9) .
05 OP- Low- Fl oor PI C S9( 5) V9.
05 OP- Base- Fl oor PI C S9( 5) V9.
05 OP- Expense- Const ant PI C 9( 3) .
05 OP- Name- For mat PI C X( 1) .
05 OP- Condo- Mast er - Uni t s PI C 9( 5) .
05 OP- WYO- Cmpy- Use PI C X( 30) .
05 OP- Ter mi nat i on- Dat e PI C 9( 8) .
05 OP- Cancel - Reason PI C X( 2) .
05 OP- Tot al - Ref und PI C S9( 7) V99.
05 OP- CRS- Cl ass- Per c PI C 9( 2) .
05 OP- Feder al - Pol i cy- Fee PI C S9( 5) .
05 OP- Feder al - Pol i cy- Fee- Ref und PI C S9( 5) V99.
05 OP- Di agr am- Number PI C X( 1) .
05 Fi l l er PI C X( 1) .
05 OP- Lowest - Adj acent - Gr ade PI C S9( 5) V9.
05 OP- El ev- Cer t i f i cat i on- Dat e PI C 9( 8) .
05 OP- Base- Bui l di ng- Rat e- WYO PI C 9( 2) V999.
05 OP- Addi t i onal - Bui l di ng- Rat e- WYO PI C 9( 2) V999.
05 OP- Base- Cont ent s- Rat e- WYO PI C 9( 2) V999.
05 OP- Addi t i onal - Cont ent s- Rat e- WYO PI C 9( 2) V999.
05 OP- I CC- Pr emi um- Rat e- WYO PI C 9( 3) .
05 OP- Pr obat i on- Amount - WYO PI C 9( 3) .
05 OP- Deduct i bl e- Per cent age- WYO PI C S9V999.
05 OP- Repet i t i ve- Loss- I nd PI C X( 1) .
05 Fi l l er PI C X( 13) .
05 OP- NFI P- Act i vi t y- Dat e* PI C 9( 8) .
05 OP- NFI P- Pol i cy- St at us* PI C X( 1) .
05 OP- NFI P- Basi c- Cov- Bui l di ng PI C 9( 8) .
05 OP- NFI P- Basi c- Rat e- Bui l di ng PI C 9( 2) V99.
05 OP- NFI P- Add- Cov- Bui l di ng PI C 9( 8) .
05 OP- NFI P- Add- Rat e- Bui l di ng PI C 9( 2) V99.
05 OP- NFI P- Basi c- Cov- Cont ent s PI C 9( 8) .
05 OP- NFI P- Basi c- Rat e- Cont ent s PI C 9( 2) V99.
05 OP- NFI P- Add- Cov- Cont ent s PI C 9( 8) .
05 OP- NFI P- Add- Rat e- Cont ent s PI C 9( 2) V99.
05 OP- NFI P- Tot al - Ref und* PI C S9( 7) V99.
05 OP- NFI P- CRS- Cl ass- Per c PI C 9( 2) .
05 OP- NFI P- Pol i cy- Ser vi ce- Fee* PI C S9( 5) .
05 OP- NFI P- Pol i cy- Ser vi ce- Fee- Ref und* PI C S9( 5) V99.
05 OP- NFI P- Comm- Pr ob- Sur char ge PI C 9( 3) .
05 OP- NFI P- DED- Di scount - Per c PI C 9( 2) V999.
05 OP- NFI P- DED- Di scount - Amt PI C 9( 9) .
05 OP- NFI P- Pr oper t y- ZI P* PI C X( 9) .
05 OP- NFI P- Expense- Const ant PI C 9( 3) .
05 OP- NFI P- Pol i cy- Ter m PI C X( 1) .
05 OP- NFI P- I CC- Pr emi um PI C 9( 07) .
05 OP- NFI P- I CC- Cover age PI C 9( 05) .
*Dat a El ement s t hat ar e st or ed onl y once per pol i cy r ecor d
and not by pol i cy t er m.

Recor d Layout ( Cont d. )

05 OP- NFI P- Reser ve- Fund- Pr em- Ref und* PI C S9( 8) V99.
05 Fi l l er PI C X( 30) .
05 OP- Er r or - Codes- Out .
10 Er r or - CDEX Occur s 25 Ti mes.
15 Er r or - Code PI C X( 8) .
15 Er r or - Dat e PI C 9( 8) .
05 OP- Bl dg- Const - Dat e- Type PI C X.
05 OP- Bl dg- over - Wat er PI C X.
05 OP- Condo- For m- Own- I nd PI C X.
05 OP- Bl dg- Use- Type PI C X( 2) .
05 OP- Gr andf at her i ng- Type PI C X.
05 OP- CMI - Comm- Number PI C X( 6) .
05 OP- CMI - Map- Panel - No PI C X( 4) .
05 OP- CMI - Map- Panel - Suf f i x PI C X.
05 OP- CMI - Fl ood- Zone PI C X( 3) .
05 OP- CMI - BFE PI C X( 6) .
05 OP- Pr i or - Pol num PI C X( 10) .
05 OP- Addi t i ons- Ext ensi ons- I nd PI C X( 1) .
05 OP- Appl i cat i on- Dat e PI C X( 8) .
05 OP- Bui l di ng- Pur pose- Type PI C X( 1) .
05 OP- Busi ness- Pr oper t y- I nd PI C X( 1) .
05 OP- Encl osur e- Type PI C X( 1) .
05 OP- Number - of - El evat or s PI C X( 2) .
05 OP- Pr emi um- Recei pt - Dat e PI C X( 8) .
05 OP- Pr oper t y- Pur chase- Dat e PI C X( 8) .
05 OP- Pr oper t y- Pur chase- I nd PI C X( 1) .
05 OP- Rent al - Pr oper t y- I nd PI C X( 1) .
05 OP- Reser ve- Fund- Pr emi um PI C S9( 8) .
05 OP- SRL- Pr oper t y- I nd PI C X( 1) .
05 OP- Tenant - I ndi cat or PI C X( 1) .
05 OP- Tenant - Bui l di ng- Cov- I nd PI C X( 1) .
05 OP- Wai t i ng- Per i od- Type PI C X( 1) .
05 OP- Mi t i gat i on- Of f er - I nd PI C X( 1) .
05 OP- Pol i cy- Assi gn- Type PI C X( 1) .
05 OP- Reser ve- Fund- Pr em- Ref und PI C S9( 8) V99.
05 OP- Reser ved- NFI P- Use2 PI C X( 131) .

*Dat a El ement s t hat ar e st or ed onl y once per pol i cy r ecor d
and not by pol i cy t er m.

Appendi x C C- Revi si on 4 ( 10/ 1/ 01)
35

( FTP) si t e addr ess ftp.nfipstat.fema.gov. We wi l l pl ace t he f i l es
on t he FTP si t e on a mont hl y basi s.

The f i l e names l ocat ed i n t he I ndi vi dual Company Er r or Dat a
di r ect or y /users/coxxxxx/errordata ar e out l i ned bel ow:

Cl ai mEr r or Dat a Fi l e name: W2Cxxxxx. zi p
Cl ai mEr r or Recor d Count Fi l e name: W2Cxxxxx. t xt
The Recor d Count Fi l e wi l l cont ai n t he f ol l owi ng i nf or mat i on:
The accompanyi ng W2Cxxxxx. zi p f i l e cont ai ns ##### r ecor ds

Not e: xxxxx = company/ vendor NAI C number

(ftp.nfipstat.fema.gov). User I D, passwor ds, and di r ect or y access
wi l l be pr ovi ded t o each WYO company. WYO compani es wi l l be abl e
t o access, r ead, and wr i t e onl y t o t hei r di r ect or i es. They wi l l
not be abl e t o access, r ead, or wr i t e t o ot her di r ect or i es. WYO
compani es wi l l be r equi r ed t o obt ai n an FTP cl i ent ( e. g. ,
Cut eFTP, WSFTP, et c. ) . For i nst r uct i ons on how t o pr oper l y set up
t he FTP cl i ent t o gai n access t o our si t e, cont act your Busi ness
Anal yst at t he NFI P LSS.

61
B. FTP TRANSMI SSI ON OF REJ ECTED TRANSACTI ONS

WYO compani es wi l l r ecei ve, vi a FTP, t he pol i cy and cl ai ms
t r ansact i ons t hat have been r ej ect ed f r oma submi ssi on.
These t r ansact i ons ar e t he same as suppl i ed by t he company,
except wi t h some i nf or mat i on added by t he NFI P/ WYO Syst emas
descr i bed bel ow.

For each r ej ect ed t r ansact i on, t he dat a el ement Or i gi nal
Submi ssi on Mont h i s suppl i ed by t he NFI P/ WYO Syst emand i s
set t o t he mont h f or whi ch t he dat a wer e bei ng r epor t ed. The
dat a el ement Rej ect ed Tr ansact i on Cont r ol Number i s assi gned
a uni que number wi t hi n t he WYO company and submi ssi on mont h
by t he NFI P/ WYO Syst em. Thus, t he combi nat i on of Or i gi nal
Submi ssi on Mont h and Rej ect ed Tr ansact i on Cont r ol Number wi l l
be uni que acr oss al l t r ansact i ons ever r epor t ed and r ej ect ed.

A r ej ect er r or code wi l l al so be suppl i ed wi t h t he r ej ect ed
t r ansact i on. The WYO company must det er mi ne t he cr i t i cal or non-
cr i t i cal st at us of t he r ej ect ed t r ansact i on by r eadi ng t he r ecor d
f or pr emi um, l oss payment s, or ot her expense amount s.

Appendi x A, Sect i on 25, Cont r ol and Resubmi ssi on of Rej ect i on
Tr ansact i on, cont ai ns a det ai l ed expl anat i on of t he pr ocess
f or r esubmi t t i ng r ej ect ed t r ansact i ons.

The f ol l owi ng i s t he sor t sequence i n ascendi ng or der of t he
r ecor ds:

- WYO Pr ef i x Code
- Pol i cy Number
- Sor t Sequence Key
- Tr ansact i on Dat e
- Tr ansact i on Code


( FTP) si t e addr ess ftp.nfipstat.fema.gov. We wi l l pl ace t he f i l es
on t he FTP si t e on a mont hl y basi s.

The f i l e names l ocat ed i n t he I ndi vi dual Company Rej ect Dat a
di r ect or y /users/coxxxxx/rejectdata ar e out l i ned bel ow:

Rej ect Dat a Fi l e name: W2Rxxxxx. zi p
Rej ect Dat a Recor d Count Fi l e name: W2Rxxxxx. t xt
The Recor d Count Fi l e wi l l cont ai n t he f ol l owi ng i nf or mat i on:
The accompanyi ng W2Rxxxxx. zi p f i l e cont ai ns ##### r ecor ds
NOTE: xxxxx = company/ vendor NAI C number

62
(ftp.nfipstat.fema.gov). User I D, passwor ds, and di r ect or y access
wi l l be pr ovi ded t o each WYO company. WYO compani es wi l l be abl e
t o access, r ead, and wr i t e onl y t o t hei r di r ect or i es. They wi l l
not be abl e t o access, r ead, or wr i t e t o ot her di r ect or i es. WYO
compani es wi l l be r equi r ed t o obt ai n an FTP cl i ent ( e. g. ,
Cut eFTP, WSFTP, et c. ) . For i nst r uct i ons on how t o pr oper l y set up
t he FTP cl i ent t o gai n access t o our si t e, cont act your Busi ness
Anal yst at t he NFI P LSS.

Recor d Layout s

The r ecor d l ayout s ar e t he same as descr i bed i n Par t 6. The onl y
di f f er ence i s t hat a r ej ect i on er r or code i ndi cat i ng t he r eason
f or r ej ect i on i s suppl i ed wi t h a r ecor d. The r ej ect i on er r or
code does not change t he l engt h of t he r ecor d or shi f t t he
posi t i on of any ot her dat a el ement .

