Aadhaar: A Platform to

Transform Service Delivery

Unique Identification Authority of
India
www.uidai.gov.in
Tampa, 20
th
September 2012
Agenda
Context of UIDs and Mandate of UIDAI
Features of UIDs (Aadhaar)
Implementation Approach
Status of Implementation
Service Delivery Potential of Aadhaar
Service Delivery Architecture
Some Application Examples




Context of UIDs in India
Provision of a robust and reusable ID,
especially to those who do not have one
To clean up existing databases through
Uniqueness : No duplicates or fakes
Improve Targeting and Delivery of Services
Reducing the cost of Services Delivery


UIDAIs Mandate
To provide Unique ID Numbers to all Residents
Provide online, cost-effective, ubiquitous
authentication services across country
Define usage and applications of UID for
delivery of various services
Ensure ways of leveraging field level institutions
in establishing linkages across partner agencies


Features of UIDs
Only Numbers No Cards
Random Numbers No Intelligence
Standard Attributes No Profiling
All Residents Including Children
Flexibility to Partners
Features Contd.
No Guarantees to Rights, Citizenship, Entitlements
Uniqueness Ensured through biometric attributes
De-novo creation of database
Ubiquitous Authentication anytime any where
Ensuring Security and Privacy of Information
Name

Address

Gender

Date of birth
1 person1 number
How UIDs are made

Photo

Both
iris
10
finger-
prints
UIDAI will issue unique IDs
Property of UIDAI - Highly confidential
8
UID = 1568 3647 4958 6218
UID Unique number Random number
Basic demographic data and
biometrics stored centrally
Central UID database
Standardized identity attributes

No duplicates(1:N check)

Flexibility to partners on Know
Your Resident (KYR)+


Name
Parents
Gender
DoB
PoB
Address

and authenticate IDs online, real-time
9
UID = 1568 3647 4958 6218
Central UID database
1:1 check, no ID fraud
Only YES/NO response, no details no invasion of privacy
Person can see self-details, no one else can
Authentication - Are you
who you claim to be?
Aadhaar Authentication at a Glance
=
Yes **
OR
No
*and/or Single or multi-factor authentication

**Yes/No Would enable service provider to take business decision
+
Demographics*
Name, Gender,
DOB, Address..
One Time Password*
Biometrics
1:1 Match
1111 2222 3333
Aadhaar : An Online ID
Ration
Card
Drivers
License
Passport
PAN
Card
NREGA
Job card
Voter ID
Card
All current valid PoI/PoA
documents issued for specific
purposes and entitlements
Used as PoI/PoA in the absence of
a pure ID
Requires manual authentication
basis What the user has
Is prone to duplicates, fakes, etc.

Aadhaar is a pure ID issued by the
Government to all residents
Identity platform for leverage by
multiple applications
Portable Online ID can be used for
Authentication anytime, anywhere
Authentication on basis of what the
user is (biometrics) or knows (OTP )
Provides usage audit trail
UIDAI enrolls through Registrars
12
Various registrars in the country can enroll residents
Working closely with RGI to leverage NPR initiative
UIDAI empanelled enrolment agencies can be used
D
a
t
a

f
l
o
w

Over-arching Goals/Constraints
Cost we are not a rich country
Scalability we are 1.2 Billion!
Speed we cant wait for 20 years
Convenience to residents it is for people
Inclusive poor need it most
Best of technology - for the service of the poor
Ensuring Uniqueness
Design Choices
Existing databases vs de-novo
Open Architecture vs Custom Design
Application vs Platform
Minimalist vs Comprehensive
Exclusive vs inclusive
Controlled vs Eco-system based
Standards vs Proprietary: Inter-operability and
vendor neutrality



15
Implementation Status of UIDAI project
Issue of first Aadhaar
Targets
600 million residents by 2014
RGI expected to cover
remaining Population
Progress so far Key Highlights
Aadhaar launched by PM and UPA
Chairperson on September 29, 2010
in Nandurbar district, Maharashtra
More than 200 million enrolments
covering almost all the states and UTs
More than 190 million Aadhaars
Generated
A large eco-system of Registrars,
Enrolment Agencies, Operators, Device
Manufacturers/Suppliers, Certification
Agencies and Operators developed

15
Enrolment Kit
1 2
3
4 5 6
1
2
3
4
5
6
Item-wise description
Laptop with enrolment client
2
nd
monitor for live data
verification by resident
Camera for photo capture
Iris scanner
Fingerprint slap scanner
Enrolment kit box
www.uidai.gov.in
Enrolment centre, Andhra Pradesh
Homeless, Nizamuddin, Delhi
Madhya Pradesh
Maharashtra
Enrolment in Maharashtra