A summary of the October 2013 Edit Specifications updates (Change 13) is as follows:

Part 1 (1.2) -
Instructions

New and Revised Edits effective October 1, 2013

Part 2 -
Edits Dictionary

PL300010: Additions/Extensions Indicator (new)

PI301010: Application Date (new)

PL301020: Application Date (new)

PL298010: Building Construction Date Type

PL201010: Building Over Water Type

PL302010: Building Purpose Type (new)

PL202010: Building Use Type

PL303010: Business Property Indicator (new)

PL218010: Condominium Form of Ownership Indicator

PU137010: Condominium Master Policy Units

PL216020: Current Map Info Base Flood Elevation

PL216030: Current Map Info Base Flood Elevation

PL223010: Current Map Info Community Identification Number

PL223020: Current Map Info Community Identification Number

PL215010: Current Map Info Flood Risk Zone

PL220010: Current Map Info Map Panel Number

PL221010: Current Map Info Map Panel Suffix

PL160020: Diagram Number

PI126020: Elevation Certificate Indicator

PL174030: Elevation Certification Date

A summary of the October 2013 Edit Specifications updates (Change 13) - continued:

Part 2 -
Edits Dictionary

PL036030: Elevation Difference



PL304010: Enclosure Type (new)




PL058030: Expense Constant

PL140030: Federal Policy Fee

PU141010: Federal Policy Fee - Refunded

PL214020: Grandfathering Type Code

PL161020: Lowest Adjacent Grade

PL048040: Lowest Floor Elevation

PL018020: Map Panel Number (Rating Map Information)



PL315010: Mitigation Offer Indicator (new)

PI043030: New/Rollover/Transfer Indicator

PL305010: Number of Elevators (new)

PL305020: Number of Elevators (new)


Part 2 -
Edits Dictionary

PL316010: Policy Assignment Type (new)

PL316020: Policy Assignment Type (new)

PL004170: Policy Number (new)



PI306010: Premium Receipt Date (new)

PL306020: Premium Receipt Date (new)

PL222010: Prior Policy Number (renamed)

PL222020: Prior Policy Number (renamed)

PI307010 : Property Purchase Date (new)

PL307020 : Property Purchase Date (new)

PL308010 : Property Purchase Indicator (new)

PL308020 : Property Purchase Indicator (new)

PU142010: Reinstatement Policy Service Fee

PU318010: Reinstatement Reserve Fund Premium (new)

PL318020: Reinstatement Reserve Fund Premium (new)

PL309010 : Rental Property Indicator (new)

PU047020 : Replacement Cost

PL310010 : Reserve Fund Premium (new)

PU317010 : Reserve Fund Premium Refunded (new)

PL041130: Risk Rating Method (new)


Part 2 -
Edits Dictionary

PL311010: SRL Property Indicator (new)

PL311020: SRL Property Indicator (new)

PL313010: Tenant Building Coverage Indicator (new)

PL312010: Tenant Indicator (new)

PL314010: Waiting Period Type (new)

NATI ONAL FLOOD I NSURANCE PROGRAM

EDI T SPECI FI CATI ONS

FOR THE WRI TE- YOUR- OWN PROGRAM

MAY 1, 2004

REVI SI ON 8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . MAY 1, 2004

CHANGE 1 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . MAY 1, 2005

CHANGE 2 . . . . . . . . . . . . . . . . . . . . . . . . . OCTOBER 1, 2005

CHANGE 3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . MAY 1, 2006

CHANGE 4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . MAY 1, 2008

CHANGE 5 ( REVI SED) . . . . . . . . . . . . . . . . . . . . MAY 1, 2008

CHANGE 6 . . . . . . . . . . . . . . . . . . . . . . . . . OCTOBER 1, 2009

CHANGE 6. 1 . . . . . . . . . . . . . . . . . . . . . . . OCTOBER 1, 2009

CHANGE 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . MAY 1, 2010

CHANGE 8 . . . . . . . . . . . . . . . . . . . . . . . . . J ANUARY 1, 2011

CHANGE 9 . . . . . . . . . . . . . . . . . . . . . . . . . OCTOBER 1, 2011

CHANGE 10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . MAY 1, 2012

CHANGE 11 . . . . . . . . . . . . . . . . . . . . . . . . . OCTOBER 1, 2012

CHANGE 12 . . . . . . . . . . . . . . . . . . . . . . . . . J ANUARY 1, 2013

CHANGE 13 . . . . . . . . . . . . . . . . . . . . . . . . . OCTOBER 1, 2013
THI S PAGE I S I NTENTI ONALLY LEFT BLANK.

NEWAND REVI SED EDI TS EFFECTI VE OCTOBER 1, 2013

DATA ELEMENT ORDER ERROR CODE
- - - - - - - - - - - - - - - - - - - - - - - - - - -

ADDI TI ONS/ EXTENSI ONS I NDI CATOR 10 PL300010

APPLI CATI ON DATE 10 PI 301010
20 PL301020

BUI LDI NG CONSTRUCTI ON DATE TYPE 10 PL298010

BUI LDI NG OVER WATER TYPE 10 PL201010

BUI LDI NG PURPOSE TYPE 10 PL302010

BUI LDI NG USE TYPE 10 PL202010

BUSI NESS PROPERTY I NDI CATOR 10 PL303010

CONDOMI NI UM FORM OF OWNERSHI P I NDI CATOR 10 PL218010

CONDOMI NI UM MASTER POLI CY UNI TS 10 PU137010

CURRENT MAP I NFO BASE FLOOD ELEVATI ON 20 PL216020
30 PL216030

CURRENT MAP I NFO COMMUNI TY I DENTI FI CATI ON NUMBER 10 PL223010
20 PL223020

CURRENT MAP I NFO FLOOD RI SK ZONE 10 PL215010

CURRENT MAP I NFO MAP PANEL NUMBER 10 PL220010

CURRENT MAP I NFO MAP PANEL SUFFI X 10 PL221010

DI AGRAM NUMBER 20 PL160020

ELEVATI ON CERTI FI CATE I NDI CATOR 20 PI 126020

ELEVATI ON CERTI FI CATI ON DATE 30 PL174030

ELEVATI ON DI FFERENCE 30 PL036030
50 PL036050
60 PL036060

ENCLOSURE TYPE 10 PL304010
20 PL304020
30 PL304030
40 PL304040

EXPENSE CONSTANT 30 PL058030

FEDERAL POLI CY FEE 30 PL140030

FEDERAL POLI CY FEE - REFUNDED 10 PU141010

GRANDFATHERI NG TYPE CODE 20 PL214020

LOWEST ADJ ACENT GRADE 20 PL161020

LOWEST FLOOR ELEVATI ON 40 PL048040

MAP PANEL NUMBER ( RATI NG MAP I NFORMATI ON) 20 PL018020
30 PL018030
40 PL018040

PART 1. 2 1 REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
NEWAND REVI SED EDI TS EFFECTI VE OCTOBER 1, 2013 ( CONTI NUED)

DATA ELEMENT ORDER ERROR CODE
- - - - - - - - - - - - - - - - - - - - - - - - - - -

MI TI GATI ON OFFER I NDI CATOR 10 PL315010

NEW/ ROLLOVER/ TRANSFER I NDI CATOR 30 PI 043030

NUMBER OF ELEVATORS 10 PL305010
20 PL305020

POLI CY ASSI GNMENT TYPE 10 PL316010
20 PL316020

POLI CY NUMBER 170 PL004170
180 PL004180
190 PL004190

PREMI UM RECEI PT DATE 10 PI 306010
20 PL306020

PRI OR POLI CY NUMBER 10 PL222010
20 PL222020

PROPERTY PURCHASE DATE 10 PI 307010
20 PL307020

PROPERTY PURCHASE I NDI CATOR 10 PL308010
20 PL308020

REI NSTATEMENT POLI CY SERVI CE FEE 10 PU142010

REI NSTATEMENT RESERVE FUND PREMI UM 10 PU318010
20 PL318020

RENTAL PROPERTY I NDI CATOR 10 PL309010

REPLACEMENT COST 20 PU047020

RESERVE FUND PREMI UM 10 PL310010

RESERVE FUND PREMI UM - REFUNDED 10 PU317010

RI SK RATI NG METHOD 130 PL041130

SRL PROPERTY I NDI CATOR 10 PL311010
20 PL311020

TENANT BUI LDI NG COVERAGE I NDI CATOR 10 PL313010

TENANT I NDI CATOR 10 PL312010

WAI TI NG PERI OD TYPE 10 PL314010

PART 1. 2 2 REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: ADDI TI ONS/ EXTENSI ONS I NDI CATOR

BASI C I NFORMATI ON
- - - - - - - - - - - - - - - - -

FI LE: POLI CY STATUS: REQUI RED ALI AS:

FI ELD NAME: ADD- EXT- I ND

UPDATE: REPLACEMENT

FORMAT: ONE ( 1) CHARACTER

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10

EFFECTI VE: 10/ 01/ 2013 REVI SED: CANCELLED:

EDI T LEVEL: EDI T PROCESSOR PROGRAM EDI T TYPE: RELATI ONAL

ERROR CODE: PL300010 ERROR TYPE: CRI TI CAL

ERROR MESSAGE: ADDI TI ONS/ EXTENSI ONS I NDI CATOR I S NOT A VALI D VALUE.

FAI L EDI T
UPDATE ACTI ON: UPDATE

DESCRI PTI ON:

POLI CI ES WI TH ORI GI NAL NEWBUSI NESS DATE PRI OR TO 10/ 01/ 2013,
BLANKS CAN BE REPORTED.

POLI CI ES WI TH NEW/ ROLLOVER/ TRANSFER I NDI CATOR R OR ' Z' OR-
RI SK RATI NG METHOD 9 ( MPPP) OR G ( GFI P) ,
BLANKS CAN BE REPORTED REGARDLESS OF THE ORI GI NAL NEWBUSI NESS DATE.

OTHERWI SE,
I F THE ORI GI NAL NEWBUSI NESS DATE I S ON OR AFTER 10/ 01/ 2013,
ADDI TI ONS/ EXTENSI ONS I NDI CATOR MUST BE N , I , X OR A .

PART 2 9- A REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: APPLI CATI ON DATE

- - - - - - - - - - - - - - - - -


FI ELD NAME: APPLI C- DT

UPDATE: REPLACEMENT

FORMAT: NUMERI C, DATE FORMAT: YYYYMMDD

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10


EDI T LEVEL: EDI T PROCESSOR PROGRAM EDI T TYPE: I NFORMATI ONAL

ERROR CODE: PI 301010 ERROR TYPE: CRI TI CAL

ERROR MESSAGE: APPLI CATI ON DATE I S NOT A VALI D DATE.

FAI L EDI T

DESCRI PTI ON:

I F REPORTED, MUST BE A VALI D GREGORI AN DATE ( YYYYMMDD) .

PART 2 13- A REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: APPLI CATI ON DATE

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 20




ERROR MESSAGE: APPLI CATI ON DATE I S REQUI RED.

FAI L EDI T

DESCRI PTI ON:

I F THE ORI GI NAL NEWBUSI NESS DATE I S PRI OR TO 10/ 01/ 2013,
APPLI CATI ON DATE CAN BE REPORTED WI TH BLANKS OR ZEROS.

APPLI CATI ON DATE MUST BE REPORTED WI TH A VALI D DATE.

PART 2 13- B REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: BUI LDI NG CONSTRUCTI ON DATE TYPE

- - - - - - - - - - - - - - - - -


FI ELD NAME: BLDCONS- DTYP

UPDATE: REPLACEMENT

FORMAT: ONE ( 1) ALPHANUMERI C CHARACTER

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10

EFFECTI VE: 10/ 01/ 2009 REVI SED: 10/ 01/ 2013 CANCELLED:



ERROR MESSAGE: BUI LDI NG CONSTRUCTI ON DATE TYPE I S NOT A VALI D CODE.

FAI L EDI T

DESCRI PTI ON:

I F RI SK RATI NG METHOD I S ' 9' , ' 3' , ' 6' , ' 8' , ' F' , OR ' G' - OR-
TOTAL AMOUNT OF I NSURANCE - BUI LDI NG I S ZERO ( CONTENTS ONLY POLI CI ES) ,
VALI D CODES ARE 1, 2, 3, 4, 5, OR BLANK.

I F RI SK RATI NG METHOD I S ' 7' , ' P' , OR ' Q' AND ORI GI NAL NEWBUSI NESS DATE I S PRI OR TO
10/ 1/ 2013, VALI D CODES ARE 1, 2, 3, 4, 5, OR BLANK. I F THE ORI GI NAL NEWBUSI NESS DATE I S
ON OR AFTER 10/ 1/ 2013, VALI D CODES ARE 1, 2, 3, 4, OR 5.

POLI CI ES WI TH NEW/ ROLLOVER/ TRANSFER I NDI CATOR ' R' OR ' Z' CAN BE
REPORTED WI TH 1, 2, 3, 4, 5, OR BLANK REGARDLESS OF THE ORI GI NAL NEWBUSI NESS DATE.

FOR ALL OTHER POLI CI ES:

I F ORI GI NAL NEWBUSI NESS DATE I S PRI OR TO 10/ 1/ 2009,
VALI D CODES ARE 1, 2, 3, 4, 5, OR BLANK.

I F ORI GI NAL NEWBUSI NESS DATES I S ON OR AFTER 10/ 1/ 2009,
VALI D CODES ARE 1, 2, 3, 4, OR 5.

PART 2 42- A REVI SI ON 8 ( 05/ 01/ 2004 )
CHANGE 13 EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: BUI LDI NG OVER WATER TYPE

- - - - - - - - - - - - - - - - -


FI ELD NAME: BLD- WATR- TYP

UPDATE: REPLACEMENT

FORMAT: ONE ( 1) ALPHANUMERI C CHARACTER

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: BUI LDI NG OVER WATER TYPE I S NOT A VALI D CODE.

FAI L EDI T

DESCRI PTI ON:

I F ORI GI NAL NEWBUSI NESS DATE I S PRI OR TO 10/ 1/ 2009 AND
ELEVATED BUI LDI NG I NDI CATOR I S Y , VALI D CODES ARE ' 1' , ' 2' , ' 3' , OR BLANK.

I F ORI GI NAL NEWBUSI NESS DATE I S ON OR AFTER 10/ 1/ 2009 AND
ELEVATED BUI LDI NG I NDI CATOR I S ' Y' , VALI D CODES ARE ' 1' , ' 2' , OR ' 3' .

ELEVATED BUI LDI NG I NDI CATOR I S ' N' , VALI D CODES ARE ' 1' OR BLANK.

ELEVATED BUI LDI NG I NDI CATOR I S ' N' , VALI D CODE I S ' 1' .

POLI CI ES WI TH ORI GI NAL NEWBUSI NESS DATE ON OR AFTER 10/ 1/ 2009 AND PRI OR TO 10/ 1/ 2013
AND RI SK RATI NG METHOD ' 7' , ' P' , AND ' Q' ( PREFERRED RI SK) ARE ALLOWED TO REPORT BLANKS.
PREFERRED RI SK WI TH ORI GI NAL NEWBUSI NESS DATE ON OR AFTER 10/ 1/ 2013 MUST REPORT
1 , 2 , OR 3 .

POLI CI ES WI TH ORI GI NAL NEWBUSI NESS DATE ON OR AFTER 10/ 1/ 2009 AND
RI SK RATI NG METHOD ' G' ( GFI P) ARE ALLOWED TO REPORT BLANKS.

POLI CI ES WI TH ORI GI NAL NEWBUSI NESS DATE ON OR AFTER 10/ 1/ 2009 AND PRI OR TO 10/ 1/ 2012
AND RI SK RATI NG METHOD 9 ( MPPP) ARE ALLOWED TO REPORT BLANKS. MPPP POLI CI ES WI TH
ORI GI NAL NEWBUSI NESS DATE ON OR AFTER 10/ 1/ 2012, MUST REPORT 1 , 2 , OR 3 .

POLI CI ES WI TH ORI GI NAL NEWBUSI NESS DATE ON OR AFTER 10/ 1/ 2009
( WI TH THE EXCEPTI ON OF GFI P, MPPP, PREFERRED RI SK) , VALI D CODES ARE ' 1' , ' 2' , OR ' 3' .

POLI CI ES WI TH NEW/ ROLLOVER/ TRANSFER I NDI CATOR ' R' OR Z CAN BE REPORTED WI TH ' 1' , ' 2' ,
' 3' OR BLANK REGARDLESS OF THE ORI GI NAL NEWBUSI NESS DATE.

POLI CI ES REPORTED WI TH BUI LDI NG OVER WATER TYPE ' 3' AND ORI GI NAL CONSTRUCTI ON DATE I S
ON OR AFTER 10/ 1/ 82 ARE I NELI GI BLE FOR FLOOD I NSURANCE.

PART 2 46- A REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: BUI LDI NG PURPOSE TYPE

- - - - - - - - - - - - - - - - -


FI ELD NAME: BLDG- PURPOSE

UPDATE: REPLACEMENT


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: BUI LDI NG PURPOSE TYPE I S NOT A VALI D VALUE.

FAI L EDI T

DESCRI PTI ON:



OTHERWI SE,
BUI LDI NG PURPOSE TYPE MUST BE R , N , OR M .

PART 2 46- C REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: BUI LDI NG USE TYPE

- - - - - - - - - - - - - - - - -


FI ELD NAME: BLDG- USE- TYP

UPDATE: REPLACEMENT

FORMAT: TWO ( 2) ALPHANUMERI C CHARACTERS

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: BUI LDI NG USE TYPE I S NOT A VALI D CODE.

FAI L EDI T

DESCRI PTI ON:

I F RI SK RATI NG METHOD I S ' 7' , ' P' , OR ' Q' ( PREFERRED RI SK) AND
ORI GI NAL NEWBUSI NESS DATE I S PRI OR TO 10/ 1/ 2013,
VALI D CODES ARE 01, 02, 03, 04, 05, 06, 07, 08, OR BLANK.

I F RI SK RATI NG METHOD I S ' 7' , ' P' , OR ' Q' ( PREFERRED RI SK) AND
ORI GI NAL NEWBUSI NESS DATE I S ON OR AFTER 10/ 1/ 2013,
VALI D CODES ARE 01, 02, 03, 04, 05, 06, 07, OR 08.

I F RI SK RATI NG METHOD I S ' 9' , ' 3' , ' 6' , ' 8' , ' F' OR ' G' - OR-
TOTAL AMOUNT OF I NSURANCE- BUI LDI NG I S ZERO ( CONTENTS ONLY POLI CI ES) ,

POLI CI ES WI TH NEW/ ROLLOVER/ TRANSFER I NDI CATOR ' R' OR ' Z' CAN BE
REPORTED WI TH 01, 02, 03, 04, 05, 06, 07, 08, OR BLANK REGARDLESS OF THE
ORI GI NAL NEWBUSI NESS DATE.



I F ORI GI NAL NEWBUSI NESS DATE I S ON OR AFTER 10/ 1/ 2009,
VALI D CODES ARE 01, 02, 03, 04, 05, 06, 07, OR 08.

PART 2 46- D REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: BUSI NESS PROPERTY I NDI CATOR

- - - - - - - - - - - - - - - - -


FI ELD NAME: BUS- PROP- I ND

UPDATE: REPLACEMENT


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: BUSI NESS PROPERTY I NDI CATOR I S NOT A VALI D VALUE.

FAI L EDI T

DESCRI PTI ON:


POLI CI ES WI TH RI SK RATI NG METHOD 9 ( MPPP) OR G ( GFI P) ,

POLI CI ES WI TH NEW/ ROLLOVER/ TRANSFER I NDI CATOR R OR Z ,

OTHERWI SE,
BUSI NESS PROPERTY I NDI CATOR MUST BE REPORTED WI TH Y OR N .

PART 2 46- E REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: CONDOMI NI UM FORM OF OWNERSHI P I NDI CATOR

- - - - - - - - - - - - - - - - -


FI ELD NAME: CONDO- OWNI ND

UPDATE: REPLACEMENT

FORMAT: ONE ( 1) ALPHABETI C CHARACTER

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: CONDOMI NI UM FORM OF OWNERSHI P I NDI CATOR I S NOT A VALI D CODE.

FAI L EDI T

DESCRI PTI ON:

POLI CI ES WI TH RI SK RATI NG METHODS ' 9' OR ' G' CAN REPORT BLANKS.

POLI CI ES WI TH RI SK RATI NG METHODS ' 7' , ' P' , ' Q' , ' 3' , ' 6' , ' 8' , OR ' F' AND THE ORI GI NAL
NEWBUSI NESS DATE I S PRI OR TO 10/ 1/ 2013 CAN REPORT Y , N , OR BLANKS.

POLI CI ES WI TH RI SK RATI NG METHODS ' 7' , ' P' , ' Q' , ' 3' , ' 6' , ' 8' , OR ' F' AND THE ORI GI NAL
NEWBUSI NESS DATE I S ON OR AFTER 10/ 1/ 2013 MUST REPORT Y OR N .

POLI CI ES WI TH NEW/ ROLLOVER/ TRANSFER I NDI CATOR ' R' OR ' Z' CAN BE REPORTED WI TH
' Y' , ' N' , OR BLANK REGARDLESS OF THE ORI GI NAL NEWBUSI NESS DATE.

VALI D CODES ARE ' Y' , ' N' , OR BLANK.

I F ORI GI NAL NEWBUSI NESS DATE I S ON OR AFTER 10/ 1/ 2009
AND CONDOMI NI UM I NDI CATOR I S ' A' , ' U' , ' H' , OR ' L' ,
MUST BE ' Y' -
OTHERWI SE, MUST BE ' Y' OR ' N' .

PART 2 83- B REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: CONDOMI NI UM MASTER POLI CY UNI TS

- - - - - - - - - - - - - - - - -

FI LE: POLI CY STATUS: REQUI RED ALI AS: NUMBER OF OCCUPANCY UNI TS

FI ELD NAME: CONDO_UNI TS

UPDATE: REPLACEMENT

FORMAT: FI VE ( 5) DI GI T NUMBER

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10


EDI T LEVEL: REFORMAT/ PRE- PROCESSER PROGRAM EDI T TYPE: I NFORMATI ONAL

ERROR CODE: PU137010 ERROR TYPE: CRI TI CAL

ERROR MESSAGE: CONDOMI NI UM MASTER POLI CY UNI TS MUST BE NUMERI C.

FAI L EDI T
UPDATE ACTI ON: I GNORE

DESCRI PTI ON:

CONDOMI NI UM MASTER POLI CY UNI TS MUST BE NUMERI C.

PART 2 88 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: CURRENT MAP I NFO - BASE FLOOD ELEVATI ON

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 20




ERROR MESSAGE: CURRENT MAP I NFO - BASE FLOOD ELEVATI ON MUST BE THE DEFAULT.

FAI L EDI T

DESCRI PTI ON:

POLI CI ES WI TH ORI GI NAL NEWBUSI NESS DATE PRI OR TO 10/ 1/ 09 CAN REPORT 9999. 0
I N THE CMI - BASE FLOOD ELEVATI ON.

POLI CI ES WI TH NEW/ ROLLOVER/ TRANSFER I NDI CATOR ' R' OR Z CAN BE REPORTED
WI TH ANY CMI - BASE FLOOD ELEVATI ON I NCLUDI NG DEFAULT VALUE 9999. 0
REGARDLESS OF THE ORI GI NAL NEWBUSI NESS DATE.

I F RI SK RATI NG METHOD I S ' 3' , ' 6' , ' 7' , ' 8' , ' 9' , ' F' , ' G' , ' P' , OR ' Q' ,
CMI - BASE FLOOD ELEVATI ON MUST BE THE DEFAULT ( 9999. 0) .


I F GRANDFATHERI NG TYPE CODE I S ' 1' OR BLANK,
CMI - BASE FLOOD ELEVATI ON MUST BE THE DEFAULT ( 9999. 0) .