Kerala
Puducherry
Enrolment centre in Jharkhand
Enrolment in Karnataka

www.uidai.gov.in
What is in a Number?
Service Delivery Potential o Aadhaar
Service Delivery Potential of Aadhaar
Uniqueness and Existence ensures no fakes or duplicates
Can become a unique and sufficient identifier for
various Service Delivery programs:
Opening of bank accounts and other financial
products
Getting pre-paid mobile connections
Getting LPG Cylinder Connections,
Various States, Central Entities have notified Aadhaar to
be POI and POA for various programs
Enables a resident-centric view of service delivery
programs


Service Delivery potential due to
Authentication
All transactions start with proving your identity
Aadhaar online authentication will provide a common
platform which can be used across all applications.
Entitlements should reach the intended beneficiary
non-transferability to be ensured
This can be effectively done by authentication at the
point of service delivery
Many domains will be able to use as a proof of
presence for the beneficiary

Aadhaar Authentication
Authentication will enable Improvements in
cost, efficiency and transparency in service
delivery
Tracking end to end service delivery process
Move service delivery towards a demand driven,
beneficiary led system
Strengthen existing accountability/vigilance
procedures
Access to relevant MIS and empowerment of
beneficiaries

Universal ID, valid all
India
Interoperable
platform for multiple
applications
Identity verifiable
through mobile and
online
Anywhere authentication
through demographics,
biometrics, or OTP
Only one number per
person
6654 3212 9087
Can be linked to a
bank a/c numbers,
mobile numbers, and
other identifiers
Aadhaar : A flexible, national infrastructure
Types of Applications
Subscription to a New Service, Product.
Example: Mobile Connection, PDS Ration Card, Bank
Account
KYC,
Database
Cleanup
Money Transfers, Consumer Banking
Example: NREGA wages, Pensions to bank accounts,
Micropayments
Transactions
Attendance/Presence, Access to
Location
Example: NREGA Attendance, FPS beneficiary identity
Presence,
Access
Control

Mechanism for linking Databases
Example: Credit Bureau, Medical Records

Aadhaar as a
Unique ID
33
Aadhaar platform for Banking
Open Bank Accounts using Aadhaar
Connect existing Bank Accounts
Access (KYC)
Transfer funds to the AE Accounts leveraging Aadhaar
Payment Bridge (APB)
Simplifies disbursal of funds uses only one account
for all disbursals
Address
(APB)
Aadhaar Enabled Payments System (AEPS) leveraging
BC microATM network integrated with Aadhaar
Authentication
MicroATM enabled transactions - withdraw and
deposit, Check balance, peer to peer transfers
Inter-operable, portable anytime anywhere
Transactions
(AEPS)
4. Authenticate
2. AADHAAR number, money
transfer instruction, biometrics
Convenient cash withdrawal
Resident
BC with Micro-ATM
Rams bank account
BCs bank account
Interoperable Switch
1. Withdrawal request
3. Forward to switch
6. Debit
7. Credit
8. Inform: Call / SMS
9. Cash
UIDAI
5. Authorize
State Resident Data Hub (SRDH)
Common Database with all resident records with Aadhaar
numbers and KYR information. (from EID-UID mapping
files)
Single Source of Truth on Resident Data
Development of one
single consolidated
Data Hub for the
State
Development of a framework for seeding of resident
databases of the departments with Aadhaar number
Development of Framework for departments to access
resident data, as available in SRDH, and clean their own
data
SRDH to have
synchronization with
Department and
Program Databases
Institutional arrangements for ownership and
management
Nodal Department in State
Managed Service Providers
SRDH Nodal Department for Authentication Services to
other Departments
Development of a
State-wide Data
Governance
Framework
36
Application Adoption Status
Current Aadhaar Application Pilots
Financial Inclusion Pilot in Jharkhand
o Direct Payment in Bank Accounts and Banking transactions
o The wages of MGNREGA workers are being transferred directly into
Aadhaar linked bank account of the beneficiaries
o Micro-ATMs deployed in rural areas help the beneficiaries to easily access
basic banking services such as Withdrawal, Deposit, Balance Enquiry, etc.
LPG Delivery Pilot in Mysore : Direct transfer of subsidies
o LPG cylinders being delivered by delivery boys to households after
Aadhaar biometric Authentication
o Authentication ensures that the subsidized cylinders reach the right
beneficiary and is not diverted by distributors or delivery boys
o The second phase of Pilot would test the subsidy amount being directly
transferred into the Aadhaar linked bank account of beneficiary so that
there is no incentive for distributors and delivery boys to divert cylinders.

38
Current Pilots
51 Districts identified to start payments pilot
for social benefits delivery like MNREGA,
Scholarships, National Social Assistance
Programs
Direct subsidy transfer for Kerosene subsidy
started in Rajasthan
Joint working Groups with Ministries and
Applications support to States for other
applications
Conclusion
Aadhaar is a development project with the
objectives of inclusion and to enable access to
services
Aadhaar has been designed as a Service Delivery
Platform to make these deliveries cost effective,
more accountable, transparent and to reduce
last-mile leakages. Authentication enables
achievement of all these objectives
We believe that it will fundamentally transform
the way we deliver services to our people.
Thank You