I F GRANDFATHERI NG TYPE CODE I S ' 2' OR ' 3' AND
CMI - FLOOD RI SK ZONE I S UNNUMBERED A, A99, AO, AR, B, C, D, V, OR X,
CMI - BASE FLOOD ELEVATI ON CAN BE REPORTED WI TH 9999. 0.

I F GRANDFATHERI NG TYPE CODE I S ' 2' OR ' 3' AND POST- FI RM I NDI CATOR I S ' N' AND
CMI - FLOOD RI SK ZONE I S AE, A01- A30, VE, V01- V30, AH, OR AR DUAL ZONES,
CMI - BASE FLOOD ELEVATI ON CAN BE REPORTED WI TH ANY ELEVATI ON I NCLUDI NG
DEFAULT VALUE 9999. 0.

PART 2 118- B REVI SI ON 8 ( 05/ 01/ 2004 )

EDI T DI CTI ONARY

DATA ELEMENT: CURRENT MAP I NFO - BASE FLOOD ELEVATI ON

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 30




ERROR MESSAGE: CURRENT MAP I NFO - BASE FLOOD ELEVATI ON MUST NOT BE THE
DEFAULT.

FAI L EDI T

DESCRI PTI ON:

I F GRANDFATHERI NG TYPE CODE I S ' 2' OR ' 3' AND POST- FI RM I NDI CATOR I S ' Y' AND
CMI - BASE FLOOD ELEVATI ON CANNOT BE 9999. 0.

I F GRANDFATHERI NG TYPE CODE I S ' 2' OR ' 3' AND POST- FI RM I NDI CATOR I S ' N' AND
CMI - BASE FLOOD ELEVATI ON CAN BE ANY ELEVATI ON I NCLUDI NG 9999. 0.

POLI CI ES WI TH NEW/ ROLLOVER/ TRANSFER I NDI CATOR ' R' OR Z CAN BE
REPORTED WI TH ANY CMI - BASE FLOOD ELEVATI ON I NCLUDI NG DEFAULT VALUE 9999. 0

PART 2 118- C REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: CURRENT MAP I NFO - COMMUNI TY I DENTI FI CATI ON NUMBER

- - - - - - - - - - - - - - - - -


FI ELD NAME: CMI - COMM- I D

UPDATE: REPLACEMENT

FORMAT: SI X ( 6) DI GI T NUMBER

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: CURRENT MAP I NFO - COMMUNI TY I DENTI FI CATI ON NUMBER MUST BE
BLANK.

FAI L EDI T

DESCRI PTI ON:

POLI CI ES WI TH ORI GI NAL NEWBUSI NESS DATE PRI OR TO OCTOBER 1, 2009
CAN REPORT BLANKS.

REPORTED WI TH ANY VALI D COMMUNI TY I DENTI FI CATI ON NUMBER OR BLANKS,

I F RI SK RATI NG METHOD I S ' 3' , ' 6' , ' 7' , ' 8' , ' 9' , ' F' , ' G' , ' P' OR ' Q' ,
CMI - COMMUNI TY NUMBER MUST BE REPORTED WI TH BLANKS.


CMI - COMMUNI TY NUMBER MUST BE REPORTED WI TH BLANKS.

PART 2 118- E REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: CURRENT MAP I NFO - COMMUNI TY I DENTI FI CATI ON NUMBER

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 20




ERROR MESSAGE: CURRENT MAP I NFO - COMMUNI TY I DENTI FI CATI ON NUMBER I S
I NVALI D.

FAI L EDI T

DESCRI PTI ON:

I F GRANDFATHERI NG TYPE CODE I S ' 2' OR ' 3' ,
CMI - COMMUNI TY NUMBER MUST BE REPORTED AS A VALI D COMMUNI TY NUMBER
VALUE CANNOT BE BLANKS OR ZEROS.

REPORTED WI TH ANY VALI D COMMUNI TY I DENTI FI CATI ON NUMBER OR BLANKS

PART 2 118- F REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: CURRENT MAP I NFO - FLOOD RI SK ZONE

- - - - - - - - - - - - - - - - -


FI ELD NAME: CMI - FLD- ZONE

UPDATE: REPLACEMENT

FORMAT: THREE ( 3) CHARACTERS

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: CURRENT MAP I NFO - FLOOD RI SK ZONE MUST BE BLANK.

FAI L EDI T

DESCRI PTI ON:

CAN REPORT BLANKS.

REPORTED WI TH ANY VALI D FLOOD RI SK ZONE OR BLANKS, REGARDLESS OF THE ORI GI NAL
NEWBUSI NESS DATE.

CURRENT MAP I NFO - FLOOD RI SK ZONE MUST BE REPORTED WI TH BLANKS.


CURRENT MAP I NFO - FLOOD RI SK ZONE MUST BE REPORTED WI TH BLANKS.

PART 2 118- G REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: CURRENT MAP I NFO - MAP PANEL NUMBER

- - - - - - - - - - - - - - - - -


FI ELD NAME: CMI - MAP- PANL

UPDATE: REPLACEMENT

FORMAT: FOUR ( 4) CHARACTERS

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: CURRENT MAP I NFO - MAP PANEL NUMBER MUST BE BLANK.

FAI L EDI T

DESCRI PTI ON:

CAN REPORT BLANKS.

REPORTED WI TH ANY VALI D MAP PANEL NUMBER, ZEROS OR BLANKS,

CMI - MAP PANEL NUMBER MUST BE BLANK.


CMI - MAP PANEL NUMBER MUST BE BLANK.

PART 2 118- J REVI SI ON 8 ( 05/ 01/ 2004 )

EDI T DI CTI ONARY

DATA ELEMENT: CURRENT MAP I NFO - MAP PANEL SUFFI X

- - - - - - - - - - - - - - - - -


FI ELD NAME: CMI - MAP- SFX

UPDATE: REPLACEMENT


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: CURRENT MAP I NFO - MAP PANEL SUFFI X MUST BE BLANK.

FAI L EDI T

DESCRI PTI ON:

CAN REPORT BLANKS.

REPORTED WI TH ANY VALI D MAP PANEL SUFFI X OR BLANKS,

CMI - MAP PANEL SUFFI X MUST BE BLANK.


CMI - MAP PANEL SUFFI X MUST BE BLANK.

PART 2 118- L REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: DI AGRAM NUMBER

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 20




ERROR MESSAGE: DI AGRAM NUMBER MUST BE REPORTED.

FAI L EDI T

DESCRI PTI ON:

I F THE NEW/ ROLLOVER/ TRANSFER I NDI CATOR I S ' N' ,
THE DI AGRAM NUMBER MUST BE REPORTED I F ALL OF THE
FOLLOWI NG ARE TRUE:

1. ORI GI NAL NEWBUSI NESS DATE I S ON OR AFTER 10/ 1/ 1997
2. ELEVATI ON DI FFERENCE I S NOT THE DEFAULT ( +999)
3. ELEVATI ON CERTI FI CATI ON DATE I S ON OR AFTER 10/ 1/ 1997
4. FLOODPROOFED I NDI CATOR I S ' N'

I F THE NEW/ ROLLOVER/ TRANSFER I NDI CATOR I S ' Z' ,


I F THE NEW/ ROLLOVER/ TRANSFER I NDI CATOR I S T ,


OTHERWI SE, THE DI AGRAM NUMBER I S NOT REQUI RED.

PART 2 156 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: ELEVATI ON CERTI FI CATE I NDI CATOR

- - - - - - - - - - - - - - - - -


FI ELD NAME: ELEV_CERT

UPDATE: REPLACEMENT

FORMAT: ONE DI GI T NUMBER

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 20




ERROR MESSAGE: ELEVATI ON CERTI FI CATE I NDI CATOR I S NOT A VALI D CODE.

FAI L EDI T

DESCRI PTI ON:

RI SK RATI NG METHOD I S NOT ' 2' , ' 6' OR ' 8' ,
POST- FI RM I NDI CATOR EQUALS ' Y' , NEW/ ROLLOVER/ TRANSFER I NDI CATOR
DOES NOT EQUAL ' R' OR Z AND FLOOD RI SK ZONE I S UNNUMBERED ' A' ZONE,
MUST BE ' 3' OR ' 4' .

I F THE ORI GI NAL NEWBUSI NESS DATE I S PRI OR TO 10/ 1/ 2011
AND THE POLI CY EFFECTI VE DATE I S ON OR AFTER 01/ 01/ 86,
RI SK RATI NG METHOD I S NOT ' 6' , POST- FI RM I NDI CATOR EQUALS ' Y' , AND
FLOOD RI SK ZONE I S UNNUMBERED A ZONE ( ' A' ) ,
MUST BE ' 1' , ' 2' , ' 3' OR ' 4' .

I F THE POLI CY EFFECTI VE DATE I S ON OR AFTER 01/ 01/ 86,
( REGARDLESS OF THE ORI GI NAL NEWBUSI NESS DATE) , POST FI RM I NDI CATOR EQUALS ' N' ,
AND FLOOD RI SK ZONE I S UNNUMBERED A ZONE ( ' A ' ) , THEN:

1. I F ELEVATI ON DI FFERENCE EQUALS 999, MUST BE BLANK

2. I F ELEVATI ON DI FFERENCE I S NOT EQUAL TO 999, MUST BE ' 3' OR ' 4' .

I F POLI CY EFFECTI VE DATE I S ON OR AFTER 07/ 01/ 95
( REGARDLESS OF THE ORI GI NAL NEWBUSI NESS DATE) AND
RI SK RATI NG METHOD I S ' 6' , MUST BE ' A' , ' B' , ' C' , ' D' OR ' E' .

PART 2 162 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: ELEVATI ON CERTI FI CATI ON DATE

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 30




ERROR MESSAGE: ELEVATI ON CERTI FI CATI ON DATE I S REQUI RED.

FAI L EDI T

DESCRI PTI ON:

THE ELEVATI ON CERTI FI CATI ON DATE MUST BE REPORTED I F
ALL OF THE FOLLOWI NG ARE TRUE:


I F THE NEW/ ROLLOVER/ TRANSFER I NDI CATOR I S ' Z' ,


I F THE NEW/ ROLLOVER/ TRANSFER I NDI CATOR I S T ,


OTHERWI SE, THE ELEVATI ON CERTI FI CATI ON DATE I S NOT REQUI RED.

PART 2 165 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: ELEVATI ON DI FFERENCE

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 30




ERROR MESSAGE: ELEVATI ON DI FFERENCE MAY NOT BE THE DEFAULT.

FAI L EDI T

DESCRI PTI ON:

I F THE POST- FI RM CONSTRUCTI ON I NDI CATOR I S ' Y' AND THE FLOOD
RI SK ZONE I S ' A01' - ' A30' , ' AE' , ' VE' OR ' V01' - ' V30'
AND RI SK RATI NG METHOD I S NOT EQUAL TO ' 6' , ' 8' , ' 9' , ' 7' , ' 3' , ' G' , ' P' OR ' Q' ,
THEN MUST BE A NUMERI C OTHER THAN THE DEFAULT ( +999) .

POST- FI RM I NDI CATOR ' Y' , FLOOD RI SK ZONE AO, AH, AHB OR UNNUMBERED ' A' ,
NEW/ ROLLOVER/ TRANSFER I NDI CATOR NOT EQUAL ' R' , Z OR ' T' ,
AND RI SK RATI NG METHOD I S NOT EQUAL TO ' 6' OR ' 8' ,
THEN ELEVATI ON DI FFERENCE MUST BE NUMERI C OTHER THAN THE DEFAULT ( +999) .

PART 2 168 REVI SI ON 8 ( 05/ 01/ 2004 )

EDI T DI CTI ONARY


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 50




ERROR MESSAGE: ELEVATI ON DI FFERENCE DOES NOT CORRESPOND WI TH THE
ELEVATI ON CERTI FI CATE I NDI CATOR.

FAI L EDI T

DESCRI PTI ON:

POST FI RM I NDI CATOR EQUALS ' Y' AND
FLOOD RI SK ZONE I S AN UNNUMBERED A ZONE ( ' A ' ) AND THE
ELEVATI ON CERTI FI CATE I NDI CATOR I S ' 1' ,
ELEVATI ON DI FFERENCE MUST BE BETWEEN +2 AND +4 OR +999.

NEW/ ROLLOVER/ TRANSFER I NDI CATOR DOES NOT EQUAL ' R' , Z OR ' T' AND
POST- FI RM I NDI CATOR EQUALS ' Y' AND FLOOD RI SK ZONE I S AN UNNUMBERED A ZONE ( ' A' )
AND THE ELEVATI ON DI FFERENCE I S BETWEEN +2 AND +4
THEN THE ELEVATI ON CERTI FI CATE I NDI CATOR CANNOT BE ' 1' .

PART 2 170 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 60




ERROR MESSAGE: SHOWI NG ELEVATI ON DI FFERENCE OTHER THAN THE DEFAULT ( +999)
WI THOUT A ELEVATI ON CERTI FI CATE.

FAI L EDI T

DESCRI PTI ON:

POST FI RM I NDI CATOR EQUALS ' Y' AND
FLOOD RI SK ZONE I S AN UNNUMBERED A ZONE ( ' A ' ) AND THE
ELEVATI ON CERTI FI CATE I NDI CATOR I S ' 2' ,
ELEVATI ON DI FFERENCE MUST BE THE DEFAULT ( +999) .

NEW/ ROLLOVER/ TRANSFER I NDI CATOR DOES NOT EQUAL ' R' , Z OR ' T' AND
POST- FI RM I NDI CATOR EQUALS ' Y' AND FLOOD RI SK ZONE I S AN UNNUMBERED A ZONE ( ' A' )
AND RI SK RATI NG METHOD I S NOT ' 2' OR ' S' ,
THEN THE ELEVATI ON CERTI FI CATE I NDI CATOR CANNOT BE ' 2' .

PART 2 172 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: ENCLOSURE TYPE

- - - - - - - - - - - - - - - - -


FI ELD NAME: ENCLOSE- TYPE

UPDATE: REPLACEMENT


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: ENCLOSURE TYPE I S NOT A VALI D VALUE.

FAI L EDI T

DESCRI PTI ON:




OTHERWI SE,
ENCLOSURE TYPE MUST BE REPORTED WI TH F , P , OR N .

PART 2 173- A REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 20




ERROR MESSAGE: ENCLOSURE TYPE DOES NOT CORRESPOND WI TH THE OBSTRUCTI ON TYPE.

FAI L EDI T

DESCRI PTI ON:

I F ENCLOSURE TYPE I S F OR P ,

OBSTRUCTI ON TYPE CANNOT BE 10 OR BLANK.

PART 2 173- B REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 30




ERROR MESSAGE: ENCLOSURE TYPE DOES NOT CORRESPOND WI TH THE
BASEMENT/ ENCLOSURE/ CRAWLSPACE TYPE.

FAI L EDI T

DESCRI PTI ON:

I F ENCLOSURE TYPE I S F OR P ,

BASEMENT/ ENCLOSURE/ CRAWLSPACE TYPE CANNOT BE 0 .

PART 2 173- C REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 40




ERROR MESSAGE: ENCLOSURE TYPE DOES NOT CORRESPOND WI TH THE ELEVATED BUI LDI NG
I NDI CATOR.

FAI L EDI T

DESCRI PTI ON:

I F ELEVATED BUI LDI NG I NDI CATOR I S N ,

ENCLOSURE TYPE MUST BE N .

PART 2 173- D REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: EXPENSE CONSTANT

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 30



ERROR CODE: PL058030 ERROR TYPE: NON- CRI TI CAL

ERROR MESSAGE: EXPENSE CONSTANT I S NOT THE VALI D AMOUNT.

FAI L EDI T

DESCRI PTI ON:

I F PROVI DED, MUST BE:

I F POLI CY EFFECTI VE DATE I S BEFORE 03/ 01/ 86,
EXPENSE CONSTANT MUST BE 20 OR 15.

I F POLI CY EFFECTI VE DATE I S ON OR AFTER 03/ 01/ 86,
AND BEFORE 10/ 01/ 86, EXPENSE CONSTANT MUST BE 32 OR 15.

FOR NEWBUSI NESS ( 11A) , I F POLI CY EFFECTI VE DATE I S ON OR
AFTER 10/ 01/ 86 AND BEFORE 1/ 1/ 93:

A. I F RI SK RATI NG METHOD I S ' 7' , MUST BE ZERO.

B. I F CONDOMI NI UM I NDI CATOR I S ' M' . MUST BE 45.

C. I F RI SK RATI NG METHOD I S NOT ' 7' AND CONDOMI NI UM
I NDI CATOR I S NOT ' M' , MUST BE 45 OR 40.

FOR NEWBUSI NESS TRANSACTI ONS ( 11A) WI TH POLI CY EFFECTI VE
DATE ON OR AFTER 1/ 1/ 93 AND BEFORE 1/ 1/ 94:

I F PROPERTY STATE I S TEXAS:



I NDI CATOR I S NOT ' M' , MUST BE 45 ( SCHEDULED BUI LDI NG)
OR 50.

ELSE PROPERTY STATE I S NOT TEXAS:



OR 45.

FOR NEWBUSI NESS TRANSACTI ONS ( 11A) WHERE NEW/ ROLLOVER/ TRANSFER
I NDI CATOR I S NOT ' R' OR T AND A POLI CY EFFECTI VE DATE

PART 2 191 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY


ON OR AFTER 1/ 1/ 94 AND BEFORE 10/ 1/ 94:




OR 46.




OR 45.

I NDI CATOR I S EQUAL TO ' R' OR T OR FOR RENEWALS ( 17A) , I F
POLI CY EFFECTI VE DATE I S ON OR AFTER 10/ 1/ 86 AND BEFORE 3/ 1/ 93:



OR 45.





OR 50.




OR 45.



PART 2 192 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY




I NDI CATOR I S NOT ' M' , MUST BE 41 ( SCHEDULED BUI LDI NG) OR 46.




I NDI CATOR I S NOT ' M' , MUST BE 40 ( SCHEDULED BUI LDI NG) OR 45.

FOR NEWBUSI NESS TRANSACTI ONS ( 11) AND RENEWALS ( 17) WI TH
POLI CY EFFECTI VE DATES ON OR AFTER 10/ 1/ 94 AND PRI OR TO 05/ 01/ 98:



B. I F RI SK RATI NG METHOD I S NOT ' 7' AND CONDOMI NI UM
I NDI CATOR I S NOT ' H' AND ' L' , MUST BE 41 ( SCHEDULED BUI LDI NG) OR 46.

C. I F CONDOMI NI UM I NDI CATOR I S ' H' OR ' L' , THEN:

1. 1 - 4 UNI TS, MUST BE $46.
2. 5 - 10 UNI TS, MUST BE $101.
3. 11 - 20 UNI TS, MUST BE $201.
4. 21 OR MORE UNI TS, MUST BE $301.



I NDI CATOR I S NOT ' H' AND ' L' , MUST BE 40 ( SCHEDULED BUI LDI NG) OR 45.


1. 1 - 4 UNI TS, MUST BE $45.
2. 5 - 10 UNI TS, MUST BE $100.
3. 11 - 20 UNI TS, MUST BE $200.

FOR NEWBUSI NESS TRANSACTI ONS ( 11) AND RENEWALS ( 17) WI TH
POLI CY EFFECTI VE DATES ON OR AFTER 05/ 01/ 1998 AND PRI OR TO 05/ 01/ 2000:


I NDI CATOR I S NOT ' H' OR ' L' , MUST BE 45 ( SCHEDULED BUI LDI NG) OR 50.


1. 1 - 4 UNI TS, MUST BE $50.
2. 5 - 10 UNI TS, MUST BE $110.

PART 2 193 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY


3. 11 - 20 UNI TS, MUST BE $220.

I F RI SK RATI NG METHOD I S ' G' , MUST BE ZERO.

PART 2 194 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: FEDERAL POLI CY FEE

- - - - - - - - - - - - - - - - -

FI LE: POLI CY STATUS: REQUI RED ALI AS: POLI CY SERVI CE FEE

FI ELD NAME: POLI CY_FEE

UPDATE: I NCREMENTAL

FORMAT: FI VE ( 5) DI GI T NUMBER

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 30




ERROR MESSAGE: FEDERAL POLI CY FEE I S NOT VALI D.

FAI L EDI T

DESCRI PTI ON:

FOR NEWBUSI NESS AND RENEWALS:

I F POLI CY EFFECTI VE DATE I S BEFORE J UNE 1, 1991 THEN
FEDERAL POLI CY FEE MUST BE ZERO.

I F POLI CY EFFECTI VE DATE I S ON OR AFTER J UNE 1, 1991 AND
BEFORE OCTOBER 1, 1994 AND RI SK RATI NG METHOD I S NOT EQUAL
TO ' 7' THEN FEDERAL POLI CY FEE MUST BE $25.

I F POLI CY EFFECTI VE DATE I S ON OR AFTER OCTOBER 1, 1994:


B. I F CONDOMI NI UM I NDI CATOR I S NOT ' H' AND ' L' ,
MUST BE $25.

C. I F CONDOMI NI UM I NDI CATOR I S ' H' OR ' L' THEN:

1. CONDOMI NI UM MASTER UNI TS I S 1, MUST BE $25.
2. CONDOMI NI UM MASTER UNI TS I S 2- 4, MUST BE $50.
5. CONDOMI NI UM MASTER UNI TS I S 21 OR MORE, MUST
BE $525.

I F POLI CY EFFECTI VE DATE I S ON OR AFTER MARCH 1, 1995:

A. I F RI SK RATI NG METHOD I S ' 7' OR ' G' , MUST BE ZERO.

B. I F CONDOMI NI UM I NDI CATOR I S NOT ' H' AND ' L' , MUST BE $30.

PART 2 206 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY


C. I F CONDOMI NI UM I NDI CATOR I S ' H' OR ' L' THEN:

5. CONDOMI NI UM MASTER UNI TS I S 21 OR MORE,
MUST BE $630.

I F POLI CY EFFECTI VE DATE I S ON OR AFTER MAY 1 2008:

A. I F RI SK RATI NG METHOD I S ' G' , MUST BE ZERO.

MUST BE $35.


MUST BE $735.

I F POLI CY EFFECTI VE DATE I S ON OR AFTER MAY 1, 2010:


MUST BE $40.


MUST BE $840.

I F POLI CY EFFECTI VE DATE I S ON OR AFTER OCTOBER 1, 2013:


MUST BE $44.


MUST BE $924.

PART 2 207 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY


I F RI SK RATI NG METHOD I S ' 7' ( PREFERRED RI SK) , THEN:

1. I F POLI CY EFFECTI VE DATE I S ON OR AFTER APRI L 30, 1996
AND PRI OR TO MAY 1, 2003, FEDERAL POLI CY FEE MUST BE $5.

2. I F POLI CY EFFECTI VE DATE I S ON OR AFTER MAY 1, 2003



AND PRI OR TO OCTOBER 1, 2013, FEDERAL POLI CY FEE MUST BE $20.

6. I F POLI CY EFFECTI VE DATE I S ON OR AFTER OCTOBER 1, 2013,
FEDERAL POLI CY FEE MUST BE $22.

I F RI SK RATI NG METHOD I S ' P' OR ' Q' ( PREFERRED RI SK) , THEN:

1. I F POLI CY EFFECTI VE DATE I S ON OR AFTER J ANUARY 1, 2011
AND PRI OR TO OCTOBER 1, 2013, FEDERAL POLI CY FEE MUST BE $20.

2. I F POLI CY EFFECTI VE DATE I S ON OR AFTER OCTOBER 1, 2013,
FEDERAL POLI CY FEE MUST BE $22.

FOR MI D- TERM ENDORSEMENTS, THE FEDERAL POLI CY FEE MUST BE
ZERO.

PART 2 207- A REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: FEDERAL POLI CY FEE - REFUNDED

- - - - - - - - - - - - - - - - -

FI LE: POLI CY STATUS: REQUI RED ALI AS: POLI CY SERVI CE FEE - REFUNDED

FI ELD NAME: FEE_REFUNDED


FORMAT: SEVEN ( 7) DI GI TS WI TH AN I MPLI ED DECI MAL OF TWO POSI TI ONS

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: FEDERAL POLI CY FEE - REFUNDED MUST BE NUMERI C.

FAI L EDI T

DESCRI PTI ON:

FEDERAL POLI CY FEE - REFUNDED MUST BE NUMERI C.

PART 2 208 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: GRANDFATHERI NG TYPE CODE

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 20




ERROR MESSAGE: GRANDFATHERI NG TYPE CODE I S NOT VALI D.

FAI L EDI T

DESCRI PTI ON:

MUST BE ' 1' OR BLANK.

POLI CI ES WI H NEW/ ROLLOVER/ TRANSFER I NDI CATOR ' R' OR Z CAN BE
REPORTED WI TH 1, 2, 3, OR BLANK, REGARDLESS OF THE ORI GI NAL NEWBUSI NESS DATE.


CAN BE 1, 2, 3, OR BLANK.

I F ORI GI NAL NEWBUSI NESS DATE I S ON OR AFTER 10/ 1/ 2009,
MUST BE 1, 2, OR 3.

PART 2 251- B REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: LOWEST ADJ ACENT GRADE

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 20




ERROR MESSAGE: LOWEST ADJ ACENT GRADE MUST BE REPORTED.

FAI L EDI T

DESCRI PTI ON:

THE LOWEST ADJ ACENT GRADE MUST BE REPORTED I F ALL OF THE

5. FLOOD RI SK ZONE I S AE, A01- A30, VE, V01- V30, V, AH,
AR, ARH, ARE, ARA, ARO ( ALSO UNNUMBERED ' A' ZONE
I F THE ORI GI NAL NEWBUSI NESS DATE DATE I S ON OR AFTER
10/ 1/ 2011 AND BFE I S NOT THE DEFAULT ( +9999. 0) ) .

I F THE NEW/ ROLLOVER/ TRANSFER I NDI CATOR I S T OR ' Z' ,
THE LOWEST ADJ ACENT GRADE MUST BE REPORTED I F ALL OF THE

5. FLOOD RI SK ZONE I S AE, A01- A30, VE, V01- V30, V, AH,
AR, ARH, ARE, ARA, ARO ( ALSO UNNUMBERED ' A' ZONE
I F THE ORI GI NAL NEWBUSI NESS DATE I S ON OR AFTER
10/ 1/ 2011 AND BFE I S NOT THE DEFAULT ( +9999. 0) )

OTHERWI SE, THE LOWEST ADJ ACENT GRADE MAY BE THE DEFAULT
( +9999) .

PART 2 302 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: LOWEST FLOOR ELEVATI ON

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 40




ERROR MESSAGE: LOWEST FLOOR ELEVATI ON MUST HAVE A VALI D VALUE.

FAI L EDI T

DESCRI PTI ON:

THE LOWEST FLOOR ELEVATI ON MUST BE REPORTED WI TH A VALUE
OTHER THAN THE DEFAULT ( 9999. 0) I F ALL OF THE FOLLOWI NG
ARE TRUE:

- ORI GI NAL NEWBUSI NESS DATE I S ON OR AFTER 10/ 1/ 1997
- POLI CY EFFECTI VE DATE I S ON OR AFTER 05/ 01/ 2006
- BASE FLOOD ELEVATI ON REPORTED ( VALUE OTHER THAN 9999. 0)
- ELEVATI ON DI FFERENCE REPORTED ( VALUE OTHER THAN +999)

POST- FI RM BUI LDI NGS I N ZONES UNNUMBERED ' A' , ' AH' , ' AO' , AND ' AHB'
MUST REPORT THE LFE OTHER THAN DEFAULT VALUE 9999. 0.
ZONE ' AOB' POLI CI ES ARE ALLOWED TO REPORT 9999. 0.
THESE REQUI REMENTS WI LL NOT APPLY TO POLI CI ES REPORTED
WI TH NEW/ ROLLOVER/ TRANSFER I NDI CATOR ' R' OR Z .

EXCEPTI ON:
GROUP FLOOD POLI CI ES, PROVI SI ONALLY RATED POLI CI ES,
ALTERNATI VE POLI CI ES, TENTATI VELY RATED POLI CI ES,
MPPP POLI CI ES, PRP POLI CI ES AND LEASED FEDERAL PROPERTI ES
ARE ALLOWED TO REPORT DEFAULT VALUE 9999. 0.

NOTE:
FOR POLI CI ES EFFECTI VE PRI OR TO 5/ 1/ 2006 OR WI TH ORI GI NAL
NEWBUSI NESS DATE PRI OR TO 10/ 1/ 1997, I T I S STI LL ADVI SABLE
TO REPORT THE BFE, LFE AND ELEVATI ON DI FFERENCE WI TH A VALUE
OTHER THAN THE DEFAULT.

FOR FLOODPROOFED POLI CI ES:
FOR POLI CI ES EFFECTI VE ON OR AFTER MAY 1, 2005, THE
ACTUAL VALUE FOR THE LFE, BFE AND ELEVATI ON DI FFERENCE
SHOULD BE REPORTED. THE LOWEST FLOOR ELEVATI ON ( LFE)
MUST BE AT LEAST ONE FOOT ABOVE THE BFE I N ORDER TO USE
THE FLOODPROOFI NG CERTI FI CATE.

PART 2 307 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: MAP PANEL NUMBER ( RATI NG MAP I NFORMATI ON)

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 20




ERROR MESSAGE: MAP PANEL NUMBER CANNOT BE ZEROS OR BLANKS.

FAI L EDI T

DESCRI PTI ON:


I F THE REGULAR/ EMERGENCY I NDI CATOR I S ' E' ( EMERGENCY PROG. )
THE MAP PANEL NUMBER CAN BE ZEROS OR BLANKS.

I F RI SK RATI NG METHOD I S ' G' ( GROUP FLOOD) OR ' 3'
( ALTERNATI VE RATI NG) , THE MAP PANEL NUMBER CAN BE ZEROS OR
BLANKS.

I F THE NEW/ ROLLOVER/ TRANSFER I NDI CATOR I S ' E' , R OR ' T' , THE MAP PANEL
NUMBER CAN BE ZEROS OR BLANKS.

I F THE REGULAR/ EMERGENCY I NDI CATOR I S ' R' ( REGULAR PROGRAM)
AND ORI GI NAL NEWBUSI NESS DATE I S ON OR AFTER 05/ 01/ 2003
AND THE NEW/ ROLLOVER/ TRANSFER I NDI CATOR I S ' N' OR ' Z' ,
THE MAP PANEL NUMBER CANNOT BE ZEROS OR BLANKS.

NOTE:

I F THE COMMUNI TY HAS ACTI VE MAP PANELS ( OTHER THAN ZEROS OR
BLANKS) FOR THE REPORTED MAP SUFFI X, THE WYO COMPANY MUST
REPORT ONE OF THESE ACTI VE MAP PANELS ON THE TRRP
TRANSACTI ON.

I F THE COMMUNI TY HAS ONLY AN ACTI VE ZERO MAP PANEL OR BLANK
MAP PANEL FOR THE REPORTED MAP SUFFI X, EI THER THE ZERO MAP
PANEL OR BLANK MAP PANEL WI LL BE ALLOWED FOR TRRP REPORTI NG.

PART 2 313 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 30




ERROR MESSAGE: THE COMMUNI TY NUMBER, MAP PANEL NUMBER AND MAP PANEL SUFFI X
MUST BE ON FI LE.

FAI L EDI T

DESCRI PTI ON:


I F THE REGULAR/ EMERGENCY I NDI CATOR I S ' E' ( EMERGENCY PROG. )

I F RI SK RATI NG METHOD I S ' G' ( GROUP FLOOD) OR ' 3'
( ALTERNATI VE RATI NG) , THE MAP PANEL NUMBER CAN BE ZEROS OR BLANKS.

I F THE NEW/ ROLLOVER/ TRANSFER I NDI CATOR I S ' E' , R OR ' T' ,

I F THE ORI GI NAL NEWBUSI NESS DATE I S ON OR AFTER 5/ 1/ 2003
AND THE NEW/ ROLLOVER/ TRANSFER I NDI CATOR I S ' N' OR ' Z' , THE MAP PANEL
NUMBER AND MAP PANEL SUFFI X MUST BE ON FI LE FOR THE REPORTED
COMMUNI TY NUMBER.

PART 2 314 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 40




ERROR MESSAGE: THE MAP PANEL NUMBER HAS BEEN RESCI NDED.

FAI L EDI T

DESCRI PTI ON:


I F THE REGULAR/ EMERGENCY I NDI CATOR I S ' E' ( EMERGENCY PROG. ) ,

I F RI SK RATI NG METHOD I S ' G' ( GROUP FLOOD) OR ' 3' ( ALTERNATI VE RATI NG) ,


I F THE ORI GI NAL NEWBUSI NESS DATE I S ON OR AFTER 5/ 1/ 2003
AND THE NEW/ ROLLOVER/ TRANSFER I NDI CATOR I S ' N' OR ' Z' ,
THE MAP PANEL NUMBER MUST BE I N EFFECT AND NOT RESCI NDED AT THE TI ME OF
THE POLI CY EFFECTI VE DATE.

PART 2 315 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: MI TI GATI ON OFFER I NDI CATOR

- - - - - - - - - - - - - - - - -


FI ELD NAME: MI TI G- OFFER

UPDATE: REPLACEMENT


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: MI TI GATI ON OFFER I NDI CATOR I S NOT A VALI D VALUE.

FAI L EDI T

DESCRI PTI ON:


POLI CI ES WI TH NEW/ ROLLOVER/ TRANSFER I NDI CATOR R , T , OR ' Z' OR-

OTHERWI SE,
MI TI GATI ON OFFER I NDI CATOR MUST BE N , Y OR BLANK.

PART 2 316- A REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: NEW/ ROLLOVER/ TRANSFER I NDI CATOR

- - - - - - - - - - - - - - - - -


FI ELD NAME: ROLLOVER

UPDATE: REPLACEMENT


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 30




ERROR MESSAGE: NEW/ ROLLOVER/ TRANSFER I NDI CATOR MUST BE ALPHABETI C AND A VALI D
CODE.

FAI L EDI T

DESCRI PTI ON:

FOR NEWBUSI NESS ( 11A) , POLI CY CORRECTI ON ( 23A) AND
ENDORSEMENT TRANSACTI ONS ( 20A) :

MUST BE A VALI D CODE AS DESCRI BED I N THE WYO TRRP PLAN

NOTE: EFFECTI VE MAY 1, 2005, NEW/ ROLLOVER/ TRANSFER I NDI CATOR ' E'
WI LL NO LONGER BE VALI D ON POLI CI ES WI TH ORI GI NAL
NEWBUSI NESS DATES ON OR AFTER 5/ 1/ 2005.

PART 2 325 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: NUMBER OF ELEVATORS

- - - - - - - - - - - - - - - - -


FI ELD NAME: NUM- ELEVATOR

UPDATE: REPLACEMENT

FORMAT: TWO ( 2) DI GI T NUMBER

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: NUMBER OF ELEVATORS MUST BE NUMERI C.

FAI L EDI T

DESCRI PTI ON:

MUST BE NUMERI C I F NO ELEVATORS, THEN REPORT ZEROS.

BLANKS OR ZEROS CAN BE REPORTED.

RI SK RATI NG METHOD 9 ( MPPP) OR G ( GFI P) ARE NOT REQUI RED TO REPORT NUMBER OF
ELEVATORS BLANKS OR ZEROS CAN BE REPORTED REGARDLESS OF THE ORI GI NAL NEWBUSI NESS
DATE.

PART 2 331- A REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: NUMBER OF ELEVATORS

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 20




ERROR MESSAGE: NUMBER OF ELEVATORS DOES NOT CORRESPOND TO THE OBSTRUCTI ON TYPE.

FAI L EDI T

DESCRI PTI ON:

I F NUMBER OF ELEVATORS I S GREATER THAN ZERO,

OBSTRUCTI ON TYPE MUST BE 90 , 91 , 92 , 94 , 95 , 96 , 97 OR 98 .

PART 2 331- B REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: POLI CY ASSI GNMENT TYPE

- - - - - - - - - - - - - - - - -


FI ELD NAME: POL- ASSI GN- TYP

UPDATE: REPLACEMENT


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: POLI CY ASSI GNMENT TYPE I S NOT A VALI D VALUE.

FAI L EDI T

DESCRI PTI ON:

POLI CI ES WI TH ENDORSEMENT EFFECTI VE DATES PRI OR TO OCTOBER 1, 2013,
N OR BLANK CAN BE REPORTED.

POLI CI ES WI TH RI SK RATI NG METHODS 9 ( MPPP) OR G ( GFI P) ,

POLI CI ES WI TH PROPERTY PURCHASE DATE PRI OR TO 7/ 6/ 2012,

OTHERWI SE,
I F THE PROPERTY PURCHASE DATE I S ON OR AFTER 7/ 6/ 2012,
POLI CY ASSI GNMENT TYPE MUST BE P .

PART 2 366- A REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: POLI CY ASSI GNMENT TYPE

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 20




ERROR MESSAGE: POLI CY ASSI GNMENT TYPE DOES NOT CORRESPOND WI TH THE PROPERTY PURCHASE DATE.

FAI L EDI T

DESCRI PTI ON:

I F THE POLI CY ASSI GNMENT TYPE I S P ,
THE PROPERTY PURCHASE DATE I S REQUI RED CANNOT BE BLANKS OR ZEROS.

PART 2 366- B REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: POLI CY NUMBER

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 170


EDI T LEVEL: OTHER POLI CY TXNS LOAD PROGRAM EDI T TYPE: RELATI ONAL


ERROR MESSAGE: ATTEMPT TO RENEWA POLI CY NOT ELI GI BLE FOR RENEWAL.

FAI L EDI T
UPDATE ACTI ON:

DESCRI PTI ON:

FOR RENEWAL TRANSACTI ONS ( 17A) :

I F RI SK RATI NG METHOD I S 3 ( ALTERNATI VE) , 6 ( PROVI SI ONAL) , 8 ( TENTATI VE) , OR
' 9' ( MPPP) AND THE POLI CY EFFECTI VE DATE I S ON OR AFTER 10/ 01/ 2013,
POLI CY CANNOT BE RENEWED.

PART 2 400- D REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 180




ERROR MESSAGE: POLI CY WI TH SUBSI DI ZED RATES NO LONGER ELI GI BLE FOR SUBSI DI ZED RATES DUE TO
LAPSE I N COVERAGE.

FAI L EDI T
UPDATE ACTI ON:

DESCRI PTI ON:

I F THE FOLLOWI NG ARE ALL TRUE, POLI CY I S RECEI VI NG PRE- FI RM SUBSI DI ZED RATES
SUBJ ECT TO THE BW- 12 SECTI ON 205 PROVI SI ONS:

POST- FI RM CONSTRUCTI ON I NDI CATOR I S N

ELEVATI ON DI FFERENCE I S +999 ( DEFAULT)

FLOOD RI SK ZONE I S A UNNUMBERED, AE, A01- A30, AH, AO, AHB, AOB, AR, AR Dual ,
V UNNUMBERED, VE, V01- V30, OR D

PART 2 400- E REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 190




ERROR MESSAGE: POLI CY CANNOT BE RATED WI TH PRE- FI RM SUBSI DI ZED RATES DUE TO
PROPERTY PURCHASE DATE.

FAI L EDI T
UPDATE ACTI ON:

DESCRI PTI ON:

I F THE FOLLOWI NG ARE ALL TRUE, POLI CY CANNOT RECEI VE PRE- FI RM SUBSI DI ZED RATES
SUBJ ECT TO THE BW- 12 SECTI ON 205 PROVI SI ONS:

POST- FI RM CONSTRUCTI ON I NDI CATOR I S N

ELEVATI ON DI FFERENCE I S +999 ( DEFAULT)

FLOOD RI SK ZONE I S A UNNUMBERED, AE, A01- A30, AH, AO, AHB, AOB, AR, AR Dual ,
V UNNUMBERED, VE, V01- V30 OR D

PROPERTY PURCHASE DATE I S AFTER 07/ 06/ 2012

PART 2 400- F REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: PREMI UM RECEI PT DATE

- - - - - - - - - - - - - - - - -


FI ELD NAME: PREM- RECP- DT

UPDATE: REPLACEMENT


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: PREMI UM RECEI PT DATE I S NOT A VALI D DATE.

FAI L EDI T

DESCRI PTI ON:


PART 2 419- A REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: PREMI UM RECEI PT DATE

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 20




ERROR MESSAGE: PREMI UM RECEI PT DATE I S REQUI RED.

FAI L EDI T

DESCRI PTI ON:

PREMI UM RECEI PT DATE CAN BE REPORTED WI TH BLANKS OR ZEROS.

PREMI UM RECEI PT DATE MUST BE REPORTED WI TH A VALI D DATE.

I F THE POLI CY I S A NON- MONEY ENDORSEMENT ( REGARDLESS OF THE ORI GI NAL NEW
BUSI NESS DATE) ,
PREMI UM RECEI PT DATE WI LL BE REPORTED WI TH BLANKS OR ZEROS.

PART 2 419- B REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: PRI OR POLI CY NUMBER

- - - - - - - - - - - - - - - - -


FI ELD NAME: CMI - PRI ORPOL

UPDATE: REPLACEMENT

FORMAT: TEN ( 10) ALPHANUMERI C CHARACTER

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: PRI OR POLI CY NUMBER MUST NOT BE BLANK.

FAI L EDI T

DESCRI PTI ON:

POLI CI ES WI TH ORI GI NAL NEWBUSI NESS DATE PRI OR TO OCTOBER 1, 2013 CAN REPORT BLANKS.

POLI CI ES WI TH NEW/ ROLLOVER/ TRANSFER I NDI CATOR N , ' R' OR Z CAN BE REPORTED WI TH ANY
VALI D POLI CY NUMBER OR BLANKS, REGARDLESS OF THE ORI GI NAL NEWBUSI NESS DATE.

POLI CI ES WI TH ORI GI NAL NEWBUSI NESS DATE ON OR AFTER 10/ 01/ 2013
AND NEW/ ROLLOVER/ TRANSFER I NDI CATOR T , THE PRI OR POLI CY NUMBER MUST NOT BE BLANK.

I F RI SK RATI NG METHOD I S ' 7' , ' P' , OR ' Q' AND ORI GI NAL NEWBUSI NESS DATE I S ON OR AFTER
10/ 01/ 2013, PRI OR POLI CY NUMBER MUST NOT BE BLANK.

NOTE:

DATA ELEMENT CURRENT MAP I NFO PRI OR POLI CY NUMBER HAS BEEN RENAMED TO PRI OR POLI CY
NUMBER . I F A PRI OR POLI CY NUMBER WAS REPORTED BEFORE OCTOBER 1, 2013 I N DATA ELEMENT
CURRENT MAP I NFO PRI OR POLI CY NUMBER , THERE I S NO NEED TO REPORT I T AGAI N.

PART 2 429- A REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: PRI OR POLI CY NUMBER

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 20




ERROR MESSAGE: PRI OR POLI CY NUMBER MUST BE REPORTED.

FAI L EDI T

DESCRI PTI ON:

I F GRANDFATHERI NG TYPE CODE I S ' 3' ,
PRI OR POLI CY NUMBER MUST NOT BE BLANK.

NOTE:

DATA ELEMENT CURRENT MAP I NFO PRI OR POLI CY NUMBER HAS BEEN RENAMED TO PRI OR POLI CY
NUMBER . I F A PRI OR POLI CY NUMBER WAS REPORTED BEFORE OCTOBER 1, 2013 I N DATA ELEMENT
CURRENT MAP I NFO PRI OR POLI CY NUMBER , THERE I S NO NEED TO REPORT I T AGAI N.

PART 2 429- B REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: PROPERTY PURCHASE DATE

- - - - - - - - - - - - - - - - -


FI ELD NAME: PROP- PURCHASE- DT

UPDATE: REPLACEMENT


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: PROPERTY PURCHASE DATE I S NOT A VALI D DATE.

FAI L EDI T

DESCRI PTI ON:


PART 2 432- A REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: PROPERTY PURCHASE DATE

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 20




ERROR MESSAGE: PROPERTY PURCHASE DATE I S REQUI RED.

FAI L EDI T

DESCRI PTI ON:

POLI CI ES WI TH RI SK RATI NG METHOD 9 ( MPPP) OR G ( GFI P) ARE NOT REQUI RED TO REPORT THE
PROPERTY PURCHASE DATE BLANKS OR ZEROS CAN BE REPORTED REGARDLESS OF THE
ORI GI NAL NEWBUSI NESS DATE.

POLI CI ES WI TH NEW/ ROLLOVER/ TRANSFER I NDI CATOR R OR Z CAN REPORT BLANKS OR ZEROS,

PROPERTY PURCHASE DATE CAN BE REPORTED WI TH BLANKS OR ZEROS.

I F THE ORI GI NAL NEWBUSI NESS DATE I S ON OR AFTER 10/ 01/ 2013 AND
THE PROPERTY PURCHASE I NDI CATOR I S Y ,
PROPERTY PURCHASE DATE MUST BE REPORTED WI TH A VALI D DATE CANNOT BE
ZEROS OR BLANKS.

I F THE ORI GI NAL NEWBUSI NESS DATE I S ON OR AFTER 10/ 01/ 2013 AND THE
PROPERTY PURCHASE I NDI CATOR I S N ,
PROPERTY PURCHASE DATE CAN BE REPORTED WI TH ZEROS OR BLANKS.

I F THE ORI GI NAL NEWBUSI NESS DATE I S ON OR AFTER 10/ 01/ 2013 AND THE
POLI CY ASSI GNMENT TYPE I S P ,
PROPERTY PURCHASE DATE MUST BE REPORTED WI TH A VALI D DATE CANNOT BE
ZEROS OR BLANKS.

PART 2 432- B REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: PROPERTY PURCHASE I NDI CATOR

- - - - - - - - - - - - - - - - -


FI ELD NAME: PROP- PURCH- I ND

UPDATE: REPLACEMENT


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: PROPERTY PURCHASE I NDI CATOR I S NOT A VALI D VALUE.

FAI L EDI T

DESCRI PTI ON:




OTHERWI SE,
PROPERTY PURCHASE I NDI CATOR MUST BE REPORTED WI TH Y OR N .

PART 2 432- C REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: PROPERTY PURCHASE I NDI CATOR

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 20




ERROR MESSAGE: PROPERTY PURCHASE I NDI CATOR DOES NOT CORRESPOND WI TH THE
PROPERTY PURCHASE DATE.

FAI L EDI T

DESCRI PTI ON:

I F PROPERTY PURCHASE DATE I S REPORTED ( OTHER THAN ZEROS OR BLANKS) ,

THE PROPERTY PURCHASE I NDI CATOR MUST BE Y .

PART 2 432- D REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: REI NSTATEMENT POLI CY SERVI CE FEE

- - - - - - - - - - - - - - - - -

FI LE: POLI CY STATUS: REQUI RED ALI AS: FEDERAL SERVI CE FEE

FI ELD NAME: N/ A


FORMAT: SEVEN ( 7) DI GI TS WI TH AN I MPLI ED DECI MAL OF TWO POSI TI ONS

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: REI NSTATEMENT POLI CY SERVI CE FEE MUST BE NUMERI C.

FAI L EDI T

DESCRI PTI ON:

REI NSTATEMENT FEDERAL POLI CY FEE MUST BE NUMERI C

PART 2 446 REVI SI ON 8 ( 05/ 01/ 2004 )
EDI T DI CTI ONARY

DATA ELEMENT: REI NSTATEMENT RESERVE FUND PREMI UM

- - - - - - - - - - - - - - - - -


FI ELD NAME: RESERVE- FUND- PREM


FORMAT: SI GNED NUMBER I N THE FORMAT S9( 8) V99

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10


EDI T LEVEL: EDI T PROCESSER PROGRAM EDI T TYPE: I NFORMATI ONAL


ERROR MESSAGE: REI NSTATEMENT RESERVE FUND PREMI UM MUST BE NUMERI C.

FAI L EDI T

DESCRI PTI ON:

MUST BE NUMERI C.

PART 2 449- A REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: REI NSTATEMENT RESERVE FUND PREMI UM

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 20




ERROR MESSAGE: REI NSTATEMENT RESERVE FUND PREMI UM DOES NOT MATCH THE
RESERVE FUND PREMI UM - REFUNDED.

FAI L EDI T
UPDATE ACTI ON: REJ ECT

DESCRI PTI ON:

REI NSTATMENT RESERVE FUND PREMI UM MUST MATCH THE RESERVE FUND PREMI UM REFUNDED
ON FI LE.

PART 2 449- B REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: RENTAL PROPERTY I NDI CATOR

- - - - - - - - - - - - - - - - -


FI ELD NAME: RENTAL- PROP

UPDATE: REPLACEMENT


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: RENTAL PROPERTY I NDI CATOR I S NOT A VALI D VALUE.

FAI L EDI T

DESCRI PTI ON:



OTHERWI SE,
RENTAL PROPERTY I NDI CATOR MUST BE Y OR N .

PART 2 453- A REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: REPLACEMENT COST

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 20


EDI T LEVEL: REFORMAT/ PRE- PROCESSER PROGRAM EDI T TYPE:


ERROR MESSAGE: REPLACEMENT COST MUST BE GREATER THAN ZERO.

FAI L EDI T

DESCRI PTI ON:

I F THE NEW/ ROLLOVER/ TRANSFER I NDI CATOR I S ' N' OR ' Z' ,
THE REPLACEMENT COST MUST BE GREATER THAN ZERO
I F ALL OF THE FOLLOWI NG ARE TRUE:

2. TOTAL AMOUNT OF I NSURANCE - BUI LDI NG I S GREATER THAN ZERO

OTHERWI SE, THE REPLACEMENT COST CAN BE ZERO OR GREATER.

NOTE:

I F THE TOTAL AMOUNT OF I NSURANCE - BUI LDI NG I S ZERO, THE
REPLACEMENT COST CAN BE ZERO.

THE REPLACEMENT COST CAN BE ZERO.

I F RI SK RATI NG METHOD I S ' 9' ( MPPP) OR ' G' ( GROUP FLOOD) ,
THE REPLACEMENT COST CAN BE ZERO.

PART 2 459 REVI SI ON 8 ( 05/ 01/ 2004 )

EDI T DI CTI ONARY

DATA ELEMENT: RESERVE FUND PREMI UM

- - - - - - - - - - - - - - - - -




FORMAT: SI GNED NUMBER I N THE FORMAT S9( 8)

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10


EDI T LEVEL: EDI T PROCESSER PROGRAM EDI T TYPE: RELATI ONAL


ERROR MESSAGE: RESERVE FUND PREMI UM MUST BE NUMERI C.

FAI L EDI T

DESCRI PTI ON:

MUST BE NUMERI C.

RESERVE FUND PREMI UM CAN BE REPORTED WI TH ZEROS.

RESERVE FUND PREMI UM MUST BE ZERO OR GREATER ( CANNOT BE BLANK) .

PART 2 472- A REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013

EDI T DI CTI ONARY

DATA ELEMENT: RESERVE FUND PREMI UM - REFUNDED

- - - - - - - - - - - - - - - - -




FORMAT: SI GNED NUMBER I N THE FORMAT S9( 8) V99

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10


EDI T LEVEL: EDI T PROCESSER PROGRAM EDI T TYPE: I NFORMATI ONAL


ERROR MESSAGE: RESERVE FUND PREMI UM REFUNDED MUST BE NUMERI C.

FAI L EDI T

DESCRI PTI ON:

MUST BE NUMERI C.

PART 2 472- B REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: RI SK RATI NG METHOD

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 130




ERROR MESSAGE: RI SK RATI NG METHOD I S I NVALI D FOR THI S POLI CY.

FAI L EDI T

DESCRI PTI ON:

I F THE RI SK RATI NG METHOD I S ' B' OR W , ALL OF THE FOLLOWI NG MUST BE TRUE:


2. POST FI RM CONSTRUCTI ON I NDI CATOR = ' N'

3. FLOOD RI SK ZONE = A UNNUMBERED, AE, A01- A30, AH, AO, AHB, AOB, AR, AR Dual ,
V UNNUMBERED, VE, V01- V30, OR D

4. ELEVATI ON DI FFERENCE I S NOT THE DEFAULT VALUE ( +999)

I F THE RI SK RATI NG METHOD I S ' E' , ALL OF THE FOLLOWI NG MUST BE TRUE:


2. POST FI RM CONSTRUCTI ON I NDI CATOR = ' N'

PART 2 486- A REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: SRL PROPERTY I NDI CATOR

- - - - - - - - - - - - - - - - -


FI ELD NAME: SRL- PROP- I ND

UPDATE: REPLACEMENT


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: SRL PROPERTY I NDI CATOR I S NOT A VALI D VALUE.

FAI L EDI T

DESCRI PTI ON:



OTHERWI SE,
I F THE ORI GI NAL NEWBUSI NESS DATE I S ON OR AFTER 10/ 01/ 2013, THE
SRL PROPERTY I NDI CATOR MUST BE Y OR N .

PART 2 502- A REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: SRL PROPERTY I NDI CATOR

EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 20




ERROR MESSAGE: SRL PROPERTY I NDI CATOR DOES NOT CORRESPOND WI TH THE POLI CY
NUMBER.

FAI L EDI T

DESCRI PTI ON:

I F SRL PROPERTY I NDI CATOR I S Y ,

THE POLI CY NUMBER MUST START WI TH RL AND BE WI THI N THE SPECI AL DI RECT
FACI LI TY OF THE NFI P DI RECT SERVI CI NG AGENT.

PART 2 502- B REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: TENANT BUI LDI NG COVERAGE I NDI CATOR

- - - - - - - - - - - - - - - - -


FI ELD NAME: TENANT- BLDCOV

UPDATE: REPLACEMENT


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: TENANT BUI LDI NG COVERAGE I NDI CATOR I S NOT A VALI D VALUE.

FAI L EDI T

DESCRI PTI ON:



OTHERWI SE,
TENANT BUI LDI NG COVERAGE I NDI CATOR MUST BE Y OR N .

PART 2 530- A REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: TENANT I NDI CATOR

- - - - - - - - - - - - - - - - -


FI ELD NAME: TENANT- I ND

UPDATE: REPLACEMENT


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: TENANT I NDI CATOR I S NOT A VALI D VALUE.

FAI L EDI T

DESCRI PTI ON:



OTHERWI SE,
TENANT I NDI CATOR MUST BE Y OR N .

PART 2 530- B REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013
EDI T DI CTI ONARY

DATA ELEMENT: WAI TI NG PERI OD TYPE

- - - - - - - - - - - - - - - - -


FI ELD NAME: WAI T- PERI OD

UPDATE: REPLACEMENT


EDI T CRI TERI A
- - - - - - - - - - - - -

ORDER: 10




ERROR MESSAGE: WAI TI NG PERI OD TYPE I S NOT A VALI D VALUE.

FAI L EDI T

DESCRI PTI ON:


POLI CY RENEWALS ( 17A) ARE NOT REQUI RED TO REPORT THE WAI TI NG PERI OD TYPE,
REGARDLESS OF THE ORI GI NAL NEWBUSI NESS DATE
VALUE N WI LL BE REPORTED FOR RENEWALS.

I F THE NEW/ ROLLOVER/ TRANSFER I NDI CATOR I S ' Z' ( REGARDLESS OF THE ORI GI NAL NEW
BUSI NESS DATE) ,
WAI TI NG PERI OD TYPE MUST BE N .

WAI TI NG PERI OD TYPE CANNOT BE N .

OTHERWI SE,
WAI TI NG PERI OD TYPE MUST BE S , M , C , OR N .

PART 2 585- A REVI SI ON 8 ( 05/ 01/ 2004 )
EFFECTI VE 10/ 01/ 2013

ATTACHMENT F

NON-PRINCIPAL/NON-PRIMARY PRE-FIRM RATE CHANGES
EFFECTIVE JANUARY 1, 2014

RATE 3
TABLE 2B. REGULAR PROGRAM PRE-FIRM CONSTRUCTION RATES
1
(EFFECTIVE JANUARY 1, 2014)
NON-PRINCIPAL/NON-PRIMARY RESIDENCE
2
1) Pre-FIRM properties that are newly purchased or newly insured on or after July 6, 2012; 2) Policies that have lapsed in coverage and are
being reinstated on or after October 4, 2012; or 3) 14 Family Severe Repetitive Loss properties
3
SINGLE FAMILY
24 FAMILY
(CONDO UNIT)
4
OTHER RESIDENTIAL
(CONDO UNIT)
4
B
U
I
L
D
I
N
G

T
Y
P
E
No Basement/Enclosure 1.14 / .99 1.44 / 1.77 1.14 / .99 1.14 / .99
With Basement 1.22 / 1.45 1.44 / 1.48 1.22 / 1.45 1.22 / 1.45
With Enclosure
5
1.22 / 1.75 1.44 / 1.77 1.22 / 1.75 1.22 / 1.75
Elevated on Crawlspace 1.14 / .99 1.44 / 1.77 1.14 / .99 1.14 / .99
Non-Elevated with Subgrade Crawlspace 1.14 / .99 1.44 / 1.48 1.14 / .99 1.14 / .99
6
1.14 / .99 1.44 / 1.77
C
O
N
T
E
N
T
S

L
O
C
A
T
I
O
N
Basement & Above
7
1.44 / 1.48 1.44 / 1.48
Enclosure & Above
8
1.44 / 1.77 1.44 / 1.77
Ground Level
1.44 / 1.77 1.44 / 1.77
and Higher Floors
1.44 / 1.23 1.44 / 1.23
Above Ground Level
.53 / .24 .53 / .24
6
SINGLE FAMILY
24 FAMILY
(CONDO UNIT)
4
OTHER RESIDENTIAL
(CONDO UNIT)
4
B
U
I
L
D
I
N
G

T
Y
P
E
No Basement/Enclosure 1.48 / 2.54 1.84 / 4.34 1.48 / 2.54 1.48 / 2.54
With Basement 1.58 / 3.77 1.84 / 3.67 1.58 / 3.77 1.58 / 3.77
With Enclosure
5
1.58 / 4.45 1.84 / 4.32 1.58 / 4.45 1.58 / 4.45
Elevated on Crawlspace 1.48 / 2.54 1.84 / 4.34 1.48 / 2.54 1.48 / 2.54
Non-Elevated with Subgrade Crawlspace 1.48 / 2.54 1.84 / 3.67 1.48 / 2.54 1.48 / 2.54
6
1.48 / 9.10 1.84 /4.32
C
O
N
T
E
N
T
S

L
O
C
A
T
I
O
N
Basement & Above
7
1.84 / 3.67 1.84 / 3.67
Enclosure & Above
8
1.84 / 4.32 1.84 / 4.32
Ground Level
1.84 / 4.32 1.84 / 4.32
and Higher Floors
1.84 / 3.80 1.84 / 3.80
Above Ground Level
.70 / .57 .70 / .57
6
2 For rating purposes only, FEMA defines a non-principal/non-primary residence as a building that will not be lived in by the insured or the
insureds spouse for at least 80% of the 365 days following the policy effective date.
4 Individually owned unit in the condominium form of ownership located within a multi-unit building.

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Flood Rate

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